How To Get A Tax Refund On A Retirement Account



Similar documents
Account Transfer and Direct Rollover

Death Claim Statement for RiverSource Life of NY Annuities Disability Income Life Insurance

Death Claim Statement for RiverSource Life of NY Annuities Disability Income Life Insurance

How To Transfer A Death Clam

Change of Ownership/Annuitant

Uncrystallised funds pension lump sum payment instruction

Effective December 2015

Small pots lump sum payment instruction

Effective September 2015

Hollinger Canadian Publishing Holdings Co. ( HCPH ) proceeding under the Companies Creditors Arrangement Act ( CCAA )

LIFETIME INCOME OPTIONS

Uncrystallised funds pension lump sum

REQUIRED FOR YEAR END 31 MARCH Your business information

Trivial lump sum R5.0

DISCLOSURES I. ELECTRONIC FUND TRANSFER DISCLOSURE (REGULATION E)... 2 ELECTRONIC DISCLOSURE AND ELECTRONIC SIGNATURE CONSENT... 7

Local Business Starter Pack.

Reporting Forms ARF 113.0A, ARF 113.0B, ARF 113.0C and ARF 113.0D FIRB Corporate (including SME Corporate), Sovereign and Bank Instruction Guide

Dear AGWA Member, Sincerely, John G. Porter, Ph.D., CGW Executive Director

To manage leave, meeting institutional requirements and treating individual staff members fairly and consistently.

VOLUME 7 SECTION 3A REGISTRATION OF COMPANIES CUSTOMER GUIDELINES BASED ON COMPANIES ACT 2004

How To Get A Penson From Poland Or Canada

The Funeral Fund Offer Document

Tuition Fee Loan application notes

1.1 The University may award Higher Doctorate degrees as specified from time-to-time in UPR AS11 1.

7.5. Present Value of an Annuity. Investigate

GENERAL BUSINESS TERMS

PENSIONS FROM ZUS ESTABLISHED UNDER THE AGREEMENT ON SOCIAL SECURITY BETWEEN POLAND AND AUSTRALIA

Social Insurance Institution

First name Middle name Last name. Designation of Assessing Officer (Ward/Circle) Return filed under Section - [Please see instruction number-9(i)]

Thursday, December 10, 2009 Noon - 1:50 pm Faraday 143

Time Value of Money Module

. TITLE 37 INSURANCE PART XI CHAPTER 27: EMERGENCY - RULE 17 or DIRECTIVE 187

1. Math 210 Finite Mathematics

Global innovative solutions You can rely on.

EXTENDED FUNERAL COVER USER GUIDE AND CONTRACT

Capital International Global Equities Fund (Hedged)

Reporting Instructions for Schedules A through S

Using Series to Analyze Financial Situations: Present Value

DBIQ Australian Bond Indices

ADVERTISEMENT FOR THE POST OF DIRECTOR, lim TIRUCHIRAPPALLI

First name Middle name Last name PAN. Individual HUF Road/Street/Post Office Area/locality Date of Birth/Formation (DD/MM/YYYY)

DEFINING %COMPLETE IN MICROSOFT PROJECT

Simple Interest Loans (Section 5.1) :

2016/17

IT09 - Identity Management Policy

Capital Emerging Markets Total. Opportunities Fund (Australia) Product disclosure statement. Contents

Time Value of Money. Types of Interest. Compounding and Discounting Single Sums. Page 1. Ch. 6 - The Time Value of Money. The Time Value of Money

10.2 Future Value and Present Value of an Ordinary Simple Annuity

Construction Rules for Morningstar Canada Target Dividend Index SM

Section 2.2 Future Value of an Annuity

DEPARTMENT OF DEFENSE DeCAH 50-6 HEADQUARTERS DEFENSE COMMISSARY AGENCY Fort Lee. VA September 1, Personnel & Training

