Personal Loans. Everything you need to get you moving.

Size: px
Start display at page:

Download "Personal Loans. Everything you need to get you moving."

Transcription

1 Personal Loans Everything you need to get you moving.

2 Start with Suncorp Bank If you ve found something you love, and you just can t wait to make it yours, a Suncorp Bank Personal Loan can help. Whether you need a holiday, think your home could do with some renovations, or would love to drive away in a new car, Suncorp Bank can help you get what you want sooner. With flexible terms and a quick and easy application process, a Suncorp Bank Personal Loan can get you where you want to be, sooner than you thought possible. When you re with Suncorp Bank, we see you for what you are a real person, not a number. Which means you can enjoy the personal touch of a small bank, backed by the full service, strength and security of a big bank. Established in 1902 Australia s 5th largest bank We re 100% independent from the big four banks Choose a Suncorp Bank Personal Loan for: Fast, simple approval process Apply at a Suncorp Bank branch or over the phone and we can usually give conditional approval the next working day. Once approved, you ll have access to your cash in no time. A fixed, competitive rate Your minimum repayments will never change for the term of your loan, which helps make budgeting easier. Low fees There s a low establishment fee, a low account keeping fee and no penalties for lump sum payments. An early payout fee applies if you repay your loan within 12 months of settlement (for loan terms exceeding 12 months). Flexible repayments Pay weekly, fortnightly or monthly the choice is yours. Flexible loan terms Loans start at $5,000 and you can spread your repayments over a period of 1 to 7 years, depending on the loan amount and purpose. Choose your repayment method Pay via internet banking, phone banking, direct debit, BPAY or direct credit transfer from your Suncorp Bank account.

3 The fast lane to the right loan. Suncorp Bank offers a range of personal loans to suit your individual needs. Use this comparison table to decide which loan product is right for you. Ideal for Secured Car Loan ~ New car Used car purchased privately or via a dealer that s less than 12 years old by the end of your loan term Refinancing your existing secured personal loan from another institution Unsecured Personal Loan Used car Refinance & debt consolidation Travel / holiday Any worthwhile purpose Minimum loan amount $5,000 $5,000 Flexible loan terms Your choice of loan term from 1 to 7 years^. Your choice of loan term from 1 to 7 years^. Interest rate Fixed Fixed Benefits Low fees By using your car as security you have the benefit of a lower interest rate compared to unsecured loans. $175 loan establishment fee $5 monthly account keeping fee $300 early payout fee* No security required and your loan purpose can be for anything worthwhile. $175 loan establishment fee $5 monthly account keeping fee $300 early payout fee* Flexible repayments Optional loan protection insurance Make additional repayments whenever you like, to help pay off your loan sooner*. When you qualify for a personal loan with Suncorp Bank you may also be eligible for Consumer Credit Insurance. For a nominal fee you can insure your repayments. It is a small price to pay for the peace of mind of knowing that in the event of your death or a temporary disability, your loan repayments would be covered. How to apply Call Call How soon can I have my loan? Conditional approval can usually be given the working day after we receive your application. Apply online, and it can be even quicker. If everything checks out, you ll have your loan fast. ~ Fees payable to PPSR (Personal Property Securities Register) apply. ^ Maximum loan term for debt consolidation or refinance is 5 years. * An Early Payout Fee applies if the loan is repaid within 12 months of settlement and the term of the loan exceeds 12 months.

4 Let s get started. Applying is easy. If you re 18 years or older, an Australian resident, earning a minimum net income of $25,000 a year, able to meet the repayments, and looking to borrow more than $5,000, you could be on your way to getting what you want. We can usually give conditional approval the working day after we receive your application or if you apply online, it can be even quicker. If everything checks out, you ll have your loan fast. Find out how much you may be able to borrow, your repayments, and other information at To help us approve your personal loan, you ll need to supply: Personal ID Proof of income Such as your 3 most recent pay slips More to keep you moving. Now you ve found what you wanted, and got the funds to make it yours, it s a great idea to protect it with our range of Suncorp Insurance products. Consumer Credit Insurance Comprehensive Car Insurance # Compulsory Third Party Insurance CTP # Visit My Car Solutions Suncorp Bank can help you get behind the wheel as soon as possible. Call or pop into any branch to find out how we can provide a one-stop vehicle finance and car insurance solution for you. Proof of residence For example a rates notice, rent receipt or tenancy agreement Proof of current liabilities Such as credit card or personal loan statements Proof of non-suncorp savings Savings Account, Term Deposit, or Managed Fund statements

