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1 eaccess easy electronic access to your money SuMMERLAND

2 eaccess The safe and flexible way to access your money and financial information, whether you re shopping, on holiday, at home or on the go. eaccess makes your life easier, so you can bank the way that suits you. internet banking Summerland s Internet Banking: a safe and easy-to-use way of banking anywhere you have internet access. what you can do accounts & payments open accounts online - you can open new accounts at a time to suit you account balances - check up on your accounts transaction list - view all of your transactions during a specified date range funds transfers - transfer money between your own accounts, or to any other account within Australia overseas transfers - transfer funds overseas interest earned - keep an eye on how much interest your accounts are earning auto transfers - set up future-dated funds transfers, either one offs or recurring log on to pcaccess.summerland.com.au

3 payroll details - view direct credit suppliers for your accounts batch processing - ideal for businesses, send out a batch of payments in one go, either one-off or recurring cheque - request a Financial Institution cheque from any of your accounts BPay payment - pay your bills quickly and easily BPay view - receive your bills electronically estatements - save on paper, receive and view your monthly statements online SMS alerts - keep track of your account balances with txts straight to your mobile loans loan redraw - redraw any extra funds you ve accumulated on your eligible mortgage loan application - apply for a loan anywhere, anytime loan status - check up on your loan application s current status or visit our website summerland.com.au

4 mobile banking Are you registered for Internet Banking? Don t feel restricted by having to do all your banking on a computer. If you re out and about, do your banking on the go with Mobile Banking. Download the iphone app or visit summerland.com.au/mobi on your phone and you can check your accounts, transfer money, pay bills, and more! sms alerts With a quick txt to , you can get instant updates on your account balances. It s also easy to set up regular alerts and receive a txt regarding account activity, such as: 1. account balance falls below or rises above a specified level 2. direct debit or credit is processed to your account. Or schedule regular account balance updates and stay on top of your finances. For txt options, jump online, visit a branch, give us a call or ask for our handy eaccess card. To register for SMS Alerts or to set up an alert once you ve registered, simply log into Internet Banking or ask our friendly staff to help.

5 estatements Be first in line to get your statements and help the environment while you re at it. With estatements, you ll get an alert each month when your statement is ready. It ll be available sooner, as you don t need to wait for it to be posted out, and it s easily accessed online. You can access up to 7 years of statements in one handy online location - no more sorting through piles of paper to find the statement you need. If you already use Internet Banking, log on now and register - it s fast, easy to use, and totally FREE. Not an Internet Banking user? Contact us and we ll register you. Join the growing number of people making their lives easier and taking decisive action to help the environment.

6 phone banking Save time and money by accessing your accounts from your phone. Summerland s Phone Banking: a fast, easyto-use and safe way to do your banking from any phone, wherever you are. what you can do check your account balances review up to 5 previous transactions on each account transfer funds to another account make a BPay payment order a statement request a loan application form or a callback from a loans consultant change your access code

7 how to do it Using Phone Banking is as easy as 1, 2, 3: 1. call * 2. enter your customer number then # 3. enter your secure access code then # Follow the voice prompts and enjoy your easy Phone Banking experience! * If you re calling from overseas, the number is:

8 ready to start using eaccess? Register for eaccess and we ll give you a wallet-size card that has all the codes and numbers you ll need to get going. Just keep it in your wallet or purse... easy! We also provide a branch network, phone Support Centre, national ATM network, cash dispensing machines and debit card access to make banking with Summerland flexible and easy. SuMMERLAND summerland.com.au loans saving investing insurance Terms & Conditions For products covered in this brochure, terms and conditions, fees and charges apply. See us for details. SMS Alerts. When returning balance request information the system will return as many accounts as possible (within the 160 character limitation of SMS). To enable as many accounts as possible to be sent, the system will limit account descriptions to 25 characters. When returning transaction history information the system will return as many transactions as possible (within the 160 character limitation of SMS) for the requested account. To enable as many transactions as possible to be sent the system will limit transaction descriptions to 30 characters. This is general advice only and may not be right for you. Please read the Financial Services Guide, Terms and Conditions for Deposit Products and Services before making decisions. A copy can be obtained online, from one of our branches, or by calling our Support Centre on ABN AFSL/Australian Credit Licence SEEA1.2

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