Part 2 - Notes on how to complete your application form

Size: px
Start display at page:

Download "Part 2 - Notes on how to complete your application form"

Transcription

1 Tuton F Loan applcaton nots for nw part-tm studnts 2015/16 About ths nots Ths nots should b rad along wth your Tuton F Loan applcaton form. Th nots ar splt nto thr parts: Part 1 - Gnral nformaton Part 2 - Nots on how to complt your applcaton form Part 3 - Nxt stps n your studnt fnanc journy Part 1 - Gnral nformaton compltng your form th studnt fnanc xprts Tmscal for rturnng your form Ths form should b rturnd wthn 9 months of th start of your acadmc yar, othrws you may los your nttlmnt to studnt fnanc. Snd your compltd form to: Studnt Fnanc England PO Box 210 Darlngton DL1 9HJ Mak sur you pay th corrct postag. fnd out mor Furthr qustons? spak to your unvrsty or collg vst call us on (txtphon ) othr nformaton Dsabld Studnts Allowancs (DSAs) If you hav a dsablty, long-trm halth condton, mntal halth condton or spcfc larnng dffculty, such as dyslxa or dyspraxa, you may b abl to gt xtra hlp calld Dsabld Studnts Allowancs (DSAs). DSAs can hlp wth th xtra costs you may hav n rlaton to your cours. Ths can nclud spcal qupmnt, a non-mdcal hlpr or spcal travl arrangmnts. For mor nformaton download th DSA gud and form at Brall/othr formats You can ordr forms and guds n Brall, larg prnt or audo by malng your nam, addrss and Customr Rfrnc Numbr along wth what form and format you rqur to: brallandlargfonts@slc.co.uk or you can call us on Plas not, th abov mal addrss and tlphon numbr can only dal wth rqusts for altrnatv formats of forms and guds. /A

2 Part 2 - Nots on how to complt your applcaton form Complt all nformaton. If any nformaton s mssng or unclar w may not b abl to procss your applcaton and you won t rcv any fundng. 1 your prsonal dtals 1.1 Customr Rfrnc Numbr Your Customr Rfrnc Numbr s your prsonal rfrnc numbr and s 11 dgts long. You ll hav on of ths f you v prvously had a studnt loan or any othr studnt fnanc from th Studnt Loans Company (SLC). You may also hav on f you v gvn fnancal nformaton for anothr studnt s applcaton. If you don t hav on, or don t know what your Customr Rfrnc Numbr s, lav ths blank. 1.2 Prsonal dtals 1.3 Natonal Insuranc numbr Evdnc w nd you to gv: Chang of nam dd, f approprat. Marrag/dvorc crtfcat, f approprat. Cvl partnrshp/dssoluton ordr, f approprat. If you don t provd your Natonal Insuranc numbr, paymnt of your loan(s) wll b wthhld and you ll hav to fund your own tuton fs untl you hav rsolvd ths. You ll fnd your Natonal Insuranc numbr on any of th followng: Your Natonal Insuranc numbr card or lttr. A payslp. An Incom Tax documnt such as a P45 or P60. If you v nvr bn gvn a Natonal Insuranc numbr, lav th Natonal Insuranc numbr box blank. W ll contact you f you nd to tak any acton to obtan a Natonal Insuranc numbr. 1.4 Idntty vdnc If you v gvn your vald UK passport dtals you don t hav to snd any othr vdnc to confrm your dntty. Evdnc w nd you to gv f you don t hav a UK passport or t has xprd: Non-UK passport; or Orgnal Bomtrc Rsdnc Prmt; or Orgnal UK brth or adopton crtfcat and a compltd Brth/Adopton Crtfcat form. Th Brth/Adopton Crtfcat form s avalabl to download at Your orgnal documnts wll b snt back to you as soon as possbl. 2 of 8

3 2 prvous support and qualfcaton hstory 2.3 Undrgraduat or postgraduat courss 2.7 Prvous applcatons for fundng Ths ncluds any undrgraduat or postgraduat cours you v attndd whthr t was n th UK or ovrsas. Exampls of undrgraduat hghr ducaton courss you should tll us about nclud: DpHE, Crt HE, HNC, HND and Foundaton Dgr, and smlar courss from outsd th UK. Intgratd Mastrs Dgrs. PgDp, MA, MSc, MBA or quvalnts. If you r unsur of th lvl of your xstng qualfcaton, contact th unvrsty or collg whr you compltd th cours, thy may b abl to hlp. Mnton any cours whr you wr lgbl to apply for fundng from Studnt Fnanc England, Studnt Fnanc Wals or Studnt Fnanc Northrn Irland vn f: you ddn t rcv any fundng, or you chos not to tak th fundng avalabl. 3 rsdnc 3.1 UK natonal Armd Forcs If you r not ordnarly rsdnt n England du to you or your parnts bng armd forcs prsonnl, you can stll apply to Studnt Fnanc England f nlstmnt to th armd forcs occurrd whl lvng n England. Evdnc w nd you to gv: Orgnal brth or adopton crtfcat and a compltd Brth/Adopton Crtfcat form. Th Brth/Adopton Crtfcat form s avalabl to download at EU natonal You must snd: Passport or natonal dntty card 3.3 Chld of a Swss natonal To gt studnt fnanc as th chld of a Swss natonal, your Swss natonal parnt must b lvng/hav lvd n th UK on th frst day of th acadmc yar. Go to th rsdncy hstory scton on pag 6 for mor nots and to fnd out whn your acadmc yar starts. 3 of 8

4 3 rsdnc - contnud 3.3 Chld of a Swss natonal 3.4 Europan Economc Ara (EEA) natonal Europan Economc Ara (EEA) or Swss natonal Employmnt of th EEA or Swss natonal who s workng, has workd or s lookng for work n th UK Snd us: Your parnt s passport or natonal dntty card (f ths show proof of thr Swss natonalty and your rlatonshp to thm) Also snd a lttr sgnd by your parnt to confrm thy ar/wr lvng n th UK on th frst day of your acadmc yar wth on of th followng: Bank statmnt Payslp (showng hom addrss) Tnancy Agrmnt/Mortgag Statmnt Rcnt utlty bll Local Authorty corrspondnc Govrnmnt Dpartmnt corrspondnc If your chld, son or daughtr-n-law or chld s cvl partnr s th workr you must b dpndnt on thm. For chldrn of EEA workrs th trm chld mans a prson undr th ag of 21; or dpndants of th prson or th prson s spous or cvl partnr. Ths dos not apply n cass whr th EEA workr parnt has dd or lft th UK and th chld s stayng on n th UK to fnsh thr ducaton. Snd us: Passport or natonal dntty card. Snd on of th followng: A P60 or a lttr from mployr f currntly workng. Audtd accounts, tax rturns or dtals of ncom f slf-mployd. A lttr from mployr confrmng th ntnton to contnu workng whlst studyng. P45, P60 or lttr from prvous mployr f currntly lookng for work or prvously workd n th UK Workng durng your studs Snd on of th followng: A P60 or a lttr from mployr f currntly workng. Audtd accounts, tax rturns or dtals of ncom f slf-mployd. A lttr from mployr confrmng th ntnton to contnu workng whlst studyng. P45, P60 or lttr from prvous mployr f currntly lookng for work or prvously workd n th UK. 4 of 8

