Access to Capital Directory

Size: px
Start display at page:

Download "Access to Capital Directory"

Transcription

1 Access t Capital Directry Equity Prviders Prvide direct capital int a cmpany usually in exchange fr wnership; terms vary by investr and risk Investment Advisrs Investment Bankers Fcus Strategies, LLC Gary Valdez Equity Investments Direct Investrs Sentient Ventures David Lee EDCO Ventures Te Tijerina Angel Investrs Direct Investrs Central Texas Angel Netwrk - Angel Capital Assciatin Mezzanine Financing Subrdinated Debt Texas Mezzanine Fund SBA Lending: Small Business Administratin is a prgram ran by the federal gvernment t prvide technical and financial assistance t small businesses. The SBA des nt ffer grants r direct lans, but it wrks with thusands f lenders and ther intermediaries, which generally will make the lan with SBA guaranteeing the lender that the lan will be repaid. Hwever, SBA guaranteed lans may nt be made if the brrwer has access t ther financing n reasnable terms. Small Business Administratin SBA San Antni Regin (serves Austin) Debra Dimand (210) debra.dimand@sba.gv SBA Financial Primer 7a Plains Capital - Mike Littn mlittn@plainscaptial.cm Cmmercial Finance and Cnsulting - Bb Hernandez rchlan4u@al.cm Carls Gutierrez g_504@yah.cm 504 Dug LeBlanc dug.leblanc@wachviasbc.cm Business and Cmmunity Lenders f Texas Chris Rbels crbles@bclftexas.rg r rvaldez@bclftexas.rg Small Business Lan Surce, LLC Adeline Rem ar@adelinerem.cm Capital Certified Develpment Crp Rss Wd rsswd@captialcdc.cm CIT Small Business Lending Crp Delma Pachec delma.pachec@cit.cm Asset Based Lending and Factring: Prvide business financing secured by cllateral such as accunts receivable, inventry and real estate. In factring and Asset Based Lending, the financier buys r lends n the cmpany s accunts receivable and inventry at a fixed percentage prviding quick access t capital when traditinal bank channels are nt available. A/R Only Interface Financial Grup Je Terracina terracina@interfacefinancial.biz Far West Capital Cle Harmnsn cle@farwestcap.cm Vertex Janette Bankstn janette@vertexfinancial.cm A/R and Inventry Far West Capital Cle Harmnsn cle@farwest.cm ABL Lans - PNC BUSINESS CREDIT FRANK BONET frank.bnet@pnc.cm - Far West Capital - Cle Harmnsn cle@farwestcap.cm Real Estate Hard Mney Lans Regent Park Capital, LLC Steve Schultz steve@regentparkcapital.cm Sales Leaseback AIC Ventures - Matt Albracht - mattalbracht@aicventures.cm CIT Small Business Lending Crp Delma Pachec - delma.pachec@cit.cm Cnstructin A/R Vertex Janette Bankstn - janette@vertexfinancial.cm Internatinal

2 FGI Finance Elizabeth Hastings Purchase Order Financing King Trade Capital Bryan Ballwe Healthcare Presidential Healthcare Linda Walker Marquette Healthcare Finance - Dan Karas dan.karas@marquette.cm Micr Lenders: Prvide small dllar lans t brrwers excluded frm ther traditinal financial surces in amunts usually less than $200,000. Big Austin Claudia Cnner Accin Texas Ednita Galvan Peple Fund Jaime Nyla jaime@peplefund.cm Banks Large Natinals: Full service natinal banks ffer persnal and business banking, mrtgage and investment slutins. Bank f America Dwight Fransuae Villada (512) Chase Cindy Matula (512) Cmpass bank Jhn Jett (512) Wachvia Will Penny (512) William.penny@wachvia.cm Wells Farg (512) Washingtn Mutual Maria Gnzales (214) Reginal Natinals: Full service cmmunity banks ffer persnal and business banking, mrtgage and investment slutins. ABC Bank Rene Flres (512) Clnial Bank Dee Tbias (512) Franklin Bank Janne Partridge (512) Frst Bank Glria Gnzales-Andrus (512) Guaranty Bank Alex Gnzalez (512) Prsperity Bank Beatriz Pappas (512) beatriz.pappas@prsperitybanktx.cm Libertad Bank Jair Cadena (512) Regins Bank Tmmy Gnzalez (512) Credit Unins Randlph Brks FCU Les Winkler Star f Texas CU Rbert Crnad (512) University FCU Mnica Lzada (512) Velcity FCU Luis Acua (512) Lcally Owned Institutins Pineer Bank Jeff Wilkinsn jeff@pineerbanktexas.cm Hrizn Bank Jim Cne jim.cne@hriznbanktexas.cm Falcn Internatinal Bank Lisa Saucede (512) Treaty Oak Bank Jeff Nash jnash@treatyakbank.cm Equipment Finance: Prvide financing fr the purchase (and smetimes refinance) f equipment, generally in the frm f perating and capital leases. Leasing Team Equipment Leasing Ted Reynlds ted@teamfundingslutins.cm Mantis Financial Kip Amstutz kip@mantisfinancial.cm OneSurce Financial Lu Manitzas - lmanitzas@sfcrp.cm

3 GAHCC Member Banks American Bank f Cmmerce Cntact: Rene Flres Lakeline Mall Dr., Suite 100 Phne: , Fax: Bank f America Cntact: Dwight Fransuae Villada 515 Cngress Ave Phne: , Fax: Chase Cntact: Cindy Matula 221 West 6th Street, Flr 1 Austin, TX (map it!) Phne: , Fax: CIT Small Business Lending, Crpratin Cntact: Delma Pachec 901 S. Mpac, Bartn Plaza 1, Suite 300 Austin, TX (map it!) Phne: , Fax: Clnial Bank Cntact: Dee Tbias 601 West 5th Street Phne: , Fax: Cmpass Bank Cntact: Jhn Jett 5800 Nrth Mpac Austin, TX (map it!) Phne: , Fax: Falcn Internatinal Bank Cntact: Lisa Sauceda 1795 Main Street Buda, TX (map it!) Phne: , Fax:

4 Farm Credit Bank f Texas Cntact: Paul Aplinar 4801 Plaza n the Lake Drive Austin, TX (map it!) Phne: , Fax: Franklin Bank Cntact: Janne Partridge 1701 West Parmer #100 Austin, TX (map it!) Phne: , Fax: Frst Natinal Bank Cntact: Glria Gnzales-Andrus 401 Cngress Ave. Phne: , Fax: Glbal America Financial Cntact: Ylanda Cree Bilbrk Place Austin, TX (map it!) Phne: , Fax: Guaranty Bank Cntact: Alex Gnzalez 8333 Duglas Ave. Dallas, TX (map it!) Phne: , Fax: Libertad Bank Cntact: Jair Cadena 512 E. Riverside Drive, Suite 100 Austin, TX (map it!) Phne: , Fax: Prsperity Bank Cntact: Beatriz Pappas Research Blvd. Austin, TX (map it!) Phne: , Fax: Randlph-Brks Federal Credit Unin

5 Cntact: Les Winkler P.O. Bx 2097 Universal City, TX (map it!) Phne: Regins Bank Cntact: Tmmy Gnzalez 4314 West Braker Lane, Suite 100 Austin, TX (map it!) Phne: , Fax: Suthwestern Natinal Bank Cntact: Gary Gdfriend Nrth Lamar Blvd A-100 Austin, TX (map it!) Phne: , Fax: Star f Texas Credit Unin Cntact: Rbert Crnad 114 E. Huntland Dr. Austin, TX (map it!) Phne: , Fax: University Federal Credit Unin Cntact: Mnica Lzada P.O. Bx 9350 Austin, TX (map it!) Phne: Velcity Credit Unin Cntact: Luis Acuña P.O. Bx 1089 Austin, TX (map it!) Phne: , Fax: Wachvia Bank N.A. Cntact: William Penny 98 San Jacint Blvd. Phne: , Fax: Washingtn Mutual Cntact: Maria Gnzales 8501 Nrth Mpac Expswy Suite 120 Austin, TX (map it!)

6 Phne: Wells Farg Bank Texas, N.A. Austin, TX (map it!) Phne: , Fax:

Access to Capital Directory

Access to Capital Directory Access to Capital Directory Equity Providers: Provide direct capital into a company usually in exchange for ownership; terms vary by investor and risk. o Investment Advisors Investment Bankers Focus Strategies,

More information

What is an SBA Loan? SBA Loans

What is an SBA Loan? SBA Loans SBA Lans The State Bank is a Preferred SBA (Small Business Administratin) Lender. The State Bank has delegated authrity t underwrite and apprve SBA lans n behalf f the SBA, thereby greatly expediting the

More information

Thinking Different About Alternative Financing Options

Thinking Different About Alternative Financing Options Thinking Different Abut Alternative Financing Optins Christpher Mills Senir Business Develpment Officer Federal Natinal Cmmercial Credit This whitepaper will make yu think differently abut alternative

More information

Can Expanding Rooftop Solar Coexist with Traditional Electric Utilities?

Can Expanding Rooftop Solar Coexist with Traditional Electric Utilities? Can Expanding Rftp Slar Cexist with Traditinal Electric Utilities? Rbert M. Marglis Natinal Renewable Energy Labratry Presented at: GLF Electricity Seminar Schl f Advanced Internatinal Studies Jhns Hpkins

More information

The Dodd-Frank ACT lowered Points and Fees Thresholds for Section 32 and Qualified Mortgages.

The Dodd-Frank ACT lowered Points and Fees Thresholds for Section 32 and Qualified Mortgages. Whlesale Brker Acknwledgment & Electin Frm Pints and Fees fr Sectin 32 and QM and Lan Originatr Cmpensatin Sectin 32 s new expanded scpe f lans: The CFPB s 2013 HOEPA Rule expands the types f residential

More information

CHASE: YOUR RESOURCE FOR ALL YOUR FINANCIAL NEEDS

CHASE: YOUR RESOURCE FOR ALL YOUR FINANCIAL NEEDS CHASE: YOUR RESOURCE FOR ALL YOUR FINANCIAL NEEDS I lst tw dealerships when my manufacturer ended my franchise in 2009. Chase was the ONLY bank t help me get back in the game. Nt nly did they prvide me

More information

Information Guide Booklet. Home Loans

Information Guide Booklet. Home Loans Infrmatin Guide Bklet Hme Lans This Infrmatin Guide bklet prvides yu with general infrmatin nly. It will als help yu t better understand any recmmendatins we have made fr yu. Infrmatin Guide Hme Lans January

More information

Rolodex of. Tampa Bay Hard Money Lenders for. Future Millionaires

Rolodex of. Tampa Bay Hard Money Lenders for. Future Millionaires Rldex f Tampa Bay Hard Mney Lenders fr Future Millinaires AHL Hard Mney... 2 Blazevic Funding Grup... 3 Brkview Financial... 4 Blackhawk Funding... 5 NDLS Crp.. 6 WestShre Mrtgage... 7 CT Capital... 8

More information

Rural Development Rural Housing Programs

Rural Development Rural Housing Programs Rural Develpment Rural Husing Prgrams Lindsey Keyes GRH Prgram Crdinatr SFH Prgrams Sectin 502: Guaranteed Rural Husing Sectin 502: Direct Rural Husing Sectin 504: Hme Repair Lans Sectin 538: Guaranteed

More information

FundingEdge. Guide to Business Cash Advance & Bank Statement Loan Programs

FundingEdge. Guide to Business Cash Advance & Bank Statement Loan Programs Guide t Business Cash Advance & Bank Statement Lan Prgrams Cash Advances: $2,500 - $1,000,000 Business Bank Statement Lans: $5,000 - $500,000 Canada Cash Advances: $5,000 - $500,000 (must have 9 mnths

More information

Delaware State Housing Authority. Delaware First-Time Homebuyer Tax Credit

Delaware State Housing Authority. Delaware First-Time Homebuyer Tax Credit Delaware State Husing Authrity Delaware First-Time Hmebuyer Tax Credit The Delaware First-Time Hmebuyer Tax Credit Team Delaware State Husing Authrity (DSHA) has partnered with Hilltp Securities, Inc.