5 Banking products (including personal loans) are issued by Suncorp-Metway Ltd ABN Australian Credit Licence number ( Suncorp Bank ). # CTP and Car Insurance are issued by AAI Limited ABN trading as Suncorp Insurance. Read the Product Disclosure Statement before buying this Insurance. Contact us on for a copy. To approved applicants only. Fees, charges, terms and conditions apply and are available upon request. Any information contained in this document has been prepared without taking into account your objectives, financial situation or needs. For that reason, before acting on this information, you should consider its appropriateness having regard to your own objectives, financial situation and needs. You should read and consider the Product Disclosure Statement (PDS) for Suncorp Consumer Credit Insurance for Personal Loans which is issued by Suncorp Life & Superannuation Limited ABN , AFSL ( SLSL ) and consider obtaining independent advice before making any decision about this product. Various products and services are provided by different entities of the Suncorp Group. Suncorp Bank is not responsible or liable for, and does not guarantee the products and services (including Suncorp Consumer Credit Insurance for Personal Loans, Car Insurance and CTP) provided by other entities, including SLSL and Suncorp Insurance, of the Suncorp Group. Call suncorpbank.com.au /07/13 A

Home Loans made easy

Home Loans made easy Home Loans made easy Finding the information you need in this brochure 03 Your own Home Loan Specialist 04 Why Suncorp Bank 06 Home loan options explained 6 Variable Rate 8 Fixed Rate 8 Line of Credit

More information

Loans for just about everything

Loans for just about everything Bankwest s Loans for just about everything I could use a holiday. Happy Banking What do you need money for? Are you thinking about a new car or starting home renovations? Perhaps a holiday on a tropical

More information

Business Lending. Maximising your cash flow and financing your business needs

Business Lending. Maximising your cash flow and financing your business needs Business Lending Maximising your cash flow and financing your business needs You drive the business. We ll drive the service. Often there just isn t enough time to stop and think about how you could improve

More information

WESTPAC FLEXI LOAN. You call the shots.

WESTPAC FLEXI LOAN. You call the shots. WESTPAC FLEXI LOAN You call the shots. Westpac Flexi Loan at a glance. Apply in as little as 15 minutes Get a response in under 60 seconds 1 Choice of flexible s Make withdrawals at any time up to your

More information

COVER THOSE YOU LOVE A GUIDE TO LIFE INSURANCE SUNCORP LIFE PROTECT

COVER THOSE YOU LOVE A GUIDE TO LIFE INSURANCE SUNCORP LIFE PROTECT COVER THOSE YOU LOVE A GUIDE TO LIFE INSURANCE SUNCORP LIFE PROTECT THE EASY WAY TO PROTECT YOUR FAMILY You ve made the smart decision to learn about life insurance. Now we can make it easy for you to

More information

Home Loans. Personal Loans

Home Loans. Personal Loans Home Loans Personal Loans Contents A Personal Loan to suit you 2 Personal Loan 3 Loans for new and used cars 4 Overdrafts 5 Green Loans 5 How to apply 6 Other ways we can help 7 Important information 9

More information

Reach Your Destination

Reach Your Destination Reach Your Destination 1 At Audi Finance, we specialise in providing superior services to match the superior performance of our cars. You can trust the reputation of an established and respected brand

More information

Make yourself at home with the UHomeLoan

Make yourself at home with the UHomeLoan Make yourself at home with the UHomeLoan You ve probably got a few questions about UBank and the UHomeLoan. You should find all of the answers right here. And if you have something specific in mind, just

More information

A COMMBANK PERSONAL LOAN FOR THE POINT WHEN...

A COMMBANK PERSONAL LOAN FOR THE POINT WHEN... PERSONAL LOANS. A COMMBANK PERSONAL LOAN FOR THE POINT WHEN... Your scooter becomes a car Living apart becomes living together Your study becomes a nursery You tie the knot You enrol in university You

More information

castles Proudly Supported by Westpac Premier Advantage Package

castles Proudly Supported by Westpac Premier Advantage Package castles Proudly Supported by Westpac Premier Advantage Package Thank you for considering Westpac. We aim to delight our customers and earn all of their business. That s why we created the Premier Advantage

More information

HOME LOANS AND LINES OF CREDIT

HOME LOANS AND LINES OF CREDIT HOME LOANS AND LINES OF CREDIT GENUINE LOANS FOR REAL PEOPLE Product Information Brochure Effective from 1 November 2014 At Queensland Country we offer genuine home loans for real people. We understand

More information

personal loans EASY, AFFORDABLE Product Information Brochure a refreshing attitude to banking EFFECTIVE FROM 1 MARCH 2013

personal loans EASY, AFFORDABLE Product Information Brochure a refreshing attitude to banking EFFECTIVE FROM 1 MARCH 2013 EASY, AFFORDABLE personal loans Product Information Brochure EFFECTIVE FROM 1 MARCH 2013 a refreshing attitude to banking QUEENSLAND COUNTRY CREDIT UNION PERSONAL LOANS 1 Queensland Country makes getting

More information

Transactions & Savings Because managing your money should be easy.

