Best Integrated Consumer Bank Site HSBC Best Information Security Initiatives HSBC Best Online Deposits Acquisition Wells Fargo

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1 2009 World s Best Internet Banks in North America NEW YORK, July 21, 2009 Global Finance has announced the First Round winners in the World s Best Internet Banks competition in North America. This is the 10th year Global Finance has named the World s Best Internet Banks. Details on all First Round winners will be published in the September issue. First Round winners include Best Corporate/Institutional Internet Banks and Best Consumer Internet Banks at the country level. The Regional and Global winners for these categories will be announced at an Awards Ceremony in New York City in November and published in the December issue of Global Finance. Also announced were Regional winners in Sub- Categories. Global winners in the Sub-Categories will also be announced at the Awards Ceremony and in the December issue. The list of First Round winners follows. Winners were chosen among entries evaluated by a world-class judging panel. Global Finance editors were responsible for the final selection of winners in the First Round. Only banks that entered the competition were considered for awards, and awards were only given in those regions, countries and categories in which there were entries. Winning banks were selected based on the following criteria: strength of strategy for attracting and servicing online customers, success in getting clients to use web offerings, growth of online customers, breadth of product offerings, evidence of tangible benefits gained from Internet initiatives, and web site design and functionality. Category winners, such as best online cash management were selected based on the relative strength and success of those web products and services. In less than a decade, the Internet has transformed the way many consumers and most businesses bank, says Joseph D. Giarraputo, publisher of Global Finance. The continuing improvements in Internet offerings represented by this year s entries show that more significant Internet banking developments are still ahead of us. See following for full listing of the World s Best Internet Banks First Round winners for 2009 in North America: Page 1 of 2

2 2009 World s Best Internet Banks in North America Country Winners: Bermuda - HSBC Canada CIBC United States Wells Fargo Best Corporate/Institutional Internet Banks: Canada Scotiabank/Scotia Capital United States - Citi Regional Sub-Category Winners: Best Bill Payment & Presentment Wells Fargo Best Online Consumer Credit Site CIBC Best Web Site Design Wells Fargo Best Integrated Consumer Bank Site HSBC Best Information Security Initiatives HSBC Best Online Deposits Acquisition Wells Fargo Best Corporate/Institutional Internet Banks: Best Investment Management Services Citi Best Online Cash Management Site Citi Best Trade Finance Services Citi Best Web Site Design Citi Best Integrated Corporate Bank Site Citi Best Information Security Initiatives Standard Chartered Global FInance, which celebrates its 22nd year of publishing in 2009, has 50,000 subscribers and more than 180,000 readers in over 158 countries. This audience includes chairmen, presidents, CEOs, CFOs, treasurers, and other financial officers responsible for making investments and strategic business decisions for large global companies and financial institutions. Global Finance also targets the 8,000 key portfolio investors who control over 80% of all assets under professional management. For editorial information please contact: Dan Keeler, Editor, dan@gfmag.com Page 2 of 2

3 2009 World s Best Internet Banks in Asia NEW YORK, July 21, 2009 Global Finance has announced the First Round winners in the World s Best Internet Banks competition in Asia. This is the 10th year Global Finance has named the World s Best Internet Banks. Details on all First Round winners will be published in the September issue. First Round winners include Best Corporate/Institutional Internet Banks and Best Consumer Internet Banks at the country level. The Regional and Global winners for these categories will be announced at an Awards Ceremony in New York City in November and published in the December issue of Global Finance. Also announced were Regional winners in Sub- Categories. Global winners in the Sub-Categories will also be announced at the Awards Ceremony and in the December issue. The list of First Round winners follows. Winners were chosen among entries evaluated by a world-class judging panel. Global Finance editors were responsible for the final selection of winners in the First Round. Only banks that entered the competition were considered for awards, and awards were only given in those regions, countries and categories in which there were entries. Winning banks were selected based on the following criteria: strength of strategy for attracting and servicing online customers, success in getting clients to use web offerings, growth of online customers, breadth of product offerings, evidence of tangible benefits gained from Internet initiatives, and web site design and functionality. Category winners, such as best online cash management were selected based on the relative strength and success of those web products and services. In less than a decade, the Internet has transformed the way many consumers and most businesses bank, says Joseph D. Giarraputo, publisher of Global Finance. The continuing improvements in Internet offerings represented by this year s entries show that more significant Internet banking developments are still ahead of us. See following for full listing of the World s Best Internet Banks First Round winners for 2009 in Asia: Page 1 of 2

