Introductory Overview of Ground Source Heat Pump Technologies

Size: px
Start display at page:

Download "Introductory Overview of Ground Source Heat Pump Technologies"

Transcription

1 Introductory Overview of Ground Source Heat Pump Technologies C. Guney Olgun Civil & Environmental Engineering Virginia Tech Introduction to Ground Source Heat Pumps Virginia Cooperative ExtensionBioenergy Engineering Education Program Appomattox, VA April 13, 2015

2 Outline Background Energy demand Geothermal systems State of the GSHP industry Types of GSHP systems Closed loop systems Open loop systems

3 Learning Objectives Gain background on ground source heat pump (GSHP) systems Identify the basic principles of GSHP systems Identify different GSHP systems (closed loop vs. open loop, vertical vs. horizontal loop systems) Discuss advantages and disadvantages of GSHP systems Discuss cost related information on GSHP systems Learn about different applications of GSHP systems

4 U.S. Energy Flow Chart Lawrence Livermore National Lab (2009) Significant energy consumption in buildings mainly for heating and cooling

5 U.S. Geothermal Resources & Projects

6 U.S. Geothermal Resources WA OR CA NV MT ID UT WY CO ND SD NE MN IA MO WI IL MI IN OH WV NY VT PA ME AZ NM KS TX OK AR TN MS VA NC AL GA SC LA FL Temperatures above 212F Temperature above 100 o C (212 o F) Temperatures below 212F Temperature below 100 o C (212 o F) Area suitable for "Geothermal Foundations" (entire U.S.) Suitable for geothermal heat exchange (entire U.S.)

7 What is a Ground Source Heat Pump (GSHP)? GSHP is a electrically powered system that utilizes the relatively constant ground or groundwater temperatures to provide heating, cooling, and hot water Instead of burning fossil fuels to create heat like conventional systems, GSHPs move heat that already exists In heating mode, a GSHP moves heat from the ground or groundwater into the building In cooling mode, a GSHP moves heat from the building and deposits it into the ground or groundwater.

8 Ground Source Heat Pump Systems 1. Ground or groundwater heat exchanger 2. Heat pump 3. Interior heating/cooling distribution system 4. Domestic hot water heating (optional)

9 Ground Temperature Profile 0 Fall Spring Winter Summer 30 Depth (ft) Mean ground temperature Temperature ( F) J F M A M Jn Jl A S O N D 59.2 F Richmond, VA T mean = 59 F Ground Temperature ( F) Month

10 Ground Temperature Profile 0 Fall Spring 90 J F M A M Jn Jl A S O N D 10 Winter Summer 80 Ground Surface 20 Ground Temperature ( C) ft 10 ft 50 ft Depth (ft) Richmond, VA T mean = 59 F Ground Temperature ( F) Day of the Year Ground temperature fluctuations

11 Ground Temperature Profile 0 Fall Spring 10 Winter Summer Depth (ft) Williamsburg, VA T mean = 60 F Mean ground temperature Ground Temperature ( F)

12 Ground Temperature Profile 0 Fall Spring 10 Winter Summer 20 Depth (ft) Mean ground temperature 70 Baltimore, MD Tmean = 57 F Ground Temperature ( F)

13 Ground Temperature Profile 0 Fall Spring Winter Summer Depth (ft) Mean ground temperature 70 Lawrence, KS T mean = 55 F Ground Temperature ( F)

14 Ground Temperature Profile 0 Fall Spring 10 Winter Summer Depth (ft) Mean ground temperature Houston, TX T mean = 72 F Ground Temperature ( F)

15 Terminology Ground source heat pumps (GSHP) Geothermal heat pumps (GHP) Ground coupled heat pumps (GCHP) GeoExchange systems Earth energy systems

16 Ground Source Heat Pump Systems Primary circuit Secondary circuit Connecting lines Manifolds Fall Winter Spring Summer Header block: Heat pump collector (for heating) distributor (for cooling) P P Depth (ft) External power (electricity) Richmond, VA T mean = 59 F Ground Temperature ( F) Geothermal loops 3 4 Energy flux 4 4 (from the ground) Utilize the relatively constant temperature of the ground and use it for heating in the winter and cooling in the summer

17 GSHP Heating/Cooling Geothermal heat exchange systems provide ground-source energy for heating and cooling The use of ground-source systems for heating and cooling has increased exponentially especially in Europe Basic idea been around for long time make use of the heat energy stored in the ground; access this energy using heat exchangers buried in the ground (fluid-filled HDPE loops) In ideal conditions these systems can provide majority of required heating/cooling energy and significantly reduce costs and carbon footprint

18 Common Comments on GSHPs Advantages High efficiency results in lower energy consumption cost Lower maintenance cost Lower life cycle cost No outdoor equipment Greater occupant comfort All electric - can be powered by renewable energy Disadvantages First cost can be significantly higher than conventional systems Not all system types feasible in all locations Limited pool of qualified designers and installers in many locations

19 GSHP Domestic Shipments, ,000 Total Rated Capacity Tons 250, , , , , , , Source: EIA, Survey of Geothermal Heat Pump Shipments, 2006

20 GSHP Domestic Shipments, ,000 Total Rated Capacity Tons 100,000 80,000 60,000 40,000 20,000 0 Residential Commercial (includes government) Industrial Source: EIA, Survey of Geothermal Heat Pump Shipments, 2006 Total Rated Capacity Tons 90,000 80,000 70,000 60,000 50,000 40,000 30,000 20,000 10,000 0 Midwest Northeast South West

21 GSHP : Closed Loop Systems Borehole Wells Horizontal Loops Helical Coils Energy Piles

22 Open Loop Systems Source eere.energy.gov

23 Barriers to wider GSHP Implementation Tend to have significantly higher first costs compared with conventional systems Generally longer paybacks when replacing natural gas heating systems Lack of awareness Lack of uniform standards design and installation accreditation has yet to receive nationally standardized accreditation Shortage of qualified designers and installers.