Transactions & Savings Because managing your money should be easy. Transactions & Savings Because managing your money should be easy. Your guide to how People s Choice Credit Union can help you with your everyday banking needs and achieve your saving and investment goals.

More information

Be part of something bigger.

Be part of something bigger. Be part of something bigger. BIG Bendigo Benefits for Deakin University. It s BIG rewards for you. The BIG Bendigo Benefits program is a special range of products and services designed to benefit members

More information

Understanding Superannuation

Understanding Superannuation Understanding Superannuation Client Fact Sheet July 2012 Superannuation is an investment vehicle designed to assist Australians save for retirement. The Federal Government encourages saving through superannuation

More information

AND PERSONAL FINANCE. Credit cards Personal loans Overdrafts

AND PERSONAL FINANCE. Credit cards Personal loans Overdrafts CREDIT CARDS AND PERSONAL FINANCE. Credit cards Personal loans Overdrafts We all have different plans in life. Your personal finances, your way. At Bank of Melbourne, our commitment to you starts with

More information

Getting the most from your Westpac Flexi Loan. Our most flexible personal loan. Corporate and Purchasing Cards Conditions of Use

Getting the most from your Westpac Flexi Loan. Our most flexible personal loan. Corporate and Purchasing Cards Conditions of Use Getting the most from your Westpac Flexi Loan. Our most flexible personal loan. 1 Contents Welcome to your Westpac Flexi Loan 3 A range of repayment options 8 How Flexi Loan works 10 Frequently Asked Questions

More information

Home and Investment Loans

Home and Investment Loans Head Office 117 Camberwell Road Hawthorn East VIC 3123 PO Box 338 Camberwell VIC 3124 Branch Office 687 Mt Alexander Road Moonee Ponds VIC 3039 PO Box 210 Moonee Ponds VIC 3039 victeach.com.au 1300 654

More information

Another way to describe the repayment of your debt. Over the term of the loan, your regular repayments are said to amortise the loan.

Another way to describe the repayment of your debt. Over the term of the loan, your regular repayments are said to amortise the loan. A Additional Payment The method of significantly reducing your home loan with extra payments to your mortgage. Even paying fortnightly rather than monthly can have a big impact. Amortisation Another way

More information

Suncorp Employee Superannuation Plan

Suncorp Employee Superannuation Plan Suncorp Employee Superannuation Plan Insurance premium rates guide Issued 29 October 2011 Contents Insurance 3 Why is insurance important? 3 Why have insurance through super? 3 About this guide 3 Understanding

More information

Welcome home. Step through the front door of your new home sooner, with NAB s range of smart and flexible home loans.

Welcome home. Step through the front door of your new home sooner, with NAB s range of smart and flexible home loans. Welcome home Step through the front door of your new home sooner, with NAB s range of smart and flexible home loans. Smart move With the right advice from your mortgage broker and a smart, flexible home

More information

We designed UBank with one thing in mind; to help you make more of your money, the easy way. Alex Twigg. General Manager. UBank.

We designed UBank with one thing in mind; to help you make more of your money, the easy way. Alex Twigg. General Manager. UBank. Hello. We designed UBank with one thing in mind; to help you make more of your money, the easy way. Alex Twigg. General Manager. UBank. 2. UBank UBank is all about you. We exist for you. Hence our name.

More information

Client Needs Analysis

Client Needs Analysis Date: YOUR DETAILS: Client Needs Analysis Full name (Client 1): Full name (Client 2): If Company and/or Trust: Company/Trust name: ABN/ACN: Registered address: Business address (if different from above):

More information

ASK US TODAY! 5.21 % pa 5.24 % pa. 4.94 % pa 5.73 % pa. Spring clean your finances! SEPTEMBER 2013. Call 1300 364 400 www.sgecu.com.

ASK US TODAY! 5.21 % pa 5.24 % pa. 4.94 % pa 5.73 % pa. Spring clean your finances! SEPTEMBER 2013. Call 1300 364 400 www.sgecu.com. SGE News SEPTEMBER 2013 Spring clean your finances! 2 Year Fixed Rate Home Loan 4.94 % pa 5.73 % pa 5.21 % pa 5.24 % pa IN THIS ISSUE We have the home loan solution for you! Purchasing a car? Talk to SGE!

