A card built to put your money to work. Welcome to your Citi Dividend World Elite TM MasterCard.

Size: px
Start display at page:

Download "A card built to put your money to work. Welcome to your Citi Dividend World Elite TM MasterCard."

Transcription

1 WELCOME Citi Dividend World Elite tm MasterCard Cash Back. Security. Convenience.

2 SMART A card built to put your money to work. Welcome to your Citi Dividend World Elite TM MasterCard. Here s how it works: Earn at least 2% cash back on popular, rotating categories each quarter from department stores, jewelry and apparel to restaurants, hotels and more. To enroll each quarter, simply sign on to your account online or call Earn a full 1% cash back on eligible purchases and cash advances taken at the standard cash advance rate. $5 cash back on individual balance transfer transactions of $1,500 or more. Average 5% additional cash back at over 400 leading retailers through the Citi Bonus Cash Center. As soon as you ve earned 50 Dividend Dollars or more, * call us at or visit citicards.com to request your check. *You may earn up to $300 per calendar year payable in checks of $50 upon request. Cash back earned through the Citi Bonus Cash Center is not subject to the annual maximum accumulation.

3 Savvy Shop smarter and be rewarded more. Shop over 400 leading retailers The Citi Bonus Cash Center is a network of over 400 leading retailers. When you shop at participating retailers or merchants, you automatically earn an average of 5% extra cash back. To earn extra cash back online, simply log on to the Citi Bonus Cash Center and browse your favorite retailers and start shopping immediately. Earn additional cash back that s unlimited As a Citi Dividend World Elite MasterCard cardmember, you enjoy access to the Citi Bonus Cash Center, where you ll earn an average of 5% extra cash back. The best part is, there is no limit to the amount of extra cash back you earn while shopping through the Citi Bonus Cash Center. This means the more you shop, the more cash back you earn. Earn cash back faster in more ways Earn at least 2% cash back * in popular, rotating categories each quarter from department stores, jewelry and apparel to restaurants, hotels and more. To enroll each quarter, simply sign on to Account Online or call Additional Cards Sign on to Account Online to request additional cards for family and household members. There is no extra charge to request an additional card, and with each card comes more ways to earn cash back faster, so you may request your check faster. Recurring Bill Payments Use your card to pay utility bills, magazine subscriptions and other bills that come regularly. By authorizing merchants to accept recurring bill payments using your eligible Citi Card, you ll save time, avoid late payments and watch your cash back add up faster. *You may earn up to $300 per calendar year payable in checks of $50 upon request. Cash back earned through the Citi Bonus Cash Center is not subject to the annual maximum accumulation.

4 Safe A card that keeps you prepared for the unexpected. Price Protection * If you buy something with your Citi Dividend World Elite MasterCard and see it advertised in print for less within 60 days, you will receive a refund for the difference up to $250. (Excludes certain purchases and any internet purchase.) Retail Purchase Protection * Protects most of the things you buy with your Citi Dividend World Elite MasterCard against theft or accidental damage, up to $1,000, for up to 90 days from the date of purchase. Auto Rental Insurance * You will receive automatic coverage for damage due to collision or theft when you reserve and rent a car with your Citi Dividend World Elite MasterCard and decline the car rental company s collision loss/damage waiver insurance. Extended Warranty * Extends the terms of the original manufacturers U.S. warranties (of one year or less) for up to one additional year on most items purchased with your card. $0 Liability on Unauthorized Charges There is $0 liability for unauthorized charges online or offline. You are completely protected against the unauthorized use of your card. The Lost Wallet Service We ll replace a lost or stolen card, usually within 24 hours **. We can also provide you with emergency cash, subject to your available cash advance limit. 24-Hour Fraud Protection Our early warning service may alert you to unusual activity on your account. Citi Identity Theft Solutions This free service will help you get your life back as painlessly as possible. You ll get expert assistance on the steps to take, as well as help with paperwork and phone calls. * Certain conditions, restrictions and exclusions apply. For complete program details, including coverage amounts, refer to your Summary of Additional Program Information. ** Emergency card replacement outside the continental U.S. may take a minimum of 48 hours. There may be a fee associated with 24 hour card replacement. Emergency cash is limited to available cash advance limit.

5 Advanced A card so advanced, it can be customized. Choose How You Pay No matter where in the world you happen to be, you can pick the most convenient way to pay: online, by phone or by mail. For online payment options, enroll now at citicards.com. Virtual Account Numbers The secure way to shop online. Our free Virtual Account Number service lets you shop online without using your real Citi Card number. Annual Account Summary Your personal financial planning and record keeping is easier with an Annual Account Summary that organizes your spending by month and category. Choose Your Own PIN Select a Personal Identification Number and use it for cash advances at ATMs worldwide. PayPass Just one tap on the PayPass reader at participating locations, and you re done no more swiping. No signature is required for purchases $50 and under at select merchants and of course you still get a receipt. Plus, you get the same level of security that you ve been accustomed to: $0 liability on unauthorized purchases.

