Telecom. Mobile Commerce Platform for. Increase ARPU Increase ROI Increase Customer Value

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1 Mobile Commerce Platform for Telecom Maximize Revenue. Secure. Convenient. Affordable Mobetize offers the only integrated secure mobile commerce platform for telecom companies designed to maximize your revenues and lowering your costs. By integrating Mobile Financial Services (MFS) to your product offerings for your prepaid and postpaid subscribers you will increase Average Revenue Per User (ARPU), customer loyalty and subscriber value while lowering churn. Increase ARPU Increase ROI Increase Customer Value For For more more Information Information call call us us

2 Worldwide mobile payment transaction value to surpass $235 Billion in Mobile Bill payment value to grow 44% by 2014 Globally 70% of world wide mobile phone users are in a prepaid plan. Your Brand, Your Subscribers, Our Smart Solutions Increase revenues via new online channels Smartphones! Stay ahead of the game and be a key player by investing in the next-generation revenue channel. Mobetize smart solutions enables you to provide customized services for your subscribers which increase ARPU and decrease churn. Your subscribers are able to make mobile payments, mobile top-ups and mobile remittances globally all on a secure, convenient and cost effective platform. Our smart solutions: smartremit, smartcharge, smartbill and smart Wallet (prepaid) will maximize your revenue in a secure, convenient and affordable way. With smartremit, partner network is spread across 150 countries with over 170,000 agent locations.

3 smartremit A fully integrated mobile platform dedicated to providing the most convenient, efficient, scalable and inexpensive global money transfer solution for your subscriber. Integrate SMS messaging alerts and create mobile campaigns Sign in and sign up process capabilities based on your current customer base. information, edit, add and save different payment methods. While changing password and Remit Funds Send funds person to person via multiple convenient ways; bank account deposits, pick-up at agent location, and home delivery. History of Transactions Allows the user to review all of their transactions. Subscribers transactions may also be added to their favorite list from here. Favorite Favorites for remittances for fast and easy future transactions. Deposit Funds Deposit or reload funds into an account. Balances are updated real-time based on integration with the various load fund methods. Store your favorite payment option to turn future transactions into a quick and simple one-click transactions or set an account to auto-load. Flexible Currency Send funds in one currency and have the beneficiary receive in another. Typical Global Remittance Market Barriers to Entry: - INFRASTRUCTURE - REGULATIONS - LICENSES - SECURITY - LIQUIDITY OF THE AGENTS - MULTI CURRENCY SETTLEMENT - CASH IN & CASH OUT NETWORKS Mobetize Overcomes them all Money Transfer Market was $965 Billion in World Bank, 2013

4 smartcharge Enabling real time prepaid mobile top-ups to any mobile phone and recharge transfers to over 250 partner mobile network operators in 90 countries, reaching 3.6 billion prepaid users. Integrate SMS messaging alerts and create mobile campaigns Sign in and sign up process capabilities based on your current systems. Single login for all telecom services. information, edit/add and save different payment methods while changing password and Flexible Payment Methods Top-Ups available peer to peer via multiple convenient methods of payment that may be pre configured in the subscribers account. Flexible Currency Top-Up in one currency and have the other person receive top-up in another. Favorites previous top-ups for convenient fast future recharge transaction. Gift a Top-Up Empower subscribers to Transfer a recharge as a gift to any mobile phone from anywhere. View History of Recharge Allows the subscriber to track back all of their air-time transfers. Users making the same recharge all the time? No problem, their airtime transfers may also be added to their favorite list from here. Our Global Partner Networks With our global partnerships we support multiple payment channels enabling Phone to Phone, POS to Phone and Web to Phone top-up transfers. With smartcharge you have a reach of 3.6 billion prepaid users on 230+ telecom operators in 80 countries 50 billion air-time top-ups are transacted annually and $20 billion collected in commission fee.

5 smartwallet Enhance your verticals and increase revenues with this convenient option for your prepaid subscribers. They can load their mobile wallet and access global services such as top-ups, remittances, and bill management. It enables service providers to address the needs of the prepaid customer segment. Integrate SMS messaging alerts, create mobile campaigns Sing in and sign up process capabilities based on your current systems. information, edit/add and save different payment methods while changing password and Super-Wallet Transfer Funds, Make Bill Payments, send airtime Top-Ups to any account or mobile phone via multiple stored convenient methods; credit cards, debit, PayPal, ACH and even cash. View Balance Subscribers are able to track their balances by viewing their real-time balance. Add and Save Services Favorites for easy and fast access to all transactions. Favorite Favorite contacts, remittances, air-time transactions and more for convenience and accessibility. Stored Payment Methods Safely store and edit a list of preferred method of payments to load the smartwallet and increase convenience and accessibility. Even set up an auto-load feature. A true Wallet is Subscriber-Driven Let your subscribers control what goes inside the wallet by empowering them to load various methods of payments and services as needed. Be the first among your competitors to launch a real telecom mobile wallet.

6 smartbill A mobile telecom account management solution designed to enhance your existing Electronic Bill Presentment and payment system (EBPP). Directly integrated with your billing platform or as a standalone solution. Integrate SMS messaging alerts and create mobile campaigns Sign in and sign up process capabilities based on your current systems. information, edit/add and save different payment methods while changing password and Make Payments Subscribers are able to log into their accounts to pay their outstanding invoices. View Bills & Invoices Subscribers may view their billed and unbilled usage invoices. View bills, due dates and details. Access and invoices Add Services Enables subscribers to self manage their accounts by creating, saving and editing a list of services. Integration or Standalone smartbill can be integrated with your existing Electronic Bill Presentment and Payment system, or directly connect to your in-house or 3rd- party billing platform. Let smartbill be Your Competitive Edge - Convenient, Fast and Secure Mobile Access - Simplify Billing and Collections Processes - Lower Customer Service Calls & Enhance Subscriber Satisfaction - Provide Subscribers with anytime, anywhere payment capabilities - Increase revenue & promotion conversions via mobile channel Worldwide Mobile Payment Transaction Value to Surpass $235 Billion in 2013 Gartner, 2013