24 GSHP : Closed Loop Systems Borehole Wells Horizontal Loops Helical Coils Energy Piles

25 Borehole Wells 200 ft ft deep Small residential to large commercial Major cost is drilling and materials

26 Borehole Wells

27 Borehole Wells Design Considerations Spacing Grout Type Single U-bend or Double U-bend Ground properties: Temperature Thermal conductivity Thermal diffusivity Ground water Long-term effects

28 Helical Coils

29 Energy Piles

30 Vertical Ground Source Heat Pump Systems Piping is inserted to deep vertical boreholes. Boreholes are grouted to improve heat transfer and protect groundwater. Advantages Requires less land than other closed loop systems Requires smaller amounts of pipe and pumping energy Likely to yield the most efficient performance of closed loop systems Disadvantages Higher initial cost due to the drilling of boreholes Problems in some geological formations (an issue in parts of MA) Limited availability of experienced drillers and installers

31 GSHP : Closed Loop Systems Borehole Wells Horizontal Loops Helical Coils Energy Piles

32 Horizontal Loops 6-10 ft

33 Horizontal Loops Shallow ground water Spacing Pipe configuration: Straight Horizontal Slinky Vertical Slinky Soil properties: Temperature (seasonal variation) Thermal conductivity Thermal diffusivity

34 Horizontal Loops Recently built house in Blacksburg VA with a trench loop system

35 Horizontal Loops Horizontal loop systems within/beneath slabs

36 Horizontal Loops Energy slab (Messe U2 metro station, Vienna)

37 Horizontal Loops Deicing

38 Horizontal Ground Source Heat Pump Systems Placement of straight or slinky piping in shallow (6-8ft) horizontal trenches. Advantages Likely less expensive to install vertical closed loop Requires less specialized skill and equipment to install, so contractors are more widely available Disadvantages Need more space Ground temperature and thermal properties fluctuate with season, rainfall, and burial depth Lower efficiency

39 Open Loop Systems Source eere.energy.gov

40 Open Well Systems Water is pumped from bottom of well and re-injected at the top Heat exchange rate is enhanced by the pumping action Often utilized where little land is available or the bedrock is close to the surface During peak heating and cooling, the system can use a bleed cycle to control the column temperature Source: Orio, A Survey of Standing Column Well Installations in North America, ASHRAE Transactions. Information for Evaluating Geoexchange Applications, prepared for NYSERDA by the Geothermal Heat Pump Consortium.

41 Groundwater Heat Pump Systems Uses groundwater as heat sink and source. Water is pumped through the system, then discharged. Advantages Have the lowest installed cost, especially in larger applications Uses less space Well water contractors are widely available Long track record in large commercial applications Source: 2003 ASHRAE Applications Handbook Disadvantages Local water and environmental regulations may restrict use Limited water availability May need fouling precautions High pumping energy required if system poorly designed or water pulled from deep aquifer

42 Surface Water Heat Pump Systems The piping is anchored to the bottom of a nearby body of water Advantages Low cost due to reduced excavation costs Low maintenance Low operating costs Disadvantages Possible damage to piping in public lakes Significant temperature variation if lake is small/shallow

43 Hybrid Systems Use several different geothermal resources, or a combination of a geothermal resource with outdoor air (most often, a cooling tower) Particularly effective where cooling needs are significantly larger than heating needs. Cooling tower used to reject excess heat Main benefits: Reduces loop field size, and thus costs, by allowing for the ground loop to be undersized for the cool load, but sized for the smaller heating load Avoid increase in ground temperature due to seasonal load imbalances Source: Federal Energy Management Program, Assessment of hybrid geothermal heat pump systems, 2001

44 Thank You!

U.S. Department of Housing and Urban Development: Weekly Progress Report on Recovery Act Spending

U.S. Department of Housing and Urban Development: Weekly Progress Report on Recovery Act Spending U.S. Department of Housing and Urban Development: Weekly Progress Report on Recovery Act Spending by State and Program Report as of 3/7/2011 5:40:51 PM HUD's Weekly Recovery Act Progress Report: AK Grants

More information

How To Rate Plan On A Credit Card With A Credit Union

How To Rate Plan On A Credit Card With A Credit Union Rate History Contact: 1 (800) 331-1538 Form * ** Date Date Name 1 NH94 I D 9/14/1998 N/A N/A N/A 35.00% 20.00% 1/25/2006 3/27/2006 8/20/2006 2 LTC94P I F 9/14/1998 N/A N/A N/A 35.00% 20.00% 1/25/2006 3/27/2006

More information

Regional Electricity Forecasting

Regional Electricity Forecasting Regional Electricity Forecasting presented to Michigan Forum on Economic Regulatory Policy January 29, 2010 presented by Doug Gotham State Utility Forecasting Group State Utility Forecasting Group Began

More information

New York Public School Spending In Perspec7ve

New York Public School Spending In Perspec7ve New York Public School Spending In Perspec7ve School District Fiscal Stress Conference Nelson A. Rockefeller Ins0tute of Government New York State Associa0on of School Business Officials October 4, 2013

More information

State Corporate Income Tax-Calculation

State Corporate Income Tax-Calculation State Corporate Income Tax-Calculation 1 Because it takes all elements (a*b*c) to calculate the personal or corporate income tax, no one element of the corporate income tax can be analyzed separately from

More information

Federation of State Boards of Physical Therapy Jurisdiction Licensure Reference Guide Topic: Continuing Competence

Federation of State Boards of Physical Therapy Jurisdiction Licensure Reference Guide Topic: Continuing Competence This document reports CEU requirements for renewal. It describes: Number of required for renewal Who approves continuing education Required courses for renewal Which jurisdictions require active practice