6 Flexible A card so flexible, you can manage your account just about anywhere. Numerous online features let you manage your account, whenever, wherever. Enroll now at citicards.com. Online Benefits View, print and save up to one year of PDF statements immediately Request PDFs of past statements over one year old at no fee View recent activity and balances Add authorized users Request a credit line increase Transfer balances Recurring bill payments Receive special offers based on purchases you make Online Bill Payment You can schedule up to four online payments per statement period to pay your Citi Dividend World Elite MasterCard bill. Pay your bill with same-day posting or schedule payments for a day that works for you. Paperless Statements Don t wait for your statement to arrive in the mail - go paperless. We ll let you know when your statement is available online, plus you ll have a searchable record of your transactions. Citi Alerting Service Set up custom alerts and we ll let you know about upcoming payments, your current balance and more all conveniently through your or text message. If paid by 5 p.m. ET on a weekday

7 Ready A card that gives you world-class benefits no matter where you are. Personal Concierge Service Enjoy complimentary 24/7 assistance with dinner reservations, entertainment and travel recommendations, and other helpful services around the world. To speak to a Concierge representative, call World Elite Complimentary Professional 24/7 Travel Advisor 1 You ll have access to a personal travel advisor from Virtuoso, the international network of the finest travel agencies and advisors. However you get there and whatever you do, you get more on air travel, cruises, hotels and resorts, tours, car rentals and chauffeured service, all orchestrated by your own advisor. It adds up to big savings on better travel experiences. Airport Lounge Access 2 Makes your air travel less stressful by providing membership access to over 600 Airport Lounges in over 100 countries with Priority Pass TM. Companion Tickets 1 When you travel on select flights to select destinations, buy one ticket and receive another ticket with the same itinerary as your own. Automatic Travel Accident Insurance 2 When you use your Citi Dividend World EliteTM MasterCard to purchase plane, train, ship or bus tickets, you are automatically covered for Automatic Travel Accident Insurance at no additional cost to you. Trip Cancellation/Trip Interruption Coverage 2 In the event you are prevented from taking or continuing a trip you billed to your Citi card, you are eligible to receive up to $1,500 in trip Cancellation/Trip Interruption coverage. Lost Luggage Coverage 2 Provides up to $3,000 in lost luggage coverage for you and your dependents when you charge your entire common carrier fare with your Citi Dividend World Elite MasterCard. 1 To take advantage of all the World Elite travel benefits provided by Virtuoso, World Elite MasterCard cardholders must book through Virtuoso or a Virtuoso travel advisor and must reserve and pay in full for reservations, including deposit and final payment, with a valid World Elite MasterCard. When you purchase a full-fare Business Class ticket, you ll receive a complimentary Business Class companion ticket. Available from select cities to international destinations on Air Pacific, Air Tahiti Nui (L.A. to Paris), Iberia, Icelandair, Qantas and US Airways with no blackout dates. When you purchase a full-fare First Class ticket on Air Tahiti Nui from L.A. to destinations in France, New Zealand or Tahiti, receive a complimentary First Class companion ticket. 2 Certain conditions, restrictions and exclusions apply. For complete program details, including coverage amounts, refer to your Summary of Additional Program Information.

8 Contact information for your convenience. Account Online Enrollment Enroll in Account Online at Cash Back Quarterly Bonus Offers Enrollment or sign on to Account Online Citi Bonus Cash Center website Cash Back Redemption Customer Service Citi Customer Service Secure Messaging If you have a question about your account, please use our Secure Message Center by signing on to your account at citicards.com and choosing the Contact Us option from the Help & Contact us dropdown menu. TDD Service (for speech or hearing impaired cardmembers) Banking Citibanking (access to Citi s other financial services) CITI Citi ATM Locator Service CITI-ATM Concierge Service

A card built to put your money to work. Welcome to your Citi Dividend World MasterCard.

A card built to put your money to work. Welcome to your Citi Dividend World MasterCard. WELCOME Citi Dividend World MasterCard Cash Back. Security. Convenience. SMART A card built to put your money to work. Welcome to your Citi Dividend World MasterCard. Here s how it works: Earn at least

More information

Bank of America Rewards American Express Program Rules

Bank of America Rewards American Express Program Rules Bank of America Rewards American Express Program Rules It s easy to earn Points simply use your credit card for everyday purchases, like buying groceries, filling the gas tank or paying your utility bill.

More information

Executive Platinum Card

Executive Platinum Card Executive Platinum Card U.S. Bank Customer Service 800-344-5696 Account services and information U.S. Bank FlexPerks Corporate Rewards 888-229-8864 Golden Tickets, Inc. 800-288-2461 Reservations Carey

More information

1/1/2008. Learn more. Book Now

1/1/2008. Learn more. Book Now Page 1 of 7 Whether you need to book air travel, rent a car, secure accommodations, or want to orchestrate a oneof-a-kind personal vacation, your Business Centurion membership offers extraordinary travel

More information

Macquarie Platinum Card

Macquarie Platinum Card Macquarie Platinum Card Features and Benefits Guide macquarie.com i Welcome Your privileges 2 Your card benefits at a glance 4 Macquarie Rewards 6 Complimentary insurance 8 Shop and pay with confidence

More information

Norwegian Cruise Line MasterCard Program Rules

Norwegian Cruise Line MasterCard Program Rules Norwegian Cruise Line MasterCard Program Rules It s easy to earn Points simply use your credit card for everyday purchases, like buying groceries, filling the gas tank or paying your utility bill. Your

More information

VISA Credit Card ScoreCard Rewards Program

VISA Credit Card ScoreCard Rewards Program VISA Credit Card ScoreCard Rewards Program Effective March 1, 2016 consumer and business VISA Credit Card holders can now enjoy great gifts and travel awards. With free automatic enrollment in the ScoreCard

More information

Questions about your U.S. Bank FlexPerks Visa Account Call Cardmember Services

Questions about your U.S. Bank FlexPerks Visa Account Call Cardmember Services Questions about your U.S. Bank FlexPerks Visa Account Call Cardmember Services Get 24-hour cardmember service for any account inquiries or to report a lost or stolen card. U.S. Bank FlexPerks Travel Rewards

More information

Questions about your U.S. Bank FlexPerks Visa Account Call Cardmember Services

Questions about your U.S. Bank FlexPerks Visa Account Call Cardmember Services Questions about your U.S. Bank FlexPerks Visa Account Call Cardmember Services Get 24-hour cardmember service for any account inquiries or to report a lost or stolen card. U.S. Bank FlexPerks Travel Rewards

More information

RBC Royal Bank Visa Business Platinum Avion. A world of travel rewards. And more.

