Rates Starting at 8.99% 300 FICO OK! Foreclosure OK! Bankruptcy OK! Minimum loan amount is $75,000 and Maximum is $75,000,000 (ask about Nationwide)

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1 PRIVATE MONEY FINANCING LOAN PROGRAMS CALIFORNIA APARTMENTS & MULTIFAMILY FINANCING First Trust Deeds nly Types f Prperties: Apartments, nn wner ccupied huses, industrial, cmmercial and special purpse prperties Lcatin: Califrnia nly Lan Amunts: Typically frm $250,000 t $12,500,000 Interest Rates: 7.9% t 9.9% interest nly Lan Maturities: 12 mnths with extensins available Lan t Value: Up t 60% Clsing Csts: Standard third party csts such as title and escrw Cde: LbridgeOFCA PROGRAM 2 Rates Starting at 8.99% 300 FICO OK! Freclsure OK! Bankruptcy OK! Minimum lan amunt is $75,000 and Maximum is $75,000,000 (ask abut Natinwide) NO FICO SCORE REQUIRED YR Fixed Prgrams Interest Only Prgrams Self Emplyed / Stated OK Stated Incme / Stated Assets Bad Credit OK Bankruptcy Freclsure OK Owner Occupied / Investment Prperties 1st and 2nd Prgrams 65% 70% LTV 6 Mnths Delinquent OK H.E.L.O.C Prgrams N Prepay Available 10 Day Funding CA Prperties Only Cde: LF1556CA

2 PROGRAM 3 Rates Starting at 8% t 13% Lan amunts $200,000 t $20,000,000 (Califrnia) Lan Amunt Natinwide: $1,000,000 t 20 Millin+ Interest Only Terms f 1, 2, 3, and 5 years Up t 75% LTV (75+ n Lans $2MM+) Recurse Prperty Types: Prperty: Office Buildings Apartment Cmplexes Senir Husing Mixed Use Prperties Hspitality Self Strage Industrial Buildings (Light) Retail Shps Strip Malls Shpping Centers Autmtive (n in grund lifts) Almst any incme generating cmmercial prperty Cde: CAACF3001 PROGRAM 4 Lan amunts frm $50,000. t $2 Millin in 1st psitin. 2nd Psitin lans frm $100, t $500, up t under 50% CLTV fr mnths. Freclsure/NOD, Bankruptcy, Bad Credit Okay. Purchase Mney and Refinance Transactins. FICO prblem Okay. SISA, SIVA, and N Dc available n NOO and Investment Prperties. Prbate Lans Okay. Rehab and Cnstructin lans, case by case. Prperty Inspectin in lieu f Appraisal Reprts, case by case. Crpratins, LLC's, and Trusts Okay. SFR and 1 4 Units up t 60% LTV. 12 Mnths t 10 Year Prgrams available. Industrial up t 50% LTV Interest Only, terms vary up t 5 years. Cmmercial up t 50% LTV Interest Only. 3 Mnths t 20 Years Lan Terms. Apartment Building Lans up t 65% LTV. Interest nly r fully amrtized up t 5 years. Mix Used prperties up t 60% LTV. Interest nly r fully amrtized up t 5 years. Industrial Prperties up t 50% LTV. Interest nly r fully amrtized up t 5 years. Cde: PBF0032

3 PROGRAM 5 Hard mney lending specialist that represents a multitude f private individual hard mney investrs wh specialize in funding apartment building hard mney lans in Califrnia. Our apartment hard mney lans include: apartment bridge lans, apartment renvatin / rehab lans, and apartment hard mney refinance lans with cash ut. Apartment Hard Mney Lending Services REO Apartment Purchase Lans Available! Califrnia Apartment Hard Mney Lans Purchases & Refinances with Cash Out Lw Dcumentatin Lans Apartment buildings 5+ units and Cmmercial Mixed use Buildings Vacant Apartment Buildings N and lw pre payment ptins 6 t 60 Mnth Terms Available All Apartment Types Including affrdable husing, sectin 8. Up t 70% Lan t Value Apartment Hard Mney Lans 1st TD lans frm $100k $10MM+ 70% LTV 1st TD All Credit Grades even belw 500 fic 2nd TDs up t $1MM max 65% CLTV case by case Lw Dcumentatin Prgrams Califrnia Apartment Bridge Financing Shrt Term "Bridge r Gap" Financing Acquisitins with Lw Fee and Rate Hard Mney Cash Out Refinances Substantial Rehab and Affrdable Husing Lending private and hard mney n apartment buildings is ur main fcus. We understand apartment buildings frm buying a stabilized prperty with upside, t buying an apartment building that is wned by a bank, t rehabbing an apartment building t meet HUD's requirements and t realize a mark up t market in HUD subsidized rents, t buying a substantially vacant building. We have financed every type f apartment building hard mney lan request in the state f Califrnia and we are available t finance yur apartment building purchase r refinance tday. Cde: LMHCxxAP

4 REHAB LOANS CA Prgram Highlights Clse in as little as 3 days N Survey Required All types f residential real estate Lan amunts between $25,000 and $1 millin Stated incme and stated asset prgrams. N incme verificatin. N FICO Minimums Purchases and refi's Will lend as much as 95% f purchase price and 75% f rehab n purchases Cmpetitive hard mney rates: 11.99% interest rate, 2 4 pints plus dc fees and n hidden csts NO prepayment penalty Sleep better with lnger terms! 5 Year balln n all lans! *Buy and Hld Lans Get a 12% interest rate with ne f ur investr buy and hld lans with a 5 year balln. Bad credit is k and we lend up t 70% lan t value rati. *Rehab Lans ($45k minimum $500K max) Rehab Lans are ur specialty. We d a lt f these lans and can ffer yu a 12% interest rate. We lend up t 70% lan t value rati and bad credit is OK. Cde: DRNx45RH

