Blakeway & Associates. Wealth Management

Transcription

1 Blakeway & Associates Wealth Management

2 We are committed to Addressing Many Aspects of Your Financial Life. Blakeway & Associates offers clients and their families big picture thinking in a consultative and highly individualized way. Our team can give you access to the investment insights of Merrill Lynch and the banking convenience of Bank of America. Every day, we take pride in using our financial resources and intellectual capital to help clients pursue their goals. We are prouder still that we deliver these extensive resources to you with the personalized, one-on-one attention you deserve. To us, wealth management is only in part about global capabilities; it is more about how we deliver our experience and those capabilities to you on a personal, individualized level. Working together and targeting your financial hopes, needs and interests, we can help you and your parents, children, grandchildren and future generations find wealth management strategies designed to make a real difference in your life. Call or us for further information: [email protected] Merrill Lynch makes available products and services offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated (MLPF&S), a registered broker-dealer and Member SIPC, and other subsidiaries of Bank of America Corporation (BofA Corp.). Trust and fiduciary services are provided by U.S. Trust Company, a division of Bank of America, N.A., Member FDIC. Insurance and annuity products are offered through Merrill Lynch Life Agency Inc., a licensed insurance agency. Banking products are provided by Bank of America, N.A., Member FDIC and a wholly owned subsidiary of BofA Corp. Bank of America, N.A., and Merrill Lynch Life Agency Inc. are wholly owned subsidiaries of BofA Corp. Investment products offered through MLPF&S and insurance and annuity products offered through Merrill Lynch Life Agency Inc.: Are Not FDIC Insured Are Not Bank Guaranteed May Lose Value Are Not Deposits Are Not Insured by Any Federal Government Agency Are Not a Condition to Any Banking Service or Activity MLPF&S and Bank of America, N.A., make available investment products sponsored, managed, distributed or provided by companies that are affiliates of BofA Corp. or in which BofA Corp. has a substantial economic interest.

3 When you work with Lynette Blakeway (on right) and Kimberly Clellan, you receive their experience and dedication. Our philosophy is that a client s uniquely individual circumstances, needs and preferences drive the wealth management process. My many years of working with clients have allowed me to finetune the process I use to deliver personal, customized strategies. First I learn as much as possible about you. I listen. Only when I understand what s most important to you, will I be able to recommend investment strategies. Lynette L. Blakeway Senior Vice President Wealth Management Wealth Management Advisor Portfolio Manager 3

4 A Defined, Disciplined, Personalized Approach to Wealth Management Wealth management issues of today can be more complicated than ever. Charting strategies to deal with them is equally complicated, but essential. We are true believers that to be effective over the long term, strategies have to be personalized and customized. We rely on the Merrill Lynch wealth management process, which we use first to comprehend your goals, objectives and vision of your financial future. With that information, we help you: Identify personal and professional financial goals, so we can help you to lay the groundwork for a strategy that is designed to help pursue your long-term objectives Seek financial strategies and the asset allocation crucial to pursuing your investment objectives within your preferred risk tolerance, liquidity needs and time horizon Develop a solid diversification strategy to help manage risk and reduce vulnerability to market fluctuations Stay on target toward your financial goals by monitoring the investment process Determine which products and services may be to your financial advantage Elements of your financial life should work together We offer a broad array of wealth management strategies that go beyond selecting a few stocks or mutual funds, including customized portfolio design and management, retirement plan administration, retirement income strategies, life and long-term care insurance, and estate planning services. 4

5 It takes meaningful dialogue, not just a series of check boxes, to develop individualized strategies and efficient solutions. Lynette Blakeway has more than 40 years of wealth management experience. It takes time and patience to bring your financial vision into focus, but it s time well spent. At our first substantial meeting together, we create a snapshot of where you are in your life. We find out where you want to be. We probe. We listen. What s important to you? Are your expectations realistic in view of changing family or professional circumstances, or as investment markets fluctuate? Will you have reliable income to sustain your lifestyle in retirement? What about your children and their futures? Are elderly parents in the picture? Are testamentary wills yours and your spouse s up to date? See an attorney. Will your family be taken care of if you were to die unexpectedly? Helping you find the answers is what our relationship with you is all about. We ask key questions to develop a meaningful understanding of you. And we help you identify the things you most passionately want to achieve or avoid. That s an important part of our process. Lynette L. Blakeway Senior Vice President Wealth Management Wealth Management Advisor Portfolio Manager 5

6 Finding What Matters to You Lets Us Translate Dialogue Into Strategy We believe that a customized wealth management strategy has to be broadly developed, adaptable and centered on what matters to you. There are many life circumstances a first or second marriage, education expense planning, blended families, divorce, adult children returning home to live and care-giving for aging parents that can have a significant impact on your wealth. As we discuss the bigger picture together, your concerns about the future can surface. We then help you build strategies designed to address these issues, taking into consideration your tolerance for risk, liquidity needs and time horizon. That s how we go about translating dialogue into strategy. Over the years, it s been gratifying for us to help and guide many clients through major life transitions. Seeing the big picture When viewed separately, the pieces of your financial life may not combine to maximize their true potential. That s why we prefer to look at the big picture and strive to bring all of the various elements together. We want to work with you to anticipate and serve your financial needs, as well as your children s, grandchildren s and future generations. We can offer access to the following services through the investment resources of Merrill Lynch and the banking convenience of Bank of America, N.A. CLIENT Client s Needs Income/Lifestyle Preservation Retirement Services Caring for Family Parents / Children n Investment portfolios n 401(k)s n College savings accounts FINANCIAL ADVISOR Potential Solutions n Wealth management n Concentrated stock services n Life insurance and trusts n Gifting programs n Traditional IRAs n Roth IRAs n Distribution strategies n Transition services n Trusts through access to services of Bank of America, N.A. n Special needs n Estate planning services n Long-term care strategies 6

