Online risk solution s is an underwriting agency which focuses on trading with broker partners only.

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1 HOME PAGE Online risk solution s is an underwriting agency which focuses on trading with broker partners only. We have a proactive and flexible approach to business with the aim of developing long-term relationships, which our broker partners can rely upon. We employ knowledgeable and friendly staff, who have a vast amount of Underwriting experience. We will discuss all types of risks and provide in-house underwriting decisions and expertise in order to deliver a fast and flexible response. All of our exclusive products, schemes and facilities are available online through our e-broking trading platform which is Simple to use in order to maximise efficiency. Our system provides point of sale documentation, certification and policy documentation which can be accessed at any time. Our Providers are a select panel of A-rated insurers that allow us to provide products which are leading in the market and also provide security to policy holders. Our Aim is to become the Underwriting Agency of choice for brokers and be well known for offering tailor made solutions and provide an un-rivalled level of service to our agents.

2 SCHEMES DEVELOPMENT We have many year s experience in creating, developing, underwriting and managing scheme business and are looking to develop new schemes for broker partners, whether it is placing an existing book of business or assisting in the development and placement of a new proposition. With our strong insurer relationships, underwriting experience and also e-broking platform we are uniquely placed and able to offer great value to our broking partners to develop and manage scheme business. We can provide exclusive opportunities to transact low premium, high volume business in a profitable and efficient manner with preferential commission rates. To find out more, please contact

3 TRADESMEN & PROFESSIONS A comprehensive per-capita policy suitable for clients within the following sectors Construction Engineering Maintenance Installation Contractors Professionals Clerical Surveying Architectural All Trades considered Public/Products Liability, Employers Liability, Contractors All Risks Plant All Risks Tools Personal Accident Legal Expenses Business equipment JCT (or equivalent) covers available Minimum premium 60.00

4 CONTRACTORS COMBINED A comprehensive Contractor s policy suitable for clients within the following sectors Construction Engineering Maintenance Installation All General Contractors Public/Products Liability, Employers Liability Contractors All Risks Plant All Risks Tools Personal Accident Legal Expenses Business equipment JCT (or equivalent) covers available Minimum premium

5 CONTRACTORS ALL RISKS Our Product provides a wide coverage for Contractors all risks including, plant, hired plant and employees tools. We are able to provide large discounts for well managed risks with a good proven track record and we are also able to provide tailored cover to suit your client s needs. Contractors all risks Own Plant Hired Plant Employees Tools Minimum premium

6 EXCESS OF LOSS Excess of loss insurance for a wide variety of sectors and industries Construction Engineering Maintenance Installation All General Contractors Manufacturing Wholesale Leisure All trades Considered Excluding offshore & aviation products Limits Available 1,000,000 over 1,000,000 2,000,000 over 1,000,000 3,000,000 over 1,000,000 4,000,000 over 1,000,000 3,000,000 over 2,000,000 5,000,000 over 5,000,000 8,000,000 over 2,000,000 Minimum premium

7 DIRECTORS & OFFICERS Our Directors & Officers liability insurance product is designed for UK companies with a turnover up to 10,000,000 and is designed to meet the ever increasing responsibilities and legal exposures faced by Directors and officers in today s corporate climate. Our policy provides very wide cover and comprehensive protection including defense costs for directors personal assets arising from claims or allegations made against them for negligent acts performed whilst carrying out their managerial duties. Directors & Officers - cover up to 5,000,000 Corporate Liability - cover up to 2,500,000 Employment Practices Liability (EPL) - Cover up to 1,000,000 Employee Fidelity - Cover up to 250,000

8 PROFESSIONAL INDEMNITY Our Product provides a wide coverage for Design and Construct professional indemnity insurance for a wide variety of trades in the construction, contracting and engineering industry. We are able to provide large discounts for well managed risks with a good proven track record and we are also able to provide tailored cover to suit the client s needs. Retroactive cover - extension Any one occurrence - extension Discounts for increased excess Minimum premium

9 LEGAL EXPENSES Our Product provides a wide coverage for legal expenses insurance for a large number of trades. We are able to provide large discounts for well managed risks with a good proven track record and we are also able to provide tailored cover to suit your client s needs. Legal Defence Employment disputes Compensation awards Service Occupancy Property protection Bodily injury Statutory Licence protection Contract disputes cover Tax Protection Helpline service 365 days per year Minimum premium 20.00

10 COMMERCIAL COMBINED A Commercial combined policy for a wide range of industries with wide policy coverage, optional extensions and tailored solutions to meet your individual client s needs. Industries Manufacturing Engineering Warehouses Logistics Wholesale Merchants Typical covers include: Buildings & contents Machinery & Plant Business interruption Employers, public and products liability Goods in transit Hand tools and equipment