Terms & Conditions: Visa Airport Lounge Access Program (the Program )



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Terms & Conditions: Visa Airport Lounge Access Program (the Program ) TERMINOLOGY: Eligible Card under the Program means any valid and unexpired Visa credit, debit or prepaid card issued in India of the following card types Visa Infinite Visa Signature Eligible Cardholder means a holder of an Eligible Card Participating Airport Lounges means the list of airport lounges that participate in the Program as shown in Annex 1 RULES OF ACCESS UNDER THE PROGRAM The Program is available till 30th September 2012 (Except Port Lounges which is valid only till 30 th November 2011). Eligible Cardholders will be allowed access to all Participating Airport Lounges under the Program, based on one of the following entry types: Entry Type 1: Free entry for Eligible Cardholder only, (subject to a nominal swipe fee of Rs2). All Eligible Cards must be validated at point of entry by swiping a transaction of a nominal Rs 2. A limit of 2 accesses per calendar quarter per Eligible Visa Signature Card and 4 accesses per calendar quarter per Eligible Visa Infinite Card applies for Entry Type 1. Other access restrictions apply, as mentioned below. Entry Type 2: Paid entry for the Eligible Cardholder according to the respective prices of usage displayed at the Participating Airport Lounges, for himself/herself only or for his/her accompanying guests (payment will be made directly at the Participating Airport Lounge by the Eligible Cardholder). Usage of the Participating Airport Lounges under the Program (under both Entry Type 1 and Entry Type 2) is subject to access limits/quota every quarter that will be determined by Visa in its absolute discretion and any attempted usage beyond such access limits/quota will be rejected by the Participating Airport Lounge Without prejudice to the foregoing paragraphs, Entry Type 1 may be restricted or unavailable: If Visa withdraws the Entry Type 1 (either as a program or in relation to any Eligible Cardholder or at any Participating Airport Lounge) for any reason at its sole and absolute discretion; or If the maximum capacity for Visa cardholders has been reached at the relevant Participating Airport Lounge All accompanying children (where permitted) will be subject to the full guest fee unless otherwise stated. Facilities generally available at the Participating Airport Lounges (subject to change at any time without prior notice) are shown in Annex 2

Participating Airport Lounge staff are responsible for ensuring that all Eligible Cardholders who are using the lounge under the Program swipe their Eligible Card (with a nominal swipe fee of Rs 2), and will record the usage by swiping their Visa card and issuing a chargeslip to the Eligible Cardholder Eligible Cardholders will be charged on their Eligible Card based on the amount stated on the chargeslip presented by the Participating Airport Lounge Operator. Whilst it is the responsibility of the Participating Airport Lounge staff to ensure a valid chargeslip is processed and printed by swiping the Eligible Visa card, the Eligible Cardholder is responsible for ensuring, before using the lounge facilities, that the chargeslip correctly reflects the applicable usage charges for his entry and that of his/her companion (if applicable). The Eligible Cardholder must retain the 'Cardholder's' copy of the chargeslip for verification purposes, and no allegations of error in charges will be entertained without the chargeslip verification. All usage of the Participating Airport Lounges under the Program is conditional upon presentation of a valid Eligible Card, and Visa, in its sole and absolute discretion, may alter, cancel, or amend eligibility of any Visa card, or Program benefits, at any time without prior notice. The privileges under the Program is a standalone offer and cannot be clubbed together and/or in any way be combined with any other offer of the Participating Airport Lounge in any manner, or form. For the avoidance of doubt, privileges under the Program cannot be exchanged or redeemed for cash. All Participating Airport Lounges are not owned or operated by Visa, but by third party organizations. Eligible Cardholders and relevant accompanying guests must abide by the rules and policies of each respective Participating Airport Lounge, which include, without limitation: Access being denied to the lounge where there are space constraints. Admittance subject to users and their guests (including children) behaving and dressing (no shorts allowed outside of the USA) in an orderly and correct manner. Any infants or children causing upset to other users' comfort may be asked to vacate the lounge facilities. Eligible Cardholders agree and acknowledge that they may be refused entry and/or asked to vacate for non compliance with the rules and policies and, for the avoidance of doubt, will not make any complaints against, or hold Visa responsible. For the avoidance of doubt, Visa makes no guarantee that any privileges, benefits or facilities under the Program or otherwise will be made available by the Participating Airport Lounge to an Eligible Cardholder and Visa will not be liable in any circumstances whatsoever in relation to the provision or non-provision (whether in whole or in part) of any of the advertised benefits and facilities under the Program. Participating Airport Lounges may reserve the right to enforce a maximum stay policy (usually 2 or 3 hours) to prevent overcrowding. This is at the discretion of the individual lounge operator who may impose a charge for extended stays. Participating Airport Lounges have no contractual obligation to announce flights, nor to remind guests of their flight boarding times, and Eligible Cardholders are solely responsible for abiding by boarding times stated on their flight tickets. Accordingly, for the avoidance of doubt Visa shall not be liable under any circumstances in relation to any failure to board flights (for any reason) by an Eligible Cardholder.

