Staying on budget: leader's notes. Beavers/Natwest pack 1st draft. in partnership with

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1 Cover concept Staying on budget: Beavers/Natwest pack 1st draft leader's notes The Scout Association Registered Charity Numbers (England and Wales) and SC (Scotland).

2 Beavers/Natwest pack 1st draft 201 Introduction One of the most important aspects of looking after your money is knowing how to budget. It means that you know how much money you re getting and how much you re spending. If Beaver Scouts want to save up for something special like a new bike or just make the most of the money they have day to day, it s a good idea to budget. But we know it s not easy, so that s why we ve put together this resource to help Beaver Scouts become brilliant budgeters. The Scout Association working with NatWest The Scout Association have teamed up with NatWest to produce this resource for Beaver Scouts to help them learn about how to budget and look after money. It will help you deliver an impartial programme of activities. There is also an activity pack which should be provided to each Beaver as further support. The activities in their packs relate to those outlined here, but parts of them can also be done at home. These resources should help Beavers to develop confidence in themselves and their own ideas, explore ways of managing their own money, and be great fun. This pack will help Beavers learn more about: The differences between the things they want and the things they need. The different types of money there are in the world How they spend their money each week It s part of a series of five NatWest-sponsored activity packs covering a series of money management skills in simple ways to include in your programme: Money and your life Staying on budget Be part of an event What is a business? Bringing the fun into fundraising make money make sense NatWest run MoneySense, a programme that has helped more than two million UK young people to develop money management skills. All materials are impartial and do not promote NatWest products or services. Find out more at

3 Activity: saving up This activity will help Beavers Scouts to think about saving and how to budget so they can afford the things they want. If you wanted to save for something, how would you do it? You re about to find out. What you will need: Colour pens or pencils Paper An Argos catalogue How long: 30 minutes I want a new bike. But I need to save my pocket money to get one. Neville, 7, Lancaster Want help to save? If you want help to save money, go to How to do the activity 1. Ask the Beavers to draw one thing they would like to save up for using the space in their activity pack (15 minutes). 2. Then ask them to look in the catalogue and see how much it costs. Get them to write this down and to also write down how much pocket money they get. 3. Work with them to see how much would they need to save each week to afford their item? How long would it take them? (15 minutes) Paul Charles. All rights r

4 Activity: Is it worth it? There are lots of things we can spend our money on, and sometimes it s hard to tell what the things are that we really need. This activity will help Beavers to think about the difference between the things they want and the things they need. It will encourage them to appreciate the value of money and see the sense in planning how to spend it. What you will need: Pen and paper Sticky tape I like to play computer games. I have to save the money, and then think about which one I want. I don t want it to be rubbish when I ve saved for it. Bertie, 8, Bradford How long: About 20 minutes How to do the activity 1. Write down the word want on one piece of paper and need on another. Stick them on opposite walls of the meeting place (5 minutes). 2. Read out the items below to the Beavers. The Beavers run to one side of the room depending on whether they feel they need or want an item. The Beavers should only have a few seconds to make up their Beavers/Natwest pack 1st draft minds (15 minutes). Items Food A computer A car A computer game A house Insurance A new jumper New trainers Water A guitar A stereo A football Budgeting - is it worth it? B e w paul@incredipaul.com incredipaul.com

5 Activity: Currency bingo There are lots of different kinds of money around the world. People don t just use the pound. This activity will give Beavers a taste of the different currencies there are. What you will need: Pens or pencils Scissors A bucket We went to France once. The money was different. I didn t understand. Sarah, 8, Watford How long: About 25 minutes in the meeting. Some preparation needed beforehand. How to do the activity 1. Cut out the currency tickets on the following pages and put them in a bucket. 2. Split the Beavers into pairs/teams giving each a bingo card (each pair/team needs a different card so you may need to photocopy/print some out) (5 minutes). 3. Take the tickets out of the bucket, one at a time, and call out what s on them. 4. If a team has this currency they can cross it off on their bingo card. 5. Winners are the ones who complete their card first and shout BINGO! (20 minutes) Paul Charles. All rights res

6 currency tickets Brazil 100 Reais Russia 500 Rubles Europe 2 Euros Kenya 100 Shillings Argentina 10 Centavos Tunisia 30 Dinars South Africa 50 Rand Singapore 2 Dollars Algeria 5 Dinars China 200 Yuan China 10 Yuan Tahiti 5000 Francs

7 Europe 50 Euros India 50 Rupees Guernsey 10 Pounds Australia 20 Cents Mexico 100 Pesos Jersey 1 Pound New Zealand 10 Dollars Jamaica 5 Dollars Barbados 1 Cent Venezuela 5000 Bolivares Canada 25 cents

8 China 10 Yua China Aus India 50 Tunisia Rupees 30 Dinars Singapore 2 Dol and 2 Dollars

9 Sin Singap Tahiti 5 Ta

10 Brazil Brazil Reais Reais Russia Russia Rubles Rubles Russia 500 Rubles Russia 50 Singap Europe Algeria 2 Euros 5 Dinars Russia 500 Rubles Tahiti 5 South Canada 25 cents Canada 25 cents

11 Algeria Barbados 5 Dinars 1 cent Jersey China 1 Jersey Yuan Jersey New Zealand Tahiti Dollars Francs New Zealand 10 Dollar Venezuela 5000 Bolivares

12 50 Rand Russia 500 Rubles Yuan Canada 25 cents Russia 500 Rubles Canada 25 cents Russia 500 Rubles a 30 Dinars Russia 500 Rubles South Africa Guernsey 50 Rand 10 Venezuela 5000 Bolivares

13 Russia Rubles Russia 500 Europe Rubles 50 Euros Venezuela 5000 Bolivares China 10 Yu Tahiti South 5000 Africa Francs 50 Rand Au Venezuela 5000 Bolivares Jamaica 5 Dolla Jersey New Zealand 10 Dolla

14 Sin 50 Rand Ta Gu 2 Dollars

15 Russia 500 Rubles New Zealand 10 Argentina Dollars 10 centavos