5 3 rsdnc - contnud 3.5 sttld status Sttld status mans that you can lv n th UK prmanntly wthout th Hom Offc placng any rstrctons on how long you may rman. You ar fr from any rstrcton f any of th followng apply: You ar a Brtsh ctzn. You hav a rght of prmannt rsdnc n th UK. You hav bn grantd ndfnt lav to rman. You hav a rght of abod n th UK. Furthr nformaton about th rght of prmannt rsdnc and othr mmgraton ssus can b obtand from th Hom Offc. sttld status Snd us your: UK passport or a lttr from th Hom Offc whch confrms mmgraton status; or Bomtrc Rsdnc Prmt. 3.6 rfug status If you or your: husband, wf, cvl partnr parnt(s), stp-parnt hav succssfully appld for rfug status n th UK undr th trms of th 1951 Untd Natons Convnton on Rfugs, and you, or thy, hav bn grantd rfug status, th Hom Offc wll hav snt you, or thm, a lttr and an mmgraton status documnt confrmng ths. If you r clamng studnt fnanc as th chld or stp-chld of a rfug, you ll only b consdrd a chld f you wr undr th ag of 18 at th tm of your parnt s applcaton to th Hom Offc. If you r clamng studnt fnanc as th husband, wf or cvl partnr of a rfug, you must hav bn thr husband, wf or cvl partnr at th tm of thr applcaton for asylum. Expry dat If you/thy havn t bn gvn an xpry dat you should mark th xpry dat box as N/A (not applcabl). 5 of 8

6 3 rsdnc - contnud 3.6 rfug status Snd us: A Hom Offc lttr and an mmgraton status documnt, normally a passport; or Bomtrc Rsdnc Prmt; or Evdnc to confrm your rlatonshp to th prson who has bn grantd rfug status. 3.7 Humantaran Protcton If you or your: husband, wf, cvl partnr; or parnt(s), stp-parnt hav bn grantd Humantaran Protcton, th Hom Offc wll hav snt you, or thm, a lttr and an mmgraton status documnt confrmng ths. If you r clamng studnt fnanc as th chld or stp-chld of a prson grantd Humantaran Protcton, you wll only b consdrd a chld f you wr undr th ag of 18 at th tm of your parnt s applcaton to th Hom Offc. If you r clamng studnt fnanc as th husband, wf or cvl partnr of somon who has bn grantd Humantaran Protcton, you must hav bn thr husband, wf or cvl partnr at th tm of thr applcaton for asylum. Expry dat If you/thy havn t bn gvn an xpry dat you should mark th xpry dat box as N/A (not applcabl). Humantaran Protcton Snd us: A Hom Offc lttr and an mmgraton status documnt, normally a passport; or Bomtrc Rsdnc Prmt; or Evdnc to confrm your rlatonshp to th prson who has bn grantd Humantaran Protcton status. 3.9 Rsdnc hstory Acadmc yars bgn n th autumn, wntr, sprng and summr, and last for 12 months. Us ths tabl to work out whn your acadmc yar bgns. Dat study bgns btwn Dat acadmc yar bgns 1 August - 31 Dcmbr nclusv 1 Sptmbr 1 January - 31 March nclusv 1 January 1 Aprl - 30 Jun nclusv 1 Aprl 1 July - 31 July nclusv 1 July 6 of 8

7 4 about your unvrsty or collg and cours 4.8 Tuton F amount chargd If you r not sur how much you r bng chargd for tuton fs, spak to your unvrsty or collg to fnd out. 5 your loan rqust 5.1 Loan paymnts W ll pay your Tuton F Loan drctly to your unvrsty or collg n thr nstalmnts wthn th acadmc yar. Th frst paymnt of th Tuton F Loan s mad aftr w rcv confrmaton from your unvrsty or collg that you ar undrtakng your cours Loan lablty You ll b labl for your Tuton F Loan 2 wks aftr th frst day of trm 1, and at th start of trms 2 and 3, not th dats th nstalmnts ar pad to your unvrsty or collg. Lablty pont % of total Tuton F Loan that you ll b labl for Trm 1 25% Trm 2 50% Trm 3 100% Intrst Changng your loan amount Intrst s addd to your loan balanc from th day th frst loan paymnt s mad to your unvrsty or collg. You can fnd out mor about ths and th currnt ntrst rat at You can chang th amount you orgnally rqustd at 6 dclaraton Powr of Attorny If you cannot sgn th form t must b sgnd on your bhalf by your Powr of Attorny. To grant a prson powr of attorny, you nd to fll n a lgal form gvng thr nam, th spcfc prod for whch thy can act on your bhalf, and th spcfc tasks that thy can prform. Th Powr of Attorny lttr must b snt wth th applcaton bfor a sgnatur from that Powr of Attorny wll b accptd. 7 of 8

8 6 dclaraton - contnud Data Protcton Statmnt Th Studnt Loans Company (SLC) s a Data Controllr undr th Data Protcton Act W hold nformaton for th purposs spcfd n our notfcaton to th Informaton Commssonr ncludng dtrmnng lgblty for studnt fnanc, assssng th maxmum amount of fnancal support avalabl, paymnt of studnt fnanc and th dtcton and prvnton of fraud, and may us ths nformaton for any of ths. Th Scrtary of Stat for Busnss, Innovaton and Sklls s a jont Data Controllr for your nformaton. If fals or naccurat nformaton s provdd and fraud s dntfd, dtals may b passd to fraud prvnton agncs to prvnt fraud and mony laundrng. W may shar th nformaton you hav gvn us wth othr organsatons ncludng th Dpartmnt for Busnss, Innovaton and Sklls, othr Govrnmnt bods and wth your unvrsty or collg for ths purposs. W may also gt nformaton about you from othr organsatons. If so, t wll only b for th purposs dscrbd and as th law prmts us to do. For mor dtald nformaton about how your applcaton wll b procssd and wth whom your nformaton wll b shard and for what purpos, go to Part 3 - Nxt stps n your studnt fnanc journy 1 You complt and rturn your applcaton form to us, along wth any vdnc, as soon as possbl. Mak sur you rad, sgn and dat th dclaraton. You r hr 2 W procss your applcaton. If any nformaton s mssng or ncorrct w ll gt n touch. Whn w hav all th nformaton w nd, w ll snd you a Studnt Fnanc Enttlmnt lttr. 3 You show your Studnt Fnanc Enttlmnt lttr to your unvrsty or collg (f thy ask to s t). 4 W pay your Tuton F Loan drctly to your unvrsty or collg aftr thy tll us that you r attndng your cours. 8 of 8

Part 2 - Notes on how to complete your application form

Part 2 - Notes on how to complete your application form Tuton F Loan applcaton nots for nw part-tm studnts 2012/13 About ths nots Ths nots should b rad along wth your Tuton F Loan applcaton form. Th nots ar splt nto thr parts: Part 1 - Gnral nformaton Part

