Indian Streams Research Journal

Size: px
Start display at page:

Download "Indian Streams Research Journal"

Transcription

1 Vol 5 Issue 7 Aug 2015 ISSN No : ORIGINAL ARTICLE International Multidisciplinary Research Journal Indian Streams Research Journal Executive Editor Ashok Yakkaldevi Editor-in-Chief H.N.Jagtap

2 Welcome to ISRJ RNI MAHMUL/2011/38595 ISSN No Indian Streams Research Journal is a multidisciplinary research journal, published monthly in English, Hindi & Marathi Language. All research papers submitted to the journal will be double - blind peer reviewed referred by members of the editorial board.readers will include investigator in universities, research institutes government and industry with research interest in the general subjects. International Advisory Board Flávio de São Pedro Filho Federal University of Rondonia, Brazil Kamani Perera Regional Center For Strategic Studies, Sri Lanka Janaki Sinnasamy Librarian, University of Malaya Romona Mihaila Spiru Haret University, Romania Delia Serbescu Spiru Haret University, Bucharest, Romania Anurag Misra DBS College, Kanpur Titus PopPhD, Partium Christian University, Oradea,Romania Mohammad Hailat Dept. of Mathematical Sciences, University of South Carolina Aiken Abdullah Sabbagh Engineering Studies, Sydney Ecaterina Patrascu Spiru Haret University, Bucharest Loredana Bosca Spiru Haret University, Romania Fabricio Moraes de Almeida Federal University of Rondonia, Brazil George - Calin SERITAN Faculty of Philosophy and Socio-Political Sciences Al. I. Cuza University, Iasi Editorial Board Hasan Baktir English Language and Literature Department, Kayseri Ghayoor Abbas Chotana Dept of Chemistry, Lahore University of Management Sciences[PK] Anna Maria Constantinovici AL. I. Cuza University, Romania Ilie Pintea, Spiru Haret University, Romania Xiaohua Yang PhD, USA...More Pratap Vyamktrao Naikwade Iresh Swami ASP College Devrukh,Ratnagiri,MS India Ex - VC. Solapur University, Solapur R. R. Patil Head Geology Department Solapur University,Solapur Rama Bhosale Prin. and Jt. Director Higher Education, Panvel Salve R. N. Department of Sociology, Shivaji University,Kolhapur N.S. Dhaygude Ex. Prin. Dayanand College, Solapur Narendra Kadu Jt. Director Higher Education, Pune K. M. Bhandarkar Praful Patel College of Education, Gondia Sonal Singh Vikram University, Ujjain Rajendra Shendge Director, B.C.U.D. Solapur University, Solapur R. R. Yalikar Director Managment Institute, Solapur Umesh Rajderkar Head Humanities & Social Science YCMOU,Nashik S. R. Pandya Head Education Dept. Mumbai University, Mumbai Govind P. Shinde Bharati Vidyapeeth School of Distance Education Center, Navi Mumbai Chakane Sanjay Dnyaneshwar Arts, Science & Commerce College, Indapur, Pune Awadhesh Kumar Shirotriya Secretary,Play India Play,Meerut(U.P.) G. P. Patankar Alka Darshan Shrivastava S. D. M. Degree College, Honavar, Karnataka Shaskiya Snatkottar Mahavidyalaya, Dhar Maj. S. Bakhtiar Choudhary Director,Hyderabad AP India. S.Parvathi Devi Ph.D.-University of Allahabad Sonal Singh, Vikram University, Ujjain Rahul Shriram Sudke Devi Ahilya Vishwavidyalaya, Indore S.KANNAN Annamalai University,TN Satish Kumar Kalhotra Maulana Azad National Urdu University Address:-Ashok Yakkaldevi 258/34, Raviwar Peth, Solapur Maharashtra, India Cell : , Ph No: Website:

3 Indian Streams Research Journal Impact Factor : (UIF) ISSN Volume - 5 Issue - 7 Aug SATATUS OF AGRO BASED INDUSTRIES OWNERS IN THE SATARA TEHSIL 1 2 Sumita S. Thorat and Meena B. Potdar 1 Research Student, Department of Geography, Shivaji University, Kolhapur. 2 Research Guide, Department of Geography, Shivaji University, Kolhapur. ABSTRACT gro based industry refers to an industry that prepares product from agricultural raw Amaterials through processing in order to produce marketable and usable products that bring forth profits and additional income to the producer. The development of the agro industry can help steady and make agriculture more worthwhile and create employment opportunities both at the production and marketing field. The broad based development of the agro products industry will improve both the social and physical infrastructure of India. India is one of the largest producers of food, and is the second largest producer of rice, wheat, fruits, and vegetables in the world. Nearly 70% of the population depends on agriculture and agro-based industries. About 24 agro based industries are in Satara tehsil. Here about 12 percent agrobased industries are taken for assessment of status of owners. In which large scale medium scale and small scale industry taken. Mostly all these industries are established in between 1991 to The owner of these industries are not skilled educated most of them are graduate and some are post graduate. All these agro based industries are private industries only one sugar factory is public industry. In sugar factory management is selected on the basis of election basis and after every five years elections takes place. But in all other private industries ownership is change only after death of owners. KEYWORDS : Agro based industry, agricultural raw materials, additional income. INTRODUCTION Agro based industry refers to an industry that prepares product from agricultural raw materials through processing in order to produce marketable and usable products that bring forth profits and additional income to the producer. The development of the agro industry can help steady and make agriculture more worthwhile and create employment opportunities both at the production and marketing field. The broad based development of the agro products industry will improve both the social and physical infrastructure of India. India is one of the largest producers of food, and is the second largest producer of rice, wheat, fruits, and vegetables in the world. Nearly 70% of the population depends on agriculture and agro-based industries. Since it would cause diversification and 1

4 commercialization of agriculture, it will thus enhance the incomes of farmers and create food surpluses. It is a well recognized fact across the world, particularly in the context of industrial development that the importance of agro industries is relative to agriculture increases as economies develop. It should be emphasized that food is not just produce. Food also encompasses a wide variety of processed products. It is in this sense that the agro-industry is an important and vital part of the manufacturing sector in developing countries and the means for building industrial capacities. The development of agro-based industries commenced during pre-independence days. Cotton mills, sugar mills, jute mills were more developed in the corporate sector. During the post-independence days, with a view to rendering more employment and using local resources, small scale and village industries were favored. It is the second-largest producer of food in the world and spends more than a quarter of its expenditure on food and related items. Maharashtra is very significant in the agrobased industrial development in India. In Satara district few agrobased industries are developed they are also unique such as Mapro but not such developed in Satara tehsil. Therefore here made to attempt the assessment of Agro based industries in the Satara tehsil on the basis of taken of interview to the owners in the study region. OBJECTIVES-: 1)To assessment the Agro based industries in the Satara tehsil. 2)To analyze the role Agro based industry of development of the study region. STUDY AREA -: Satara tehsil located in 17º71" latitude to 74º01 longitude. It covers an area of 4,048sq.m. Satara tehsil includes 208 villages. Population of Satara tehsil is 1, 49,170 in years Elevation of Satara tehsil is 742m. in Satara tehsil two industrial areas are established which is known as Old MIDC and Additional MIDC, and 1 industrial estate of karanje located in Satara tehsil. DATABASE AND METHDOLOGY -: Primary data collected is collected from schedule prepare for the industrial owners. This schedule covered information about establishment, finance, set up production and investment even regarding problems. Secondary data has been collected from district census handbook and socioeconomic review. AGROBASED INDUSTRIES IN SATARA TEHSIL: Agro based industries are the industries which are processing agricultural product and preparing final food products. About 24 agro based industries are in Satara tehsil. Here about 12 percent agrobased industries are taken for assessment of status of owners. In which large scale medium scale and small scale industry taken. Mostly all these industries are established in between 1991 to The owner of these industries are not skilled educated most of them are graduate and some are post graduate. All these agro based industries are private industries only one sugar factory is public industry. In sugar factory management is selected on the basis of election basis and after every five years elections takes place. But in all other private industries ownership is change only after death of owners. 2

