1 FOCUSED ON YOUR INVESTMENTS YOUR FUTURE YOU
2 Table of Contents Harrington Capital Management, LLC is a branch office of and Securities offered through WFG Investments, Inc., member FINRA & SIPC. Investment Advisory Services offered through WFG Advisors, LP, an SEC Registered Investment Advisor. Registered Representative of WFG. Mission and Values The Founder Strategy Expertise and Services Partnerships Roles and Responsibilities Your Broker-Dealer Your Clearing Firm Safeguarding Your Accounts Added Security
3 1 Mission To provide clients with independent investment advice and asset management that closely correlates with their individual or corporate objectives, while providing exemplary service. Values Service Communication Accessibility Confidentiality Partnership Harrington Capital Management, LLC is a branch office of and Securities offered through WFG Investments, Inc., member FINRA & SIPC. Investment Advisory Services offered through WFG Advisors, LP, an SEC Registered Investment Advisor. Registered Representative of WFG.
4 The Founder Roger W Harrington President, Harrington Capital Management, LLC Investment Advisor Representative Harrington Capital Management, LLC is an independent Wealth Management company headquartered in Dallas, Texas. 3 As the Founder and President of Harrington Capital Management, LLC, I bring over 25 years of experience managing financial assets for individuals, multi-generational families, small to medium-sized corporations, trusts, retirement plans, college savings plans, limited partnerships, and foundations. I have strong portfolio management skills which serve clients who are looking for an advisor that will actively manage their assets while personalizing investment strategies including retirement planning, retirement income, and wealth accumulation needs. I also welcome the opportunity to work along side my clients attorneys and their CPAs to assist with wealth transfer and estate planning. Prior to founding Harrington Capital Management, LLC, I served clients for 14 years at Morgan Stanley Smith Barney, LLC, and 12 years at Merrill Lynch, as a First Vice President and Investment Advisor Representative. My wife Catherine and I have three children and reside in Plano, Texas. I am an avid outdoorsman and enjoy fishing, hiking, hunting and dogsledding. Licenses General Securities (Series 7) Uniform State (Series 63) Investment Advisor Representative (Series 65) Education Associate of Arts Degree in Forestry, Pennsylvania State University, 1972 Bachelor of Science in Civil Engineering with Honor, University of Wyoming, 1978 Masters of Science in Civil Engineering, University of Wyoming, 1979 Harrington Capital Management, LLC is a branch office of and Securities offered through WFG Investments, Inc., member FINRA & SIPC. Investment Advisory Services offered through WFG Advisors, LP, an SEC Registered Investment Advisor. Registered Representative of WFG.
5 5 Expertise & Services Advisory Asset Management Fee Based Models Active Portfolio Management Custom Investment Solutions Retirement Plans Individual Retirement Arrangements (IRAs) 401(k) Plans Profit Sharing Plans Pension Plans Estate Planning & Asset Protection Living (Inter Vivos) Trusts Testamentary Trusts Investment Trusts Limited Partnerships Charitable Giving Education Planning & Accounts for Minors 529 College Savings Plans Uniform Gift to Minors Act Accounts (UGMA/UTMA) Insurance Annuities Life Insurance Long Term Care Insurance Disability Income Non-Purpose Loans Residences Modes of Transportation Business Lending
6 7 I believe in being a team player; working closely with your attorney, accountant, and other financial professionals to ensure your financial plans are in harmony with your goals. Roger W Harrington Strategy My consultative approach to understanding your short and long-term goals is comprehensive and driven by my genuine dedication to helping you plan for your financial future. Guided by dedication to research, I pay close attention to market trends and rebalance your portfolio on an ongoing basis.
7 9 Bringing the Right People Together Harrington Capital Management, LLC An independent Wealth Management company headquartered in Dallas serving high-net-worth individuals, multi-generational families and small to medium-sized corporations and foundations. Clients assets are securely held in separate accounts at a subsidiary of Fidelity, National Financial Services with regulatory framework provided by Williams Financial Group (WFG). Williams Financial Group (WFG) Founded in 1988, WFG is a privately held, Dallas-based financial services firm providing brokerage, advisory and investment services to over 280 independent Financial Professionals with clients (individual investors and select institutions) whose combined assets under management are approximately $7 billion. National Financial Services, LLC (NFS) Fidelity s Clearing Firm Offers broker-dealer firms a comprehensive clearing platform that includes a dedicated service model, a powerful global trading platform, and a source of leading investment solutions. YOU HARRINGTON CAPITAL MANAGEMENT, LLC BROKER-DEALER WILLIAMS FINANCIAL GROUP (WFG) CLEARING FIRMS NATIONAL FINANCIAL SERVICES, LLC (NFS) REGULATORS Harrington Capital Management, LLC is a branch office of and Securities offered through WFG Investments, Inc., member FINRA & SIPC. Investment Advisory Services offered through WFG Advisors, LP, an SEC Registered Investment Advisor. Registered Representative of WFG. FINRA (Financial Industry Regulatory Authority) SEC (Securities and Exchange Commission)
8 Servicing of Your Brokerage Account Roles & Responsibilities 11 You are Supported and Protected by a Chain of Responsibility Maintains oversight, registration, and supervision of your advisor YOU Provide open communication about your financial situation, needs, and objectives so that the appropriate recommendations are made to you Understand any trade confirmations, statements, financial planning or investment literature, prospectuses, or any other documents Understand all investments have some degree of risk HARRINGTON CAPITAL MANAGEMENT, LLC Makes financial planning and investment recommendations based upon your needs and objectives Executes transactions in a timely manner, at the best available price, with prompt reports to you WILLIAMS FINANCIAL GROUP (WFG) Communicates information to you in a clear and comprehensive manner Review investments and plan regularly Re-balance portfolios as needed Respond to change Communicate regularly Provides your advisor with access to a broad spectrum of financial services and products Opens, approves, and monitors your account(s) Maintains broker-dealer bonds to protect your assets Supports your advisor in processing transactions and executing daily operations NATIONAL FINANCIAL SERVICES, LLC (NFS) The custody, receipt, and delivery of funds and securities and execution, clearance, and settlement of securities transactions Prepares and sends periodic statements of your account(s) and transaction confirmations Maintains Fidelity Bond to protect your assets REGULATORS Regulates the financial services industry to protect you by writing and enforcing rules and federal securities laws Performs market regulation for major US & international markets Informs and educates the investing public