More information

Insurance delivering peace of mind. Your guide to insurance at Plum

Insurance delivering peace of mind. Your guide to insurance at Plum Insurance delivering peace of mind Your guide to insurance at Plum Contents Why insurance matters 2 Types of cover 4 What s right for me? 7 1 Safeguarding you and your family Life is unpredictable. From

More information

Home Loan Refinancing Guide

Home Loan Refinancing Guide Home Loan Refinancing Guide Contents How refinancing works... 3 Steps to refinancing... 4 Choose the home loan that s right for you... 4 Give your loan a regular 'health check'... 9 Aussie is a trade mark

More information

We ll help make buying your first home easier

We ll help make buying your first home easier First Home Buyers We ll help make buying your first home easier First Home Buyer Award recognised in 2008 by CANNEX. 02 Buying your first home doesn t have to be complicated. We ll take the hassle out

More information

WHICH IS FOR ME? HOME LOANS MADE EASY

WHICH IS FOR ME? HOME LOANS MADE EASY WHICH IS FOR ME? HOME LOANS MADE EASY About this booklet At ING DIRECT, we try to make finding the right home loan as easy as possible. That s what this booklet is all about. All our home loans are described

More information

With every business transaction we make it count.

With every business transaction we make it count. Business Solutions 02 With every business transaction we make it count. business solutions Personal service has a new name When we say we re here to help you, we mean business. Whether you re just starting

More information

Flexible and convenient equipment finance for your business. Expect nothing less.

Flexible and convenient equipment finance for your business. Expect nothing less. Equipment Finance equipment finance Flexible and convenient equipment finance for your business. Expect nothing less. Delphi Bank s flexible and convenient equipment finance solutions are a competitively

More information

Product Disclosure Statement

Product Disclosure Statement GIO Funeral Plan Product Disclosure Statement This product and Product Disclosure Statement are issued by Suncorp Life & Superannuation Limited ABN 87 073 979 530 AFSL 229880 under the brand, GIO. Important

More information

Personal. Personal insurance. Protection for all life stages. Financial solutions. For life.

Personal. Personal insurance. Protection for all life stages. Financial solutions. For life. Personal Personal insurance Protection for all life stages Financial solutions. For life. Contents Protecting your well-being and your family s 3 Why leave anything to chance? 4 Making it easier for you

More information

Funeral Plan. Product Disclosure Statement. Rewarding experience

Funeral Plan. Product Disclosure Statement. Rewarding experience Funeral Plan Product Disclosure Statement Rewarding experience This product and product disclosure statement are issued by Suncorp Life & Superannuation Limited ABN 87 073 979 530 AFSL 229880 under the

More information

Suncorp Funeral Plan. Product Disclosure Statement

Suncorp Funeral Plan. Product Disclosure Statement Suncorp Funeral Plan Product Disclosure Statement Prepared on: 14 February 2014 Effective date: 12 March 2014 Important information This is the Product Disclosure Statement (PDS) for Suncorp Funeral Plan.

More information

First Home Saver Account Product Disclosure Statement (PDS)

First Home Saver Account Product Disclosure Statement (PDS) First Home Saver Account Product Disclosure Statement (PDS) Effective date: 31 March 2015 This booklet should be read in conjunction with the Terms and Conditions contained in the Financial Service Guide

More information

Westpac. Loans. Personal. Loans

Westpac. Loans. Personal. Loans Westpac Loans Personal Loans As at 7 September 2014 Need money for a wedding, home improvements, to go on a holiday or even a new car to get there? Or do you simply want to consolidate your bills to have

More information

We are delighted you are thinking of switching your accounts to Queensland s most loved bank * and

We are delighted you are thinking of switching your accounts to Queensland s most loved bank * and Welcome to Heritage! We are delighted you are thinking of switching your accounts to Queensland s most loved bank * and becoming part of the Heritage family. You will find that at Heritage Bank, we deliver

More information

The ultimate in protection

The ultimate in protection The ultimate in protection Insurance Honda Australia Pty. Ltd. ACN 004 759 611 ABN 66 004 759 611 95 Sharps Road, Tullamarine, Victoria, 3043. Freecall 1800 804 954 honda.com.au/cars HOD0705 Clever thinking.

More information

Client Needs Analysis

Client Needs Analysis YOUR DETAILS: Full name (Client 1): Date: Client Needs Analysis / / Full name (Client 2): If company and/or Trust: Company/Trust name: ABN/ACN Registered address: Business address (If different from above)

More information

YOUR GUIDE TO BUYING A NEW HOME.