5 Table : Total Workers in Agro based Industries Groups of total workers Actual value Percentage 10 to to Above Source: based on fieldwork. Above table shows number of workers in the agro based industries. In sugar industry number of workers are more. But in flour and Rava industry and other house hold agro based industries workers are very less. Table :Nature of Workers in Agro based Industry-: Nature of workers Male Percentage Female Percentage Skilled Unskilled Source: compiled by the researcher. In the Agro based industries total 57 % male workers are skilled and 42.9 % unskilled, and the total 46.6 % female workers are skilled and 53.3 % female workers are unskilled. Mostly in sugar mills workers needs skilled and even in few industries like Rice processing where heavy machineries need to be handle but in other industries they doesn t need skilled workers therefore unskilled workers are also near to skilled workers. NATURE OF RAW MATERIAL-: Beans of groundnut, karanjee seeds, wheat, maize and sugarcane these are the raw materials used in the Agro based industries. SOURCE OF RAW MATERIAL AREA / REGION-: Raw material is collected from the source region of APMC market, local area of Satara, all the Satara district area and Maharashtra and out of Maharashtra s agriculture area. Mostly agro based industrial raw material is collecting from near by areas from 1 km or less than one km. SOURCE DESTINATION OF EQUIPMENT AND MACHINERY-: Equipment and machineries for Agro based industries are brought from the Hyderabad, Gujarat and Mumbai. Heavy machinery required for the sugar factory are taken mostly from Gujarat and Mumbai. SECURITY OF THE INDUSTRIES-: Security guard and web cameras for premises, are using in the medium and large scale industries in the region. 3

6 GOVERNMENT FACILITIES OR SCHEME USING FOR INDUSTRY-: Subsidies, sales tax incentives, ESI and all facilities related to sugarcane and sugar etc. these are used in government facilities and scheme for the Agro based industry. DEPARTMENT IN THE INDUSTRY-: In large scale and medium scale industries manufacturing department, accounts, administration, production, HR, marketing, depose, environmental distillery, store, medical etc. these are all the various departments present. MARKETING STRATEGY OF THE INDUSTRY-: The marketing strategy of the industries is mostly wholesale, but only in sugar industry determines the strategy by tender notice market. And some industries, retail strategies are used. Market fluctuation is found all the Agro based industries in large and small proportion. MARKET PLACE OF FINAL PRODUCT-: Local market of Satara, Satara district, Maharashtra, all India and abroad etc. are the market place of Agro based industries final products. NATURE OF FINAL PRODUCT-: Nature of final product is perishable. Ground nut oil, cattle food, sugar and rawa maida is the final products of the collected industries. Table : Expenditure by Agro based Industry or on the Product-: Factor Per month Per year Permanent Land lakh to 9 crore Equipment lakh to 1 crore Machinery lakh to 13 crore Electricity 25 thousand to 10 lakhs Raw material 10 to 30 lakhs 80 to 100 crore - Transport 30 to 70 thousand 14 to 17 crore - Marketing - 10 to 20 thousand - Worker 1 lakhs to 2 crore - Other Maintenance - 50 thousand to 6 crore - - Source: Based on field work. In the table no. 4.8 shows the expenditure by Agro based industries or on the product. In this table shows the expenditure of permanently on the factor like land, equipment and machinery for medium and large scale industry is in between 80 lakh to 13 crore rupees, and remaining factors expenditure of above table is reveals the per month as well as per year. Electricity expenditure in the Agro based industries having per month and it is in between 25 thousand to 10 lakhs. On the raw 4

7 material expend Agro based industries are per month 10 to 30lakhs per month and per year expend 80 to 100 crore, for transportation requires 30 to 70 thousand and 14 to 17 crore rupees, Agro based industries spend on marketing 10 to 20 thousand per year, and on the maintenance expend approximately 50 thousand to 6 crore rupees. In the above table of Agro based industries observed is all the selected expenditure rates is high, because in need big processing unit but this is one time investment. Agro based Industries Provided Facilities to Worker Facilities Actual value Percentage Cloth Food Health 3 25 Education Transportation - - House Entertainment - - Communication Training program Other facility Source: Based on fieldwork. Figure Agro based Industries Provided Facilities to Worker Source: compiled by researcher. In the Agro based industries of Satara tehsil provided various facilities. In that 8.33 % industries provided cloth, food, and education, house, and communication etc. facility to the workers, and more than 16 % industries provided training program and other facility. And the 25 % industries provided health facility. Mostly large scale industry like sugar factory which is public are providing all facilities otherwise medium scale industries are not providing few facilities like entertainment, health and 5

8 educational support but small scale industries are not providing much facilities to the workers. In some industries they organize development program regularly for the worker. HAVING HR DEPARTMENT-: Only sugar industry is having human resource department for the development of workers and coordination between workers and industry. Table No. Category wise Wages of Workers in Agro based Industry-: Source: Based on fieldwork In the Agro based industries are category wise wages and incentives are high in large scale industry like sugar industry but in small scale industry wages are low. Mostly unskilled workers are getting low wages and skilled workers are getting high wages. Incentives are in the range of wages. NATURE OF WASTE-: In the Agro based industries waste material is solid and liquid in nature. In that molasses, canes waste, oily material and the dust of cereals are included. WASTE DISPOSAL PROCEDURE-: Compositing from waste material and composite material is selling in market which is using as fodder for animal and fertilizer, making chemical from waste material, making oil cake, dust and filing etc. material is sale. LOCATION OF WASTE DISPOSAL-: Industry premises, local area. Category Wages Incentives Administrative 10 to 30 thousand 20 to 50 thousand Executive 25 to 60 thousand 30 thousand to 1 DEMAND OF PRODUCTION-: All the Agro based industries demand is having seasonal as well as permanent. lakhs Engineer 15 to 25 thousand 10 to 50 thousand Worker 6 to 18 thousand 9 to 40 thousand Security guard 4 to 15 thousand 9 to 30 thousand Other 9 to 12 thousand 5 to 20 thousand 6