More information

Self-Directed IRA Investment Possibilities Investment Creativity with Security Trust Company

Self-Directed IRA Investment Possibilities Investment Creativity with Security Trust Company Self-Directed IRA Investment Pssibilities Investment Creativity with Security Trust Cmpany Security Trust Cmpany Security Trust Cmpany is a retirement plan administratr nly and des nt prvide legal, tax,

More information

Financing Options for Government Contractors

Financing Options for Government Contractors Natinal HUBZne Cnference Octber 2015 Financing Optins fr Gvernment Cntractrs 2015 Natinal HUBZne Cnference Dave Bann Streetshares Matt Stavish Republic Capital Access Chad Ludwig Access Natinal Bank Outline

More information

Clinch-Powell Rural Small Business Loan Fund Fact Sheet

Clinch-Powell Rural Small Business Loan Fund Fact Sheet Clinch-Pwell Rural Small Business Lan Fund Fact Sheet Eligible Areas: Grainger, Claibrne, Hancck, Hawkins, Unin, Jeffersn, Greene, Ccke, Campbell and rural areas f Hamblen and Knx cunties in Tennessee.

More information

Check List Forming a Small Business

Check List Forming a Small Business Frming a Small Business Intrductin: Each year, thusands f Americans catch the entrepreneurial spirit, launching small businesses t sell their prducts r services. The City f Auburn, Office f Ecnmic Develpment

More information

Are Insurance Premiums Deductible?

Are Insurance Premiums Deductible? Are Insurance Premiums Deductible? December 2011 Can I deduct the premiums? That s a questin yu prbably hear when yu re presenting an insurance cncept. Unfrtunately, the answer is generally n insurance

More information

SOLAR RENEWABLE ENERGY, LLC. Qualifications, Experience & Representative Projects

SOLAR RENEWABLE ENERGY, LLC. Qualifications, Experience & Representative Projects SOLAR RENEWABLE ENERGY, LLC Qualificatins, Experience & Representative Prjects Overview Slar Renewable Energy, LLC Qualificatins & Experience 3 Our Business At-A-Glance 4 Representative Prjects 5 Operatins

More information

The Hungarian Student Loan Scheme

The Hungarian Student Loan Scheme The Hungarian Student Lan Scheme A Brief Intrductin Educatin and Investment Plan fr Eurpe Brussels, 5 Octber 2015 Summary The Prject: The Lan Scheme The Student Lan Centre Financial structure: Funding

More information

Secondary Financing in FHA Insured Low Income Housing Tax Credit Projects September 23, 2015

Secondary Financing in FHA Insured Low Income Housing Tax Credit Projects September 23, 2015 Secndary Financing in FHA Insured Lw Incme Husing Tax Credit Prjects September 23, 2015 Aarn O Tle, Partner Klein Hrnig LLP 1325 G Street NW, Suite 770 Washingtn, DC 20005 atle@kleinhrnig.cm 202 842 0127

More information

Dr NISCHAL SRIKAIS KHANDAI (PhD)

Dr NISCHAL SRIKAIS KHANDAI (PhD) 1 Dr NISCHAL SRIKAIS KHANDAI (PhD) PROFILE AND CURRICULUM VITAE Persnal Details: 1 Name Nischal Srikais Khandai 2 Race Suth African Indian Male 3 ID 711026 5439 083 4 Age 42 years 5 Cntact details Tel:

More information

Business Support Providers. Federal Laboratories Los Alamos National Laboratories http://www.lanl.gov/

Business Support Providers. Federal Laboratories Los Alamos National Laboratories http://www.lanl.gov/ Business Supprt Prviders Federal Labratries Ls Alams Natinal Labratries http://www.lanl.gv/ Sandia Natinal Labratries http://www.sandia.gv/ State f New Mexic NM Infrmatin fr Businesses http://www.state.nm.us/categry/wrkingnm.html#business.

More information

President Obama and Secretary Geithner Announce Plans to Unlock Credit for Small Businesses

President Obama and Secretary Geithner Announce Plans to Unlock Credit for Small Businesses THE WHITE HOUSE Office f the Press Secretary FOR IMMEDIATE RELEASE March 16, 2009 President Obama and Secretary Geithner Annunce Plans t Unlck Credit fr Small Businesses Emphasizes Recvery Effrts Already

More information

Mission: History: Organizational Structure of the Bank. Industrial Commission. Advisory Board

Mission: History: Organizational Structure of the Bank. Industrial Commission. Advisory Board Missin: T deliver quality, sund financial services that prmte agriculture, cmmerce and industry in Nrth Dakta. Histry: During the early 1900's, Nrth Dakta's ecnmy was based n agriculture. Serius in-state

More information

Nature of the investment

Nature of the investment March 2014 Real Estate and Capital Markets Bulletin The Mrtgage Investment Crpratin - an Alternative Lender Intrductin In 1973, the federal gvernment intrduced measures aimed at stimulating investments

More information

Angel Oak Mortgage Solutions LLC offers Appraisal Valuation Services through our approved Appraisal Management Company: Novo Appraisal Management.