More information

Standardized Pharmacy Technician Education and Training

Standardized Pharmacy Technician Education and Training Standardized Pharmacy Technician Education and Training Kevin N. Nicholson, RPh, JD Vice President, Pharmacy Regulatory Affairs National Association of Chain Drug Stores May 19, 2009 Overview of how technicians

More information

Federation of State Boards of Physical Therapy Jurisdiction Licensure Reference Guide Topic: Continuing Competence

Federation of State Boards of Physical Therapy Jurisdiction Licensure Reference Guide Topic: Continuing Competence This document reports CEU (continuing education units) and CCU (continuing competence units) requirements for renewal. It describes: Number of CEUs/CCUs required for renewal Who approves continuing education

More information

NHIS State Health insurance data

NHIS State Health insurance data State Estimates of Health Insurance Coverage Data from the National Health Interview Survey Eve Powell-Griner SHADAC State Survey Workshop Washington, DC, January 13, 2009 U.S. DEPARTMENT OF HEALTH AND

More information

TITLE POLICY ENDORSEMENTS BY STATE

TITLE POLICY ENDORSEMENTS BY STATE TITLE POLICY ENDORSEMENTS BY STATE State Endorsement ID Endorsement Description AK ARM ALTA 6 Adjustable (Variable) Rate AK BALLOON FNMA Balloon Endorsement AK CONDO ALTA 4 Condominium AK COPY FEE Copies

More information

Federation of State Boards of Physical Therapy Jurisdiction Licensure Reference Guide Topic: License Renewal Who approves courses?

Federation of State Boards of Physical Therapy Jurisdiction Licensure Reference Guide Topic: License Renewal Who approves courses? Federation of State s of Physical The table below provides information on approval of continuing education/competence courses and for each jurisdiction. Summary Number of jurisdictions requiring approval

More information

ANALYSIS OF US AND STATE-BY-STATE CARBON DIOXIDE EMISSIONS AND POTENTIAL SAVINGS IN FUTURE GLOBAL TEMPERATURE AND GLOBAL SEA LEVEL RISE

ANALYSIS OF US AND STATE-BY-STATE CARBON DIOXIDE EMISSIONS AND POTENTIAL SAVINGS IN FUTURE GLOBAL TEMPERATURE AND GLOBAL SEA LEVEL RISE ANALYSIS OF US AND STATE-BY-STATE CARBON DIOXIDE EMISSIONS AND POTENTIAL SAVINGS IN FUTURE GLOBAL TEMPERATURE AND GLOBAL SEA LEVEL RISE by Paul Knappenberger SPPI ORIGINAL PAPER Updated April 2013 ANALYSIS

More information

NAAUSA Security Survey

NAAUSA Security Survey NAAUSA Security Survey 1. How would you rate the importance of each of the following AUSA security improvements. Very important Somewhat important Not too important Not at all important Secure parking

More information

Department of Business and Information Technology

Department of Business and Information Technology Department of Business and Information Technology College of Applied Science and Technology The University of Akron Summer 01 Graduation Survey Report 1. How would you rate your OVERALL EXPERIENCE at The

More information

Breakeven Cost for Residential Photovoltaics in the United States: Key Drivers and Sensitivities (Report Summary)

Breakeven Cost for Residential Photovoltaics in the United States: Key Drivers and Sensitivities (Report Summary) Breakeven Cost for Residential Photovoltaics in the United States: Key Drivers and Sensitivities (Report Summary) Paul Denholm Robert M. Margolis Sean Ong Billy Roberts December 2009 NREL/PR-6A2-47248

More information

Rates and Bills An Analysis of Average Electricity Rates & Bills in Georgia and the United States

Rates and Bills An Analysis of Average Electricity Rates & Bills in Georgia and the United States Rates and Bills An Analysis of Average Electricity Rates & Bills in Georgia and the United States During regulatory and public policy discussions of electricity costs for Georgia ratepayers, the conversation

More information

Preapproval Inspections for Manufacturing. Christy Foreman Deputy Director Division of Enforcement B Office of Compliance/CDRH

Preapproval Inspections for Manufacturing. Christy Foreman Deputy Director Division of Enforcement B Office of Compliance/CDRH Preapproval Inspections for Manufacturing Christy Foreman Deputy Director Division of Enforcement B Office of Compliance/CDRH Major Steps Review of the Quality System information Inspection requests generated

More information

Alternative RE Approach Technical Support Document

Alternative RE Approach Technical Support Document Alternative RE Approach Technical Support Document 1.1. Introduction Renewable energy (RE) is a cost-effective approach for reducing carbon dioxide (CO 2) emissions from fossil fuel-fired electric generating

More information

Estimating college enrollment rates for Virginia public high school graduates

Estimating college enrollment rates for Virginia public high school graduates ISSUES& ANSWERS REL 2011 No. 104 Estimating college enrollment rates for Virginia public high school graduates ISSUES& ANSWERS REL 2011 No. 104 Estimating college enrollment rates for Virginia public high

More information

CINCINNATI HILLS CHRISTIAN ACADEMY COLLEGE QUESTIONNAIRE FOR STUDENTS

CINCINNATI HILLS CHRISTIAN ACADEMY COLLEGE QUESTIONNAIRE FOR STUDENTS CINCINNATI HILLS CHRISTIAN ACADEMY COLLEGE QUESTIONNAIRE FOR STUDENTS Complete & bring with you to your Junior College Planning Meeting. NAME: ADDRESS: EMAIL: BIRTHDATE: PHONE #: DATE: PLEASE READ BEFORE

More information

Table 11: Residual Workers Compensation Insurance Market By Jurisdiction

Table 11: Residual Workers Compensation Insurance Market By Jurisdiction Table 11: Residual Workers Market By AL Yes/NCCI 3 Two declination AK Yes/NCCI Two declination AZ Yes/NCCI Three declination, including one from the State Fund Agent/ ()/ Access? 4 Recommend NWCRP Recommend