9 Table Impact on Demand of Agro based industries Production -: Impact factor Actual value Percentage Customer Prize Market Main area of that region Publicity / advertisement Basic needs Distance Road network Communication Source: Based on fieldwork Impact on Demand of Agro based industries Production -: Source: compiled by researcher. In the above table indicate the impact of various factors on demand of agro based industries production. As per industrial owners view % factor of customer, market, distance and the communication effected on the demand in the Agro based industries production, % factor of prize and basic need are affected on the demand and the 5.88 % factor of main area of that region, publicity or advertisement, road network is impacting on demand. So, on the production of Agro based industries more affected factors are customers, prize, market, basic needs, distance and communication, because of these factors, demand of production is increase or decrease. 7

10 ANNUAL TURNOVER OF INDUSTRY-: Annual turnover of Agro based industries is 50 lakhs to 200 crore rupees respectively from small scale to large scale industry. BENEFIT OF INDUSTRY-: The benefit of the collected Agro based industries is 10 lakhs to 50 crores. There are about 24 agro based industries are established in Satara tehsil only one is large scale and 2 are medium scale remaining all are small scale. The large scale industry is cooperative sugar industry. These processing industry are established in number of villages which created employment in these villages. These industries are using agriculture product of near by areas as a raw material which is also creating market for agricultural sector. These industries are giving wages which are very low. And mostly are not giving much facility to the workers. Market is also not much established. Therefore they need to increase production and market area for finished products. Wages of the workers should increased. REFERENCES-: 1.District industrial center of Satara district. 2.Industrial dictionary of Satara district. (2011) 3.Dr. M. B. Potdar : Economic Impact of Tourism on Amboli Hill station : A Geographical Analysis, Indian Journal of Regional Science, Vol. XXXXI No. 2 ISSN , 2009, No. 2 pp

11 Publish Research Article International Level Multidisciplinary Research Journal For All Subjects Dear Sir/Mam, We invite unpublished Research Paper,Summary of Research Project,Theses,Books and Book Review for publication,you will be pleased to know that our journals are Associated and Indexed,India International Scientific Journal Consortium OPEN J-GATE Associated and Indexed,USA Google Scholar EBSCO DOAJ Index Copernicus Publication Index Academic Journal Database Contemporary Research Index Academic Paper Databse Digital Journals Database Current Index to Scholarly Journals Elite Scientific Journal Archive Directory Of Academic Resources Scholar Journal Index Recent Science Index Scientific Resources Database Directory Of Research Journal Indexing Indian Streams Research Journal 258/34 Raviwar Peth Solapur ,Maharashtra Contact Website :

Indian Streams Research Journal

Indian Streams Research Journal Vol 5 Issue 7 Aug 2015 ISSN No : 2230-7850 ORIGINAL ARTICLE International Multidisciplinary Research Journal Indian Streams Research Journal Executive Editor Ashok Yakkaldevi Editor-in-Chief H.N.Jagtap

More information

Indian Streams Research Journal

Indian Streams Research Journal Vol 5 Issue 12 Jan 2016 ISSN No : 2230-7850 ORIGINAL ARTICLE International Multidisciplinary Research Journal Indian Streams Research Journal Executive Editor Ashok Yakkaldevi Editor-in-Chief H.N.Jagtap

More information

Golden Research Thoughts

Golden Research Thoughts Vol 2 Issue 4 Oct 2012 ISSN No :2231-5063 ORIGINAL ARTICLE International Multidisciplinary Research Journal Golden Research Thoughts Chief Editor Dr.Tukaram Narayan Shinde Publisher Mrs.Laxmi Ashok Yakkaldevi

More information

Indian Streams Research Journal

Indian Streams Research Journal Vol 5 Issue 7 Aug 2015 ISSN No : 2230-7850 ORIGINAL ARTICLE International Multidisciplinary Research Journal Indian Streams Research Journal Executive Editor Ashok Yakkaldevi Editor-in-Chief H.N.Jagtap

More information

Indian Streams Research Journal

Indian Streams Research Journal Vol 5 Issue 7 Aug 2015 ISSN No : 2230-7850 ORIGINAL ARTICLE International Multidisciplinary Research Journal Indian Streams Research Journal Executive Editor Ashok Yakkaldevi Editor-in-Chief H.N.Jagtap

More information

Indian Streams Research Journal

Indian Streams Research Journal Vol 5 Issue 9 Oct 2015 ISSN No : 2230-7850 ORIGINAL ARTICLE International Multidisciplinary Research Journal Indian Streams Research Journal Executive Editor Ashok Yakkaldevi Editor-in-Chief H.N.Jagtap

More information

GoldenResearch Thoughts

GoldenResearch Thoughts Vol 2 Issue 11 May 2013 Impact Factor : 1.2018 (GISI) ISSN No :2231-5063 ORIGINAL ARTICLE Monthly Multidisciplinary Research Journal GoldenResearch Thoughts Chief Editor Dr.Tukaram Narayan Shinde Publisher

More information

Indian Streams Research Journal

Indian Streams Research Journal Vol 5 Issue 7 Aug 2015 ISSN No : 2230-7850 ORIGINAL ARTICLE International Multidisciplinary Research Journal Indian Streams Research Journal Executive Editor Ashok Yakkaldevi Editor-in-Chief H.N.Jagtap

More information

Indian Streams Research Journal

Indian Streams Research Journal Vol 5 Issue 11Jan 2016 ISSN No : 2230-7850 ORIGINAL ARTICLE International Multidisciplinary Research Journal Indian Streams Research Journal Executive Editor Ashok Yakkaldevi Editor-in-Chief H.N.Jagtap

More information

Indian Streams Research Journal

Indian Streams Research Journal Vol 5 Issue 9 Oct 2015 ISSN No : 2230-7850 ORIGINAL ARTICLE International Multidisciplinary Research Journal Indian Streams Research Journal Executive Editor Ashok Yakkaldevi Editor-in-Chief H.N.Jagtap

More information

Indian Streams Research Journal

Indian Streams Research Journal Vol 5 Issue 9 Oct 2015 ISSN No : 2230-7850 ORIGINAL ARTICLE International Multidisciplinary Research Journal Indian Streams Research Journal Executive Editor Ashok Yakkaldevi Editor-in-Chief H.N.Jagtap

More information

Indian Streams Research Journal

Indian Streams Research Journal Vol 5 Issue 7 Aug 2015 ISSN No : 2230-7850 ORIGINAL ARTICLE International Multidisciplinary Research Journal Indian Streams Research Journal Executive Editor Ashok Yakkaldevi Editor-in-Chief H.N.Jagtap