4 2009 World s Best Internet Banks in Asia Country Winners: Australia HSBC Azerbaijan Rakbank Brunei HSBC China ICBC Hong Kong HSBC India Citi Indonesia Citi Japan Citi Kyrgyz Republic AsiaUniversalBank Malaysia Citi Pakistan - Citi Philippines Citi Singapore HSBC South Korea Shinhan Bank Sri Lanka HSBC Taiwan Taishin Financial Holdings Thailand Citi Vietnam - HSBC Australia Citi Azerbaijan - Rakbank Bangladesh Citi Brunei HSBC China Citi Hong Kong HSBC India Citi Indonesia HSBC Japan Citi Kazakhstan Citi Kyrgyz Republic AsiaUniversalBank Malaysia OCBC Nepal Standard Chartered New Zealand Citi Pakistan Citi Philippines Citi Singapore HSBC South Korea Citi Sri Lanka HSBC Taiwan Chinatrust Commercial Bank Thailand Citi Vietnam Citi Regional Sub-Category Winners: Best Investment Management Services Citi Best Bill Payment & Presentment Citi Best Online Consumer Credit Site - HSBC Best Web Site Design Commonwealth Bank Best Integrated Consumer Bank Site ICBC Best Information Security Initiatives - HSBC Best Online Deposits Acquisition - HSBC Best Investment Management Services HSBC Best Online Cash Management HSBC Best Trade Finance Services HSBC Best Web Site Design HSBC Best Integrated Corporate Bank Site - ICBC Best Information Security Initiatives - HSBC Global FInance, which celebrates its 22nd year of publishing in 2009, has 50,000 subscribers and more than 180,000 readers in over 158 countries. This audience includes chairmen, presidents, CEOs, CFOs, treasurers, and other financial officers responsible for making investments and strategic business decisions for large global companies and financial institutions. Global Finance also targets the 8,000 key portfolio investors who control over 80% of all assets under professional management. For editorial information please contact: Dan Keeler, Editor, dan@gfmag.com Page 2 of 2

5 2009 World s Best Internet Banks in Europe NEW YORK, July 21, 2009 Global Finance has announced the First Round winners in the World s Best Internet Banks competition in Europe. This is the 10th year Global Finance has named the World s Best Internet Banks. Details on all First Round winners will be published in the September issue. First Round winners include Best Corporate/Institutional Internet Banks and Best Consumer Internet Banks at the country level. The Regional and Global winners for these categories will be announced at an Awards Ceremony in New York City in November and published in the December issue of Global Finance. Also announced were Regional winners in Sub- Categories. Global winners in the Sub-Categories will also be announced at the Awards Ceremony and in the December issue. The list of First Round winners follows. Winners were chosen among entries evaluated by a world-class judging panel. Global Finance editors were responsible for the final selection of winners in the First Round. Only banks that entered the competition were considered for awards, and awards were only given in those regions, countries and categories in which there were entries. Winning banks were selected based on the following criteria: strength of strategy for attracting and servicing online customers, success in getting clients to use web offerings, growth of online customers, breadth of product offerings, evidence of tangible benefits gained from Internet initiatives, and web site design and functionality. Category winners, such as best online cash management were selected based on the relative strength and success of those web products and services. In less than a decade, the Internet has transformed the way many consumers and most businesses bank, says Joseph D. Giarraputo, publisher of Global Finance. The continuing improvements in Internet offerings represented by this year s entries show that more significant Internet banking developments are still ahead of us. See following for full listing of the World s Best Internet Banks First Round winners for 2009 in Europe: Page 1 of 2

