The value of each i-mint point is assumed as 30 paise worth of gifts you can chose from i-mint reward catalogue.

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1 ICICI Bank Instant Gold Credit Card You earn 1 i-mint reward for every Rs 100 spent on this card. The value of each i-mint point is assumed as 30 paise worth of gifts you can chose from i-mint reward catalogue. *We have assumed you would be spending 40% of this category on airlines and rest on travel and hotels. ICICI Bank Instant Platinum Credit Card You earn 3 i-mint reward for every Rs 100 spent on this card. The value of each i-mint point is assumed as 30 paise worth of gifts you can chose from i-mint reward catalogue. *We have assumed you would be spending 40% of this category on airlines and rest on travel and hotels. ICICI Bank VISA Signature Credit Card For spends upto Rs 500,000 within one year from the date of issue of your card, you earn 5 Hand Picked Rewards (HPR) for Rs.100 on international spends, 4 HPR for every Rs. 100 on travel bookings, 2 HRP for every Rs 100 on restaurants and hotels, and 1 HPR on all other spends For spends above Rs 500,000 within one year from the date of issue of your card, you earn 10 Hand Picked Rewards (HPR) for Rs.100 on international spends, 8 HPR for every Rs. 100 on travel bookings, 4 HRP for every Rs 100 on restaurants and hotels, and 2 HPR on all other spends You get shopping vouchers worth Rs 1,000 for every Rs 1250 Hand-picked Rewards. The same value has been captured while arriving at the value you earn on all your spends We have assumed you would be spending 40% of travel, hotels and airlines category on airlines and rest on travel and hotels You also get certain joining privileges in the first year against the joining fee, as illustrated below You pay an annual fee of Rs 2000 plus taxes from the second year and get 2000 HRP credited to your account every time you pay the fee You will not earn any reward points on fuel purchases but will earn a fuel surcharge waiver of 2.5% on all petrol pumps

2 Remember, you earn more on your spends once you reach the next spends level in a given calendar year on your ICICI Bank Credit Card Account. Red Carpet Privileges (Value in Rupees) Tag Heuer / Raymond Weil watch redeemed against 30,000 Handpicked Rewards (MRP Rs ) year Golf Fee Card Membership Annual Membership to the Standard Tier of the Priority Pass program ($99) 4455 Total value against joining fee ICICI Bank Platinum Identity Credit Card For spends upto Rs 250,000 within one year from the date of issue of your card, you earn 4 Hand Picked Rewards (HPR) for every Rs 200 on international spends and 2 HPR for every Rs 200 on domestic spends For spends between 250,000 and Rs 500,000 within one year from the date of issue of your card you earn 5 HPR for every Rs 200 on international spends and 3 HPR on every Rs 200 on domestic spends For spends above Rs 500,000 within one year from the date of issue of your card you earn 8 HPR for every Rs 200 on international spends and 4 HPR on every Rs 200 on domestic spends You get shopping vouchers worth Rs 1,000 for every Rs 1250 Hand-picked Rewards. The same value has been captured while arriving at the value you earn on all your spends You also get certain joining privileges in the first year against the joining fee, as illustrated below You pay an annual fee of Rs 750 plus taxes from the second year and get 250 HRP credited to your account every time you pay the fee You will not earn any reward points on fuel purchases but will earn a fuel surcharge waiver of 2.5% on all petrol pumps Remember, you earn more on your spends once you reach the next spends level in a given calendar year on your ICICI Bank Credit Card Account. Red Carpet Privileges (Value in Rupees) 2 Year membership of Golf Fee Card - discounts on green fee, access to domestic & international golf courses and offers from Hertz & TAJ hotels Annual membership of the Standard Tier of Priority Pass -international lounge access 4455 program (USD 99) Total value against joining fee 16455

