The Hoffman Group at Morgan Stanley Smith Barney

Transcription

1 The Hoffman Group at Morgan Stanley Smith Barney

2 601 Cleveland Street Suite 700, Clearwater, Florida / Main / Toll-Free / fax todd.hoffman@mssb.com

3 The Hoffman Group at Morgan Stanley Smith Barney The Hoffman Group brings 62 years of combined knowledge and experience with our caring and client focused approach to each and every one of our client relationships. Together we form concrete alliances with our clients. We work with high net worth individuals and families, business owners, professionals, executives and corporations and together with the complete resources of Morgan Stanley Smith Barney work intelligently and with passion to assist our clients in reaching their goals. Providing unbiased, best in class wealth management solutions for investments, estate and tax planning is paramount to the services provided by The Hoffman Group. We facilitate a process where custom tailored solutions are designed, implemented, monitored, communicated and coordinated with our clients other tax and legal professionals to provide comprehensive wealth management solutions. The Hoffman Group 3

4 Meet the Professionals With our experience in investment management, our team can help translate your objectives into strategies and solutions that make sense for you. We offer you a perspective developed over multiple market cycles, a thorough understanding of asset allocation and risk management, and an ability to refine your strategy as your needs and the financial markets change. In short, you will work with professionals who can provide a steady hand guiding you toward your investment goals. 4 Morgan Stanley Smith Barney

5 Todd M. Hoffman, CFP, CPM Senior Portfolio Management Director Senior Vice President Wealth Advisor Todd graduated from Michigan State University, College of Business, with a Bachelor of Arts Degree in After graduation he joined Ford Motor Company in their Parts and Service Division where he worked as an automotive dealer consultant. In 1987 he left Ford Motor Company to join a family owned Sales and Marketing Company. In 1992 Todd started his career as a Financial Advisor with Raymond James Financial and became a Vice President before being recruited in 1995 to join Solomon Smith Barney. In 2000 Todd received his designation as a Certified Financial Planning Practitioner, and he also became a member of Salomon Smith Barney s Chairman s Club. In 2002, he joined Morgan Stanley to expand his Discretionary Portfolio Management practice. Also at Morgan Stanley, in 2003 he earned the designation of Wealth Advisor and in 2010 as a Senior Portfolio Management Director. Additionally, in June of 2011 Todd received his Certified Portfolio Manager certification from the Academy of Certified Portfolio Managers (ACPM) which is an independent organization created and charged with the task of creating and managing a credentialed program of excellence for training discretionary portfolio managers. Todd takes pride in maintaining quality relationships with both his clients and family. Todd has been married for over 21 years to his lovely wife Susan, and they have two sons, Andrew age 12 and Sam age 10. Susan is an attorney and Partner in a Firm specializing in Family Practice; Koch and Hoffman, LLC. Todd also enjoys golf, fishing, snow skiing and has a special place in his heart for coaching kids in team sports which he has done for many years. Todd has also held a board position on several local non profit organizations. Licenses: Branch Manager/Supervisor; General Securities Representative; Managed Futures; Securities Agent in AL, CA, CO, CT, DE, FL, GA, IN, KS, KY, MA, MD, ME, MI, MN, NC, NJ, NY, OH, PA, TN, TX, VA, WI; Investment Advisors in AL, CA, CO, CT, DE, FL, GA, IN, KS, KY, MA, MD, ME, MI, MN, NC, NJ, NY, OH, PA, TX, VA, WI. Also Health, Life and Variable Annuity licensed The Hoffman Group 5

6 Amy L. Reitmeyer Senior Registered Associate Amy Reitmeyer is a Senior Registered Associate that has worked at Morgan Stanley Smith Barney since April Amy joined The Hoffman Group in late Prior to her position with The Hoffman Group, Amy has held the roles of Client Service Associate and Branch Manager s Assistant with the firm. Amy is Series 7 and Series 66 FINRA licensed. Amy works exclusively with the team, servicing, scheduling and implementing administrative and operational tasks as well as assisting clients and the group with trade executions and portfolio management operations. Amy s attention to detail and commitment to delivering the highest level of personal service to clients makes her an integral part of The Hoffman Group. Born in Clearwater, Amy is a native Floridian who graduated from Countryside High School and currently resides in Palm Harbor. Away from work, Amy enjoys painting, interior decorating, learning to cook, and spending time with her family and friends. Yvette C. Heatly Senior Registered Associate Yvette has worked in the Financial Services Industry for 25 years. During this time she obtained several FINRA securities licenses which include her series 7, 63, 65 and Life Health and Variable Annuity License. Yvette enjoys utilizing her industry knowledge and experience to work with clients, building strong relationships and assisting clients with their financial accounts. Yvette also assists clients and the group with trade executions and portfolio management operations. Yvette is a native of Florida; she graduated from University of South Florida s College of Business in She received a Bachelor of Arts Degree with a concentration in Finance. Away from the office, Yvette enjoys spending time with her family and friends as well as Zumba fitness and 6 Morgan Stanley Smith Barney

