Euronet Software Solutions ATM Management System Maintain and Expand Your Automated Service Offerings with a Secure, Flexible and Powerful Solution

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1 Secure Financial Transactions Any Time, Any Place Euronet Software Solutions ATM Management System Maintain and Expand Your Automated Service Offerings with a Secure, Flexible and Powerful Solution Serving millions of people worldwide with electronic payment convenience.

2 Experienced Global Partner Experienced Partner Unlike Any Other Euronet Software Solutions has been a leader in providing ATM software solutions since We have sold and installed more than 200 ATM solutions around the world. In addition to delivering quality solutions to our software clients, we also manage our own data centers across Europe, the Middle East and Asia. Utilizing the same reliable and secure technology used by our software clients, our data centers process transactions in a network of more than 14,000 ATMs. As both a global solutions provider and a payments processor, we have a unique knowledge and understanding of the payments business. We recognize how payments fit into a variety of business operating models, and we have extensive experience integrating our solutions into other platforms from every possible vantage point. Strategic Partnerships to Maximize Your Success We maintain strategic partnerships with leading technology partners to provide end-to-end solutions for your electronic financial transaction needs. Solutions from Euronet Software and its partners help you meet the needs of your customers as well as industry demands head on with a powerful combination of complementary technology and business applications. By combining our strengths, we create supremely secure, comprehensive and powerful solutions to optimize our customers issuing, acquiring and back-office operations. We have strategic ATM partnerships with terminal manufacturers such as Diebold, NCR and Wincor Nixdorf.

3 Take Control of Your ATM Network Euronet Software Solution s ATM Management System can easily maintain and expand your automated service offerings and enhance your customers transaction experience. ATM Management Provide the convenience and flexibility of 24x7 transaction service Enjoy a cost-effective transaction channel by reducing interaction at tellers Gain an additional revenue and advertising channel Promote customer loyalty through a 24x7 banking channel Industry leading reliability and unparalleled scalability

4 Enjoy a Higher Level of Service and Flexibility Customers have grown to depend on ATMs to withdraw and deposit cash, transfer funds, pay bills, purchase content and more 24 hours a day. Many financial institutions have been through mergers and acquisitions, resulting in having to manage a multivendor ATM fleet thus creating a management challenge. Euronet Software Solutions ATM Management System enables you to control and service your entire ATM network in real-time, across a diverse range of hardware and software combinations. Control & Flexibility Enhanced Customer Experience Higher Level of Service Maximum Security Ease of Deployment

5 ATM Management System Drive Your ATMs with Precision Our ATM Management System connects an ATM terminal to our Integrated Transaction Management (ITM) system by providing ATM device-specific message protocol translation, device status monitoring, editing of ATM screens and receipts and reporting for settlement balancing. All of this gives you a streamlined and effective approach to driving your ATMs with precision. ATM Management System Features Fully integrated, multi-channel, highly scalable Configurable transaction acquiring and routing ATM network control and monitoring Multi-financial institution processing Customizable customer messages Supports multiple accounts per card Multi-language display and print Flexible screen and receipt configuration Transaction and availability statistics reporting Multi-currency dispensing Flexible transaction authorization limits Stand-in authorization PA-DSS certified with PCI encryption Configurable dispense methods Automatic notification for problem reporting Transaction security through TDES, MAC and automated key distribution Configurable service and surcharge fees Adding ATMs with no host downtime

6 Manage Your ATMs with Ease No Matter How Many From small, local banks to the largest regional and multinational organizations, Euronet Software Solutions highly scalable ATM solution meets the needs of any ATM environment. Around the world, our system supports various sized organizations driving anywhere from 2 to more than 15,000 ATMs. Our ATM Management System can handle networks of any size No matter the size, we have the solution for your organization to support ATM transactions for balance inquiry, cash withdrawal, fast cash, mini-statements, check and cash deposit, and much, much more. Checkbook requests Bill payments Fund transfers Statement requests Card activations PIN changes Prepaid mobile airtime replenishments Self-service purchases Cardless cash payouts

7 Generate New Revenue with Value-Added Transactions Our ATM Management System enables you to leverage revenue streams such as screen and receipt advertising, coupon dispensing, digital content distribution, insurance and ticket sales, prepaid mobile airtime replenishment and cardless cash payouts. You can generate revenue with the sale of screen and receipt marketing space and self-service purchase transactions. All of these provide service charge and advertising revenues to you. With Dynamic Currency Conversion, you can generate additional revenue by offering foreign cardholders the choice to perform the transaction in their home currency, all in compliance with card association requirements. Enjoy Additional Revenue and Increased Customer Loyalty

