TARIFF GUIDE CONSUMER BANKING. Tel: (230) TARIFF GUIDE CONSUMER BANKING - Version 5.

Transcription

1 TARIFF GUIDE CONSUMER BANKING Tel: (230) TARIFF GUIDE CONSUMER BANKING - Version 5.6

2 ACCOUNTS & DEPOSITS ABC Savings Account Minimum Interest Earning Balance ABC Junior Account Minimum Interest Earning Balance ABC Senior Account Minimum Interest Earning Balance ABC Current Account Minimum Interest Balance with interest payable on a half-yearly basis Rs 3,000 Rs 3,000 with interest payable on a monthly basis Rs 5,000 Rs 5,000 with interest payable on a monthly basis Rs 10,000 No interest payable Term Deposit Minimum Deposit Fixed/ Floating Interest Rates, Frequency and Deposit Periods Withdrawal before Maturity Within three months of Deposit After three months Fixed Rate Deposits Floating Rate Deposits Rs 50,000 As applicable from time to time At the discretion of the bank and subject to penalty No interest payable 2% below initial deposit rate or prevailing savings rate whichever is lower for the whole period up to the date of redemption Will be determined at time of premature encashment at the discretion of the Bank FOREIGN CURRENCY ACCOUNTS (Available in major currencies) Current Account (Foreign Currency) 5,000 units Charges on Deposits and Withdrawals of Foreign Currency notes in same Currency Additional Bank Charges 0.5% commission in lieu of exchange (minimum 10 units) (subject to availability of notes upon withdrawal) Any bank charge claimed by overseas banks will be passed on to the customer s account

3 Term Deposit (Foreign Currency) Minimum Deposit 10,000 units Fixed Interest Rates and Deposit Periods Interest Frequency Penalty on Term Deposit Withdrawal before Maturity As applicable from time to time At Maturity Penalty will be applied based on cost incurred by the bank in making up for the shortfall in funds CHARGES ON FOREIGN CURRENCY TRANSACTIONS Remittances Inward Local Currency Account Rs Overseas bank charges where applicable Foreign Currency Account Outward Local Currency Account Foreign Currency Account Demand Drafts Collection of demand drafts Deposited into Local Currency Account Deposited into Foreign Currency Account Courrier Fees Local Currency Accounts Foreign Currency Accounts Additional Bank Charges USD 5 + Overseas bank charges where applicable Rs Overseas bank charges where applicable. (Overseas bank charges depend on currency, amount and country of destination) USD 10 + Overseas bank charges where applicable. (Overseas bank charges depend on currency, amount and country of destination) + Courrier fees + overseas bank charges where applicable USD 5 + Courrier fees + overseas bank charges where applicable Rs 750 USD 25 Any bank charge claimed by overseas banks will be passed on to the customer s account GENERAL CHARGES ON OTHER SERVICES Statement (for period > 3 yrs) Passbook Rs 50 + per additional sheet Rs 50 + per additional sheet

4 E-Statement Account Number Cards 1st Card Cheque Book Cheque Book Issue Charges (25, 50,100 Leaves) Stop Payment of Cheques Inward Unpaid Cheques (cheques returned on drawer's account) Outward Unpaid Cheques (cheques returned on drawee's account) Special Clearing (Minimum Amount Rs 200,000) Attachment Order Processing Fee Standing Instructions Standing Orders (Internal Accounts) Standing Orders (ABC Group Accounts) Standing Orders (Other Banks) Standing Order Reject Fee Banker's Cheque Banker's Cheque Issue Banker's Cheque Cancellation/Lost Certificates Certificate of Balance Loan Certificate of Balance Liability Certificate Letter of Reference Certificates for Overseas Travels Certificate of Interest Audit Confirmation Letters Rs 50 Rs 3 per sheet Rs 125 per request Rs Rs 2,500 Rs 6 (free to the credit of internal loan accounts) for internal accounts only Rs 150 Rs 200 Rs Rs 1,000 per Financial Year and depending on complexity of letter

5 Local Bank Transfers In MUR Same day transfer - MACSS 2 or more days value Fax/ Transmission Fees Local Overseas Rs 10 per sheet per sheet LOANS FACILITIES Loans & Overdrafts Commitment fee: For facilities approved but not taken Mortgage Loan N/A Amendment & Cancellation Fee Charges Payable for Renewal of Overdraft Processing Fee Valuation Fees Legal Charges for Creation of Security Documents Site Inspection Erasure of Charges/Partial Erasure Search Fees Change of Security Cession de Priorite (a) Pari Passu Request (b) Other Consent Letters Change Requiring Fresh Documentation Change in security involving fixed charge by individuals/sociétés/ Partnership/Floating charge on assets/other complex documentation Renewal Charges/Sureties Crystallisation Fees Temporary Increase in OD Limit Vetting of Title Deeds Certificate of Assets & Charges Preparation of "Quittance & Main levee" Unauthorised Excess/Overdraft Rs % of amount with a minimum of Rs 1,000 and a maximum of Rs 5,000 1% As per valuer s fees As levied by registrar office Rs 500 per visit Govt fees + Rs 200 admin charges Govt fee + Rs 200 Rs 5,000 Rs 500 per month Rs 500 per certificate Rs 500 Rs 500 Rs 1,000 Service fee & Penalty Rate of 5% above OD rate.

6 INTERNET BANKING ABC e-banking (Personal) of charge DEBIT CARD Annual Fee Replacement Card Fee Pin Re-issue Withdrawal Fee at ABC Banking ATM Withdrawal Fee at Non ABC Banking ATM Balance Inquiry at ABC Banking ATM Balance Inquiry at Non ABC Banking ATM Mark-up on Foreign Exchange Transaction Quasi Cash Fee Cash Advance Fee + VAT per card Rs 10 3% 0 LEASING Front End Fee Valuation Fee Registration and Stamp Duty Cancellation Fees 1% of lease facility amount with a minimum of Rs 5,000 as per valuer s fee as levied by Registrar office,000 DISCLAIMER The Fees, Charges and Commission found in this booklet apply to the products and services provided by the ABC Banking Corporation Ltd. Any changes for services not included in this guide shall be disclosed on request or at the time the service is provided. ABC Banking Corporation Ltd reserves the right to modify, add or substitute its fees, charges and commissions or any one or more of them from time to time. Such modifications will be communicated to its customers through Notice at Branch and /or through its website Our customer service officers will be most happy to discuss any ABC Banking Corporation Ltd products or services with you. For more information on any of the fees and charges contained in this brochure, please contact us on (230)