Angel Oak Mortgage Solutions LLC offers Appraisal Valuation Services through our approved Appraisal Management Company: Novo Appraisal Management. Angel Oak Mrtgage Slutins LLC ffers Appraisal Valuatin Services thrugh ur apprved Appraisal Management Cmpany: Nv Appraisal Management. Requirements have been implemented fr appraisal rders in an effrt

More information

GUIDELINES LICENSING OF FINANCIAL INSTITUTIONS

GUIDELINES LICENSING OF FINANCIAL INSTITUTIONS GUIDELINES FOR THE LICENSING OF FINANCIAL INSTITUTIONS IN TRINIDAD AND TOBAGO UNDER THE FINANCIAL INSTITUTIONS ACT, 1993 I. DEFINITIONS: Institutins may be licensed under the Financial Institutins Act,

More information

Charmaine Brooks CRM (208) 343-1904 charmaine.brooks@imergeconsult.com

Charmaine Brooks CRM (208) 343-1904 charmaine.brooks@imergeconsult.com Charmaine Brks CRM (208) 343-1904 charmaine.brks@imergecnsult.cm Overview Significant Prjects Ms. Brks is a Certified Recrds Manager and has 25+ years experience in the full lifecycle management f recrds

More information

FAQs. Therefore, the company submitting the application will be required to confirm that

FAQs. Therefore, the company submitting the application will be required to confirm that Versin January 2014 FAQs WHAT KIND OF COMPANY IS NFFX BUSINESS SUPPORT CENTER? NFFX was established as an inter-cmmunity partnership between the cities f Nürnberg and Fürth in the year 2010. It is funded

More information

MANITOBA SECURITIES COMMISSION STRATEGIC PLAN 2013-2016

MANITOBA SECURITIES COMMISSION STRATEGIC PLAN 2013-2016 MANITOBA SECURITIES COMMISSION STRATEGIC PLAN 2013-2016 The Manitba Securities Cmmissin (the Cmmissin) is a divisin f the Manitba Financial Services Agency (MFSA). The ther divisin is the Financial Institutins

More information

City of Gold Coast. Debt Management. Public Statement

City of Gold Coast. Debt Management. Public Statement City f Gld Cast Debt Management Public Statement Octber 2015 This statement explains the City f Gld Cast s debt management apprach and psitin. It includes the fllwing: Overall Financial Psitin Prfit and

More information

Wells Fargo Works for Small Business : Diverse Community Capital

Wells Fargo Works for Small Business : Diverse Community Capital Prgram Guidelines Wells Farg Wrks fr Small Business : Diverse Cmmunity Capital Nvember 2015 2015 Wells Farg Bank, N.A. All rights reserved. Table f cntents Backgrund Overview Parameters and Guidelines

More information

Electronic Signatures Laws

Electronic Signatures Laws White Paper Electrnic Signatures Laws Versin 1.0 Last Updated: 21-09-2010 www.sutisft.cm Intrductin Mst businesses these days use electrnic signatures fr btaining users cnsent r apprval f dcuments nline.

More information

US defeasance and yield maintenance in commercial real estate loans--a view from the European market

US defeasance and yield maintenance in commercial real estate loans--a view from the European market Page 1 This article was first published n Lexis PSL Banking & Finance n 30 April 2014. Click here fr a free trial f Lexis PSL. US defeasance and yield maintenance in cmmercial real estate lans--a view

More information

Basics Of Stock Market. By Ronak Nangalia Sohrab Kothari

Basics Of Stock Market. By Ronak Nangalia Sohrab Kothari Basics Of Stck Market By Rnak Nangalia Shrab Kthari Investment & Need f Investment The mney yu earn is partly spent and the rest saved fr meeting future expenses. Instead f keeping the savings idle yu

More information

2013 Small and Medium Businesses Mobile Solutions Study

2013 Small and Medium Businesses Mobile Solutions Study 2013 Small and Medium Businesses Mbile Slutins Study April, 2013 Sanjeev Aggarwal Laurie McCabe 4/15/2013 Cpyright SMB Grup 1 Why is Mbility Slutins Imprtant? In the next 3-4 years the mbile internet traffic

More information

Sonny s Franchise Company 201 North New York Avenue 3rd floor Winter Park, FL 32789

Sonny s Franchise Company 201 North New York Avenue 3rd floor Winter Park, FL 32789 Snny s Franchise Cmpany 201 Nrth New Yrk Avenue 3rd flr Winter Park, FL 32789 Phne: (407) 660-8888 Fax: (407) 660-1285 Email: sates@snnysbbq.cm Name Address PRELIMINARY FRANCHISE APPLICATION Befre filling

More information

Workforce Development and Succession Planning

Workforce Development and Succession Planning 2 0 0 9 S O L U T I O N S S U M M I T : P u b l i c T r a n s p r t a t I n W r k f r c e D e v e l p m e n t Wrkfrce Develpment and Successin Planning Jung H. Lee Assciate Directr fr Finance and Business

More information

Eligibility Requirements for Veritas s Licensing Programs

Eligibility Requirements for Veritas s Licensing Programs Eligibility Requirements fr Veritas s Licensing Prgrams The Veritas end user licensing prgrams have been designed t address the requirements f the Crprate, Gvernment and Academic market segments. Eligibility

More information

Internet and Social Media Solicitations: Wise Giving Tips

Internet and Social Media Solicitations: Wise Giving Tips Internet and Scial Media Slicitatins: Wise Giving Tips Charities use a wide variety f methds t slicit charitable dnatins. New and pwerful technlgies utilize nt just the internet and email, but als scial

More information

How much life insurance do I need? Wrong question!

