and Conditions Corporate Banking

Transcription

1 Standard Terms and Conditions Corporate Banking

2 Content 3 I. Account Service Charges 3 II. Payment Services 5 III. Swift Products 5 IV. Cash Pooling 5 V. Electronic Banking - MultiCash 6 VI. Internet Banking Global Payments Plus 6 VII. Cash Desk 6 VIII. Credit 6 IX. Deposit 6 X. International Transactions 7 XI. MasterCard

3 Standard Terms and Conditions for Corporate Banking 3 Standard Terms and Conditions Corporate Banking i. Account Service Charges Current Account Establishing an account Cancellation of an account: Account maintenance - monthly fee: 300,- Account statements Account statement confirmation domestic, post as per valid price list of Česká pošta, a.s. Account statement confirmation foreign, post as per valid price list of Česká pošta, a.s. Account statement collected personally: 20, Account statement submitted via Fax or 50, Account statement submitted via Global Payment Plus: Duplicate of account statement and other documents: 100, statement / document Duplicate of account statement - current year: 100,- Duplicate of account statement - last year: 300,- Duplicate of account statement - older than 2 years: 500,- Other services Account statement confirmation (for audit purposes): min , II. PAYMENT SERVICES Domestic Incoming CZK payments Incoming CZK payments 5, Outgoing CZK payments Electronic payment order: 6,- Payment order (hard copy): 50,- Payment order within the bank: Urgent electronic payment order: 200,- Urgent payment order (hard copy): 300,- Confirmation of execution for payments not older than 6 months: 100, Confirmation of execution for payments older than 6 months: 300, Cancellation / amendment of payment instructions before execution of payment by Client's request: 100, Cancellation / amendment of payment instructions after execution of payment by Client's request: 300, Unjustified complaint: 300, Direct debits Passive Establishment of direct debit authorization 200, Amendment/cancellation of a direct debit authorization: 100, Repeated execution of direct debit: Active Direct debits:

4 4 Standard Terms and Conditions for Corporate Banking Standing payment order Establishment / Amendment: 200, Cancellation: Cheques Payable in CZK (domestic): 1,0% min. 100, max , Issuance of cheque-book to own account: 500,- Foreign Incoming payments: Incoming CZK and foreign currency payments: 0,5% min. 150, max , up to EUR 50, or equivalent in foreign currency: Outgoing payments Outgoing CZK and foreign currency payment order in electronic form: Charges: SHA (shared = fees of sending bank paid by the payer, fees of receiving bank paid by the beneficiary ) BEN (fees of sending as well as receiving bank paid by the payer) 1,0% min. 300, max , Charges: OUR (fees of sending as well as receiving bank paid by beneficiary) 1,0% min. 300, max , + 500,- charges of the foreign bank Outgoing CZK and foreign currency payment order (hard copy): Charges: SHA, BEN 1,5% min. 300, max , Charges: OUR 1,5% min. 300, max , + 500,- charges of the foreign bank up to EUR 50, or equivalent in foreign currency: Payment within the branch: Conversion between CZK and foreign currencies: Other services Confirmation of execution of payments not older than 6 months: 100, Confirmation of execution of payments older than 6 months: 300, Cancellation / Amendment of payment instructions prior to execution of payment by Client's request: 300, Cancellation / Amendment of payment instructions after execution of payment by Client's request/ unjustified complaint: min. 500, max. 1000, + 500,- charges of the foreign bank Charge for manual repair of payment: 150, Re-crediting of a returned payment due to client's incorrect instructions 200, Cheques Issuance of a cheque in CZK or other currencies: 1,0 % min. 500, max , Cheque collection: 1,0 % min , max , + postage 150,- Cheque for intermediate credit-cash letter 1,0% min , max , + postage 150,- Returned cheque fee: 300,

5 Standard Terms and Conditions for Corporate Banking 5 III. SWIFT PRODUCTS MT940 Receiving Receiving an electronic statement and forwarding it to the client: 1.000,- / account 75,- / statement MT940 Sending Sending an electronic statement and forwarding it to the client: 1.000,- / account 75,- / statement MT942 Receiving Receiving a statement: 1.000,- / account 25,- / statement MT942 Sending Sending a statement: 1.000,- / account 25,- / statement MT101 Active Fee for using the product (monthly): Processing a MT101 payment: 1.500,- / account 250,- / account MT101 Passive Fee for using the product (monthly): Sending a MT101 payment: 1.500,- / account 250,- / account IV. CASH POOLING Installation fee: Monthly fee: V. ELECTRONIC BANKING - MultiCash MultiCash Standard MultiCash installation: 8.000, / installation Connecting to MultiCash network*: , User charges (monthly): 1.000, Analysis of settings, upgrading, EBICS implementation:, max ,- Technician visit, servicing (hourly rate): 500,- Updates / Hotline: Express delivery by DHL service in the Czech Republic: 500,- Express delivery by DHL service abroad: 1.000,- *If on-site professional assistance is required, an additional service fee is charged. Other services Analysis of the payment file structure within SEPA (man-day): ,- System amendments according to client's requirements (man-day): 8.000,-