More information

ehealth Price Index Trends and Costs in the Short-Term Health Insurance Market, 2013 and 2014

ehealth Price Index Trends and Costs in the Short-Term Health Insurance Market, 2013 and 2014 ehealth Price Index Trends and Costs in the Short-Term Health Insurance Market, 2013 and 2014 June 2015 1 INTRODUCTION In this report, ehealth provides an analysis of consumer shopping trends and premium

More information

State Annual Report Due Dates for Business Entities page 1 of 10

State Annual Report Due Dates for Business Entities page 1 of 10 State Annual Report Due Dates for Business Entities page 1 of 10 If you form a formal business entity with the state, you may be required to file periodic reports on the status of your entity to preserve

More information

The Lincoln National Life Insurance Company Variable Life Portfolio

The Lincoln National Life Insurance Company Variable Life Portfolio The Lincoln National Life Insurance Company Variable Life Portfolio State Availability as of 12/14/2015 PRODUCTS AL AK AZ AR CA CO CT DE DC FL GA GU HI ID IL IN IA KS KY LA ME MP MD MA MI MN MS MO MT NE

More information

Federation of State Boards of Physical Therapy Jurisdiction Licensure Reference Guide Topic: PTA Supervision Requirements

Federation of State Boards of Physical Therapy Jurisdiction Licensure Reference Guide Topic: PTA Supervision Requirements These tables provide information on what type of supervision is required for PTAs in various practice settings. Definitions Onsite Supervision General Supervision Indirect Supervision The supervisor is

More information

Enrollment Snapshot of Radiography, Radiation Therapy and Nuclear Medicine Technology Programs 2013

Enrollment Snapshot of Radiography, Radiation Therapy and Nuclear Medicine Technology Programs 2013 Enrollment Snapshot of Radiography, Radiation Therapy and Nuclear Medicine Technology Programs 2013 A Nationwide Survey of Program Directors Conducted by the American Society of Radiologic Technologists

More information

AN INSIDE LOOK AT SOCIAL RECRUITING IN THE USA

AN INSIDE LOOK AT SOCIAL RECRUITING IN THE USA AN INSIDE LOOK AT SOCIAL RECRUITING IN THE USA THE BULLHORN REACH RANKINGS REPORT TM WWW.BULLHORNREACH.COM @BULLHORNREACH JUNE 2012 COPYRIGHT 2012 BULLHORN, INC. ALL RIGHTS RESERVED. EXECUTIVE SUMMARY

More information

Heat Pumps: An Untapped Resource For Energy Savings Programs. Regional and State-Level Economic Analysis of Heating Applications

Heat Pumps: An Untapped Resource For Energy Savings Programs. Regional and State-Level Economic Analysis of Heating Applications Heat Pumps: An Untapped Resource For Energy Savings Programs Regional and State-Level Economic Analysis of Heating Applications INTRODUCTION Consumers and policymakers alike are concerned about the rising

More information

How To Know The Nursing Workforce

How To Know The Nursing Workforce FAST FACTS The Nursing Workforce 2014: Growth, Salaries, Education, Demographics & Trends RN Job Growth Rate (new and replacement) By State/Region, 2012-2022) 14 states project an annual growth rate of

More information

Enrollment Snapshot of Radiography, Radiation Therapy and Nuclear Medicine Technology Programs 2014

Enrollment Snapshot of Radiography, Radiation Therapy and Nuclear Medicine Technology Programs 2014 Enrollment Snapshot of, Radiation Therapy and Nuclear Medicine Technology Programs 2014 January 2015 2015 ASRT. All rights reserved. Reproduction in any form is forbidden without written permission from

More information

Florida Workers Comp Market

Florida Workers Comp Market Florida Workers Comp Market 10/5/10 Lori Lovgren 561-893-3337 Lori_Lovgren@ncci.com Florida Workers Compensation Rates 10-1-03 1-1-11 to 1-1-11* Manufacturing + 9.9% 57.8% Contracting + 7.3% 64.4 % Office

More information

How a Ground Source Heat Pump Works for a School or College

How a Ground Source Heat Pump Works for a School or College How a Ground Source Heat Pump Works for a School or College Vertical System Image courtesy of Climate Master 1 Geothermal avoids the need for outdoor equipment..reducing vandalism and liability Image courtesy

More information

Building a Market for Small Wind: The Break-Even Turnkey Cost of Residential Wind Systems in the United States

Building a Market for Small Wind: The Break-Even Turnkey Cost of Residential Wind Systems in the United States Building a Market for Small Wind: The Break-Even Turnkey Cost of Residential Wind Systems in the United States Ryan H. Wiser Lawrence Berkeley National Laboratory rhwiser@lbl.gov; 510-486-5474 Global WINDPOWER

More information

Life Settlements Source List

Life Settlements Source List BROKERS Ashar Group LLC - Life Settlement Specialists 407-772-1818 www.ashargroup.com Except AK NH VT Except AK NH VT Varies based on current market opportunities and groups that pass Ashar s due diligence

More information

State of the Residential Property Management Market Survey Report, Fall 2012

State of the Residential Property Management Market Survey Report, Fall 2012 State of the Residential Property Management Market Survey Report, Fall 2012 Recently we asked you to give us your opinion regarding the state of the residential property management market. Now that we

More information

Payroll Tax Chart Results

Payroll Tax Chart Results Payroll Tax Chart Results Terminated Employee -- Involuntary Terminated Employee -- Vacation Pay Terminated Employee -- Voluntary Taxing Authority Federal Payment Date for Involuntary Termination No provision

More information

Ambulance Industry Receives Financial Relief Through the MMA

Ambulance Industry Receives Financial Relief Through the MMA Ambulance Industry Receives Financial Relief Through the MMA On June 25, 2004, the Centers for Medicare and Medicaid Services (CMS) issued Transmittal 220 to Medicare Contractors outlining changes to the

