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1 banking everywhere

2 wherever you are As a Summerland customer, you ll have your choice of how you do your banking with us, wherever you are. Fan of the digital age? Our Internet Banking means you can do your banking on your PC, tablet or smartphone, anytime you want. Out and about a lot? Do your banking on the go with our easy app and Phone Banking. If you d like to talk to someone directly, but can t make it to a branch, our friendly Contact Centre is ready to answer your call or web chat. Prefer that one-on-one face time? We have 13 branches from Coolangatta to Grafton, and we d love to see you! Whether you re local, around Australia or abroad, it s easy to be a Summerland customer and get all the service you need; whenever, wherever. Ask us for a handy eaccess card with all the info you need on using our electronic services. 24/7 banking internet banking If you prefer to do your banking at a time and place that suits you - you can! Our Internet Banking is safe and easy to use. Here are just some of the fantastic features: transfer money between your accounts, to other credit union accounts, or another financial institution view and pay bills using Bpay view your statements online with estatements retrieve, export and print transaction history confirm the interest you ve earned apply for a loan set up alerts to keep an eye on your account activity transfer funds overseas activate your card online update your card status easily and quickly to avoid unauthorised use of lost or stolen cards.

3 mobile banking If you re a mobile phone addict or are on the go a lot, our phone app is for you. You can transfer money, check balances, and perform other banking tasks while you re out and about, easy! Download our app for ios or Android. phone banking Our Phone Banking lets you do your banking over the phone easily. You ll be able to retrieve account information, transfer funds, pay bills and order transaction listings. Once registered, call or if you re overseas, call Enter your customer number and access code New users - a temporary access code will be verbally advised by staff. You ll be asked to change your access code to one of your choosing. Please do not use a simple sequence or birth dates. Your code shouldn t be easily guessed and you can change it at any time. Follow the voice prompts. phone banking options 1. check account balances 2. review up to 5 previous transactions 3. transfer funds to another account 4. order a statement 5. request a loan application form or log a loan request 6. change your access code 7. make a BPAY payment

4 sms alerts With a quick txt of a command code to , you can get instant updates on your account balances. command codes Code B T TXC TXD I Info delivered Balance request (includes available balance) Transaction history starting from your first account* Transaction history - credits only Transaction history - debits only Interest Earned / Paid Request *Enter T1 for transaction history on your 1 st account only *Enter T2 for transaction history on your 2 nd account only, etc It s also easy to set up regular alerts and receive a txt regarding account activity, such as: 1. your account balance falls below or rises above a specified level 2. a direct debit or credit is processed to your account. Or schedule regular account balance updates and stay on top of your finances. To register for SMS Alerts or to set up an alert once you ve registered, simply log into Internet Banking or ask our friendly staff to help. estatements Be first in line to get your statements and help the environment. With estatements, you ll get an alert each month when your statement is ready. It ll be available sooner, as you don t need to wait for it to be posted out, and it s easily accessed online.

5 Access your statements in one handy online location - no more sorting through piles of paper to find the statement you need. If you already use Internet Banking, log on now and register, or give us a call. Join the growing number of people making their lives easier and taking decisive action to help the environment. great card options With a Summerland Visa credit card, Visa debit card or eftpos card, you can choose how you want to access your money. Visa credit cards are accepted at over 30 million locations worldwide. With two types of credit card available, you can choose the one that suits you; Low Rate or Rewards. Our Visa debit card gives you the freedom to shop using your own money in Australia, online or when travelling overseas, with 24/7 access to your funds in most countries. An eftpos card is perfect for people who prefer to do their shopping in person, with quick access in Australia to your money via ATMs, or in stores with eftpos facility. bank@post Bank@Post is Australia Post s agency banking service and is a wonderfully convenient extension of Summerland Credit Union. With banking facilities available at over 3,000 Australia Post outlets nationally displaying the Bank@Post sign, you can make withdrawals, deposit cheques and cash, and even make loan repayments. Just use your card and PIN.

6 help & support friendly Contact Centre If you d prefer to speak to someone directly, our Contact Centre can give you expert, one-on-one assistance, wherever you are. Just call , or, if you re overseas, you can call us on us anytime at info@summerland.com.au our website Looking for more information about any of our products, seeking help with your finances, or want to get in touch with us via , click to call or web chat? Our website can help with info on our products and services, financial tools and calculators to assist you with your finances. Just visit summerland.com.au getting social Are you a Facebook, Twitter or Instagram fan? We are, too! We d love to hear from you, so hop online and like (facebook. com/summerlandcu), follow us on Instagram (@Summerland_CU), or join the conversation on Twitter (@SummerlandCU). You ll also be the first to know about any fantastic competitions or offers, so don t miss out!

7 banking everywhere Summerland ticks all the right boxes: World-wide access to funds Regulated by Australian Prudential Regulation Authority Deposits are protected by the Federal Government Guarantee (up to $250,000 per customer) Easy to use app Electronic banking services Live anywhere in Australia Travel anywhere in the world Environmentally focussed organisation Earth, Water, Air and Fire are generally known as the ancient elements of nature; they are interconnected and interdependent; and together they are also inseparably interwoven with our natural environment. At Summerland, we pursue a sustainability approach where the links between our environment, economy and communities are recognised. Every rock, drop of rain, breath of air and fire ember is a vital part of our natural environment embraced by our responsible environmental practices.

8 ready to join? If you re ready to become a Summerland customer, or like more info on our products and services, please: Phone info@summerland.com.au Visit summerland.com.au Drop into your local branch Banking on Football Products Phone info@bof.com.au Visit bof.com.au From overseas call SuMMERLAND loans saving investing insurance Alstonville Ballina Bangalow Casino Coolangatta Evans Head Grafton Kingscliff Kyogle Lismore Nimbin Ocean Shores Southern Cross University Summerland may provide general financial advice which does not take into account your personal objectives, financial situation or needs. Before acting on such advice, you should assess whether it is appropriate for you, in light of your objectives, financial situation and needs. We recommend you read information detailed in our Financial Services Guide, General Terms and Conditions and in our product brochures before making decisions on any of our products or services. Terms and conditions, fees, charges and eligibility criteria may apply. See us for details. Banking on Football (BOF) is a brand of Summerland. Information is accurate at time of printing. E&OE. ABN AFSL / Australian Credit Licence PO Box 657 Lismore NSW 2480 SEBE1.3 CO2 printed on Revive 100% recycled paper using vegetable based inks carbon neutral

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