Table of Fees and Charges of DNB Bank Polska S.A. for corporate customers (handled in the Midas system).

Transcription

1 Table of Fees and Charges of DNB Bank Polska S.A. for corporate customers (handled in the Midas system). Warsaw, 1 st November, 2014 Table of Contents I. Accounts and Account Details... 2 II. Domestic Services in... 3 III. Foreign Exchange Turnover Services... 3 IV. inord Business e-banking... 4 V. Additional services... 5 VI. Service Packages for Entrepreneurs... 5 VII. Cash service... 7 VII. Cards... 8 IX. Documentary transactions... 8 X. Guarantees TABLE no. 1 Courier fees P a g e

2 General provisions This Table of Fees and Charges presents basic terms and conditions of DNB Bank Polska S.A. in corporate banking. External costs incurred by DNB Bank Polska S.A. are debited to the Customer s account (including postal fees). In individual cases the Bank may implement and charge fees for bank services not stipulated herein. For transactions within which services are to be provided in a specific manner and after prior agreement or settlement with the Customer, the Bank may charge higher fees and charges than those specified herein. The charges specified in foreign currencies may be converted in the zloty at the exchange rate of the National Bank of Poland applicable on the transaction date and subsequently posted in the account in currency. This Table of Fees and Charges may be withdrawn or amended at ant time. In such circumstances the previous Table of Fees and Charges shall become null and void. Definitions The Bank DNB Bank POLAND. The execution date the date of debiting the Customer s account with the amount of payment. The value date is counted from the execution date. Foreign exchange turnover pursuant to the Act dated 27 July 2002, the Foreign Exchange Law, foreign exchange turnover is defined as domestic and international currency turnover. SEPA payments- payments denominated in the euro submitted in SHA cost option, sent to banks in European Union or European Economic Area participating in SEPA settlement system. Cost options for realization of foreign exchange turnover: SHA cost option payment option where the Ordering Customer covers only the costs imposed by the Bank. OUR cost option payment option where all the costs are covered by the Ordering BEN cost option payment option where all the costs are covered by the Beneficiary. I. Accounts and Account Details Customer. 1. Account maintenance terms Account opening For account Free of charge Account maintenance ( or currency) Per month, per account Currency account maintenance (EUR) Per month, per account or EUR Currency account maintenance (USD) Per month, per account or USD Statements sent via SWIFT in MT940 format Per month, per account Monthly account statement (sent by post) - for Customers not using inord Business services Account closing Establishing a cash blokade for future payments Per month, per account Per account, on case-bycase basis Per blockade, on case-bycase basis Free of charge Interest rates (interest calculated and posted on monthly basis) The interest rate per annum Interest on current accounts in 0.00 % Interest on deposits in current accounts in EUR 0.00 % Interest on deposits in current accounts in USD 0.00 % Interest on deposits in current accounts in other currencies Term deposits (min. 100,000 or equivalent in currency) On request Negotiated with dealer 2 P a g e

3 Term deposits terminated before maturity 0.00 % Interest rates on overdraft facilities Unauthorised overdraft in current account (overdue) As per agreement 1.5 times the statutory interest, more than 4 times the lombard credit rate of the National Bank of Poland 3. Information (at Client s request) Price terms Price Copy of account statement, balance or payment confirmation, other confirmations For each document Fee for sending statements by mail or collecting them in person Per account, per month Statement to auditors On case-by-case basis 4 Standard Bank opinion, at Customer s request On case-by-case basis Non-standard Bank opinion, at Customer s request On case-by-case basis 3 Copy of the agreements concluded with the Bank and other documents On case-by-case basis per page, max II. Domestic Services in Service Description Price terms Price 1. Incoming Payments Payments (ELIXIR, SORBNET) Free of charge 2. Outgoing Payments Outgoing payments (ELIXIR) Electronic 1.95 Outgoing payments SORBNET Electronic Intra-bank payments Electronic Free of charge Automatic transfer of funds (sweeping/ topping) Opening, Amendment, Cancellation Additional fee for urgent domestic payments 2.00 Correction of cancellation of payments ordered Ordered (under execution) Executed (+charges of beneficiary s bank) III. Foreign Exchange Turnover Services Service Description Price terms Price 1. Incoming Payments Payments SWIFT/TARGET Cross-border payments EuroELIXIR Outgoing Payments Cross-border payments (SEPA) Electronic P a g e

