COMMUNITY RATING SYSTEM THE FLORIDA DIVISION OF EMERGENCY MANAGEMENT
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1 COMMUNITY RATING SYSTEM Danny Hinson, CFM, FPEM Florida CRS Initiative Tony Subbio, CEM, CFM, PMP Tetra Tech, Inc
2 CRS GOALS Review CRS Goals Reduce and avoid flood damage to insurable property Strengthen and support the insurance aspects of the NFIP Foster comprehensive floodplain management
3 FLORIDA CRS INITIATIVE
4 FLORIDA CRS USER GROUPS CRS Users Groups Informal organization Interested people Locally administered Set own rules Meet periodically Talk and share ideas Cooperate on joint ventures Provide feedback on CRS
5 FLORIDA CRS USER GROUPS
6 CRS BENEFITS CRS Benefits Florida: $184 million / annual savings Only 47% FL communities participating! Nationally: $360 million / annual savings Only 6% participating!
7 FLORIDA CRS INITIATIVE Florida CRS Initiative Assist Community CRS participation Conduct workshop(s) for community staff Seek additional credit points Liaison with FEMA Outreach & Planning by State DEM Publicize: Flood Insurance Premium Discount
8 THE CRS ACTIVITIES
9 REGIONAL PROGRAMS Activity 330 Outreach Projects Activity 350 Flood Protection Information Activity 360 Flood Protection Assistance Activity 510 Floodplain Management Planning Activity 610 Flood Warning and Response
10 REGIONAL PROGRAMS Activity 330 Outreach Projects Annual dissemination Develop standardized messages Disseminate the messages Jurisdiction Stakeholder Groups (Pts + 30%!) Program for Public Information (PPI)
11 REGIONAL PROGRAMS Activity 350 Flood Protection Information Regional libraries 10 listed publications Any others about the local flood risk Regional website Link to municipalities websites
12 REGIONAL PROGRAMS Activity 360 Flood Protection Assistance Regional flood expert Flood hazard Flood protection measures Possible financial assistance Include advertising this person s availability in the PPI
13 REGIONAL PROGRAMS Activity 510 Floodplain Management Planning Hazard Mitigation Plan (HMP) update in accordance with CRS requirements for FMP Repetitive Loss Area Analysis
14 ELEVATION CERTIFICATES 310 Elevation Certificates Start reviewing Elevation Certificates now Submit Elevation Certificates before the visit Submit only the required Elevation Certificates
15 ELEVATION CERTIFICATE CHECKLIST
16 FLOOD MAP INFORMATION
17 MAP INFORMATION MI1 Basic Firm Information If you do what you have always done = 30 points Most communities are doing more = 90 points
18 MAP INFORMATION MI2 Additional FIRM Information 1) Coastal A Zone or Coastal Barrier Resource System 2) Floodway
19 MAP INFORMATION MI3 Other problems not on the FIRM Areas predicted to flood in the future Local drainage problems Who could help identify these areas?
20 MI4 Flood depth data MAP INFORMATION 1) Map showing depths 2) Flood and ground elevation data
21 MAP INFORMATION MI5 Special flood-related hazards Coastal erosion Coastal A Zone
22 MAP INFORMATION MI6 Historical flood information Repetitive loss area Have you ever considered using the RL data but showing the properties on another map?
23 MAP INFORMATION MI7 Natural floodplain functions Wetlands Habitat Conservation plans
24 OUTREACH PROJECTS
25 OUTREACH PROJECTS
26 COMMUNITY RATING SYSTEM ACTIVITY 420 OPEN SPACE PRESERVATION (OSP)
27 ACTIVITY GIS
28 ACTIVITY 440 GIS A computerized parcel system or geographic information system (GIS) is often easier to use than a paper map.
29 CRS ACTIVITY Flood Warning Response 1. Flood Threat Recognition (FTR) = 75 How does a community receive the threat? 2. Emergency Warning Dissemination (EWD) = 75 What does a community do with the threat when notified?
30 CRS ACTIVITY Flood Warning Response 3. Flood Response Operations (FRO) = 115 How does a community respond/activate to a threat? 4. Critical Facilities Planning (CFP) = 75 Can a community send advanced notices to Critical Facilities?
31 FLOODPLAIN MANAGEMENT ELE / BFE $ Insurance Rate/$100 Sub-Total Total / Year +2 60,000 / 140, /.08 = 252 / 112 = $ ,000 / 140, /.10 = 426 / 140 = $566* 0 60,000 / 140, /.13 = 1,068 / 182 = $1,250 Example: $200,000 coverage, at BFE, +1, +2 Freeboard Basic/Additional coverage, no loadings - Federal + Reserve *45% less than premium - annually
32 FOR MORE INFORMATION Danny Hinson, CFM, FPEM State CRS Coordinator danny.hinson@em.myflorida.com FL CRS Initiative Web Site: Tony Subbio, CEM, CFM, PMP EM Specialist tony.subbio@tetratech.com
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