3 ICICI Bank Ascent American Express Credit Card For spends upto Rs 250,000 within one year from the date of issue of your card, you earn 6 Handpicked Rewards (HPR) for every Rs 200 spent on dining, airline, shopping at department stores and any international spends and 3 HPR for every Rs 200 spent elsewhere For spends between Rs 250,000 and Rs 500,000 within one year from the date of issue of your card, you earn 8 Hand-picked Rewards (HPR) for every Rs 200 spent on dining, airline, shopping at department stores and any international spends and 4 HPR for every Rs 200 spent elsewhere For spends above Rs 500,000 within one year from the date of issue of your card, you earn 12 Handpicked Rewards (HPR) for every Rs 200 spent on dining, airline, shopping at department stores and any international spends and 6 HPR for every Rs 200 spent elsewhere You get shopping vouchers worth Rs 1,000 for every Rs 1250 Hand-picked Rewards. The same value has been captured while arriving at the value you earn on all your spends We have assumed you would be spending 40% of travel, hotels and airlines category on airlines and rest on travel and hotels You get 4000 HPR as red carpet joining privileges against the joining fee You pay an annual fee of Rs 750 plus taxes from the second year and get 750 HRP credited to your account every time you pay the fee You will not earn any reward points on fuel purchases but will earn a fuel surcharge waiver of 2.5% on all petrol pumps Remember, you earn more on your spends once you reach the next spends level in a given calendar year on your ICICI Bank Credit Card Account. ICICI Bank British Airways Premium Credit Card Account For spends upto Rs 225,000 within one year from the date of issue of your card, you earn 6 BA Miles for every Rs 100 spent on BA tickets, Call BA, travel agent and for in-flight shopping and you earn 4 BA Miles for every Rs 100 spent on all other spends (except fuel). For spends between Rs 225,000 and Rs 250,000 within one year from the date of issue of your card, you earn 7.5 BA Miles for every Rs 100 spent on BA tickets, Call BA, travel agent and for in-flight shopping and you earn 5 BA Miles for every Rs 100 spent on all other spends (except fuel). For spends above Rs. 500,000, you earn 9 BA Miles for every Rs 100 spent on BA tickets, Call BA, travel agent and for in-flight shopping and you earn 6 BA Miles for every Rs 100 spent on all other spends (except fuel).

4 40% for airlines. These airline spends are assumed to be on British Airways. 25,000 BA Miles can get you a World Traveller ticket from India to any of these destinations London, Paris or Zurich. You will earn 2.5 % fuel surcharge waiver at all petrol pumps. Assuming all spends on ICICI Bank Premium American Express Credit Card. ICICI Bank British Airways Classic Credit Card Account For spends up to Rs 225,000 within one year from the date of issue of your card, you earn 4 BA Miles for every Rs 100 spent on BA tickets, Call BA, travel agent and for in-flight shopping and you earn 2 BA Miles for every Rs 100 spent on all other spends (except fuel). For spends above 225,000 within one year from the date of issue of your card, you earn 5 BA Miles for every Rs 100 spent on BA tickets, Call BA, travel agent and for in-flight shopping and you earn 2.5 BA Miles for every Rs 100 spent on all other spends (except fuel). 40% for airlines. These airline spends are assumed to be on British Airways You will earn 2.5 % fuel surcharge waiver at all petrol pumps Assuming all spends on ICICI Bank Classic American Express Credit Card 25,000 BA Miles can get you a World Traveller ticket from India to any of these destinations London, Paris or Zurich. ICICI Bank Singapore Airlines VISA Platinum Credit Card For spends up to 250,000 within one year from the date of issue of your card, you earn 12 KrisFlyer Miles for every Rs. 200 spent on SIA ticket purchases on and 6 KrisFlyer For spends above 250,000 within one year from the date of issue of your card, you earn 18 KrisFlyer Miles for every Rs. 200 spent on SIA ticket purchases on and 9 KrisFlyer 40%for airlines. These airline spends are assumed to be on Singapore Airlines ticket purchases on

5 You will earn 2.5 % fuel surcharge waiver at all petrol pumps You also get certain joining privileges in the first year against the joining fee, as illustrated below Red Carpet Privileges 2 Year membership of Golf Fee Card discounts on green fee, access to domestic & international golf courses and offers from Hertz & TAJ hotels Annual membership of the Standard Tier of Priority Pass international lounge access program (USD 99) Total value against joining fee ICICI Bank Kingfisher Airlines MasterCard World Credit Card King Miles accumulated on your card can be redeemed directly for flight tickets or upgrade vouchers on Kingfisher Airlines. For example, a one way Kingfisher Class ticket from Mumbai to Delhi requires only 11,000 King Miles. You will also get a complimentary Internationally valid Upgrade Voucher for every 7,500 King Miles accumulated on your card and on renewal of your card. For spends up to 250,000 within each year from the date of issue of your card, you earn 18 King Miles for every Rs. 200 spent on Kingfisher Airlines tickets purchased on and 6 King For spends above Rs. 250,000 & up to Rs within each year from the date of issue of your card, you earn 22 King Miles for every Rs 200 spent on Kingfisher Airlines tickets purchased on and 7 King Miles for every Rs 200 spent on all your other card spends (except fuel). For spends above 500,000 within each year from the date of issue of your card, you earn 27 King Miles for every Rs. 200 spent on Kingfisher Airlines tickets purchased on and 9 King 40%for airlines. These airline spends are assumed to be on Kingfisher Airlines ticket purchases on You also get joining and renewal bonus King Miles against the Annual fee, as illustrated below. Bonus King Miles on joining Bonus King Miles on renewal 5000