7 rollerblading. Yvette is also active with the Susan G. Komen race for the cure. Kathleen A. Wheeler Senior Client Service Associate Kathleen began her career in the financial services industry in January 1998 when she joined Todd Hoffman s team at Smith Barney as his marketing assistant. In February 2002 she transitioned with Todd to Morgan Stanley. During her time with Todd she has provided his clients with a sense of warmth, familiarity and consistency. Kathleen s current responsibilities include marketing, the team calendar and organizing many client events throughout the year. A native of Rockford, Michigan, she moved to Hawaii in January It was in Hawaii that Kathleen got her Health, Life & Disability insurance license and managed the Hawaii Branch Office of a national insurance company where she was the Cancer Specialist and agent trainer. Kathleen also lived in Southern California and Arizona, before moving to the Clearwater area in December In her free time, Kathleen loves to spend time in her tropical garden, reading and also enjoys dancing Hustle and West Coast Swing. The Hoffman Group 7

8 Rick Cassidy Vice President Private Banker Rick Cassidy is the Morgan Stanley Private Banker for Pinellas County. Rick has 14 years of experience in the financial services industry. He began his career in international finance in England and Hungary. Prior to joining Morgan Stanley, Rick spent 4 years with Wells Fargo Advisors as a Regional Banking Consultant for the state of Florida and has held other banking management roles in Florida. Rick graduated from the University of Vermont and spent a semester abroad at the University of Stirling in Scotland. Rick is married, has two daughters and resides in Tampa. Raymond B. Gault First Vice President Insurance Planning Specialist Ray Gault has worked closely with Todd Hoffman and The Hoffman Group for over nine years. Ray is a Regional Specialist with Morgan Stanley Smith Barney s Insurance Group, where he provides support in estate planning, life insurance, nonqualified deferred compensation planning and advanced estate planning. Ray has been a leader in the implementation of insurance strategies for Smith Barney* clients for 26 years. Well versed in all areas of estate planning and business succession planning, Ray is a frequent speaker at client events across the country. Ray has received degrees from Manatee Community College and attended Florida State University. Ray began his career as a professional baseball player with the Cleveland Indians and the Chicago Cubs. He entered the Life Insurance business in 1981, and has been with Smith Barney* since *A predecessor firm of Morgan Stanley Smith Barney. Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney s licensed insurance agency affiliates. 8 Morgan Stanley Smith Barney

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10 Developing Your Wealth Management Strategy Your achievements reflect substantial effort, and we will work just as hard on your behalf, committing our experience and skills to helping you achieve your unique goals for your wealth. Moreover, we will support you and your strategy with the resources and perspective of one of the world s largest financial firms. 1 We will discuss your current financial resources, time horizon for your goals, tolerance for risk even how your liabilities are structured. If you own a business, we also might discuss your current banking and cash management needs. 10 Morgan Stanley Smith Barney

11 Discover Plan 2 We will present a plan to help address needs such as income and retirement planning, asset protection, investment management, strategic borrowing, wealth transfer and business succession. We will also recommend an asset allocation strategy reflecting your risk tolerance and investment time horizon. Review Implement 3 The team will work closely with you to bring the elements of your plan to life, helping you to select from the hundreds of investment management firms available to you, and identify specific stocks, bonds and other securities that may be suitable for your portfolio. Then we will closely monitor your portfolio. 4 You will receive a comprehensive quarterly performance review, helping you track progress toward your objectives. And when your circumstances change, we will work with you to revise your strategy and reposition your assets to reflect your new needs and goals.