YOUR GUIDE TO BUYING A NEW HOME. YOUR GUIDE TO BUYING A NEW HOME. THE ROAD TO YOUR NEW HOME STARTS HERE. Buying a new home is exciting, but there s a lot to think about. We re here to help, with practical tips and online tools that make

More information

Lending Fees and Charges for Other Suncorp Bank Home Loans and Packages

Lending Fees and Charges for Other Suncorp Bank Home Loans and Packages Lending Fees and Charges for Other Suncorp Bank Home Loans and Packages Effective Date: 22 November 2014 The following home loans are no longer available for new loans. Fee or Charge Description Professional

More information

Finance for your business needs

Finance for your business needs Finance for your business needs Flexible finance from the Volkswagen specialists Choosing a new car is a very personal thing. And we think car finance should be just as personal. We re here to help you

More information

Suncorp Financial Services

Suncorp Financial Services Suncorp Financial Services Financial Services Guide A guide to our relationship with you and others Prepared: 22 July 2015 Effective 24 August 2015 Important Information about this document This document

More information

Your guide to Volkswagen Financial Services

Your guide to Volkswagen Financial Services Your guide to Volkswagen Financial Services 1 About Volkswagen Financial Services Volkswagen Financial Services Product Benefits Personal Finance Consumer Loans 12 Novated Lease / Salary Packaging 14 Business

More information

Money for art s sake. Interest free loans to buy art. Supported by

Money for art s sake. Interest free loans to buy art. Supported by Money for art s sake Interest free loans to buy art Supported by What is Art Money? Money for art s sake. Interest free loans to buy art. Instant approval. Take your art home and pay for it later. Art

More information

AMP Banking Deposits. Right on the money

AMP Banking Deposits. Right on the money AMP Banking Deposits Right on the money Contents Features at a glance 3 Cash Management Account 4 Investment Builder Account 6 easysaver 8 Term Deposits 10 The complete banking solution 12 How to open

More information

LIFE INSURANCE PREPARING FOR THE FUTURE

LIFE INSURANCE PREPARING FOR THE FUTURE LIFE INSURANCE PREPARING FOR THE FUTURE Bupa life insurance is issued by ClearView Life Assurance Limited (ABN 12 000 021 581) (AFS Licence No. 227682) ( ClearView ). Bupa Australia Pty Limited (ABN 81

More information

Responsible Lending Borrower Fact Find

Responsible Lending Borrower Fact Find Responsible Lending Borrower Fact Find Broker Details Source of Loan: Broker Company/Business Name: Broker Name: Contact Number: Credit Registration/Licence/Credit Rep Number: Email address: Borrower Details

More information

A simply better home loan for you

A simply better home loan for you A simply better home loan for you A simply better home loan Buying a home is the great Aussie dream. Which is why at PLAN Lending we re committed to helping turn your dreams into reality, whether you

More information

YOUR NEW MOTORCYCLE. We ll help you find the right finance deal for you with a range of finance options from Black Horse.

YOUR NEW MOTORCYCLE. We ll help you find the right finance deal for you with a range of finance options from Black Horse. YOUR NEW MOTORCYCLE We ll help you find the right finance deal for you with a range of finance options from Black Horse. Ride away on your new or used motorcycle with a finance arrangement that suits your

More information

Client Needs Analysis Dated / /

Client Needs Analysis Dated / / Australian Credit Licence No 387406 Client Needs Analysis Dated / / YOUR DETAILS: Full name (Client 1): Full name (Client 2): Number of Dependants: Age of Dependants: If Company and/or Trust: Company/Trust

More information

IT S MORTGAGE REVERSE A SIGN OF THE TIMES

IT S MORTGAGE REVERSE A SIGN OF THE TIMES IT S A SIGN OF THE TIMES REVERSE MORTGAGE UNLOCK THE EQUITY IN YOUR HOME If you want the financial freedom to spend your retirement how you choose, with independence and dignity, you should talk to us.

More information

Your Guide to Adelaide Bank

Your Guide to Adelaide Bank Your Guide to Adelaide Bank Why Adelaide Bank? Because we understand that your customer s home loan is more than just another mortgage. It s your hard work, your time, and your reputation. But it s also

More information

Student Banking. victeach.com.au 1300 654 822. Head Office. Branch Office. 117 Camberwell Road Hawthorn East VIC 3123 PO Box 338 Camberwell VIC 3124

Student Banking. victeach.com.au 1300 654 822. Head Office. Branch Office. 117 Camberwell Road Hawthorn East VIC 3123 PO Box 338 Camberwell VIC 3124 Head Office 117 Camberwell Road Hawthorn East VIC 3123 PO Box 338 Camberwell VIC 3124 Branch Office 687 Mt Alexander Road Moonee Ponds VIC 3039 PO Box 210 Moonee Ponds VIC 3039 victeach.com.au 1300 654

More information

Lending Fees & Charges

Lending Fees & Charges Lending Fees & Charges Effective Date: 1 July 2015 All credit fees and charges to any credit facilities regulated by the National Credit Code will be set out in the financial table of your credit contract.

