The Hoelzel Jacobson Hare Group at Morgan Stanley Smith Barney

Transcription

1 The Hoelzel Jacobson Hare Group at Morgan Stanley Smith Barney

2 15260 Ventura Blvd. Suite 1900, Sherman Oaks, CA / MAIN / TOLL-FREE / FAX fa.smithbarney.com/hoelzeljacobsonharegroup/ gregory.hoelzel@mssb.com (818) andrew.jacobson@mssb.com (818) shawn.hare@mssb.com (818) andrea.koerte@mssb.com (818) maribel.cobian@mssb.com (818)

3 The Hoelzel Jacobson Hare Group at Morgan Stanley Smith Barney As your portfolio has grown, so too has its complexity and the resources needed to manage it. As Financial Advisors, we have the knowledge, experience and commitment necessary to manage your investments on an ongoing, fully discretionary basis, providing you with objective advice on critical financial matters. Working closely with you, we will develop an investment strategy focused clearly on your objectives one that reflects your lifestyle expectations, cash flow needs, risk tolerance and aspirations for your family. From there, we will help you build a portfolio informed by the resources and insight available from Morgan Stanley Smith Barney, one of the world s largest financial firms. When you look at wealth management from a long-term perspective, one thing becomes clear: it s your future, not just your money. And over time, we can help you navigate the noise and distractions of challenging markets, providing a disciplined sense of focus on what s most important your progress toward your goals. THE HOELZEL JACOBSON HARE GROUP 3

4 Meet the Professionals With extensive experience in investment management, our team can help translate your objectives into strategies and solutions that make sense for you. We offer you perspective developed over multiple market cycles, a thorough understanding of asset allocation and risk management, and an ability to refine your strategy as needs and the financial markets change. In short, you will work with professionals who can provide a steady hand guiding you toward your investment goals. 4 MORGAN STANLEY SMITH BARNEY

5 Gregory W. Hoelzel, CFP Vice President - Wealth Management Financial Advisor Greg has over twenty years of experience in the financial services industry. His expertise includes working with affluent investors in the areas of financial planning, estate planning, risk analysis and wealth preservation. As a CERTIFIED FINANCIAL PLANNER professional, Greg enables clients to reach their financial goals through the development of comprehensive financial plans. Greg graduated with a degree in Business Administration and Finance from California State University, Northridge. He also holds an MBA with a designation in Financial Planning from California Lutheran University. Greg lives in Stevenson Ranch, CA with his wife Cynthia and their two children, Sophia and Luke. gregory.hoelzel@mssb.com (818) Andrew H. Jacobson Portfolio Manager Vice President - Wealth Management Financial Advisor Andrew began his career at Morgan Stanley Smith Barney in As the dedicated Portfolio Manager, he manages the HJH Group s eleven investment portfolios. Andrew focuses on equity research, hedging strategies and strategic and tactical asset allocation. Through exclusive oversight over the day-to-day management of each portfolio, Andrew provides clients with proactive, diligent management of their assets. Andrew received a Bachelor of Arts in Communications from Ithaca College, and a Masters degree in Marriage, Family and Child Counseling from The Phillips Graduate Institute. He lives in Valencia, CA with his wife, Dee Dee, and daughter, Kyle. Andrew.Jacobson@mssb.com (818) Shawn R. Hare Vice President - Wealth Management Financial Advisor Shawn began his financial career at UBS in 2000 and brings 12 years of experience to the Group s practice. His main focus includes asset management, alternative strategies, and lending. Before starting his career in the financial services industry, Shawn played Major League Baseball with the Detroit Tigers, New York Mets and Texas Rangers. He prides himself on providing clients with the same discipline and commitment that he incorporated into his successful career as a professional athlete. Shawn attended Central Michigan University where he studied Business and Communications. He resides in West Los Angeles and enjoys golf, snow skiing and spending time with his daughter, Payton. Shawn.Hare@mssb.com (818) THE HOELZEL JACOBSON HARE GROUP 5

6 Andrea N. Koerte Financial Advisor Andrea began her career at Morgan Stanley Smith Barney in Prior to joining the HJH Group, she spent several years working in business and client development for two large global law firms. Andrea employs her previous experience in client-development to guide corporations and employees in choosing the most suitable retirement investments. She is passionate about developing unique solutions to meet the complex investment needs of high-net-worth clients and corporations. Andrea received a Bachelor of Arts degree in International Relations and an MBA from the University of Southern California. She lives in West Los Angeles and enjoys tennis, snow skiing, hiking and running. She is also actively involved in the Junior League of Los Angeles. andrea.koerte@mssb.com (818) Maribel Cobian Registered Associate Maribel began her career in the financial services industry in 1994 and has worked with the HJH Group since She has multifaceted responsibilities which include oversight of the Group s operational and administrative activities. She prides herself on providing the highest standard of service for the Group s clientele. Maribel received her Bachelor s degree in Accounting from the College of La Paz. Prior to working with the HJH Group, she was the Branch Administrator for the Sherman Oaks Branch Office of Morgan Stanley Smith Barney. Maribel lives in Lake Balboa, CA with her husband, Gabriel, and their two boys, Leonardo and Alonso. She enjoys practicing yoga, reading, wine tasting, and traveling. maribel.cobian@mssb.com (818)

