Head Office TARIFF
Head Office Habib Bank AG Zurich Weinbergstrasse 59 8006 Zurich Switzerland Tel. +41 44 269 45 00 Fax +41 44 269 45 35 SWIFT HBZUCHZZ Internet: www.habibbank.com This Tariff is valid from 1st September 2016 and replaces all previous issues, subject to change without notification. It is applicable to our Swiss offices only. Please note that certain charges are subject to V.A.T., chargeable in accordance with current Federal Tax Department rules. Member of EURO-SIC and SEPA
Account Transactions Current Account Tariff for Private Banking Clients Account Maintenance General Account Maintenance - which includes: Withdrawals and Direct Credits Hold Mail Facility Certificate of Balance Account Statements Reference letter to 3rd banks Account closing charges per quarter for accounts with balances of less than CHF 100,000.- or equivalent CHF 50.- per quarter for accounts with balances of over CHF 100,000.- or equivalent. CHF 50.- Metal Accounts Commission on credit balances Gold Silver Other Metals 0.15% per annum 0.50% per annum 0.25% per annum Standing Orders (One-time fee) Your instructions to make regular payments Fund Transfers Transfer by Swift through our correspondents and branches worldwide. Internal Transfers within the Swiss Branch Free of charge Transfer by Post Office Payment (Postcheque) CHF 10.- CHF Transfers within Switzerland Transfer commission and Swift charges International Payments (Other Banks) Transfer commission regular payment and Swift charges (for all types of Fund Transfer) (If external cover payments need to be done, charges for two Swifts are applied.) Other Banks Charges Manual 0.05% CHF 20.- CHF 10.- CHF 20.- CHF 10.- Web 0.05% CHF 15.- minimum CHF 80.- maximum CHF 10.- per Swift as applicable
Account Transactions Current Account Tariff for Private Banking Clients (cont.) Inward Remittances CHF 10.- or foreign currency equivalent Cash Deposits / Withdrawals Local currency (Swiss Francs) Foreign currency Drafts in all currencies Drawn on correspondents / branches Cheque Collections Within Switzerland Free of charge 2% 0.05% CHF 20.- minimum maximum (plus postage / courier as applicable) CHF 15.- per cheque (plus postage / courier as applicable) Outside Switzerland CHF 25.- per cheque (plus postage / courier as applicable) Stop Payments / Cheques Returned Unpaid Your instructions to us not to pay a cheque issued by you Cheque drawn on your account returned unpaid If a cheque for credit to your account is returned unpaid to us by another bank / branch CHF 50.- per cheque CHF 50.- per cheque CHF 30.- plus correspondent Bank charges Travellers Cheques Collections 0.50% Foreign Exchange / Precious Metals Transactions Buying / selling of foreign currencies and precious metals Audit Confirmation Where we are requested to supply details of your account to your accountants / auditors Market rates as per daily rates list. Rates for higher amounts by arrangement. CHF 50.- (plus postage / courier as applicable) Tax Calculation and Certification CHF 200.- per certificate
Documentary Credit Import Opening (Charged per quarter or part thereof) Acceptance / Deferred Payment CHF 300.- minimum Subject to negotiation Payment / Negotiation for each utilisation Amendment 0.2% CHF 200.- CHF 250.- minimum Export Advising without confirmation Advising with confirmation (Charged per quarter or part thereof) 0.1% CHF 250.- minimum CHF 2'000.- maximum CHF 500.- minimum Payment / negotiation for each utilisation 0.2% CHF 200.- minimum Deferred Payment For each utilisation Documents Presented with Discrepancies CHF 50.- minimum Assignment fee Amendment Cancellation Reimbursement Swift Courier Postages CHF 250.- flat CHF 150.- CHF 150.- CHF 200.- CHF 25.- minimum CHF 80.- minimum CHF 50.- minimum
Documentary Collections - Import / Export Documentary Collections Collections payable at sight 0.2% CHF 250.- CHF 500.- Collections payable against acceptance on due date 0.25% CHF 300.- CHF 750.- minimum maximum minimum maximum Collections Payable on a Due Date (Additional) In case we have to confirm / guarantee payment on due date (charged per quarter or part thereof) In case of special issuance of goods release CHF 250.- minimum CHF 250.- Bank Guarantees Issuance of Guarantees Guarantee amendment CHF 250.- Partly Secured Against Acceptable Security Lien confirmed to branches Lien amendment USD 100.- minimum
Borrowing / Loans Overdrafts Un-arranged Arranged Mortgage Loans This facility is granted up to a maximum of 5 years (renewable) Commercial Loans This facility is granted up to a maximum of 5 years (renewable at bank's discretion) Arrangement / Documentation Fee (One Time) Charged to cover the cost of negotiation and arranging a loan, overdraft of Letter of Credit facility Renewal Fee If any of the existing loan, overdraft or Letter of Credit facilities are renewed (at the Bank's option) Security Perfection Charges Where solicitors & other professional charges incurred in perfection of securities, to the order of the Bank. These charges will be debited as received Commitment Fee Where loans are re-paid contrary to loan agreement, prior to their maturity Discounting Discounting of Bills of Exchange 3% over 6 months LIBOR As per arrangement Interest rate as per arrangement Interest rate as per arrangement 1% CHF 250.- minimum or as per arrangement 1% CHF 250.- minimum or as per arrangement The actual as received 1% from date of adjustment till maturity date of loan per loan agreement on outstanding balance Interest rate as per arrangement
Fiduciary Deposits Trustee Commission SWIFT Charges 0.375% per annum basis minimum CHF 15.- minimum Fiduciary Loans Fiduciary Commission 1% per annum Arrangement / Documentation Fee Charged to cover the cost of negotiation and arranging of loan upon disbursement 1% one time or as per arrangement Safe Deposit Lockers Annual Rent According to size Key Deposit CHF 120.- to CHF 900.- per annum Refundable Key Deposit According to size CHF 500.- to CHF 1'500.-
Portfolio Management Services Commissions based on net amounts traded Bonds (Buying / Selling) Shares (Buying / Selling) Up to CHF 100'000.- For the next CHF 150'000.- For the next CHF 250'000.- For the rest Minimum 0.70% 0.50% 0.35% 0.20% Up to CHF 100'000.- equiv. For the next CHF 150'000.- For the next CHF 250'000.- For the rest Mutual Funds Minimum 1.00% 0.75% 0.50% 0.25% 0.30% Coupon / Dividend Collection Charges 1.5% of the coupon amount CHF 5.- min. Transfer Fees Transfer of Assets (per position) Custody Fee (Charged Quarterly) Physical Gold - calculated on the value held, per year Securities - calculated on the value for securities held, per year Portfolio maintenance fee, per year (for securities) Management Fee (on Managed Accounts Only, Charged Quarterly) On average Portfolio value of up to CHF 500'000.- equiv., per year On average Portfolio value over CHF 500'000.- equiv., per year All In Fee for Managed Accounts (Charged Quarterly) Portfolio above CHF 500'000.- to CHF 1'000'000.- equiv., per year Minimum portfolio CHF 1'000'000.- plus equivalent, per year All In Fee for Trading / Advisory Accounts (Charged Quarterly) Minimum portfolio CHF 1'000'000.- plus, per year 0.50% 0.20% / CHF 12.50 min. 0.15% / CHF 7.50 min. 1.00% 0.50% 1.50% 1.00% 0.75% Foreign charges, if any, are in addition to the fees above. Subject to change without notification