Initial Equality Impact Assessment. Driving restrictions on Fleet Motor Insurance Policy

Size: px
Start display at page:

Download "Initial Equality Impact Assessment. Driving restrictions on Fleet Motor Insurance Policy"

Transcription

1 Directorate Service Person responsible for the assessment: Date assessment completed: Resources Risk Management Stephen Bull July 2008 Title of the policy being assessed The status of the policy Driving restrictions on Fleet Motor Insurance Policy Existing 1.) What are the aims, objectives and purpose of the policy? 2.) Does the policy support other objectives of the Council? 3.) Who is intended to benefit from the policy, and in what way? 4.) What outcomes are anticipated from the policy being in place? To control claims costs and to safeguard employees and the general public by ensuring that the people who drive LCC owned vehicles have the relevant skills and experience to do so. To ensure premium costs from external insurers are and remain competitive. Policy is linked to the Managing Operational Road Risks Policy and the Lease car hire scheme arrangements. Issue raised with the holders of these policies to review in line with outcomes of modifications made to this policy following this assessment. Internal Insurance Fund External Motor Insurers Employees To control the use of certain high-risk motor vehicles to reduce the number and severity of accidents. The following could contribute to/detract from this outcome: Lack of understanding of the main purpose of the restrictions.

2 5.) Who are the main stakeholders of this policy? 6.) Are there any concerns regard to race and ethnicity? 7.) Are there any concerns regard to gender? 8.) Are there any concerns regard to disability? Community Staff Partners LCC - INSURANCE FUND Resources Directorate, Risk Management, Insurance Section ZURICH MUNICIPAL ALL DIRECTORATES WHO OPERATE MOTOR VEHICLES It is possible that holders of non EU driving licences could be excluded from driving unless they are supported to obtain the correct legal licences in the relevant time periods. Previous attendees at the Driver Improvement Programme have been found to have incorrect licences and have had to be excluded from driving until the situation is rectified. t a factor in the decision making process

3 9.) Are there any concerns regard to age? 10.) Are there any concerns regard to religion/belief? 11.) Are there any concerns regard to sexual orientation? t a factor in the decision making process The policy has an age criteria. Drivers under the age of 25 are not usually allowed to drive or use certain vehicle types. Decision based on traditional underwriting principals applied by external insurers. Supported by statistical information regarding the number and severity of motor accidents involving drivers in the age bracket. t a factor in the decision making process. t a factor in the decision making process.

4 12.) Could the negative impact you have identified in questions 6-11 lead to the potential for adverse impact if the policy is implemented? Can this adverse impact be justified on the grounds of promoting equality of opportunity for one group? Or any other reason? Can the impact be mitigated by existing means? It could be possible for employment opportunities to be restricted due to age or nationality if job requires employee to drive.

5 If yes, what actions will you undertake to mitigate these impacts and revise the policy? 13.) As a result of your assessment, and any actions undertaken, should the policy proceed to a partial impact assessment? Has this assessment been undertaken by a minimum of two staff? Ethnicity Legally we are unable to allow drivers without valid driving licences to drive our vehicles. Following entry to the UK, non EU licensed drivers are allowed a year in which to gain a valid UK driving license. The concerns therefore could be offset by the support we offer to people to ensure they are aware of the requirements and to help them meet the licensing criteria within the timescales provided. Age To offset concerns a driver will be measured on their driving experience and ability, extra training would also be offered to offset age as a stand-alone factor. We will promote experience and competence as the primary factor in deciding the suitability of drivers. This will allow drivers who do not meet the age related criteria the opportunity to demonstrate competence in different ways. It also requires drivers who would have qualified by age alone to also demonstrate competence which is a more accurate risk factor. If yes, the date of completion for the partial N/A assessment Has this assessment been scrutinised by your Directorate Steering Group? 16 th December 2008

6 If the policy is new, or requires a decision by Councillors to revise, has this Equality Impact Assessment been included with the report? N/A Have any actions identified in this assessment been included in your service equality and diversity action plan? N/A Completed by: S C Bull Signed off by: Sarah Tennant

Initial Equality Impact Assessment. NETLinc e-mail filtering Policy. To improve efficiency of staff and systems by removing spam

Initial Equality Impact Assessment. NETLinc e-mail filtering Policy. To improve efficiency of staff and systems by removing spam Directorate Service Person responsible for the assessment: Date assessment completed: Children s Services NetLinc Darren Pepper 16/10/2006 Title of the policy being assessed The status of the policy 1.)

