Your vision. Let s make it happen.

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Your vision. Let s make it happen. CORPORATE AND INVESTMENT BANKING CAPITAL MARKETS COMMERCIAL BANKING TRANSACTION BANKING TRADE FINANCE

Creating opportunities Strength and stability, far and wide Scotiabank is a Canadian-based premier global financial institution, founded in 1832. Our employees are dedicated to helping customers in close to 50 countries around the world drive their business forward. Financial Highlights * $ 920 total assets (CAD billion) With offices throughout North America, Latin America, the Caribbean, Central America, Europe, and Asia, we provide the market intelligence, technical expertise, and full-service product suite to support your business. Strengthening relationships Relationships are the cornerstone of every successful venture. At Scotiabank, we build and maintain strong relationships to support your primary objective results. We earn your trust and confidence by taking the time to fully understand your needs, nurture your vision, and help make it a reality. $ 69 *as of January 31, 2016 market capitalization (CAD billion) Credit Ratings * MOODY S S&P FITCH DBRS Long Term Debt / Deposits: Aa3 A+ AA- AA

Your vision drives your business forward At Scotiabank, we share your vision, and commit to helping you make it a reality, with the financial expertise and global reach your vision deserves. In an ever-changing market, potential is there for those with the vision to see it. We give you powerful information to draw that potential closer. We bring insight, commitment, resources and tenacity to your strategic decisionmaking, so you can seize more opportunities, unlock value, and achieve competitive advantage.

Expanding your world North America Scotiabank generates superior results for customers through a full-service corporate and investment banking and capital markets platform across the NAFTA region. South America We ve been helping South American business leaders achieve their objectives for nearly half a century including; financing, advisory and risk management solutions, capital markets, cash management, payments, and trade finance. Caribbean & Central America With 100 years of history, we are a leading bank in the Caribbean, supporting our customers with cash management, trade finance and investment banking services. In Central America, we are the region s major global bank, combining local expertise with global reach. Europe As an established corporate lender in Europe, we offer a broad array of capital markets, treasury, trade finance, and advisory solutions through our Scotia Waterous business. Asia With operations throughout the Asia Pacific region, we leverage our well-established global platform for wholesale banking and trade finance, and continue to grow in select sectors and markets. GLOBAL BANKING AND MARKETS OFFICES GLOBAL SCOTIABANK PRESENCE CALGARY MONTREAL DUBLIN LONDON VANCOUVER DENVER TORONTO HALIFAX NEW YORK BOSTON PARIS SEOUL HOUSTON MONTERREY GUADALAJARA MEXICO CITY NEW ORLEANS NASSAU NEW DELHI MUMBAI TOKYO SHANGHAI HONG KONG BANGALORE BOGOTÁ SINGAPORE LIMA SANTIAGO SÃO PAULO SYDNEY

Our global presence with local expertise No matter where your business operates, our professionals are dedicated to providing you with seamless coverage at home and around the world without losing sight of the importance of local knowledge.

#1 Equity Research team in Canada, 2015 (StarMine Analyst Awards, Thomson Reuters)

Global solutions for your business Financing Whether you need corporate lending, creative capital structure solutions, equity and underwriting services, or infrastructure solutions, we are here for you. And as top tier project financiers in markets and industries around the globe, we can provide you with project advisory financing services. Advisory We provide mergers and acquisitions (M&A) financial advisory services, offering full-service capabilities to empower your strategy and growth. Sales & Trading We provide quick and efficient access to capital markets globally, with expert market knowledge, top quality execution, and the backing of a strong distribution network. Research Scotiabank has well-respected research capabilities in fixed income, equity, economics, precious metals and foreign exchange, offering coverage for Canada, U.S., Mexico, LatAm, Europe and Asia. Commodities Scotiabank delivers financial and risk management solutions to producers and consumers of energy and agricultural products through an integrated commodities platform. We are also a global leader in precious and base metals trading, finance and physical metal distribution. Transaction Banking Our diversified deposit solutions and comprehensive cash management and payment platform will help businesses optimize working capital and investment management and improve treasury processes. Trade Finance We offer our business customers a wide range of trade finance solutions including documentary and stand-by letters of credit, guarantees, documentary collections as well as supply chain financing. Risk Management Our professionals around the globe assist corporations, institutions and governments in addressing their interest rate, currency, equity and credit market risk management needs with leading edge ideas and seamless execution. #1 Underwriter for Canadian equity financings, Jan 1 Dec 31, 2014 (Bloomberg)

Industry specializations Every industry has its particular nuances. That s why we have professionals specializing in a variety of sectors in each of our key markets. By fully understanding the industry context and needs of your enterprise, we provide you with valuable insight, aligning product capabilities and providing a comprehensive set of financial solutions to help drive your business forward. We have recognized expertise in the following key industries: < Energy < Infrastructure < Mining < Financial Institutions < Power & Utilities < Consumer Products < Industrial Products < Technology < Media & Communications < Shipping < Real Estate, Gaming, and Leisure < Automotive < Diversified Industries

Scotiabank is a global leader in oil and gas M&A Providing best-in-class advisory solutions, with more than 100 upstream oil and gas M&A deals worth over US$85 billion since 2010. (Bloomberg League Tables, Jan. 1, 2010 Oct. 1, 2015)

As one of the world s leading banks and premier financial institutions, Scotiabank brings insight, commitment, resources and tenacity to help you pursue your most ambitious goals. We don t just share your vision. We empower it. Let us show you how. Prime Broker of the Year 2015 (Global Custodian Industry Leader Awards) Best Trade Bank in Canada 2015 (Trade Finance magazine) Top 10 on the InfraDeals Global Infrastructure League Tables 2015

For leading-edge corporate and investment banking, capital markets, and transaction banking solutions, contact Scotiabank today. gbm.scotiabank.com Trademark of The Bank of Nova Scotia, used under licence (where applicable). Scotiabank is a marketing name for the global business banking and capital markets businesses of The Bank of Nova Scotia and certain of its affiliates and agencies in the countries where they operate, including Scotia Capital Inc. and Scotia Capital (USA) Inc.,which are non-bank affiliates of The Bank of Nova Scotia and authorized users of the mark. Scotia Capital Inc. is a Member of the Canadian Investor Protection Fund. Scotia Capital (USA) Inc. is a registered broker-dealer with the SEC and is a member of FINRA, NYSE and NFA. DEPOSITS ARE NOT INSURED BY THE FEDERAL DEPOSIT INSURANCE CORPORATION. Not all products and services are offered in all jurisdictions. Services described are available only in jurisdictions where permitted by law. The information contained in this brochure is subject to change without notice. This brochure not to be distributed to Colombia due to regulatory requirements. (March 2016)