KBB Wealth Management



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KBB Wealth Management KBB Wealth Management Todd C. Kelly, CFP, CIMA Senior Vice President Sr. Investment Management Consultant Matt J. Bridge, CFP Senior Vice President Sr. Investment Management Consultant Kristen H. Buxton CFP, CLU Vice President Jason M. Auten

KBB Wealth Management KBB Wealth Management at Morgan Stanley seeks to provide affluent families with comprehensive and customized wealth management strategies to help preserve wealth and achieve goals while establishing financial legacies. We work collaboratively with our clients to help educate and provide clarity into an ever changing and complex financial landscape.

Todd C. Kelly, CFP CIMA Todd Kelly is Senior Vice President of Wealth Management,, and for KBB Wealth Management at Morgan Stanley. Additionally he holds both the CERTIFIED FINANCIAL PLANNER (CFP ) and the Certified Investment Management Analyst (CIMA ) designations. For the last 15 years he has focused in providing holistic and comprehensive wealth management for high and ultra-high net worth families. His areas of focus are asset allocation, investment management and market research. Todd works closely with clients to help develop cost efficient investment strategies that are individually suited for each family s needs. A native of Wyoming, Todd graduated Phi Beta Kappa and Magna Cum Laude with his BS degree in Finance from the University of Wyoming in 1992. He is a member of the Seattle Alliance of Angels, a local early stage investment group. Todd s current community interest extends to board membership with Banchero Friends Services, an organization which assists the developmentally disabled. He is also on the Planned Giving Council for The Seattle Humane Society. Todd s passions include spending time with his wife, golfing, hiking and skiing. Matt J. Bridge, CFP Kristen H. Buxton, CFP CLU Matt Bridge is a Senior Vice President, Senior Investment Management Consultant, and for the KBB Wealth Management at Morgan Stanley. Matt has achieved the designation of, a title earned by financial advisors at the firm that have continuously demonstrated experience and in-depth expertise in advising families with significant wealth. Matt and his team are able to offer experience in aspects of financial planning. Matt works extensively with key corporate executives and officers helping to provide liquidity and diversification strategies for concentrated stock positions, retirement and cash flow analysis, wealth transfer and philanthropic planning. Matt s community interests include serving as the treasurer for McGilvra Soccer and Friends of Madison Park. He also coaches two soccer teams. He enjoys all sports, particularly running and skiing. His most enjoyable time outside of the office is spent with his wife and two young, energetic children. A CERTIFIED FINANCIAL PLANNER, Kristen has spent the past 16 years in the financial service industry helping affluent individuals and families in all aspects of financial management, including comprehensive estate planning, trust services, liquidity analysis and philanthropic endeavors. Kristen is a within Morgan Stanley, which puts her among an elite category of financial advisors qualified to assist those in the ultra high net worth arena. Prior to joining Morgan Stanley in 2011, she spent 7 years as a Private Wealth Advisor at UBS Financial Services. Prior to UBS Financial Services, Kristen worked at Merrill Lynch where she served in the estate planning group for the Pacific Northwest District. Kristen became a CERTIFIED FINANCIAL PLANNER, CFP in 2003 and a Chartered Life Underwriter, CLU in 2007. She is an active fundraiser for the Uncompensated Care Fund at Seattle Children's Hospital and Eastside Domestic Violence Program. Kristen lives with her husband and two step-daughters in Kirkland, Washington and likes to spend her free time cooking, gardening and spending time with her family. Jason M. Auten Jason Auten is a with KBB Wealth Management at Morgan Stanley and has over 10 years of experience in the financial services industry. Prior to joining the firm, Jason was an Assistant Vice President at Wells Fargo Advisors. At Wells Fargo, his role was to advise and educate financial advisors as to which investment solutions were best suited for their high net worth clients. He began his investment career at Eaton Vance in Boston after graduating from the University of Wisconsin - Madison. Jason focuses in wealth planning, with an emphasis on investment strategies, asset allocation, and capital market education. His practice is primarily focused on working with business owners, entrepreneurs, and executives in the technology sector. Outside of the office, Jason is an avid sports fan and enjoys playing tennis and traveling. He also enjoys spending time with his wife and two young boys..