More information

Gap Insurance. Tel No: 0845 5193825 Fax No: 0845 5193822 E: assetfinance@nmsfinancial.co.uk W: www.nmsassetfinance.co.uk

Gap Insurance. Tel No: 0845 5193825 Fax No: 0845 5193822 E: assetfinance@nmsfinancial.co.uk W: www.nmsassetfinance.co.uk Gap Insurance Gap Insurance gives you protection if your car is written off or stolen. It basically provides cover for any shortfall received from your motor insurer and the amount required to settle your

More information

Motor Fleet Fact Finder (Private/public hire)

Motor Fleet Fact Finder (Private/public hire) Page 1 of 8 Company Name Address Business Description Company Website Address VAT Registration Number Current Insurer Policy Number Renewal Date Section A Vehicles (1) Please indicate the number of vehicles

More information

FINANCE POLICY & PROCEDURE (FPP No.10)

FINANCE POLICY & PROCEDURE (FPP No.10) FINANCE POLICY & PROCEDURE (FPP No.10) Issue of Agency Fuel Cards DOCUMENT INFORMATION Author: Nick Dolden Assistant Director of Finance This document replaces: New Policy Equality Impact Assessment: Approval:

More information

Motor Fleet Fact Finder (Haulage)

Motor Fleet Fact Finder (Haulage) Page 1 of 8 Company Name Address Business Description Company Website Address VAT Registration Number Current Insurer Policy Number Renewal Date Section A Vehicles (1) Please indicate the total number

More information

Private Car Insurance

Private Car Insurance Private Car Insurance Proposal form Agent s name Agent s number Policy number tes Please use BLOCK CAPITALS and tick YES or NO where appropriate and initial any amendments. A Proposer Title (Mr, Mrs, Miss

More information

Irshad Maudarbacus, Russell Wright, Tina Rajakanu, Shahieda Sujee, Ramdoo Logh, Richard Ilsley

Irshad Maudarbacus, Russell Wright, Tina Rajakanu, Shahieda Sujee, Ramdoo Logh, Richard Ilsley POLICY REF NO.: SABP/RISK0021 NAME OF POLICY REASON FOR POLICY WHAT THE POLICY WILL ACHIEVE? WHO NEEDS TO KNOW ABOUT IT? Transporting People who use our services in private vehicles whilst on duty To provide

More information

FLEET ROAD RISK POLICY

FLEET ROAD RISK POLICY FLEET ROAD RISK POLICY SGPilliner U:\PolicieandProcedures\FleetRoadRiskPolicy\FleetRoadRiskPolicy040903 1 Fleet Road Risk Policy. 1.0 Introduction. Carmarthenshire County Council is committed to manage

More information

London Borough of Bromley LEASE CAR ACCIDENT DAMAGE REPAIRS

London Borough of Bromley LEASE CAR ACCIDENT DAMAGE REPAIRS Report No. ES15016 London Borough of Bromley PART ONE - PUBLIC Decision Maker: Environment Portfolio Holder Date: 17 th March 2015 For Pre-Decision Scrutiny by Environment PDS Committee on Decision Type:

More information

Protection for business Motor Fleet Insurance

Protection for business Motor Fleet Insurance Protection for business Motor Fleet Insurance Haulage Factfinder Motor Fleet Insurance Haulage Factfinder The information you provide in this form will be used to assess your motor fleet insurance risk

More information

Autovan Commercial Motor Insurance Proposal form

Autovan Commercial Motor Insurance Proposal form Autovan Commercial Motor Insurance Proposal form Agent s name Agent s number Policy number te: Please use BLOCK CAPITALS and tick YES or NO where appropriate. Please initial any alterations. A. Proposer

More information

How To Get A No Claims Discount From Original Insurance

How To Get A No Claims Discount From Original Insurance Frequently Asked Questions Important Numbers Claims and Accident Helpline 0330 100 3123 (24 hours) Glass Helpline 0844 248 7065 (24 hours) Policy Changes 0330 100 3161 Quotes and Renewals 0800 980 1693

More information

Fleet Excess Protect

Fleet Excess Protect Fleet Excess Protect Policy Wording Thank you for choosing Fleet Excess Protect Insurance. The information in this policy wording contains important information and we have made it as easy as possible

More information

Proposal for Self Drive Hire Fleet Insurance

Proposal for Self Drive Hire Fleet Insurance Proposal for Self Drive Hire Fleet Insurance Arranged by Sentinel Insurance Solutions Ltd We require completion of all sections of this proposal form. It will assist us in establishing suitable insurance

More information

CENTRAL. Hire Car Cover Comprehensive

CENTRAL. Hire Car Cover Comprehensive ST CENTRAL Hire Car Cover Comprehensive Page 1 of 11 1 st Central Hire Car Policy - Comprehensive Demands and Needs Statement This Policy meets the demands and needs of a driver whose vehicle has been

More information

LIST OF BACKGROUND PAPERS AS REQUIRED BY LAW (papers relied on to write the report but which are not published and do not contain exempt information)

LIST OF BACKGROUND PAPERS AS REQUIRED BY LAW (papers relied on to write the report but which are not published and do not contain exempt information) 9 COMMITTEE: EXECUTIVE REF NO: E/14/43 DATE: 7 OCTOBER 2014 SUBJECT: CUSTOMER ACCESS STRATEGY 2013-16: CUSTOMER RELATIONSHIP MANAGEMENT SYSTEM (CRM) REPLACEMENT PORTFOLIO HOLDER: COUNCILLOR NEIL MACDONALD