5 REHAB LOANS ONE INVESTOR 4 PROGRAMS All lan prgrams require investr's t cntribute their wn capital in the frm f hard cash, n matter hw gd f a deal the investr secured. This is nn negtiable and aligns the investrs interest and prvides fra mutually beneficial relatinship. 4 Investr Rehab Lan Prgrams, each ne with a different degree f Investr experience required. Experience is verified prir t funding. Please determine which lan prgram applies t yu, then submit yur lan request. LOAN PROGRAMS (see belw fr further infrmatin) 1. Buy and Hld fr Real Estate Investrs, rentals 2. Rehab Pr 3. Rehab Beginner 4. Auctin Cash Out BUY AND HOLD FOR REAL ESTATE INVESTORS, RENTALS Pre Pay: 2 year year 1: 10%, year 2: 5% Lan Amunts: $100,000 t $750,000 Term: 48 mnths t 60 mnths Rate: 8.99% Lender Pints: 3.0* Brrwer dwn Requirement: 20% f Purchase Price. LTV: Up t 80% f purchase price. FICO: 625+ ** Underwriting/Lan Dcuments: $ plus $ fr appraisal rdered by lender directly. Timeline t Fund: 7 t 21 days * $2,500 minimum ** Lwer FICO's cnsidered n a case by case basis. (2) REHAB PRO Requirement: Investr is experienced, and has cmpleted and PAID OFF 3 r mre transactins with any lender in the last 12 mnths. We require evidence in the way f 3 initial HUD's, 3 final HUD's and befre and after pictures f the prperties. Pre Pay: nne Lan Amunts: $25,000 t $600,000 Term: 9 mnths with up t ne 3 mnth extensin. Rate: 11.9% Pints: 3.0* Brrwer dwn Requirement: 10 20% f Purchase Price. Available Liquidity: 10% 30% f ttal prject cst. Rehab Budget Financing: Up t 75% f rehab budget with fund cntrl. LTV: Up t 80% 90% f purchase price. FICO: 625+ ** Rehab Timeline: All rehab wrk must be fully cmpleted within 75 days f funding. Underwriting/Lan Dcuments: $ plus $ fr appraisal rdered by lender directly. Timeline t Fund: 7 t 10 days * $2,500 minimum ** Lwer FICO's cnsidered n a case by case basis

6 (3) REHAB BEGINNER Requirement: Investr has less than 3 transactins, r is just starting ut. Pre Pay: nne Lan Amunts: $25,000 t $600,000 Term: 9 mnths with up t ne 3 mnth extensin. Rate: 13.9% Lender Pints: 3.5* Brrwer dwn Requirement: 20 30% f Purchase Price. Available Liquidity: 10% 30% f ttal prject cst. Rehab Budget Financing: Up t 75% f rehab budget with fund cntrl. LTV: Up t 70% 80% f purchase price. FICO: 625+ ** Rehab Timeline: All rehab wrk must be fully cmpleted within 75 days f funding. Underwriting/Lan Dcuments: $ plus $ fr appraisal rdered by lender directly. Timeline t Fund: 7 t 10 days * $2,500 minimum ** Lwer FICO's cnsidered n a case by case basis (4) AUCTION CASH OUT Pre Pay: nne Lan Amunts: $25,000 t $600,000 Term: 3 mnths with up t ne 90 day extensins Rate: 12.0% Pints: 3.0* Cash ut Max: Up t 80% f what investr paid at curt huse auctin. Available Liquidity: 10% 30% f ttal prject cst. FICO: 625+ ** * $2,500 minimum ** Lwer FICO's cnsidered n a case by case basis SUBMISSION DOCUMENTS (1) Applicatin Packet (2) Cmpleted Submissin Frm (3) Purchase Cntract (if a purchase) (4) 3 Mnths Bank Statements (5) Ten Clrs Pictures Inside, utside, and street view r clr appraisal Additinal Requirements: Lien psitin First nly. Rehab funds cntrl fund required if rehab prtin is financed. Third party cntrl fund fee f $1200 applies. Prperty must fall at r belw dispsitin value, as determined slely by Lender Investr must demnstrate ability t repay r refinance in the event f inability t sell the prperty. Investr must always persnally guarantee all lans, regardless f title vesting. T review any submissin, we need a minimum f: Applicatin Packet Cmpleted Submissin Frm (Ask fr a cpy) Purchase Cntract (if a purchase) 3 Mnths Bank Statements Ten Clrs Pictures Inside, utside, and street view r clr appraisal Cde: FZN6431CA

7 REHAB Rehabilitatin REHAB Fix & Flip r Fix & Hld Hard Mney Investr Financing Hard mney rehab financing is ideally suited fr investrs wh need fast funding r d nt meet the lending criteria f cnventinal lenders. By using hard mney rehab financing, real estate investrs are able t achieve greater investment results in a shrter perid f time, buy mre prperties and use less f their wn cash. Lan amunts $50,000 $1,500,000 Rehab Prgram Highlights: Shrt Sale and REO purchases fr Califrnia Lans based n the After Repair Value (ARV) "Fix and Flip" transactins Fast funding Shrt term equity lans Simple applicatin prcess Up frnt and hnest lan evaluatins Flexible exit strategy: Sell upn cmpletin r retain as a rental Mst lenders lend nly up t 60% f the purchase price ur lending ges up t 100% f the purchase price r mre. Dwn payments range frm 15% t 30% f the purchase price. Investment Prperty Only (N Owner Occupant Prperties). REHAB Financing is available fr: Investrs Cntractrs Sub Cntractrs Brkers Types f REHAB prjects allwed: Multi Family Dwellings Apartments Cmmercial Single Family Residences Duplexes Triplexes Furplexes REHAB Budget: Funds are quickly released in tw t three draws r can be disbursed weekly. As the repairs are cmpleted, pictures f the prperty can be e mail r an inspectin will be made. Vesting: Individuals LLCs Crpratins Trusts Partnerships Incme Dcumentatin Needed: We ffer equity driven investment finance and accept bank statements t stated incme. Lan Term: 12 t 60 mnths fr rehab. *Mst rehab lans written fr 12 mnths. Cst: Investr financing ranges frm 3 pints t 6 pints. Rates frm 9% t 14% Dc, prep and underwriting ranges frm $1,000 t $1,835. Prepayment penalty: Nne Cde: GVDHMRH01

8 PROGRAM 2 Investrs, we fund rehabbing, up t 65% ARV. Sellers can use this prgram t extend wner financing. Private Mney and Hard Mney Lans are cnsidered fr funding based primarily n yur ability t repay, and the type f prperty and its value. Dwn payment may be required. N Mney dwn Prgrams Available Our members ften purchase with N Mney Dwn. This happens when the purchase price plus rehab mney is 65% r less f the After Repair Value. These deals d exist, and yu can buy with n mney dwn, when yu lcate them. PROPERTY TYPE: Residential 1 4 Family, Nn Owner Occupied. Cnds case by case; must be certified. Cmmercial prjects, call t discuss. LIEN POSITION: First Mrtgage nly. LOAN TERM: 6 Mnths. Case by case n extensins will g back t underwriting fr apprval. Additinal fees will apply. LTV / ARV: Up t 65% f After Repair Value dependent n area. (Sme areas max 50%). Up t 100% financing. RENOVATION FUNDS: 100% f renvatin funds are typically advanced in 1 t 4 draws. N minimum r maximum n draws. Once inspectr certifies wrk dne, funds are dispersed within 48 hurs. FEES / PRICING OPTIONS: Based upn the structure f the deal, will vary n prject. Clsing csts are the respnsibility f the brrwer INTEREST PAYMENTS: Case by case payments may be rlled int lan. QUALIFYING DOCUMENTATION: Rehab Lan Applicatin including: Credit scres d nt matter hwever credit may be reviewed 3 Sld MLS Cmps within 60 days r file will be declined Time n market fr area within 180 days r file may be declined Must shw the ability t make a minimum f 6 mnthly payments LOAN DOCUMENTATION: (fr each lan) If under a cmpany name Entity Dcuments (EIN#, Certificate, Articles f Organizatin/ Operating Agreement). Persnal Guarantee will be required. Purchase Agreement (signed by bth parties). Summary f Rehab Wrk t be Cmpleted (dcument) Additinal Infrmatin May be required LOAN AMOUNT: N minimum. Up t $300K, higher amunt by exceptin. Mre than ne deal at a time may be allwed (case by case) hwever, dwn payment may be required n additinal prjects Cde: GFBRHCA40

