Gibraltar International Bank. Services Tariff Guide

Transcription

1 Gibraltar International Bank Services Tariff Guide

2 Services Tariff Guide - Personal General Personal Prime Personal Plus Duplicate Statement n/a 5 per sheet n/a Duplicate Tax Letters 35 n/a 35 Cert of debit interest Cert of credit interest Issue of debit card free free free Online Banking free free free Bankers reference Replacement digital key n/a Cheques Cheque books n/a free n/a Stop a Cheque n/a free n/a Cheques paid in returned Cheques sent for collection 0.25% max % max % max 70 Cash GBP notes over the counter free free free Currency notes over the counter (where there is no currency conversion) 1% min 10 1% min 10 1% min 10 Payments Faster payments free Banker s Draft Standing Orders Set Up free Standing Order payments Chaps (UK and Gib) 25 on on line line International Payments SEPA Inward International Payments n/a n/a n/a Payment details incomplete Payment enquiry/ tracer Payment recall Overdrafts Limits exceeded 19%+ 19%+ 19%+ Unauthorised overdrafts 19%+ 19%+ 19%+ Unpaids

3 Services Tariff Guide Corporate General Business Business Plus Community Business Premier Crest Intermediary Account Service n/a n/a n/a n/a n/a 250 per qtr & Maintenance Fee Monthly 15pm 30pm n/a 15pm n/a n/a Account Holding Fee Duplicate n/a 5 per sheet n/a n/a n/a n/a Statement Issue of credit card 1% fee, min 100 1% fee, min 100 n/a 1% fee, min 100 1% fee, min 100 1% fee, min 100 Audit n/a certificates Bankers n/a reference Fixed deposit Certificate of balance Replacement digital key Cheques Cheque books n/a 50 per n/a n/a n/a n/a chequebook Stop a Cheque n/a free n/a n/a n/a n/a Cheques paid in returned Cheques sent for collection Cheques paid in Retrieval of cheques 0.25%, min 25 max 70. Corresponden t s d 20p per cheque 0.25%, min 25 max 70. Correspondent s d 0.25%, min 25 max 70. Corresponden t s d 0.25%, min 25 max 70. Correspondent s d 0.25%, min 25 max 70. Correspondent s d 0.25%, min 25 max 70. Correspondent s d 20p per cheque n/a 20p per cheque 20p per cheque 20p per cheque n/a 5 per item n/a n/a n/a n/a Cash GBP notes paid in over the counter Currency notes over the counter (where there is no currency conversion) Cash withdrawals (large amounts/ salaries) 0.60% 0.60% n/a By negotiation By negotiation By negotiation 2% min 10 2% min 10 n/a By negotiation By negotiation By negotiation 1% minimum % minimum 100 n/a By negotiation By negotiation By negotiation

4 Payments Faster n/a payments Banker s Draft Standing Orders Set Up Standing Order payments BACS Chaps (UK and Gib) International Payments SEPA Inward International Payments Payment details incomplete Payment enquiry/ tracer 5 for the file plus 50p per item. 25 on line for the file plus 50p per item. 5 for the file plus 50p per item. 25 on line for the file plus 50p per item. 5 for the file plus 50p per item. 25 on line on line 25 on line free free free free free free Payment recall for the file plus 50p per item. 25 on line Overdrafts Limits exceeded 19%+ 19%+ 19%+ 19%+ 19%+ 19%+ Unauthorised 19%+ 19%+ 19%+ 19%+ 19%+ 19%+ overdrafts Unpaids

5 Trade Services Import Letters of Credit Issuance Fee Risk commission 2.0% p.a. min. 30 days Acceptance commission 2.0% p.a. min. 30 days Document examination/payment/negotiation, 0.25% up to 4 million; 0.1% over and above 4 million Cancellation fee Release of goods Extra handling fee, per hour or part thereof Export Letters of Credit Advising fee * Confirmation/acceptance/commitment commission, on a case- by- case basis, min 30 days in % p.a. Document examination/negotiation, 0.25% up to 4 million, 0.1% over and above 4 million Cancellation fee Assignment of proceeds Transfer of Export Letter of Credit 0.5% of amount Pre- checking of documents, per document Extra handling fee, per hour or part thereof Standby Letter of Credit Issuance fee Risk commission 2.0% p.a. min. 30 days Claim under standby letter of credit Cancellation fee Extra handling fee, per hour Import Collection Import Collection commission Return of documents Document delivered free of payment Release of goods Extra handling fee, per hour or part thereof Protest (+fee from Notary Public) Min Min Min Min Min 300 Min 15 Min Min 115