More information

Vehicle Replacement Insurance Gap Insurance Key Facts

Vehicle Replacement Insurance Gap Insurance Key Facts THIS POLICY SUMMARY This summary of cover is provided for ease of reference. It does not contain the full terms and conditions of the policy, which can be found in the policy document. This can be viewed

More information

Initial Equality Impact Assessment

Initial Equality Impact Assessment Initial Equality Impact Assessment Department Service Area Date 20/10/11 This Initial EqIA will help you to analyse equality in the context of your policy, practice or function. The assessment is a useful

More information

EQUALITY IMPACT ASSESSMENT TEMPLATE - TRAFFORD COUNCIL

EQUALITY IMPACT ASSESSMENT TEMPLATE - TRAFFORD COUNCIL A. Summary Details EQUALITY IMPACT ASSESSMENT TEMPLATE - TRAFFORD COUNCIL 1 Title of EIA: To remodel building based day services 2 Person responsible for the assessment: Christine Warner 3 Contact details:

More information

Independent consumer guide to motor insurance

Independent consumer guide to motor insurance Independent consumer guide to motor insurance Who we are and what we do We regulate financial services firms in Ireland including banks, building societies, insurance companies, brokers, moneylenders,

More information

Frequently Asked Questions

Frequently Asked Questions Frequently Asked Questions Important Numbers Claims and Accident Helpline *We recommend you save this number to your mobile phone 0800 404 6016*(24 hours) Policy Changes 0844 800 0463 Quotes and Renewals

More information

No Smoking Policy. No Smoking Policy

No Smoking Policy. No Smoking Policy No Smoking Policy Document Status Version: V2.0 Approved DOCUMENT CHANGE HISTORY Initiated by Date Author HR Version Date Comments (i.e. viewed, or reviewed, amended approved by person or committee) V1.1

More information

Autovan Commercial Motor Insurance Proposal form

Autovan Commercial Motor Insurance Proposal form Autovan Commercial Motor Insurance Proposal form Agent s name Agent s number Policy number te: Please use BLOCK CAPITALS and tick YES or NO where appropriate. Please initial any alterations. A. Proposer

More information

Fleet and Driver Risk Management Policy

Fleet and Driver Risk Management Policy Fleet and Driver Risk Management Policy Document Control Document Ref: Date Created: Version: 1 Date Modified: 6 th August 2010 Revision due Author: M Billinge-Jones Owning Service Equality Impact Assessment:

More information

1. The transfer of the service vehicle fleet and pool car fleet management to the County Council from 1 July 2013.

1. The transfer of the service vehicle fleet and pool car fleet management to the County Council from 1 July 2013. Cabinet Member for Finance and Resources and Cabinet Member for Highways and Transport Ref No. HT11(12/13) Service Vehicles Procurement Strategy November 2012 Report by Director of Business Change Key

More information

Vehicle Insurance Scheme for Players and Officials of Leeds Rhinos & Leeds Tykes

Vehicle Insurance Scheme for Players and Officials of Leeds Rhinos & Leeds Tykes Vehicle Insurance Scheme for Players and Officials of Leeds Rhinos & Leeds Tykes A facility has been established via Caunce O'Hara Insurance Brokers, which allows any Player or Official of the Club to

More information

Frequently Asked Questions Mandatory reporting of medical conditions

Frequently Asked Questions Mandatory reporting of medical conditions Frequently Asked Questions Mandatory reporting of medical conditions What is Mandatory Reporting of medical conditions? Mandatory Reporting of medical conditions is the legislative requirement of all licence

More information

1 ST CENTRAL Hire Car policy summary

1 ST CENTRAL Hire Car policy summary My Hire Car Cover... 1 ST CENTRAL Hire Car policy summary This is a summary of your Hire Car policy. It does not contain the full terms and conditions, which can be found in the Policy Document that follows

More information

Equality and Diversity in Service Planning and Performance Management

Equality and Diversity in Service Planning and Performance Management Equality and Diversity in Service Planning and Performance Management Contents Using this guidance p. 1 The purpose of planning for equality and diversity p. 2 The process of service planning p. The service

More information

FINANCE POLICY & PROCEDURE (FPP No.11)

FINANCE POLICY & PROCEDURE (FPP No.11) FINANCE POLICY & PROCEDURE (FPP No.11) Environmental Policy DOCUMENT INFORMATION Author: Charles Porter Director of Finance and Estates This document replaces: New Policy Equality Impact Assessment: Approval:

More information

JOB DESCRIPTION. Grade: 4. Section: Customer Services, Team 12. Responsible for: Overall Purpose of the Post:

JOB DESCRIPTION. Grade: 4. Section: Customer Services, Team 12. Responsible for: Overall Purpose of the Post: RUTLAND COUNTY COUNCIL JOB DESCRIPTION Position Title and Number: Customer Service Advisor Grade: 4 Department: People Directorate Section: Customer Services, Team 12 Responsible to: Responsible for: Customer

