PER CAPITA PRODUCT SUMMARY

Transcription

1 Target Business Any trade listed below written Total workforce of 10 employees plus 2 clerical Height work up to 20m - higher limits available Depth work up to 5m lower depths available Heat work 5% - higher amounts available Up to 10% work in the EU Payments to BFSC up to 25% of the turnover Extensions of cover Professional Indemnity - 5,000 Financial Loss - 5,000 Property being worked upon - 5,000 Defective workmanship - 5,000 Non-permanent Employee cover Employers Liability Working Partners Employers Liability cover Contractors All Risks Tools Essential Legal Expenses Business Contents Personal Accident Commission: 17.5% Underwritten: Lloyds & company market Trade List Accountants or Bookkeepers Acoustic Engineers Actuarial Consultants Actuaries Acupuncturists Administration

2 Advertising Agency Advertising Consultants Advertising Contractors Aerial Erectors Aerobics Instructors (Excluding Other Sports) Agricultural Consultants Agricultural Contractors Air Conditioning Engineers Alarm Installers (Excluding Efficacy) Arbitrators Architects Aroma therapists Artexers Artists Auctioneers Auditors Authors Barristers Bathroom Installers Beauticians Blind and Curtain Fitters Boiler Services Contractors Bookmakers - On Course Bricklayers Builders (Height Limit) Builders (All Other) Butlers Cake Makers/Decorators Canvassers Car Valeters Car Window Etchers Carpenters Carpet and Upholstery Cleaners

3 Carpet Fitters Cartographers Cartoonist Caterers Cavity Wall Insulation Contractors CCTV Installers (Excluding Efficacy) Ceiling Contractors Chauffeurs Chefs Chiropodists Cladders (Excluding Roofs) Cleaners Clerical Services Coal Merchants and Deliveries Composers Computer Consultants Computer Servicing Engineers Conservatory Installers Consultant Engineers Consultant Surgeons Conveyancors Cooking Services Counsellors Couriers (No Motorcycles) Curtain Wallers Damp Proofing Installers Dance Instructors Data Cable Installers (excluding trenching, excavation and groundwork) Disc Jockeys Doctor (Medical) Dog Groomers

4 Dog Walkers Domestic Appliance Repairs (Excluding Alarms) Domestic Garage/Shed Erectors Domestic Helpers (Excluding Nursing and Care) Door & Roller Shutter Installers Double Glazing Installers Draft Proofing Installers Drain Cleaners Drama Instructors Draughtsmen Dressmakers, Tailors and Curtain Makers Drilling Contractors Driving Instructors Dry Stone Wallers Duct Work installers Editorial Consultants Electrical Contactors/Servicing/Electricians (Non-Industrial) Electronic Engineers (Including High-Tech) Engravers Estate Agents Exhibition Stand Erectors Fascia Board and Guttering Fitters Fencing Contractors (No Crash Barriers) Feng Shui Consultants Financial Advisory Service/Market Trading/Services Fire Surround/Place installers Fitness Instructors Fitted Furniture Installers Fitted Kitchen Installers Flooring Contractors Floral and Plant Arrangers Fork Lift Truck Training Instructors Formwork and Shuttering Contractors

5 French Polishers Function Caterers and Sandwich Delivery (No Airports) Funeral Celebrants Furniture Repairers Gardeners Gas Fitters Glaziers Graphic Designers Grave Diggers Grit Blasters *** Ground Worker - 2 Metre Depth Ground Worker - 3 Metre Depth Gym Equipment Installers Health and Safety Advisers Heating Contractors High Pressure Water Washing Contractors Hoarding Erectors Hod Carriers Home Laundry and Ironing Service Home Clearance and Rubbish Removers Home Tutors Home Sitters Homeopathic Therapists Hydraulic Engineers Insulation Contractors IT Consultants Insurance Consultants Interior Designers Interpreters Investment Consultants Joiners Kitchen Installers Legal Administrators

6 Licensing Consultants Lifestyle Consultants Lightning Conductor Contractors Linguists Locksmiths Loft Conversion Contractors Loft Insulators Manicurists & Pedicurists Manual Handling Instructors Market Researchers Marketing/Marketing Consultants Massage Therapists Mastic Sealant Contractors Milk Delivery Monument Masons Mortgage Broker Music Publishers Music Teachers Nail Technicians Neurologists Non-Destructive Testers Nutritionists Occupational Therapists Office Equipment Servicing Office Fitters Opticians Orthopaedic Consultants Osteopaths Paediatricians Painters and Decorators Partition Contractors Party Planners/Wedding Organisers Path, Patio, Drive Layers

7 Pathologists Pebble Dashings Photographers (no aerial work) Physiologists Physiotherapists Piano Tuners Picture Framers Pilates Instructors Pipe Fitters Plasterers Playground Equipment Installers Plumbers Potters Pressure Washers Printers Property Maintenance Psychiatrists Psychoanalysts Psychologists Psychotherapists Public Relation Consultants Public Relation Officers Publicity Management Quantity Surveyors Racking and Shelving Installers Reflexologists Refrigerator Engineers Reiki Consultants/Therapists Removals (Domestic) Research Consultants Road Surfacers Road Sweepers Roughcasters

8 Satellite TV Installers Screenwriters Script Writers Sculptors Secretarial Services Security Guards (Excluding Efficacy) Shop Fitters Shot Blasters Sign Writers and Erectors Solar Panel Installation Solicitors Speech Therapists Sprinkler Installers (Excluding Efficacy) Statisticians Stockbrokers Stair Lift Installers Steam Cleaners Surveyors Swimming Pool Engineers Swimming Pool Installers Tax Consultants Taxi Drivers Taxidermists Telephone Engineers Telecommunications Consultants Telemarketing Telephone Answering Service Telephone Point Installers Television Repairers Telex Bureau Textile Consultants Theatre and Ticket Agency Ticket Agents

9 Tilers (No Roofing) Timber Decking Contractors Timber Treatment Contractors Toastmasters Town Planners Training Consultants Translators TV and Video Installers and Repairers Underwriting Agency Upholsterer Vacuum Cleaner Repairer Vehicle Audio and Telephone Installation Vehicle Windscreen Fitters Ventilation Contractors Vending Machine Engineers Washing Machine Repairers Web Site Designers Welders Wheelie Bin Cleaners Will Writers Window Cleaners Word Processing Yoga Instructors