9 CONSTRUCTION FINANCING Prperty SFR stick built nly. Appraisal based n maximum five acres with clse, recent and similar sld cmparable; nn rural. Lan limits: $50K t $400K Credit scres: Use the lwest mid scre f applicants. Five year seasning n all BK s. N reprting freclsures, shrt sales r deeds in lieu. Terms All lans fr cnstructin term nly, nt permanent. Interest nly payments based n grss lan amunt, due mnthly. Subject t Builder apprval. Cnstructin budget apprval. General ntes N land payff. Add.5%+ t fee fr debt subrdinatin (apprved case by case). Lt must be free and clear. Stated incme available fr spec builders nly. Call fr details tax frm required fr all prgrams. Call fr details. Cnstructin cmpletin prjects reviewed case by case nly; Lending Area: Arizna, Califrnia, Clrad, Gergia, Hawaii, Illinis, Indiana, Maine, Massachusetts, Michigan, Nrth Carlina, Texas, Utah, Virginia, Washingtn Cde: BSMK1965 PROGRAM 2 Lan Size: $200,000 t $50,000,000+ Term: 1 3 Years Lending Area: CA Prperty Type: Residential and Cmmercial Interest Rates: 10% 14% Amrtizatin: Interest Only Lan t Csts: Up t 80% Interest Reserve: 1 2 years (Shuld be factred int the Lan Amunt) Originatin Fee: 4% 6% Taken at Clsing frm the Lan Prceeds Clsing Terms: Clsings in as Quick as 14 Business Days Cde: BLCON101

10 PROGRAM 3 Types f Prperties: Spec Cnstructin, Owner Occupied Builder, r Investr Rehab Flipper Residential/Multi Family/Cmmercial Prperty unfinished r under cnstructin with apprved plans. Types f Brrwers / Purpse Owner Occupied and Nn Owner Occupied Exit Strategy at yur discretin: Refinance, Occupy r Sell the prperty upn cmpletin Purchase Mney + Cnstructin Refinance + Cnstructin Cash ut t Cnstructin Grund Up Cnstructin. Lan Terms Cnstructin and Rehab Lan LTV up t 65% f future value Cnstructin lans up t $4.5 millin NET fr grund up r cnstructin cmpletin Lan decisin based n future appraised value nt purchased value Lan decisin based n the quality f the prject Reasnable Cnstructin Perids Flexible Disbursal Schedule N Prepayment Penalties Nn FICO driven INTEREST RESERVE OK Cde: FMCONk87 PROGRAM 4 PROGRAM DETAILS ALL TYPES OF BORROWERS Individuals, Crpratins, LLC's, Freign Natinals Spec Cnstructin Nn FICO driven. Decisins based n the quality f the prject REALISTIC CONSTRUCTION PERIODS and... N prepayment penalties Refinance, r Sell the prperty at yur leisure FLEXIBLE DISBURSAL SCHEDULES Fast payments fr cmpleted line items PORTFOLIO LENDER Desn t sell its cnstructin lans LOANS FOR BUSINESS OR INVESTMENT PURPOSES ONLY. Cnstructin Lans Lan Amunts: Up t $6,000,000 Lan t Cst: Typically between 60 and 65% (LTC) Interest Rates: 9.99% Prepay Penalty: Nne FICO Scre Min: 625 Term: mnths (depending upn cnstructin perid required Lien Psitin: 1st Idah, Nevada $2,000,000 Alaska, Oregn, Texas, Utah $3,000,000 Clrad, Hawaii $4,000,000 Califrnia, Washingtn $ 6,000,000 Cde: CASF1200G

11 PROGRAM 5 Private Mney Fast (Natinwide Jumb Cnstructin Lans) Prtfli Lenders Creative appraches t "Hard Mney" equity lending. N seasning requirements r cash ut limitatins. Simple Applicatin Prcess Fax us yur executive lan summary r 1003 Fast Answers Fast turnarund n expressin f interest. Setting the Standard fr "Hard Mney" Equity Lans Lan Amunts: $300,000 t $10,000,000 Lan t Value: Flexible Interest Rates: 9.99% t 11.99% Fees: 2 t 4 pints Lan Term: Up t 5 years Lien Psitin: First Prepayment Penalty: Nne Cde: NJC 1209 PROGRAM 6 HOME BUILDER LOANS THAT MAKES SENSE Prviding hme builders with dependable access t nn recurse Cnstructin and Acquisitin & Develpment (A&D) lans fr fr sale residential develpment in the bi castal regins f the United States. Backed by the fully integrated financial services platfrm, and industry prfessinals with prven expertise in cnstructin lending, cast t cast. OVERVIEW Nn recurse cnstructin lans frm $3M t $50M, higher in select cases Fast turnarund time n lending decisins Lcal market expertise Up t 85% LTC / 75% LTV fr qualifying prjects 12 t 36 mnth terms, with 48 mnth terms in select cases BUILDER LENDING PROGRAM OVERVIEW Territry: NATIONWIDE Prperty: Fr Sale Residential Husing: detached, twn hmes and cnds (n mid rise r high rise Type: {+ 3 stries}) Scpe: A&D and Cnstructin financing fr prductin husing. N purely land develpment financing Max # lts/units: 100 with ability t g higher n an exceptin basis Entitlements: Tentative Tract Map Cllateral: First deed f trust Lan Size: $3 millin minimum; $35 millin maximum with ability t g higher n an exceptin basis Recurse: Nn recurse n repayment. Cmpletin guaranty and envirnmental indemnity required Leverage: Up t 80% LTC blended meaning max 85% LTC n vertical and max 75% LTC n A&D Pricing: Prime based rate with a flr; 1% per annum cmmitment fee; exit fee based n sales price f unitamunt dependent n LTC Term: Maximum 36 mnths with an ability t g t 48 mnths n an exceptin basis Amrtizatin: Nne, I/O Cde: CF00BL9874