More information

LEASE CAR POLICY AND PROCEDURE

LEASE CAR POLICY AND PROCEDURE LEASE CAR POLICY AND PROCEDURE Lease Car Policy & Procedure Page: Page 1 of 16 Recommended by Approved by Executive Management Team Board of Directors Approval date 4 May 2011 Version number 1.4 Review

More information

Lease Car Scheme Managers Guide

Lease Car Scheme Managers Guide NHS Fleet Lease Car Scheme Managers Guide The administration of the scheme is outsourced to a specialist management company (Knowles Associates) who provides quotations, scheme management, driver support

More information

PROCEDURE Fuel Management. Number: T 07102 Date Published: 7 October 2015

PROCEDURE Fuel Management. Number: T 07102 Date Published: 7 October 2015 1.0 Summary of Changes 1.1 This procedure/sop has been amended on its biennial review. The following updates have been made: Reference to fuel vouchers has been removed and information around Bearer Cards

More information

Motor Fleet Factfinder Self Drive Hire

Motor Fleet Factfinder Self Drive Hire Motor Fleet Factfinder Self Drive Hire Important: The information you give on this form is relevant to our assessment of the insurance risk at new business quotation stage or on renewal. Failure to provide

More information

Bell does not make personal recommendations as to the suitability of the Policy to individual circumstances.

Bell does not make personal recommendations as to the suitability of the Policy to individual circumstances. Car Hire Cover Demands and Needs Statement This Policy meets the demands and needs of a driver whose vehicle has been rendered a total loss in a road traffic accident or stolen recovered incident or had

More information

Project Appraisal and Scrutiny Committee Recommendation

Project Appraisal and Scrutiny Committee Recommendation Cambridge City Council To: Report by: Scrutiny committee: Wards affected: Executive Councillor for Environmental and Waste Services. David Cox ENVIRONMENT SCRUTINY None Project Name: Replace existing contracts

More information

Overtime Policy. Policy ref no: HR023-14 Author (inc job Jude Champion, Senior HR Business Partner

Overtime Policy. Policy ref no: HR023-14 Author (inc job Jude Champion, Senior HR Business Partner Overtime Policy Overtime Policy Policy ref no: HR023-14 Author (inc job Jude Champion, Senior HR Business Partner title) Date Approved June 2014 Approved by Quality and Assurance Group Date of next June

More information

The Corporate Select Committee is asked to note the attached report.

The Corporate Select Committee is asked to note the attached report. CORPORATE SELECT COMMITTEE RISK MANAGEMENT Report Author: Peter Grimshaw Internal Audit Manager Executive Member: Councillor John Faulkner Agenda Item 12 13 September 2005 1. PURPOSE This is a regular

More information

The Insured City of Melville including subsidiary companies for their respective rights and interests.

The Insured City of Melville including subsidiary companies for their respective rights and interests. Policy Schedule Class of Insurance Motor Fleet Policy Number 63-4002271-VFT The Insured City of Melville including subsidiary companies for their respective rights and interests. The Business Local Government

More information

EQUALITY IMPACT ASSESSMENT - TRAFFORD COUNCIL

EQUALITY IMPACT ASSESSMENT - TRAFFORD COUNCIL EQUALITY IMPACT ASSESSMENT - TRAFFORD COUNCIL A. Summary Details 1 Title of EIA: Introduction of Credit Card Charges 2 Person responsible for the assessment: Dave Muggeridge 3 Contact details: 912 4534

More information

SPECIALIST TENANCIES MANAGER PERSON SPECIFICATION

SPECIALIST TENANCIES MANAGER PERSON SPECIFICATION SPECIALIST TENANCIES MANAGER PERSON SPECIFICATION The Selection Panel has identified this comprehensive specification for the ideal candidate and will use this to examine the internal candidate(s) who

More information

Age and Insurance: Helping older customers find the cover they need. February 2009

Age and Insurance: Helping older customers find the cover they need. February 2009 Age and Insurance: Helping older customers find the cover they need February 2009 AGE AND INSURANCE: HELPING OLDER CUSTOMERS FIND THE COVER THEY NEED 1 Executive Summary The insurance industry is committed

More information

Cost of Preferred (or more likely) Option Net cost to business per year (EANCB on 2009 prices)

Cost of Preferred (or more likely) Option Net cost to business per year (EANCB on 2009 prices) Title: Amendment of the Road Traffic Act (RTA) 1988 to remove the requirement of a policyholder to return a motor insurance certificate if they cancel their policy mid term IA No: DfT00223 Lead department

More information

J O B S P E C I F I C A T I O N

J O B S P E C I F I C A T I O N J O B S P E C I F I C A T I O N DIRECTORATE: Corporate Services DIVISION/SECTION/UNIT: Information and Business Change / ICT Services / Solutions Software UNIT MANAGER: POST TITLE: JOB FAMILY & ROLE PROFILE:

