Business Easy Package The Banking Package for Entrepreneurs

Transcription

1 Business Easy Package The Banking Package for Entrepreneurs

2 Banking Made Easy Allowing You to Concentrate Entirely on Your Core Tasks as an Entrepreneur. Our Business Easy Banking Package combines the most important products and services for your daily banking needs. The standard package can be supplemented with additional services to provide you with flexibility and financial services tailored to your individual requirements. Standard Level: For CHF 11 per month you receive all key banking services in a single package: Business Easy corporate account (CHF) Flat rate for payment transactions 1 Maestro cards, Online Banking Credit Suisse Gold Business American Express Card 2 Supplementary Level: Obtain the requisite liquidity for your growth targets: Overdraft limit up to CHF 10,000 3 Business Easy Loan (current account credit) from CHF 20,000 to a maximum of CHF 100,000 3, 4 Approval procedure normally within 48 hours Optional Products: Depending on your needs, you have the option of requesting further products: One current account in your chosen currency of EUR, USD or GBP at a price of CHF 36 per year; additional currencies and current accounts at a price of CHF 80 per year MasterCard Business Standard (CHF) with no card fee in the first year 2 MasterCard Business Gold (CHF) with no card fee in the first year 2 1 Flat rate of CHF 25 per quarter, third-party charges and investigation outlay are not included in the flat rate. 2 Subject to a favorable credit check by Swisscard AECS GmbH, the issuer. The latest General Conditions for Charge Cards and Credit Cards of Swisscard AECS GmbH apply. 3 This is subject to a favorable credit decision by Credit Suisse AG. 4 The option of using the Business Easy Overdraft limit ceases to apply upon conclusion of the credit contract.

3 Conditions and Requirements Currency CHF Credit interest 0% for balances CHF 10 million Negative interest rates of CHF 10 million; rates available on request Withholding tax 35% of gross interest income Interest limit No interest limit Availability Total balance available at any time Price for Standard Level CHF 11 per month/chf 132 per year Postage costs E-documents: free of charge Switzerland: A-post Closing Quarterly (including account statement and final statement) Monthly statement free of charge Extracts of account Free of charge Payment transactions Flat rate of CHF 25 per quarter included in the package price 1 Above this amount as per the applicable tariff Maestro cards Free of charge (included in price for Standard Level), free cash withdrawals in CHF and EUR at all ATMs in Switzerland. Standard Level Supplementary Level Optional Products Restriction Credit Suisse Gold Business American Express Card Business Easy Overdraft limit Business Easy Loan Foreign currencies Services MasterCard Business Each Business Easy Package includes a card worth CHF ; all further cards cost CHF 100 per year Membership rewards program; earn points with every purchase Extensive insurance benefits Granting of limit up to max. CHF 10,000 3 Available to new clients after just six months The limit may be approved immediately for existing clients provided they had the necessary turnover or assets for at least three months prior to taking out the package Current account credit from CHF 20,000 to a maximum of CHF 100,000 3, 4 Credit approval possible after assessment of the financial statements for the last three years (upon meeting all other relevant requirements) Credit decision normally within 48 hours One current account in your chosen currency of EUR, USD or GBP at a price of CHF 36 per year; additional currencies and current accounts at a price of CHF 80 per year Discount of up to 40% on selected software and credit information All credit cards free of charge in the first year 2. Thereafter: MasterCard Business Standard (CHF): CHF 50 per year MasterCard Business Gold (CHF): CHF 150 per year Own company logo free of charge Own design one-time CHF 150 One Business Easy Package per client Only for clients domiciled in Switzerland 1 Third-party charges and investigation outlay are not included in the flat rate. 2 Subject to a favorable credit check by Swisscard AECS GmbH, the issuer. The latest General Conditions for Charge Cards and Credit Cards of Swisscard AECS GmbH apply. 3 This is subject to a favorable credit decision by Credit Suisse AG. 4 The option of using the Business Easy Overdraft limit ceases to apply upon conclusion of the credit contract.

4 Other Services for Your Business Success Comprehensive Advice Everything from a Single Source. Every company is unique. We would be happy to adjust our services to meet your individual needs. As an experienced partner in both Swiss and international business, we offer companies innovative solutions at all levels. Financing Payment Transactions International Transactions Company succession Research Networks Credits Mortgages Leasing Factoring Hedging of interest rate risks Structured finance Payments, accounts and cards that supplement the services of the Business Easy Package Foreign exchange transactions Trade hedging (documentary credits, documentary collections, guarantees, surety bonds) Export financing Individual succession solutions Analyses of the current situation and outlook for the national and global economy Contact and access to market and sector experts in Switzerland and abroad

5 Credit Suisse The Bank for Entrepreneurs Contact Us. We Look Forward to Advising You. Credit Suisse has been a strong and experienced partner for Swiss companies of all sizes and from all sectors since Your personal advisor is available at our Business Center to answer all your questions concerning the Business Easy Package and more. The Business Center offers you Continuous availability during business hours (Monday Friday, 8 a.m. to 6 p.m.) Easy and efficient processing of daily banking business Professional and detailed advice on credit requests as well as investment, leasing or pensions requirements Toll-free number * * Telephone calls may be recorded.

6 Disclaimer: This document was produced for information purposes and is intended for the exclusive use of the recipient. No guarantee is made regarding reliability or completeness of this document, nor will any liability be accepted for losses that may arise from its use. The terms and conditions given were correct at the time this document was published. The terms and conditions of the latest product documentation shall apply. They are subject to change at any time. This document may not be distributed in the United States or given to any US person (as defined in Regulation S of the US Securities Act of 1933, as amended). The same applies to other jurisdictions, except where compliant with the applicable laws. Copyright 2015 Credit Suisse Group AG and/or its affiliates. All rights reserved. Credit Suisse AG P.O. Box CH-8070 Zurich credit-suisse.com/businesseasypackage SNLS 21