RBC Royal Bank Visa Business Platinum Avion. A world of travel rewards. And more. RBC Royal Bank Visa Business Platinum Avion A world of travel rewards. And more. A world of travel rewards. And more. 3 Expense management has never been easier or more rewarding Welcome to RBC Royal Bank

More information

Macquarie Black Card. Features and Benefits Guide. 1 macquarie.com

Macquarie Black Card. Features and Benefits Guide. 1 macquarie.com Macquarie Black Card Features and Benefits Guide 1 macquarie.com Welcome to Macquarie s most rewarding card Your rewards 2 Privileges 5 Insurance 8 Convenience and security 11 Manage your card 14 Important

More information

ready, steady, take off

ready, steady, take off ready, steady, take off Welcome to your Airpoints credit card All the key information you need to know about your Air New Zealand Airpoints Platinum MasterCard. Important information Your Air New Zealand

More information

CIBC Dividend Unlimited World MasterCard Card

CIBC Dividend Unlimited World MasterCard Card YOUR WELCOME KIT Welcome to your CIBC Dividend Unlimited World MasterCard Card YOUR BENEFITS GUIDE Benefits at a Glance Welcome to your CIBC Dividend Unlimited World MasterCard Card 1 Earn Rewards Faster

More information

WorldPoints Rewards Program Rules

WorldPoints Rewards Program Rules WorldPoints Rewards Program Rules It s easy to earn Points simply use your credit card for everyday purchases, like buying groceries, filling the gas tank or paying your utility bill. Your rewards at a

More information

CIBC Dividend One MasterCard

CIBC Dividend One MasterCard YOUR WELCOME KIT Welcome to your CIBC Dividend One MasterCard Card YOUR BENEFITS GUIDE Benefits at a Glance Welcome to your CIBC Dividend One MasterCard Card 1 Chip-enabled CIBC Credit Card 1 CIBC Contactless

More information

More than managing the everyday, Earth Black provides a range of premium services to help you do more with your time.

More than managing the everyday, Earth Black provides a range of premium services to help you do more with your time. Introducing Earth Black Westpac s most rewarding card. The two credit cards that work as one to provide you with our highest level of rewards, premium travel and lifestyle services. All so you can make

More information

Yellow Brick Road Empower Platinum Card

Yellow Brick Road Empower Platinum Card Yellow Brick Road Empower Platinum Card Features and Benefits Welcome Contents Using and managing your card 2 Rewards 4 Security 6 Your MasterCard Benefits 8 Terms and Conditions 11 Welcome to your new

More information

55 Day Platinum Visa Card. enjoy the. platinum. experience. the in-crowd Proudly supported by Westpac

55 Day Platinum Visa Card. enjoy the. platinum. experience. the in-crowd Proudly supported by Westpac 55 Day Platinum Visa Card enjoy the platinum experience the in-crowd Proudly supported by Westpac Welcome to 55 Day Platinum Thank you for choosing the 55 Day Platinum Visa Card. In addition to the CardShield

More information

Credit Cards. Credit Cards. boq.com.au

Credit Cards. Credit Cards. boq.com.au Credit Cards Credit Cards 1300 55 7 7 boq.com.au Citigroup Pty Limited ABN 88 004 35 080, AFSL 38098, Australian Credit Licence No. 38098 (Citigroup) is the credit provider and issuer of BOQ Credit Cards

More information

CIBC PETRO-POINTS MasterCard

CIBC PETRO-POINTS MasterCard YOUR WELCOME KIT Welcome to your CIBC PETRO-POINTS MasterCard Card YOUR BENEFITS GUIDE Benefits at a Glance Welcome to your CIBC PETRO-POINTS MasterCard Card 1 Instant Fuel Savings and Great Rewards 1

More information

Welcome to the American Express Corporate Card Program Cardmember Benefits and Services

Welcome to the American Express Corporate Card Program Cardmember Benefits and Services CORPORATE SERVICES EXPENSE MANAGEMENT SOLUTIONS Welcome to the American Express Corporate Card Program Cardmember Benefits and Services Contents Welcome to the advantages of the American Express Corporate

More information

Benefits Guide BMO CashBack World Elite * MasterCard * Welcome.

Benefits Guide BMO CashBack World Elite * MasterCard * Welcome. Benefits Guide BMO CashBack World Elite * MasterCard * Welcome. Table of contents Upgrade your story today Getting started Your card at a glance Take things up a notch Additional options Everyday services

More information

YOUR BENEFITS GUIDE. Welcome to your. CIBC Classic Visa. Card

YOUR BENEFITS GUIDE. Welcome to your. CIBC Classic Visa. Card YOUR BENEFITS GUIDE Welcome to your CIBC Classic Visa Card Welcome to your CIBC Classic Visa Card. And a completely different credit card experience. Your new CIBC Classic Visa Card comes with our promise

More information

MasterCard Special Edition

MasterCard Special Edition 2015 An Empower Federal Credit Union publication. MasterCard Special Edition Important details about our MasterCard conversion. Message From The President John Wakefield President/CEO Why MasterCard? For