More information

Make yourself at home with the UHomeLoan

Make yourself at home with the UHomeLoan Make yourself at home with the UHomeLoan You ve probably got a few questions about UBank and the UHomeLoan. You should find all of the answers right here. And if you have something specific in mind, just

More information

GUIDETHE. first home buyers GOLDEN RULES. Finding the right home loan. GRANTS, CONCESSIONS, LOAN TYPES, LMI & much more.

GUIDETHE. first home buyers GOLDEN RULES. Finding the right home loan. GRANTS, CONCESSIONS, LOAN TYPES, LMI & much more. first home buyers GUIDETHE GOLDEN RULES GRANTS, CONCESSIONS, LOAN TYPES, LMI & much more Finding the right home loan Compliments of Let s Finance First Home Buyers Guide 1 Congratulations! You ve just

More information

anz@work Employee banking benefits to suit your life

anz@work Employee banking benefits to suit your life anz@work Employee banking benefits to suit your life Make the most of your employer s relationship At ANZ we value our key business relationships, like the one we share with your employer. Through this

More information

Home Package Plus. Terms and Conditions

Home Package Plus. Terms and Conditions Home Package Plus Terms and Conditions Effective Date: 30 October 2015 2 Suncorp Bank Table of Contents 1. About these terms and conditions...4 2. Definitions...4 3. Eligibility for Home Package Plus...5

More information

Moving to Australia? Choose the bank more Australians choose.

Moving to Australia? Choose the bank more Australians choose. Moving to Australia? Choose the bank more Australians choose. Contents Welcome to the Commonwealth Bank of Australia 3 International service, local knowledge 3 Set up your banking before you arrive 4 Great

More information

Suncorp Consumer Credit Insurance for Personal Loans Product Disclosure Statement

Suncorp Consumer Credit Insurance for Personal Loans Product Disclosure Statement Suncorp Consumer Credit Insurance for Personal Loans Product Disclosure Statement Prepared on: 16 March 2015 Effective Date: 30 March 2015 Suncorp Consumer Credit Insurance for Personal Loans Product Disclosure

More information

Super Saver Induction Booklet

Super Saver Induction Booklet VISION SUPER YOUR INDUSTRY SUPER FUND Super Saver Induction Booklet December 2013 99 Low fees and great value for money 99 Automatic Income Protection and Death & Disability cover 99 No commissions or

More information

Switch your home loan... You ll be wrapped with $500 for switching!

Switch your home loan... You ll be wrapped with $500 for switching! Switch your home loan... You ll be wrapped with $500 for switching! Contents. Switch your home loan 03 Compare us to the banks and save! 04 Great interest rates 04 How to switch 07 We ve got your insurance

More information

Introduction 4. What is Refinancing? 5. Changing Home Loans 5 Changing Needs 6 Identifying Better Opportunities 6 Additional Home Loan Features 6

Introduction 4. What is Refinancing? 5. Changing Home Loans 5 Changing Needs 6 Identifying Better Opportunities 6 Additional Home Loan Features 6 Contents Introduction 4 What is Refinancing? 5 Changing Home Loans 5 Changing Needs 6 Identifying Better Opportunities 6 Additional Home Loan Features 6 What are the Advantages of Refinancing? 7 1. Consolidating

More information

SMSF gearing package. multiport.com.au. Issued 7 July 2014 Multiport Pty Ltd ABN 76 097 695 988 AFS Licence No. 291195

SMSF gearing package. multiport.com.au. Issued 7 July 2014 Multiport Pty Ltd ABN 76 097 695 988 AFS Licence No. 291195 SMSF gearing package multiport.com.au Issued 7 July 2014 Multiport Pty Ltd ABN 76 097 695 988 AFS Licence No. 291195 Contents Multiport s SMSF gearing package 1 An exciting new opportunity 2 How does it

More information

Refinancing Your Existing Mortgage

Refinancing Your Existing Mortgage Refinancing Your Existing Mortgage Your home is your largest single asset and it can be a powerful financial tool. As you build up your equity over time, you will have access to a variety of borrowing

More information

Home Loan Application

Home Loan Application Home Loan Application How did you hear about our home loan product? Primary Member No. (if applicable) Your Loan Details Joint Member No. (if applicable) On approval of this loan please provide me with