4 SWIFT payments Electronic 0.25% min , max Additional Fees SWIFT telecommunication fee Request for the cash return from the ordered payment Ordered (under execution) Executed (+charges of intermediating or/and beneficiary s bank) Amendment of the payment value date Additional fee for payment sent in OUR cost option Request for cost cover sent to ordering bank in case of payments where all costs are covered by Ordering Customer (OUR). Additional fee for processing of paper or fax orders Additional fee for urgent cross-border payments (Value date D+0 is available for, EUR and USD currencies. For other currencies urgen payments are executed with D+1 value date.) Servicing payment transfer with incorrect BIC/SWIFT code, incorrect beneficiary account format or incorrect beneficiary name Performance of execution title or document having the effect of such a title from debtor s bank account Payment on request and on behalf of enforcement authority (+charges of intermediating or/and beneficiary s bank) 0,1% of the recovered funds, min max IV. inord Business e-banking Service Description Price terms One-off implementation fee Implementation (max. 6 Users) One-off User change set up fee Implementation of additional or deletion of current Users Price For each User Monthly fee Maintenance monthly Electronic signature hardware (USB key) Optional Per item 1 Fee of SMS-authorization service Optional monthly As in agreement Dedicated IP address service Optional Per month As in agreement On-site support by Bank's Specialists Regeneration of start-up password Interface configuration with G-L system / service additional training on the request of client Per working day On case-by-case basis travel cost Monthly account statement (sent by post) for Customer using inord Business services printout up to 300 pages 1 Per month prinout of over 300 pages Outgoing mass payment module Launch of service One-off Payment execution 0.80 Fee Per month P a g e

5 Files MT101 module MT101 passive module activation (receiving MT101 messages) One-off Free of charge Payment execution Fees according to a certain type of payment. See sections: II.2, III.2, III.3 V. Additional services NORD Collect module Price terms Price Launch of service One-off 1 Fee Per month Amendment of agreement terms and conditions Per Annex Incoming transfer fee As in agreement Direct Debit (for Creditor) Launch of service One-off 2 Amendment of agreement terms and conditions Per Annex Processing of Debtor s agreements (registration/ modification/closing) Per Agreement 5.00 Direct Debit payment fee electronically 1.95 Direct Debit revocation fee One day before 5.00 Direct Debit refund fee Direct Debit (for Debtor) Processing of Debtor s agreements (registration/ modification/closing) Per agreement Direct Debit payment fee 5.00 Direct Debit refund fee Net balance Launch of service One-off Fee Per month 1 Fee for account included in structure Per month VI. Service Packages for Entrepreneurs Packages A and B are available only for agreements concluded by 27 October 2008r.. Fees and Commissions for Packages for new Customers are set individually. A. inord Business Package Account maintenance terms in inord Business Package Account opening (basic in and auxiliary in ) Per account Free of charge 5 P a g e

6 Account maintenance in 1 Auxiliary account maintenance in inord Business fee Per month inord Business set up fee One-off Outgoing domestic payments Outgoing payments (ELIXIR) Electronic 1.20 Outgoing and incoming cross-border payments a. Incoming payments Cross-border incoming payments SWIFT/ TARGET b. Outgoing payments SWIFT payments Electronic 0.25% min , max B. inord Importer Package Account maintenance terms for NORD Importer Package Account opening (basic in and auxiliary in the currency) One-off Free of charge Account maintenance in 2 Auxiliary account maintenance inord Business fee Per month inord Importer set up fee One-off Outgoing domestic payments Outgoing payments (ELIXIR) Electronic 1.50 Payments in foreign exchange turnover a. Incoming payments Cross-border incoming payments SWIFT/TARGET b. Outgoing payments SWIFT payments Cross-border payments (EuroELIXIR) Electronic Electronic 5.00 (including SWIFT telecommunications fee) C. Other Services for Customers using packages 1 It applies to the current account and one auxiliary account 2 Op. cit. 6 P a g e