More information

Project Appraisal and Scrutiny Committee Recommendation STRATEGY & RESOURCES 23 MARCH 2015

Project Appraisal and Scrutiny Committee Recommendation STRATEGY & RESOURCES 23 MARCH 2015 Cambridge City Council Project Appraisal and Scrutiny Committee Recommendation Project Name: Telecommunications To: Report by: Scrutiny committee: Wards affected: Recommendation/s Executive Councillor

More information

Company Vehicle, Car Allowance and Fuel Card Policy & Guidelines

Company Vehicle, Car Allowance and Fuel Card Policy & Guidelines Company Vehicle, Car Allowance and Fuel Card Policy & Guidelines 1.0 Principle 1.1 Amey provide company funded vehicles and fuel cards in order to attract the necessary calibre of staff, allowing it to

More information

London Ambulance Service Equality Impact Assessments Form: a record of the assessment

London Ambulance Service Equality Impact Assessments Form: a record of the assessment London Ambulance Service Equality Impact Assessments Form: a record of the assessment Function/ policy being assessed: Talent Management --------------------------------------------------- Directory/ service

More information

Motor Fleet Insurance Proposal Form

Motor Fleet Insurance Proposal Form Motor Fleet Insurance Proposal Form This proposal for motor fleet insurance forms the basis of the contract between you (the Proposer) and us (the Insurer). Failure to disclose all relevant information

More information

The sacrifice is achieved by varying your terms and conditions of employment for the term which you choose to receive a company car.

The sacrifice is achieved by varying your terms and conditions of employment for the term which you choose to receive a company car. Employee Frequently Asked Questions General 1 What is Colleague Cars? Colleague Cars is a unique scheme open to all employees whereby you exchange some of your normal salary in return for a company car.

More information

PROPERTY DISPOSAL AND CAPITAL PROGRAMME SUB COMMITTEE

PROPERTY DISPOSAL AND CAPITAL PROGRAMME SUB COMMITTEE Purpose: For Decision PAPER B Committee PROPERTY DISPOSAL AND CAPITAL PROGRAMME SUB COMMITTEE Date TUESDAY, 13 JANUARY 2015 Title CAPITAL PROGRAMME 2015/16 Report of/to LEADER OF THE COUNCIL EXECUTIVE

More information

Age UK Car Insurance Policy Summary

Age UK Car Insurance Policy Summary Age UK Car Insurance Policy Summary What is the Car Policy Summary? This is a summary of cover available under Age UK Car Insurance. It outlines the main benefits and exclusions of the policy cover and

More information

Slips, Trips and Falls Policy. Documentation Control

Slips, Trips and Falls Policy. Documentation Control Documentation Control Reference HS/SP/015 Date approved 23 Approving body Directors Group Implementation date 23 Supersedes Version 2 (March 2010) Consultation undertaken Trust Health and Safety Committee

More information

JOB DESCRIPTION. Specialist Community Practitioner School Nurse (Child and Family Health)

JOB DESCRIPTION. Specialist Community Practitioner School Nurse (Child and Family Health) JOB DESCRIPTION Title: Specialist Community Practitioner School Nurse (Child and Family Health) Band: Band 6 Location/Base: Designated Locality within the Trust Directorate/Dept.: Children s Provider Services

More information

PROTECT YOUR VEHICLE. Black Horse Motorcycle Finance Retail Price Protection GAP

PROTECT YOUR VEHICLE. Black Horse Motorcycle Finance Retail Price Protection GAP PROTECT YOUR VEHICLE Black Horse Motorcycle Finance Retail 2 Introduction Did you know that if your motorcycle is written off as a total loss through an accident, fire or theft, most motorcycle insurance

More information

Cost of Preferred (or more likely) Option Net cost to business per year (EANCB on 2009 prices) 0m N/A N/A No N/A

Cost of Preferred (or more likely) Option Net cost to business per year (EANCB on 2009 prices) 0m N/A N/A No N/A Dismissal of personal injury claims involving fundamental dishonesty IA No: MoJ 021/2014 Lead department or agency: Ministry of Justice Other departments or agencies: Impact Assessment (IA) Date: 6 June

More information

optimizer Key Facts An introduction to the benefits available to you through the optimizer Salary Sacrifice Car Scheme.

optimizer Key Facts An introduction to the benefits available to you through the optimizer Salary Sacrifice Car Scheme. optimizer Key Facts An introduction to the benefits available to you through the optimizer Salary Sacrifice Car Scheme. What is optimizer? Optimizer is a new kind of car scheme that gives you access to

More information

Lease Car Scheme. Drivers Guide

Lease Car Scheme. Drivers Guide NHS Fleet Lease Car Scheme Drivers Guide Scheme Administrator: Knowles Associates TFM Ltd Red Lion House, The Green Great Bentley Colchester Essex CO7 8QG Telephone: 01206 252300 Fax: 01206 252211 Email:

More information

Who can claim? You may claim if you have been awarded a full NHS Bursary as long as you are not:

Who can claim? You may claim if you have been awarded a full NHS Bursary as long as you are not: Am I entitled to claim back travel or accommodation costs as a result of attending a practice placement? (Students starting courses on or after 1 September 2012 only) If you have to undertake practice

More information

Project Appraisal and Scrutiny Committee Recommendation. E-mail, file storage system and server upgrades

Project Appraisal and Scrutiny Committee Recommendation. E-mail, file storage system and server upgrades Cambridge City Council To: Report by: Scrutiny committee: Wards affected: Executive Councillor for Customer Services and Resources James Nightingale, Head of ICT Client Services Strategy and Resources

More information

Conducted for the European Commission Employment, Social Affairs and Equal Opportunities DG EMPL G/2 By Civic Consulting

Conducted for the European Commission Employment, Social Affairs and Equal Opportunities DG EMPL G/2 By Civic Consulting Study on the use of age, disability, sex, religion or belief, racial or ethnic origin and sexual orientation in financial services, in particular in the insurance and banking sectors Conducted for the

More information

MOTOR ACCIDENT REPORT (NOT FOR USE ON THEFT CLAIMS OR MOTOR TRADE)

MOTOR ACCIDENT REPORT (NOT FOR USE ON THEFT CLAIMS OR MOTOR TRADE) Insurance Company Limited MOTOR ACCIDENT REPORT (NOT FOR USE ON THEFT CLAIMS OR MOTOR TRADE) First Response Claims Line 0845 373 1300 Fax 020 7068 7740 Email claims@tradex.com www.tradex.com Policyholder

More information

LIABILITY INSURANCE AND LIABILITY CLAIMS HANDLING TENDER AND BROKERAGE SERVICES IN RESPECT THEREOF

LIABILITY INSURANCE AND LIABILITY CLAIMS HANDLING TENDER AND BROKERAGE SERVICES IN RESPECT THEREOF LIABILITY INSURANCE AND LIABILITY CLAIMS HANDLING TENDER AND BROKERAGE SERVICES IN RESPECT THEREOF Cabinet Date 4 February 2015 Finance and Change Key Decision Background Documents Location/Contact for

More information

JOB DESCRIPTION. 1. Develop, deliver and assess programme units for a range of programmes

JOB DESCRIPTION. 1. Develop, deliver and assess programme units for a range of programmes JOB DESCRIPTION Job Title: Responsible to: Grade: Tutor in Plumbing Curriculum Leader for Plumbing Tutor Scale Hours per week: 36 Main Purpose of the Role: The post holder will be a member of a number

More information

Ethical Sourcing Policy

Ethical Sourcing Policy Ethical Sourcing Policy Index 1.0 Policy Statement... 2 2.0 Organisational Scope and Compliance... 2 3.0 Policy Purpose... 3 4.0 The ETI Base Code... 3 5.0 Guiding Principles... 4 6.0 Identify suitable

More information

East Northamptonshire Council

East Northamptonshire Council East Northamptonshire Council Agenda Item 12 Policy and Resources Committee - 13 July 2009 Discreet Taxi Plate Policy for Private Hire Vehicles - Review Summary This report deals with the review of the

More information

Expenditure should only be incurred within the constraints of the appropriate budget.

Expenditure should only be incurred within the constraints of the appropriate budget. Quality Assurance Agency for Higher Education Travel and subsistence rules for staff QAA s rules for travel and subsistence arrangements have been designed with the intention of providing staff that are

More information

Frequently Ask Questions

Frequently Ask Questions Frequently Ask Questions This document has been prepared to answer questions that you are likely to have on the new SalarySacrifice4Cars scheme ( the car scheme ). It is set out in 3 sections The car scheme

More information

Comprehensive Motor Vehicle Insurance

Comprehensive Motor Vehicle Insurance Comprehensive Motor Vehicle Insurance Premium, Excess and Claims Guide Preparation date: 1 March 2014 toyotainsurance.com.au Contents Introduction 1 How we calculate your premium 2 Pricing factors 2 Changes

More information

The Newcastle upon Tyne Hospitals NHS Foundation Trust. Employment Policies and Procedures

The Newcastle upon Tyne Hospitals NHS Foundation Trust. Employment Policies and Procedures The Newcastle upon Tyne Hospitals NHS Foundation Trust Employment Policies and Procedures Mobile Telephone and Telephone Expenses Reimbursement Policy Version No.: 1.0 Effective Date: 3 January 2013 Expiry

More information

DRAFT PROCUREMENT AND TENDERING PROCEDURES. (Revised October 2006)

DRAFT PROCUREMENT AND TENDERING PROCEDURES. (Revised October 2006) DRAFT PROCUREMENT AND TENDERING PROCEDURES (Revised October 2006) Contents Page 1. Purpose of Document 2 2. Objectives of Procedures 2 3. Procurement of Supplies and Services 2 4. Invoice Processing 4