How much life insurance do I need? Wrong question! Hw much life insurance d I need? Wrng questin! We are ften asked this questin r sme variatin f it. We believe it is NOT the right questin t ask. What yu REALLY need is mney, cash. S the questin shuld be

More information

How to Finance your Investment

How to Finance your Investment Hw t Finance yur Investment Acquiring a Lan - Key Steps Using the bank's mney t finance the purchase f a business rather than using yur wn capital will give yu significant tax advantages, s speak t yur

More information

Introduction to the Community Reinvestment Act Housing Action Illinois 2015 Housing Matters! Conference

Introduction to the Community Reinvestment Act Housing Action Illinois 2015 Housing Matters! Conference Intrductin t the Cmmunity Reinvestment Act Husing Actin Illinis 2015 Husing Matters! Cnference Nvember 5, 2015 Develping Bank Partnerships Bank Mtives fr Partnerships: l Welfare f the cmmunity and the

More information

Enabled Commerce Volume ($B)

Enabled Commerce Volume ($B) ebay Inc. enables glbal cmmerce n behalf f users, merchants, retailers and brands f all sizes. We enable cmmerce thrugh three reprtable segments: Marketplaces, Payments and ebay Enterprise. Driven by the

More information

DRAFT WISHIN CONNECT MARKETING PLAN June, 2011 Prepared by Aelisha Binderim

DRAFT WISHIN CONNECT MARKETING PLAN June, 2011 Prepared by Aelisha Binderim Purpse The Wiscnsin Statewide Infrmatin Netwrk (WISHIN) Cnnect Marketing Plan articulates the visin, strategy and utlk fr reaching WISHIN s target audience fr the WISHIN Cnnect prduct. The purpse f this

More information

What payments will I need to make during the construction phase? Will the lender advance construction funds prior to the work being completed?

What payments will I need to make during the construction phase? Will the lender advance construction funds prior to the work being completed? Q&A What is a cnstructin lan? A cnstructin lan prvides the financing fr the cnstructin f yur new hme. Cnstructin lans may be structured as a single r tw-settlement transactin. Cnstructin lans culd include

More information

Getting Ready for Finance

Getting Ready for Finance Getting Ready fr Finance When yur business needs finance it is imprtant t plan yur apprach t ptential lenders prir t making the appintment t present yur applicatin. The reasn fr this is that a well-prepared

More information

Emergency Preparedness Plans. Page 1 of 19

Emergency Preparedness Plans. Page 1 of 19 Emergency Preparedness Plans Page 1 f 19 Page 2 f 19 Requirements SUA Respnsibilities t AA Designate a Disaster Aging Officer DADS Disaster Crdinatr - Glen Basn A&I AAA Sectin s Disaster Team Aimee Mick*,

More information

RI Student Loan Authority

RI Student Loan Authority RI Student Lan Authrity Executive Summary f Strategic Plan Apprved by RISLA Bard f Directrs Octber 17, 2014 Missin Statement: Cnsistent with the authrity granted by the General Assembly f the State f Rhde

More information

The Cost Benefits of the Cloud are More About Real Estate Than IT

The Cost Benefits of the Cloud are More About Real Estate Than IT y The Cst Benefits f the Clud are Mre Abut Real Estate Than IT #$#%&'()*( An Osterman Research Executive Brief Published December 2010 "#$#%&'()*( Osterman Research, Inc. P.O. Bx 1058 Black Diamnd, Washingtn

More information

Internship Sectors. Business development, client management and sales

Internship Sectors. Business development, client management and sales Internship Sectrs Finance& Accunting Shanghai is mst ppular fr this sectr and therefre mst cmpetitive, but there are gd finance placements in Beijing and Shenzhen as well. Fr accunting, all 3 ffices ffer

More information

SBA 504 Financing. Long Term Asset Financing Made Possible. Glen Heller, Relationship Manager Nancy Sheridan, Specialty Finance Officer

SBA 504 Financing. Long Term Asset Financing Made Possible. Glen Heller, Relationship Manager Nancy Sheridan, Specialty Finance Officer SBA 504 Financing Lng Term Asset Financing Made Pssible Glen Heller, Relatinship Manager Nancy Sheridan, Specialty Finance Officer These prpsals are cntingent upn final Chase Bank review and apprval frm

More information

COMMERCIAL LOAN APPLICATION PACKAGE

COMMERCIAL LOAN APPLICATION PACKAGE COMMERCIAL LOAN APPLICATION PACKAGE COMMERCIAL LOAN REQUEST FORM Infrmatin Checklist The fllwing checklist will help yu gather the necessary infrmatin fr the initial evaluatin f yur cmmercial lan request.

More information

A Summary of Your Rights Under the Fair Credit Reporting Act

A Summary of Your Rights Under the Fair Credit Reporting Act Para infrmacin en Espanl, visite www.ftc.gv/credit escribe a la FTC Cnsumer Respnse Center, Rm 130-A 600 Pennsylvania Ave. N.W., Washingtn, D.C. 20580. A Summary f Yur Rights Under the Fair Credit Reprting

More information

South Dakota State Library (SDSL) School Library Integrated Library Systems White Paper. April 2014

South Dakota State Library (SDSL) School Library Integrated Library Systems White Paper. April 2014 Suth Dakta State Library Suth Dakta State Library (SDSL) Schl Library Integrated Library Systems White Paper April 2014 Visin Effective, well-resurced libraries are critical t the scial and ecnmic develpment

More information

CONTENTS UNDERSTANDING PPACA. Implications of PPACA Relative to Student Athletes. Institution Level Discussion/Decisions.

CONTENTS UNDERSTANDING PPACA. Implications of PPACA Relative to Student Athletes. Institution Level Discussion/Decisions. This dcument is intended t prvide NCAA member institutins with an infrmatinal guide regarding the ptential implicatins f the Patient Prtectin and Affrdable Care Act f 2010 (PPACA) when fully implemented

More information

MARKETING PLAN. Contract Marketing: Working Together to Ensure Wide Acceptance

MARKETING PLAN. Contract Marketing: Working Together to Ensure Wide Acceptance Cntract Marketing: Wrking Tgether t Ensure Wide Acceptance AT&T understands the imprtance f develping an effective marketing plan fr the prpagatin f TEX-AN NG prducts and services. Wrking in cnjunctin

More information

Delaware, u.s.a Limited Liability Company

Delaware, u.s.a Limited Liability Company Delaware, u.s.a Limited Liability Cmpany Key Pints: Delaware s crprate law is ne f the mst flexible laws in the U.S.A. The Delaware Curt f Chancery is the curt respnsible fr crprate litigatin. It fcuses