12 SENIOR / ASSISTED LIVING FINANCING This financing is NOT at HUD prgram. We have ne f the nly cnstructin lans fr Assisted Living Facilities that is nt dependent n HUD apprval. We have access t ALF funding frm $2,000,000 up t $50,000,000. The ideal range f funding where we see the mst success is frm $10,000,000 t $38,000,000. This exciting new prgram was designed t be an alternative t lengthy UD prgrams. Assisted Living Facility Cnstructin Financing means that develpers can avid cstly delays assciated with HUD and USDA B&I prgrams! Avid the huge delays assciated with HUD apprvals N dealing with SBA 504 and CDC debentures and cmplicated funding strategies Deal with underwriters accustmed t the cnstructin lan prcess Draw requests, wrk rder changes and ther issues handled by prfessinals well versed in the needs f develpers and cnstructin lending. Ppular markets fr Assisted Living Facility lending includes; Atlanta, GA, Phenix, AZ, Charltte, NC, Jacksnville, FL, Austin, TX and Greenville, SC, Dallas TX. Other markets include Raleigh, NC, Ashville, NC, San Dieg, CA, and Chicag, IL. Lans fr Assisted Living Facility Mst business lans fr assisted living facilities are a cmbinatin f a cmmercial mrtgage and cmmercial business lan. Cnstructin financing fr Assisted Living Facilities usually takes n this cmbinatin with the cmmercial mrtgage funding the land develpment and building cnstructin funding and the business lan prviding the capital needed t get the equipment and business up and running. Cmmercial Lending s special Cnstructin Lan fr Assisted Living Facilities ffer: Lan Amunts: $10MM minimum, N max Lan t Cst 75% (LTC) Term: 5 7 Year Cnstructin t mini perm Amrtizatin: First 2 Years (cnstructin phase) is Interest nly, after that amrtizatin varies by strength f prject but mst prjects will receive 25 year amrtizatin perid. Rate: Variable r Fixed ptins Variable is WSJ Prime plus rughly 250bp r Fixed rate range is 6 7% Prepayment Penalty: Nne Recurse: Sme Persnal Guarantee typically required hwever this is negtiable depending n strength f deal. Spnsr can als Buy Dwn the recurse with higher Equity Participatin (lwer LTC) Lans that pay dividends fr yur business. We have all types f lans fr assisted living facilities and financing fr medical ffice buildings. Develpment lans, cnstructin lans, cmmercial business lans and Assisted Living Facility Purchase lans. Business lans fr medical ffice buildings and assisted living when cmbined with a small business lan r with equipment financing is ur specialty and we get them dne even when banks have said NO! Cde: DdAht220

13 PROGRAM 2 SBA, CONVENTIONAL, FHA AND FANNIE MAE financing all ver the United States fr many types f Senir Living Prperties t meet the needs f ur aging ppulatin. *Rates starting at 3.25% **FHA PROGRAMS AT BOTTOM OF PAGE Lans frm $500,000 t (N Lan Limit) Purchase Up t 83% LTV Refinance Up t 80% LTV New Cnstructin Up t 80% LTCst (HUD) Up t 75% LTC Cnventinal Rehabilitatin Up t 83.3% LTCst Skilled Full Care Nursing Facilities Assisted Living Independent Living Senir Husing Adult Day Care Hspitals Other specialty care facilities Lcatins: Natinwide All 50 states Amrtizatin: 20,25,30,35, and 40 years FHA cnstructin lans cnvert int a 40 year, fully amrtizing fixed rate lan Lan t Value: % LTV Debt Service: DSCR n healthcare prperties is as lw as 1.2% Nn Recurse: Recurse lans usually nt required except fr SBA Lans and cnstructin (NO PERSONAL LIABILITY AND NO PERSONAL TAX RETURNS) Assumable: Yes, subject t lender apprval LOAN PROGRAMS (1) Healthcare Acquisitin r Refinance HUD (f) *$4 MM minimum Lan n maximum* Healthcare New Cnstructin r Rehab HUD 232 FHA Sr Assisted Living Sizing Spread Sheet Fannie Mae Senir Living Husing *$2 MM minimum lan n maximum* (2) Fannie Mae Senirs Husing Financing Infrmatin (3) SBA Assisted Living *$500,000 minimum lan* SBA 7a Lans ($5 MM maximum lan amunt) SBA 504 (Maximum Lan $12 MM) MUST BE OWNER OPERATED Up t 90% LTV (4) Cnventinal $1 MM minimum Cde: NCPSLALNW

14 HOTELS FINANCING Bridge Financing Shrt t medium term capital fr htel acquisitins and recapitalizatins f existing assets. Ideal fr transitinal, nn stabilized assets with a value add cmpnent r situatins where a quick clsing with surety f executin is needed. Nte Financing First mrtgage capital fr htel wners r investrs t maximize returns thrugh the acquisitin f distressed debt secured by hspitality assets. Help a spnsr lking t acquire a distressed nte t get t the asset in the mst expedient manner, r t wrk ut the lan t maximize the investment return. Mezzanine Debt Financing They are ideal fr pprtunistic purchases t minimize the direct cmmn equity required, recapitalizatins, financing PIPs and refinances where the principal amunt currently wed is higher than what senir debt lan cmmitments can be btained. Discunted Payff (DPO) Financing Shrt t medium term first mrtgage capital t spnsrs repurchasing their existing debt at a discunt t right size the amunt f debt n the asset. First Mrtgage Bridge Lan Prgram Requirements Eligible Cllateral: Typically branded, interir crridr, limited, select, and full service htels with between 75 and 300 keys, and nte purchases secured by same. Eligible Lcatins: Cntinental U.S. Purpse: Purchase, refinance, discunted payff, recapitalizatin, cnstructin cmpletin, nte purchase, etc. Transactin Sizes: $1 millin t $20 millin, higher n a case by case basis. LTV: Up t 70% f "as is" appraised value r actual purchase price. Security: First mrtgage lien n the subject prperty(s), assignment f all permits and apprvals, assignment f leases, UCC filing, r assignment and security interest in same n nte purchases. Ownership: Single asset, special purpse entity. Cmmitment Depsit: 1% f lan amunt (minimum $15,000) payable upn acceptance f Lan Cmmitment fr full underwriting, due diligence, site inspectin, 3rd party reprts, legal, title wrk, dcument preparatin, cmfrt letter, and clsing csts. Prepayment: 6 mnth interest guarantee. Interest Rate: Rates starting at 9.9% interest nly. DSC / Debt Service: <1 based n interest nly acceptable with quality pr frma & turnarund plan Recurse: Full persnal guaranty f spnsrs. Nn recurse available with cmpensating factrs. Lan Term: 1 5 yrs. Reserves: Real estate taxes, hazard insurance, replacement reserves, and mrtgage interest may be required. Underwriting Cnsideratins: Heavy emphasis n new equity capital t be funded in cnnectin with lan r additinal cllateral, cncentratin n value creatin, market analysis, spnsrship, and exit strategy. Third Party Reprts: MAI Appraisal, Phase I envirnmental, feasibility and thers if required r rdered by Lender at expense f Brrwer. Clsing Time: 2 t 3 weeks frm receipt f full package, applicatin acceptance and depsit remittance. Cde: HCDL193a