9 13 A Partnership in Your Best Interest I ve chosen to work with Williams Financial Group (WFG), an independent broker-dealer, that gives me the freedom to act in your best interest. It s a model that differs from that of some other, larger financial firms known as wire houses, whose financial representatives are captive not just to their clients, but also to the parent company that employs them. WFG provides brokerage, advisory and investment services to over 280 independent Financial Professionals, whose clients are primarily individual investors and select institutions. A privately held, independent firm, WFG is not held accountable to a group of shareholders or a board of directors. Founder, Wilson Williams, started out in the financial services industry as a Financial Professional with E.F. Hutton and Co. He was determined to create an environment for advisors, like himself, who wanted independence. Wilson continues to be personally engaged in the day-to-day management and long-term future of the firm. This translates into a corporate culture that understands the advisor and client relationship and always puts the client at the forefront of everything they do. WILLIAMS FINANCIAL GROUP (WFG) Support Marketing & Communications Practice Development Recruiting Registered Representative Transitions Business Processing Client Services Compliance Health Benefits Information Technology Products Alternative Investments Insurance Mutual Funds Platforms Advisory Retirement WFG Connect: Business, Compliance & Communications Capital Markets Trading Desk Fixed Income --Institutional Equity Corporate Finance Equity Research WFG Investments Inc., is the broker-dealer subsidiary of Williams Financial Group Securities offered through WFG Investments, Inc., member FINRA & SIPC For more information, please visit:
10 Your Clearing Firm Fidelity s Clearing Firm, National Financial Services, LLC One of the Largest Clearing Providers in the Industry. 15 National Financial Services, LLC (NFS) offers brokerdealer firms a comprehensive clearing platform that includes a dedicated service model, a powerful global trading platform, and a source of leading investment solutions, all designed to help them grow confidently. A leading clearing provider in the U.S. for over 30 years, NFS leverages the strength, resources, and experience of the Fidelity organization, one of the world s largest providers of financial services. As of March 31, 2012, NFS serves nearly 280 broker/ dealers representing over $410 billion in assets under administration. Regulatory Controls for Your Protection As a clearing firm, National Financial Services, LLC is subject to the rules and regulations of the Securities and Exchange Commission (SEC), the Financial Industry Regulatory Authority (FINRA), and other exchanges of which National Financial Services, LLC is a member, and the Municipal Securities Rule-making Board (MSRB). These regulatory organizations each have rules and regulations that NFS must follow to safeguard your assets, including: Keeping accurate records of your assets held at NFS Maintaining net capital at required levels In compliance with SEC rules, NFS has its financial information audited every year by an independent public accounting firm. Further, as a member of the NYSE and FINRA and registered with the SEC, NFS is subject to their regulatory oversight and examinations
11 NFS is required by the SEC to file monthly and quarterly financial and operational reports (FOCUS reports) within 17 business days of the month s end. 17 The quarterly report contains financial statements, including: Statement of financial condition Income statement and statement of changes in stockholders equity Regulatory schedules, including a computation of net capital, a reserve formula computation, and other key financial and operational data NFS cannot use your fully paid securities for its business. These securities must be held for your own exclusive benefit, and are subject to the instructions that we provide to NFS. NFS must account for and inspect every physical security owned by an investor at least once every calendar quarter. Any differences must be recorded and corrected within specific time frames. Net customer cash balances not required for customer transactions must be maintained in a cash account segregated for the exclusive benefit of customers. Because the Securities Investor Protection Act of 1970 affords special benefits to SIPC-covered firms such as NFS, our agreement with NFS, provides your assets a high level of coverage. Securities in accounts carried by NFS are protected in accordance with the SIPC up to $500,000 (including cash claims limited to $250,000). Most types of securities held in a brokerage account at NFS are protected, including: Stocks Debentures Bonds Certificates of Deposit (CDs) Notes Mutual Funds. Within certain limits, SIPC coverage applies to both investor securities held by NFS and cash on deposit that will be used to purchase securities, or that has been generated from the sale of securities. This SIPC coverage protects your assets in the unlikely event that NFS should fail to meet its obligations, but this SIPC coverage is separate from the SIPC coverage that is available should our broker-dealer fail to meet its obligations. It also does not protect against a decline in the market value of your securities. For more details concerning SIPC coverage, please see: For more information, please visit:
13 Roger W Harrington President, Investment Advisor Representative office cell fax Harrington Capital Management, LLC is a branch office of and Securities offered through WFG Investments, Inc., member FINRA & SIPC. Investment Advisory Services offered through WFG Advisors, LP, an SEC Registered Investment Advisor. Registered Representative of WFG.