More information

Gloucestershire Hospitals

Gloucestershire Hospitals Gloucestershire Hospitals NHS Foundation Trust TRUST POLICY TRANSPORT POLICY Any hard copy of this document is only assured to be accurate on the date printed. The most up to date version is available

More information

EQUALITY SCHEME - FUNCTION REVIEWS IMPACT ASSESSMENT REPORT (Template) FUNCTION Post Implementation review of Essex Police Street Intervention Policy

EQUALITY SCHEME - FUNCTION REVIEWS IMPACT ASSESSMENT REPORT (Template) FUNCTION Post Implementation review of Essex Police Street Intervention Policy EQUALITY SCHEME - FUNCTION REVIEWS IMPACT ASSESSMENT REPORT (Template) FUNCTION Post Implementation review of Essex Police Street Intervention Policy DATE ASSESSED Between June 2006 and November 2006;

More information

Consultation on the introduction of diversity succession planning for board appointments and the lowering of the 150 employees threshold for

Consultation on the introduction of diversity succession planning for board appointments and the lowering of the 150 employees threshold for Consultation on the introduction of diversity succession planning for board appointments and the lowering of the 150 employees threshold for publishing gender pay gap and equal pay statements etc. October

More information

Response to the Department for the Environment on Taxi Operator Licensing in Northern Ireland. By the Consumer Council

Response to the Department for the Environment on Taxi Operator Licensing in Northern Ireland. By the Consumer Council Response to the Department for the Environment on Taxi Operator Licensing in Northern Ireland By the Consumer Council January 2011 The Consumer Council welcomes the opportunity to respond to the Department

More information

Am I entitled to claim back travel or accommodation costs as a result of attending a practice placement?

Am I entitled to claim back travel or accommodation costs as a result of attending a practice placement? Am I entitled to claim back travel or accommodation costs as a result of attending a practice placement? (courses commencing on or after 1 September 2012) If you have to undertake practice placements as

More information

Recruitment Pack. Debt and Benefits Advisor. Wellingborough Homes. August 2015

Recruitment Pack. Debt and Benefits Advisor. Wellingborough Homes. August 2015 Recruitment Pack Debt and Benefits Advisor Wellingborough Homes August 2015 Wellingborough Homes 9f Silver Street Wellingborough NN8 1BQ Email : Recruitment@whomes.org www.wellingboroughhomes.org Contents

More information

RELAX Your Honda Dealer:

RELAX Your Honda Dealer: HONDA GAP Relax, now you can drive your Honda with peace of mind that you're covered should anything happen. For more information, or to find your local dealer, call 0845 200 8000 or visit: honda.co.uk/cars/findadealer

More information

Motor insurance Introduction

Motor insurance Introduction Motor insurance Introduction This is an introductory guide to provide you with a better understanding of what motor insurance is and what you must know when buying motor insurance policies and making claims.

More information

Motor Accident Report Form

Motor Accident Report Form POLICYHOLDER DETAILS Policy Number: Name of Insured/Trading Title Claim Ref: Date of Birth: Email Occupation/Business Daytime Are you registered for VAT? Yes No If Yes please state VAT reg. no. PERSON

More information

Fleet Insurance and Assistance in Italy

Fleet Insurance and Assistance in Italy Brochure More information from http://www.researchandmarkets.com/reports/2125185/ Fleet Insurance and Assistance in Italy Description: Fleet Insurance and Assistance in Italy is about the market for and

More information

Equality and Diversity Policy. Deputy Director of HR Version Number: V.2.00 Date: 27/01/11

Equality and Diversity Policy. Deputy Director of HR Version Number: V.2.00 Date: 27/01/11 Equality and Diversity Policy Author: Deputy Director of HR Version Number: V.2.00 Date: 27/01/11 Approval and Authorisation Completion of the following signature blocks signifies the review and approval

More information

Cabinet Meeting 16 th September 2015. Councillor Mark Winnington, Cabinet Member for Economy, Environment and Transport said:

Cabinet Meeting 16 th September 2015. Councillor Mark Winnington, Cabinet Member for Economy, Environment and Transport said: Cabinet Meeting 16 th September 2015 Staffordshire and Stoke-on-Trent Business Loan Fund Councillor Mark Winnington, Cabinet Member for Economy, Environment and Transport said: We want to ensure that Staffordshire

More information

Fleet Complete. Insight. Innovation. Intervention.