More information

Asset Advantage Account

Asset Advantage Account Asset Advantage Account A Guide To The Features Of Your Account Your Contacts If you have any questions about your investments, transactions or the status or features of your account, please contact your

More information

CIBC Platinum MasterCard

CIBC Platinum MasterCard YOUR WELCOME KIT Welcome to your CIBC Platinum MasterCard Card YOUR BENEFITS GUIDE Benefits at a Glance Welcome to your CIBC Platinum MasterCard Card 1 Chip-enabled CIBC Credit Card 1 CIBC Contactless

More information

CIBC Dividend Platinum

CIBC Dividend Platinum YOUR WELCOME KIT Welcome to your CIBC Dividend Platinum Card YOUR BENEFITS GUIDE Benefits at a Glance Welcome to your CIBC Dividend Platinum Card 1 Earn Rewards Faster 1 Chip-enabled CIBC Credit Card 1

More information

Citi ThankYou Premier Card. Directory of Services

Citi ThankYou Premier Card. Directory of Services Citi ThankYou Premier Card Directory of Services Welcome The Citi ThankYou Premier Card is the rewards card with a broader definition of travel. It lets you earn ThankYou Points fast, not just for the

More information

+ Credit Cards & Personal Loans + Lending a hand when you need it.

+ Credit Cards & Personal Loans + Lending a hand when you need it. + Credit Cards & Personal Loans + Lending a hand when you need it. Banking that is truly rewarding. Shouldn t banking be a rewarding experience? We think so. With Align s CURewards, automatically earn

More information

BENEFITS GUIDE. RBC Visa Infinite Avion. Reach new heights with the RBC Visa Infinite Avion card. AVION

BENEFITS GUIDE. RBC Visa Infinite Avion. Reach new heights with the RBC Visa Infinite Avion card. AVION BENEFITS GUIDE RBC Visa Infinite Avion Reach new heights with the RBC Visa Infinite Avion card. AVION Welcome to a whole new world of privilege. We ve taken the Avion card above and beyond Congratulations

More information

Welcome to your CIBC Dividend Visa * Card

Welcome to your CIBC Dividend Visa * Card Welcome to your CIBC Dividend Visa * Card Turn your everyday spending into cash back rewards Get 2% cash back on all grocery purchases 1 Get started with your new cash back card 1. Activate your card Activate

More information

Ameriprise Financial MasterCard credit cards. Cardmember benefits at a glance. Now featuring chip card technology:

Ameriprise Financial MasterCard credit cards. Cardmember benefits at a glance. Now featuring chip card technology: Financial MasterCard credit cards Cardmember benefits at a glance Now featuring chip card technology: Your card features chip technology, designed to make paying for your purchases more secure at chip-card

More information

Discover the benefits of your new RBC Rewards Visa * Classic card

Discover the benefits of your new RBC Rewards Visa * Classic card Discover the benefits of your new RBC Rewards Visa * Classic card Choice, flexibility and free rewards they re yours with the RBC Rewards Visa Classic card. Welcome to RBC Royal Bank s premiere no-fee

More information

CIBC Aero Classic Visa * Card

CIBC Aero Classic Visa * Card Your Benefits Guide Welcome to your CIBC Aero Classic Visa * Card Benefits at a Glance YOUR PREMIUM PASSPORT TO REWARD TRAVEL Welcome to your CIBC Aero Classic Visa Card 1 Earn Rewards Faster 2 Insurance

More information

SAS EuroBonus. Travel Cash. Frequently Asked Questions

SAS EuroBonus. Travel Cash. Frequently Asked Questions SAS EuroBonus Travel Cash Frequently Asked Questions YOUR MOST COMMON QUESTIONS ABOUT TRAVEL CASH 5 Q. How can I request a EuroBonus member Card with Travel Cash? 5 Q. Does it cost anything to get Travel

More information

YOUR BENEFITS GUIDE. Welcome to your. CIBC Platinum Visa card

YOUR BENEFITS GUIDE. Welcome to your. CIBC Platinum Visa card YOUR BENEFITS GUIDE Welcome to your CIBC Platinum Visa card Welcome to your CIBC Platinum Visa card. And a completely different credit card experience. Your new CIBC Platinum Visa card comes with our promise

More information

AND PERSONAL FINANCE. Credit cards Personal loans Overdrafts

AND PERSONAL FINANCE. Credit cards Personal loans Overdrafts CREDIT CARDS AND PERSONAL FINANCE. Credit cards Personal loans Overdrafts We all have different plans in life. Your personal finances, your way. At Bank of Melbourne, our commitment to you starts with

More information

BENEFITS GUIDE. RBC Shoppers Optimum MasterCard. Earn Shoppers Optimum Points Everywhere.

BENEFITS GUIDE. RBC Shoppers Optimum MasterCard. Earn Shoppers Optimum Points Everywhere. BENEFITS GUIDE RBC Shoppers Optimum MasterCard Earn Shoppers Optimum Points Everywhere. Shop anywhere. Earn everywhere. Thank you for choosing the RBC Shoppers Optimum MasterCard. It gives you the purchasing

More information

CIBC Aerogold Visa * Card for Business

CIBC Aerogold Visa * Card for Business YOUR BENEFITS GUIDE Welcome to your CIBC Aerogold Visa * Card for Business Benefits at a Glance BUSINESS, TRAVEL, AND REWARDS BENEFITS THAT PUT YOUR BUSINESS MILES AHEAD Welcome to your CIBC Aerogold Visa

More information

BMO Rewards World EliteTM * * MasterCard. Experience true travel freedom. Questions

