The JMS Group At Morgan Stanley

Transcription

1 The JMS Group At Morgan Stanley Downtown Location West Side Location 33 E. Main Street, Suite John Q Hammons Drive Madison, WI Madison, WI (608) (608) Morgan Stanley Smith Barney LLC. Member SIPC.

2 The JMS Group Mission Our mission is to create a lasting legacy and the development of a strong personal relationship based upon a shared vision, trust, and our commitment to you and your family. With a personalized approach, the JMS Group will utilize the worldclass resources available at Morgan Stanley to customize a comprehensive financial blueprint for your future. We are committed to providing the highest level of service in a manner that seeks to exceed your expectations. Working with the JMS Group, you will discover an approach and attitude underlined with a deep appreciation of people. Your hopes and dreams will be honored and addressed in ways that value you, the person.

3 Our Value to You We believe families who have experienced success typically face three challenges in navigating the maze of financial information. Seek to maximize Tax-Free Income by providing prudent taxfree investment strategies with tax advantage cash flow and risk adjusted portfolios Understanding the Vast Option of Retirement Plans to establish a road map that addresses financial needs, helping them keep organized as well as focused on the longterm Financial Planning to help manage and PROTECT their hard earned money Knowing you have an experienced professional team backed by a reputable firm focused on your financial needs

4 Our Belief About the Markets We cannot predict, control or manipulate the macro-environment; we CAN help prepare, position and protect our clients portfolios.

5 Investment Management Process Disciplined Investment Process - We believe investors need to employ a dynamic or tactical asset allocation process that combines long-term strategies with short-term portfolio adjustments. This allows our clients to take advantage of opportunities to enhance returns as well as manage risk during different market cycles. Experienced Professionals and Qualified Research - We design portfolios for clients using the full intellectual capital of Morgan Stanley as well as Morgan Stanley s Global Investment Committee, select 3 rd party research providers and our internal team research process. Personalized Service - We meet weekly to discuss current market events, effects on client portfolios and to make decisions on any needed changes for our clients. Flexible Investment Strategies - It is our objective to be tactical, dynamic and nimble in our approach to money management. We will proactively contact you when we feel there are opportunities to both grow capital as well as preserve it. We do not believe a static buy and hold approach works in today s volatile marketplace. Communication - We will communicate regularly to review and recommend potential changes to your portfolio. Factors such as a job change, kids off to college, retirement, and overall income needs will be considered and may affect our recommendations regarding your overall investment strategy and portfolio diversification.

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8 Our Process 1. Discovery Process Identify your goals, values, dreams, special concerns/challenges 3. Plan Recommendation Put together investment plan Organization of paperwork Schedule for future review meetings Your plan 5. Client Orientation In-person meeting to discuss: First statements Organization of paperwork Online resources Schedule for future review meetings Documents & records organization Ongoing monitoring of portfolioinvestment strategy Semi-annual review meetings 14 days 20 days Ongoing 65 days 2. Analyze and Plan Development Determine risk tolerance Analyze current investment portfolio Develop asset allocation strategy Portfolio Construction Financial, Investment or Income plan (where appropriate) Financial & income planning Insurance & liability management Education planning 4. Implementation Open new accounts Transfer existing accounts Implement plan advice

9 Why We Believe Clients Choose The JMS Group THE JMS GROUP AT MORGAN STANLEY serves a select number of successful families. We strive to manage our clients financial lives and customize financial planning and investment strategies to help achieve their vision for the future. Our deep commitment to our clients is defined by three core principles. I. Life-Long Relationships II. Disciplined Process III. Client-Centered Clear understanding of each clients objectives helps us address their financial needs and keep them organized as well as focused on the long-term Advice from a professional team with experience and expertise helping clients navigate the transitions in their financial lives Ability to leverage the tools and resources of a major, global financial organization to help meet the needs of her clients A consultative process that helps us understand our clients financial concerns, prioritize their goals, identify solutions and monitor through to results Our focus on helping clients prepare for their legacy and create a tailored roadmap to address clients unique needs and goals Custom client solutions with a clear path to potential long-term goal achievement Proactive communication and reporting based on timely, relevant information helps clients manage emotions and stay on course Working with a select number of clients ensures easy access to The JMS Group, creating a caring, comfortable environment Close coordination with our clients attorneys and CPAs helps to ensure the seamless integration of her clients financial plans Benefit: Clients feel more at ease knowing that our interests are aligned with theirs Benefit: Clients are more likely to feel confident in their ability to navigate critical financial milestones Benefit: Clients feel more connected and informed, which leads to a trusting relationship