7 Additional services and fees Maintaining additional account outside the package Closing account Statement copy, table of foreign exchange rates, balance confirmation, payment confirmation Statements to auditors Bank opinion on customer s request Per month On case-by-case basis per account For each document On case-by-case basis On case-by-case basis SWIF telecommunications fee Corrected transactions, amendments, payment cancellations Change of incoming payment value date at customer s request Ordered Executed (+charges of intermediating or beneficiary s bank Additional fee for OUR cost option Request for cost cover sent to ordering bank in case of payments where all costs are covered by Ordering Customer Additional fee for processing orders in paper or fax form Additional fee for urgent domestic transfers 2.00 Additional fee for urgent cross-border transfers (urgent transfers may be carried out in, EUR and USD) Performance of execution title or document having the effect of such a title from debtor s bank account Payment on request and on behalf of enforcement authority Regeneration of start-up password On case-by-case basis Monthly account statement (sent by mail) for Customer using inord Business e-banking services For a printout up to 300 pages For a printout of over 300 pages Per month VII. Cash service 3 1. Cash payments 4 Cash payments in open form at the Bank s branch Depending on amount of payment 0.6% min Cash payments in open form at the BZ WBK branch Cash payments in closed form As in agreement As in agreement 2. Cash withdrawals Cash withdrawals in open form in Bank s branch Depending on amount of withdrawal 0.6% min It is necessary to sign an additional document 4 Fees are not charged on cash payments made to accounts for repayment of interest and loans granted by DNB Bank Polska S.A. or on cash payments made to accounts of foundations or associations 7 P a g e

8 Cash withdrawals in open form at the BZ WBK branch Cash withdrawals in closed form As in agreement As in agreement VII. Cards A. Charge cards Service Preparing and releasing Card / Renewed Card: Fees and charges Visa Business Charge Professional Fees and charges Visa Business Charge Executive Card use/maintenance (monthly) Preparing and releasing Card Duplicate Free of charge Operation handling and settlement of non-cash transactions Free of charge Free of charge Operation handling and settlement of cash transactions: a) cash withdrawals on domestic market b) cash withdrawals abroad 3.00%, min %, min % min % min Fee for currency conversion (concerns transactions made in a currency other than the card currency) 3.00 till % since till % since Deferred payment fee 1.20% of the transaction amount 1.20% of the transaction amount Change of card limit Free of charge Free of charge Change of card daily transaction limits Free of charge Free of charge Change of PIN Free of charge Free of charge Insurance package: safe card safe journey B. Additional cards charges Free of charge Not applicable Free of charge Free of charge Service Delivering card(s) by courier mail within the country Fee is applicable irrespective of the card releasing fee. Delivering card(s) by courier mail abroad Fee is applicable irrespective of the card releasing fee. Releasing replacement card via VISA for a card lost abroad. Emergency cash withdrawal abroad Fees / charges in Fees / charges in Visa Business Charge Professional Visa Business Charge Executive shipment costs shipment costs According to Bank costs, not less that According to Bank costs, not less the equivalent of USD 2 that the equivalent of USD 2 According to Bank costs, not less that According to Bank costs, not less the equivalent of USD that the equivalent of USD Fees provided in foreign currencies are converted to the zloty at the FX selling rate of the Bank for the relevant currency applicable on the day of settling the operation according to the Table of Foreign Exchange Rates of the Bank as of this date. IX. Documentary transactions 1. Cheque transactions in the zloty Cheque Collection Cheque transactions in foreign currencies Cheque collection Depending on the amount of the cheque 0.5% min 80.00, max P a g e