BMO Rewards World EliteTM * * MasterCard. Experience true travel freedom. Questions Cut out the card below and keep it handy in case you need to reach us. BMO MASTERCARD CONTACT INFORMATION Questions 1-866-991-4769 Lost or Stolen Cards/ Emergency Card Services 1-800-361-3361 514-877-0330

More information

CIBC TELUS Rewards Visa * Card

CIBC TELUS Rewards Visa * Card YOUR BENEFITS GUIDE Welcome to your CIBC TELUS Rewards Visa * Card YOUR BENEFITS GUIDE BENEFITS AT A GLANCE Thank You for Choosing the CIBC TELUS Rewards Visa Card 1 How to Earn 2 How to Redeem 2 Go Paperless

More information

Ameriprise Financial MasterCard credit cards. Cardmember benefits at a glance. Now featuring chip card technology:

Ameriprise Financial MasterCard credit cards. Cardmember benefits at a glance. Now featuring chip card technology: Financial MasterCard credit cards Cardmember benefits at a glance Now featuring chip card technology: Your card features chip technology, designed to make paying for your purchases more secure at chip

More information

YOUR BENEFITS GUIDE. Welcome to your. CIBC Dividend Card

YOUR BENEFITS GUIDE. Welcome to your. CIBC Dividend Card YOUR BENEFITS GUIDE Welcome to your CIBC Dividend Card Welcome to your CIBC Dividend Card. And a completely different credit card experience. Your new CIBC Dividend Card comes with our promise to help

More information

UNFCU VISA credit cards

UNFCU VISA credit cards UNFCU VISA credit cards PREMIUM TRAVEL BENEFITS www.unfcu.org Agenda Benefits unique to the Elite credit card: no foreign transaction fees, VISA Trip Cancellation/Trip Interruption Insurance, concierge

More information

Maybank 2 Cards Reserve American Express Card Privilege Booklet. Humanising Financial Services Across Asia.

Maybank 2 Cards Reserve American Express Card Privilege Booklet. Humanising Financial Services Across Asia. Maybank 2 Cards Reserve American Express Card Privilege Booklet Humanising Financial Services Across Asia. The pair that takes you on a luxurious journey of travel We thank you in choosing Maybank 2 Cards

More information

ANZ Airpoints Visa WELCOME GUIDE

ANZ Airpoints Visa WELCOME GUIDE ANZ Airpoints Visa WELCOME GUIDE Introducing the ANZ Airpoints Visa and the ANZ Airpoints Visa Platinum, the credit cards that reward you with Air New Zealand Airpoints Dollars. The ANZ Airpoints Visa

More information

CORPORATE EXPENSE MANAGEMENT SOLUTIONS. Discover the Benefits of The American Express Corporate Gold Card

CORPORATE EXPENSE MANAGEMENT SOLUTIONS. Discover the Benefits of The American Express Corporate Gold Card CORPORATE EXPENSE MANAGEMENT SOLUTIONS Discover the Benefits of The American Express Corporate Gold Card Contents A warm welcome 1 Here s how the American Express 2 Corporate Gold Card works This is where

More information

Feel secure, no matter where you are.

Feel secure, no matter where you are. BENEFITS GUIDE RBC Rewards Visa Preferred Feel secure, no matter where you are. Enjoy a world of rewards and travel protection. RBC Rewards Visa Preferred offers you the flexibility and security of comprehensive

More information

Planning Your Finances While Studying Abroad

Planning Your Finances While Studying Abroad usbank.com/student financialgenius.usbank.com Course objectives learn about: Preparing for Your Trip Understanding Different Payment Options Answers to Common Questions Planning Your Finances While Studying

More information

A program that offers you LAK Points every time you use your AlAhli Credit Card. You will earn points according to the following:

A program that offers you LAK Points every time you use your AlAhli Credit Card. You will earn points according to the following: Dear Wessam Platinum Member, Thank you for choosing NCB as your financial solutions provider, and for choosing the AlAhli Credit Card as your preferred payment card. We are pleased to present to you the

More information

CIBC U.S. Dollar Visa

CIBC U.S. Dollar Visa YOUR BENEFITS GUIDE Welcome to your CIBC U.S. Dollar Visa Card Welcome to your CIBC U.S. Dollar Visa Card. And a completely different credit card experience. Your new CIBC U.S. Dollar Visa Card comes with

More information

Benefits Guide. BMO AIR MILES World Elite * MasterCard * card. Welcome.

Benefits Guide. BMO AIR MILES World Elite * MasterCard * card. Welcome. Benefits Guide BMO AIR MILES World Elite * MasterCard * card Welcome. Table of contents Upgrade your story today Getting started Your card at a glance Take things up a notch Additional options Everyday

More information

Every well-built financial plan is solid to the core

Every well-built financial plan is solid to the core Every well-built financial plan is solid to the core Organize Your Finances, Simplify Your Life Greater wealth often brings greater complexity and makes overseeing your financial picture more challenging.

More information

The best of both worlds Low interest and convenience.

The best of both worlds Low interest and convenience. Benefits Guide RBC Royal Bank Visa * Classic Low Rate Option The best of both worlds Low interest and convenience. SAVINGS CONVENIENCE FLEXIBILITY Welcome to RBC Royal Bank Visa Classic Low Rate Option

More information

1.4. Will my Social Security and Supplemental Security Income benefits be safe?

1.4. Will my Social Security and Supplemental Security Income benefits be safe? 1. OVERVIEW 1.1. What is the Direct Express card? The Direct Express card is a prepaid debit card available to Social Security and Supplemental Security Income check recipients who wish to receive their

More information

The RBC Cathay Pacific Visa Platinum card

The RBC Cathay Pacific Visa Platinum card BENEFITS GUIDE The RBC Cathay Pacific Visa Platinum card Your journey begins here A card packed with privileges Activate your RBC Cathay Pacific Visa Platinum card today to enjoy these exclusive benefits:

More information

your guide to your new BOQ Credit Card

your guide to your new BOQ Credit Card your guide to your new BOQ Credit Card Contents A card that you will love 1 Getting started 2 Flexible banking at your fingertips 3 Platinum Visa card 4 Blue Visa card 6 Low Rate Visa card 7 BOQ Rewards

More information

Moving to Australia? Choose the bank more Australians choose.