6 Export Collection Export Collection commission Cancellation fee for documents returned Documents delivered free of payment Tracer (2 free tracers) Extra handling fee, per hour or part thereof Protest (+ fee from Notary Public) Guarantees 1% arrangement fee 500 Min Additional Courier Registered airmail SWIFT (Handling, reminder(s) to bank, etc) *Export Letter of Credit and commitment commission cover payment for the foreign risk the Bank takes. Please contact Gibraltar International Bank Trade Finance desk for current price information as well as whether Gibraltar International Bank has the capacity to make a commitment for a transaction.

7 Product Interest s and Fees - Personal Mortgages Amount Product Initial Interest (Fixed) Follow on Interest (Standard Variable ) Renewal Fee LTV Early Repayment Administration Fee (for each tranche of repayment) Up to 3 Year 250, %+ Up to 3 Year 250,000 5% %* n/a 250,000 to 4 Year 500,000 2% % n/a 250,000 to 4 Year 500, %+ 500,000 and 4 Year above 1.5% % n/a 500,000 and 4 Year above 2.10%+ *for Government Shared Home Ownership Schemes only LTV can go up to 90% Mortgage Arrangement Fee 1%. Minimum 999. Mortgage Redemption Admin Fee Valuation Fee - a fee in relation to the valuation of the property will be payable. This fee will be quoted by the relevant valuer. Overdraft Personal Mass Market Arrangement Fee flat fee. Interest 5%+, calculated on a daily basis Loans Personal Mass Market (Unsecured) Arrangement Fee flat fee. Interest s: (Secured) Amounts Fixed Pricing 1,000 to 4, % 5,000 to 9, % 10,000 to 14,999 14% 15,000 to 19, % 20,000 to 24, %

8 Arrangement Fee 1%. Min. Interest s Starts at 4.5% + and ends at 9.5% + (this all depends on amount and security vehicle presented). Overdraft Relationship Managed Clients Loans Relationship Managed Clients Mortgages Relationship Managed Clients Mortgages Amount Up to 250, ,000 to 500, ,000 to 500, ,000 and above 500,000 and above Product 3 Year 4 Year 4 Year 4 Year 4 Year Initial Interest (Fixed) 4.5%+ 2%+ 2.25%+ 1.5%+ 2.10%+ Follow on Interest (Standard Variable ) Renewal Fee LTV Early Repayment Administration Fee (for each tranche of repayment) % n/a % n/a Mortgage Arrangement Fee 1%. Minimum 999. Mortgage Redemption Admin Fee Valuation Fee - a fee in relation to the valuation of the property will be payable. This fee will be quoted by the relevant valuer.

9 Product Interest s and Fees - Corporate Overdraft Retail Business Arrangement Fee 1% minimum 100. Interest 5% +, calculated on a daily basis. Loans/ Commercial Mortgage Retail Business Segment Arrangement Fee 1% minimum 100. Interest 5% +. Loans - SPVs Overdraft Relationship Managed Clients Loans Relationship Managed Clients Loans/ Commercial Mortgages Relationship Managed Clients / Intermediaries Gibraltar International Bank Limited provides deposit taking and lending facilities to its clients. For this purpose it is authorised and supervised by the Gibraltar Financial Services Commission. Registered No Registered Office, 310 Main Street, Inces House Gibraltar, GX11 1AA. The Bank further reserves the right to change or revise its fees and its interest rates at any time, in particular when money- market conditions have changed and you are referred to Parts 8 and 10 of the Bank s General Terms and Conditions.