6 2009 World s Best Internet Banks in Europe Country Winners: Channel Islands HSBC Cyprus Marfin Popular Bank Public France HSBC Greece EFG Eurobank Ergasias Malta HSBC Norway DnB Nor Bank ASA Portugal Millennium BCP Turkey Garanti Bank Austria - Citi Belgium Citi Denmark Citi Finland Citi France Citi Germany Citi Greece EFG Eurobank Ergasias Ireland Citi Italy Citi Luxembourg Citi Netherlands Citi Norway Citi Portugal Banco Espirito Santo Spain Citi Sweden Citi Switzerland Citi Turkey Yapi Kredi Bank United Kingdom - HSBC Regional Sub-Category Winners: Best Investment Management Services HSBC Best Bill Payment & Presentment DnB Nor Bank ASA Best Online Consumer Credit Site HSBC Best Web Site Design Yapi Kredi Bank Best Integrated Consumer Bank Site Hellenic Bank Best Information Security Initiatives Akbank Best Online Deposits Acquisition Akbank Best Corporate/institutional Internet Banks: Best Investment Management Services HSBC Best Online Cash Management Site HSBC Best Trade Finance Services Citi Best Web Site Design Yapi Kredi Bank Best Integrated Corporate Bank Site HSBC Best Information Security Initiatives HSBC Global FInance, which celebrates its 22nd year of publishing in 2009, has 50,000 subscribers and more than 180,000 readers in over 158 countries. This audience includes chairmen, presidents, CEOs, CFOs, treasurers, and other financial officers responsible for making investments and strategic business decisions for large global companies and financial institutions. Global Finance also targets the 8,000 key portfolio investors who control over 80% of all assets under professional management. For editorial information please contact: Dan Keeler, Editor, dan@gfmag.com Page 2 of 2

7 2009 World s Best Internet Banks in the Middle East and Africa NEW YORK, July 21, 2009 Global Finance has announced the First Round winners in the World s Best Internet Banks competition in the Middle East and Africa. This is the 10th year Global Finance has named the World s Best Internet Banks. Details on all First Round winners will be published in the September issue. First Round winners include Best Corporate/Institutional Internet Banks and Best Consumer Internet Banks at the country level. The Regional and Global winners for these categories will be announced at an Awards Ceremony in New York City in November and published in the December issue of Global Finance. Also announced were Regional winners in Sub-Categories. Global winners in the Sub-Categories will also be announced at the Awards Ceremony and in the December issue. The list of First Round winners follows. Winners were chosen among entries evaluated by a world-class judging panel. Global Finance editors were responsible for the final selection of winners in the First Round. Only banks that entered the competition were considered for awards, and awards were only given in those regions, countries and categories in which there were entries. Winning banks were selected based on the following criteria: strength of strategy for attracting and servicing online customers, success in getting clients to use web offerings, growth of online customers, breadth of product offerings, evidence of tangible benefits gained from Internet initiatives, and web site design and functionality. Category winners, such as best online cash management were selected based on the relative strength and success of those web products and services. In less than a decade, the Internet has transformed the way many consumers and most businesses bank, says Joseph D. Giarraputo, publisher of Global Finance. The continuing improvements in Internet offerings represented by this year s entries show that more significant Internet banking developments are still ahead of us. See following for full listing of the World s Best Internet Banks First Round winners for 2009 in the Middle East and Africa: Page 1 of 2