GENESYS BUSINESS MANAGER

Trust Deed UNISAVER NEW ZEALAND

PENSIONS FROM ZUS ESTABLISHED UNDER THE AGREEMENT ON SOCIAL SECURITY BETWEEN POLAND AND CANADA

VOLUME 7 SECTION 4 JAMAICA S TAX REQUIREMENTS AND PROCEDURES

DB Global Short Maturity High Yield Bond Index

TASE Trading Guide. Regulations to The Third Part of the Rules

PENSIONS FROM ZUS ESTABLISHED ON THE BASIS OF THE AGREEMENT ON SOCIAL SECURITY BETWEEN POLAND AND THE UNITED STATES OF AMERICA

0.02t if 0 t 3 δ t = if 3 < t

Rob Guthrie, Business Initiatives Specialist Office of Renewable Energy & Environmental Exports

UNITED STATES DISTRICT COURT NORTHERN DISTRICT OF FLORIDA UNITED STATES COURTHOUSE NORTH ADAMS STREET TALLAHASSEE, FLORIDA

Chapter 11 Practice Problems Answers

: da:j :!: b ;hich all its officers, regardless of

8 ROLES AND RESPONSIBILITIES IN RELATION TO THE ADMISSION OF RESEARCH STUDENTS

MASSACHUSETTS DEPARTMENT OF CORRECTION EMPLOYEE PERFORMANCE EVALUATION 103 DOC 222 TABLE OF CONTENTS DEFINITIONS GENERAL POLICY...

10. (# 45, May 2001). At time t = 0, 1 is deposited into each of Fund X and Fund Y. Fund X accumulates at a force of interest

Section 2.3 Present Value of an Annuity; Amortization

o HUF PERSONAL INFORMATION Road/Street/Post Office Area/locality Date of Birth/Formation (DD/MM/YYYY) Country o Male o Female

Traffic-light a stress test for life insurance provisions

VRT012 User s guide V0.1. Address: Žirmūnų g. 27, Vilnius LT-09105, Phone: (370-5) , Fax: (370-5) , info@teltonika.

- ONLINE BANKING SERVICES AGREEMENT -

SUMMARY PLAN DESCRIPTION FOR UNITED BENEFIT FUND. Plan Benefits as of January 1, 2011

benefit is 2, paid if the policyholder dies within the year, and probability of death within the year is ).

Section 5.3 Annuities, Future Value, and Sinking Funds

FINANCIAL MATHEMATICS

Performance attribution for multi-layered investment decisions

SPONSOR BROCHURE. WINning combinations for precision cancer medicine. Symposium

Wiltshire Schools Finance Manual September 2008

Section 5.4 Annuities, Present Value, and Amortization

The program for the Bachelor degrees shall extend over three years of full-time study or the parttime equivalent.

Your Contract Works Policy

Solution: Let i = 10% and d = 5%. By definition, the respective forces of interest on funds A and B are. i 1 + it. S A (t) = d (1 dt) 2 1. = d 1 dt.

Canon NTSC Help Desk Documentation

Traffic-light extended with stress test for insurance and expense risks in life insurance

Mission Oriented Business Integration Services (MOBIS) FSC Group: 874 Class: R499

How To Obtain Certified Copies Of Marriage And Divorce Records

JPMorgan Commodity Target Volatility Index Series

Financial Mathemetics

Residential/Office Phone Number with STD code Mobile No. Employer Category (if in employment) (Tick) Govt. PSU Others

R Risk-Based Global Developed Markets Equity Index. Methodology

S&P U.S. Corporate Bond Indices Methodology

July Volume 1 of 4. Notice to Tenderers Tender Forms & Conditions of Tender

Memorandum. New WIC Food Package Education for Moms & Infants

MyChange - A Guide to RealLife Versions

ELECTRADE POLICY PROPOSAL FORM

Mini-Future Certificate on Long/Short Strategy on 2 US Shares Baskets

A Secure Password-Authenticated Key Agreement Using Smart Cards

iavenue iavenue i i i iavenue iavenue iavenue

Course outline. Financial Time Series Analysis. Overview. Data analysis. Predictive signal. Trading strategy

