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Overview AmTrust International is part of the AmTrust Group and comprises two regulated insurance companies, AmTrust Europe Limited (AEL) and AmTrust International Underwriters Limited (AIUL). Both AEL and AIUL are committed to disciplined underwriting, focusing on niche products, low-hazard risks and serving their clients needs. AEL and AIUL are both rated A (Excellent) by A.M. Best and operate out of offices in London, Madrid, Manchester, Milan, Nottingham, Dublin, Stockholm, Frankfurt and Ho Chi Minh City. History and Operations The AmTrust Group is a multinational speciality property and casualty insurance group. Formed in 1998, it has insurance operations in the United States, Bermuda, Europe and Asia providing a balanced portfolio of insurance products. AmTrust Financial Services, Inc. became publicly traded on the NASDAQ Global Market in November 2006. AmTrust International commenced its European activities in 2003 with the establishment of AIUL in Dublin. AIUL s core lines include structural defects, casualty and large volume, low value special risk insurance programs, such as extended warranty insurance for brown and white goods, GAP cover and home emergency risks. AmTrust opened its London office originally located in The Lloyd s Building in 2003 and the Stockholm office in 2005. In April 2007, AEL was acquired to enhance AmTrust s insurance presence within the UK and European markets. AEL is now a leader in legal expenses insurance, caravan and landlords insurance and has an experienced casualty underwriting team that specialises in employers, public and products liability and professional indemnity. 2011 saw AmTrust expand its European presence further with the addition of the Milan and Madrid operations. The Milan office is a branch of AEL, which oversees a claims management division that provides strategic importance to the support service throughout Europe. AmTrust Insurance Spain (AIS) specialises in surety, contract and commercial and property bonds for a number of large international commercial organisations. The acquisition of Car Care Plan, a leading motor warranty provider was finalised in 2013; adding to AmTrust s strong warranty background and providing the added value service element to its current proposition.

Our Products We underwrite a broad range of insurance products and other additional support services to partners. Warranty Home Appliances Consumer Electronics Mobile Phone & Gadgets Computers Central Heating & Boiler Motor Mechanical Breakdown Roadside Assistance GAP Ancillary Motor Home Assistance Structural Defects Heavy Plant Payment Protection Garden Equipment Power Tools Surety Commercial Contract Travel Equine Horse and Pony Trailers Liability Legal After the Event Clinical Negligence Personal Injury Commercial Commercial Litigation Funding Before the Event Policy Excess Protection Family Legal Protection Motor Legal Protection Replacement Vehicle Protection Commercial Legal Protection Landlord Legal & Rent Protection Caravan Legal Protection Tax Litigation Accident & Health Personal Accident Sports and Leisure VGA (Voluntary Group Accident) Stop Loss Medical Reimbursement Group and Individual Travel Insurance Student Group Medical Leisure Expatriate Insurance Hospital Income Property Landlord Caravan Commercial Combined Commercial Property Owner Casualty Liability Professional Indemnity For more information on our products and services visit www.amtrustinternational.com

Our commitment to excellence is the common thread connecting each of our businesses. AmTrust International Financial Headlines AEL and AIUL have focused on niche specialty risk programmes, a disciplined approach to risk management and pricing, implementing proprietary information systems and providing their clients, brokers and agents with excellent customer service and bespoke products. This has enabled them to grow year-on year, even in unpredictable economic times. In the year ending 31 December 2012, AmTrust International had: 1.5b in Total Assets 1 533m in Gross Written Premium 464m in Gross Earned Premiums Gross Written Premium 600m 500m 533m 455m 400m 358m 300m 200m With extensive underwriting experience, a prestigious A (Excellent) credit rating from A.M. Best and number 60 in Fortune s top 100 fastest growing companies, the AmTrust Group has earned a reputation as an innovative, technology driven provider of insurance products. 100m 0 2010 2011 2012 1 Total Assets include the reinsurance share of technical provisions. Figures for AIUL & AEL combined. AmTrust financial Services Inc. (AFSI), the parent company of AEL & AIUL has been awarded Fortune 100 Fastest Growing Company 2012 status.

Vision and Values All this means that today, AmTrust is equipped to provide you with a bespoke, quality service in Europe and beyond. Philosophy We believe in strategy, innovation and partnership. Strategy We focus on selected niche markets where we have underwriting, risk management and claims handling expertise. In doing this, we know that we can add real value and leave our mark. Innovation We continually develop our portfolio to support our distribution channels by utilising our expertise to create specialist solutions. Partnership Team spirit is at the centre of our philosophy. Whether working with brokers, business partners or colleagues, we know how important it is to work together, listen and understand each other. We want to make every relationship count and the achievement of mutual success is an underlining principle. We want to become your first choice in business.

Dublin 40 Westland Row Dublin 2 Tel: +353 (0) 1775 2900 Email: dublin@amtrustgroup.com Frankfurt Mainzer Landstraße 50 60325 Frankfurt Germany Tel: +49 (0) 69 2740 15815 Email: frankfurt@amtrustgroup.com Nottingham Market Square House St James s Street Nottingham NG1 6FG Tel: +44 (0) 115 941 1022 Email: nottingham@amtrustgroup.com Stockholm Grev Turegatan 14 SE-114 46 Stockholm Tel: +46 (0) 8 4403 800 Email: stockholm@amtrustgroup.com Ho Chi Minh City Suite 18, Mezzanine Floor, Sun Wah Tower 115 Nguyen Hue Boulevard District 1 Ho Chi Minh City Vietnam Tel: +84 8 38219235 Email: hochiminh@amtrustgroup.com London No 2, Minster Court Mincing Lane London EC3R 7BB Tel: +44 (0) 20 7816 6327 Email: london@amtrustgroup.com Gallery 3, Lloyds Building One Lime Street London EC3M 7HA Madrid Ctra. de la Coruña Km 23,200 Edificio Las Rozas 23 28290 Las Rozas (Madrid) Tel: + 34 91 640 37 67 Email: madrid@amtrustgroup.com Exclusive agent of AmTrust Europe Limited Manchester 1st Floor, St James Square Manchester M2 6WH Tel: +44 (0) 844 815 8511 Email: manchester@amtrustgroup.com Milan Via Alberico Albricci 9 20122 Milan Tel: +39 02 83438150 Email: milan@amtrustgroup.com AmTrust International is a trading style of AmTrust Europe Limited and AmTrust International Underwriters Limited. AmTrust Europe Limited Registered in England. Company No. 1229676. Authorised and regulated by the Financial Services Authority. Member of the Association of British Insurers. AmTrust International Underwriters Limited Registered in Ireland. Company No. 169384. Authorised and regulated by the Central Bank of Ireland. AICP000101042013