OVERVIEW SUPPORTED PAYMENT METHODS International Internationally, credit cards are the widest accepted payment method. Adyen supports the major credit cards, enabling payment acceptance from anywhere in the world. Visa Credit and debit cards by Visa. MasterCard Maestro International American Express Diners JCB UATP Union Pay International CashTicket ClickandBuy Neteller PayPal PaySafeCard Qiwi Skrill SMS and IVR Ukash Western Union Credit and debit cards by MasterCard. Debit cards by MasterCard. Credit cards by American Express, including SafeKey 3D- Secure. Credit cards by Diners Club. Credit cards by JCB, including J/Secure 3D-Secure. Corporate Travel Card. Credit cards by UnionPay. International bank transfer with IBAN or BIC. Wallet that can also be topped up via payment terminals. Wallet, formerly known as Moneybookers. Payment via premium SMS and telephone using various international providers. Western Union money transfer service. Page 1 Overview Supported Payment Methods c 2012 ADYEN BV - August 23, 2012
Europe Loyalty cards Support for various loyalty and store cards. Austria Sofortbanking Online banking supporting various local banks. Belgium BanContact / Mr. Cash Sofortbanking Debit card in Belgium. Online banking supporting various local banks. Denmark Primarily credit card and the local debit scheme. Dankort Open Invoice Local debit card scheme. Payments on credit by open invoice. Finland Primarily Credit Card. Besides this there is a very good market share for online banking. Ålandsbanken Handelsbanken Nordea Open Invoice Osuuspankki Säästöpankki Sampo Bank Payments on credit by open invoice. Page 2 Overview Supported Payment Methods c 2012 ADYEN BV - August 23, 2012
Tapiola France Payments in France are dominated by credit cards and the local debit card, Carte Bleue. Carte Bleue Debit card in France. Germany Credit card penetration is low. As a consequence it is important to support the local payment alternatives. These are all directly linked to individual shopper bank accounts. ELV Giropay Open Invoice Sofortüberweisung Electronic bank debit in Germany. Semi real-time payment method. German online banking payment supporting various local banks. Payments on credit by open invoice. Online banking supporting various local banks. Ireland Payments in Ireland are dominated by credit card and debit card payments. Laser Debit card in Ireland. Realtime payment method. Irish enity required. Italy CartaSi Postepay MasterCard and/or Visa co-branded card in Italy. Visa co-branded card in Italy. Netherlands Credit card use online is low in The Netherlands. ideal, an inter-bank system for online banking. The predominant payment method is Ideal Direct debit (incasso) Online banking in the Netherlands. Realtime payment method covering all major issuing banks. Direct debit from shopper bank account initiated by merchant. Page 3 Overview Supported Payment Methods c 2012 ADYEN BV - August 23, 2012
Entertainment Card Open Invoice Prepaid card which is sold in wide variety of retail stores. Payments on credit by open invoice. YourGift Cards Prepaid cards sold in wide variety of retail stores. Including Podium Cadeaukaart and Babygiftcard. Norway Payments in Norway are dominated by credit card and debit card payments. Open Invoice Payments on credit by open invoice. Spain Primarily credit and debit cards. Safetypay Sweden Payments in Sweden are dominated by credit card and debit card payments. Open Invoice Payments on credit by open invoice. Switzerland United Kingdom Payments in the UK are dominated by credit card and debit card payments. Maestro V PAY Debit card in the UK. Realtime payment method. UK entity required. European debit card based entirely on chip and PIN. Page 4 Overview Supported Payment Methods c 2012 ADYEN BV - August 23, 2012
Eastern Europe Credit card penetration in Eastern Europe is fairly low. Therefore online banking and other alternative methods are important to support. Bosnia and Herzegovina Raiffeisen Bank Bulgaria Raiffeisen Bank UniCredit Croatia Erste Bank UniCredit Czech Republic Česká Spořitelna ČSOB GE Money Komerční Banka Raiffeisen Bank UniCredit Volksbank Estonia Nordea Sampo Bank SEB Bank Page 5 Overview Supported Payment Methods c 2012 ADYEN BV - August 23, 2012