More information

Golden Research Thoughts

Golden Research Thoughts Vol 4 Issue 11 may 2015 ISSN No :2231-5063 ORIGINAL ARTICLE International Multidisciplinary Research Journal Golden Research Thoughts Chief Editor Dr.Tukaram Narayan Shinde Publisher Mrs.Laxmi Ashok Yakkaldevi

More information

Indian Streams Research Journal

Indian Streams Research Journal Vol 5 Issue 7 Aug 2015 ISSN No : 2230-7850 ORIGINAL ARTICLE International Multidisciplinary Research Journal Indian Streams Research Journal Executive Editor Ashok Yakkaldevi Editor-in-Chief H.N.Jagtap

More information

Indian Streams Research Journal

Indian Streams Research Journal Vol 5 Issue 7 Aug 2015 ISSN No : 2230-7850 ORIGINAL ARTICLE International Multidisciplinary Research Journal Indian Streams Research Journal Executive Editor Ashok Yakkaldevi Editor-in-Chief H.N.Jagtap

More information

Golden Research Thoughts

Golden Research Thoughts Vol 4 Issue 8 Feb 2015 ISSN No :2231-5063 ORIGINAL ARTICLE International Multidisciplinary Research Journal Golden Research Thoughts Chief Editor Dr.Tukaram Narayan Shinde Publisher Mrs.Laxmi Ashok Yakkaldevi

More information

Golden Research Thoughts

Golden Research Thoughts Vol 4 Issue 9 March 2015 ISSN No :2231-5063 ORIGINAL ARTICLE International Multidisciplinary Research Journal Golden Research Thoughts Chief Editor Dr.Tukaram Narayan Shinde Publisher Mrs.Laxmi Ashok Yakkaldevi

More information

Golden Research Thoughts

Golden Research Thoughts Vol 5 Issue 3 Sept 2015 ISSN No :2231-5063 ORIGINAL ARTICLE International Multidisciplinary Research Journal Golden Research Thoughts Chief Editor Dr.Tukaram Narayan Shinde Publisher Mrs.Laxmi Ashok Yakkaldevi

More information

Indian Streams Research Journal

Indian Streams Research Journal Vol 5 Issue 9 Oct 015 ISSN No : 30-750 ORIGINAL ARTICLE International Multidisciplinary Research Journal Indian Streams Research Journal Executive Editor Ashok Yakkaldevi Editor-in-Chief H.N.Jagtap Welcome

More information

Golden Research Thoughts

Golden Research Thoughts Vol 4 Issue 11 May 2015 ISSN No :2231-5063 ORIGINAL ARTICLE International Multidisciplinary Research Journal Golden Research Thoughts Chief Editor Dr.Tukaram Narayan Shinde Publisher Mrs.Laxmi Ashok Yakkaldevi

More information

Indian Streams Research Journal

Indian Streams Research Journal Vol 5 Issue 9 Oct 2015 ISSN No : 2230-7850 ORIGINAL ARTICLE International Multidisciplinary Research Journal Indian Streams Research Journal Executive Editor Ashok Yakkaldevi Editor-in-Chief H.N.Jagtap

More information

Indian Streams Research Journal

Indian Streams Research Journal Vol 4 Issue 6 July 2014 ISSN No : 2230-7850 ORIGINAL ARTICLE International Multidisciplinary Research Journal Indian Streams Research Journal Executive Editor Ashok Yakkaldevi Editor-in-Chief H.N.Jagtap

More information

Indian Streams Research Journal

Indian Streams Research Journal Vol II Issue XII Jan 2013 Impact Factor : 0.2105 ISSN No : 2230-7850 ORIGINAL ARTICLE Monthly Multidisciplinary Research Journal Indian Streams Research Journal Executive Editor Ashok Yakkaldevi Editor-in-chief

More information

Golden Research Thoughts

Golden Research Thoughts Vol II Issue V Nov 2012 Impact Factor : 0.1870 ISSN No :2231-5063 ORIGINAL ARTICLE Monthly Multidiciplinary Research Journal Golden Research Thoughts Chief Editor Dr.Tukaram Narayan Shinde Publisher Mrs.Laxmi

More information

Indian Streams Research Journal

Indian Streams Research Journal Vol 5 Issue 9 Oct 2015 ISSN No : 2230-7850 ORIGINAL ARTICLE International Multidisciplinary Research Journal Indian Streams Research Journal Executive Editor Ashok Yakkaldevi Editor-in-Chief H.N.Jagtap

More information

Indian Streams Research Journal

Indian Streams Research Journal Vol 5 Issue 7 Aug 2015 ISSN No : 2230-7850 ORIGINAL ARTICLE International Multidisciplinary Research Journal Indian Streams Research Journal Executive Editor Ashok Yakkaldevi Editor-in-Chief H.N.Jagtap

More information

Indian Streams Research Journal

Indian Streams Research Journal Vol 5 Issue 11 Dec 2015 ISSN No : 2230-7850 ORIGINAL ARTICLE International Multidisciplinary Research Journal Indian Streams Research Journal Executive Editor Ashok Yakkaldevi Editor-in-Chief H.N.Jagtap

More information

Indian Streams Research Journal

Indian Streams Research Journal Vol 5 Issue 7 Aug 2015 ISSN No : 2230-7850 ORIGINAL ARTICLE International Multidisciplinary Research Journal Indian Streams Research Journal Executive Editor Ashok Yakkaldevi Editor-in-Chief H.N.Jagtap

More information

GoldenResearch Thoughts

GoldenResearch Thoughts Vol II Issue VI Dec 2012 Impact Factor : 0.1870 ISSN No :2231-5063 ORIGINAL ARTICLE Monthly Multidisciplinary Research Journal GoldenResearch Thoughts Chief Editor Dr.Tukaram Narayan Shinde Publisher Mrs.Laxmi

More information

Indian Streams Research Journal

Indian Streams Research Journal Vol 5 Issue 7 Aug 2015 ISSN No : 2230-7850 ORIGINAL ARTICLE International Multidisciplinary Research Journal Indian Streams Research Journal Executive Editor Ashok Yakkaldevi Editor-in-Chief H.N.Jagtap

More information

Indian Streams Research Journal

Indian Streams Research Journal Vol 5 Issue 1 Feb 2015 ISSN No : 2230-7850 ORIGINAL ARTICLE International Multidisciplinary Research Journal Indian Streams Research Journal Executive Editor Ashok Yakkaldevi Editor-in-Chief H.N.Jagtap

More information

Indian Streams Research Journal

Indian Streams Research Journal Vol 5 Issue 5 June 2015 ISSN No : 2230-7850 ORIGINAL ARTICLE International Multidisciplinary Research Journal Indian Streams Research Journal Executive Editor Ashok Yakkaldevi Editor-in-Chief H.N.Jagtap

More information

Indian Streams Research Journal

Indian Streams Research Journal Vol 6 Issue 1 Feb 2016 ISSN No : 2230-7850 ORIGINAL ARTICLE International Multidisciplinary Research Journal Indian Streams Research Journal Executive Editor Ashok Yakkaldevi Editor-in-Chief H.N.Jagtap