More information

Application form notes

Application form notes 24+ Advancd Larnng Loan Applcaton form nots Rmmbr you can apply onln. It s quck and asy. Go to www.gov.uk/advancdlarnngloans About 24+ Advancd Larnng Loans Ths loans ar avalabl for larnrs who ar: studyng

More information

Tuition Fee Loan application notes

Tuition Fee Loan application notes Tuton Fee Loan applcaton notes for new part-tme EU students 2012/13 About these notes These notes should be read along wth your Tuton Fee Loan applcaton form. The notes are splt nto three parts: Part 1

More information

Remember you can apply online. It s quick and easy. Go to www.gov.uk/advancedlearningloans. Title. Forename(s) Surname. Sex. Male Date of birth D

Remember you can apply online. It s quick and easy. Go to www.gov.uk/advancedlearningloans. Title. Forename(s) Surname. Sex. Male Date of birth D 24+ Advancd Larning Loan Application form Rmmbr you can apply onlin. It s quick and asy. Go to www.gov.uk/advancdlarningloans About this form Complt this form if: you r studying an ligibl cours at an approvd

More information

Trivial lump sum R5.0

Trivial lump sum R5.0 Optons form Once you have flled n ths form, please return t wth your orgnal brth certfcate to: Premer PO Box 2067 Croydon CR90 9ND. Fll n ths form usng BLOCK CAPITALS and black nk. Mark all answers wth

More information

is knowing the car market inside out.

is knowing the car market inside out. Exprts s knowng th car markt nsd out. Vokswagn Group Lasng s both a ft managmnt company and a dvson of Vokswagn Fnanca Srvcs (UK) Lmtd. Ths aows us to offr a comprhnsv rang of srvcs wth packags to sut

More information

^^^^H Present, Past, and Future Tenses

^^^^H Present, Past, and Future Tenses Nam Class Dat ^^^^H Prsnt, Past, and Futur Tnss 10.4 Ky nformaton Vrb tnss rval whn somthng happns. Th prsnt tns of a vrb nams an acton that happns rgularly. t can also xprss a gnral truth. talk to hr

More information

www.gov.uk/studentfinance 2016/17

www.gov.uk/studentfinance 2016/17 www.gov.uk/studentfnance SECTION 1 WHAT SUPPORT CAN YOU GET? FEES, LOANS, GRANTS & MORE *Fgures shown n ths secton are based on the 2015/16 student fnance polcy and may change SECTION 1 TUITION FEES AND

More information

Free ACA SOLUTION (IRS 1094&1095 Reporting)

Free ACA SOLUTION (IRS 1094&1095 Reporting) Fr ACA SOLUTION (IRS 1094&1095 Rporting) Th Insuranc Exchang (301) 279-1062 ACA Srvics Transmit IRS Form 1094 -C for mployrs Print & mail IRS Form 1095-C to mploys HR Assist 360 will gnrat th 1095 s for

More information

Small pots lump sum payment instruction

Small pots lump sum payment instruction For customers Small pots lump sum payment nstructon Please read these notes before completng ths nstructon About ths nstructon Use ths nstructon f you re an ndvdual wth Aegon Retrement Choces Self Invested

More information

WORKERS' COMPENSATION ANALYST, 1774 SENIOR WORKERS' COMPENSATION ANALYST, 1769

WORKERS' COMPENSATION ANALYST, 1774 SENIOR WORKERS' COMPENSATION ANALYST, 1769 08-16-85 WORKERS' COMPENSATION ANALYST, 1774 SENIOR WORKERS' COMPENSATION ANALYST, 1769 Summary of Dutis : Dtrmins City accptanc of workrs' compnsation cass for injurd mploys; authorizs appropriat tratmnt

More information

Attached Benefit Enrollment Forms must be returned to the Business Office within 30 days after your first day of work

Attached Benefit Enrollment Forms must be returned to the Business Office within 30 days after your first day of work Attachd Bnfit Enrollmnt Forms must b rturnd to th Businss Offic within 30 days aftr your first day of work Insuranc Enrollmnt Form Elct or Waiv Halth Covrag o B sur to indicat which halth plan you ar lcting

More information

YouthWorks Youth Works (yüth- w rkz), n.

YouthWorks Youth Works (yüth- w rkz), n. YouthWorks Youth Works(yüth- w rkz),n. 1. Baltimor City s summr jobs program. 2. Crats carr pathways for Baltimor City youth. 3. Givs Baltimor mployrs opportunitis to train thir futur workforc. Opportunity

More information

5 2 index. e e. Prime numbers. Prime factors and factor trees. Powers. worked example 10. base. power

5 2 index. e e. Prime numbers. Prime factors and factor trees. Powers. worked example 10. base. power Prim numbrs W giv spcial nams to numbrs dpnding on how many factors thy hav. A prim numbr has xactly two factors: itslf and 1. A composit numbr has mor than two factors. 1 is a spcial numbr nithr prim

More information

Control of Perceived Quality of Service in Multimedia Retrieval Services: Prediction-based mechanism vs. compensation buffers

Control of Perceived Quality of Service in Multimedia Retrieval Services: Prediction-based mechanism vs. compensation buffers 1 Control of Prcvd Qualty of Srvc n ultmda Rtrval Srvcs: Prdcton-basd mchansm vs. compnsaton buffrs Aurlo La Cort, Alfo Lombardo, Srgo Palazzo, Govann Schmbra Isttuto d Informatca Tlcomuncazon, Unvrsty

More information

June 2012. Enprise Rent. Enprise 1.1.6. Author: Document Version: Product: Product Version: SAP Version: 8.81.100 8.8

June 2012. Enprise Rent. Enprise 1.1.6. Author: Document Version: Product: Product Version: SAP Version: 8.81.100 8.8 Jun 22 Enpris Rnt Author: Documnt Vrsion: Product: Product Vrsion: SAP Vrsion: Enpris Enpris Rnt 88 88 Enpris Rnt 22 Enpris Solutions All rights rsrvd No parts of this work may b rproducd in any form or

More information

Use a high-level conceptual data model (ER Model). Identify objects of interest (entities) and relationships between these objects

Use a high-level conceptual data model (ER Model). Identify objects of interest (entities) and relationships between these objects Chaptr 3: Entity Rlationship Modl Databas Dsign Procss Us a high-lvl concptual data modl (ER Modl). Idntify objcts of intrst (ntitis) and rlationships btwn ths objcts Idntify constraints (conditions) End

More information

union scholars program APPLICATION DEADLINE: FEBRUARY 28 YOU CAN CHANGE THE WORLD... AND EARN MONEY FOR COLLEGE AT THE SAME TIME!

union scholars program APPLICATION DEADLINE: FEBRUARY 28 YOU CAN CHANGE THE WORLD... AND EARN MONEY FOR COLLEGE AT THE SAME TIME! union scholars YOU CAN CHANGE THE WORLD... program AND EARN MONEY FOR COLLEGE AT THE SAME TIME! AFSCME Unitd Ngro Collg Fund Harvard Univrsity Labor and Worklif Program APPLICATION DEADLINE: FEBRUARY 28

More information

Reliability-Driven Reputation Based Scheduling for Public-Resource Computing Using GA

Reliability-Driven Reputation Based Scheduling for Public-Resource Computing Using GA 2009 Intrnatonal Confrnc on Advancd Informaton Ntworkng and Applcatons Rlablty-Drvn Rputaton Basd Schdulng for Publc-Rsourc Computng Usng GA Xaofng Wang #, Ch Shn Yo*, Rakumar Buyya* 2, Jnshu Su # 2 #Collg

More information

Who uses our services? We have a growing customer base. with institutions all around the globe.