15 PROGRAM 2 Partners with wners by injecting capital int htel real estate and taking a passive preferred equity wnership stake. Preferred Equity Prgram Requirements Eligible Cllateral: Typically branded, interir crridr, limited, select, and full service htels between 75 and 300 keys, and nte purchases secured by same. Eligible Lcatins: Cntinental U.S. Purpse: Purchase, refinance, discunted payff, recapitalizatin, cnstructin cmpletin, nte purchase, etc. Transactin Sizes: Typically $1,000,000 t $10 millin, higher n a case by case basis Ownership: Single asset, special purpse entity. Preferred Equity Return: Typically a current pay rate + a percentage f wnership and assciated cash flw that varies accrding t prject plan & available cash flw. Minimum Levered IRR target: Varies per transactin. Minimum NOI %: Depends n market/prperty type/brand/etc. Cmmitment Depsit: 1% f preferred equity amunt (minimum $20,000) payable upn acceptance f Preferred Equity Term Sheet fr site inspectin, 3rd party csts, legal and clsing csts. Any remainder credited at clsing, r refunded in the event the deal is nt apprved. Buy/Sell Agreement: T be defined in the perating agreement Preferred Term: 3 5 yrs. Reserves: Real estate taxes, hazard insurance, replacement reserves, and mrtgage interest may be required. Underwriting Cnsideratins: Heavy emphasis n value creatin, market analysis, spnsrship, and exit strategy. Third Party Reprts: MAI Appraisal, Phase I envirnmental, feasibility and thers if required at expense f Spnsr. Spnsr Prmte: Occurs after specified IRR hurdles are met and tiered based n the success f the investment. Clsing Time: As early as 30 days frm receipt f full package, applicatin acceptance and depsit remittance. Cde: CHPE1665D

16 PROGRAM 3 We can prvide the best htel financing fr prperties wrldwide. Lan amunts n htel lans can range frm $500,000 t $1.3 billin. Fixed rates n htel lans are als available as well as htel lans with adjustable rates. Debt cverage ratis fr htel lans start at 1.10 and up. HOTEL PROGRAM PARAMETERS Lan Term: Lan maturities are nrmally ten years. Other maturities will be determined based n yur specific case. Lan Amrtizatin: 25 and 30 year amrtizatin Debt Service Cverage Rati (DSCR): DSCR f 1.35:1 dependent upn prperty type, physical cnditin, age, lcatin and cmpetitiveness f market psitin Lan t Value Rati: Up t 70% with Limited Service r up t 80% with Full Service f MAI appraised value cnfrming t FIRREA and USAO guidelines and up t 75% with limited service r up t 85% (full service) f lan t acquisitin cst (if applicable). Lan Escrws: The brrwer will typically cntribute mnthly t an escrw accunt fr real estate taxes and prperty insurance. The brrwer will usually als establish a mnthly capital replacement escrw reserve equal t the greater f I. 4 % f grss revenues r II an amunt t be determined by DBMC n the basis f an engineering reprt and DBMC s site inspectin. These reserves may be waived r capped depending n yur situatin. Cde: THLHLWLDW1

17 PROGRAM 4 Nn Recurse Purchase: $3 MM and up lan amunts 5 10 year term year amrtizatin DSC % LTV Flagged Limited & Full Service, Extended Stay Experienced peratrs Recurse Purchase $500 K Minimum Lan A. Purchase existing perating prperty May include:. Land / Building / Equipment / Gd Will. Operating Capital. Existing business B. Up t 85% CLTV SBA lan $500 K t $15 MM C. Requires a Star Reprt Refinance A. Rate and term B. Cash ut C. Requires a Star Reprt Cnstructin $3 MM minimum Land purchase Cnstructin cst Equipment Interest nly One time clse cnstructin t permanent lan Requires a Star Reprt and Feasibility Study Bridge and Rehab Lans (fr nn stabilized prperties) 1. Purchase 2. Rehab 3. FOREIGN NATIONALS Cde: NCPHM

18 BRIDGE LOANS Types f Lans: First Trust Deeds nly Types f Prperties: Apartments, nn wner ccupied huses, industrial, cmmercial and special purpse prperties Lcatin: Califrnia nly Lan Amunts: Typically frm $250,000 t $12,500,000 Interest Rates: 7.9% t 9.9% interest nly Lan Maturities: 12 mnths with extensins available Lan t Value: Up t 60% Clsing Csts: Standard third party csts such as title and escrw Prperty: Apartment, Office Building, Industrial, Retail, NOO Hmes and Hspitality Cde: LbridgeOFCA PROGRAM 2 Lan Amunt Natinwide*: $1,000,000 t 20 Millin+ *Califrnia Hard Mney: $200,000 t $20 Millin+ Interest Rates depending n equity: 8% t 13% Terms f 1, 2, 3 and 5 yrs. Up t 70% ltv (75%+ n lans $2MM+) Originatin fees 3 t 6pts Mst hard mney lans are recurse Prperty: Office Buildings Apartment Cmplexes Senir Husing Mixed Use Prperties Hspitality Self Strage Industrial Buildings (Light) Retail Shps Strip Malls Shpping Centers Autmtive (n in grund lifts) Almst any incme generating cmmercial prperty Cmmn uses: Purchase Lan Nte Purchase Pre Cnstructin Add Value Repsitining Partner Buy Outs Tenant Imprvements Debt Cnslidatin Pay Tax Authrities Cde: CAACF3001

19 LAND RAW LAND Natinwide Eligible Prperties: Purchase Refinance Cash ut Bank wned, REO prperties, ballning ntes, Trust deed, mrtgages Minimum Lan Size: $500,000 $5,000,000 Pricing: 12.99% 14.99% Interest nly 6% 8% Originatin pints (paid at clsing) Lan Terms: mnths frm initial investment Prepayment Penalty: Nne Persnal Guarantees: NO Nn recurse frmat Lan t Value: 50% AS IS maximum LTV As cmpleted LTV is nt typically cnsidered New Equity (cash) Requirements: Typically n new cash fr Refinance r cash ut Purchase minimum 40% f ttal purchase price Third Party Reprts: Appraisal Cllateral value pinin Reliable Phase I envirnmental reprt (lder reprt can be used if prperty des nt display bvius signs) DML Prperty inspectin (required) ALTA land survey Preliminary Submissin Package fr Residential Land Lans: 1. Well written summary f the prperty descriptin, current entitlement status and gals 2. Representative clr aerial phtgraphs (6 7 preferred) 3. Surces & uses 4. Spnsr(s) resume Cde: DM155RLan