More information

Golden Research Thoughts

Golden Research Thoughts Vol III Issue IX March 2014 Impact Factor : 2.2052(UIF) ISSN No :2231-5063 ORIGINAL ARTICLE International Multidisciplinary Research Journal Golden Research Thoughts Chief Editor Dr.Tukaram Narayan Shinde

More information

Indian Streams Research Journal

Indian Streams Research Journal Vol 4 Issue 6 July 2014 ISSN No : 2230-7850 ORIGINAL ARTICLE International Multidisciplinary Research Journal Indian Streams Research Journal Executive Editor Ashok Yakkaldevi Editor-in-Chief H.N.Jagtap

More information

Golden Research Thoughts

Golden Research Thoughts Vol 5 Issue 3 Sept 2015 ISSN No :2231-5063 ORIGINAL ARTICLE International Multidisciplinary Research Journal Golden Research Thoughts Chief Editor Dr.Tukaram Narayan Shinde Publisher Mrs.Laxmi Ashok Yakkaldevi

More information

Indian Streams Research Journal

Indian Streams Research Journal Vol 5 Issue 12 Jan 2016 ISSN No : 2230-7850 ORIGINAL ARTICLE International Multidisciplinary Research Journal Indian Streams Research Journal Executive Editor Ashok Yakkaldevi Editor-in-Chief H.N.Jagtap

More information

Indian Streams Research Journal

Indian Streams Research Journal Vol 5 Issue 7 Aug 2015 ISSN No : 2230-7850 ORIGINAL ARTICLE International Multidisciplinary Research Journal Indian Streams Research Journal Executive Editor Ashok Yakkaldevi Editor-in-Chief H.N.Jagtap

More information

Indian Streams Research Journal

Indian Streams Research Journal Vol 5 Issue 7 Aug 2015 ISSN No : 2230-7850 ORIGINAL ARTICLE International Multidisciplinary Research Journal Indian Streams Research Journal Executive Editor Ashok Yakkaldevi Editor-in-Chief H.N.Jagtap

More information

Indian Streams Research Journal

Indian Streams Research Journal Vol 4 Issue 12 Jan 2015 ISSN No : 2230-7850 ORIGINAL ARTICLE International Multidisciplinary Research Journal Indian Streams Research Journal Executive Editor Ashok Yakkaldevi Editor-in-Chief H.N.Jagtap

More information

GoldenResearch Thoughts

GoldenResearch Thoughts Vol II Issue VI Dec 2012 Impact Factor : 0.1870 ISSN No :2231-5063 ORIGINAL ARTICLE Monthly Multidisciplinary Research Journal GoldenResearch Thoughts Chief Editor Dr.Tukaram Narayan Shinde Publisher Mrs.Laxmi

More information

Indian Streams Research Journal

Indian Streams Research Journal Vol 5 Issue 9 Oct 2015 ISSN No : 2230-7850 ORIGINAL ARTICLE International Multidisciplinary Research Journal Indian Streams Research Journal Executive Editor Ashok Yakkaldevi Editor-in-Chief H.N.Jagtap

More information

Indian Streams Research Journal

Indian Streams Research Journal Vol 5 Issue 12 Jan 2016 ISSN No : 2230-7850 ORIGINAL ARTICLE International Multidisciplinary Research Journal Indian Streams Research Journal Executive Editor Ashok Yakkaldevi Editor-in-Chief H.N.Jagtap

More information

Golden Research Thoughts

Golden Research Thoughts Vol 4 Issue 6 Dec 2014 ISSN No :2231-5063 ORIGINAL ARTICLE International Multidisciplinary Research Journal Golden Research Thoughts Chief Editor Dr.Tukaram Narayan Shinde Publisher Mrs.Laxmi Ashok Yakkaldevi

More information

Indian Streams Research Journal

Indian Streams Research Journal Vol 3 Issue 11 Dec 2013 ISSN No : 2230-7850 ORIGINAL ARTICLE International Multidisciplinary Research Journal Indian Streams Research Journal Executive Editor Ashok Yakkaldevi Editor-in-Chief H.N.Jagtap

More information

Indian Streams Research Journal

Indian Streams Research Journal Vol 5 Issue 7 Aug 2015 ISSN No : 2230-7850 ORIGINAL ARTICLE International Multidisciplinary Research Journal Indian Streams Research Journal Executive Editor Ashok Yakkaldevi Editor-in-Chief H.N.Jagtap

More information

Indian Streams Research Journal

Indian Streams Research Journal Vol 6 Issue 1 Feb 2016 ISSN No : 2230-7850 ORIGINAL ARTICLE International Multidisciplinary Research Journal Indian Streams Research Journal Executive Editor Ashok Yakkaldevi Editor-in-Chief H.N.Jagtap

More information

Indian Streams Research Journal

Indian Streams Research Journal Vol 5 Issue 12 Jan 2016 ISSN No : 2230-7850 ORIGINAL ARTICLE International Multidisciplinary Research Journal Indian Streams Research Journal Executive Editor Ashok Yakkaldevi Editor-in-Chief H.N.Jagtap

More information

Golden Research Thoughts

Golden Research Thoughts Vol 5 Issue 6 Dec 2015 ISSN No :2231-5063 ORIGINAL ARTICLE International Multidisciplinary Research Journal Golden Research Thoughts Chief Editor Dr.Tukaram Narayan Shinde Publisher Mrs.Laxmi Ashok Yakkaldevi

More information

Research Directions. International Multidisciplinary Research Journal. Vol 3 Issue 4 Oct 2015 ISSN No: 2321-5488. Editor-in-Chief S.P.

Research Directions. International Multidisciplinary Research Journal. Vol 3 Issue 4 Oct 2015 ISSN No: 2321-5488. Editor-in-Chief S.P. Vol 3 Issue 4 Oct 2015 ISSN No: 2321-5488 ORIGINAL ARTICLE International Multidisciplinary Research Journal Research Directions Editor-in-Chief S.P. Rajguru Welcome to Research Direction ISSN No.2321-5488

More information

Research Directions. International Multidisciplinary Research Journal. Vol 2 Issue 9 March 2015 ISSN No: 2321-5488. Editor-in-Chief S.P.