Outgoing Annuity Tax-Qualified Transfer Exchange, Conversion or Direct Rollover from RiverSource Life Insurance Co. of New York i

Transcription:

CED0105200808 Amerprse Fnancal Servces, Inc. 70400 Amerprse Fnancal Center Mnneapols, MN 55474 Incomng Account Transfer/Exchange/ Drect Rollover (Qualfed Plans Only) for Amerprse certfcates, Columba mutual funds and RverSource Lfe annuty products. Ths form s not elgble for electronc submsson. Please mal sgned orgnal to Home Offce. For further nformaton, call 800.862.7919 If requred felds are unknown, contact the delverng frm. Socal Securty Number! Ths form can be used to transfer or rollover assets n an ndvdual retrement or qualfed plan account from another fnancal nsttuton to Amerprse certfcates, Columba funds, RverSource Lfe Annuty products. The dstrbuton optons avalable to you may be restrcted by your employer's 403 (b)/tsa-tsca plan provsons. See your Plan Admnstrator or Summary Plan Descrpton for further nformaton. Attach copy of your most recent statement dated wthn the last 90 days. To roll over assets from a 401(k) or other qualfed employer-sponsored plan, please consult your employer for requrements pror to submttng form. For thrd party frms who requre ther own form, submt the thrd party transfer paperwork n addton to ths form. For 403(b)/TSA-TSCA Accounts Only Transfer: A contract transfer occurs when an employee changes from one 403(b)/TSA-TSCA nvestment opton allowed under the plan to another nvestment opton n the same plan. No tax reportng s requred on a contract exchange. Rollover: A contract rollover occurs when an employee moves all or a porton of ther 403(b)/TSA-TSCA account from one plan sponsor/ employer's plan nto nvestment products offered by a dfferent plan sponsor/employer's 403(b)/TSA-TSCA plan or another tax qualfed plan. Tax reportng s requred for ths transacton. Informaton Sharng Agreement: An agreement between the employer and the vendor allowng the exchange of nformaton to ensure complance wth 403(b)/TSA-TSCA ncludng, but not lmted to nformaton regardng the partcpant s employment status, hardshp wthdrawals, and plan loans. Use Form 30062 for 1035 Exchange for Lfe and Annuty To transfer a certfcate to a Brokerage account, use eforms - Account Transfer. Use Form 3057 for Non-Qualfed Certfcate Transfers Use Form 271177 for a Transfer, Rollover or Exchange nto a RverSource RAVA 5 Annuty Use Form 271243 for a Transfer, Rollover or Exchange nto a NY RverSource Annuty Part 1 Amerprse Fnancal Servces, Inc. or RverSource Lfe Insurance Company Account Regstraton Account Holder Name Ttle of Account Type of Account You Are Movng To: Tradtonal IRA SIMPLE IRA CESA (not avalable n Annutes) 403(b)/TSA Rollover IRA Inherted IRA Proft Sharng Plan 403(b)/TSCA SEP IRA Roth IRA Money Purchase Plan Sgn on Page(s) 4, 5 The orgnal form must be maled for processng 2008-2015 Amerprse Fnancal, Inc. All rghts reserved. 200808 Page 1 of 5

CED0205200808 Part 2 Delverng Frm Informaton Account Holder's Name Ttle of Account as shown on your ment Type of Account You are Movng from: Tradtonal IRA SIMPLE IRA CESA 403(b)/TSA Rollover IRA Inherted IRA Proft Sharng Plan 403(b)/TSCA SEP IRA Roth IRA Money Purchase Plan 457 401(k) Roth Feature 401(k) Other: Are you movng from an Annuty? Yes No Contract Lost Contract Attached Company Informaton Name of Company currently holdng your account Part 3 Plan Sponsor Informaton (Requred for 403(b)/TSA-TSCA accounts only) Recevng Plan Sponsor Name/Current Employer Employer Identfcaton Number (EIN) Dstrbutng Plan Sponsor Name/Former Employer (f dfferent) Employer Identfcaton Number (EIN) Thrd Party Admnstrator (TPA) Name If you are currently retred, unemployed, or workng for an employer who does not sponsor a 403(b)/TSA-TSCA program, your 403(b)/TSA-TSCA account s deemed assocated wth your most recent employer who sponsored the 403(b)/TSA-TSCA arrangement.! Note: If you are age 70½ or older, you may have a Requred Mnmum Dstrbuton (RMD) requrement. 200808 Page 2 of 5