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8 Developing Your Wealth Management Strategy Your achievements reflect substantial effort, and we will work just as hard on your behalf, committing our experience and skills to helping you achieve your unique goals for your wealth. Moreover, we will support you and your strategy with the resources and perspective of one of the world s largest financial firms. 1 We will discuss your current financial resources, time horizon for your goals, tolerance for risk even how your liabilities are structured. If you own a business, we also might discuss your current banking and cash management needs. 8 MORGAN STANLEY SMITH BARNEY

9 Discover Plan 2 We will present a plan to help address needs such as income and retirement planning, asset protection, investment management, strategic borrowing, wealth transfer and business succession. We will also recommend an asset allocation strategy reflecting your risk tolerance and investment time horizon. Review Implement 3 The team will work closely with you to bring the elements of your plan to life, helping you to select from the hundreds of investment management firms available to you, and identify specific stocks, bonds and other securities that may be suitable for your portfolio. Then we will closely monitor your portfolio. 4 You will receive a comprehensive quarterly performance review, helping you track progress toward your objectives. And when your circumstances change, we will work with you to revise your strategy and reposition your assets to reflect your new needs and goals.

10 For Life's Most Important Goals With experienced professionals and the right resources, reaching your most important goals can be less challenging and more rewarding. We are ready to help you meet your goals, by combining our insights into your needs with the resources of Morgan Stanley Smith Barney. Setting a Confident Course Thorough, thoughtful planning planning that analyzes where you are as well as where you want to go is the most important step in establishing a path to your goals. We will work with you to explore and define your objectives and needs, and then structure a plan that is uniquely your own. l Balance Sheet Analysis l Retirement Planning l Education Planning l Estate Planning l Multigenerational Planning Managing the Rewards of Success Managing an investment portfolio should be a consultative, disciplined process that balances your attitudes and goals as an investor with careful analysis of the financial markets and the risks and opportunities they hold for you. You can rely on us for objective strategic advice in structuring your portfolio and for careful analysis of any investments we consider together. l Asset Allocation l Investment Management l Traditional Investments l Alternative Investments Shaping Your Retirement Together, we can work to make decisions that could help you move

11 toward the retirement you expect. Whether you are building retirement wealth or making the transition to generating income from your assets, we can help you develop and implement a strategy based on your vision of retirement. l l l IRAs: - Traditional - Roth IRA Rollovers Roth Conversions Building a Unique Legacy Estate planning typically brings together the dimensions of life: personal, family, financial and charitable. We will work with you to understand the connections between your life and legacy goals, and work with your accountant and attorney to help you develop a strategy to position your portfolio appropriately. Educating New Generations Helping to meet the education costs of children and grandchildren may be one of the most attractive and personally fulfilling investment opportunities available to you. We can help you access appropriate investment vehicles 529 plans and custodial accounts. Giving Back Through Philanthropy Many successful individuals seek opportunities to support cultural and educational institutions, and nonprofit organizations and activities. Properly undertaken, charitable giving can provide planning flexibility and benefits for you. We can help you analyze and implement a strategy that rewards you while it benefits causes you care about. l Charitable Lead and Remainder Trusts l Family Foundations l Donor Advised Funds Strengthening Your Business The links between business ownership and personal wealth are many and complex. Whether your objective is to grow your business, realize its value through a succession strategy or sale, or maintain family ownership by the next generation, we can examine your alternatives in light of both business and personal objectives. And, should circumstance require it, we can use the access to banking services of Morgan Stanley Smith Barney. l Credit Facilities l Cash Management l Retirement Plans l Strategic Consulting and Transactions l Succession Planning Protecting Your Wealth Insurance can play a critical role in virtually any comprehensive financial strategy, helping you to protect the value of your assets, protect your income and your family s financial security even perform important functions in a business succession or estate plan. We can help you analyze your current insurance portfolio and work to update your coverages to fulfill personal and strategic goals. l Life and Disability Income Insurance l Life Insurance Trusts Meeting Current Liquidity and Banking Needs Managing personal cash and securing liquidity for personal needs and opportunities are the day-to-day aspects of implementing a financial strategy. We can help you meet your personal cash management and borrowing needs while thinking strategically about how approaches may affect current and long-term costs and taxes. l Home Finance l Lending Services l Securities-Backed Loans THE HOELZEL JACOBSON HARE GROUP 11