More information

easy electronic access to your money SuMMERLAND

easy electronic access to your money SuMMERLAND eaccess easy electronic access to your money SuMMERLAND eaccess The safe and flexible way to access your money and financial information, whether you re shopping, on holiday, at home or on the go. eaccess

More information

Finance for your personal needs

Finance for your personal needs Finance for your personal needs Flexible finance from the Volkswagen specialists Choosing a new car is a very personal thing, and we think car finance should be just as personal. We re here to help you

More information

Pollok Credit Union. Members Information Pack

Pollok Credit Union. Members Information Pack Members Information Pack Pollok Office Pollok Credit Union Silverburn Shopping Centre Barrhead Rd Glasgow G53 6QR Tel: 0141 880 7888 Shawlands Office Pollok Credit Union 17 Kilmarnock Rd Shawlands Glasgow

More information

banking Your Home A guide to buying your next home www.bendigobank.com.au

banking Your Home A guide to buying your next home www.bendigobank.com.au banking Your Home A guide to buying your next home www.bendigobank.com.au Your Home A guide to buying your next home As you would already know from past experience, buying a new home is a great achievement

More information

Investment Growth Bond

Investment Growth Bond Investment Growth Bond A flexible tax-effective investment Simple Guide simple and quick Who should invest? The Investment Growth Bond has been designed for investors: seeking a simple, tax effective,

More information

GIO Funeral Insurance

GIO Funeral Insurance GIO Funeral Insurance Product Disclosure Statement and Policy Document Prepared on: 19 September 2014 Effective date: 20 October 2014 This product and combined Product Disclosure Statement and Policy Document

More information

Understanding debt management

Understanding debt management Version 4.2 This document provides some additional information to help you understand the financial planning concepts discussed in the SOA in relation to. Important information This document has been published

More information

FINANCE FOR YOUR BUSINESS NEEDS

FINANCE FOR YOUR BUSINESS NEEDS FINANCE FOR YOUR BUSINESS NEEDS FLEXIBLE FINANCE FROM THE ŠKODA SPECIALISTS Choosing a new car is a very personal thing, and we think car finance should be just as personal. We re here to help you create

More information

Client Needs Analysis

Client Needs Analysis Date: YOUR DETAILS: Client Needs Analysis Full name (Client 1): Full name (Client 2): If Company and/or Trust: Company/Trust name: ABN/ACN: Registered address: Business address (if different from above):

More information

Small Business Banking. It s your business

Small Business Banking. It s your business Small Business Banking It s your business No matter what stage your business is at, the right partnerships can make all the difference. Whether you ve got a great business idea, wanting to expand or just

More information

Suncorp Life Protect Product Disclosure Statement

Suncorp Life Protect Product Disclosure Statement Suncorp Life Protect Product Disclosure Statement Prepared on: 20 February 2015 Effective date: 30 March 2015 Important Information This is the Product Disclosure Statement (PDS) for Suncorp Life Protect.

More information

Make it real. With a ME Bank First Home Saver Account.

Make it real. With a ME Bank First Home Saver Account. Make it real. With a ME Bank First Home Saver Account. Welcome to ME Bank ME Bank was specifi cally created to provide everyday Australians with innovative, value for money banking services. We pride ourselves

More information

Personal banking for the business owner

Personal banking for the business owner Personal banking for the business owner Transaction Accounts Internet and Phone Banking Business Banking Online Savings Accounts Home Loans Portfolio Loan Wealth At Bank of Melbourne, we recognise your

More information

Novated lease guide Contents 1.0 Introduction 1.0 Introduction 1 1.1 What is novated leasing? 2 1.2 How does novated leasing work? 3 1.3 Benefits of a novated lease 4 1.4 Novated lease vehicle packaging

More information

PERSONAL LOAN STAR RATINGS

PERSONAL LOAN STAR RATINGS METHODOLOGY PERSONAL LOAN STAR RATINGS What are the CANSTAR personal loan star ratings? CANSTAR personal loan star ratings are a sophisticated rating methodology, unique to CANSTAR, which compare the dominant

More information

Essential Information. NAB Business Payments Card.

