How To Celebrate 10 Years Of Operation At Prairie Community Bank

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1 Meet Our Board of Directors Letter from the Bank President Get the Prairie Debit Card Internet Banking Benefits Rosebush Giveaway Promotion FREE 10 x13 Family Portrait Meet Our Newest Employees Prairie Staff Promotions

2 PrairieEvents Spring 2008 Letter from the President This year Prairie Community Bank will celebrate 10 years of operations. Prairie went from a storefront location to a new permanent facility and 2 locations. Prairie has continued to grow and provide the community with the service it expects. Prairie continues to offer innovative products including Free Business Checking and Remote Deposit. As the only community bank in Marengo and Union, we are committed to providing you with quality service & products. Prairie Community Bank ended 2007 with record growth and record earnings. Our goal for 2008 is to stay on course. We would like to say thank you to our customers, shareholders and employees who have made all of our accomplishments possible. The investment of our shareholders, the continued business from our customers, and the dedication of our employees have made our achievements of today possible. We appreciate your continued support and look forward to another successful year at Prairie Community Bank. Dianna Torman President & CEO Meet Our Board of Directors Barrett O Connor of Huntley was appointed to the Board of Directors of Marengo Bancshares, Inc. and the Prairie Community Bank Board in July Mr. O Connor brings over 45 years of financial expertise, including joining EFS Bank in 1978 as Controller. He became a board member in 1984, Senior Vice President in 1986, President/CEO in 1994 and CEO in Mr. O Connor is currently retired and involved on several community boards. Annette Hammortree was raised and currently resides in Marengo. Ms. Hammortree has been providing financial services for clients in McHenry County and the Chicagoland area for over 20 years. She operates Hammortree Financial Services in Crystal Lake, a division of O Malley & Associates. Ms. Hammortree has served as a director of Prairie Community Bank and Marengo Bancshares, Inc. since April 2006.

3 Spring 2008 PrairieDirectors Tim Emerson was born and raised in Marengo and currently resides in Marengo. He has 30 years of banking experience and has been a shareholder and employee of Prairie Community Bank since its inception. Mr. Emerson is the Senior Vice President & CFO of the Bank and was appointed as a Director in April 2005, and elected as a Director of Marengo Bancshares, Inc. in April Kim Meyers was born and raised in Marengo and has been a shareholder of Marengo Bancshares, Inc. since its inception. Ms. Meyers is an attorney with Pollock, Meyers & Eicksteadt. She has a background in corporate finance and information technology. Ms. Meyers became an Advisory Director of Prairie Community Bank in April 2006 and was appointed a Director in April Albert Hicks has been a Marengo resident for over 44 years and has been a shareholder of the Company since inception. Mr. Hicks recently retired from Arnold Engineering after 42 years. Mr. Hicks became an Advisory Director of Prairie Community Bank in April 2003 and was appointed as Director in April He was appointed as Director of Marengo Bancshares, Inc. in January Tim Young is the owner of Dorina So- Good, Inc. in Union. Mr. Young s family has owned and operated Dorina from its Union location since He took over in 1986 and has grown the private-label food manufacturer into a nationally recognized company. Mr. Young and his family have lived in Union for over 14 years. He became an Advisory Director of Prairie Community Bank in April 2006 and was appointed as Director in April Dianna Torman was raised in Union and currently resides in Marengo. Ms. Torman joined Prairie Community Bank as Vice President and Senior Lender in January 2003 and was appointed as President of the Bank in April She was also appointed as a Director of the Bank and Marengo Bancshares, Inc. in April Ms. Torman has over 20 years of banking experience and is active in the community. Thomas Dickerson has been a Marengo resident for over 30 years and has been a shareholder of the Company since its inception. Mr. Dickerson has owned and operated Hubbs Greenhouse in Marengo for over 30 years and established Grower s Outlet in He has served as director of Prairie Community Bank and Marengo Bancshares, Inc. since April 2004 and was elected Chairman of the Board in April Michael Galante has been a Marengo resident for over 30 years and has been a shareholder and director of Marengo Bancshares, Inc. since its inception. Mr. Galante is the former owner of Gallant Construction in Marengo and now pursues various business and real estate investments. Mr. Galante possesses a strong background in both residential and commercial construction.