Moving to Australia? Choose the bank more Australians choose. Moving to Australia? Choose the bank more Australians choose. Contents Welcome to the Commonwealth Bank of Australia 3 International service, local knowledge 3 Set up your banking before you arrive 4 Great

More information

PAYROLL CARD FREQUENTLY ASKED QUESTIONS

PAYROLL CARD FREQUENTLY ASKED QUESTIONS The following document provides answers to frequently asked questions regarding the Umpqua Bank Payroll Card. Contact Customer Care at 800-650-7141 with questions. Card Basics Q. How does the Payroll Card

More information

ipayu TM Prepaid MasterCard FREQUENTLY ASKED QUESTIONS

ipayu TM Prepaid MasterCard FREQUENTLY ASKED QUESTIONS ipayu TM Prepaid MasterCard FREQUENTLY ASKED QUESTIONS What is the ipayu Prepaid The ipayu Prepaid MasterCard provides parents with a convenient, safe way to send money to their students. Students can

More information

Planning a trip? We have you covered, from travel insurance to managing your money.

Planning a trip? We have you covered, from travel insurance to managing your money. Planning a trip? We have you covered, from travel insurance to managing your money. Getting ready for a trip? It s an exciting time with so much to look forward to and so much to prepare for. Getting ready

More information

More than $10 million in annual sales More than 50 employees Employees travelling for business and/or entertaining company clients

More than $10 million in annual sales More than 50 employees Employees travelling for business and/or entertaining company clients More than $10 million in annual sales More than 50 employees Employees travelling for business and/or entertaining company clients Reducing Travel & Entertainment (T&E) spending can directly impact a company

More information

Star One Rewards Program Terms and Conditions

Star One Rewards Program Terms and Conditions www.starone.org Star One Rewards Program Terms and Conditions The Star One Rewards Program ( Program ) is a promotional rewards program offered by Star One Credit Union ("Credit Union") and administered

More information

HSBC Premier Debit Card User Guide. 13 N Bangkok, Thailand

HSBC Premier Debit Card User Guide. 13 N Bangkok, Thailand HSBC Premier Debit Card User Guide 13 N Bangkok, Thailand Congratulations on receiving the HSBC Premier Debit Card for access to your HSBC account. Enjoy the convenience of shopping online, over the phone

More information

CIBC Driver s Edge World MasterCard

CIBC Driver s Edge World MasterCard YOUR WELCOME KIT Welcome to your CIBC Driver s Edge World MasterCard Card YOUR BENEFITS GUIDE Benefits at a Glance Welcome to your CIBC Driver s Edge World MasterCard Card 1 CIBC Driver s Edge Rebates

More information

Welcome to the. 2009 American Express. Corporate Relocation Card Program. Cardmember Benefits and Services

Welcome to the. 2009 American Express. Corporate Relocation Card Program. Cardmember Benefits and Services CORPORATE SERVICES Welcome to the American Express Corporate Relocation Card Program Cardmember Benefits and Services EES MANAGE GLOBALLY MAXIMIZE CONTROL DRIVE SAVINGS BENEFIT EMPLOYEES MANAGE GLOBALLY

More information

Citibank Rewards and Citibank Qantas Rewards Program Terms and Conditions. Citibank Rewards Credit Card - Signature Citi Prestige Credit Card

Citibank Rewards and Citibank Qantas Rewards Program Terms and Conditions. Citibank Rewards Credit Card - Signature Citi Prestige Credit Card Citibank Rewards and Citibank Qantas Rewards Program Terms and Conditions Citibank Rewards Credit Card - Signature Citi Prestige Credit Card Contents Page 1. Definitions 2 Chapter One 2. Participation

More information

CIBC Aerogold Visa * Card

CIBC Aerogold Visa * Card Your Benefits Guide Welcome to your CIBC Aerogold Visa * Card Benefits at a Glance YOUR PREMIUM PASSPORT TO REWARD TRAVEL Welcome to your CIBC Aerogold Visa Card 1 Earn Rewards Faster 2 Enjoy a World of

More information

Commercial MasterCard Credit Card (Option for TruRewards)

Commercial MasterCard Credit Card (Option for TruRewards) Commercial MasterCard Credit Card (Option for TruRewards) Conveniently Manage Your Business Expenses With a Card From a Bank You Know Better ideas. Better banking. bannerbank.com Owned & Serviced by Banner

More information

Altitude Business Gold Visa Card. spend on your business, reward yourself. movers & shakers Proudly supported by Westpac

Altitude Business Gold Visa Card. spend on your business, reward yourself. movers & shakers Proudly supported by Westpac Altitude Business Gold Visa Card spend on your business, reward yourself movers & shakers Proudly supported by Westpac Welcome to a great way to earn rewards Now that your Altitude Business Gold Credit

More information

1. Merchandise scotiarewards.com

1. Merchandise scotiarewards.com TERMS AND CONDITIONS A. Participation Requirements and Use of Personal Information The Scotia Rewards program is automatically available to all ScotiaGold Passport VISA* Cardmembers and ScotiaGold Passport