8 Maximize and Grow Your Investment You can seamlessly integrate your ATMs with your other electronic touch points and your back-office accounting system by routing through our powerful ITM transaction engine surrounded by our payments hub architecture designed to maximize your investment. Our integrated software solutions are at the core of our payments hub architecture providing substantial reduction in the overhead costs associated with managing multiple delivery systems and vendor interfaces. With multi-currency and multi-language capability, our solutions provide the flexibility your organization needs to expand service offerings into additional customer delivery channels without reconfiguring or relicensing the technology. Expand Your Service Offerings Bill Payment Card Management Dynamic Currency Conversion Internet Banking Mobile Banking Mobile Recharge POS Bank POS & Merchant Management Remote Key Load Telephone Banking And more! No other system has the speed to market and low capital investment to provide you with the flexibility to expand your service offerings into additional customer touch points and delivery channels.

9 Streamline Your Payment Systems While Euronet Software Solutions ITM system ensures absolute consistency and control across multiple customer touch points, our payments hub architecture creates an environment that blends your technology and business processes so that you can reduce risks and simplify your payment systems. We utilize service-oriented architecture (SOA) and Web Services channels with reusable service layers and components. This enables streamlined processing and easier access to information in addition to easy connection to third-party vendors. With Euronet Software Solutions, you can drive successful and profitable transactions that are fully integrated while taking advantage of new solutions that are opening additional customer touch points via an expanding array of delivery channels, and positioning your organization to meet the challenges of today and tomorrow.

10 Security Brings Peace of Mind Using the most current industry-standard hardware encryption from our market-leading cryptography partner Thales and software security technologies such as Triple- DES and EMV chip cards, our ATM Management system is supremely secure ensuring absolute privacy of customer information and transaction processing. The transaction security options available with this solution will help protect you and your customers from fraud by supporting such functions as PIN encryption, PIN verification, CVV/CVC, PVC/PVV support, PAN truncation and EMV. Euronet software customers around the globe drive more than 14,000 ATMs using our ATM Management solution!

11 Euronet Software Solutions - the Best Choice for Your ATM Management Through combined expertise in terminal driving, transaction switching, processing and software development, Euronet Software Solutions delivers more types of integrated transaction and payment solutions than ever before. Our team of experienced professionals, suite of integrated products and dedication to excellence in customer service enable us to meet your electronic financial payment needs and help you achieve more success and profitability. With Euronet Software Solutions, you benefit from more than 35 years of diverse payments experience and gain a focused partnership with an industry leading, financially sound, global organization. Make the best choice by choosing Euronet Software Solutions an organization uniquely positioned to meet your diverse needs - any time, any place. OUR SOLUTIONS Card Issuing Solutions - ATM Card Issuing - Credit Card Issuing - Debit Card Issuing - Prepaid Card Issuing - Contactless Card Support - Chip Card (EMV) Support Card Association Payment Solutions - International EFT Network Interface American Express China UnionPay Discover JCB MasterCard Visa - Regional EFT Network Interface - Proprietary EFT Network Interface Self-Service Solutions - ATM Device Driving - POS Device Driving - POS Bank - Dynamic Currency Conversion - Remote Key Load Back-Office Processing Solutions Value-Add Offerings - Customer Relationship Mgmt - Bill Payment - Alerts and Notifications - Recharge - Remittance / Money Transfer Payout ebanking Solutions - Telephone Banking - Internet Banking - Mobile Banking - Credit Card Management - Merchant Acquiring - Shared-Network Processor Professional Services - Project Consulting - Project Management - Solution Delivery - Customer Support and Training CONTACT US - For more information about our ATM Management System, or about solutions for ebanking, Card Issuing, Self-Service and Card Associations, contact your Euronet Software Solutions account representative or us at sales@eeft.com. Visit us online at

12 Euronet Software Solutions Chenal Parkway, Suite 200 Little Rock, Arkansas Copyright 2012 Euronet Worldwide, Inc. all Rights reserved. Any and all product names, company names, logos and trade names used in this publication are assumed to be the legal property of their respective companies. June 2012

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