Business Account Conversion Charts

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1 Business Account Conversion Charts 23

2 SIMPLE BUSINESS CHECKING $9 monthly maintenance fee 9 Relationship Rewards 2 If your balance does not fall below $400 and you choose three additional relationship services (listed below), we will waive the monthly maintenance fee Transaction Charges 3 First 100 transactions are free each month. $0.25 per transaction after the first 100 RELATIONSHIP SERVICES SMALL BUSINESS CHECKING Add any three of these services to complete your relationship.* Deposit Services Business Checking Account Business Savings Account Business Money Market or CD Health Savings Account Treasury Management Services Streamlined Online Banking Business Bill Pay Remote Deposit Capture Small Business Investment Sweep Cash Deposited: First $2,500 per month is free. $0.75 per $1,000 after the first $2,500 Overdraft Protection is available through a Business Reserve Line of Credit 5 Loan Services 5 Business Reserve Line of Credit Fast Track Business Equity Loan Line of Credit Business Equity Line of Credit or Loan Commercial Real Estate Loan SBA Loan Additional Services Merchant Card Services Business VISA Debit Card 1 Business VISA Credit Card 5 CB Financial Services + *Some Relationship Services may require additional fees (setup, monthly maintenance, etc.) Please review the Services and Fees Schedule and additional product brochures for fees related to any service. + PRIMEVEST Financial Services, Inc. is an independent, registered broker/dealer and registered investment adviser. Member SIPC/FINRA. Securities and insurance products offered by PRIMEVEST: Not FDIC insured May go down in value Not financial institution guaranteed Not a deposit Not insured by any federal government agency. CB Financial Services is a marketing name for PrimeVest. Located at Columbia Bank 1301 A Street, Suite 800, Tacoma, WA (877)

3 BUSINESS CHECKING $14 monthly maintenance fee 9 Relationship Rewards 2 If your balance does not fall below $1,500 and you choose three additional relationship services (listed below), we will waive the monthly maintenance fee Transaction Charges 3 First 250 transactions are free each month. $0.25 per transaction after the first 250 RELATIONSHIP SERVICES BUSINESS CHECKING Add any three of these services to complete your relationship.* Deposit Services Business Checking Account Business Savings Account Business Money Market and CD Health Savings Account Treasury Management Services Streamlined Online Banking Business Bill Pay Remote Deposit Capture Small Business Investment Sweep Direct Deposit Payroll Online Wires Fraud Services 25 Cash Deposited: First $5,000 per month is free. $0.75 per $1,000 after the first $5,000 Overdraft Protection is available through a Business Reserve Line of Credit 5 Loan Services 5 Business Reserve Line of Credit Fast Track Business Equity Loan Line of Credit Commercial Real Estate Loan SBA Loan Additional Services Merchant Card Services Business VISA Debit Card 1 Business VISA Credit Card 5 CB Financial Services + *Some Relationship Services may require additional fees (setup, monthly maintenance, etc.) Please review the Services and Fees Schedule and additional product brochures for fees related to any service. + PRIMEVEST Financial Services, Inc. is an independent, registered broker/dealer and registered investment adviser. Member SIPC/FINRA. Securities and insurance products offered by PRIMEVEST: Not FDIC insured May go down in value Not financial institution guaranteed Not a deposit Not insured by any federal government agency. CB Financial Services is a marketing name for PrimeVest. Located at Columbia Bank 1301 A Street, Suite 800, Tacoma, WA (877)

4 BUSINESS ANALYSIS CHECKING COMMERCIAL BUSINESS CHECKING Monthly maintenance fee...$10 Earnings Credit...Based on investable balances Credits Posted... $0.20 each Debits Posted...$0.14 each Deposited Items... $0.065 each ACH Items Posted...$0.10 each Cash Deposited/Sold...$0.075 per $100 Rolled Coin Purchased... $0.075 per roll Loose Coin Deposited... $8.00 per bag Uncollected Funds Usage... Prime % FDIC Insurance... $0.13 per $1,000 26

5 BUSINESS INTEREST CHECKING $10 monthly maintenance fee $1,000 minimum daily balance required to waive monthly maintenance fee 2 $1,000 minimum daily balance to earn interest COLUMBIA BUSINESS INTEREST CHECKING 6 Transaction Charges - Deposits/Credits: $ Checks/Withdrawals: $ Checks deposited $0.065 IF YOUR CURRENT ACCOUNT IS: BUSINESS SAVINGS $3 monthly maintenance fee $500 minimum daily balance required to waive monthly maintenance fee 2 First three transactions are free. $1 per transaction over three per month if balance is less than $500 CUSTOMARY BUSINESS SAVINGS 7 explore additional account options. 27

6 BUSINESS INSURED MONEY MARKET OR BUSINESS ANALYSIS INSURED MONEY MARKET $10 monthly maintenance fee $1,000 minimum daily balance required to waive monthly maintenance fee 2 $1 per transaction if balance is less than $1,000 COLUMBIA BUSINESS MONEY TREND 7 Check Safekeeping is required IF YOUR CURRENT ACCOUNT IS: BUSINESS PREMIER INDEX MONEY MARKET $20 monthly maintenance fee $25,000 minimum daily balance required to waive monthly maintenance fee 2 PREMIUM BUSINESS MONEY MARKET 7 Check Safekeeping is required 28

7 PUBLIC FUNDS SAVINGS, PUBLIC ANALYSIS INSURED MONEY MARKET OR PUBLIC INSURED MONEY MARKET No monthly maintenance fee No minimum balance required to earn interest Limited to government entities PUBLIC FUNDS NOW INTEREST CHECKING IF YOUR CURRENT ACCOUNT IS: PUBLIC CHECKING OR PUBLIC ANALYSIS No monthly maintenance fee Limited to government entities PUBLIC FUNDS explore additional account options. 29

8 BUSINESS BANKING ACCOUNT DISCLOSURES 1. VISA Business Debit Cards are offered to all businesses and are subject to credit approval. 2. The balance requirement to avoid the monthly maintenance fee is based on a minimum. You must maintain the minimum balance each day to avoid the disclosed maintenance fee. 3. Transactions include deposits, deposited items, checks, withdrawals, ACH credits and ACH debits. 4. ATM cards are available to Sole Proprietors only. 5. Subject to credit approval. 6. Entities organized or operated to make a profit such as corporations, partnerships, limited liability companies, associations, business trusts, or other organizations may not maintain interest bearing checking accounts. A non-profit organization that is operated primarily for religious, philanthropic, charitable, education, political, or other similar purposes may maintain an interest bearing checking account if they are not operated for profit. 7. The number of transfers and withdrawals is limited for savings and money market accounts. A $5 charge per withdrawal will be assessed after the sixth withdrawal per statement cycle. If you continue to exceed the number of transfers or withdrawals, your account may be closed or the account type may be changed. 8. May require additional setup and maintenance fees 9. Your maintenance fee will be waived for the first 4 statement cycles after August 23, This will provide you with the opportunity to explore and enroll in the three minimum relationship services required to waive the monthly maintenance fee. Please refer to the Services & Fees Schedule for additional fees that may be assessed against your account. 30

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