More information

Credit vs. Debit: The Network Perspective

Credit vs. Debit: The Network Perspective July 25, 2010 Credit vs. Debit: The Network Perspective Richard Santoro, Vice President, Government Affairs MasterCard Worldwide 1 Overview Origins of Payment Cards Four-Party Payment System Model Anatomy

More information

Bank Easy Card. Benefits. Adding Funds

Bank Easy Card. Benefits. Adding Funds Bank Easy Card Enjoy the unrivaled purchasing power of MasterCard with a prepaid, reloadable CharterBank Bank Easy Card. It's the smart way to manage and protect your money. Apply in minutes no minimum

More information

ICICI Bank. Credit Card MEMBERSHIP GUIDE

ICICI Bank. Credit Card MEMBERSHIP GUIDE ICICI Bank Credit Card MEMBERSHIP GUIDE WELCOME ABOARD...03 FEES & PRIVILEGES...04 EXPERIENCE ENTERTAINMENT...05 CULINARY TREATS... 06 AIRPORT LOUNGE ACCESS...07 REWARDS POWERED BY PAYBACK... 08 NETWORK

More information

BENEFIT SUMMARY. TO APPLY See your branch representative or call 800-892-3263. Platinum Plus Business Rewards. Platinum Plus Business Rewards

BENEFIT SUMMARY. TO APPLY See your branch representative or call 800-892-3263. Platinum Plus Business Rewards. Platinum Plus Business Rewards BENEFIT SUMMARY Platinum Plus Business Rewards Don t just think of it as a credit card. Think of it as a way to work more efficiently. If you use a personal credit card for business expenditures, you re

More information

Benefits Guide. BMO CashBack World MasterCard * Turn everyday purchases into CashBack faster.

Benefits Guide. BMO CashBack World MasterCard * Turn everyday purchases into CashBack faster. Benefits Guide BMO CashBack World MasterCard * Turn everyday purchases into CashBack faster. Welcome Earn more CashBack, every day, everywhere, with your new BMO CashBack World MasterCard. Your card includes

More information

VOICE Credit Card Rewards Terms and Conditions

VOICE Credit Card Rewards Terms and Conditions VOICE Credit Card Rewards Terms and Conditions Contents IMPORTANT NOTICE... 2 PROGRAM DESCRIPTION... 2 ELIGIBILITY... 2 EARNING POINTS... 2 RESTRICTIONS ON POINT EARNING... 3 POINT EXPIRATION, LOSS OF

More information

BENEFITS GUIDE. BMO Prepaid Travel. MasterCard. Your travel payment card

BENEFITS GUIDE. BMO Prepaid Travel. MasterCard. Your travel payment card BENEFITS GUIDE BMO Prepaid Travel * MasterCard Your travel payment card WELCOME! GET READY TO USE YOUR CARD WITH COMPLETE PEACE OF MIND. You ve just received your new BMO Prepaid Travel MasterCard the

More information

Welcome to the convenience of a Bank of Melbourne. Visa Debit Card.

Welcome to the convenience of a Bank of Melbourne. Visa Debit Card. Welcome to the convenience of a Bank of Melbourne Visa Debit Card. Everyday Purchases Type of transaction ATM cash withdrawal In-store purchase In-store cash-out Bill payment How to access funds in Australia

More information

Better Deals, More Cashback

Better Deals, More Cashback Better Deals, More Cashback 1 Table of contents 4 About DubLi 6 What is Cashback? 8 Coupons, Promotions and Special Deals 10 Travel Get paid to travel with industry-leading Cashback rewards 12 Shopping

More information

BENEFITS GUIDE. RBC Royal Bank Visa Platinum Avion. Welcome to a world of travel rewards AVION

BENEFITS GUIDE. RBC Royal Bank Visa Platinum Avion. Welcome to a world of travel rewards AVION BENEFITS GUIDE RBC Royal Bank Visa Platinum Avion Welcome to a world of travel rewards AVION Enjoy a world of rewards. Reward yourself Your new RBC Royal Bank Visa Platinum Avion card offers an unparalleled

More information

LOGIX REWARDS PROGRAM DISCLOSURE Program Rules

LOGIX REWARDS PROGRAM DISCLOSURE Program Rules LOGIX REWARDS PROGRAM DISCLOSURE Program Rules In this Logix Rewards Program Disclosure, the words "we", "us", "our", and "Logix" each mean Logix Federal Credit Union. The words "you", "your, "yours",

More information

Visa Commercial Card Program

Visa Commercial Card Program Visa Commercial Card Program More than $10 million in annual sales More than 50 employees Employees travelling making both T&E and procurement expenditures The Visa Commercial Card Program combines benefits

More information

Credit Card Rewards. Earn points toward dream vacations, merchandise, gift cards, cash back and more. Start earning your rewards today!

Credit Card Rewards. Earn points toward dream vacations, merchandise, gift cards, cash back and more. Start earning your rewards today! Credit Card Rewards Earn points toward dream vacations, merchandise, gift cards, cash back and more Start earning your rewards today! CHOOSE YOUR OWN REWARDS Use your credit card and earn rewards points

More information

Arab Bank Cards User Guide

Arab Bank Cards User Guide Arab Bank Cards User Guide 4600900 arabbank.jo A card to suit every lifestyle Coming to you from the largest Arab banking network, Arab Bank Cards entitle you to a host of benefits designed to offer you

More information

How does the EMV Travel Prepaid Card work?