Who uses our services? We have a growing customer base. with institutions all around the globe. not taking xpr Srvic Guid 2013 / 2014 NTE i an affordabl option for audio to txt convrion. Our rvic includ not or dirct trancription rvic from prviouly rcordd audio fil. Our rvic appal pcially to tudnt

More information

Econ 371: Answer Key for Problem Set 1 (Chapter 12-13)

Econ 371: Answer Key for Problem Set 1 (Chapter 12-13) con 37: Answr Ky for Problm St (Chaptr 2-3) Instructor: Kanda Naknoi Sptmbr 4, 2005. (2 points) Is it possibl for a country to hav a currnt account dficit at th sam tim and has a surplus in its balanc

More information

CPS 220 Theory of Computation REGULAR LANGUAGES. Regular expressions

CPS 220 Theory of Computation REGULAR LANGUAGES. Regular expressions CPS 22 Thory of Computation REGULAR LANGUAGES Rgular xprssions Lik mathmatical xprssion (5+3) * 4. Rgular xprssion ar built using rgular oprations. (By th way, rgular xprssions show up in various languags:

More information

How To Get A Job At A Corporation

How To Get A Job At A Corporation EMPLOYEES STATE INSURANCE (GENERAL) REGULATIONS, 1950 [RS/5/48, DATED 17-10-1950] In xrcis of th powrs confrrd by sction 97 of th Employs Stat Insuranc Act, 1948 (34 of 1948), th Employs Stat Insuranc

More information

Entity-Relationship Model

Entity-Relationship Model Entity-Rlationship Modl Kuang-hua Chn Dpartmnt of Library and Information Scinc National Taiwan Univrsity A Company Databas Kps track of a company s mploys, dpartmnts and projcts Aftr th rquirmnts collction

More information

Uncrystallised funds pension lump sum

Uncrystallised funds pension lump sum For customers Uncrystallsed funds penson lump sum Payment nstructon What does ths form do? Ths form nstructs us to pay the full penson fund, under your non-occupatonal penson scheme plan wth us, to you

More information

k e e n - n o t e s Annual Meeting, Saturday 7/13/2013 roxana fire Station 10: 00 am February 2013 Keen-Wik Association www.keen-wikonthebay.

k e e n - n o t e s Annual Meeting, Saturday 7/13/2013 roxana fire Station 10: 00 am February 2013 Keen-Wik Association www.keen-wikonthebay. Fbruary 2013 Kn-Wik Association www.kn-wikonthbay.org Annual Mting, Saturday 7/13/2013 roxana fir Station 10: 00 am Prsidnt s Lttr Fbruary 2013 k n - n o t s So far this yar, it has bn a prtty quit wintr

More information

The influence of advertising on the purchase of pharmaceutical products

The influence of advertising on the purchase of pharmaceutical products Th nflunc of advrtsng on th purchas of pharmacutcal products Jana VALEČKOVÁ, VŠB-TU Ostrava Abstract Th sz of th pharmacutcal markt and pharmacutcal sals s ncrasng constantly. Th markt s floodd wth nw

More information

Cookie Policy- May 5, 2014

Cookie Policy- May 5, 2014 Cooki Policy- May 5, 2014 Us of Cookis on Sizmk Wbsits This Cooki Disclosur applis only to us of cookis on corporat wbsits (www.sizmk.com and rlatd rgional wbsits) publishd by Sizmk Inc. and its affiliats

More information

QUANTITATIVE METHODS CLASSES WEEK SEVEN

QUANTITATIVE METHODS CLASSES WEEK SEVEN QUANTITATIVE METHODS CLASSES WEEK SEVEN Th rgrssion modls studid in prvious classs assum that th rspons variabl is quantitativ. Oftn, howvr, w wish to study social procsss that lad to two diffrnt outcoms.

More information

Sun Synchronous Orbits for the Earth Solar Power Satellite System

Sun Synchronous Orbits for the Earth Solar Power Satellite System Sun Synchrnus Orbts fr th Earth Sar Pwr Satt Systm Sm f th mst prmsng rbts fr th Earth Sar Pwr Systm ar crcuar Sun synchrnus rbts whch nvr ntr Earth's shaw. In ths rbts, gravty grant stabz "pwr twrs" w

More information

Long run: Law of one price Purchasing Power Parity. Short run: Market for foreign exchange Factors affecting the market for foreign exchange

Long run: Law of one price Purchasing Power Parity. Short run: Market for foreign exchange Factors affecting the market for foreign exchange Lctur 6: Th Forign xchang Markt xchang Rats in th long run CON 34 Mony and Banking Profssor Yamin Ahmad xchang Rats in th Short Run Intrst Parity Big Concpts Long run: Law of on pric Purchasing Powr Parity

More information

An RSA-based (t, n) threshold proxy signature scheme with freewill identities

An RSA-based (t, n) threshold proxy signature scheme with freewill identities Int. J. Informaton an Computr Scurty, Vol. 1, No. 1/2, 27 21 An RSA-bas (t, n) thrshol proxy sgnatur schm wth frwll ntts Ya-Fn Chang Grauat Insttut of Accountng, Natonal Chung Hsng Unvrsty, Tachung 42,

More information

Online Load Balancing and Correlated Randomness

Online Load Balancing and Correlated Randomness Onln Load Balancng and Corrlatd Randomnss Sharayu Moharr, Sujay Sanghav Wrlss Ntworng and Communcatons Group (WNCG) Dpartmnt of Elctrcal & Computr Engnrng Th Unvrsty of Txas at Austn Austn, TX 787, USA

More information

The example is taken from Sect. 1.2 of Vol. 1 of the CPN book.