Hungary Erste Bank Raiffeisen Bank Latvia Nordea SEB Bank Lithuania SEB Bank Poland Credit card penetration is low in the Polish market. Support for alternative payment methods is essential. Bank Zachodni WBK Crédit Agricole ING Bank Inteligo mbank Millennium Bank MultiTransfer Nordea. Online Banking by MultiBank. Romania UniCredit Page 6 Overview Supported Payment Methods c 2012 ADYEN BV - August 23, 2012
Russia A very large part of the population prefers to pay with an online system, or through cash terminals. Credit Card penetration in Russia is fairly low. Cash Terminals Payments with Russian Cash terminals. Moneta Online Banking WebMoney Yandex Slovakia ČSOB mbank OTP Bank Poštová Banka Prima Banka Slovenská sporiteĺña Tatra Bank UniCredit VÚB BANKA Volksbank Slovenia UniCredit Page 7 Overview Supported Payment Methods c 2012 ADYEN BV - August 23, 2012
Latin America Argentina Argencard Cabal MercadoPago Pagofacil Rapipago Cash-based. Offline. Local debit card. Cash-based, offline. Cash-based, offline. Brazil In Brazil, local acquirers give you access to credit cards, including local ones such as HiperCard and Aura. Installments are important to offer as well for cards, as well as the cash-based Boleto payment method. Aura Banco do Brasil Banrisul Boleto Bradesco ELO Hipercard Itaú MercadoPago Safetypay Credit Card.. Credit Card. Cash. Credit Card. Credit Card. Chile Presto ProvinciaPagos Ripley. Local card. Local card. Page 8 Overview Supported Payment Methods c 2012 ADYEN BV - August 23, 2012
Servipag Cash. Colombia PSE Costa Rica Safetypay Mexico 7eleven Elektra MercadoPago Oxxo Safetypay Cash.. Cash. Peru Safetypay Asia China Alipay Tenpay Online banking provider for several issuing banks. Online banking provider for several issuing banks. Hong Kong PPS Direct Debit. Page 9 Overview Supported Payment Methods c 2012 ADYEN BV - August 23, 2012
India ATM Card Payment ATM Payments covering most of Indian banks. ATM Cum Debit Card Popular payment method for non credit card holders. Connection to all major Indian issuing banks. Done Card Itz Cash noq24x7 Online Banking Debit network covering 39 banks. oxicash PayMate State Bank Freedom Mobile payments. Mobile payments. Japan Edy Mobile Mobile Suica Pay-easy Osaifu-Keitai and Edy card. Prepaid rechargeable mobile wallet. Pay using an ATM or online banking. You can use ATMs of the following banks with the Pay-easy Logo: Sumitomo Mitsui Bank, Mizuho Bank, Resona Bank, Saitama Resona Bank, Postal Saving ATMs. Payment at convenience stores Payment at convenience stores (Konbini). WebMoney Page 10 Overview Supported Payment Methods c 2012 ADYEN BV - August 23, 2012
Malaysia CIMB Clicks enets MEPS RHB Direct Debit. Philippines BancNet Globe GCash Smart Money Direct Debit. Singapore Most popular payment methods are credit and debit cards. enets South Korea BC Global Card KFTC Mobile OK CashBag Teen Cash South Korean credit card by BCcard. Treated as Diners Club/Discover outside Korea, credit card only. Direct Debit, KFTC network covers most banks in Korea. For micro transactions of less than 1,000 KRW. OK Cashbag is a loyalty program from the SK Group. Thailand Bank of Ayudhya Krung Thai Bank (KTB) Siam Commercial Bank United Overseas Bank (UOB) Direct Debit. Direct Debit. Page 11 Overview Supported Payment Methods c 2012 ADYEN BV - August 23, 2012
Africa South Africa Autopay Cell Pay Point ebucks MiMoney Nedbank Secure Payment PayD PayU WiWallet Allows Standard Bank customers to shop online using their current, savings or transmission account. Allows FNB customers to shop online using their current, savings or transmission account. MiMoney is electronic cash which can be used for online purchases. Allows Nedbank customers to shop online using their current, savings or transmission account. Debit Card. PayU is an online and mobile payment method that enables credit card customers to quickly and safely transact. No bank account is required. Allows users to shop online using a mobile wallet. Middle East cashu Prepaid card with a focus on internet payments in Middle East and North Africa. Israel Isracard Local debit card. Page 12 Overview Supported Payment Methods c 2012 ADYEN BV - August 23, 2012
USA and Canada Canada Interac United States Discover ACH Credit Card. Direct debit. Australia Australia POLi Payments (Total: 188 payment methods) Page 13 Overview Supported Payment Methods c 2012 ADYEN BV - August 23, 2012