Essential Information. NAB Business Payments Card. Essential Information. NAB Business Payments Card. Contents Your NAB Business Payments Card Facility 3 How your card works 4 Your Facility Billing Account 4 Individual cards 5 Primary Cardholders 5 Other

More information

A simply better home loan for you

A simply better home loan for you A simply better home loan for you A simply better home loan Buying a home is the great Aussie dream. Which is why at ChoiceLend we re committed to helping turn your dreams into reality, whether you re

More information

Get in touch. Personal banking support for your personal economy

Get in touch. Personal banking support for your personal economy Get in touch Visit HSBC s Premier Centre Call 1300 131 605 or +61 2 9005 8114 (overseas), Monday Friday, 8am 8pm (AEST) hsbcpremier.com.au Personal banking support for your personal economy Issued by HSBC

More information

How a Personal Loan Works 03.13

How a Personal Loan Works 03.13 How a Personal Loan Works 03.13 The basics How a Personal Loan Works provides a basic overview of an ANZ Personal Loan, including how fees and interest are calculated and charged. For detailed information

More information

Finance that fits. Finance that fits SCF00009 2/15

Finance that fits. Finance that fits SCF00009 2/15 Finance that fits Finance that fits Finance that fits If you ve already found the car you want and are now looking for finance, it s important to choose the type that s right for you. Santander Consumer

More information

Insurance Financial Services Guide

Insurance Financial Services Guide Insurance Financial Services Guide Effective Date: 21 September 2013 About this guide. This is a Financial Services Guide (FSG) to help you decide whether to use any of the insurance services offered by

More information

Pepper Home Loan Product Guide

Pepper Home Loan Product Guide Pepper Home Loan Product Guide 2 November 2015 V4.1 Find out why a growing number of brokers are sold on specialist lending For information on specialist lending including videos, case studies and modules,

More information

RCU has you covered when it comes to insurance

RCU has you covered when it comes to insurance RCU has you covered when it comes to insurance Coming into the warmer months means that unpredictable weather is just around the corner. This also means that it s the perfect time of year to make sure

More information

Reverse Mortgage. That s what we re here for. Financial freedom to do the things you ve always wanted. Here for good.

Reverse Mortgage. That s what we re here for. Financial freedom to do the things you ve always wanted. Here for good. Reverse Mortgage Financial freedom to do the things you ve always wanted That s what we re here for. Here for good. Contents 2 The freedom of a Reverse Mortgage 3 Product overview 4 About Reverse Mortgages

More information

HOME LOAN APPLICATION FORM HOME LOANS/FIXED RATE/VARIABLE RATE HOME EQUITY LOANS

HOME LOAN APPLICATION FORM HOME LOANS/FIXED RATE/VARIABLE RATE HOME EQUITY LOANS HOME LOAN APPLICATION FORM HOME LOANS/FIXED RATE/VARIABLE RATE HOME EQUITY LOANS This is an important document. If you have difficulty understanding English, you must use an interpreter to explain it to

More information

Big business advantage, small business flexibility.

Big business advantage, small business flexibility. Big business advantage, small business flexibility. BMW Financial Services Chattel Mortgage The Ultimate Driving Machine BMW applies the same disciplined, yet creative and dynamic approach to finance services

More information

HOME LOAN APPLICATION

HOME LOAN APPLICATION HOME LOAN APPLICATION D D M M Y Y Y Y Today s date (Bank use only) Application number 1. Getting started Please print your details clearly in CAPITAL letters, using a pen Who is this application for? For

More information

All your insurance needs

All your insurance needs Insurance at Bankwest All your insurance needs People like to be protected. Happy Banking What do you need protecting? Life can be unpredictable. Luckily, Bankwest has a range of products from our insurance

More information

HSBC Home Loans As individual as you are

HSBC Home Loans As individual as you are HSBC Home Loans As individual as you are Why should you choose an HSBC Premier home loan? Looking to purchase a new home or investment property? Buying a new house is exciting and we are here to help you.

More information

ACCESSING YOUR MONEY OVERSEAS.

ACCESSING YOUR MONEY OVERSEAS. ACCESSING YOUR MONEY OVERSEAS. ACCESSING YOUR MONEY, ANYTIME, ANYWHERE No matter where you re going, you ll need easy, secure access to your money. Travel Money Card A prepaid MasterCard that lets you

More information

What is the NAB Microenterprise Loan Program?

What is the NAB Microenterprise Loan Program? What is the NAB Microenterprise Loan Program? If you are unable to get a normal business loan through a bank and you have a sound business idea, you may be eligible for the Microenterprise Loan Program.

More information

Why choose LJ Hooker Home Loans?

Why choose LJ Hooker Home Loans? Why choose LJ Hooker Home Loans? Welcome! Whether buying a first home, dream home or investing, for most of us the right lending product and structure is vital. In 2014 our lending specialists helped more

More information

Car loans. Richie found it pays to shop around. How do car loans work? Factsheet. August 2011

Car loans. Richie found it pays to shop around. How do car loans work? Factsheet. August 2011 Factsheet August 2011 Apart from your home, a car is one of the biggest single purchases you re ever likely to make. If you don t have the cash to pay for it upfront, you ll need to borrow money. And,

More information