MINT MOBILE PAYMENTS Mobile Enterprise Solution

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1 MINT MOBILE PAYMENTS Mobile Enterprise Solution

2 MINT MOBILE PAYMENTS Mint Wireless specialises in enabling businesses to accept secure Credit and Debit, EMV chip & PIN card payments anywhere not just in fixed locations and stores and to authorise and settle these transactions securely, reliably and cost effectively. We streamline mobile payments by providing a software product that easily plugs into your existing business applications through a simple interface. We remove the technical complexities and compliance issues related to payments essentially we provide a card payments black box. We remove the need for your company to store or handle sensitive card data thus negating the on-going burdens and costs associated with PCI-DSS compliance. Mint Mobile Enterprise is a fully functional payments solution uniquely designed for mobile devices. It fully integrates with mobile business applications and adds the required payment acceptance capability at POS. It enables the processing of secure credit and debit card transactions without requiring bespoke integration on the mobile device. Designed for medium to large businesses, Mint Mobile Enterprise makes mobile payments easy and is ideal for businesses requiring payments in the field or merchants who want to be able to take payments outside the traditional four walls of the establishment. Business Benefits of Mobile Payments Enables new ancillary revenues = increased revenues Enables payment at point of sale or delivery = improved cash flow Removes cash and cheque handling = lower admin costs No need for expensive fixed or separate payments devices or assets = lower capital costs OPPORTUNITIES Ancillary Revenue Airlines Rail Ferry Roadside assistance Home & Small Business Services Delivery Maintenance Repair Debt collection Utilities Mobile Sales Retail Field Service Transport Fundraising Leisure Entertainment/Sport Catering/Outside Events

3 FEATURES & BENEFITS OF MINT MOBILE ENTERPRISE (MME) Device Choice = Flexibility and Reduced Costs MME is available on any Windows Mobile device and is the first solution to support Motorola s new DCR7x (DCR) payment snap-on in the UK, European and Australian markets. The DCR has been specifically designed to support EMV card transactions and simply snaps on to existing Motorola MC75, MC65 and MC55 mobile computing devices, negating the need for costly separate or additional paymentdevices. Fully Certified = Secure & Reliable MME is PCI-DSS compliant and therefore merchants are assured that mobile payment transactions are always processed securely and reliably. Through our relationship with Motorola and Barclaycard, we are in the unique position to be able to offer MME all across Europe. Hosted Service = Reduced Total Cost of Ownership MME is a hosted payment service; merchants no longer have to worry about storing sensitive card data on their internal systems. This removes the need for internal systems to be PCI-DSS certified and can greatly reduce other internal security needs or costly on-going internal support and compliance requirements. Flexible Technology = No Constant Reinvestment MME has been built using flexible future-proofed technology it already supports the latest global payment initiatives such as EMV.

4 MINT WIRELESS - WORKING WITH OUR CHANNEL PARTNERS Mint Wireless markets and supplies its Mint Mobile Enterprise solution through a network of channel partners and Independent Software Vendors (ISV). Mint Wireless enables mobile payments by providing a software product that interfaces into a customer s existing business application. We remove the technical complexities and compliance issues related to elecronic payments. FINANCIAL BENEFITS TO PARTNERS / ISVs New, recurring revenue stream for Partners / ISVs (Refer to Motorola Channel Partner Program) COMMERCIAL MODEL Partners and ISVs retain direct relationship with customers Simple license and service model to the customer Mint Wireless will provide bid, marketing and technical support Benefits to Partners / ISVs Easily enabling your customers to make secure mobile payments using their existing software application We complement your existing software application and remove the need for lengthy and expensive payments developments, on-going certification and expertise Adding payments will broaden your software applications appeal to prospects and provides up-selling opportunities within your existing customer base Easy API integration to our Mint Mobile Enterprise Payments API Preferred Model Premier Partners 1) Partner Sells DCR 2) Mint Introduced as Payment Service Provider 3) Reseller must field L1 support Distributor Partner Transaction Fees and Monthly Fixed Charge (Licensing, Support and Maintenance) End User Alternate Model Smaller Partners 1) Mint Sells DCR 2) Mint Introduced as Service Provider & Primes Deal 3) Mint Pays Partner a finder s fee 4) Mint to field L1 support Distributor Partner Finder s Fee Transaction Fees and Monthly Fixed Charge (Licensing, Support and Maintenance) End User