7 Providing You With Flexible Options An Intelligent Approach to Portfolio Management In today s fast-paced world, few people have the time or resources to manage their investments effectively or to position their portfolios for potential market moves. Lynette can help clients pursue their objectives by building and managing her own personalized or defined strategies, which may incorporate individual stocks and bonds, Merrill Lynch model portfolios, and third-party investment strategies. When servicing clients through the firm s Investment Advisory Program, a Portfolio Manager may manage her strategies on a discretionary basis, relieving you of dayto-day investment decisions. Retirement Income Strategy Many clients look to Blakeway & Associates for retirement income strategies and assistance determining income needs, including potential health care costs. With your permission, Lynette can manage your account, reallocating assets and tactically adjusting your holdings as necessary in response to changes in market conditions, your investment objective, time horizon, risk tolerance and liquidity needs. Understanding What Your Fees Cover Our fees are competitive and transparent. We want you to feel that the advice and guidance delivered by Blakeway & Associates keep your interests in mind. 7

8 Our team is experienced and attentive, committed to making a difference in your life. Lynette L. Blakeway Senior Vice President Wealth Management Wealth Management Advisor Portfolio Manager Lynette joined Merrill Lynch in 1983, with more than 14 previous years of experience in the financial services industry. For more than 40 years, she has offered advice and guidance to clients, assisting them with retirement income and estate planning services, sophisticated financial strategies, high-net-worth guidance skills, asset allocation and personalized investment portfolio design and management. She also provides access through Bank of America, N.A. to home lending and collateralized lending services. Lynette is a qualified Portfolio Manager who, in addition to providing traditional advice and guidance, can help clients pursue their objectives by building and managing her own personalized or defined strategies, which may incorporate individual stocks and bonds, Merrill Lynch model portfolios, and third-party investment strategies. When servicing clients through the firm s Investment Advisory Program, a Portfolio Manager may manage her strategies on a discretionary basis. Lynette is the President of the Ovarian Cancer Alliance of Ohio. She is also a member of The Women s Service Board at Grant Medical Center; The Columbus Women s Connection; The National Association of Professional Women (NAPW); and the Columbus chapter of the Executive Women s Golf Association. She is a frequent keynote speaker at professional association events in the area. 8

9 Meet Our Client Associate Kimberly Clellan Registered Senior Client Associate Kimberly s primary responsibilities include administrative and customer service for accounts, as well as office logistics. She serves as our director of client services and is a first point of contact, handling new account processing and organizational and marketing support. Because much of our business is custom-tailored to client needs, her daily acumen plays a crucial role in helping the team adhere to each client s blueprint. She joined Merrill Lynch in 1989 and Blakeway & Associates in She is married with four children and lives in Hilliard, Ohio. We strive for the kind of individualized client service that lays the foundation for a long-term relationship. Kimberly Clellan Registered Senior Client Associate 9

10 Merrill Lynch s National Advertising Featured Lynette Blakeway Lynette has appeared in various Merrill Lynch national advertising campaigns running between 2009 and 2012, including The Wall Street Journal, Barron s, Investor s Business Daily and The New York Times, as well as in Merrill Lynch Advisor magazine. To effectively address client needs, open discussions are essential for identifying goals and developing strategies. Lynette L. Blakeway Senior Vice President Wealth Management Wealth Management Advisor Portfolio Manager The case studies presented were intended to illustrate brokerage products and services available at Merrill Lynch. They do not necessarily represent the experience of other clients, nor do they indicate future performance. They are not intended to serve as investment advice since the availability and effectiveness of any strategy is dependent upon your individual facts and circumstances. Results will vary, and no suggestion is made about how any specific solution or strategy performed in reality. Investment results may vary. 10

11 Every day, clients are helped to pursue the life they want because of the advice and guidance they receive from their Merrill Lynch financial advisor. Call or us for additional information. Blakeway & Associates 555 Metro Place North Suite 550 Dublin, OH

12 Investing involves risk. There is always the potential of losing money when you invest in securities. Asset allocation, diversification and rebalancing do not ensure a profit or protect against a loss in declining markets. Merrill Lynch offers a broad range of brokerage, investment advisory (including financial planning) and other services. There are important differences between brokerage and investment advisory services, including the type of advice and assistance provided, the fees charged, and the rights and obligations of the parties. It is important to understand the differences, particularly when determining a service or services to select. Neither Merrill Lynch nor any of its affiliates or financial advisors provide legal, tax or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions. All guarantees and benefits of an insurance policy are backed by the claims-paying ability of the issuing insurance company. They are not backed by Merrill Lynch or its affiliates, nor do Merrill Lynch or its affiliates make any representations or guarantees regarding the claims-paying ability of the issuing insurance company. L Bank of America Corporation. All rights reserved. AR55VGHK 04/2015