The provision of free alcoholic drinks (where local law permits) is at the discretion of each Participating Airport Lounge operator and in some cases may be limited. Eligible Cardholders should make prior enquiries before ordering any separate alcoholic drinks apart from the general free flow offered, and will be responsible for paying any charges for additional consumption direct to the Participating Airport Lounge. Visa shall not be held responsible under any circumstances for any disputes that may occur in, or in relation to the usage of, a Participating Airport Lounge, including without limitation, between the Eligible Cardholder and another guest, airport user, or Participating Airport Lounge operator staff/representatives. By participating in or using, or attempting to use, the Participating Airport Lounge under the Program, the Eligible Cardholder agrees to: abide by the terms and conditions set out herein and to defend and indemnify Visa for any loss or damage caused to, or injury to or death of any person or damage to or destruction of any property arising out of the use of any Participating Airport Lounge by the Eligible Cardholder and/or his/her accompanying guests.

ANNEX 1 LIST OF PARTICIPATING AIRPORT LOUNGES S No Airport City Location Charges (for Paid Visits entry type 2) Plaza Premium Lounge (valid till 30 th September 2012) 1 New Delhi Terminal 3, New Delhi International Departures Lounge A area & Lounge B area Domestic Departures Mezzanine level International Arrivals Meeters & Greeters area after baggage reclaim Domestic Arrivals Meeters & Greeters area after baggage reclaim 2 New Delhi Terminal T1D, New Delhi Domestic Departures - Mezzanine level 3 Hyderabad International Departures Near Gate 32A, Level E International Arrivals- Level C 4 Hyderabad Domestic Departures Near Gate 28-20% discount on list price. - List price (per person) for Delhi & Hyderabad: - INR 1,500 + taxes for International terminals - INR 1,000 + taxes for Domestic terminals 5 Singapore The Green Market, Terminal 2 (Departures Level) SGD 42 + taxes 6 Hong Kong Travelers Lounge East Hall & West Hall HKD400 nett 7 Johore Senai Int l Airport, 1 st Floor, Passenger Terminal Building MYR118 + taxes 8 Kuala Lumpur LCCT MYR118 + taxes Mezzanine Floor, Satellite Building 9 Muscat International Departures OMR 10 nett 10 Toronto Domestic Departures Terminal 1 CAD 35 + taxes Domestic Departures Terminal 3 International Departures Terminal 1 (Toronto Pearson Lounge) International Departures Terminal 3 US Transborder, Terminal 1 11 Vancouver International Departures CAD 35 + taxes Domestic Departures Celebrations Lounge (valid till 30 th September 2012) 12 Mumbai International Terminal 2C INR 800 (including taxes) Carnations Lounge (valid till 30 th September 2012) 13 Mumbai Domestic Terminal 1C INR 400 (including taxes) Port Lounge (valid till 30 th November 2011) 14 Goa Departures terminal 15 Vadodara Departures terminal 16 Ahmedabad International Departure Terminal 17 Kolkata International Departure Terminal 18 Guwahati Departures Departure terminal 19 Calicut Departures terminal 20 Chennai International Departure Terminal 21 Dehradun Departures terminal 22 Pune Departures terminal INR 145 + taxes per person

ANNEX 2 FACILITIES AT PARTICIPATING AIRPORT LOUNGES F&B Privileges choice of hot and cold snacks from buffet Tea / coffee Unlimited non-alcoholic drinks One alcoholic drink (at select International terminals only) Other Privileges Others privileges available are: Luxurious seating area washrooms LCD TV Newspaper / magazines Free Wi-fi (applicable for select locations only) Fax, Shower, Internet and Wi-fi charges (where applicable) are at the discretion of each lounge operator and the cardholder is responsible for paying these direct to the lounge staff. Please note that additional charge may occur for services like alcoholic drinks, Nap, Massage Service and Spa.