9 Additional fee for cheque collection 5 Per cheque 1) in the euro payable in Germany Equivalent of EUR 2 Per cheque 2) in the euro payable in other EMU countries Equivalent of EUR 4 Per cheque 3) in the pound payable in Great Britain Equivalent of GBP 4 Per cheque 4) in the dollar payable in the US Equivalent of USD 2 Per cheque Cancellation of cheques in foreign currencies + costs charged by foreign banks Per cheque 3. Export Letter of Credit EUR Advice of L/C (including to other bank) 0.1% min.2 max Acceptance of documents 0.15%, min. 2 Confirmation of letter of credit Deferred payment fee for confirmed letter of credit Calculated for each started quarter or month of L/C validity, payable up front for the whole period Payable for each started month of month of deferred letter of credit charged on the day of obtaining funds under L/C Deferred payment fee for unconfirmed letter of credit 2 Depending on country risk 0.2% min Depending on country risk 0.1% min 2 Amendment of confirmed L/C terms and conditions relating to increase of L/C amount or extension of L/C validity As for confirmation Amendment different than stipulated above 2 L/C transfer fee 0.25%, min Assignment of proceeds under L/C 2 Cancellation or write-off of totally unutilised external L/C Initial check of documents (charged for each set of documents presented under L/C) 4. Import Letter of Credit Set of documents: Per document: Opening Calculated for each started quarter or month of L/C validity, payable up front for the whole period 0.5% quarterly/ 0.2% monthly, min. 2 Acceptance of documents 0,2% min Presentation of documents not complying with L/C terms and conditions (charged from beneficiary) Deferred payment fee Payable for each started month of deferred payment, charged on the day of payment under L/C 75 EUR or equivalent in other currency 0.2% min Amendment of L/C terms and conditions relating to increase of L/C amount or extension of L/C validity As for opening Amendment different than stipulated above Preparation of draft L/C (charged only when application for opening L/C is not presented) Writing off L/C balance (part or in whole) 1 Assignment of documents 1 SWIFT costs in case of opening L/C Other SWIFT costs connected with L/C servicing cheques in other currencies are cashed at rates specified on case-by-case basis. 9 P a g e

10 5. Export documentary collection Execution of collection instruction 0,2% min max Payment Amendment fee 1 Writing off unutilised balance 1 6. Import documentary collection Advice Payment for documents / promissory note acceptance 0.2% min max Release of documents without of payment Amendment of collection terms and conditions Assignment of documents Protest of promissory note plus notary fee X. Guarantees Guarantees issued by DNB Bank Polska S.A. Issuance fee according to standard Bank text Fee for issuing according to the text presented by the Customer and approved by the Bank Endorsement fee Payment under guarantee Per current guarantee amount, paid for each started 3-month validity period beginning from the issuance date 2% p.a., min As above 2% p.a., min Per guaranteed amount of promissory note, calculated for the actual number of endorsement days, payable up front for the whole endorsement validity period As agreed on case-by-case basis, min 2 per quarter % per the amount paid under guarantee 0.15% min Amendment fee Per amendment Charges for servicing assignment of rights under guarantee Per assignment Issuing guarantee duplicate Per guarantee Fee for writing off before expire date Per guarantee Preparation of non-standard guarantee text Per guarantee Fee will be charged only in the case of non submitting an application for issuing guarantee according to the prepared specimen Guarantees issued by other banks to Customers of DNB Bank Polska S.A. Advice of guarantee Advice of amendment of other bank s guarantee Intermediary services in forwarding claims to other guarantors Per guarantee Per amendment Per claim P a g e

11 Confirmation of other bank s signatures Opinion on the wording of guarantee issued by other bank Per confirmation Per guarantee TABLE no. 1 Courier fees Lump-sum courier fees Within the territory of Warsaw One-off Within the territory of Poland Outside Poland Standard delivery on the next working day Urgent delivery on the next working day by 12:00 Very urgent delivery on the next working day by 09:00 One-off One-off According to the price list of the courier company cooperating with the Bank 11 P a g e