Research Directions. International Multidisciplinary Research Journal. Vol 2 Issue 9 March 2015 ISSN No: 2321-5488. Editor-in-Chief S.P. Vol 2 Issue 9 March 2015 ISSN No: 2321-5488 ORIGINAL ARTICLE International Multidisciplinary Research Journal Research Directions Editor-in-Chief S.P. Rajguru Welcome to Research Direction ISSN No.2321-5488

More information

Business and Agricultural Loans

Business and Agricultural Loans Business and Agricultural Loans Business Loan Proposals Fund based business requirements. Non fund based business requirement. Classification of Loans based on Loan Pricing Sub-PLR (Prime Lending Rate)

More information

Analysis Of Existing Logistic Setup In Marketing Of Mangoes In Khammam District Of Telangna

Analysis Of Existing Logistic Setup In Marketing Of Mangoes In Khammam District Of Telangna IOSR Journal of Engineering (IOSRJEN) ISSN (e): 2250-3021, ISSN (p): 2278-8719 Vol. 05, Issue 12 (December. 2015), V2 PP 42-46 www.iosrjen.org Analysis Of Existing Logistic Setup In Marketing Of Mangoes

More information

An analysis of production and marketing of coconut in Tumkur District, India

An analysis of production and marketing of coconut in Tumkur District, India ISSN: 2347-3215 Volume 2 Number 10 (October-2014) pp. 167-175 www.ijcrar.com An analysis of production and marketing of coconut in Tumkur District, India S.Shashikumar* and H.M.Chandrashekar Department

More information

Research Directions. International Multidisciplinary Research Journal. Vol 2 Issue 1 July 2014 ISSN No: 2321-5488. Editor-in-Chief S.P.

Research Directions. International Multidisciplinary Research Journal. Vol 2 Issue 1 July 2014 ISSN No: 2321-5488. Editor-in-Chief S.P. Vol 2 Issue 1 July 2014 ISSN No: 2321-5488 ORIGINAL ARTICLE International Multidisciplinary Research Journal Research Directions Editor-in-Chief S.P. Rajguru Welcome to Research Direction ISSN No.2321-5488

More information

Indian Streams Research Journal

Indian Streams Research Journal Vol 5 Issue 9 Oct 2014 ISSN No : 2230-7850 ORIGINAL ARTICLE International Multidisciplinary Research Journal Indian Streams Research Journal Executive Editor Ashok Yakkaldevi Editor-in-Chief H.N.Jagtap

More information

Agribusiness Management, its meaning, nature and scope, types Of management tasks and responsibilities

Agribusiness Management, its meaning, nature and scope, types Of management tasks and responsibilities Agribusiness Management, its meaning, nature and scope, types Of management tasks and responsibilities Dr. B. K. Baruah Professor Department of Agril. Economics Farm Management Assam Agricultural University

More information

A STUDY ON OWN FUND REVENUE GENERATION THROUGH COMMON PROPERTY RESOURCE MANAGEMENT IN MADANMOHANPUR GRAM PANCHAYAT, WEST BENGAL

A STUDY ON OWN FUND REVENUE GENERATION THROUGH COMMON PROPERTY RESOURCE MANAGEMENT IN MADANMOHANPUR GRAM PANCHAYAT, WEST BENGAL A STUDY ON OWN FUND REVENUE GENERATION THROUGH COMMON PROPERTY RESOURCE MANAGEMENT IN MADANMOHANPUR GRAM PANCHAYAT, WEST BENGAL INTRODUCTION:- Self-Governing Institutions are an integral part of the Indian

More information

Agricultural Mechanization Strategies in India

Agricultural Mechanization Strategies in India 050 India Agricultural Mechanization Strategies in India Dr. Champat Raj Mehta Project Coordinator, All India Co-ordinated Research Project (AICRP) on Farm Implements and Machinery (FIM), Central Institute

More information

Sectors of the Indian Economy

Sectors of the Indian Economy CLASS : X SUBJECT : ECONOMICS TOPIC :SECTOR OF INDIAN ECONOMY MONTH : JULY, 2012 TEACHER S NAME: MRS. ASHIMA SHARMA Sectors of the Indian Economy Economic activities are activities that result in the production

More information

growing sources of employment in the country. In

growing sources of employment in the country. In SRI LANKA 8,000 7,000 6,000 5,000 Fig. 1: Employment by Major Economic Activity ('000s), 2002-2008 Agriculture, Hunting, Forestry, Mining and Wholesale and Retail Trade Hotels and Restaurants Agriculture,

More information

A review of agricultural and monsoon conditions

A review of agricultural and monsoon conditions For the past 2 years India has experienced drought like conditions. This year the Indian Meteorological Department (IMD) has predicted that there will above normal monsoon. If monsoons this year are good,

More information

Sponsored by. (New Delhi) Organised by

Sponsored by. (New Delhi) Organised by 1 A Grade Re-accredited by NACC (2014) With CGPA-3.16 Sponsored by (New Delhi) Organised by 2 Course Director Dr. Jagan Karade Associate Professor, Department of Sociology, Shivaji University, Vidyanagar,

More information

Deficit Rainfall Insurance Payouts in Most Vulnerable Agro Climatic Zones of Tamil Nadu, India

Deficit Rainfall Insurance Payouts in Most Vulnerable Agro Climatic Zones of Tamil Nadu, India Deficit Rainfall Insurance Payouts in Most Vulnerable Agro Climatic Zones of Tamil Nadu, India S.Senthilnathan, K.Palanisami, C.R.Ranganathan and Chieko Umetsu 2 Tamil Nadu Agricultural University, Coimbatore,

More information

LANGUAGE IN INDIA Strength for Today and Bright Hope for Tomorrow Volume 12 : 2 February 2012 ISSN 1930-2940

LANGUAGE IN INDIA Strength for Today and Bright Hope for Tomorrow Volume 12 : 2 February 2012 ISSN 1930-2940 LANGUAGE IN INDIA Strength for Today and Bright Hope for Tomorrow Volume ISSN 1930-2940 Managing Editor: M. S. Thirumalai, Ph.D. Editors: B. Mallikarjun, Ph.D. Sam Mohanlal, Ph.D. B. A. Sharada, Ph.D.

More information

THE AGRICULTURAL PRODUCE (REMUNERATIVE SUPPORT PRICES AND MISCELLANEOUS PROVISIONS) BILL, 2012

THE AGRICULTURAL PRODUCE (REMUNERATIVE SUPPORT PRICES AND MISCELLANEOUS PROVISIONS) BILL, 2012 1 AS INTRODUCED IN LOK SABHA 5 THE AGRICULTURAL PRODUCE (REMUNERATIVE SUPPORT PRICES AND MISCELLANEOUS PROVISIONS) BILL, 2012 By DR. MAHENDRASINH P. CHAUHAN, M.P. A Bill No. 128 of 2012 BILL to provide

More information

Bachelor Programs. Bachelor of Social Work. Bachelor of Arts, (Major: Psychology) Bachelor of Arts, (Major: Linguistics)

Bachelor Programs. Bachelor of Social Work. Bachelor of Arts, (Major: Psychology) Bachelor of Arts, (Major: Linguistics) Humanities & Social Bachelor Programs College Program Name Program Language Stream Study period (Credit Hours) Bachelor of Social Work Bachelor of Arts, (Major: Sociology) Bachelor of Arts, (Major: Arabic

More information

A Study on the Variation of Main Industry for Korean Enterprises Using the Panelized Survey of Business Activities Data. Abstracts

A Study on the Variation of Main Industry for Korean Enterprises Using the Panelized Survey of Business Activities Data. Abstracts A Study on the Variation of Main Industry for Korean Enterprises Using the Panelized Survey of Business Activities Data Hyun Kyung Kim 1 1 Corresponding author: Statistics Korea, e-mail: khk144@korea.kr