More information

Funding Your Technology and Archive Conversion Needs

Funding Your Technology and Archive Conversion Needs Funding Your Technology and Archive Conversion Needs Presented at the NACRC Legislative Conference March 5, 2011 Facilitators: Larry Burtness & Carol Foglesong Technology funding The question was asked

More information

Geothermal Heat Pumps in Agricultural Applications

Geothermal Heat Pumps in Agricultural Applications Geothermal Heat Pumps in Agricultural Applications Oregon Geothermal Working Group Meeting May 17, 2006 Alternative Farming Center, Johnson County, Tennessee Andrew Chiasson Geo-Heat Center Oregon Institute

More information

Table 12: Availability Of Workers Compensation Insurance Through Homeowner s Insurance By Jurisdiction

Table 12: Availability Of Workers Compensation Insurance Through Homeowner s Insurance By Jurisdiction AL No 2 Yes No See footnote 2. AK No Yes No N/A AZ Yes Yes Yes No specific coverage or rate information available. AR No Yes No N/A CA Yes No No Section 11590 of the CA State Insurance Code mandates the

More information

Dashboard. Campaign for Action. Welcome to the Future of Nursing:

Dashboard. Campaign for Action. Welcome to the Future of Nursing: Welcome to the Future of Nursing: Campaign for Action Dashboard About this Dashboard: These are graphic representations of measurable goals that the Campaign has selected to evaluate our efforts in support

More information

CDFI FUND NEW MARKETS TAX CREDIT PROGRAM:

CDFI FUND NEW MARKETS TAX CREDIT PROGRAM: CDFI FUND US Department of the Treasury NEW MARKETS TAX CREDIT PROGRAM: SECOND ROUND (2003-2004) Allocatees Serving Allocatee Name (Award Amount) AK 1 Alaska Growth Capital BIDCO, Inc. ($35 million) Total:

More information

AmGUARD Insurance Company EastGUARD Insurance Company NorGUARD Insurance Company WestGUARD Insurance Company GUARD

AmGUARD Insurance Company EastGUARD Insurance Company NorGUARD Insurance Company WestGUARD Insurance Company GUARD About Us For over 30 years, we have protected the interests of the small- to mid-sized businesses that insure with us. At Berkshire Hathaway Insurance Companies, we dedicate our efforts in the areas that

More information

LexisNexis Law Firm Billable Hours Survey Report

LexisNexis Law Firm Billable Hours Survey Report LexisNexis Law Firm Billable Hours Survey Report Executive Summary Despite the critical impact on a firm s bottom line, it remains challenging for some attorneys and legal staff to efficiently capture

More information

Health Workforce Data Collection: Findings from a Survey of States

Health Workforce Data Collection: Findings from a Survey of States Health Workforce Data Collection: Findings from a Survey of States Jean Moore, DrPH David Armstrong, PhD Health Workforce Technical Assistance Center School of Public Health University at Albany, SUNY

More information

2014 APICS SUPPLY CHAIN COUNCIL OPERATIONS MANAGEMENT EMPLOYMENT OUTLOOK

2014 APICS SUPPLY CHAIN COUNCIL OPERATIONS MANAGEMENT EMPLOYMENT OUTLOOK 2014 APICS SUPPLY CHAIN COUNCIL OPERATIONS MANAGEMENT EMPLOYMENT OUTLOOK 1 ABOUT THIS REPORT APICS Supply Chain Council, in conjunction with the Cameron School of Business at the University of North Carolina-Wilmington,

More information

Final Expense Life Insurance

Final Expense Life Insurance Dignified Choice - Classic Series Final Expense Life Insurance Columbian Mutual Life Insurance Company Home Office: Binghamton, NY Administrative Service Office: Norcross, GA Columbian Life Insurance Company

More information

Enrollment Snapshot of Radiography, Radiation Therapy and Nuclear Medicine Technology Programs 2012

Enrollment Snapshot of Radiography, Radiation Therapy and Nuclear Medicine Technology Programs 2012 Enrollment Snapshot of, and Nuclear Medicine Programs 2012 A Nationwide Survey of Program Directors Conducted by the American Society of Radiologic Technologists January 2013 2012 ASRT. All rights reserved.

More information

The Future of Nursing Report

The Future of Nursing Report The Future of Nursing Report Illinois Healthcare Action Coalition Strategic Planning Meeting June 16, 2011 Susan B. Hassmiller, PhD, RN, FAAN Campaign for Action Campaign Vision All Americans have access

More information

Forethought Medicare Supplement and ForeLife Final Expense Life Insurance Phase 1

Forethought Medicare Supplement and ForeLife Final Expense Life Insurance Phase 1 Forethought Medicare Supplement and ForeLife Final Expense Life Insurance Phase 1 FOR AGENT USE ONLY NOT FOR USE WITH CONSUMERS 1 Company History Forethought Financial Group, Inc., through its subsidiaries,

More information

In Utilization and Trend In Quality

In Utilization and Trend In Quality AHA Taskforce on Variation in Health Care Spending O Hare Hilton, Chicago February 10, 2010 Allan M. Korn, M.D., FACP Senior Vice President, Clinical Affairs and Chief Medical Officer Variation In Utilization

More information

ThermWise. Unlocking Customer Potential Through Data. Ted Peterson Program Manager Energy Efficiency, Questar Gas BECC Conference, December 10, 2014

ThermWise. Unlocking Customer Potential Through Data. Ted Peterson Program Manager Energy Efficiency, Questar Gas BECC Conference, December 10, 2014 ThermWise Unlocking Customer Potential Through Data Ted Peterson Program Manager Energy Efficiency, Questar Gas BECC Conference, December 10, 2014 Agenda Introduction to Questar Introduction to ThermWise

More information

Surety Bond Requirements for Mortgage Brokers and Mortgage Bankers As of July 15, 2011