How does the EMV Travel Prepaid Card work? How does the EMV Travel Prepaid Card work? The EMV Travel Prepaid Card is a reloadable prepaid Visa Reloadable EMV Travel Prepaid Card, which means you can spend up to the value placed on the card anywhere

More information

FREQUENTLY ASKED QUESTIONS REGARDING CITY NATIONAL REWARDS, POWERED BY THE SCORECARD PROGRAM EFFECTIVE MAY 7, 2012

FREQUENTLY ASKED QUESTIONS REGARDING CITY NATIONAL REWARDS, POWERED BY THE SCORECARD PROGRAM EFFECTIVE MAY 7, 2012 FREQUENTLY ASKED QUESTIONS REGARDING CITY NATIONAL REWARDS, POWERED BY THE SCORECARD PROGRAM EFFECTIVE MAY 7, 2012 GENERAL PROGRAM QUESTIONS What is City National Rewards? What is ScoreCard? How do I enroll

More information

As exclusive as your needs. As individual as you are. Visa Platinum

As exclusive as your needs. As individual as you are. Visa Platinum As exclusive as your needs. As individual as you are. Visa Platinum For a lifestyle that is both distinctive and individual. Visa Platinum The more discerning among us expect exclusive services and quite

More information

A rewarding experience just for you.

A rewarding experience just for you. BENEFITS GUIDE Signature RBC Rewards Visa card A rewarding experience just for you. Great rewards start with your Signature. Thank you for choosing the Signature RBC Rewards Visa card. Now you can enjoy

More information

Visa Platinum Credit Card... Platinum Service, Premium Rewards.

Visa Platinum Credit Card... Platinum Service, Premium Rewards. Visa Platinum Credit Card... Platinum Service, Premium Rewards. The red carpet treatment. Introducing our Visa Platinum Credit Card with Qantas Points 1. At Qantas Credit Union we know our Members like

More information

Are there any special types of transactions I should know about before I shop with my ATIRAreload card?

Are there any special types of transactions I should know about before I shop with my ATIRAreload card? Frequently Asked Questions about your ATIRAreload Card How does my ATIRAreload card work? Your ATIRAreload card is a Visa prepaid card. Money available for spending is determined by the amount of money

More information

Frequently Asked Questions Najm Visa Platinum Credit Card

Frequently Asked Questions Najm Visa Platinum Credit Card Frequently Asked Questions Najm Visa Platinum Credit Card Table of Contents PremiumRewards... 1 Earning PremiumRewards... 4 Redeeming PremiumRewards... 5 Najm Visa Platinum Credit Card... 9 Platinum Benefits:...

More information

NAVY FEDERAL S BUSINESS REWARDS CARD PROGRAM DESCRIPTION

NAVY FEDERAL S BUSINESS REWARDS CARD PROGRAM DESCRIPTION NAVY FEDERAL S BUSINESS REWARDS CARD PROGRAM DESCRIPTION BUSINESS REWARDS Online Members with NFO access may view their BUSINESS REWARDS point history and redeem points on navyfederal.org 24 hours a day

More information

Whatever you want Wherever you like

Whatever you want Wherever you like TopCard Credit Cards. A lot more than a means of payment. Whatever you want Wherever you like TopCard Credit Cards. Welcomed by 30 million partners worldwide. A worldwide employable means of payment, a

More information

Card Services Rewards and Card Services Qantas Rewards Program Terms and Conditions

Card Services Rewards and Card Services Qantas Rewards Program Terms and Conditions Card Services Rewards and Card Services Qantas Rewards Program Terms and Conditions February 2012 Contents Page 1. Definitions 2 Chapter One 2. Participation and Agreement 4 3. Awarding of Points 4 4.

More information

FAQs FOR CREDIT CARDS. al khaliji France FAQs for Credit Cards

FAQs FOR CREDIT CARDS. al khaliji France FAQs for Credit Cards FAQs FOR CREDIT CARDS FAQs for Credit Cards Card basics 03 Managing your credit limit 03 Using your card 04 Paying your bills 05 If there are problems 06 Fees & charges 06 Other benefits 06 02 1. Card

More information

RBC Royal Bank Visa Business. A Better Way To Do Business

RBC Royal Bank Visa Business. A Better Way To Do Business RBC Royal Bank Visa Business A Better Way To Do Business Expense Management Has Never Been Easier Welcome to the RBC Royal Bank Visa Business card a convenient, flexible way to manage expenses. You can

More information

You re ready to take off

You re ready to take off You re ready to take off with the Virgin Australia Velocity Flyer Card. virgin money + credit cards good together What s inside for you. 1. Welcome aboard. 2. Rewards that will take you places. 3. But

More information

CIBC Aerogold Visa Infinite * Card

CIBC Aerogold Visa Infinite * Card YOUR BENEFITS GUIDE Welcome to your CIBC Aerogold Visa Infinite * Card Benefits at a Glance YOUR PREMIUM PASSPORT TO REWARD TRAVEL Welcome to your CIBC Aerogold Visa Infinite Card 1 More Ways to Earn Rewards

More information

YOUR BENEFITS GUIDE: BMO SPC AIR MILES MasterCard * BMO SPC CashBack MasterCard. Rewards. Discounts. Security

YOUR BENEFITS GUIDE: BMO SPC AIR MILES MasterCard * BMO SPC CashBack MasterCard. Rewards. Discounts. Security YOUR BENEFITS GUIDE: BMO SPC AIR MILES MasterCard * BMO SPC CashBack MasterCard Rewards Discounts Security Your new BMO SPC AIR MILES MasterCard * or your new BMO SPC CashBack MasterCard gives you double

More information