More information

Exploring your Student Loan Repayment Options

Exploring your Student Loan Repayment Options Explring yur Student Lan Repayment Optins Student Lan Crisis Yu Are Nt Alne! Currently at $1.26 trillin Increasing at $2,854 per secnd Average debt lad $29,400 43 millin Americans carrying student lan

More information

Bond Authorization Requested

Bond Authorization Requested District r Charter Schl Cntact Persn: Address 1: Address 2: City: Zip Cde: Telephne: Email Address: Bnd Authrizatin Requested The maximum bnd authrizatin that may be requested per district r charter schl

More information

Utility Tax Training Seminars. Deloitte Center. for Energy Solutions. Utility Industry Book/Tax Differences March 25, 2015

Utility Tax Training Seminars. Deloitte Center. for Energy Solutions. Utility Industry Book/Tax Differences March 25, 2015 Utility Industry Bk/Tax Differences March 25, 2015 Financial Reprting fr Incme Taxes: Rate-regulated Utilities March 26, 2015 Dallas, TX Delitte Center fr Energy Slutins The Prgram Utility Industry Bk/Tax

More information

Solo 401(k)s Self-Directed Retirement Accounts for Sole Proprietors & Small Business Owners

Solo 401(k)s Self-Directed Retirement Accounts for Sole Proprietors & Small Business Owners Sl 401(k)s Self-Directed Retirement Accunts fr Sle Prprietrs & Small Business Owners 2008 Security Trust Cmpany Security Trust Cmpany Security Trust Cmpany is a retirement plan administratr nly and des

More information

Campaign Fact Sheet About the Loan Modification Scam Epidemic national foreclosure rate 2.1%. Every 20 seconds

Campaign Fact Sheet About the Loan Modification Scam Epidemic national foreclosure rate 2.1%. Every 20 seconds Campaign Fact Sheet Abut the Lan Mdificatin Scam Epidemic Tday, the natinal freclsure rate stands at. Every 20 secnds in America, there is anther freclsure filing. There are mre than 4,260 hme freclsure

More information

Healthy, Wealthy and Wise* Lunchtime Presentations, Spring 2016

Healthy, Wealthy and Wise* Lunchtime Presentations, Spring 2016 Page 1 f 6 Date, Time and Place Tuesday 3/1 12:00-1:30 Healthy, Wealthy and Wise* Lunchtime Presentatins, Spring 2016 The theme f the series is hw t keep fit; financially, mentally and physically. There

More information

Palais des Congrès 1001, Place Jean-Paul-Riopelle Montréal, QC H2Z 1H5

Palais des Congrès 1001, Place Jean-Paul-Riopelle Montréal, QC H2Z 1H5 Palais des Cngrès 1001, Place Jean-Paul-Ripelle Mntréal, QC H2Z 1H5 Abut DTL QC. DTL QC. is back. Building n the success f the inaugural event in 2014, RCC is nce again hsting a cnference designed t bring

More information

QBT - Making business travel simple

QBT - Making business travel simple QBT - Making business travel simple In business travel, cmplexity csts. S, we ffer less f it. We adpt the latest technlgy and make it simple, transparent and highly persnal. S yu get mre f what yu need

More information

Economic Development Finance Professional Certification Program. Economic Development Finance Professional Certification Program (EDFP)

Economic Development Finance Professional Certification Program. Economic Development Finance Professional Certification Program (EDFP) Ecnmic Develpment Finance Prfessinal Certificatin Prgram I. Curriculum Ecnmic Develpment Finance Prfessinal Certificatin Prgram (EDFP) "NDC's EDFP Certificatin Prgram gave me the fundatin t wrk with a

More information

KAA AUSTRALIA GROUP. Capabilities document. February 2015

KAA AUSTRALIA GROUP. Capabilities document. February 2015 KAA AUSTRALIA GROUP Capabilities dcument February 2015 TABLE OF CONTENTS WHO WE ARE... 2 ABOUT KAA Australia... 2 OUR ACHIEVEMENTS... 2 SKILLS MATRIX... 2 CAPABILITIES... 3-5 Accunting Services Taxatin

More information

Copernicus & Big Data: A Perspective from the European EO Services Industry. Geoff Sawyer: EARSC Secretary General

Copernicus & Big Data: A Perspective from the European EO Services Industry. Geoff Sawyer: EARSC Secretary General Cpernicus & Big Data: A Perspective frm the Eurpean EO Services Industry. Geff Sawyer: EARSC Secretary General What is EARSC? EARSC is a trade assciatin (NPO), funded in 1989, which represents cmpanies:

More information

Buffalo Niagara Region Shared Services Opportunities

Buffalo Niagara Region Shared Services Opportunities Buffal Niagara Regin Shared Services Opprtunities Western New Yrk State has ver 50 cmpanies with ver 16,000 emplyees in custmer cntact centers and back ffice peratins. Based n the success f ur emplyers

More information

Whenever practicable, the cap should be discussed and specifically agreed with the other party. This is discussed further below, see Agreeing a cap.

Whenever practicable, the cap should be discussed and specifically agreed with the other party. This is discussed further below, see Agreeing a cap. Liability Briefing updated Octber 2008 Managing liability thrugh financial caps 26 Stre Street Lndn WC1E 7BT Tel: 020 7399 7400 Fax: 020 399 7425 Every well-run business must manage the risks that it faces

More information

GENERAL SMALL BUSINESS DEVELOPMENT RESOURCES

GENERAL SMALL BUSINESS DEVELOPMENT RESOURCES GENERAL SMALL BUSINESS DEVELOPMENT RESOURCES ALABAMA SMALL BUSINESS DEVELOPMENT CONSORTIUM (ASBDC) William Campbell, Jr. State Directr University f Alabama at Birmingham 2800 Milan Curt, Suite 124 Birmingham,

More information

Please provide a 2-3 sentence summary of your proposal: Financial Profile of Organization:

Please provide a 2-3 sentence summary of your proposal: Financial Profile of Organization: Name f Applicant Organizatin: Address: City, State, Zip: Phne: Fax: Email: Primary Cntact & Title: Federal EIN Number: Website: Age f Organizatin: Please prvide a 2-3 sentence summary f yur prpsal: Financial