The example is taken from Sect. 1.2 of Vol. 1 of the CPN book. Rsourc Allocation Abstract This is a small toy xampl which is wll-suitd as a first introduction to Cnts. Th CN modl is dscribd in grat dtail, xplaining th basic concpts of C-nts. Hnc, it can b rad by popl

More information

PRIMARY HEALTH CARE NURSE PRACTITIONER CERTIFICATE

PRIMARY HEALTH CARE NURSE PRACTITIONER CERTIFICATE 2016-17 PRIMARY HEALTH CARE NURSE PRACTITIONER CERTIFICATE Clinical Placmnt Packag Tabl of Contnts Clinical Placmnt Guidlins... 2 List of Rquird Forms & Supporting Documntation... 2 PHCNP Crtificat Powrpoint

More information

Uncrystallised funds pension lump sum payment instruction

Uncrystallised funds pension lump sum payment instruction For customers Uncrystallsed funds penson lump sum payment nstructon Don t complete ths form f your wrapper s derved from a penson credt receved followng a dvorce where your ex spouse or cvl partner had

More information

Advantageous Selection versus Adverse Selection in Life Insurance Market

Advantageous Selection versus Adverse Selection in Life Insurance Market Covr Pag Advantagous Slcton vrsus Advrs Slcton n f Insuranc Markt Ghadr Mahdav mahdav@conomcs.mbo.mda.kyoto-u.ac.j Post Doctoral Rsarch Assocat: Jaan Socty for th Promoton of Scnc JSPS, Graduat School

More information

OPINION NO. 90-17 December 28, 1990

OPINION NO. 90-17 December 28, 1990 OPINION NO. 90-17 Dcmbr 28, 1990 FACTS: Th inquiring law firm has bn rtaind by a workrs compnsation carrir~ primarily to proscut third-party lawsuits that injurd mploys hav lctd not to pursu. Th carrir

More information

GOAL SETTING AND PERSONAL MISSION STATEMENT

GOAL SETTING AND PERSONAL MISSION STATEMENT Prsonal Dvlopmnt Track Sction 4 GOAL SETTING AND PERSONAL MISSION STATEMENT Ky Points 1 Dfining a Vision 2 Writing a Prsonal Mission Statmnt 3 Writing SMART Goals to Support a Vision and Mission If you

More information

Bank Incentives, Economic Specialization, and Financial Crises in Emerging Economies

Bank Incentives, Economic Specialization, and Financial Crises in Emerging Economies Bank Incntvs, Economc Spcalzaton, and nancal Crss n Emrgng Economs Amar Gand a,*, Kos John b, and mma W. Snbt c a Cox School of Busnss, Southrn Mthodst Unvrsty, 6 Bshop Blvd., Dallas, TX 7575 USA b Strn

More information

Question 3: How do you find the relative extrema of a function?

Question 3: How do you find the relative extrema of a function? ustion 3: How do you find th rlativ trma of a function? Th stratgy for tracking th sign of th drivativ is usful for mor than dtrmining whr a function is incrasing or dcrasing. It is also usful for locating

More information

! Home%Rental%Information%and%Application%%!! NeighborWorks!Provo!is!a!non1profit!organization.!We!have!been!creating!

! Home%Rental%Information%and%Application%%!! NeighborWorks!Provo!is!a!non1profit!organization.!We!have!been!creating! Hom%Rntal%Information%and%Application%% NighborWorksProvoisanon1profitorganization.Whavbncrating opportunitisforpopltoimprovthirlivsandstrngthnthir communitissinc1992.wprovidaffordablrntalhousingforvrylow,

More information

Adverse Selection and Moral Hazard in a Model With 2 States of the World

Adverse Selection and Moral Hazard in a Model With 2 States of the World Advrs Slction and Moral Hazard in a Modl With 2 Stats of th World A modl of a risky situation with two discrt stats of th world has th advantag that it can b natly rprsntd using indiffrnc curv diagrams,

More information

est with berkeley / uc berkeley exte xtension / be your best with berkel

est with berkeley / uc berkeley exte xtension / be your best with berkel c rkley xtnsion yor st rkly c rkley xtnsion st with rkly c rkley xt Post-Baccalarat yor st Program with for rkly c rk xtnsion yor st with rkl c rkley xtnsion yor st rkly Consling c rkley and xtnsion st

More information

Presentation on Short-Term Certificates to the CAPSEE Conference. September 18, 2014

Presentation on Short-Term Certificates to the CAPSEE Conference. September 18, 2014 Prsntation on Short-Trm Crtificats to th CAPSEE Confrnc Sptmbr 18, 2014 Th first goal of City Collgs Rinvntion is focusd on nsuring studnts arn crdntials of conomic valu Rinvntion Goals Incras numbr of

More information

National Shared Services Primary Care Reimbursement Service STATISTICAL ANALYSIS OF CLAIMS AND PAYMENTS 2005

National Shared Services Primary Care Reimbursement Service STATISTICAL ANALYSIS OF CLAIMS AND PAYMENTS 2005 National Shard Srvics Primary Car Rimbursmnt Srvic STATISTICAL ANALYSIS OF CLAIMS AND PAYMENTS 2005 Fidhmannacht na Sirbhís Sláint Sirbhísí Comhroinnt Náisiúnta Sirbhís Aisíoca Príomhchúraim Balach amach

More information

www.gov.uk/studentfinance 2015/16

www.gov.uk/studentfinance 2015/16 www.gov.uk/studentfnance SESSION CONTENTS Secton 1 Assess (Student Fnance ) Secton 2 Pay (Applcatons & Informaton) Secton 3 Repay (Student Loan Repayments) Secton 4 SFE Resources SECTION 1 THE STUDENT

More information

Category 7: Employee Commuting

Category 7: Employee Commuting 7 Catgory 7: Employ Commuting Catgory dscription This catgory includs missions from th transportation of mploys 4 btwn thir homs and thir worksits. Emissions from mploy commuting may aris from: Automobil

More information

Tax Collection, Transfers, and Corruption: the Russian Federation at the Crossroads 1)

Tax Collection, Transfers, and Corruption: the Russian Federation at the Crossroads 1) ÝÊÎÍÎÌÈ ÅÑÊÈÉ ÆÓÐÍÀË ÂØÝ ¹ 1 2003 3 ÂÎÏÐÎÑÛ ÒÅÎÐÈÈ Tax Collcton, Transfrs, and Corrupton: th Russan Fdraton at th Crossroads 1) M. Mokhtar, I. Grafova Abstract Aftr thortcally consdrng th problms of tax

More information

stop super ripoffs By using this bargaining kit to protect your members superannuation in their EA up for WitH Your union

stop super ripoffs By using this bargaining kit to protect your members superannuation in their EA up for WitH Your union top upr ripoff By uing thi bargaining kit to protct your mmbr uprannuation in thir EA Union hav a lot to b proud of whn it com to uprannuation. Not only did w invnt it, but jut thi yar w hlpd win a tagd

More information

Continuity Cloud Virtual Firewall Guide

Continuity Cloud Virtual Firewall Guide Cloud Virtual Firwall Guid uh6 Vrsion 1.0 Octobr 2015 Foldr BDR Guid for Vam Pag 1 of 36 Cloud Virtual Firwall Guid CONTENTS INTRODUCTION... 3 ACCESSING THE VIRTUAL FIREWALL... 4 HYPER-V/VIRTUALBOX CONTINUITY

More information

Argos Coversafe Looking after your purchases & payments, just in case you can t

Argos Coversafe Looking after your purchases & payments, just in case you can t V22 Find it. Gt it. Argos it. www.argos.co.uk Argos Covrsaf Looking aftr your purchass & paymnts, just in cas you can t Policy Summary This summary dos not contain th full trms and conditions of your insuranc

More information

Lecture notes: 160B revised 9/28/06 Lecture 1: Exchange Rates and the Foreign Exchange Market FT chapter 13