Fleet Complete. Insight. Innovation. Intervention. Fleet Complete Insight. Innovation. Intervention. Risk. Reinsurance. Human Resources. Empower Results Aon UK Limited is authorised and regulated by the Financial Conduct Authority 1 Aon is market leader

More information

Year on Year driver accounts and surplus/deficit carried forward. Driver Licences Drivers 2014/15 2015/16 2016/17 2017/18 2018/19 2019/20

Year on Year driver accounts and surplus/deficit carried forward. Driver Licences Drivers 2014/15 2015/16 2016/17 2017/18 2018/19 2019/20 Year on Year driver accounts and surplus/deficit carried forward Driver Licences Drivers 2014/15 2015/16 2016/17 2017/18 2018/19 2019/20 Total Costs (Increase 1% Year on year) 58,889 59,477 60,072 60,673

More information

www.einsurancegroup.co.uk Your Motor Legal Protection Policy Summary

www.einsurancegroup.co.uk Your Motor Legal Protection Policy Summary www.einsurancegroup.co.uk Your Motor Legal Protection Policy Summary Contents Motor Legal Protection Policy Summary...3 page 2 Motor Legal Protection Policy Summary This is a summary of your Motor Legal

More information

Equality Impact and Needs Assessment (EINA) Adult and Culture Services

Equality Impact and Needs Assessment (EINA) Adult and Culture Services Equality Impact and Needs Assessment (EINA) Proposal Operations Care Management Budget proposals Date of assessment October 2011 Officer responsible for EINA Assessment Team Cathy Bull C Bull, A McDowell,

More information

INTRODUCTION WHAT IS THE LEASE CAR SCHEME? WHO CAN JOIN THE SCHEME?

INTRODUCTION WHAT IS THE LEASE CAR SCHEME? WHO CAN JOIN THE SCHEME? Introduction What is the lease car scheme? Who can join the scheme? How much will it cost? Is it cheaper than owning my own car? Can I choose any make of car? Who is insured to drive the car? What is included

More information

SCHEDULE A JOB DESCRIPTION

SCHEDULE A JOB DESCRIPTION SCHEDULE A JOB DESCRIPTION Job Title: Work Unit: Responsible To: Responsible For: Position Purpose: Financial Delegated Authority: Pay Range: Assets & Business Efficiency Coordinator Corporate and Governance

More information

JOB DESCRIPTION ASSET MANAGEMENT OFFICER

JOB DESCRIPTION ASSET MANAGEMENT OFFICER JOB DESCRIPTION ASSET MANAGEMENT OFFICER Responsible to: Asset Manager Role of Property Team The Asset Management team provides a comprehensive property maintenance service to tenants including capital

More information

Impact Assessment template

Impact Assessment template Impact Assessment template Step 1: Screening for relevance Name of function : Date: May 2011 Lead Officer: Provision of facilities management service Ken Johnson Eternal Challenger: Other members of team

More information

GAP Protection. Keeping your business moving. For cars and commercial vehicles

GAP Protection. Keeping your business moving. For cars and commercial vehicles GAP Protection Keeping your business moving For cars and commercial vehicles Generated at: Wed Mar 26 16:25:22 2014 The only people who can really make a positive contribution to your business are those

More information

Replacement Vehicle Car Insurance Policy

Replacement Vehicle Car Insurance Policy Replacement Vehicle Car Policy Express Services - Replacement Vehicle Policy Summary Express Services - Replacement Vehicle Policy Policy Summary This is a summary of available under the Express Services

More information

All CCG staff. This policy is due for review on the latest date shown above. After this date, policy and process documents may become invalid.

All CCG staff. This policy is due for review on the latest date shown above. After this date, policy and process documents may become invalid. Policy Type Information Governance Corporate Standing Operating Procedure Human Resources X Policy Name CCG IG03 Information Governance & Information Risk Policy Status Committee approved by Final Governance,

More information

East African Underwriters Ltd

East African Underwriters Ltd East African Underwriters Ltd 3 rd Floor 99 Buganda Road. P.O Box 22938, Kampala, Uganda Tel: 0312246500 E-mail: eaul@eaunderwriters.com QUESTIONNAIRE & PROPOSAL FOR COMMERCIAL VEHICLE INSURANCE NB. All

More information

waste industry insurance scheme

waste industry insurance scheme waste industry insurance scheme contents Company Profile Page 2 The Scheme Page 3 Liability Insurance Page 4 Plant & Machinery Page 5 Motor Fleet Insurance Page 6 Commercial Property Page 8 Supply & Save

More information

Multi Motor Excess Protect Policy Document

Multi Motor Excess Protect Policy Document Multi Motor Excess Protect Policy Document Thank you for choosing multi motor excess protect insurance. The information in this policy wording contains important information and we have made it as easy

More information

Insurance Industry Access to Driver Data

Insurance Industry Access to Driver Data Insurance Industry Access to Driver Data Business Process Questions September 2013 PAGE 1 of 8 INTRODUCTION Background The Insurance Industry Access to Driver Database (IIADD) programme will give insurers

More information

BUSINESS MILEAGE CHANGES FREQUENTLY ASKED QUESTIONS

BUSINESS MILEAGE CHANGES FREQUENTLY ASKED QUESTIONS BUSINESS MILEAGE CHANGES FREQUENTLY ASKED QUESTIONS Question 1 What has prompted these changes? 2 Are all staff affected by these changes? Who is most affected by these changes? 3 What are the current

More information

Market Research Commercial Questions

Market Research Commercial Questions Market Research Commercial s This document brings together the commercial questions asked at Request for Information (RFI) and Request for Quotation (RFQ) stages of the procurement exercise. All suppliers

More information