More information

SMALL BUSINESS DEVELOPMENT RESOURCES

SMALL BUSINESS DEVELOPMENT RESOURCES SMALL BUSINESS DEVELOPMENT RESOURCES General Small Business Develpment Resurces 213 Incubatrs 221 Alabama Ecnmic Develpment Resurce Directry Ecnmic & Cmmunity Develpment Institute 212 GENERAL SMALL BUSINESS

More information

WHAT YOU NEED TO KNOW ABOUT. Protecting your Privacy

WHAT YOU NEED TO KNOW ABOUT. Protecting your Privacy WHAT YOU NEED TO KNOW ABOUT Prtecting yur Privacy YOUR PRIVACY IS OUR PRIORITY Credit unins have a histry f respecting the privacy f ur members and custmers. Yur Bard f Directrs has adpted the Credit Unin

More information

FACT SHEET BORROWING THROUGH SUPER. Prepared by Brett Griffiths, Director Superannuation Consulting e bgriffiths@vincents.com.au

FACT SHEET BORROWING THROUGH SUPER. Prepared by Brett Griffiths, Director Superannuation Consulting e bgriffiths@vincents.com.au FACT SHEET BORROWING THROUGH SUPER Prepared by Brett Griffiths, Directr Superannuatin Cnsulting e bgriffiths@vincents.cm.au FACT SHEET Since September 2007 Self Managed Superannuatin Funds (SMSF s) can

More information

Errors & Omissions Insurance for Title, Escrow Agents and Abstractors. Endorsed by the American Land Title Association

Errors & Omissions Insurance for Title, Escrow Agents and Abstractors. Endorsed by the American Land Title Association Errrs & Omissins Insurance fr Title, Escrw Agents and Abstractrs Endrsed by the American Land Title Assciatin The Insurance Cmpany: Title Industry Assurance Cmpany, a Risk Retentin Grup TIAC issued its

More information

PLANNING FOR QUALITY CARE AND INDEPENDENCE. Why you need to plan for long-term care assistance, and what funding options are available.

PLANNING FOR QUALITY CARE AND INDEPENDENCE. Why you need to plan for long-term care assistance, and what funding options are available. PLANNING FOR QUALITY CARE AND INDEPENDENCE Why yu need t plan fr lng-term care assistance, and what funding ptins are available. PLANNING FOR QUALITY CARE AND INDEPENDENCE The value f planning ahead The

More information

CLEARANCE REVIEWS FOR STUDENT RESTRICTION ISSUES OTHER THAN ACADEMIC PROGRESS

CLEARANCE REVIEWS FOR STUDENT RESTRICTION ISSUES OTHER THAN ACADEMIC PROGRESS CLEARANCE REVIEWS FOR STUDENT RESTRICTION ISSUES OTHER THAN ACADEMIC PROGRESS Only the Ministry f Training, Clleges & Universities can cnsider clearance reviews fr mst ther student restrictin issues. These

More information

Predictive Analytics

Predictive Analytics Predictive Analytics Tm Millnig Chief Executive Officer, Prfility Inc. Rma, 23 settembre 2015 Predictive Analytics The Glbal Challenge Prfility Leverage s interrai Assessments Patient Specifics Predictive

More information

How To Understand The Financial Structure Of A Hedge Fund

How To Understand The Financial Structure Of A Hedge Fund Glbal Prime Finance Hedge Fund Cnsulting Grup Hedge Fund Cmpensatin Trends and Deferred Cmpensatin Plans fr US Funds Ntes frm DB Glbal Prime Finance Cnsulting Dinners Chicag / Dallas July 2011 General

More information

RE: Notice 2015-16 - Excise Tax on High Cost Employer-Sponsored Health Coverage

RE: Notice 2015-16 - Excise Tax on High Cost Employer-Sponsored Health Coverage Richard Stver, FSA, MAAA Principal and Cnsulting Actuary Knwledge Resurce Center May 15, 2015 Submitted electrnically via http://regulatins.gv/ Buck Cnsultants, LLC. 500 Plaza Drive Secaucus, NJ 07096

More information

Comprehensive Health Management, Inc. 401(k) Retirement Savings Plan Rollover Contribution Instructions

Comprehensive Health Management, Inc. 401(k) Retirement Savings Plan Rollover Contribution Instructions T. Rwe Price Retirement Plan Services, Inc. P.O. Bx 17215 Baltimre, Maryland 21297-1215 4515 Painters Mill Rad Owings Mills, Maryland 21117-4903 Cmprehensive Health Management, Inc. 401(k) Retirement Savings

More information

6101 - DEPARTMENT OF ADMINISTRATION 14-BANKING AND FINANCIAL DIVISION

6101 - DEPARTMENT OF ADMINISTRATION 14-BANKING AND FINANCIAL DIVISION Prgram Budget Cmparisn The fllwing table summarizes the ttal executive budget fr the prgram by year, type f expenditure, and surce f funding. Prgram Budget Cmparisn Budget Item Base Fiscal 2012 Apprp.