Lecture notes: 160B revised 9/28/06 Lecture 1: Exchange Rates and the Foreign Exchange Market FT chapter 13 Lctur nots: 160B rvisd 9/28/06 Lctur 1: xchang Rats and th Forign xchang Markt FT chaptr 13 Topics: xchang Rats Forign xchang markt Asst approach to xchang rats Intrst Rat Parity Conditions 1) Dfinitions

More information

,t.t.lg carr:-7 { (0"r. t" tu^ m*,

,t.t.lg carr:-7 { (0r. t tu^ m*, ,t.t.lg carr:-7 { (0"r. t" tu^ m*, .l,/- ll \ \U ror'y' i vr,r, 7\\.tc f.rr, tl^**b f \c-)\t: /*,,., \.0"'" 'tir\- 1t-p CONDTONAL F AGRMNT AND CONDTONS (Pursuant To Th Lgal Sntncing And Punishmnt Of Offndrs

More information

B-285141. April 21, 2000. The Honorable Charles B. Rangel Ranking Minority Member Committee on Ways and Means House of Representatives

B-285141. April 21, 2000. The Honorable Charles B. Rangel Ranking Minority Member Committee on Ways and Means House of Representatives Unit Stats Gnral Accounting Offic Washington, DC 20548 Halth, Eucation, an Human Srvics Division B-285141 April 21, 2000 Th Honorabl Charls B. Rangl Ranking Minority Mmbr Committ on Ways an Mans Hous of

More information

SPECIAL VOWEL SOUNDS

SPECIAL VOWEL SOUNDS SPECIAL VOWEL SOUNDS Plas consult th appropriat supplmnt for th corrsponding computr softwar lsson. Rfr to th 42 Sounds Postr for ach of th Spcial Vowl Sounds. TEACHER INFORMATION: Spcial Vowl Sounds (SVS)

More information

Sharp bounds for Sándor mean in terms of arithmetic, geometric and harmonic means

Sharp bounds for Sándor mean in terms of arithmetic, geometric and harmonic means Qian t al. Journal of Inqualitis and Applications (015) 015:1 DOI 10.1186/s1660-015-0741-1 R E S E A R C H Opn Accss Sharp bounds for Sándor man in trms of arithmtic, gomtric and harmonic mans Wi-Mao Qian

More information

arijit_laha@infosys.com

arijit_laha@infosys.com art_laha@nfosys.com ABSRAC Enhancmnt of tchnology-basd systm support for knowldg workrs s an ssu of grat mportanc. h Knowldg work Support Systm (KwSS) framwork analyzs ths ssu from a holstc prspctv. KwSS

More information

Authenticated Encryption. Jeremy, Paul, Ken, and Mike

Authenticated Encryption. Jeremy, Paul, Ken, and Mike uthntcatd Encrypton Jrmy Paul Kn and M Objctvs Examn thr mthods of authntcatd ncrypton and dtrmn th bst soluton consdrng prformanc and scurty Basc Componnts Mssag uthntcaton Cod + Symmtrc Encrypton Both

More information

IBM Healthcare Home Care Monitoring

IBM Healthcare Home Care Monitoring IBM Halthcar Hom Car Monitoring Sptmbr 30th, 2015 by Sal P. Causi, P. Eng. IBM Halthcar Businss Dvlopmnt Excutiv scausi@ca.ibm.com IBM Canada Cloud Computing Tigr Tam Homcar by dfinition 1. With a gnsis

More information

CARE QUALITY COMMISSION ESSENTIAL STANDARDS OF QUALITY AND SAFETY. Outcome 10 Regulation 11 Safety and Suitability of Premises

CARE QUALITY COMMISSION ESSENTIAL STANDARDS OF QUALITY AND SAFETY. Outcome 10 Regulation 11 Safety and Suitability of Premises CARE QUALITY COMMISSION ESSENTIAL STANDARDS OF QUALITY AND SAFETY Outcom 10 Rgulation 11 Safty and Suitability of Prmiss CQC Rf 10A 10A(1) Lad Dirctor / Lad Officr Rspons Impact Liklihood Lvl of Concrn

More information

VOLUME 7 SECTION 3A REGISTRATION OF COMPANIES CUSTOMER GUIDELINES BASED ON COMPANIES ACT 2004

VOLUME 7 SECTION 3A REGISTRATION OF COMPANIES CUSTOMER GUIDELINES BASED ON COMPANIES ACT 2004 regstraton of companes.qxp 02/05/2007 09:55 AM Page 1 VOLUME 7 SECTION 3A REGISTRATION OF COMPANIES CUSTOMER GUIDELINES BASED ON COMPANIES ACT 2004 The Responsblty of The Companes Offce of Jamaca (formerly

More information

Asset set Liability Management for

Asset set Liability Management for KSD -larning and rfrnc products for th global financ profssional Highlights Library of 29 Courss Availabl Products Upcoming Products Rply Form Asst st Liability Managmnt for Insuranc Companis A comprhnsiv

More information

REQUIRED FOR YEAR END 31 MARCH 2015. Your business information

REQUIRED FOR YEAR END 31 MARCH 2015. Your business information REQUIRED FOR YEAR END 31 MARCH 2015 Your busness nformaton Your detals Busness detals Busness name Balance date IRD number Contact detals - to ensure our records are up to date, please complete the followng

More information

Human Resources and Organisational Development Services. Service Area Name: Services to Schools Account Manager:

Human Resources and Organisational Development Services. Service Area Name: Services to Schools Account Manager: Srvic Ara Nam: Human Rsourcs and Organisational Dvlopmnt Srvics Srvics to Schools Account Managr: Nam: Tracy Palmr Position: Had of HR Managmnt Contact Numbr: 0191 561 1722 Email: tracy.palmr@sundrland.gov.uk

More information

To manage leave, meeting institutional requirements and treating individual staff members fairly and consistently.

To manage leave, meeting institutional requirements and treating individual staff members fairly and consistently. Corporate Polces & Procedures Human Resources - Document CPP216 Leave Management Frst Produced: Current Verson: Past Revsons: Revew Cycle: Apples From: 09/09/09 26/10/12 09/09/09 3 years Immedately Authorsaton:

More information

REPORT' Meeting Date: April 19,201 2 Audit Committee

REPORT' Meeting Date: April 19,201 2 Audit Committee REPORT' Mting Dat: April 19,201 2 Audit Committ For Information DATE: March 21,2012 REPORT TITLE: FROM: Paul Wallis, CMA, CIA, CISA, Dirctor, Intrnal Audit OBJECTIVE To inform Audit Committ of th rsults

More information

FACULTY SALARIES FALL 2004. NKU CUPA Data Compared To Published National Data

FACULTY SALARIES FALL 2004. NKU CUPA Data Compared To Published National Data FACULTY SALARIES FALL 2004 NKU CUPA Data Compard To Publishd National Data May 2005 Fall 2004 NKU Faculty Salaris Compard To Fall 2004 Publishd CUPA Data In th fall 2004 Northrn Kntucky Univrsity was among