6 6 Standard Terms and Conditions for Corporate Banking VI. INTERNET BANKING Global Payments Plus Setup fee: 1.500, Monthly fee: 400, Hardware (USB Stick, Chip Card) 1.500,- per user USB Stick (in case of loss, destruction) 2.000,- Updates / Hotline: Express delivery by DHL service in the Czech Republic: 500,- Express delivery by DHL service abroad: 1.000,- VII. CASH DESK Deposits and withdrawals*: Cash deposits - third party account: 100,- Foreign currency exchange fee*: 1,0% min. 100, * please inform us two days in advance if you wish to withdraw more than CZK 500,000 or equivalent in other currencies. VIII. CREDIT Guarantees Guarantee provision: 2,5 % p.a. min , p.q. in advance Issuance fee for standard wording: 2.000, Issuance fee for non standard wording: Amendment fee: 1.000, Commission for claims under a Guarantee: 0,2 % min , Commission for confirmation of a Guarantee: Commission for advising a guarantee without any responsibility on our part: 0,1 % min , max , Commission for advising an amendment of a guarantee without any responsibility on our part: 1.000,- Loans Interest rates: Administative fee: 0,5 % flat fee IX. DEPOSIT Deposit interest rate: X. INTERNATIONAL TRANSACTIONS Documentary collections Import / Export (foreign / domestic) Collection provision (payment / acceptance) 0,3 % min , Amendment fee: 750, Delivery of documents free of payment: 750, Release of goods: 0,1 % min. 750, Prompt-note, Complaint: 500, Payment commission Export: 0,5 % min. 150, max , Payment commission Import: 1,0 % min. 300, max ,

7 Standard Terms and Conditions for Corporate Banking 7 Documentary Letters of Credit Import (foreign / domestic) Pre-advice: 500, Issuance fee: 2.000,- Irrevocability fee: up to 6 months: 0,3 % p.q. min , p.q. from the 7th month: 0,15 % p. M. min , p.m. Deferred payment commission / Acceptance commission: 0,15 % p. M. min.1.000, p.m. Handling fee: 0,3% min , Amendment fee: 1.000, Release of goods: 0,1% min 1.000, Cancellation fee: 1.000, Payment commission: 1,0 % min. 300, max , The Irrevocability fee will be calculated from the amount of the Letter of Credit for the entire validity and is payable, together with the issuance fee, upon the opening of the Letter of Credit. Documentary Letters of Credit Export (foreign / domestic) Pre-advice: 500, Advising commission: 0,1% min , max , Confirmation commission: Handling fee: 0,3 % min , Deferred payment commission / Acceptance commission: Supervisory commission: 0,1 % min , Fee for transfer of Letters of Credit: 0,3 % min , Amendment fee: 1.000, Fee for Irrevocable Payment Orders: 0,3 % min , Payment commission: 0,5 % min. 150, max , First pre-checking of documents: Subsequent pre-checking of documents: 0,05 % min , max , Forfaiting Interest rates and terms: Trade Finance Contract structure and terms: SWIFT costs as well as postage and courier costs will be charged separately. XI. MASTERCARD Annual fees for a card MasterCard Gold Business Card: 4.000,- MasterCard Silver Business Card: 2.500,-

8 8 Standard Terms and Conditions for Corporate Banking Fees and tariffs express issue of card within 24 (or 48) hours: 2.000,- reissuing of PIN: 200,- duplicate statement of card transactions: 100,- unjustified transaction complaint: 300,- placement of a card on stop list: 1.000,- card blocking: card unblocking after three false PIN inputs: issue of a replacement card due to loss or theft (with new number): 300,- issue of a replacement card due to damage (with the same number and primary validity) - in the Czech Republic: 500,- issue of a replacement card due to damage (with the same number and primary validity) - abroad: 4.000,- immediate change of card limit: 500,- change of data on card: 500,- Regular statement of card transactions - by mail: Fees for card transaction Payment at merchant: Place of transaction: Commerzbank AG, Praha + Brno: Cash withdrawal at ATM: Place of transaction: in the Czech Republic by ČSOB, Poštovní spořitelna, Sberbank, Oberbank, Raiffeisenbank im Stiftland Cheb, Waldviertler Sparkasse: Cash withdrawal at ATM: Cash withdrawal at a bank: 25,- + 0,22% of amount Place of transaction: at other banks in the Czech Republic: Cash withdrawal at ATM: Cash withdrawal at a bank: 25,- + 0,22% of amount 25,- + 0,22% of amount Place of transaction abroad: Cash withdrawal at ATM: 2,5% of amount, min. 80,- Cash withdrawal at a bank: 2,5% of amount, min. 80,- All transactions realized via the payment card will be charged to your CZK-account. In case of the return of claimed payments in foreign currencies, the bank is not responsible for exchange rates differences. As regards the payment for services not specified herein which are rendered pursuant to the client s instructions or in the presumed interest of the client, and which may, with respect to the given circumstances, be expected to be rendered for payment only, the bank shall proceed in accordance with valid legal regulations, unless agreed otherwise. The bank is authorized to request the client s reimbursement of expenses incurred as a consequence of the bank s activities carried out pursuant to the client s instructions or in the presumed interest of the client (especially as regards long-distance calls, postal/courier fees), as well as expenses associated with the establishment, administration, release and/or realization of a security (especially as regards notary fees, storage fees, fees for guarding the property serving as a security). Valid as of February 1 st, 2014

9 Your Commerzbank branch: Commerzbank Aktiengesellschaft pobočka Praha Jugoslávská Praha 2 Telefon: Fax: