UNITED NATIONS E Economic and Social Council ECONOMIC COMMISSION FOR EUROPE Distr. RESTRICTED TRADE/WP.4/R.1149 20 June 1995 Working Party on Facilitation of International Trade Procedures (Item 4 of the provisional agenda of the Meeting of Experts on Data Elements and Automatic Data Interchange (GE.1) Fifty-second session, 18-19 September 1995) ENGLISH ONLY TRADE DATA INTERCHANGE PROTOCOLS Development of United Nations Standard Messages (UNSMs) (Item 3.2.15 of the Programme of work) MESSAGE TYPE SUBMITTED AS STATUS 0 FOR INFORMATION MOTOR INSURANCE POLICY MESSAGE (IPPOMO) Transmitted by the UN/EDIFACT Rapporteurs* * * *
page 2 * The present document is reproduced in the form in which it was received by the secretariat. GE.95-
page 3 UN/EDIFACT DRAFT DOCUMENT Motor Insurance Policy message This message has undergone only an initial technical assessment which may have found certain technical and presentation problems. These will be solved before the message is submitted as a request for Status 1. Anything shown under Section 5 (or, in some cases, which should have been shown in Section 5 - directory variations) is NOT approved at this stage. Further information on the development of this message can be obtained from the Rapporteur's EDIFACT Board Secretariat. This document is issued for information and comments and is not intended for implementation. Message Type : IPPOMO Version : 0 Release : 1 Contr. Agency: RT Status : 0 Date : 94-09 SOURCE: Western European EDIFACT Board (MD7)
page 4 CONTENTS Motor Insurance Policy message 0. INTRODUCTION 1. SCOPE 1.1 Functional Definition 1.2 Field of Application 1.3 Principles 2. REFERENCES 3. TERMS AND DEFINITIONS 4. MESSAGE DEFINITION 4.1 Data Segment Clarification 4.2 Data Segment Index (Alphabetical Sequence) 4.3 Message Structure 5. DIRECTORIES 4.3.1 Segment Table 4.3.2 Branching Diagram 5.1 Directory References 5.2 Explanation of Directory Variations 5.2.1 Segment Variation 5.2.2 Composite Variation 5.2.3 Data Element Variation
page 5 0. INTRODUCTION This specification provides the definition of the Motor Insurance Policy message (IPPOMO) to be used in Electronic Data Interchange (EDI) between partners involved in administration, commerce and transport. 1. SCOPE 1.1 Functional Definition A motor insurance policy message is exchanged by insurers, intermediaries and clients to transfer details related to the proposal, adjustment, confirmation and renewal of a motor policy. 1.2 Field of Application This message can be applied for both national and international use. It is based on universal practice and is not restricted by specific business procedures. 1.3 Principles The IPPOMO message describes a single policy allowing for multiple vehicles, covers and drivers. It covers all classes of business pertaining to motor insurance, private or commercial. 2. REFERENCES See UNTDID, Part 4, Section 2.6, UN/ECE UNSM - General Introduction, Section 1. 3. TERMS AND DEFINITIONS See UNTDID, Part 4, Section 2.6, UN/ECE UNSM - General Introduction, Section 2. 4. MESSAGE DEFINITION 4.1 Data Segment Clarification 0010 UNH, Message header A segment to start and uniquely identify the message. 0020 BGM, Beginning of message A segment to give details of the particular use of the motor insurance policy message.
page 6 0030 DTM, Date/time/period A segment to specify dates relating to the policy. 0040 ICD, Insurance cover description A segment to identify the insurance product or scheme. 0050 FTX, Free text A segment to specify endorsements which apply to the whole policy, ie which are not specific to driver or vehicle. 0060 Segment Group 1: RFF -CTA A group of segments to identify the policy and specify authorization information. 0070 RFF, Reference A segment to specify identification numbers for the policy. 0080 CTA, Contact information A segment to give contact information for the authorising party if the preceding RFF is for quote authorization number. 0090 Segment Group 2: ATT -PCD A group of segments providing details of the policy, eg condition and status. 0100 ATT, Attribute A segment to describe attributes relating to the policy. 0110 PCD, Percentage details A segment to specify percentages of coinsurance if the preceding ATT is for coinsurance status. 0120 Segment Group 3: NAD -CTA-COM-ATT-RFF-QTY A group of segments to provide information relating to the parties directly involved in the policy, ie the insurer, the proposer/policy holder, the intermediary acting between them. 0130 NAD, Name and address A segment to provide the name and address details of a party related to the policy. 0140 CTA, Contact information A segment to give additional contact information for the party.
page 7 0150 COM, Communication contact A segment to specify the communication channel and number for the contact. 0160 ATT, Attribute A segment to describe attributes relating to the proposer/policy holder. 0170 RFF, Reference A segment to specify identification numbers for the party. 0180 QTY, Quantity A segment to specify pertinent quantities relating to the party. 0190 Segment Group 4: ROD -RFF-DTM-ATT-QTY-MOA-QRS-NAD-FTX-SG5 A group of segments to provide information relating to the vehicles involved in the insurance contract and the insurance cover that they have or are applying for. 0200 ROD, Risk Object A segment to specify the individual vehicle type. 0210 RFF, Reference A segment to specify identification numbers for the insured vehicle. 0220 DTM, Date/time/period A segment to specify dates relating to the insured vehicle. 0230 ATT, Attribute A segment to describe attributes relating to the insured vehicle. 0240 QTY, Quantity A segment to specify quantities relating to the insured vehicle. 0250 MOA, Monetary amount A segment to indicate values related to the insured vehicle. 0260 QRS, Declaration A segment to specify additional underwriting information. 0270 NAD, Name and address A segment to provide the name and address details of a party related to an insured vehicle.
page 8 0280 FTX, Free text A segment to specify endorsements specific to the vehicle irrespective of the driver. 0290 Segment Group 5: ICD -DTM-SG6-SG7-SG9-SG10-SG11 A group of segments to provide cover information for the insured vehicle. 0300 ICD, Insurance cover description A segment to identify the insurance cover. 0310 DTM, Date/time/period A segment to specify dates relating to the insurance cover. 0320 Segment Group 6: MOA -PCD-LOC A group of segments providing values related to the insurance cover. 0330 MOA, Monetary amount A segment to indicate an amount of money related to the insurance cover. 0340 PCD, Percentage details A segment to specify percentages related to the previous amount. 0350 LOC, Place/location identification A segment to indicate the country in which tax is payable. 0360 Segment Group 7: PCC -MOA-PCD-QTY-DTM-SG8 A group of segments providing information regarding the premium calculation. 0370 PCC, Premium Calculation Component Details A segment to indicate one component of a premium calculation. 0380 MOA, Monetary amount A segment to indicate an amount of a premium component. 0390 PCD, Percentage details A segment to specify a premium component expressed as a percentage. 0400 QTY, Quantity
page 9 A segment to specify a premium component expressed as a number of points. 0410 DTM, Date/time/period A segment to specify a date. 0420 Segment Group 8: GIS -MOA A group of segments providing information regarding the premium rounding or "points to premium" conversion. 0430 GIS, General indicator A segment to indicate the rounding or "points to premium" conversion method. 0440 MOA, Monetary amount A segment to indicate the level to which rounding is to be applied. 0450 Segment Group 9: ROD -MOA A group of segments giving information regarding risks additional to the standard policy. 0460 ROD, Risk Object A segment to specify the additional risk object. 0470 MOA, Monetary amount A segment to specify an amount relating to the additional risk. 0480 Segment Group 10: ATT -PCD-MOA A group of segments describing an excess. 0490 ATT, Attribute A segment to indicate the type of excess. 0500 PCD, Percentage details A segment to specify a percentage relating to the excess. 0510 MOA, Monetary amount A segment to indicate an amount of money relating to the excess. 0520 Segment Group 11: NAD -RFF-DTM-MOA-PCD-QTY-PCC-QRS A group of segments describing parties related to the insurance cover, eg additional insurer, associated parties, previous insurers, named passengers.
page 10 0530 NAD, Name and address A segment to provide the name and address details of the party. 0540 RFF, Reference A segment to specify a reference. 0550 DTM, Date/time/period A segment to specify a date. 0560 MOA, Monetary amount A segment to specify an amount of money. 0570 PCD, Percentage details A segment to specify a percentage. 0580 QTY, Quantity A segment to specify a quantity. 0590 PCC, Premium Calculation Component Details A segment to indicate one component of a premium calculation. 0600 QRS, Declaration A segment to provide declarations. 0610 Segment Group 12: NAD -REL-DTM-LOC-EMP-ATT-FTX-SG13-SG14- SG16 A group of segments describing named driving or non -driving parties. 0620 NAD, Name and address A segment to provide the name and address details of the party. 0630 REL, Relationship A segment to indicate a relationship. 0640 DTM, Date/time/period A segment to specify a date relating to the party. 0650 LOC, Place/location identification A segment to indicate the place of birth of the party. 0660 EMP, Employment details A segment to describe the employment of the party. 0670 ATT, Attribute A segment to describe attributes relating to the party.
page 11 0680 FTX, Free text A segment to specify endorsements which apply to a specific driver irrespective of the vehicle. 0690 Segment Group 13: DOC -DTM-ATT-LOC A group of segments describing the driving license. 0700 DOC, Document/message details A segment specifying the driving license. 0710 DTM, Date/time/period A segment to specify dates related to the driving license. 0720 ATT, Attribute A segment to specify attributes related to the driving license. 0730 LOC, Place/location identification A segment to specify the place of issue of the driving license. 0740 Segment Group 14: QRS -DTM-FTX-QTY-SG15 A group of segments to describe declarations of the party. 0750 QRS, Declaration A segment to specify the declaration. 0760 DTM, Date/time/period A segment to specify a date relating to the declaration. 0770 FTX, Free text A segment to give further information regarding the declaration. 0780 QTY, Quantity A segment to specify a quantity relating to the declaration. 0790 Segment Group 15: EVT -DTM-MOA-QRS-RFF-QTY-PCD A group of segments describing the personal history of the party.
page 12 0800 EVT, Event A segment to specify an event relevant to the party's history. 0810 DTM, Date/time/period A segment to specify a date related to an event. 0820 MOA, Monetary amount A segment to specify an amount of money related to an event. 0830 QRS, Declaration A segment to specify declarations related to the event. 0840 RFF, Reference A segment to specify a number related to an event. 0850 QTY, Quantity A segment to specify a quantity related to an event. 0860 PCD, Percentage details A segment to specify a percentage related to an event. 0870 Segment Group 16: RFF -REL-QRS-QTY-ICD-MOA-PCD-FTX A group of segments to provide driver -vehicle details. 0880 RFF, Reference A segment to identify a vehicle on a policy/proposal. 0890 REL, Relationship A segment to specify the driver's relationship to the vehicle. 0900 QRS, Declaration A segment to provide information regarding this person's use of the vehicle. 0910 QTY, Quantity A segment to provide a pertinent quantity. 0920 ICD, Insurance cover description A segment to describe exceptional cover or exceptional limitation of cover. 0930 MOA, Monetary amount A segment to indicate amounts of money related to driver -vehicle exceptions to the general policy cover. 0940 PCD, Percentage details
page 13 A segment to specify a percentage. 0950 FTX, Free text A segment to specify endorsements which apply to a specific driver -vehicle combination. 0960 Segment Group 17: PAT -ATT-NAD-SG18-SG19 A group of segments to provide details of total premiums and total amounts. 0970 PAT, Payment terms basis A segment to specify the payment scheme. 0980 ATT, Attribute A segment to identify a specific attribute relating to the premium payment. 0990 NAD, Name and address A segment to specify the name and address details of the party paying. 1000 Segment Group 18: MOA -PCD-LOC-DTM A group of segments to provide details of commissions, fees, taxes or premiums. 1010 MOA, Monetary amount A segment to specify an amount of money. 1020 PCD, Percentage details A segment to specify a percentage. 1030 LOC, Place/location identification A segment to identify the country in which tax is payable. 1040 DTM, Date/time/period A segment to specify a date related to the payment. 1050 Segment Group 19: FII -DTM A group of segments to provide details of financial accounts. 1060 FII, Financial institution information A segment to identify an account and a related financial institution. 1070 DTM, Date/time/period A segment to specify the expiry date of a payment card.
page 14 1080 UNT, Message trailer A segment to end and check the completeness of a message. 4.2 Data Segment Index (Alphabetical Sequence) ATT Attribute BGM Beginning of message COM Communication contact CTA Contact information DOC Document/message details DTM Date/time/period EMP Employment details EVT Event FII Financial institution information FTX Free text GIS General indicator ICD Insurance cover description LOC Place/location identification MOA Monetary amount NAD Name and address PAT Payment terms basis PCC Premium Calculation Component Details PCD Percentage details QRS Declaration QTY Quantity REL Relationship RFF Reference ROD Risk Object UNH Message header UNT Message trailer
page 15 4.3 Message Structure 4.3.1 Segment Table POS TAG NAME S R 0010 UNH Message header M 1 0020 BGM Beginning of message C 1 0030 DTM Date/time/period C 9 0040 ICD Insurance cover description C 9 0050 FTX Free text C 99 0060 ))))) Segment Group 1 )))))))))))))))))) C 9))))))))))), 0070 RFF Reference M 1 * 0080 CTA Contact information C 1 )))))))))))- 0090 ))))) Segment Group 2 )))))))))))))))))) C 9))))))))))), 0100 ATT Attribute M 1 * 0110 PCD Percentage details C 1 )))))))))))- POS TAG NAME S R 0120 ))))) Segment Group 3 )))))))))))))))))) M 9))))))))))), 0130 NAD Name and address M 1 * 0140 CTA Contact information C 1 * 0150 COM Communication contact C 9 * 0160 ATT Attribute C 9 * 0170 RFF Reference C 9 * 0180 QTY Quantity C 9 )))))))))))- 0190 ))))) Segment Group 4 )))))))))))))))))) M 9999)))))))), 0200 ROD Risk Object M 1 * 0210 RFF Reference C 9 * 0220 DTM Date/time/period C 9 * 0230 ATT Attribute C 99 * 0240 QTY Quantity C 99 * 0250 MOA Monetary amount C 9 * 0260 QRS Declaration C 9 * 0270 NAD Name and address C 9 * 0280 FTX Free text C 99 * * 0290 ))))) Segment Group 5 )))))))))))))))))) M 99))))))))),* 0300 ICD Insurance cover description M 1 ** 0310 DTM Date/time/period C 9 ** ** 0320 ))))) Segment Group 6 )))))))))))))))))) C 99)))))))),** 0330 MOA Monetary amount M 1 *** 0340 PCD Percentage details C 1 *** 0350 LOC Place/location identification C 1 )))))))))-** ** 0360 ))))) Segment Group 7 )))))))))))))))))) C 99)))))))),**
page 16 0370 PCC Premium Calculation Component Details M 1 *** 0380 MOA Monetary amount C 1 *** 0390 PCD Percentage details C 1 *** 0400 QTY Quantity C 1 *** 0410 DTM Date/time/period C 9 *** *** 0420 ))))) Segment Group 8 )))))))))))))))))) C 1)))))))),*** 0430 GIS General indicator M 1 **** 0440 MOA Monetary amount M 1 ))))))))2-** ** 0450 ))))) Segment Group 9 )))))))))))))))))) C 9))))))))),** 0460 ROD Risk Object M 1 *** 0470 MOA Monetary amount C 9 )))))))))-** ** 0480 ))))) Segment Group 10 )))))))))))))))))) C 9))))))))),** 0490 ATT Attribute M 1 *** 0500 PCD Percentage details C 1 *** 0510 MOA Monetary amount C 9 )))))))))-** ** POS TAG NAME S R 0520 ))))) Segment Group 11 )))))))))))))))))) C 9))))))))),** 0530 NAD Name and address M 1 *** 0540 RFF Reference C 9 *** 0550 DTM Date/time/period C 9 *** 0560 MOA Monetary amount C 9 *** 0570 PCD Percentage details C 9 *** 0580 QTY Quantity C 9 *** 0590 PCC Premium Calculation Component Details C 9 *** 0600 QRS Declaration C 9 )))))))))22-0610 ))))) Segment Group 12 )))))))))))))))))) C 99)))))))))), 0620 NAD Name and address M 1 * 0630 REL Relationship C 1 * 0640 DTM Date/time/period C 9 * 0650 LOC Place/location identification C 1 * 0660 EMP Employment details C 9 * 0670 ATT Attribute C 9 * 0680 FTX Free text C 99 * * 0690 ))))) Segment Group 13 )))))))))))))))))) C 9)))))))))),* 0700 DOC Document/message details M 1 ** 0710 DTM Date/time/period C 9 ** 0720 ATT Attribute C 9 ** 0730 LOC Place/location identification C 1 ))))))))))-* * 0740 ))))) Segment Group 14 )))))))))))))))))) C 99))))))))),* 0750 QRS Declaration M 1 ** 0760 DTM Date/time/period C 1 ** 0770 FTX Free text C 1 ** 0780 QTY Quantity C 1 **
page 17 ** 0790 ))))) Segment Group 15 )))))))))))))))))) C 99)))))))),** 0800 EVT Event M 1 *** 0810 DTM Date/time/period C 9 *** 0820 MOA Monetary amount C 9 *** 0830 QRS Declaration C 9 *** 0840 RFF Reference C 9 *** 0850 QTY Quantity C 9 *** 0860 PCD Percentage details C 9 )))))))))2-* * 0870 ))))) Segment Group 16 )))))))))))))))))) C 9999))))))),* 0880 RFF Reference M 1 ** 0890 REL Relationship C 1 ** 0900 QRS Declaration C 9 ** 0910 QTY Quantity C 1 ** 0920 ICD Insurance cover description C 1 ** 0930 MOA Monetary amount C 9 ** 0940 PCD Percentage details C 9 ** POS TAG NAME S R 0950 FTX Free text C 99 )))))))))2-0960 ))))) Segment Group 17 )))))))))))))))))) C 1))))))))))), 0970 PAT Payment terms basis M 1 * 0980 ATT Attribute C 9 * 0990 NAD Name and address C 1 * * 1000 ))))) Segment Group 18 )))))))))))))))))) C 99))))))))),* 1010 MOA Monetary amount M 1 ** 1020 PCD Percentage details C 1 ** 1030 LOC Place/location identification C 1 ** 1040 DTM Date/time/period C 99 )))))))))-* * 1050 ))))) Segment Group 19 )))))))))))))))))) C 1)))))))))),* 1060 FII Financial institution information M 1 ** 1070 DTM Date/time/period C 1 ))))))))))2-1080 UNT Message trailer M 1 4.3.2 Branching Diagram
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page 24 5. DIRECTORIES 5.1 Directory References 5.2 Explanation of Directory Variations 5.2.1 Segment Variation + EVT EVENT AD Function: To describe an event C030 EVENT IDENTIFICATION M 9915 Event type, coded M an..3 C063 EVENT DETAILS C 9933 Event identification C an..17 9932 Event C an..35 + ICD INSURANCE COVER DESCRIPTION AD Function: To describe the insurance cover. C804 INSURANCE COVER TYPE M 9711 Insurance cover type, coded M an..3 C050 INSURANCE COVER DETAILS M 9943 Insurance cover identification C an..17 9942 Insurance cover name C an..35 9942 Insurance cover name C an..35 * LOC PLACE/LOCATION IDENTIFICATION Function: To identify a country/place/location/related location FU one/related location two 3227 PLACE/LOCATION QUALIFIER M an..3 C517 LOCATION IDENTIFICATION C 3225 Place/location identification C an..25
page 25 3224 Place/location C an..17 C519 RELATED LOCATION ONE IDENTIFICATION C 3223 Related place/location one identification C an..25 3222 Related place/location one C an..70 C553 RELATED LOCATION TWO IDENTIFICATION C 3233 Related place/location two identification C an..25 3232 Related place/location two C an..70 5479 RELATION, CODED C an..3 + PCC PREMIUM CALCULATION COMPONENT DETAILS AD C820 PREMIUM CALCULATION COMPONENT M 9910 Premium Calculation Component M an..17 Identification 9912 PREMIUM CALCULATION COMPONENT VALUE C an..17 9917 STANDARD/NON -STANDARD INDICATOR, CODED C an..3 + QRS DECLARATION AD Function: To specify declarations C811 QUESTION DETAILS M 4835 Question, coded M an..3 C812 RESPONSE DETAILS C 4837 Response, coded C an..3 4836 Response C an..35 * REL RELATIONSHIP Function: To identify the direct relationship between the FU data/information contained in one segment and th
page 26 data/information contained in one or more other segments. 9141 RELATIONSHIP QUALIFIER M an..3 C941 RELATIONSHIP C 9143 Relationship, coded C an..3 9142 Relationship C an..35 + ROD RISK OBJECT AD Function: To specify physical and abstract objects C851 RISK OBJECT TYPE M 9759 Risk object type, coded M an..3 C852 RISK OBJECT DETAILS C 9761 Risk object identification C an..17 9760 Risk object name C an..35 9760 Risk object name C an..35 + QRS DECLARATION AD Function: To specify declarations C811 QUESTION DETAILS M 4835 Question, coded M an..3 C812 RESPONSE DETAILS C 4837 Response, coded C an..3 4836 Response C an..35 * REL RELATIONSHIP Function: To identify the direct relationship between the FU data/information contained in one segment and th data/information contained in one or more other
page 27 segments. 9141 RELATIONSHIP QUALIFIER M an..3 C941 RELATIONSHIP C 9143 Relationship, coded C an..3 9142 Relationship C an..35 + ROD RISK OBJECT AD Function: To specify physical and abstract objects C851 RISK OBJECT TYPE M 9759 Risk object type, coded M an..3 C852 RISK OBJECT DETAILS C 9761 Risk object identification C an..17 9760 Risk object name C an..35 9760 Risk object name C an..35 5.2.2 Composite Variation + C030 EVENT IDENTIFICATION AD Desc: To identify a particular event 9915 Event type, coded M an..3 + C050 INSURANCE COVER DETAILS AD Desc: To provide the insurance cover details. 9943 Insurance cover identification C an..17 9942 Insurance cover name C an..35 9942 Insurance cover name C an..35
page 28 + C063 EVENT DETAILS AD Desc: To provide event details 9933 Event identification C an..17 9932 Event C an..35 + C804 INSURANCE COVER TYPE AD Desc: To provide the insurance cover type. 9711 Insurance cover type, coded M an..3 + C811 QUESTION DETAILS AD Desc: To provide question details 4835 Question, coded M an..3 + C812 RESPONSE DETAILS AD Desc: To provide response details 4837 Response, coded C an..3 4836 Response C an..35 + C820 PREMIUM CALCULATION COMPONENT AD 9910 Premium Calculation Component Identification M an..17 + C851 RISK OBJECT TYPE AD Desc: To provide the risk object type
page 29 9759 Risk object type, coded M an..3 + C852 RISK OBJECT DETAILS AD Desc: To provide the risk object details 9761 Risk object identification C an..17 9760 Risk object name C an..35 9760 Risk object name C an..35 5.2.3 Data Element Variation + 0051 Controlling agency AD Desc: Code identifying the agency controlling the specification, maintenance and publication of the message type. Repr: an..2 * 3042 Street and number/p.o. Box NA Desc: Street and number in plain language, or Post Office Box No. Repr: an..35 * 3207 Country, coded Desc: Identification of the name of a country or other FU geographical entity as specif FU Repr: an..3 * 4343 Response type, coded Desc: Code specifying the type of acknowledgment required. FU Repr: an..3 + 4835 Question, coded AD Desc: Coded indication of a question related to a declaration. Repr: an..3 + 4836 Response AD Desc: Response to a question related to a declaration. Repr: an..35 + 4837 Response, coded AD Desc: Indication of a response to a question related to a declaration. Repr: an..3 + 9711 Insurance cover type, coded AD Desc: Specification of the meaning of the insurance cover. Repr: an..3
page 30 + 9759 Risk object type, coded AD Desc: To specify the risk object type Repr: an..3 + 9760 Risk object name AD Desc: To give the name of the risk object Repr: an..35 + 9761 Risk object identification AD Desc: To identify the risk object Repr: an..17 + 9910 Premium Calculation Component Identification AD Repr: an..17 + 9912 Premium Calculation Component value AD Repr: an..17 + 9915 Event type, coded AD Desc: To specify the event type Repr: an..3 + 9917 Standard/Non -standard indicator, coded AD Repr: an..3 + 9932 Event AD Desc: Event in full text Repr: an..35 + 9933 Event identification AD Desc: To identify the event Repr: an..17 + 9942 Insurance cover name AD Desc: Plain text indication of the insurance cover Repr: an..35 + 9943 Insurance cover identification AD Desc: Coded indication of the insurance cover Repr: an..17