More information

Trends in Private and Public Investments in Agricultural Marketing Infrastructure in India

Trends in Private and Public Investments in Agricultural Marketing Infrastructure in India Agricultural Economics Research Review Vol. 21 (Conference Number) 2008 pp 371-376 Trends in Private and Public Investments in Agricultural Marketing Infrastructure in India M.S. Jairath* National Institute

More information

MAHATMAGANDHI UNIVERSITY. Courses of other Universities in the Distance/Private stream recognised by Mahatma Gandhi University

MAHATMAGANDHI UNIVERSITY. Courses of other Universities in the Distance/Private stream recognised by Mahatma Gandhi University MAHATMAGANDHI UNIVERSITY Courses of other Universities in the Distance/Private stream recognised by Mahatma Gandhi University 2 All the regular courses/degrees of the universities listed by the Association

More information

3RC TIMES ENGINEERING RANKING SURVEY 2015 - METHODOLOGY

3RC TIMES ENGINEERING RANKING SURVEY 2015 - METHODOLOGY 3RC TIMES ENGINEERING RANKING SURVEY 2015 - METHODOLOGY The objective of this research was to arrive at a list of top engineering institutes in India. The study had two major modules i.e. Perceptual Rating

More information

Guidance note I Result Indicator Fiches

Guidance note I Result Indicator Fiches Guidance note I Result Indicator Fiches This guidance note presents a fiche for each result in the CMEF. Each fiche contains the following elements: Type of Related measure Measure Code Definition of the

More information

THE KARNATAKA TRANSPARENCY IN PUBLIC PROCUREMENTS ACT, 1999 CHAPTER I

THE KARNATAKA TRANSPARENCY IN PUBLIC PROCUREMENTS ACT, 1999 CHAPTER I THE KARNATAKA TRANSPARENCY IN PUBLIC PROCUREMENTS ACT, 1999 Statement of Object and Reasons Sections : 1. Short title and commencement. 2. Definitions. ARRANGEMENT OF SECTIONS CHAPTER I 3. Provisions not

More information

5 Long-term Mechanization Strategy at National Level Issues and Recommendations

5 Long-term Mechanization Strategy at National Level Issues and Recommendations 5 Long-term Mechanization Strategy at National Level Issues and Recommendations 5.1 PREAMBLE Mechanization has been well received the world over as one of the important elements of modernization of agriculture.

More information

Production and profitability of flour confectionary products in different sizes of Bakery Industry in Marathwada region (M. S.

Production and profitability of flour confectionary products in different sizes of Bakery Industry in Marathwada region (M. S. Science Research Reporter 2(2):146-151, April 2012 ISSN: 2249-2321 (Print) Production and profitability of flour confectionary products in different sizes of Bakery Industry in Marathwada region (M. S.)

More information

PROFITABILITY ANALYSIS OF SELECTED COMPANIES IN SUGAR INDUSTRY BASED ON THEIR MARGIN ON SALES

PROFITABILITY ANALYSIS OF SELECTED COMPANIES IN SUGAR INDUSTRY BASED ON THEIR MARGIN ON SALES Volume 3, Issue 6 (June, 2014) Online ISSN-2277-1166 Published by: Abhinav Publication Abhinav National Monthly Refereed Journal of Research in PROFITABILITY ANALYSIS OF SELECTED COMPANIES IN SUGAR INDUSTRY

More information

EDUCATIONAL STATISTICS AT A GLANCE

EDUCATIONAL STATISTICS AT A GLANCE EDUCATIONAL STATISTICS AT A GLANCE GOVERNMENT OF INDIA MINISTRY OF HUMAN RESOUCE DEVELOPMENT BUREAU OF PLANNING, MONITORING & STATISTICS NEW DELHI 2014 Preface Educational Statistics at a Glance is a

More information

Proposed Terms of Reference for EIA studies

Proposed Terms of Reference for EIA studies Proposed Terms of Reference for EIA studies 1. Introduction The proposed expansion of Bulk Drugs & Intermediates manufacturing unit by M/s. Sri Krishna Pharmaceuticals Limited (Unit V). is located at Plot

More information

EXPORT OF AGRICULTURAL PRODUCTS

EXPORT OF AGRICULTURAL PRODUCTS 657. Shri R.K. SINGH PATEL RAM SUNDAR DAS ANIRUDHAN SAMPATH RAJAGOPAL LAGADAPATI MEENA SINGH KAPIL MUNI KARWARIYA S. PAKKIRAPPA R. DHRUVANARAYANA KOWASE MAROTRAO SAINUJI NILESH NARAYAN RANE SANJAY JAISWAL

More information

March, Zimbabwe National Statistics Agency Telephone: /8 or /7 P. O. Box C. Y. 342 Fax:

March, Zimbabwe National Statistics Agency Telephone: /8 or /7 P. O. Box C. Y. 342 Fax: March, 2016 Zimbabwe National Statistics Agency Telephone: 263-4-706681/8 or 263-4-703971/7 P. O. Box C. Y. 342 Fax: 263 4 792494 Causeway, Harare Email: info@zimstat.co.zw Zimbabwe Website: www.zimstat.co.zw

More information

4. EVOLUTION OF CROP INSURANCE SCHEMES IN INDIA

4. EVOLUTION OF CROP INSURANCE SCHEMES IN INDIA 4. EVOLUTION OF CROP INSURANCE SCHEMES IN INDIA 4.1 GENESIS OF CROP INSURANCE SCHEMES IN INDIA What a great achievement for Crop Insurance in India i.e. 250 farmers covered in first ever scheme in 1972

More information

March, 2016. Zimbabwe National Statistics Agency Telephone: 263-4-706681/8 or 263-4-703971/7 P. O. Box C. Y. 342 Fax: 263 4 792494

March, 2016. Zimbabwe National Statistics Agency Telephone: 263-4-706681/8 or 263-4-703971/7 P. O. Box C. Y. 342 Fax: 263 4 792494 March, 2016 Zimbabwe National Statistics Agency Telephone: 263-4-706681/8 or 263-4-703971/7 P. O. Box C. Y. 342 Fax: 263 4 792494 Causeway, Harare Email: info@zimstat.co.zw Zimbabwe Website: www.zimstat.co.zw

More information

RURAL INFORMATICS CENTRE FOR FARMERS: THE NEED OF AN HOUR

RURAL INFORMATICS CENTRE FOR FARMERS: THE NEED OF AN HOUR RURAL INFORMATICS CENTRE FOR FARMERS: THE NEED OF AN HOUR MERCY LYDIA D a and STEPHEN T b a&b Assistant Professor, PG Department of Library & Information Science, Vellalar College for Women(Autonomous),

More information

The Economic Benefits of Oil and Natural Gas Production: An Analysis of Effects on the United States and Major Energy Producing States

