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6 9DLKWXYLLQ YDVWDDYLLQ NXXOXYD DUYRSDSHUL VLLUUHWllQ S\V\YLLQ YDVWDDYLLQ KDQNLQWDPHQRQ WDL VLWl DOHPPDQ WRGHQQlN LVHQ OXRYXWXVKLQQDQ PllUlLVHQl 9DLKWXYLLQYDVWDDYLLQNXXOXYDDUYRSDSHULMROODOXRWWRODLWRVNl\NDXSSDDVLLUUHWllQ S\V\YLLQYDVWDDYLLQWRGHQQlN LVHQOXRYXWXVKLQQDQPllUlLVHQl 3\V\YLLQ YDVWDDYLLQ NXXOXYD DUYRSDSHUL VLLUUHWllQ YDLKWXYLLQ YDVWDDYLLQ KDQNLQWDPHQRQSRLVWDPDWWDROHYDDRVDDYDVWDDYDVWDPllUlVWl 3LWNlDLNDLVLQD VLMRLWXNVLQD SLGHWWlYlW ODLQDVDDPLVHW NRQVHUQL MD RPLVWXV\KWH\V\ULW\NVLOWlVHNlRPDWMDHPR\ULW\NVHQRVDNNHHW 3LWNlDLNDLVLQD VLMRLWXNVLQD SLGHWWlYlW ODLQDVDDPLVHW NRQVHUQL MD RPLVWXV\KWH\V\ULW\NVLOWl VHNl RPDW MD HPR\ULW\NVHQ RVDNNHHW PHUNLWllQ WLOLQSllW NVHHQ KDQNLQWDPHQRQ VXXUXLVLQD WDL MRV QLLGHQ WLOLQSllW VSlLYlQ WRGHQQlN LQHQOXRYXWXVKLQWDRQS\V\YlVWLVLWlDOHPSLWlPlQPllUlLVHQl 6DDPLVHWMDYHODWMRLVWDRQPDNVHWWXWDLVDDWXHQHPPlQ WDLYlKHPPlQNXLQQLLGHQQLPHOOLVDUYR 6DDPLVHWMDYHODWPHUNLWllQNLUMDQSLWRRQQLLWlKDQNLWWDHVVD VHQ PllUlLVLQl PLNl QLLVWl KDQNLQWDKHWNHOOl RQ PDNVHWWX WDL VDDWX RLNDLVWXQD KDQNLQWDDQ OLLWW\YLOOl YlOLWW PLOOlWXRWRLOODMDNXOXLOOD -RVVDDPLVHVWDRQVLWlKDQNLWWDHVVDPDNVHWWXHQHPPlQWDLYlKHPPlQNXLQVHQQLPHO OLVDUYRKDQNLQWDKLQQDQMDQLPHOOLVDUYRQHURWXVPLNlOLVHRQROHQQDLQHQMDNVRWHWDDQ WXRWRNVLWDLVHQYlKHQQ\NVHNVLVHNlVDDPLVHQKDQNLQWDKLQQDQOLVl\NVHNVLWDLYlKHQ Q\NVHNVLVDDPLVHQMXRNVXDLNDQD -RVYHODVWDVLWlRWHWWDHVVDRQVDDWXHQHPPlQWDLYlKHPPlQNXLQVHQQLPHOOLVDUYR VDDGXQPllUlQMDQLPHOOLVDUYRQHURWXVPLNlOLVHRQROHQQDLQHQMDNVRWHWDDQNXOXNVL WDLVHQYlKHQQ\NVHNVLVHNlYHODQNLUMDQSLWRDUYRQOLVl\NVHNVLWDLYlKHQQ\NVHNVLYHODQ MXRNVXDLNDQD 8ONRPDDQUDKDQPllUlLVHWHUlW 8ONRPDDQUDKDQPllUlLQHQRPDLVXXVVDPRLQNXLQXONRPDDQUDKDQPllUlLVHWYHODW MDPXXWVLWRXPXNVHWPXXWHWDDQ6XRPHQUDKDNVL6XRPHQ3DQNLQWLOLQSllW VSlLYlQl QRWHHUDDPDDQ NXUVVLLQ $LQHHOOLVWHQ MD DLQHHWWRPLHQ K\ G\NNHLGHQ MD S\V\YLLQ YDVWDDYLLQNXXOXYDQRVDNNHHQWDLRVXXGHQXONRPDDQUDKDQPllUlLQHQKDQNLQWDPHQR MRWDHLROHWHKRNNDDVWLVXRMDWWXYDOXXWWDNXUVVLQPXXWRNVLOWDVDDGDDQPXXWWDD6XRPHQ UDKDNVL6XRPHQ3DQNLQKDQNLQWDSlLYlQlQRWHHUDDPDDQNXUVVLLQ

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8 /LLWHWLHWRMDNRVNHYDWVllQQ NVHW /LLWHWLHWRLQDRQHVLWHWWlYl 7LOLQSllW NVHQODDWLPLVWDNRVNHYDWOLLWHWLHGRW WLOLQSllW VWlODDGLWWDHVVDQRXGDWHWXWDUYRVWXVSHULDDWWHHWMDPHQHWHOPlWVHNl MDNVRWXVSHULDDWWHHWMDPHQHWHOPlW SHUXVWHOX MRV WXORVODVNHOPDQ WDL WDVHHQ HVLWWlPLVWDSDD RQ PXXWHWWX VHNl PXXWRNVHQYDLNXWXNVHW RLNDLVXWMRWNDRQWHKW\HGHOOLVHOWlWLOLNDXGHOWDHVLWHWWlYLLQWLHWRLKLQWXORVODVNHO PDQWDLWDVHHQHULWWHO\QPXXWWDPLVHQYXRNVL VHOYLW\V MRV HGHOOLVWl WLOLNDXWWD NRVNHYDW WLHGRW HLYlW ROH YHUWDLOXNHOSRLVLD SllWW\QHHQ WLOLNDXGHQ WLHWRMHQ NDQVVD VHNl VHORVWXV VHOODLVLVWD WLOLNDXGHQ WXORNVHHQ VLVlOW\YLVWl WXRWWR MD NXOXHULVWl MRWND ROHQQDLVHVWL YDLNXWWDYDW PDKGROOLVXXWHHQYHUWDLOODWXORVWDHGHOOLVHQWLOLNDXGHQWXORNVHHQWDLRYDWPXXWHQ ROHQQDLVLD DLNDLVHPSLLQWLOLNDXVLLQNRKGLVWXYDWWXRWRWMDNXOXWVHNlYLUKHLGHQNRUMDXNVHW MRVQHHLYlWROHPHUNLW\NVHOWllQYlKlLVLl VHOODLVHW\NVLWWlLVHHQWDVHHUllQVLVlOW\YlWRVDWMRWNDNRVNHYDWXVHDPSDDWDVH HUllMRVWlPlWLHWRRQROHQQDLQHQ SRLNNHXNVHWWLOLQSllW VWlNRVNHYLVWDVllQQ NVLVWlMDPllUl\NVLVWl 7XORVODVNHOPDDNRVNHYDWOLLWHWLHGRW NRUNRWXRWWRMHQMDNRUNRNXOXMHQHULWWHO\WDVHHULWWlLQ OHDVLQJWRLPLQQDQQHWWRWXRWRWHULWHOW\LQl DUYRSDSHULNDXSDQQHWWRWXRWRWHULWHOW\LQl WLOLNDXGHQ DLNDQD RVWHWWXMHQ MD P\\W\MHQ YDLKWXYLLQ YDVWDDYLLQ OXHWWXMHQ DUYRSDSHUHLGHQ\KWHHQODVNHWXWPllUlW OLLNHWRLPLQQDQPXXWWXRWRWMDOLLNHWRLPLQQDQPXXWNXOXWHULWHOW\LQl VHOYLW\VVXXQQLWHOPDQPXNDLVLVWDSRLVWRLVWDMDDUYRQDOHQWXPLVSRLVWRLVWD

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