List of Services and Hours of Operation

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1 List of Services and Hours of Operation Description of Products and Services Mechanics Bank offers checking, savings, and loan products in the following lines of business. A breakdown of the services in each of these areas is provided below for more detail. Personal Banking services Small Business Banking services Commercial Banking services Wealth Management services Online services Personal Banking Checking Options Smart & Easy Checking Relationship Checking Young Adult Checking Interest Checking 55+ Checking Basic Checking Debit Cards Savings Options Personal Savings Money Market Plus Platinum Market Rate Account Certificates of Deposit IRA Accounts Loan Options Credit Cards Home Equity Line of Credit Home Equity Loan Home Loans / Mortgages Secured / Unsecured Loans Small Business Banking Business Services Business Checking Business Debit Cards Business Savings

2 Cash Management Nonprofit Organizations Business Financing Business Credit Cards Commercial Real Estate Credit Services Equipment Leasing Business Operating LOC Industry Specialties Accounting Practices Attorneys / Legal Practices Dental Practices Medical Practices Featured Products Community Partners Checking Smart Business Checking Relationship Business Checking Smart Business LOC Commercial Banking Financing Solutions Acquisition & Expansion Business Credit Cards Capital Improvement Commercial Real Estate Construction Financing Equipment Leasing Owner/ Investor Real Estate Permanent Working Capital Professional Practice SBA Financing Short Term Financing Standby Letters of Credit Working Capital Lines of Credit Cash Management Solutions ACH Services Analyzed Business Checking Automated Loan Sweep Automated REPO Sweep Check Reconcilement Electronic Data Interchange

3 Wealth Management Electronic Funds Transfer Lock Box Services Money Market/Savings Positive Pay Remote Deposit Capture Zero Balance Accounts Investment Management Businesses Individuals and Families IRA Accounts Not-For-Profit Organizations Private Foundations Retirement Plans Trust and Estates Trust and Estate Services Financial Planning Online Services Consumer Online Banking Online Banking Bill Pay edelivery / estatements Consumer Mobile Banking Mobile Banking Mobile Deposit Mobile Web Banking Text Banking Automated Telebanking Business Online Banking Business Online Banking Business Bill Pay edelivery / estatements Lock Box Services Remote Deposit Capture

4 BUSINESS HOURS ALBANY BERKELEY CONCORD DANVILLE ELCERRITO EL DORADO HILLS EL SOBRANTE HILLTOP (Richmond) 9:00 a.m. to 2:00 p.m. HOWE AVENUE (Sacramento) KENSINGTON

5 LAFAYETTE LUNARDI S (Walnut Creek) MIRA VISTA (Richmond) MORAGA NAPA - RETAIL Monday - NAPA CORPORATE Monday - NORTH BERKELEY (Berkeley) 9:00 a.m. to 2:00 p.m NORTH ROSEVILLE - RETAIL OAKLAND Monday ORINDA PINOLE 9:00 a.m. - 5:00 p.m. 9:00 a.m. - 6:00 p.m. 9 a.m. - 1:00 p.m.

6 PT. RICHMOND RODEO SAN FRANCISCO - RETAIL Monday - 9:00 a.m. - 5:00 p.m. SAN FRANCISCO CORPORATE Monday - 9:00 a.m. - 5:00 p.m. SAN PABLO SAN RAFAEL ST. HELENA Monday - WALNUT CREEK - RETAIL WALNUT CREEK COMMERCIAL BANKING Monday - 8:30 a.m. to 5:00 p.m. WEST BERKELEY (Berkeley) Monday - CALL CENTER Monday - - Sunday 7:00 a.m. to 7:00 p.m. 9:00 a.m. to 2:00 p.m.

List of Services and Hours of Operation

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