20 PROGRAM 2 Mney is available t lend fr regardless the stage f develpment. There are very few banks lending fr cmmercial land but, we are! Sme prducts ffered include: Speed We will give yu a quick answer with expeditius clsing times NO r Alternative dcumentatin NO Pre Payment Penalties Crss cllateralizatin Interest nly financing ptins Mney deplyed n Cmmercial Lts can be used fr the acquisitin, refinance, r cash ut. Cmmercial Land Qualified Prperty Type Lan Types Raw land Cmmercial Un Entitled land Entitled land PUD Mixed use develpments Hrizntal Cnstructin Vacant land Paper lts TIFS Purchase, Refinance, Cash Out, DPO, Freclsure preventin, Bank Wrk Out, Stalled Sub divisins Cmmercial Land Financing is available tday! Lending Area Hawaii, Oregn Clrad Utah New Mexic Califrnia Arizna Nevada Flrida Idah Oregn, Flrida and ther markets cnsidered Natinwide. Min Max Lan Amunt $500,000 t $20,000,000 Term Interest Amrtizatin Maximum LTV Lien Psitin Prepayment Penalty Minimum Credit Scre Originatin Fee Exit Fee 12 t 36 mnths 6% t 13% Interest Only Fully amrtized cmmercial land lan is als available Interest Only Interest reserve (n mnthly payment) Typically 30 50% as is value bases upn an appraisal 1 st Lien nly Typically Nne Nne Pricing will be related t the verall risk 1% 5% f the lan amunt Depends n the cmmercial land lan prgram. 0% is typical Due Diligence Fee/Depsit Brrwer is respnsible fr all third party reprt fees. Typical range $3,500 $9,500 after written apprval. Clsing Timeframe Cde: LDCLM weeks give r take a few days is typical

21 PROGRAM 3 Residential Develpment Subdivisin Financing fr Lts If yu are wrking n ne r many residential land develpments mney can be available fr the cntinuatin f yur prject s lng as there's substantial up side remaining r lw leverage cntained within the residential r cllateral. Swift Refinances NO individual Single Family Hmes (SFR) Used fr the infrastructure r hrizntal imprvements Majr markets Infill lcatins Suburban Full Incme Stated Hard Mney Private mney lender slutins Land financing is available fr several types f prperties including stalled sub divisins, bank wned prperties, entitled lts, and paper lts. We wrk with gd and bad credit brrwers. Full incme and nn traditinal bank lender lans are ffered. Mney deplyed n residential building lts can be used fr the acquisitin, refinance, r cash ut. Qualified Prperty Type Residential Sub divisins Raw land Un Entitled land Entitled land PUD Mixed use develpments Vacant land Paper lts TIFS Lan Type Purchase, Refinance, Cash Out, DPO, Freclsure preventin, Bank Wrk Out, Stalled Residential Sub divisins Lending Area Gergia, Texas Utah New Mexic Califrnia Arizna Nevada Flrida Idah Oregn, Flrida, Carlina and ther markets cnsidered Natinwide. Min Max Lan Amunt $500,000 t $20,000,000 Term 6 t 36 mnths Interest 6% t 13% Interest Only Full Principal & Interest available Amrtizatin Interest Only Interest reserve (n mnthly payment) Maximum LTV Typically 30 50% as is value bases upn an appraisal Lien Psitin 1 st Lien nly Prepayment Penalty Typically Nne Minimum Credit Scre Nne Pricing will be related t the verall risk Originatin Fee 2% 5% f the lan amunt Exit Fee 0% is typical Due Diligence Fee/Depsit Brrwer is respnsible fr all third party reprt fees. Typical range $3,500 $9,500 after written apprval. Clsing Timeframe 3 weeks give r take a few days is typical Submissin Dcuments Executive summary f the Residential Sub divisin Plan Aerial Phts r existing appraisal Surces and uses Purchase cntract r LOI if acquisitin PFS and idea f credit Exit Strategy Hw the lan will be re paid Cde: LDCLM4488

22 PROGRAM 4 Jint Venture Land Lans Natinwide Eligible Prperties: Bank wned, REO prperties, stalled residential subdivisins, ballning ntes, verleveraged prperties, discunted ntes frm banks, thrifts, pensin funds, etc. Minimum Lan Size: $2,000,000 $10,000,000+ Pricing: Target IRR 25% 35% includes management fees, with an upside ptential Lan Terms: mnths frm initial investment Prepayment Penalty: Nne typically Persnal Guarantees: NO Nn recurse frmat Lan t Value: 55% AS IS maximum LTV As cmpleted LTV may be cnsidered n a case by case situatin New Equity (cash) Requirements: NO 100% financing Develper Minimum new equity CASH injectin 10% 20% f ttal prjected cst Third Party Reprts: Appraisal Cllateral value pinin Reliable Phase I envirnmental reprt (lder reprt can be used if prperty des nt display bvius signs) DML Prperty inspectin (required) ALTA land survey Preliminary Submissin Package fr Jint Venture Land Lans: 1. Prperty descriptin, address, & current debt structure 2. Well written summary f the gals 3. Representative clr aerial phtgraphs r lder appraisal 4. Pr frma 5. Surces & uses 6. Spnsr(s) resume Cde: DM155JVLan

23 PROGRAM 5 Hard Mney Land Natinwide Eligible Prperties: Purchase Refinance Cash ut Bank wned, REO prperties, Stalled PUD's, ballning ntes Minimum Lan Size: $1,000,000 $15,000,000+ Pricing: 12.99% 14.99% Interest nly 5% 8% Originatin pints (paid at clsing) Lan Terms: mnths frm initial investment Prepayment Penalty: Nne Persnal Guarantees: NO Nn recurse frmat Lan t Value: 50% AS IS maximum LTV As cmpleted LTV is nt cnsidered New Equity (cash) Requirements: NO 100% financing Develper Minimum new equity CASH injectin 10% 20% f ttal prjected cst Third Party Reprts: Appraisal Cllateral value pinin Reliable Phase I envirnmental reprt (lder reprt can be used if prperty des nt display bvius signs) DML Prperty inspectin (required) ALTA land survey Preliminary Submissin Package fr Jint Venture Land Lans: 1. Prperty descriptin, address, & current debt structure 2. Well written summary f the gals 3. Representative clr aerial phtgraphs r lder appraisal 4. Pr frma 5. Surces & uses 6. Spnsr(s) resume Cde: DM155HMLan