12 Risk Management The ups and downs of the markets is just one kind of risk but so is not protecting my assets and my family. How do I protect what I care about most? Retirement When I retire, it will affect just about everything that matters: my lifestyle, my company, my family. Is there a way to plan for retirement that takes it all into account? Integrated Planning Decisions about both assets and liabilities need to be made in the framework of important life goals. What steps are also the most tax efficient? How can a strategic approach to banking and lending simplify my financial life and maximize the value of what I own? Education Funding Will I be able to pay for a good education for my children and my grandchildren? Business Strategies How do I manage my personal wealth with so much tied up in my company? Investment Management I have so many goals and priorities. How can one investment strategy balance them all? Liquidity I can predict some expenses, but others I know I can t. How can I plan to have the cash I need? You Benefit From a Profound Understanding of the Full Range of Wealth Management Needs Estate Planning Making sure my estate goes to the people and organizations I care about is a priority. How do I transform my assets into a legacy? Charitable Pursuits The charities I support are like extended family. How do I maximize the good I can accomplish?

13 A CULTURE of EXCELLENCE OVER THE YEARS, YOU HAVE MADE MANY FINANCIAL DECISIONS. ONEINPARTICULARISLIKELYTOHAVEALASTINGIMPACT ONYOURWELLBEINGANDTHATOFYOURFAMILY: THE CHOICE OF A FINANCIAL ADVISOR. Investors who choose Morgan Stanley Smith Barney often tell us that their reasoning is simple. They choose a Financial Advisor and a firm that mirrors the values propelling their own success: a commitment to perform at the highest level for their clients, with no shortcuts, compromises or excuses. A STRONG, STEADY FORCE IN A CHANGING INDUSTRY CEO and senior team with deep wealth management experience 130 years of combined experience 900 global locations 18,000 financial advisors 7 million client accounts $1.5 trillion client assets UNPARALLELED EXPERIENCE. Drawing on many years of experience, Morgan Stanley Smith Barney understands the importance of shaping relationships that reflect client needs, preferences and aspirations. Our firm and Financial Advisors have an in-depth understanding of virtually all the challenges, goals, preferences, styles and strategies that distinguish wealthyinvestors. Additionally, asatruly global financial institution, we have an equally acute knowledge of financial opportunities and the potential risks. This combination positions us to develop, structure and execute solutions for your most important financial needs, from accumulating wealth to investing for income, from solidifying retirement security to devising a distribution approach that meets your lifestyle and legacy goals. INVESTMENT INSIGHT WITHOUT LIMITS. As a client, you have access to the strategic and tactical views of some of the world s most seasoned and respected investment professionals. The membersofourglobalinvestmentcommittee develop strategies that guide the management of advisory accounts and help to inform the decisions of clients across Morgan Stanley Smith Barney. The team is currently supported by the work of 350 analysts at two of the world s largest investment banks, Morgan Stanley and Citi, who cover key geographicandeconomicsectors, aswell as 3,000 individual equity securities. You also benefit from a premier trading and execution platform. Think of our 225 capital markets professionals as experienced, highly responsive and knowledgeable partners. PERFORMANCE THAT MEETS YOUR MEASURE. Among the most important skills of our Financial Advisors is the abilitytolisten: tothoroughlyunderstand your financial needs and then align the resources to meet them. Your Financial Advisorcanhelpyouevaluateimmediate concerns and plan for long-term goals, be a sounding board for your investment ideas, assist you in developing and executing a strategy that is precisely your own and help deliver performance results that meet your needs. YourFinancialAdvisorisyouradvocate withinourfirm, anintelligenteditorwho selects and aligns the many capabilities of Morgan Stanley Smith Barney for you, delivering the right resources to you in the way that is most appropriate for how you invest and what you want to achieve. ONEOFTHEWORLD S STRONGEST INVEST- MENT ORGANIZATIONS STANDS BEHIND YOUR FINANCIAL ADVISOR Financial Advisors have access to top-flight research from both MorganStanley and Citi. Combined, they analyze and track the progress of more than 3,000 companies all over the world. Please read important disclosures on the back cover of this brochure MORGAN STANLEY SMITH BARNEY

14 Morgan Stanley Smith Barney strives to offer clients the finest in financial thinking, products and execution to help them meet their individual needs and achieve their personal financial goals. When we work together, you ll benefit from personalized advice, objective guidance and dedication to your success as an investor. With access to Morgan Stanley Smith Barney s renowned global resources and investment opportunities, we can help you develop and maintain an optimal investment strategy. Our wealth management strategy will address key areas of your financial life beyond traditional investments and may incorporate diverse recommendations for building and protecting your wealth. 14 MORGAN STANLEY SMITH BARNEY

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16 Morgan Stanley Smith Barney LLC and its affiliates do not provide tax or legal advice. To the extent that this material or any attachment concerns tax matters, it is not intended to be used and cannot be used by a taxpayer for the purpose of avoiding penalties that may be imposed by law. Any such taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor Morgan Stanley Smith Barney LLC. Member SIPC /2012 CRC