Todd C. Kelly, CFP CIMA Senior Vice-President Senior Investment Management Consultant Investment management Market Research Asset allocation and investment manager search and selection Capital Markets Education Risk/Return Optimization CERTIFIED FINANCIAL PLANNER (CFP ) Certified Investment Management Analysts SM (CIMA ) Wharton School of Business, University of Pennsylvania Senior Investment Management Consultant (SIMC) Matt J. Bridge, CFP Senior Vice-President Senior Investment Management Consultant Executive Financial Services, including corporate benefits analysis Executive trading and hedging strategies Retirement planning, including tax planning, cash-flow planning and philanthropic planning Access to Lending Services CERTIFIED FINANCIAL PLANNER (CFP ) Senior Investment Management Consultant (SIMC) Kristen H. Buxton, CFP CLU Vice-President Financial Planning Focused: Cash-flow analysis, Estate Planning and Philanthropy Collaboration with CPAs and estate attorneys Transition planning and life insurance CERTIFIED FINANCIAL PLANNER (CFP ) Chartered Life Underwriter (CLU ) Life and Disability Insurance Licensed Jason M. Auten Investment Management Financial Planning Cash Flow Analysis Investment Manager Research and Selection Market Research and Capital Market Education Life and Disability Insurance Licensed.

Wealth Management Wealth Management Process Wealth Management is more than just investment advice, it s a holistic approach to understanding and seeking to provide solutions to all of the major financial challenges in your financial life.

Wealth Management Formula Goals and Aspirations = Advanced Planning Wealth Preservation Tax Management Strategies Family Provision/Philanthropy Liability Strategies + Investment Management Cash Flow Analysis Diversified Asset Allocation Strategies Balance Sheet Management + Relationship Management Collaboration With Other Advisors CPAs, Attorneys & Insurance

Transfer Process Organization of Transfer Paperwork Initiation of Transfer Process Introduction to Professional Advisors (CPA, Attorney, M&A Advisors, exc.) Advanced Planning Follow Up We coordinate with our clients other trusted advisors and our own network of carefully selected professionals to address our clients unique planning challenges. 1. Discovery Meeting Discussion of Goals, Values, Interest, Fears, and Challenges 3. 45 Day Follow Up Meeting Review Accounts Finalize Comprehensive Financial Plan Two Weeks 45 Days 90 Days 2. Financial Plan Meeting Presentation of Investment Policy Review of Investment Strategy and Asset Allocation Methodology Review Account Structure and Fees 4. Regular Progress Meetings Execute Financial Plan Review of Progress and Implementation Analysis of Current Financials Diagnostic of current concentrations, correlations and cash flow Review of current allocation Construct Investment Policy consistent with articulated values, goals, and concerns Wealth Management Plan We analyze and construct actionable recommendations around 4 major areas of concern Wealth Enhancement (i.e. minimizing taxes) Wealth Transfer Wealth Protection Charitable Giving

The investments listed may not be suitable for all investors. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, and encourages investors to seek the advice of a financial advisor. The appropriateness of a particular investment will depend upon an investor's individual circumstances and objectives. Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates. Morgan Stanley Smith Barney LLC ( Morgan Stanley ), its affiliates and Morgan Stanley s or Private Wealth Advisors do not provide tax or legal advice. This material was not intended or written to be used, and it cannot be used, for the purpose of avoiding tax penalties that may be imposed on the taxpayer. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters. Morgan Stanley Smith Barney LLC offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please visit us at http://www.morganstanleyindividual.com or consult with your to understand these differences. Asset Allocation and diversification does not guarantee a profit or protect against a loss. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it. The strategies and/or investments discussed in this material may not be suitable for all investors. Morgan Stanley Wealth Management recommends that investors independently evaluate particular investments and strategies, and encourages investors to seek the advice of a. The appropriateness of a particular investment or strategy will depend on an investor s individual circumstances and objectives. The views expressed herein are those of the author and do not necessarily reflect the views of Morgan Stanley Wealth Management or its affiliates. All opinions are subject to change without notice. Neither the information provided nor any opinion expressed constitutes a solicitation for the purchase or sale of any security. Past performance is no guarantee of future results. Trust and other fiduciary services are provided by third parties, including Morgan Stanley Private Bank National Association, a wholly-owned subsidiary of Morgan Stanley. Certified Financial Planner Board of Standards Inc. owns the certification marks CFP, CERTIFIED FINANCIAL PLANNER and federally registered CFP (with flame design) in the U.S.,which it awards to individuals who successfully complete CFP Board s initial and ongoing certification requirements. Investment Management Consultants Association, Inc. owns the marks CIMA, Certified Investment Management Analyst SM (with graph element), and Certified Investment Management Analyst SM. Morgan Stanley Smith Barney LLC. Member SIPC. CRC 731473 10/1/2013 Morgan Stanley l 500 108 th Ave NE, Suite 1900 Bellevue, WA 98004 l TEL: 425-453-7227