More information

Overview of ETS in Committee T1

Overview of ETS in Committee T1 Internatinal Telecmmunicatin Unin Overview f ETS in Cmmittee T1 Arthur Webster U.S. Department f Cmmerce, NTIA/ITS Emergency Telecmmuncatins in Cmmittee T1 T1 and T1A1 Rle T1 Technical Reprt Overview f

More information

STATE PLAN UNDER TITLE XIX OF THE SOCIAL SECURITY ACT MEDICAL ASSISTANCE PROGRAM. State of Colorado

STATE PLAN UNDER TITLE XIX OF THE SOCIAL SECURITY ACT MEDICAL ASSISTANCE PROGRAM. State of Colorado Page 1 f5 Taraet Grup Targeted case management services will be prvided t alchl r ther drug dependent Medicaid clients wh need assistance in btaining necessary scial educatinal vcatinal and ther services

More information

Community Start-Up and Maintenance Benefit (CSUMB), November, 2012 Page 1

Community Start-Up and Maintenance Benefit (CSUMB), November, 2012 Page 1 Cmmunity Start-Up and Maintenance Benefit (CSUMB) ends January, 2013 Gvernment will end the Cmmunity Start-Up and Maintenance Benefit (CSUMB) as f January 1, 2013. CSUMB helps peple n assistance with csts

More information

CPP INVESTMENT BOARD REPORTS FISCAL THIRD QUARTER PERFORMANCE RESULTS

CPP INVESTMENT BOARD REPORTS FISCAL THIRD QUARTER PERFORMANCE RESULTS CPP INVESTMENT BOARD REPORTS FISCAL THIRD QUARTER PERFORMANCE RESULTS $5 Billin in Investment Incme TORONTO, ON (February 15, 2013): The CPP Fund ended the third quarter f its 2013 fiscal year n December

More information

If gold s main value is in being a real asset, don t more useful real assets offer better protection?

If gold s main value is in being a real asset, don t more useful real assets offer better protection? Tcqueville Bullin Reserve real asset. real wnership. KeyFactsandFrequentlyAskedQuestins: Whydesanallcatintnn financialassetsmakesenseatthistime? DuringtheGlbalFinancialCrisis(GFC)f2007 2009allriskassetsunexpectedlymvedintandeminflictingmassive

More information

Analysis of Small Business Lending in Texas. Special Report to the Finance Commission of Texas

Analysis of Small Business Lending in Texas. Special Report to the Finance Commission of Texas Analysis f Small Business Lending in Texas Special Reprt t the Finance Cmmissin f Texas ! Cnducted in the summer and fall f 2001! Fcusing n 4 issues related t small business lending: Availability f Credit;

More information

State of Florida Department of Children and Families

State of Florida Department of Children and Families Charlie Crist Gvernr State f Flrida Department f Children and Families Rbert A. Butterwrth Secretary Reginal Directr May 13, 2008 Mrs. Tedi Hedstrm 259 Nrth Rsce Blvd. Pnte Vedra, FL 32082 Certified Mail

More information

Town of Wayland, Massachusetts Investment Policy Statement General Fund & Trust Funds

Town of Wayland, Massachusetts Investment Policy Statement General Fund & Trust Funds Twn f Wayland, Massachusetts Investment Plicy Statement General Fund & Trust Funds I. The Investment f General Funds, Special Revenue Funds, Enterprise Funds, and Capital Prjects Funds A. Scpe This sectin

More information

The Allstate Foundation Domestic Violence Program 2015 Moving Ahead Financial Empowerment Grant

The Allstate Foundation Domestic Violence Program 2015 Moving Ahead Financial Empowerment Grant The Allstate Fundatin Dmestic Vilence Prgram 2015 Mving Ahead Financial Empwerment Grant Due Date: September 1, 2015 Online applicatin: https://www.grantrequest.cm/sid_1010?sa=sna&fid=35296 The Allstate

More information

Federal Infrastructure and Asset Management

Federal Infrastructure and Asset Management A strnger ecnmy, cleaner envirnment and liveable cmmunities Une écnmie plus frte, un envirnnement plus prpre, des cllectivités habitables Federal Infrastructure and Asset Management Presentatin t Asset

More information

Loan Repayment Planning Worksheet

Loan Repayment Planning Worksheet Lan Repayment Planning Wrksheet Date: Think f yur federal student lans as yur EDUCATION MORTGAGE. It is the financing yu ve brrwed t make this imprtant investment in yurself. The gd news is that this mrtgage

More information

Financial advisory and taxation services in Australia

Financial advisory and taxation services in Australia Financial advisry and taxatin services in Australia CPA Australia The Institute f Chartered Accuntants in Australia The Natinal Institute f Accuntants Intrductin: Access t financial and tax advice Cnsumers

More information

ICBA Summary of Ability-to-Repay/ Qualified Mortgage Final Rules

ICBA Summary of Ability-to-Repay/ Qualified Mortgage Final Rules ICBA Summary f Ability-t-Repay/ Qualified Mrtgage Final Rules September 2013 Cntact: Elizabeth Eurgubian Vice President and Regulatry Cunsel elizabeth.eurgubian@icba.rg www.icba.rg ICBA Summary f Ability-t-Repay/Qualified

More information

TAX EXEMPT ORGANIZATIONS

TAX EXEMPT ORGANIZATIONS THE TAX POLICY BRIEFING BOOK A Citizens' Guide fr the 2008 Electin and Beynd TAX EXEMPT ORGANIZATIONS Hw are charitable cntributins treated?...ii-14-1 Which entities are exempt?...ii-14-3 Wh benefits frm

More information

Using Tax Credits To Help Fund Facilities Needs of Non-Profit Organizations

Using Tax Credits To Help Fund Facilities Needs of Non-Profit Organizations Using Tax Credits T Help Fund Facilities Needs f Nn-Prfit Organizatins AGENDA Agenda: Presenter Intrductins Making the Case Hw it Wrks Tax Credits Eligibility Frum TAX CREDITS FOR NON PROFIT ORGANIZATIONS

More information

BAIA CORPORATE SUPPORT DONATION PROGRAMS

BAIA CORPORATE SUPPORT DONATION PROGRAMS BAIA CORPORATE SUPPORT DONATION PROGRAMS 1 BAIA CORPORATE SUPPORT DONATION PROGRAMS 1. Supprt BAIA BAIA is pen t all cmpanies and ther assciatins that have an interest in aggregating and prmting business

More information

Lisa McAree, CLU, LTCP. Shaw Society Boston College May 2013

Lisa McAree, CLU, LTCP. Shaw Society Boston College May 2013 Lisa McAree, CLU, LTCP Shaw Sciety Bstn Cllege May 2013 By 2030 nearly 71 millin Americans will be age 65 r lder - representing 20% f the American ppulatin 1 Where are we ging t live? What type f health

More information