24 PROBATE CALIFORNIA ONLY Immediate financing t heirs f prbate estates and trust beneficiaries. We make this lan prcess as easy and as least cmplicated as pssible by dealing directly with the Client and their Attrney/Executr f the Estate. Cmmnly knwn nt t incur any mnthly payments t the lan applicant, the lan is straightfrwardly paid by the prbate estate nce the prbate prcess cncludes, and heirs get t keep the remaining funds. We help the estate with funds t help meet its financial bligatins. Attrney / Executr f the Estate Being the persnal representative t administer the estate f the decedent, we will help in the easy prcess f yur client's applicatin t quickly get the desired cash inheritance. We immediately advise what the required paper wrk and dcumentatin is needed, we help prduce fr yu any curt requirements during the lengthy prbate case. We will wrk hard t assist all parties invlved with financial bligatin debts. A lan specialists wh has experience dealing with prbate cases will wrk with yu in every step t help satisfy yur client's needs frm start t finish. Financing As lng as the client/heir's prbate case is either currently pen r in the prcess f being pened, we will help t make sure yu get yur cash inheritance in a matter f days frm the time f yur applicatin. Our terms and csts vary depending n hw cmplex the prbate case is and hw lng it will take fr the estate's assets t be distributed. The lan advance fr cash inheritance can g up t $2,000, depending n the assets in the estate and inheritance's size. T inquire mre abut ur prbate lans, r apply fr Prbate Financing, please send an t funding@gainfs.cm. Cde: PROBCA7515

25 FINANCING FOR LAWYERS ACCOUNTANTS AND INSURANCE Financing fr Attrney Practices, Accunting Practices, Engineering Practices and Insurance Practices using special lans designed fr these types f businesses. Service prfessinals are busy peple that need and deserve special services. An easy step by step apprach that leads t success fr the prfessinals we assist. With 85 90% financing fr lawyers and ther lans fr accunting practices we are helping build and grw all kinds f practices frm Atlanta, GA all the way t Phenix, AZ and acrss this great natin. We meet the needs f ur client by prviding them with: Our prgrams ffer:»sme f the lwest rates, fixed fr extended perids % financing fr medical practices f all types»terms fr fixed rates frm 5 10 years Add real estate t yu medical lan and get up t 25 year amrtizatin» Lw and flexible prepayment penalties with the ability t buy dwn the term» Lw verall lan csts and 0 due diligence fees! Available in Atlanta, GA; Phenix, AZ; r any ther majr city in the USA Lans can be used fr: Debt Cnslidatin Lans fr Attrney, Accuntant, Engineer and Insurance Practices: Use ur prfessinal service practice lan t cnslidate many different lans including lingering cllege tuitin and lans used t upgrade equipment and lans used t finance the purchase ther practices. This business lan is a great way t slidify yur prfessinal services practice. 90% fr Prfessinal Services Practice Acquisitins: Use Practice Acquisitin Financing fr service prfessinals t finance the purchase f ther practices r t finance the buyut existing partners. As a general business lender, we are very familiar with the time lines invlved with sensitive business purchases! Expand, Upgrade r Remdel Office Building: Is it time fr an upgrade? Financing t update an entire ffice r t finance the expansin r remdel f an ffice building. Purchase mre mdern equipment r purchase a larger building as part f financing a practice acquisitin. Special financing fr attrneys, accuntants, engineers and insurance practices helps create efficiencies in the system and lwer csts fr all f us. We are prud t ffer financing fr prfessinal services practices. Building Purchase Lans fr Prfessinal Services Practices: Buying a building? It s n prblem fr us. We have the capital that prfessinals need t get the type f facility specific t their need. We have all types f lans fr attrneys, accuntants, engineers and insurance practices and we knw hw t finance a prfessinal services practice. Business lans fr attrneys, accuntants and insurance practitiners are nt specialized but servicing a prfessinal service practice is a specialty. Business lans fr prfessinal service practices f all sizes are right here and we stand ready t serve with a cmmitment f quality and integrity t all f ur custmers. Cde: DdALAI230

26 HARD MONEY COMMERCIAL AND RESIDENTIAL Rates Starting at 8.99% 300 FICO OK! Freclsure OK! Bankruptcy OK! NO FICO SCORE REQUIRED YR Fixed Prgrams Interest Only Prgrams Self Emplyed / Stated OK Stated Incme / Stated Assets Bad Credit OK Bankruptcy Freclsure OK Owner Occupied / Investment Prperties 1st and 2nd Prgrams 65% 70% LTV 6 Mnths Delinquent OK H.E.L.O.C Prgrams N Prepay Available 10 Day Funding Prperty Types: Cmmercial / Office Medical / Dental Industrial Multi Units / Apartments Strip Centers / Retail Land / Cnstructin Cmmercial Cnstructin Investment Prperty Self Strage Mixed Use Hspital Htels & Casins Cde: LF1556CA PROGRAM 2 We review each lan n a case by case basis. The fllwing are sme f the Hard Mney lan prgrams we ffer: RESIDENTIAL SINGLE FAMILY RESIDENCE (1 4 units) Owner Occupied (Business Purpse Only) 1st, 2nd Trust Deeds Up t 65% LTV Fixed, Interest Only, r Partially Amrtized Lans Available Pre Payment Penalties f 12 mnths r less. Residential Single Family Residence (1 4 units) Nn Owner Occupied 1st and 2nd Trust Deeds up t 65% LTV Fixed, Interest Only, r Partially Amrtized Lans Available Pre Payment Penalties f 12 mnths r less. Brker Fee t be negtiated. Cmmercial/Mixed Use/Apts/Multi Family/5+ Units 1st and 2nd Trust Deeds 60% 65% LTV Fixed, Interest Only, r Partially Amrtized Lans Available Pre Payment Penalties f 12 mnths r less. Brker Fee t be negtiated. Other Prperty Types r lan prgrams we will cnsider: 5+ units Multi Family Bridge Lans Office buildings Medical buildings Warehuses Strage facilities Cde: LPC797979

27 PROGRAM 3 Lw Rate Prgram (Suthern CA nly) Inv prperties with 3 r mre units (apartments primarily but will cnsider ther cmmercial prperties case by case) 7.25% 1st TD nly up t 70% LTV 4 pts plus title/escrw (n junk fees) 30 due in 4 n prepay lan amunts $300K up t $1.2M 640+ credit scre (may cnsider lwer based n ther redeeming factrs) 1.20 r better DSCR n appraisal required, just a lw cst BPO minimal dcumentatin required (nly need detailed rent rll and last 2 yrs Sch E fr incme) Freign Natinal Prgram (Nrthern and Suthern CA nly) investment residential r cmmercial prperties rate 1st TD nly up t 60% LTV 3 4 pts depending n lan amunt plus ther nminal related lan fees 1 2 yr term n prepay lan amunts $150K up t $1M n credit requirements appraisal required Flip Prgram (Suthern CA nly) investment SFR's and units nly 12% rate up t 85% LTV 4 7 pts depending n lan amunt plus ther nminal related lan fees 1 yr term n prepay lan amunts $150K up t $1M n credit requirements n appraisal r BPO needed in mst cases quick funding in as little as 5 days Cde: MNY65335CA PROGRAM 4 Lan Amunts: Up t $6,000,000 Lan t Value: 60% is typical, exceptins up t 70% Interest Rates: 7.99% 9.99% Prepay Penalty: Nne FICO Scre Min: 600 Lan Term: Up t 3 years Lien Psitin: First nly Cde: CASF1201G