Surety Bond Requirements for Mortgage Brokers and Mortgage Bankers As of July 15, 2011 Surety Bond Requirements for Mortgage Brokers and Mortgage Bankers As of July 15, 2011 State Mortgage Broker Bond Cancellation Mortgage Banker Bond Cancellation Notes & Citations AK $75,000 minimum for

More information

LIMITED LIABILITY COMPANY ORGANIZATION CHART

LIMITED LIABILITY COMPANY ORGANIZATION CHART LIMITED LIABILITY COMPANY ORGANIZATION CHART The following Chart has been designed to allow you in a summary format, determine the minimum requirements to form a limited liability company in all 50 states

More information

Funding for Accreditation of Medicolegal Death Investigation Offices and Certification of Medicolegal Death Investigation Personnel

Funding for Accreditation of Medicolegal Death Investigation Offices and Certification of Medicolegal Death Investigation Personnel 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 Funding for Accreditation of Medicolegal Death Investigation Offices and

More information

Broadband Technology Opportunities Program: Sustainable Broadband Adoption and Public Computer Centers

Broadband Technology Opportunities Program: Sustainable Broadband Adoption and Public Computer Centers Broadband Technology Opportunities Program: Sustainable Broadband Adoption and Public Computer Centers National Telecommunications and Information Agency (NTIA) U. S. Department of Commerce Funded by the

More information

GEOTHERMAL HEATING AND COOLING INTRODUCTION

GEOTHERMAL HEATING AND COOLING INTRODUCTION GEOTHERMAL HEATING AND COOLING INTRODUCTION Geothermal Heating and Cooling Systems provide space conditioning -- heating, cooling, and humidity control. They may also provide water heating -- either to

More information

A descriptive analysis of state-supported formative assessment initiatives in New York and Vermont

A descriptive analysis of state-supported formative assessment initiatives in New York and Vermont ISSUES& ANSWERS REL 2012 No. 112 At Education Development Center, Inc. A descriptive analysis of state-supported formative assessment initiatives in New York and Vermont ISSUES& ANSWERS REL 2012 No. 112

More information

State Survey Results MULTI-LEVEL LICENSURE TITLE PROTECTION

State Survey Results MULTI-LEVEL LICENSURE TITLE PROTECTION MULTI-LEVEL LICENSURE TITLE PROTECTION Prior AK MN TN MO AL MO KY VA AZ MS MO DC NYC NE HI ME OR IA RI PA IL TX VA KS WA LA WI MA WV Prior AK ME OR TN AL MI PA HI CO MS FL DC NC MN IA NE UT IL NV WA IN

More information

States Served. CDFI Fund 601 Thirteenth Street, NW, Suite 200, South, Washington, DC 20005 (202) 622-8662 25

States Served. CDFI Fund 601 Thirteenth Street, NW, Suite 200, South, Washington, DC 20005 (202) 622-8662 25 s Served CDFI Fund 601 Thirteenth Street, NW, Suite 200, South, Washington, DC 20005 (202) 622-8662 25 New Markets Tax Credit Program Sixth Round (2008) s Served NOTES: (1) Allocatees that are italicized

More information

Massachusetts PV and SHW Program Update Elizabeth Kennedy Program Director Massachusetts Clean Energy Center

Massachusetts PV and SHW Program Update Elizabeth Kennedy Program Director Massachusetts Clean Energy Center Massachusetts PV and SHW Program Update Elizabeth Kennedy Program Director Massachusetts Clean Energy Center MassCEC Statutory Mandate Advance Clean Energy Technology Create Jobs Develop a Trained Workforce

More information

Geothermal Heat Pump Systems

Geothermal Heat Pump Systems Geothermal Heat Pump Systems GeoExchange Technology Curtis J. Klaassen, P.E. Iowa Energy Center Energy Resource Station Geothermal Heat Pump Technology Introduction What is Geothermal Energy? Geothermal

More information

An Introduction to... Equity Settlement

An Introduction to... Equity Settlement An Introduction to... Equity Settlement The New York CEMA & Co-op Process June 2009 About Us... Established in 1986 Over 100 Associates Approved Vendor for Bank of America Preferred Vendor for Many National

More information

10 Reasons Why Vertex SMB is A Better Way to Handle Your Sales and Use Tax Automation 11:00 11:30. Scott Coleman. Channel Sales Manager

10 Reasons Why Vertex SMB is A Better Way to Handle Your Sales and Use Tax Automation 11:00 11:30. Scott Coleman. Channel Sales Manager 11:00 11:30 10 Reasons Why Vertex SMB is A Better Way to Handle Your Sales and Use Tax Automation Scott Coleman Channel Sales Manager Agenda Landscape of the Market Today 10 Reasons Why Vertex SMB is a

More information

Solar Energy for the Homeowner. Glen Salas

Solar Energy for the Homeowner. Glen Salas Solar Energy for the Homeowner Glen Salas Topics Solar Basics and Energy Efficiency U.S. Solar Resources Solar Water and Home Heating Solar Electric Power (Photovoltaic) Incentives and Electric Metering

More information

A R R A P R E S E N T A T I O N

A R R A P R E S E N T A T I O N A R R A P R E S E N T A T I O N May 14, 2 0 0 9 U. S. G E N E R A L S E R V I C E S A D M I N I S T R A T I O N G S A S P U B L I C B U I L D I N G S S E R V I C E Portfolio of 354 M rentable square feet

More information

Pharmacist Administered Vaccines Types of Vaccines Authorized to Administer

Pharmacist Administered Vaccines Types of Vaccines Authorized to Administer 5 4 Pharmacist Administered Vaccines Types of Vaccines Authorized to Administer 46 Any vaccine I, P, Z 5 Other combos Number of states / territories Any vaccine Influenza, Pneumo and Zoster (I, P, Z) Other

More information

The Survey of Undergraduate and Graduate Programs in Communication. Sciences and Disorders has been conducted since 1982-83. Surveys were conducted in

