Mobilising people with paybox

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1 people people with paybox AK M-Commerce Düsseldorf November 2007 paybox solutions AG Am Prime Parc Raunheim Germany M#1

2 people The demand of a mobile world Mobile users demand the best of all worlds: Mobile Phone convenience Security Easy-to-use, mobilising, and secure mobile services anytime, anywhere with any device and for a fair price New Media Entertainment M#1 2

3 people Market Environment and Trends Logic: Target Market: Benefits: Trends: Proof: Mobile Commerce End customers pay merchants for their goods or services. Developed Economies Benefits beyond payments to ensure success. Cooperation continues to increase and NFC and mobile advertising start playing an important role Global mobile advertising market at around $10B in 2010 Mobile Financial Services End customers transfer funds between each other and interact with their bank. Emerging economies new payment mechanisms fulfilling basic needs P2P payments and mobile banking applications with a huge potential for mobile money transfer across borders 1 in 10 people worldwide are involved with remittances and 70% of migrant workers remit funds on a regular basis Addressable potential for m-commerce and m-money exceeds 500 mio subscribers and $10bn in 2010 M#1 3

4 people Opportunities to build mobile business and communities with paybox in 2 segments Commerce Payments Self TopUp Marketing Content the Banked the Unbanked TopUp Remittances M#1 4

5 people Business Opportunities Commerce Business Opportunity Objective Customers Payment to simplify subscribers mobile lifestyle with the broadest mobile Commerce offering worldwide and with open mobile payment standards Germany Self TopUp to provide convenient topup mechanisms via any channel directly paid by the customer Marketing to interact with subscribers in greater efficiency and effectiveness managing the communication and the loyal relationship along the entire customer development lifecycle Content to set up interactive mobile services behind one short code improving the user experience and integrating existing content, charging and payment channels M#1 5

6 people Business Opportunities - Money Business Opportunity Objective Customers the Banked to define and implement a mobile banking and trading solution roadmap for banks and to optimise their approach to mobile messaging the Unbanked to create low cost payment ecosystems in emerging markets to bank the unbanked and to transfer money across borders TopUp to optimise distribution cost and distribution transparency for virtual goods like airtime or credits while offering flexibility and convenience Remittances to enable efficient money international money transfer via the mobile phone for senders and beneficiaries M#1 6

7 people Vision - to provide Mobile Community Services Provide Migrant/Unbanked Community Services Bill Payments Mobile Content Banking Mobile Remittance TopUp VoIP Communities Provide global m-shopping and m-payment Services Mobile Trading Mobile Remittance Mobile Commerce Mobile Payment => Mobile Remittance is just one of the possible mobile product services for the migrant community M#1 7

8 people Delivering end-to-end business solutions with paybox Mobiliser Portfolio Mobiliser Best Practices to mobilise commerce and money-focussed business opportunities by leveraging best go-to-market practices Mobiliser Products to mobilise the business opportunities with a set of easy, secure and universal all-in-one products covering end-to-end business requirements Mobiliser Platform to enable an integrated business approach across all Mobiliser Products by leveraging common trx processing, payment and billing, customer care and operation support functionalities Mobiliser Architecture to enable the deployment of Mobiliser Products in secure and highly available environments. M#1 8

9 people Leverage market opportunities with excellent Partners End-to-End M-Commerce Solutions Global SMS/MMS Messaging Global Shortcode Messaging Java & NFC J2ME rich client interface Barcoding and NFC Mobile Advertising EFT Processing Card Issuance Visa and MasterCard Processing EFT & Card Processing Forex and Treasury Foreign Exchange Marketplace Operators, Banks and Enterprises M#1 9

10 people Interested in further information on any of the paybox opportunities? Payments Marketing Self Topup Content the Banked the Unbanked Topup Remittances Please contact us for a detailed opportunity presentation. M#1 10

11 people Thank you Thank you - Please contact Eckhard Ortwein - CEO - mobile: eckhard.ortwein@paybox.net paybox solutions AG Am Prime Parc Raunheim Germany M#1 11

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