More information

Do Not Cut, Fold, or Staple Forms on This Page Do Not Cut, Fold, or Staple Forms on This Page

Do Not Cut, Fold, or Staple Forms on This Page Do Not Cut, Fold, or Staple Forms on This Page 22222 Vi b Emplyr intificatin numbr (EIN) a Emply s scial scurity numbr Fr Official Us Only OMB N. 1545-0008 1 Wags, tips, thr cmpnsatin 2 Fral incm tax withhl c Emplyr s nam, arss, an ZIP c 3 Scial scurity

More information

Modern Portfolio Theory (MPT) Statistics

Modern Portfolio Theory (MPT) Statistics Modrn Portfolo Thory (MPT) Statstcs Mornngstar Mthodology Papr Novmr 30, 007 007 Mornngstar, Inc. All rghts rsrvd. Th nformaton n ths documnt s th proprty of Mornngstar, Inc. Rproducton or transcrpton

More information

PRACTICAL ADVANTAGES OF USING THE MECHANICS OF CONTINUUM TO ANALYSE DEFORMATIONS OBTAINED FROM GEODETIC SURVEY

PRACTICAL ADVANTAGES OF USING THE MECHANICS OF CONTINUUM TO ANALYSE DEFORMATIONS OBTAINED FROM GEODETIC SURVEY PRACTICAL ADVANTAGES OF USING THE MECHANICS OF CONTINUUM TO ANALYSE DEFORMATIONS OBTAINED FROM GEODETIC SURVEY Mlan TALICH Rsarch Insttut of Godsy, Topography and Cartography, Zdby 98, CZ-5 66, Czch Rpublc

More information

CAFA DIVERSITY JURISDICTION

CAFA DIVERSITY JURISDICTION Cla Action 101: CAFA Divrity Juridiction at a Glanc By Kathryn Honckr Jun 20, 2013 In thi dition of Cla Action 101, w giv a viual guid to th Cla Action Fairn Act (CAFA), 28 U.S.C. 1332(d)(2), to hlp you

More information

STUDENT. Achieve More! AT A GLANCE BECOME A CWI. I fee. Learn More: www.cwidaho.cc OPPORTUNITIES TO

STUDENT. Achieve More! AT A GLANCE BECOME A CWI. I fee. Learn More: www.cwidaho.cc OPPORTUNITIES TO f YO U! o n io s r V w Th N P.O. Box 3010 Nampa, ID 83653 Call: 208.562.3000 Click: cwidaho.cc/go Visit: A On Stop Studnt Srvics Location TS NOW YOURS STAR www.cwidaho.cc 208.562.3000 Stay Connctd 022015-05

More information

Foreign Exchange Markets and Exchange Rates

Foreign Exchange Markets and Exchange Rates Microconomics Topic 1: Explain why xchang rats indicat th pric of intrnational currncis and how xchang rats ar dtrmind by supply and dmand for currncis in intrnational markts. Rfrnc: Grgory Mankiw s Principls

More information

Taxes and the present value assessment of economic losses in personal injury litigation: Comment 1

Taxes and the present value assessment of economic losses in personal injury litigation: Comment 1 Taxs and h prsn valu assssmn of conomc losss n prsonal njury lgaon: Commn 1 Sco Glbr Economcs Dparmn Souhrn Illnos Unvrsy Carbondal Carbondal, IL 62901 -mal: glbrs@su.du, offc phon: (618) 453-5095 cll

More information

5.4 Exponential Functions: Differentiation and Integration TOOTLIFTST:

5.4 Exponential Functions: Differentiation and Integration TOOTLIFTST: .4 Eponntial Functions: Diffrntiation an Intgration TOOTLIFTST: Eponntial functions ar of th form f ( ) Ab. W will, in this sction, look at a spcific typ of ponntial function whr th bas, b, is.78.... This

More information

Child and Adult Care Food Program

Child and Adult Care Food Program Nutrition and Wllnss Programs Illinois Stat Board of Education 100 North First Strt (W270) Springfild, Illinois 62777-0001 Child and Adult Car Food Program Day Car Homs Srious Dficincy Procss Dcmbr 2013

More information

ANALYSIS OF ORDER-UP-TO-LEVEL INVENTORY SYSTEMS WITH COMPOUND POISSON DEMAND

ANALYSIS OF ORDER-UP-TO-LEVEL INVENTORY SYSTEMS WITH COMPOUND POISSON DEMAND 8 th Intrnatonal Confrnc of Modlng and Smulaton - MOSIM - May -2, 2 - Hammamt - Tunsa Evaluaton and optmzaton of nnovatv producton systms of goods and srvcs ANALYSIS OF ORDER-UP-TO-LEVEL INVENTORY SYSTEMS

More information

First name Middle name Last name. Designation of Assessing Officer (Ward/Circle) Return filed under Section - [Please see instruction number-9(i)]

First name Middle name Last name. Designation of Assessing Officer (Ward/Circle) Return filed under Section - [Please see instruction number-9(i)] FORM SARAL-II (ITR-1) INDIAN INCOME TAX RETURN [For Indvduals havng Income from Salary / Penson / Income from One House Property (excludng loss brought forward from prevous years) / Income from Other Sources

More information

STRANGE AS IT MAY SEEM: THAT INDEPENDENT CONTRACTOR MAY BE YOUR EMPLOYEE

STRANGE AS IT MAY SEEM: THAT INDEPENDENT CONTRACTOR MAY BE YOUR EMPLOYEE Th snot book sapubl c at onofm l l rnas hgr aham &DunnLLP.I t spr ov d d f or nf or mat onalpur pos sonl yanddo snotc ons t t ut l galadv c orl gal op n onabouts p c f cs t uat ons. R ad r sar ur g dt

More information

How To Get A Tax Refund On A Retirement Account

How To Get A Tax Refund On A Retirement Account CED0105200808 Amerprse Fnancal Servces, Inc. 70400 Amerprse Fnancal Center Mnneapols, MN 55474 Incomng Account Transfer/Exchange/ Drect Rollover (Qualfed Plans Only) for Amerprse certfcates, Columba mutual

More information

Lecture 20: Emitter Follower and Differential Amplifiers

Lecture 20: Emitter Follower and Differential Amplifiers Whits, EE 3 Lctur 0 Pag of 8 Lctur 0: Emittr Followr and Diffrntial Amplifirs Th nxt two amplifir circuits w will discuss ar ry important to lctrical nginring in gnral, and to th NorCal 40A spcifically.