12 For Life s Most Important Goals With an experienced professional and the right resources, reaching your most important goals can be less challenging and more rewarding. We are ready to help you meet your goals, by combining our insight into your needs with the resources of Morgan Stanley Smith Barney. Setting a confident course Thorough, thoughtful planning planning that analyzes where you are as well as where you want to go is the most important step in establishing a path to your goals. We will work with you to explore and define your objectives and needs, and then structure a plan that is uniquely your own. Balance sheet analysis Retirement planning Education planning Estate planning Multigenerational planning Managing the rewards of success Managing an investment portfolio should be a consultative, disciplined process that balances your attitudes and goals as an investor with careful analysis of the financial markets and the risks and opportunities they hold for you. You can rely on us for objective strategic advice in structuring your portfolio and for careful analysis of any investments we consider together. Asset allocation Investment management Alternative investments Shaping your retirement Together, we can work to make decisions that could help you move toward

13 the retirement you expect. Whether you are building retirement wealth or making the transition to generating income from your assets, we can help you develop and implement a strategy based on your vision of retirement. Roth conversions Building a unique legacy Estate planning typically brings together the dimensions of life: personal, family, financial and charitable. We will work with you to understand the connections between your life and legacy goals, and work with your accountant and attorney to help you develop a strategy to position your portfolio appropriately. Educating new generations Helping to meet the education costs of children and grandchildren may be one of the most attractive and personally fulfilling investment opportunities available to you. We can help you access appropriate investment vehicles 529 plans and custodial accounts. Giving back through philanthropy Many successful individuals seek opportunities to support cultural and educational institutions, and nonprofit organizations and activities. Properly undertaken, charitable giving can provide planning flexibility and benefits for you. We can help you analyze and implement a strategy that rewards you while it benefits causes you care about. Charitable lead and remainder trusts Family foundations Donor advised funds Strengthening your business The links between business ownership and personal wealth are many and complex. Whether your objective is to grow your business, realize its value through a succession strategy or sale, or maintain family ownership by the next generation, we can examine your alternatives in light of both business and personal objectives. And, should circumstance require it, we can use the access to banking services of Morgan Stanley Smith Barney. Credit facilities Cash management Retirement plans Strategic consulting and transactions Succession planning Insurance Protecting your wealth Insurance can play a critical role in virtually any comprehensive financial strategy, helping you to protect the value of your assets, protect your income and your family s financial security even perform important functions in a business succession or estate plan. We can help you analyze your current insurance portfolio and work to update your coverages to fulfill personal and strategic goals. Life and disability income insurance Life insurance trusts Key-person insurance Meeting current liquidity and banking needs Managing personal cash and securing liquidity for personal needs and opportunities are the day-to-day aspects of implementing a financial strategy. We can help you meet your personal cash management and borrowing needs while thinking strategically about how approaches may affect current and longterm costs and taxes. Home finance Lending services Debt restructuring Securities-backed loans The Hoffman Group 13

14 Morgan Stanley Smith Barney strives to offer clients the finest in financial thinking, products and execution to help them meet their individual needs and achieve their personal financial goals. When we work together, you ll benefit from personalized advice, objective guidance and dedication to your success as an investor. With access to Morgan Stanley Smith Barney s renowned global resources and investment opportunities, we can help you develop and maintain an optimal investment strategy. Our wealth management strategy will address key areas of your financial life beyond traditional investments and may incorporate diverse recommendations for building and protecting your wealth. 14 Morgan Stanley Smith Barney

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16 Tax laws are complex and subject to change. Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Smith Barney Financial Advisors do not provide tax or legal advice. This material was not intended or written to be used for the purpose of avoiding tax penalties that may be imposed on the taxpayer. Individuals are urged to consult their personal tax or legal advisors to understand the tax and related consequences of any actions or investments described herein. Morgan Stanley Smith Barney LLC ( Morgan Stanley Smith Barney ) is a registered broker-dealer, not a bank. Where appropriate, Morgan Stanley Smith Barney has entered into arrangements with banks and other third parties to assist in offering certain banking-related products and services. Unless otherwise specifically disclosed to you in writing, investments and services offered through Morgan Stanley Smith Barney, member SIPC, are not insured by the FDIC, are not deposits or other obligations of, or guaranteed by, banks and involve investment risks, including possible loss of principal amount invested. Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Smith Barney Financial Advisors do not provide tax or legal advice. This material was not intended or written to be used for the purpose of avoiding tax penalties that may be imposed on the taxpayer. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters. In June 2009, Morgan Stanley s wealth management unit merged with Smith Barney to form Morgan Stanley Smith Barney Morgan Stanley Smith Barney LLC. Member SIPC /11