The Banking Suite. XCOM AG - The Solution People. XCOM AG - an FinTech Group AG company



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The Banking Suite XCOM AG - The Solution People

Partners for Innovation Banking e-banking Trading Payment The banking market is changing due to regulatory Since the early days, XCOM group has specialised in requirements, new technology and also through offering their clients modern banking IT as a bespoke changing client behaviour. service. In order to remain competitive or to enter the market, XCOM AG supplies IT processes in the background while you require flexible and modern IT, highly automatised biw AG provides Business Process Outsourcing services processes and, when necessary, the appropriate (BPO). In this way, our partners can concentrate fully on banking licence as well. the sale of their financial products. 2

We understand you The secret to success is to understand the viewpoints of others Henry Ford Would you like? to concentrate on your core competencies and reduce fixed costs by doing so? to seize new business portfolios? to react flexibly to FinTech start-ups? to enter the market with your own new idea? to be more independent of your IT infrastructure? to stand out from other suppliers through products or flexibility? as a financial institution, to try out something new which exceeds your current potential? as a foreign supplier, to quickly compete in the German market? 3

Professional Support We give your ideas the necessary space With our banking and IT expertise, innovative technology and practical approach, we are the right partner for your economic success - regardless of whether you re an established financial services provider from the universal bank, an investment broker or a FinTech start-up. You ve come to the right people. 3

The XCOM Banking Suite Maximum performance with the highest security

The Banking Suite The XCOM Banking Suite is based on process oriented individual modules. These work perfectly together through standardised interfaces. The system is geared for high accessibility and simple scalability. Therefore, through modern technologies and agile methods of development, it has the flexibility to adjust to new and individual demands quickly. The full multi-client capability enables shared use of all standard services. This way, you save on costs of sharing resources and profit from the knowledge of other users. Conclusion: Our Banking Suite optimally supports your business ideas and provides you with the necessary security and confidence of a tried and tested banking system. 6

The Banking Suite Our engagement for your success We give your ideas the necessary space The Banking Suite covers the entire process chain from reporting, shared services). sales to settlement and all regulatory requirements. A flexible application programming interface (API) The system can be made available as a complete enables direct control of the Banking Suite via a third service, but also as a targeted solution for individual party system. business portfolios (e.g. account opening, accounting, 7

The Banking Suite Sales Platform Online Account Opening Online Banking Frontend Trade Frontend Support/Call Centre Campaign Management Production Platform Customer Management Account/Investment Management Order Management/Routing Payment Transactions Tax, Cash and Item Booking Clearing/Settlement Corporate Action Card Management Cash Dispensers, Cash Logistics Credits Management Platform Data warehouse Reporting Risk Management Reporting Accounting Support Platform Order and Application Management Authentication/Authorisation Fulfilment Document Archive WP Master Data/ Market Price Supply Commission Management Shared Services 8

Banking Suite XCOM Modules Sales Platform OKDE Web Branch Eclipse Trader Mobile App Entax HTX Production Platform Customer Service Account/Investment Service Order Service Payment Service Tristan GsBuHa CA Client Transaction Service RT Disposal Management Platform DWH ABACUS* Report Manager Batch Data Navision* Support Platform XLine Infozone/WM AuthService Fulfilment DocArchive Provimax / PSPlus* Shared Services *Third Party Applications 9

Banking Suite Products Internal Frontends Internal frontends enable operative and administrative access to the Banking Suite. The internal frontends are connected to the Banking Suite via open APIs. 10

Banking Suite Products MAX MUSTERMANN Konto-Nr Karten-Nr Gültig bis 1006008002 123456789013 12/18 External Frontends External frontends enable operative and administrative access to the Banking Suite. The external frontends are connected to the Banking Suite via open APIs. 11

The Banking Suite Our commitment for your success In addition to the main established processes for securities, payment transactions and deposits, other, sometimes very individual and innovative, business portfolios can be depicted in the Banking Suite. The development processes and operation of the banking system are ISO 27001 certified. C2C-Credits Interest Portals Social Trading Strategy Investments Mobile Payment 12

The basis for your success Adaptability: high flexibility, modularity, multi-layered architecture Sales support: Usability, online STP approach, innovation, short development cycles Sustainability: modern technologies, scalability, openness and high accessibility Security: regular checks (incl. supervisory bodies), banking expertise, certified computer centre and software development (ISO 27001) Integration: Flexible and open interfaces 13

Contact us XCOM AG Allee 8 47877 Willich T +49 2154-9209-70 F +49 2154-9209 -77 info@xcom.de