4 Organization of a new DeNovo bank, soon to be Prairie State Bank, began in early 1997 and opened its doors on April 2, Prairie State Bank changed its name to Prairie Community Bank on January 1, 2004 and continues to grow as the only locally owned community bank in Marengo and Union

5 The Bank built a permanent facility in Marengo and moved in May Prairie Community Bank expanded to Union in June 2006, with plans for a permanent facility being built in Union in Prairie began with five employees and approximately $3 million in capital. Ten years later, we have 25 employees and manage approximately $114 million in assets. Prairie Community Bank is dedicated to its customers, shareholders, employees, and our community

6 PrairieNews Spring 2008 Internet Banking Benefits Are You Online Banking Yet? As use of the internet continues to expand, Prairie Community Bank is using the Web to offer products and services to enhance communications with consumers. The internet offers safe, convenient new ways to shop for financial services and conduct banking business, any day, any time. Customers can have the freedom to pay bills and set up recurring savings or payments, monitor check clearances, and perform other tasks like transfers and balance inquiries through our internet service. Prairie Debit Card Convenience with Benefits Our internet service is convenient, saving customers time and money. To assist customers making the change, our bank offers completely free transfers to migrate to our online banking service. We will also assist you with set-up in person or over the phone. We all want the convenience that a credit card offers -- pay bills by phone, shop online, pay at places where personal checks are not accepted. But there can be a big downside to using credit cards the rude shock when the bill comes! A debit card may be your answer to handling regular, day-to-day expenditures. A debit card works much like a credit card, and has many of the same conveniences and benefits. But a debit card also works like writing a check, because the amount you spend comes directly from your checking account. Your expenditures are always limited to the amount that the money in your checking account can cover. You pay no interest and accrue no additional debt. You ll enjoy these benefits plus more with the Prairie Debit Card: Use as Debit and ATM Card Use anywhere MasterCard Debit Cards are accepted Quick and convenient 24 hour access to your account No waiting for untimely check approvals No annual fee No charge for point of sale transactions No charge for ATM transactions at a Prairie Community Bank ATM located on site at Prairie Community Bank and also at the intersection of highways 176 and 23 in Marengo. The internet has revolutionized banking with immediate global access to your bank accounts using a secure internet connection. Banking through the internet makes it very easy to keep track of your finances. All of your transactions are recorded and viewable at any time, so you can keep track not only of how much money is in your account, but how you spend it. It s easy to export your records to budgeting or tax programs, saving you a lot of hassle.

7 Rosebush Giveaway Featuring Prairie s Blushing Knock Out Rose Make Mother s Day special for someone you know. Give them the joy of a beautiful Blushing Knock Out Rose. Receive a FREE rosebush when you open a checking, savings or money market account. Hurry in during the week of May 5th through May 10th to open your account. Enjoy the beauty of your new rose bush as you enjoy the benefits of your new account with Prairie. Come grow with Prairie and enjoy our friendly community bank. Note(s): This special offer is good for new money accounts only. One offer per customer. A fee will apply if the account is closed within 90 days. Blooms in Spring, Summer and Fall FREE 10 x13 Family Portrait Promotion! Sign up today! While supplies last! Prairie Community Bank has made community involvement an important part of the relationships we have in the communities we serve. Now, as part of our commitment, we re offering a special opportunity for our valued customers. During the month of April, receive a FREE sitting fee and 10 x13 print of your family absolutely FREE. Any additional prints are available at a discounted fee. You must be a current bank customer or open a new checking, savings or money market account during the month of April. Actual photos will be taken on May 2nd and 3rd. Hurry in to schedule your appointment. Reservations are available while sitting times last! Stop in during our anniversary celebration for more details! Note(s): This special offer for new customers is good for new money accounts only. One offer per customer. A fee will apply if the account is closed within 90 days. New Employees Join the Prairie Family Jacqueline Lloyd joined Prairie in September 2007 and brings with her five years of banking experience. She is married and residing in Belvidere with her husband. She grew up in upstate New York and is an active member of Big Brother/Big Sister. We welcome her as our new Retail Banking Supervisor. JoAnne Brackmann joined Prairie as a Customer Service Specialist in December JoAnne has lived in Marengo for over 40 years and has been active in the Marengo business community for many years. She has two sons and one daughter and enjoys spending time with her 3 grandchildren. JoAnne is a true asset to Prairie Community Bank. Anna Dunek, born and raised in Marengo, joined Prairie Community Bank as a Loan Specialist in January She brings with her over 10 years of local lending experience. She is married and has 3 daughters. Anna is involved in her local church and is the founder of Midnite in Marengo (5K walk/run race). We welcome Anna to the Prairie team.

8 Wagner Promoted to Vice President Dawn Wagner started with Prairie in March 2006 as the Union Banking Center Officer. She was promoted to Vice President on January 5, 2008 and now works in our Marengo office. Dawn brings with her over 20 years of banking experience and extensive knowledge of the Marengo and Union communities. Nizzi Promoted to Union Manager Amanda Nizzi began working at Prairie in September 2006 as a Retail Specialist. She has also become proficient in loan processing and teller work. Amanda was promoted to Union Bank Manager on January 14, 2008 and will oversee all aspects of our Union location. Amanda continues to grow her banking career with Prairie and is a tremendous asset. PRSRT STD U.S. POSTAGE PAID MARENGO, IL 800 West Grant Highway, P.O. Box 255 Marengo, IL (815) PERMIT NO. 69

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