8 2009 World s Best Internet Banks in the Middle East and Africa Country Winners: Egypt HSBC Israel Bank Hapoalim Jordan Arab Bank Oman Bank Muscat Qatar Mashreq Bank Saudi Arabia The Saudi British Bank (SABB) United Arab Emirates Citi Algeria Citi Bahrain Citi Botswana Standard Chartered Cameroon Citi Congo Citi Cote D Ivoire Citi Egypt Citi Gabon Citi Ghana Standard Chartered Israel Bank Hapoalim Jordan Standard Chartered Kenya Citi Kuwait Citi Lebanon Citi Morocco - Citi Nigeria Citi Qatar Standard Chartered Saudi Arabia Samba Financial Group Senegal Citi Sierra Leone Standard Chartered South Africa - Citi Tanzania Citi Tunisia Citi United Arab Emirates HSBC Uganda Citi Zambia Citi Zimbabwe Standard Chartered Regional Sub-Category Winners: Best Investment Management Services Bank Hapoalim Best Bill Payment & Presentment Mashreq Bank Best Online Consumer Credit Site The Saudi British Bank (SABB) Best Web Site Design Bank Hapoalim Best Integrated Consumer Bank Site Samba Financial Group Best Information Security Initiatives - HSBC Best Online Deposits Acquisition - HSBC Best Investment Management Services Citi Best Online Cash Management Citi Best Trade Finance Services Standard Chartered Best Web Site Design Citi Best Integrated Corporate Bank Site Samba Financial Group Best Information Security Initiatives HSBC Global FInance, which celebrates its 22nd year of publishing in 2009, has 50,000 subscribers and more than 180,000 readers in over 158 countries. This audience includes chairmen, presidents, CEOs, CFOs, treasurers, and other financial officers responsible for making investments and strategic business decisions for large global companies and financial institutions. Global Finance also targets the 8,000 key portfolio investors who control over 80% of all assets under professional management. For editorial information please contact: Dan Keeler, Editor, dan@gfmag.com Page 2 of 2

9 2009 World s Best Internet Banks in Latin America NEW YORK, July 21, 2009 Global Finance has announced the First Round winners in the World s Best Internet Banks competition in Latin America. This is the 10th year Global Finance has named the World s Best Internet Banks. Details on all First Round winners will be published in the September issue. First Round winners include Best Corporate/Institutional Internet Banks and Best Consumer Internet Banks at the country level. The Regional and Global winners for these categories will be announced at an Awards Ceremony in New York City in November and published in the December issue of Global Finance. Also announced were Regional winners in Sub- Categories. Global winners in the Sub-Categories will also be announced at the Awards Ceremony and in the December issue. The list of First Round winners follows. Winners were chosen among entries evaluated by a world-class judging panel. Global Finance editors were responsible for the final selection of winners in the First Round. Only banks that entered the competition were considered for awards, and awards were only given in those regions, countries and categories in which there were entries. Winning banks were selected based on the following criteria: strength of strategy for attracting and servicing online customers, success in getting clients to use web offerings, growth of online customers, breadth of product offerings, evidence of tangible benefits gained from Internet initiatives, and web site design and functionality. Category winners, such as best online cash management were selected based on the relative strength and success of those web products and services. In less than a decade, the Internet has transformed the way many consumers and most businesses bank, says Joseph D. Giarraputo, publisher of Global Finance. The continuing improvements in Internet offerings represented by this year s entries show that more significant Internet banking developments are still ahead of us. See following for full listing of the World s Best Internet Banks First Round winners for 2009 in Latin America: Page 1 of 2

10 2009 World s Best Internet Banks in Latin America Country Winners:: Argentina Santander Rio Brazil HSBC Chile Banco Santander Colombia Bancolombia Dominican Republic Scotia Bank Jamaica Scotia Bank Mexico Banamex Peru BBVA Banco Continental Puerto Rico Banco Popular de Puerto Rico Venezuela Mercantil Banco Universal Argentina Citi Brazil Citi Colombia Citi Costa Rica Citi Dominican Republic Citi Ecuador Citi El Salvador Citi Guatemala Citi Haiti Citi Honduras Citi Jamaica Citi Mexico Banamex Panama Citi Paraguay Citi Peru Citi Puerto Rico Citi Trinidad & Tobago Citi Uruguay Citi Venezuela Citi Regional Sub-Category Winners: Best Investment Management Services Banamex Best Bill Payment & Presentment Santander Rio Best Online Consumer Credit Site Santander Rio Best Web Site Design HSBC Best Integrated Consumer Bank Site Banco Santander Best Information Security Initiatives Banamex Best Online Deposits Acquisition Banco Popular Puerto Rico Best Investment Management Services Citi Best Online Cash Management - Citi Best Trade Finance Services Citi Best Web Site Design Citi Best Integrated Corporate Bank Site Banamex Best Information Security Initiatives Citi Global FInance, which celebrates its 22nd year of publishing in 2009, has 50,000 subscribers and more than 180,000 readers in over 158 countries. This audience includes chairmen, presidents, CEOs, CFOs, treasurers, and other financial officers responsible for making investments and strategic business decisions for large global companies and financial institutions. Global Finance also targets the 8,000 key portfolio investors who control over 80% of all assets under professional management. For editorial information please contact: Dan Keeler, Editor, dan@gfmag.com Page 2 of 2