More information

Section 7.4: Exponential Growth and Decay

Section 7.4: Exponential Growth and Decay 1 Sction 7.4: Exponntial Growth and Dcay Practic HW from Stwart Txtbook (not to hand in) p. 532 # 1-17 odd In th nxt two ction, w xamin how population growth can b modld uing diffrntial quation. W tart

More information

GIBBS ENSEMBLE AND SOCKETON ESSENTIAL COMPONENTS FOR CREATING CLOUD COMPUTING

GIBBS ENSEMBLE AND SOCKETON ESSENTIAL COMPONENTS FOR CREATING CLOUD COMPUTING Intrnatonal Journal on Cloud Computng: Srvcs and Archtctur (IJCCSA),Vol.3, o.3, Jun 013 GIBBS SMBL AD SOCKTO SSTIAL COMPOTS FOR CRATIG CLOUD COMPUTIG I ITRT SYSTM Xaoquan Gao Rchrch t Dévloppmnt Drcton

More information

STATEMENT OF INSOLVENCY PRACTICE 3.2

STATEMENT OF INSOLVENCY PRACTICE 3.2 STATEMENT OF INSOLVENCY PRACTICE 3.2 COMPANY VOLUNTARY ARRANGEMENTS INTRODUCTION 1 A Company Voluntary Arrangmnt (CVA) is a statutory contract twn a company and its crditors undr which an insolvncy practitionr

More information

Attention: See IRS Publications 1141, 1167, 1179 and other IRS resources for information about printing these tax forms.

Attention: See IRS Publications 1141, 1167, 1179 and other IRS resources for information about printing these tax forms. Attntin: This frm is prvi fr infrmatinal purpss nly. py A appars in r, similar t th fficial IRS frm. D nt fil cpy A wnla frm this wbsit with th SSA. Th fficial print vrsin f this IRS frm is scannabl, but

More information

Facts About Chronc Fatgu Syndrom - sample thereof

Facts About Chronc Fatgu Syndrom - sample thereof Cardac Toxcty n Chronc Fatgu Syndrom: Rsults from a Randomzd 40-Wk Multcntr Doubl-blnd Placbo Control Tral of Rntatolmod Bruc C. Stouch, Ph.D 1 Davd Strayr, M.D 2. Wllam Cartr, M.D 2. 1 Phladlpha Collg

More information

Rural and Remote Broadband Access: Issues and Solutions in Australia

Rural and Remote Broadband Access: Issues and Solutions in Australia Rural and Rmot Broadband Accss: Issus and Solutions in Australia Dr Tony Warrn Group Managr Rgulatory Stratgy Tlstra Corp Pag 1 Tlstra in confidnc Ovrviw Australia s gographical siz and population dnsity

More information

Lecture 3: Force of Interest, Real Interest Rate, Annuity

Lecture 3: Force of Interest, Real Interest Rate, Annuity Lecture 3: Force of Interest, Real Interest Rate, Annuty Goals: Study contnuous compoundng and force of nterest Dscuss real nterest rate Learn annuty-mmedate, and ts present value Study annuty-due, and

More information

Logistic Regression for Insured Mortality Experience Studies. Zhiwei Zhu, 1 Zhi Li 2

Logistic Regression for Insured Mortality Experience Studies. Zhiwei Zhu, 1 Zhi Li 2 Logstc Rgrsson for Insurd Mortalty Exprnc Studs Zhw Zhu, Zh L 2 Prsntd at th Lvng to 00 Symposum Orlando, Fla. January 8 0, 204 Copyrght 204 by th Socty of Actuars. All rghts rsrvd by th Socty of Actuars.

More information

Lecture 3: Diffusion: Fick s first law

Lecture 3: Diffusion: Fick s first law Lctur 3: Diffusion: Fick s first law Today s topics What is diffusion? What drivs diffusion to occur? Undrstand why diffusion can surprisingly occur against th concntration gradint? Larn how to dduc th

More information

Post-Baccalaureate Program

Post-Baccalaureate Program Post-Baccalaurat Program Application Post-Baccalaurat Chcklist Us th chcklist to hlp you confirm that you ar submitting a complt application. Application Tachr Crtification Enrollmnt Form & Paymnt Essay

More information

1.1 The University may award Higher Doctorate degrees as specified from time-to-time in UPR AS11 1.

1.1 The University may award Higher Doctorate degrees as specified from time-to-time in UPR AS11 1. HIGHER DOCTORATE DEGREES SUMMARY OF PRINCIPAL CHANGES General changes None Secton 3.2 Refer to text (Amendments to verson 03.0, UPR AS02 are shown n talcs.) 1 INTRODUCTION 1.1 The Unversty may award Hgher

More information

Factorials! Stirling s formula

Factorials! Stirling s formula Author s not: This articl may us idas you havn t larnd yt, and might sm ovrly complicatd. It is not. Undrstanding Stirling s formula is not for th faint of hart, and rquirs concntrating on a sustaind mathmatical

More information

Important Information Call Through... 8 Internet Telephony... 6 two PBX systems... 10 Internet Calls... 3 Internet Telephony... 2

Important Information Call Through... 8 Internet Telephony... 6 two PBX systems... 10 Internet Calls... 3 Internet Telephony... 2 Installation and Opration Intrnt Tlphony Adaptr Aurswald Box Indx C I R 884264 03 02/05 Call Duration, maximum...10 Call Through...7 Call Transportation...7 Calls Call Through...7 Intrnt Tlphony...3 two

More information

Local Business Starter Pack.

Local Business Starter Pack. Local Busness Starter Pack. Who should complete ths applcaton? If the busness s A company An assocaton (ncorporated or unncorporated) A partnershp A sole propretor or ndvdual A busness trust Ths form can

More information

Hollinger Canadian Publishing Holdings Co. ( HCPH ) proceeding under the Companies Creditors Arrangement Act ( CCAA )

Hollinger Canadian Publishing Holdings Co. ( HCPH ) proceeding under the Companies Creditors Arrangement Act ( CCAA ) February 17, 2011 Andrew J. Hatnay ahatnay@kmlaw.ca Dear Sr/Madam: Re: Re: Hollnger Canadan Publshng Holdngs Co. ( HCPH ) proceedng under the Companes Credtors Arrangement Act ( CCAA ) Update on CCAA Proceedngs

More information

Intermediate Macroeconomic Theory / Macroeconomic Analysis (ECON 3560/5040) Final Exam (Answers)

Intermediate Macroeconomic Theory / Macroeconomic Analysis (ECON 3560/5040) Final Exam (Answers) Intrmdiat Macroconomic Thory / Macroconomic Analysis (ECON 3560/5040) Final Exam (Answrs) Part A (5 points) Stat whthr you think ach of th following qustions is tru (T), fals (F), or uncrtain (U) and brifly

More information

The Beer-Bouguer-Lambert law. Concepts of extinction (scattering plus absorption) and emission. Schwarzschild s equation.

The Beer-Bouguer-Lambert law. Concepts of extinction (scattering plus absorption) and emission. Schwarzschild s equation. Lctur. Th Br-Bougur-Lambrt law. Concpt of xtncton cattrng plu aborpton and mon. Schwarzchld quaton. Objctv:. Th Br-Bougur-Lambrt law. Concpt of xtncton cattrng aborpton and mon. Optcal dpth.. A dffrntal

More information

Term Structure of Interest Rates: The Theories

Term Structure of Interest Rates: The Theories Handou 03 Econ 333 Abdul Munasb Trm Srucur of Inrs Ras: Th Thors Trm Srucur Facs Lookng a Fgur, w obsrv wo rm srucur facs Fac : Inrs ras for dffrn maurs nd o mov oghr ovr m Fac : Ylds on shor-rm bond mor

More information