5 WHAT S INCLUDED IN MINT MOBILE ENTERPRISE? Mint Mobile Enterprise solution includes the following products and services: Mint Mobile Payment Client.NET API Mint Authorisation & Settlement Server routes transaction messages to Acquiring Bank Mint Administration Service reporting information Service & Support integration support and helpdesk Business Application Global Acquirers Payment Client 3G/GPRS/WiFi Mint Managed Payment Services Authorisation Settlement Reporting Secure PCI Compliant Data Centre Reporting Merchant GETTING STARTED 5 STEPS TO ENABLING MOBILE PAYMENTS To enable our Partner or ISV to easily and quickly take advantage of the benefits of integrating Mint Mobile Enterprise into their business application we provide the following 5 step set-up and on-going support services whilst working closely on both technical and business development opportunities. STEP 1 OVERVIEW: Mint provides an overview of the Mint Mobile Enterprise payment solution and an introduction to EMV transactions. Documentation will be provided to the Partner / ISV for review. STEP 2 INTEGRATION: Partner / ISV commence integration of their business application using the Mint Mobile Enterprise Payments SDK. 1. The Mint Mobile Enterprise Payments SDK includes everything that is required to successfully perform integration. 2. Mint reviews the business application with the ISV to ensure successful integration 3. Deploy the integrated mobile payments application through a test environment until it passes all requirements from Mint. STEP 3 - MINT TO SET UP CUSTOMER WITH BANK ACQUIRER: Mint completes the payment terminal configuration and necessary set up with the bank acquirer. STEP 4 DEPLOY APPLICATION TO PRODUCTION ENVIRONMENT: Partner / ISVs deploy payment solution into customer s production system. STEP 5 ON-GOING SUPPORT SERVICES: Mint provides on-going 2nd and 3rd line support and maintenance for Mint Mobile Enterprise software and associated payments processing. The following diagram acts as an overview of how Mint Mobile Enterprise solution is constructed and how it integrates and communicates with the existing business application (POS). Business Application (POS) Mint Mobile Enterprise (Payment Client) 1. Create Mint instance and register event handlers 2. Start-up Payment Process 3. Submit Transaction 2a. Mint initiates payment system and activates card reader 3a. Mint processes payment returns receipt & response

6 MINT MOBILE SPoT - SMART PHONE or TABLET Mint Wireless specialises in enabling businesses to accept secure Credit and Debit, EMV chip & PIN card payments anywhere not just in fixed locations and stores and to authorise and settle these transactions securely, reliably and cost effectively. We streamline mobile payments by providing a software product that easily plugs into your existing business applications through a simple interface. We remove the technical complexities and compliance issues related to payments essentially we provide a card payments black box. We remove the need for your company to store or handle sensitive card data thus negating the on-going burdens and costs associated with PCI-DSS compliance. Mint Mobile Enterprise is a fully functional payments solution uniquely designed for mobile devices. It fully integrates with mobile business applications and adds the required payment acceptance capability at POS. It enables the processing of secure credit and debit card transactions without requiring bespoke integration on the mobile device. Primarily designed for small to medium business, Mint Mobile SPoT makes payments easy and is ideal for all businesses requiring payments in the field or for Merchants who want to be able to take payments outside of the traditional four-walls of an establishment. Business Benefits of Mobile Payments Enables new ancillary revenues = increased revenues Enables payment at point of sale or delivery = improved cash flow Removes cash and cheque handling = lower admin costs No need for expensive fixed or separate payments devices or assets = lower capital costs OPPORTUNITIES Ancillary Revenue Airlines Rail Ferry Roadside assistance Home & Small Business Services Delivery Maintenance Repair Debt collection Utilities Mobile Sales Retail Field Service Transport Fundraising Leisure Entertainment/Sport Catering/Outside Events

7 FEATURES & BENEFITS OF MINT MOBILE SPoT Device Choice = Flexibility and Reduced Costs Mint Mobile SPoT is available on any ios or Android mobile phone or tablet and is one of the first mobile payment solutions that is specifically designed to support EMV chip and pin based cards credit, debit and EFTPOS using specially designed card readers. Choice of card readers connect to the device via: 30-pin socket, mini-usb, Audio Jack & Bluetooth. Fully Certified = Secure & Reliable Mint Mobile SPoT is PCI-DSS compliant and the card reader devices are completely certified. Merchants are assured that mobile payment transactions are always processed securely and reliably in conjunction with and through our relationship with our EFT Transaction acquiring banking partners. ABOUT MINT WIRELESS LIMITED Mint Wireless Limited is a global payments and transactions processing company listed on the Australian Securities Exchange (ASX: MNW). Mint Wireless has a mobile payments business that enables corporate enterprises to accept credit and debit card payments on various mobile computer and mobile phone platforms. The Company has invested and built a bank grade payments technology and infrastructure that has allowed it to become a multi-channel and multi-national payments organisation. End-to-End Service Offering = Reduced Total Cost of Ownership Mint Mobile SPoT utilises a compliant end-to-end payment processing and funds settlement service which ensures that the Merchant needn t worry about storing sensitive card data on their internal systems reduces the costs associated with PCI-DSS compliance, internal security systems and ongoing compliance and support requirements. Flexible Technology = No Constant Reinvestment Mint Mobile SpoT has been built using flexible future-proof technology it already supports the latest global payment initiatives such as EMV L1 & L2.

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