The Survey of Undergraduate and Graduate Programs in Communication. Sciences and Disorders has been conducted since 1982-83. Surveys were conducted in Introduction The Survey of Undergraduate and Graduate Programs in Communication Sciences and Disorders has been conducted since 1982-83. Surveys were conducted in 1982-83, 1983-84, 1984-85, 1985-86, 1986-87,

More information

Regional Short-term Electricity Consumption Models

Regional Short-term Electricity Consumption Models Regional Short-term Electricity Consumption Models Prepared for Brown Bag Seminar on Forecasting of the Federal Forecasters Consortium (FFC), in alliance with Research Program on Forecasting at The George

More information

What does Georgia gain. by investing in its

What does Georgia gain. by investing in its What does Georgia gain by investing in its colleges and universities 2 A tremendous return: More economic prosperity. Less government spending. A stronger competitive advantage. A higher quality of life.

More information

Moving TIM from Good to Great?

Moving TIM from Good to Great? FHWA Update: Traffic Incident Management Program Moving TIM from Good to Great? Iowa Traffic Safety Forum November 19, 2014 Mr. Jeff King (Retired Capt. AzDPS) Traffic Incident Management Public Safety

More information

Nurse Practitioners and Physician Assistants in the United States: Current Patterns of Distribution and Recent Trends. Preliminary Tables and Figures

Nurse Practitioners and Physician Assistants in the United States: Current Patterns of Distribution and Recent Trends. Preliminary Tables and Figures Nurse Practitioners and Physician Assistants in the United States: Current Patterns of Distribution and Recent Trends Preliminary Tables and Figures Kevin M. Stange, PhD Assistant Professor Gerald R. Ford

More information

Standardization of Technician Education Want it? Need it? Janet Teeters, M.S., R.Ph. Director of Accreditation Services ASHP

Standardization of Technician Education Want it? Need it? Janet Teeters, M.S., R.Ph. Director of Accreditation Services ASHP Standardization of Technician Education Want it? Need it? Janet Teeters, M.S., R.Ph. Director of Accreditation Services ASHP Disclosure Director of Accreditation Services Standardized Technician Education

More information

Athene Annuity (DE) Rates

Athene Annuity (DE) Rates January 29, 2015 Athene Annuity (DE) s Athene Benefit 10 SM, Athene Choice, Athene Max and Athene 7 MYG SM rates will remain unchanged for the Athene Annuity (DE) product series. Guaranteed payout rates

More information

Suitability Agent Continuing Education Requirements by State

Suitability Agent Continuing Education Requirements by State Suitability Agent Continuing Education Requirements by State STATE AL AK AZ AR CA CO CT DE DC FL GA HI ID Insurance producers holding a life line of insurance license must complete a one-time 4 hour annuity

More information

Vocational Rehabilitation

Vocational Rehabilitation Vocational Rehabilitation Senate Education Appropriations Committee October 7, 2015 Emily Sikes, Chief Legislative Analyst, OPPAGA oppaga THE FLORIDA LEGISLATURE S OFFICE OF PROGRAM POLICY ANALYSIS & GOVERNMENT

More information

Incarcerated Women and Girls

Incarcerated Women and Girls Incarcerated and Over the past quarter century, there has been a profound change in the involvement of women within the criminal justice system. This is the result of more expansive law enforcement efforts,

More information

The following rates are the maximum rates that should be illustrated. Be sure to update the IRIS illustration system

The following rates are the maximum rates that should be illustrated. Be sure to update the IRIS illustration system INTEREST RATES - June 16, 2016 to July 15, 2016 Notices 1. Before soliciting or taking any annuity applications, it is required that you have completed Lafayette Life's Annuity Training and any Continuing

More information

GE Inventory Finance. Unlock your cash potential.

GE Inventory Finance. Unlock your cash potential. GE Inventory Finance Unlock your cash potential. Benefits of Floor Planning Increased sales Interest-free extended terms Ecommerce / Customer Online Management Systems (COMS) (Purchase Approvals / Inventory

More information

U.S. Department of Education NCES 2011-460 NAEP. Tools on the Web

U.S. Department of Education NCES 2011-460 NAEP. Tools on the Web U.S. Department of Education NCES 2011-460 NAEP Tools on the Web Whether you re an educator, a member of the media, a parent, a student, a policymaker, or a researcher, there are many resources available

More information

2016 Individual Exchange Premiums updated November 4, 2015

2016 Individual Exchange Premiums updated November 4, 2015 2016 Individual Exchange Premiums updated November 4, 2015 Within the document, you'll find insights across 50 states and DC with available findings (i.e., carrier participation, price leadership, gross

More information

Ending Veteran and Veteran Family Homelessness: The Homeless Veteran Supported Employment Program (HVSEP)

Ending Veteran and Veteran Family Homelessness: The Homeless Veteran Supported Employment Program (HVSEP) Ending Veteran and Veteran Family Homelessness: The Homeless Veteran Supported Employment Program (HVSEP) Carma A. Heitzmann, Ph.D. National Program Manager HVSEP VHA Homeless Program Office carma.heitzmann@va.gov

More information

Hourly Wages. For additional information, please contact:

Hourly Wages. For additional information, please contact: ` Hourly Wages For additional information, please contact: Jeanette Janota, Surveys & Analysis American Speech-Language-Hearing Association 2200 Research Boulevard Rockville, MD 20850-3289 800-498-2071,

More information

Download at www.iii.org/presentations

Download at www.iii.org/presentations Residual Markets, Uninsured Motorists and Competition in Maryland Auto Insurance Maryland Auto Insurance Plan Senate Hearing on Uninsured Motorists Annapolis, MD December 16, 2015 Download at www.iii.org/presentations

More information

MT/editor Total Responses: 516 full-time, 212 part-time, with 872 total respondents in the MT field (MTs/editors; QA; MT supervisors)