11 2009 World s Best Internet Banks in Central & Eastern Europe NEW YORK, July 21, 2009 Global Finance has announced the First Round winners in the World s Best Internet Banks competition in Central & Eastern Europe. This is the 10th year Global Finance has named the World s Best Internet Banks. Details on all First Round winners will be published in the September issue. First Round winners include Best Corporate/Institutional Internet Banks and Best Consumer Internet Banks at the country level. The Regional and Global winners for these categories will be announced at an Awards Ceremony in New York City in November and published in the December issue of Global Finance. Also announced were Regional winners in Sub-Categories. Global winners in the Sub-Categories will also be announced at the Awards Ceremony and in the December issue. The list of First Round winners follows. Winners were chosen among entries evaluated by a world-class judging panel. Global Finance editors were responsible for the final selection of winners in the First Round. Only banks that entered the competition were considered for awards, and awards were only given in those regions, countries and categories in which there were entries. Winning banks were selected based on the following criteria: strength of strategy for attracting and servicing online customers, success in getting clients to use web offerings, growth of online customers, breadth of product offerings, evidence of tangible benefits gained from Internet initiatives, and web site design and functionality. Category winners, such as best online cash management were selected based on the relative strength and success of those web products and services. In less than a decade, the Internet has transformed the way many consumers and most businesses bank, says Joseph D. Giarraputo, publisher of Global Finance. The continuing improvements in Internet offerings represented by this year s entries show that more significant Internet banking developments are still ahead of us. See following for full listing of the World s Best Internet Banks First Round winners for 2009 in Central & Eastern Europe: Page 1 of 2

12 2009 World s Best Internet Banks in Central & Eastern Europe Country Winners: Czech Republic: HSBC Estonia Swedbank Hungary Budapest Bank Nyrt Latvia: SEB Vilniaus Bankas Lithuania SEB Vilniaus Bankas Poland Bank Millennium Romania Garantibank Romania Russia ZAO Raiffeisenbank Slovakia Tatra Banka Best Corporate/Institutional Internet Banks: Bulgaria Citi Czech Republic Citi Hungary Citi Lithuania SEB Bankas Poland Bank Pekao Romania Citi Russia Citi Slovakia Citi Ukraine Citi Regional Sub-Category Winners: Best Bill Payment & Presentment Swedbank Best Website Design Swedbank Best Integrated Consumer Bank Site Swedbank Best Information Security SEB Bankas Best Corporate/Institutional Internet Banks: Best Online Cash Management Citi Best Trade Finance Citi Best Web Site Design Citi Best Integrated Corporate Bank Site BRE Bank Best Information Security Initiatives Citi Global FInance, which celebrates its 22nd year of publishing in 2009, has 50,000 subscribers and more than 180,000 readers in over 158 countries. This audience includes chairmen, presidents, CEOs, CFOs, treasurers, and other financial officers responsible for making investments and strategic business decisions for large global companies and financial institutions. Global Finance also targets the 8,000 key portfolio investors who control over 80% of all assets under professional management. For editorial information please contact: Dan Keeler, Editor, dan@gfmag.com Page 2 of 2