CED0305200808 Part 4 Instructons to Fnancal Insttuton (Requred) Transfer Tax Wthholdng Instructons (Select One): (For Roth conversons only) Drect Rollover (ths s reportable to the IRS) Converson to a Roth IRA (ths s reportable to the IRS) Any amount wthheld wll be consdered a dstrbuton n the form of wthholdng and wll decrease the amount that s rolled over to the Roth IRA. If the amount wthheld s to be rolled over to the Roth IRA, the amount wthheld wll have to be made up from other assets. Federal Wthholdng: You are lable for federal ncome tax on the taxable porton of your dstrbuton. If total wthholdng s not adequate, you may be subject to estmated tax payments and/or penaltes. Wthholdng: Wthholdng rules vary by state. Clents may have the opton to: (1) opt-out of wthholdng, (2) elect default state tax wthholdng, or (3) ncrease the rate of wthholdng. Dependng on the state, state tax wthholdng could be mandatory, optonal, unavalable, or the clent may need to complete a state-specfc form. tax wthholdng may not be avalable wth all fnancal nsttutons. For state tax wthholdng rules, contact them drectly. Please note that taxes wthheld per your electons or n accordance wth state rules wll not be refunded. Dfferent wthholdng rules apply n certan stuatons: If we do not have a vald Taxpayer Identfcaton Number on the account, f the payment s delvered outsde the Unted s or f you are a non-resdent alen. For a Qualfed Plan or a 403(b)/TSA-TSCA to a Roth IRA: A drect converson from a Qualfed Plan or 403(b)/TSA-TSCA to a Roth IRA results n ncome tax beng due on the taxable porton of the transacton. Please see the Specal Tax Notce provded by the plan sponsor of your Qualfed Plan or 403(b)/TSA-TSCA plan. You should consult wth a tax advsor pror to requestng ths transacton. There wll be no wthholdng on ths request unless you elect wthholdng below. For Tradtonal, SEP, or Smple IRA to a Roth IRA 10 federal ncome tax wll be wthheld from the converson amount unless you make a dfferent wthholdng electon below. Amounts dstrbuted n the form of wthholdng may result n a 10 IRS premature penalty tax n addton to the ordnary taxes that apply to the entre dstrbuton amount. Consult wth a tax advsor f you elect to wthhold. Federal Wthholdng Do not wthhold federal tax Wthhold 10 federal tax Wthhold federal tax - must be more than 10 Wthholdng Do not wthhold state tax Wthhold default state tax Wthhold state tax Select A, B, C, or D (Requred) A. Brokerage Lqudaton Instructons (the clent may need to call to lqudate the account) Lqudate (sell) all postons and transfer entre account as cash. Partal lqudaton Please lst specfc asset Amount(s) or percent(s) below. B. Mutual Fund Lqudaton Instructons (the clent may need to call to lqudate the account) Lqudate (sell) all postons and transfer entre account as cash. Partal lqudaton Please lst specfc asset Amount(s) or percent(s) below. C. Annuty Lqudaton Instructons Lqudate Annuty mmedately and transfer cash. I am aware of and acknowledge any penalty and/or surrender charges I wll ncur from an early wthdrawal. Lqudate Annuty at maturty and transfer cash. Specfy Maturty Date: (Submt 3 weeks pror to Maturty Date) Partal lqudaton Please lst specfc asset Amount(s) or percent(s) below. D. Certfcate of Depost Lqudaton Instructons Lqudate CD mmedately and transfer cash. I am aware of and acknowledge any penalty I wll ncur from an early wthdrawal. Lqudate CD at maturty and transfer cash. Specfy Maturty Date: Partal lqudaton Please lst specfc asset Amount(s) or percent(s) below. (Submt 3 weeks pror to Maturty Date) Account Number and/or Plan Name Specfc Amount or Percent Make checks payable to: For Mutual Funds and Certfcates: Amerprse Fnancal Servces, Inc. Attn: Account Transfers 70100 Amerprse Fnancal Center Mnneapols, MN 55474 For Annutes: RverSource Lfe Insurance Company Attn: Account Transfers 70100 Amerprse Fnancal Center Mnneapols, MN 55474 Please reference Clent's Name and account number on all checks. 200808 Page 3 of 5