10 Why Clients Choose The JMS Group Cares almost as much as family Seeks to understand needs Clarifies current situation Gets you to consider finances Organizes your finances Puts your goals in writing Helps you prioritize Helps you be realistic Helps you make tough decisions Helps you evaluate and understand risk Helps control your emotions Guides you through tough times Motivate you to make difficult decisions Helps educate you and your family members Shares experiences of similar clients Keeps you on track Prepares a financial Plan/IPS Provides written portfolio evaluation Provides stock analysis Provides technical analysis Provides alternative investment options Provides access to firm research Introduces you to money managers Monitors your investments Reviews your retirement accounts Makes and implements recommendations Suggests portfolio changes Converts investments to income Repositions investments as a tax advantage Suggests income enhancements Monitors life changes Proactively keeps in touch Is only a call away Provides referrals to other professionals and specialists Holds seminars on new concepts Helps with intergenerational planning Facilitates transfer of investments Provides education on retirement planning, estate planning, education savings, corporate retirement plans Is a team you can trust Is a good sounding board Is honest with you Is dedicated to serving you Keeps your best interest in mind at all times

11 JMS Group at Morgan Stanley Jenny Meicher Santek is a Vice President, Financial Advisor and Portfolio Manager. She has built her practice focusing on the needs of high net worth individuals, corporate executives and small business owners who require extensive financial planning. Jenny joined Morgan Stanley in June, 2006 as a Financial Advisor. Her experience with retirement and stock option planning, qualified retirement plans, cash management and client education provides our clients with sound guidance in planning for their future. She also works with women to help overcome the challenges of divorce, family illness and widowhood. Jenny earned her Bachelor of Science degree in Business from the University of Wisconsin - LaCrosse with a minor in International Studies and is fluent in Spanish. She is active with the Downtown Madison Optimists Club, Chair of the Madison Service Club Council and Midwest Athletes Against Childhood Cancer (MAACC Fund). Ryan joined Morgan Stanley in March, 2013 as a Financial Advisor. Ryan transitioned into his role on the team after having worked as a financial representative with Northwestern Mutual. His experience with retirement planning, risk management and cash management helps to better serve our clients. Ryan earned his Bachelor of Science degree in Applied Mathematics, Engineering and Physics from the University of Wisconsin Madison with an emphasis in Engineering Mechanics and Astronautics. He is active with the Madison Rotary After Hours Club and the Sunset Village Community Association (SVCA). Dawn M. Panas is a Wealth Management Associate. She has extensive knowledge of operational and administrative procedures allowing her to provide our clients with an exceptional customer service experience. She handles all account maintenance issues for our clientele as well as coordinating all administrative details for our team. She has worked in the financial services industry since Dawn was a Branch Operations Manager for 10 years and after joining Morgan Stanley in 1993, she served as a member of the National Operations Managers Advisory Council as well as a former Client Service Associate Coach. Dawn has worked closely with senior management at several Fortune 100 & 500 companies to facilitate stock option exercises and other restricted stock transactions while ensuring their compliance with the Sarbanes Oxley Act of 2002.

12 Contact Us Jenny Meicher Santek Vice President Financial Advisor 33 E. Main Street, Suite 700 Madison, WI Downtown: (608) West: 1241 John Q Hammons Drive, Madison, WI West: (608) Fax: (608) jenny.santek@morganstanley.com Ryan Boyd Financial Advisor 33 E. Main Street, Suite 700, Madison, WI Office: (608) Fax: (608) ryan.boyd@morganstanley.com Dawn M. Panas Relationship Manager 33 E. Main Street, Suite 700, Madison, WI Office : (608) Fax: (608) dawn.panas@morganstanley.com

13 Asset Allocation and Diversification do not guarantee a profit or protect against a loss. The individuals mentioned as the Portfolio Management Team are Financial Advisors with Morgan Stanley participating in the Morgan Stanley Portfolio Management program. The Portfolio Management program is an investment advisory program in which the client s Financial Advisor invests the client s assets on a discretionary basis in a range of securities. The Portfolio Management program is described in the applicable Morgan Stanley ADV Part 2, available at or from your Financial Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it. The strategies and/or investments discussed in this material may not be suitable for all investors. Morgan Stanley Wealth Management recommends that investors independently evaluate particular investments and strategies, and encourages investors to seek the advice of a Financial Advisor. The appropriateness of a particular investment or strategy will depend on an investor s individual circumstances and objectives Tax laws are complex and subject to change. Morgan Stanley Smith Barney LLC ( Morgan Stanley ), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice and are not fiduciaries (under the Internal Revenue Code or otherwise) with respect to the services or activities described herein except as otherwise agreed to in writing by Morgan Stanley. This material was not intended or written to be used for the purpose of avoiding tax penalties that may be imposed on the taxpayer. Individuals are encouraged to consult their tax and legal advisors regarding any potential tax and related consequences of any investments made under such account. The views expressed herein are those of the author and do not necessarily reflect the views of Morgan Stanley Wealth Management or its affiliates. All opinions are subject to change without notice. Neither the information provided nor any opinion expressed constitutes a solicitation for the purchase or sale of any security. Past performance is no guarantee of future results.