28 PROGRAM 5 Typical guidelines fr Asset Based Hard Mney Lending Prgram fr Land Qualified Prperty Type Lan Type Raw land Un Entitled land Entitled land PUD Mixed use Vacant Purchase, Refinance, Cash Out, DPO, Freclsure preventin, Bank Wrk Out, Stalled Sub divisins Lending Area Indiana Texas Nevada New Mexic Califrnia Arizna Nevada Flrida Idah Oregn Washingtn Hawaii Gergia Nrth Carlina Suth Carlina, and ther markets cnsidered Natinwide. Min Max Lan Amunt $500,000 t $20,000,000 Term Interest Amrtizatin Maximum LTV Lien Psitin Prepayment Penalty Minimum Credit Scre Originatin Fee Exit Fee 6 t 36 mnths 8% t 13% Interest Only Interest Only Interest reserve (n mnthly payment) Typically 30 50% as is value bases upn an appraisal 1 st Lien nly Typically Nne Nne Pricing will be related t the verall risk 3% 5% f the lan amunt 0% is typical Due Diligence Fee/Depsit Brrwer is respnsible fr all third party reprt fees. Typical range $3,500 $9,500 after written apprval. Clsing Timeframe 3 weeks give r take a few days is typical Submissin Dcuments Executive summary Aerial Phts r existing appraisal Surces and uses Purchase cntract r LOI if acquisitin PFS and idea f credit Exit Strategy Hw the lan will be re paid Cde: LDCLM4499

29 CONVENTIONAL CONSTRUCTION FINANCING Cnventinal Cnstructin Lans ($2 MM minimum lan amunt N Maximum) Up t 80% LTV (*Cmpleted Value nt cst) Senir Living and Assisted Living facilities thers Cntact us fr details Rehab Up t 65% ARV (*Cmpleted value nt cst) Sr. and ALF Multifamily Htels and Mtels Must be flagged / Full service nly Terms 12 mnths t 25 years Interest nly during cnstructin / Amrtizatin after cmpletin Gegraphic Lcatins / Majr metrplitan areas in US nly Lan Type Structured as first lan Mnthly Draw * Lan amunts based n pr frma stabilized value. Cde: NCPCON13V PROGRAM 2 Cnventinal Financing fr Cmmercial Cnstructin lans Natinwide. Frm $500,000 t 50M + and Up t 100% LTC 75% 80% LTV. Prperty types and Lcatins Mst Cmmercial prperty types are cnsidered Must be in the path f grwth Greater than 15,000 ppulatin is preferred Cmmercial "fr lease" prperties Apartment Assisted care Self Strage Mbile Hme Parks Warehuse Office Retail Medical Single tenant cnsidered n case by case basis The Offer Prime plus.5 1% mnth cnstructin term One time clse Cnverts t 3 yr. mini r 10yr perm at the end f cnstructin 2 3% lender fee Prperty must underwrite at 1:1 rati at clsing Typical year pre pay penalty Typical Brrwer Prfile Builder Develper Investr Experienced Prfessinal Requires strng brrwer credit net wrth liquidity Has several prjects in the wrks Bad credit will nt be turned dwn if yu have cash in the deal Next Steps Executive summary explaining the deal n paper Lcatin map Fixed price cnstructin cntract Pr frma prjectins Current Financials last 3 years persnal and crprate tax returns Resume f principals Purchase cntract Architectural renderings These are the straight frward cnstructin finance guidelines fr prperties such as Mbile hme parks, self strage, apartments, retail strip centers, warehuse, ffice and assisted care facilities Natinwide. Cde: DM155LCC

30 PRO ATHLETE LOANS A hard mney / private mney lan mdel that thrugh ur relatinships can riginate hard mney / private mney lans and present us as the trusted surce t help the prfessinal athletes with their financial needs. One f the mst diverse sprts hard mney / private lending platfrms available tday, permitting us t fund lans with flexible lending terms that ther rganizatins are unable t endrse. We give ideal rates and use creative financing n a variety f hard mney/private lans t ur clients. We base this all n individual circumstances. We ffer SIMPLE, PROMPT AND STRESS FREE financing slutins. We prvide shrt term hard mney/private lans, custmized fr prfessinal athletes with signed player cntracts in the Natinal Basketball Assciatin (NBA), Natinal Ftball League (NFL), Majr League Baseball (MLB), Natinal Hckey League (NHL) and Majr League Sccer (MLS). Prfessinal athletes, business managers and financial advisrs are always welcme t discuss their specific hard mney/private mney financing needs. Once yu have reached ut t ur team f prfessinals, underwriting is cmpleted within tw three business days. Apprvals belw $250,000 can generally be funded inside f a week f final apprval. We ffer: Lans frm $50,000 t $5,000,000+ USD (Higher with specialized stipulatins) Easy Apprval Prcess Custmized Terms N Upfrnt Fees Quick Clsings A few f ur key differentiatrs are: Fair rates cmmensurate with the cllateral. Quick turn arund and funding Payff f ther high interest rate lans r mrtgages Fr a Fast Funding Applicatin yur name and cntact infrmatin t lester@gainfs.net r call us tday at ! We can als help retired and retiring athletes restructure their assets after the large paychecks and final days f their playing career. Mst prfessinal athletes and entertainers g frm having very little t enrmus wealth. A lt f them buy assets that banks dn t value, and when their cntracts end r they retire, they have t adjust their life style. We help with bridge lans against thse assets such as high end cars, jewelry, art, cllectables, and memrabilia. These bridge lans are designed t prvide instant cash while the athlete restructures their lifestyle. Cde: Athlete2034

31 JV, EQUITY, MEZZANINE AND DEBT Jint venture equity, preferred equity, mezzanine debt, and participating debt t qualified perating partners fr acquisitin, repsitining, develpment, nte purchases, r recapitalizatin f cmmercial and residential real estate. Due t the discretinary nature f ur funds, we can respnd quickly t investments and clse n an expedited basis. General investment parameters: Transactin Size: Up t $50,000,000 Investment Amunt: Up t $8,000,000 Investment Percent: Up t 100% f required equity capital Investment Hrizn: Up t 8 years Preferred Return: 9% t 15% Operating Partner Prmte: Reflects prject characteristics Investment Lcatin: Western United States Prduct Type: All Prduct Types Investment Type: Value Add Acquisitin Recapitalizatin Bank Nte Purchase Sale Leaseback Repsitining Grund up Develpment Cde: CGH3336kk Lester Bennett Gain Financial Services C (562) F (214) lester@gainfs.net Ca Brker Lic