MT/editor Total Responses: 516 full-time, 212 part-time, with 872 total respondents in the MT field (MTs/editors; QA; MT supervisors) Medical Transcription Summary MT/editor Total Responses: 516 full-time, 212 part-time, with 872 total respondents in the MT field (MTs/editors; QA; MT supervisors) MT Salary Overall 2006: $25,400 2007:

More information

APICS OPERATIONS MANAGEMENT EMPLOYMENT OUTLOOK REPORT SUMMER 2013

APICS OPERATIONS MANAGEMENT EMPLOYMENT OUTLOOK REPORT SUMMER 2013 APICS OPERATIONS MANAGEMENT EMPLOYMENT OUTLOOK REPORT SUMMER 2013 1 ABOUT THIS REPORT APICS, in conjunction with the Cameron School of Business at the University of North Carolina Wilmington, is pleased

More information

Florida 1/1/2015 Workers Compensation Rate Filing

Florida 1/1/2015 Workers Compensation Rate Filing Florida 1/1/2015 Workers Compensation Rate Filing Kirt Dooley, FCAS, MAAA October 14, 2014 1 $ Billions 3.5 3.0 2.5 2.0 1.5 1.0 0.5 0.873 0.106 Florida s Workers Compensation Premium Volume 2.681 2.368

More information

CollegeFish.org Transfer Student Recruitment

CollegeFish.org Transfer Student Recruitment CollegeFish.org Transfer Student Recruitment Welcome to CollegeFish.org, Phi Theta Kappa s comprehensive, online recruitment site. This site allows four year institutions to actively recruit transfer students

More information

PRODUCTS CURRENTLY AVAILABLE FOR SALE. Marquis SP

PRODUCTS CURRENTLY AVAILABLE FOR SALE. Marquis SP INTEREST RATES - August 16, 2016 to September 15, 2016 Notices 1. Before soliciting or taking any annuity applications, it is required that you have completed Lafayette Life's Annuity Training and any

More information

National Student Clearinghouse. CACG Meeting

National Student Clearinghouse. CACG Meeting National Student Clearinghouse Presentation for CACG Meeting February 2010 Dr. Jeff Tanner, Vice President The Clearinghouse A non-profit organization founded in 1993 in affiliation with several educational

More information

Return-to-Work Outcomes Among Social Security Disability Insurance (DI) Beneficiaries

Return-to-Work Outcomes Among Social Security Disability Insurance (DI) Beneficiaries Return-to-Work Outcomes Among Social Security Disability Insurance (DI) Beneficiaries Yonatan Ben-Shalom Arif Mamun Presented at the CSDP Forum Washington, DC September 17, 2014 Acknowledgments The research

More information

List of HUD Accepted Insured Ten-Year Protection Plans (As of September 22, 2008) Posted as a courtesy by MSI on 11/05/08

List of HUD Accepted Insured Ten-Year Protection Plans (As of September 22, 2008) Posted as a courtesy by MSI on 11/05/08 List of HUD Accepted Insured Ten-Year Protection Plans (As of September 22, 2008) Posted as a courtesy by MSI on 11/05/08 NAME OF PROVIDER INSURANCE BACKING STATE ACCEPTANCE American ewarranty 6360 Flank

More information

Understanding Payroll Recordkeeping Requirements

Understanding Payroll Recordkeeping Requirements Understanding Payroll Recordkeeping Requirements 1 Presented by Sally Thomson, CPP Directory of Payroll Training American Payroll Association sthomson@americanpayroll.org 2 Agenda Recordkeeping Requirements

More information

A N S W E R S R E L 2 0 0 9 N

A N S W E R S R E L 2 0 0 9 N ISSUES& ANSWERS REL 2009 No. 076 Reducing stereotype threat in classrooms: a review of socialpsychological intervention studies on improving the achievement of Black students U.S. D e p a r t m e n t o

More information

Dental Therapist Initiatives, Access, and Changing State Practice Acts The ADHA Perspective: An Update

Dental Therapist Initiatives, Access, and Changing State Practice Acts The ADHA Perspective: An Update Dental Therapist Initiatives, Access, and Changing State Practice Acts The ADHA Perspective: An Update Pam Quinones, RDH, BS President, ADHA April 29, 2012 I. The Dental Hygiene Workforce as a Partner

More information

Piloting a searchable database of dropout prevention programs in nine low-income urban school districts in the Northeast and Islands Region

Piloting a searchable database of dropout prevention programs in nine low-income urban school districts in the Northeast and Islands Region ISSUES& ANSWERS REL 2008 No. 046 Piloting a searchable database of dropout prevention programs in nine low-income urban school districts in the Northeast and Islands Region U.S. D e p a r t m e n t o f

More information

FIELD SERVICE BULLETIN

FIELD SERVICE BULLETIN FSB_971_1A HUGHES NETWORK SYSTEMS FIELD SERVICE BULLETIN SUBJECT: Updated Commissioning Rules FSB NUMBER: FSB_971_1A FSB ISSUE DATE: 7/1/9 SUBMITTED BY: J. Callow APPROVED BY: D. Dostalik CHANGE TO BE

More information

Building Healthy and Active Communities through Partnerships. Society for Outdoor Recreation Professionals April 16, 2015

Building Healthy and Active Communities through Partnerships. Society for Outdoor Recreation Professionals April 16, 2015 Building Healthy and Active Communities through Partnerships Society for Outdoor Recreation Professionals April 16, 2015 Patti Miller Nemours Health & Prevention Services Kendall Sommers Delaware State

More information

Regional Short-term Electricity Consumption Models

Regional Short-term Electricity Consumption Models Regional Short-term Electricity Consumption Models Prepared for 25 th Annual North American Conference of the USAEE/IAEE, Denver September 18-21, 25 Frederick L. Joutz, Department of Economics The George

More information