6 ICICI Bank Kingfisher Airlines MasterCard Platinum Credit Card King Miles accumulated on your card can be redeemed directly for flight tickets or upgrade vouchers on Kingfisher Airlines. For example, a one way Kingfisher Red ticket from Mumbai to Delhi requires only 7,700 King Miles. You will also get a complimentary Internationally valid Upgrade Voucher for every 10,000 King Miles accumulated on your card. For spends up to 225,000 within each year from the date of issue of your card, you earn 12 King Miles for every Rs. 200 spent on Kingfisher Airlines tickets purchased on and 4 King Miles for every Rs 200 spent on all your other card spends (except fuel). For spends above 225,000 within each year from the date of issue of your card, you earn 15 King Miles for every Rs. 200 spent on Kingfisher Airlines tickets purchased on and 5 King 40%for airlines. These airline spends are assumed to be on Kingfisher Airlines ticket purchases on In addition, you get amazing benefits on your card including access to MasterCard Clipper Lounges at airports, upto 20% discount on dining at leading restaurants with your complimentary Dining Plus card, 2.5 % fuel surcharge waiver at HPCL petrol pumps, Rs. 1 crore air accident insurance cover, exclusive discounts & offers on shopping, dining and more under the MasterCard Moments programme. You also get joining and renewal bonus King Miles against the Annual fee, as illustrated below. Bonus King Miles on joining 3000 Bonus King Miles on renewal 2000

7 ICICI Bank Kingfisher Airlines MasterCard Titanium Credit Card King Miles accumulated on your card can be redeemed directly for flight tickets or upgrade vouchers on Kingfisher Airlines. For example, a one way Kingfisher Red ticket from Mumbai to Goa requires only 2800 King Miles. For Kingfisher Airlines tickets purchased on or through Kingfisher Airlines ticketing offices or city ticketing offices, you earn 4 King Miles for every Rs. 200 spent and 2 King Miles for every Rs 200 spent on all your other card spends (except fuel). In addition, you get amazing benefits on your card including access to MasterCard Clipper Lounges at airports, 2.5 % fuel surcharge waiver at HPCL petrol pumps, Rs. 20 lakhs air accident insurance cover, exclusive discounts & offers on shopping, dining and more under the MasterCard Moments programme. 40%for airlines. These airline spends are assumed to be on Kingfisher Airlines ticket purchases on ICICI Bank HPCL Titanium Credit Card Enjoy 5% savings* on fuel purchases at HPCL petrol pumps. Earn 5 i-mint points** on every Rs. 100 spent at HPCL petrol pumps and 2 imint points on every Rs. 100 spent on regular purchases. Redeem i-mint points for a wide range of attractive gifts & vouchers from our exciting rewards catalogue. Get the Annual Fee waived off from 2nd year onwards by maintaining annual spends of Rs.50,000 or more on your card. *Savings include 2.5% cashback maximum up to Rs. 100 per month + 2.5% fuel surcharge waiver on fuel purchases at HPCL petrol pumps, when the card is swiped on the ICICI Merchant Services swipe machines ** when the card is swiped on the ICICI Merchant Services swipe machines Fuel surcharge waiver is applicable at HPCL petrol pumps when the card is swiped on the ICICI Merchant Services swipe machines for a maximum amount of Rs per transaction. Purchases indicated under 'Fuel & others' category are assumed to be on fuel upto the first 48,000 Rs per annum and any additional amount is assumed as spent on other categories of purchases. Additionally, you earn 2.5% cashback on fuel purchases at HPCL petrol pumps when the card is swiped on the ICICI Merchant Services swipe machines subject to a maximum of Rs 100 per month

8 The value of each i-mint point is assumed as 30 paise. ICICI Bank HPCL Platinum Credit Card Enjoy 5% savings* on fuel purchases at HPCL petrol pumps. Earn 5 i-mint points** on every Rs. 100 spent at HPCL petrol pumps and 2 imint points on every Rs. 100 spent on regular purchases. Redeem i-mint points for a wide range of attractive gifts & vouchers from our exciting rewards catalogue. Get the Annual Fee waived off from 2nd year onwards by maintaining annual spends of Rs.50,000 or more on your card. *Savings include 2.5% cashback maximum up to Rs. 100 per month + 2.5% fuel surcharge waiver on fuel purchases at HPCL petrol pumps, when the card is swiped on the ICICI Merchant Services swipe machines ** when the card is swiped on the ICICI Merchant Services swipe machines Fuel surcharge waiver is applicable at HPCL petrol pumps when the card is swiped on the ICICI Merchant Services swipe machines for a maximum amount of Rs per transaction. Purchases indicated under 'Fuel & others' category are assumed to be on fuel upto the first Rs. 48,000 spent per annum and any additional amount is assumed as spent on other categories of purchases. Additionally, you earn 2.5% cashback on fuel purchases at HPCL petrol pumps when the card is swiped on the ICICI Merchant Services swipe machines subject to a maximum of Rs 100 per month The value of each i-mint point is assumed as 30 paise.

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