CED0405200808 Part 5 Investment Instructons to Amerprse Fnancal Servces, Inc. or RverSource Lfe Insurance Company Account Number and/or Plan Name (Plan name s requred for New Accounts) Specfc Amount or Percent Part 6 Clent Sgnature and Acknowledgement As used below, the word I refers to the applcant who s the taxpayer on the account. I understand that account(s) to be opened for me at Amerprse Fnancal Servces, Inc. may be restrcted untl an executed applcaton s receved. I further understand that f an executed applcaton s not receved wthn 45 days of account openng, those restrctons wll nclude a prohbton on new purchase transactons and the depost or transfer n of cash or securtes. I acknowledge recept of and consent to all terms and condtons contaned n the Amerprse Brokerage Clent Agreement and the Other Important Dsclosures documents. I also acknowledge recept of nformaton relatng to the thrd-party cash sweep program offered by Amerprse Fnancal. I authorze my current custodan, nsurance company or trustee to execute, and release all status updates on, the above transacton to Amerprse Fnancal Servces, Inc. or RverSource Lfe Insurance Company. I am aware of and acknowledge any penalty and/or surrender charges I wll ncur from an early wthdrawal. If ths s a request for a 403(b)/TSA-TSCA account transfer or exchange, then I certfy that I am aware of the rules and requrements regardng 403(b)/TSA-TSCA account transfers and exchanges, and have had the opportunty to consult wth my personal tax advsor regardng ths transacton. I further acknowledge that I may need to request that my employer enter nto an nformaton sharng agreement or other necessary documentaton wth Amerprse Fnancal n order to mantan the Tax-Qualfed status of my 403(b)/TSA-TSCA account. Account Holder Name Account Holder Sgnature Co-Account Holder/Communty Property Name Co-Account Holder/Communty Property Sgnature (f applcable) Plan Sponsor/Plan Admnstrator Name (f applcable) Plan Sponsor/Plan Admnstrator Entty Name Plan Sponsor/Plan Admnstrator Sgnature (f applcable) Servcng Advsor Name Advsor Number Extenson 200808 Page 4 of 5

CED0505200808 Letter of Acceptance - For Corporate Use Only Amerprse Fnancal Servces, Inc. or RverSource Lfe Insurance Company wll depost assets receved n an IRA for the beneft of the above plan partcpant. Amerprse Fnancal Servces, Inc. and RverSource Lfe Insurance Company are qualfed under applcable Treasury regulatons to act as the custodan of IRA. Amerprse Fnancal Servces, Inc. or RverSource Lfe Insurance Company wll depost assets receved n a Qualfed 401(a) Plan or 403 (b)/tsa-tsca plan for the beneft of the above plan partcpant. Amerprse Fnancal Servces, Inc. and RverSource Lfe Insurance Company are qualfed under applcable Treasury regulatons to act as the custodan of the plan. Acceptance for Amerprse Fnancal Servces, Inc. or RverSource Lfe Insurance Company: Assstant Secretary (Corporate offce sgnature only) 200808 Page 5 of 5