The Economic Benefits of Oil and Natural Gas Production: An Analysis of Effects on the United States and Major Energy Producing States August 2014 The Economic Benefits of Oil and Natural Gas Production: An Analysis of Effects on the United States and Major Energy Producing States THE PERRYMAN GROUP 510 N. Valley Mills Dr. Suite 300 Waco,

More information

INTERNATIONAL JOURNAL OF MANAGEMENT (IJM)

INTERNATIONAL JOURNAL OF MANAGEMENT (IJM) INTERNATIONAL JOURNAL OF MANAGEMENT (IJM) International Journal of Management (IJM), ISSN 0976 6502(Print), ISSN 0976 ISSN 0976-6502 (Print) ISSN 0976-6510 (Online) Volume 4, Issue 1, January- February

More information

Students Perception About Management Education in India and USA

Students Perception About Management Education in India and USA MPRA Munich Personal RePEc Archive Students Perception About Management Education in India and USA Bhavna R. Shetty and Rajashree Gujarathi Shri. S. P. Kothari & Smt. G. S. Kothari Institute of Computer

More information

Identifying Requirements of Agricultural Mobile Marketing from Experts Perception

Identifying Requirements of Agricultural Mobile Marketing from Experts Perception , pp.113-118 http://dx.doi.org/10.14257/ijunesst.2014.7.1.11 Identifying Requirements of Agricultural Mobile Marketing from Experts Perception Maryam Omidi Najafabadi, Mahmood Ahmadi and Farhad Lashgarara

More information

Study on the relative number and cost of EMR schemes in major disciplines of science including engineering

Study on the relative number and cost of EMR schemes in major disciplines of science including engineering Journal of Scientific & Industrial Research Vol. 63, April 2004, pp 330-335 Study on the relative number and cost of EMR schemes in major disciplines of science including engineering Kanta Rani*, M Bharathi

More information

08 CHAPTER. A National Market for Agricultural Commodities- Some Issues and the Way Forward 8.1 INTRODUCTION 8.2 APMCS LEVY MULTIPLE FEES, OF

08 CHAPTER. A National Market for Agricultural Commodities- Some Issues and the Way Forward 8.1 INTRODUCTION 8.2 APMCS LEVY MULTIPLE FEES, OF A National Market for Agricultural Commodities- Some Issues and the Way Forward 08 CHAPTER 8.1 INTRODUCTION Presently, markets in agricultural products are regulated under the Agricultural Produce Market

More information

LOAN ANALYSIS. 1 This is drawn from the FAO-GTZ Aglend Toolkits 1 5 for the training purpose.

LOAN ANALYSIS. 1 This is drawn from the FAO-GTZ Aglend Toolkits 1 5 for the training purpose. LOAN ANALYSIS AGLEND1 is a financial institution that was founded in the early nineties as a microcredit NGO. In the beginning, its target clientele were micro- and small entrepreneurs in the urban area.

More information

Impact Factor 0.348 E- ISSN - 2349-6746 ISSN -2349-6738

Impact Factor 0.348 E- ISSN - 2349-6746 ISSN -2349-6738 BUYING BEHAVIOUR OF INVESTORS OF SMALL TOWNS WITH RESPECT TO INSURANCE POLICIES: A STUDY ON BARPETA DISTRICT OF ASSAM Dr. Bidyut Jyoti Bhattacharjee Assistant Professor, Department of Commerce, B.H.College,

More information

Tax Law in Serbia General Provisions

Tax Law in Serbia General Provisions Tax Law in Serbia General Provisions Value Added Tax (VAT) The general rate of VAT levied for the turnover of goods and services, or the import of goods subject to taxation in Serbia is 18%. A special

More information

Economic Growth in MMR: Sector Specific Initiatives

Economic Growth in MMR: Sector Specific Initiatives Economic Growth in MMR: Sector Specific Initiatives Objective of Economic Growth Expert Group Propose policies and map out steps that will lead to economic rejuvenation for the MMR region Policies/projects

More information

Cost and benefit of investment in integrated broiler farming study

Cost and benefit of investment in integrated broiler farming study ISSN: 2347-3215 Volume 2 Number 4 (April-2014) pp. 114-123 www.ijcrar.com Cost and benefit of investment in integrated broiler farming study A case V.Balamurugan* and M.Manoharan Full Time Research Scholar,

More information

EFFECTIVENESS OF CUSTOMER RELATIONSHIP MANAGEMENT PRACTICES IN STAR HOTELS IN KARNATAKA

EFFECTIVENESS OF CUSTOMER RELATIONSHIP MANAGEMENT PRACTICES IN STAR HOTELS IN KARNATAKA EFFECTIVENESS OF CUSTOMER RELATIONSHIP MANAGEMENT PRACTICES IN STAR HOTELS IN KARNATAKA Dr.Ashoka.M.L, Faculty, Department of Post-Graduate Studies and Research in Commerce, University of Mysore, Manasagangotri,

More information

FINANCING OF AGRICULTURE BY COMMERCIAL BANKS PROBLEMS FACED BY FARMERS (An Empirical Study)

FINANCING OF AGRICULTURE BY COMMERCIAL BANKS PROBLEMS FACED BY FARMERS (An Empirical Study) FINANCING OF AGRICULTURE BY COMMERCIAL BANKS PROBLEMS FACED BY FARMERS (An Empirical Study) Dr. Kewal Kumar 1 and Atul Gambhir 2 1 Principal, Institute of Management and Technology, Kashipur, Uttarakhand

More information

A STUDY ON ASSET AND LIABILITY MANAGEMENT IN ICICI BANK

A STUDY ON ASSET AND LIABILITY MANAGEMENT IN ICICI BANK A STUDY ON ASSET AND LIABILITY MANAGEMENT IN ICICI BANK Salvin Surjith FP* N. Sathyanarayana** Abstract: Assets and Liabilities Management (ALM) is a dynamic process of planning, organizing, coordinating

More information

THE PREPARATION. SUPPLY/UTILIZATION ACCOUNTS (SUAs)

THE PREPARATION. SUPPLY/UTILIZATION ACCOUNTS (SUAs) THE PREPARATION OF SUPPLY/UTILIZATION ACCOUNTS (SUAs) I. INTRODUCTION The statistical framework of SUAs has been developed with the aim of providing a useful statistical tool for the preparation, conduct

More information

Labor Market Report Spring 2014

Labor Market Report Spring 2014 Industry Composition (top five by percentage of total industry employment) Retail 12.8% 10,350 workers Manufacturing 18.2% 14,683 workers Labor Market Report Spring 2014 Government 18.2% 14,651 workers

More information

Working Capital Management & Financial Performance of Manufacturing Sector in Sri Lanka

Working Capital Management & Financial Performance of Manufacturing Sector in Sri Lanka Working Capital Management & Financial Performance of Manufacturing Sector in Sri Lanka J. Aloy Niresh aloy157@gmail.com Abstract Working capital management is considered to be a crucial element in determining

More information