SEIA SIGNATURE ESTATE & INVESTMENT ADVISORS, LLC. Signature Allocation Series Signature Elite

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1 SEIA SIGNATURE ESTATE & INVESTMENT ADVISORS, LLC Signature Allocation Series Signature Elite

2 ABOUT SEIA Successful wealth management is the result of an ongoing collaboration between investor and advisor, built upon trust and maintained according to the highest standards of integrity and expertise. Brian D. Holmes, MS, CFP, CMFC President and CEO Signature Estate & Investment Advisors, LLC (SEIA) is a Registered Investment Advisory firm offering Wealth Management and Investment Supervisory Services tailored to meet the unique needs of affluent individuals and corporations. Based in Los Angeles, the firm was founded in 1997 by a team of four financial professionals. The core of SEIA consists of Portfolio Managers, Chartered Financial Analyst charterholders, and Certified Financial Planner designees whom have been together since inception. As of December 31, 2010, clients currently entrust SEIA with over $1.8 billion in assets under management custodied at Charles Schwab & Co. The mission of Signature Estate & Investment Advisors, LLC is to provide clients with a partnership that compliments and exceeds their long-term goals and objectives. In pursuit of this mission, SEIA strives to achieve these core objectives: Maintain client s long-term goals and objectives as the absolute priority Provide clients with the highest quality comprehensive wealth management services Tailor each investment management portfolio to service a client s individual needs Continuously meet the highest levels of educational degrees and professional accreditation Conduct business with unparalleled integrity according to an exceptionally high ethical standard Affirm our commitment to the philanthropic needs of the local communities in which we live and work

3 A DISCIPLINED APPROACH TAILORED TO YOUR UNIQUE SITUATION Signature Estate and Investment Advisors, LLC (SEIA) is dedicated to helping you with your unique financial needs and goals. SEIA is there to support your financial advisor in helping you reach financial success. Through the six-step process SEIA will help determine the appropriate strategy to achieve your goals. V VI Comprehensive Reporting and Review with Investor Monitor and Rebalance Portfolio I Determine Investor Needs Investment Management Process II Assess Risk Tolerance III Review Asset Allocation Models IV Implement Strategic Plan Stages of Investment Management Process 1. Determine Investor Needs We will help you identify and define your needs in a structured and thorough manner Benefits By constructing your unique and personal profile, you will have the foundation for a productive partnership that focuses on your needs and goals 2. Assess Risk Tolerance and Investment Landscape We will help you gage your risk profile In addition to assessing your needs, we will determine your risk tolerance to find the proper balance between potential rewards and potential risks for you 3. Review Asset Allocation Models We will present solutions appropriate for your portfolio, determined through extensive investment research 4. Implement Strategic Plan We will select an Investment Manager and provide you with an Investment Policy Statement 5. Monitor and Rebalance Portfolio Your portfolio will be proactively supervised by a team of dedicated investment professionals 6. Comprehensive Reporting and Review with Investor You will be provided Quarterly Performance and Investment Updates By understanding your need and risk tolerance, we can explore different options and tailor a solution that best fits your personal situation Your written Investment Policy Statement will establish a clear understanding of investment goals, objectives, and management policies creating a disciplined, long-term implementation of your portfolio Once implemented, your portfolio is continuously monitored by dedicated financial professionals to ensure that your investments continue to meet stringent criteria, making changes as needed Communication between you and SEIA will provide information that allows adjustments to your portfolio. This creates transparency and keeps you current with your portfolio 1

4 COMPREHENSIVE PORTFOLIO MANAGEMENT Comprehensive portfolio management matches client goals and objectives with an efficient asset allocation portfolio suitable for all market conditions. Navigating changes throughout both economic and corporate cycles is necessary in today s volatile marketplace. SEIA s model portfolios integrate principles found in Modern Portfolio Theory known as the Efficiency Frontier. The Efficiency Frontier maximizes portfolio return for different levels of risk. Client individuality is the ultimate metric of SEIA portfolio management, assuring the success of short and long term objectives. Consequently, efficient investment management requires the ongoing process of rebalancing a portfolio s allocation as risk tolerance and economic cycles change. RETURN High SEIA Model Portfolios All Equity Aggressive Growth Moderate Growth Growth & Income Balanced Income & Appreciation Capital Preservation Low Short-Term Fixed Income Low RISK (Standard Deviation) High 2

5 STRATEGIC MACRO ALLOCATION SEIA believes basic asset allocation is not enough. Strategic Macro Allocation (SMA) goes beyond the simple stock-bond-cash asset classes and incorporates Investment Styles, including Alternative Investments. Your portfolio is then monitored, rebalanced & reallocated as needed by a dedicated team of investment professionals. Asset Classes C ALT FIXED EQUITY Investment Styles Large Growth Large Value Mid Growth Small Growth International Developed International Emerging High Quality (Duration) Higher Yield (Credit) Foreign/Emerging Inflation Protected Sec. Alternative Equity Alternative Fixed Income Cash TACTICAL MICRO ALLOCATION Within a business cycle, micro trends exist and a prudent investor can take advantage of changes in investment outlooks. By including a Tactical Micro Allocation (TMA) strategy, investors can capture additional profits by reallocating a percentage of assets towards Investment Styles or Industry Sectors with better outlooks or prospects. TMA allows for the ability to create extra value within a business cycle, while only moderately increasing a portfolio s risk. The Economic Cycle EARLY CONTRACTION Recessionary Period Interest Rates Low LATE CONTRACTION Economy Rebounds Interest rates begin to rise Info Technology Industrials Energy Materials OWN DEFENSIVES Consumer Staples Utilities Energy Telecom Services Consumer Staples Telecom Services Health Care Utilities Consumer Discretionary Industrials Financials Materials OWN CYCLICALS EARLY EXPANSION Economy Grows Interest Rates High LATE EXPANSION Recessionary fears begin to emerge Interest rates begin to fall 3

6 SIGNATURE ALLOCATION SERIES Signature Allocation Series is the culmination of portfolio design between you and SEIA. This is a discretionary model platform that incorporates multiple asset classes, investment styles and investment vehicles while employing the framework of our Strategic Macro Allocation and amplified by tactical micro-shifts. The portfolio is professionally monitored on a continuous basis. SEIA will automatically rebalance/reallocate investments in accordance with the Investment Policy Statement. CORE EQUITY Tactical allocation to varying Large Cap Styles according to business cycle (Growth vs. Value) Choices include: Active Mutual Funds Exchange-Traded Funds Individual Stocks/ Industry ETFs securities SATELLITE EQUITY Tactical allocation to varying equity asset classes according to cycles and valuations Equity: Small Cap, Mid Cap and International Overweight most attractive sectors of economy Active or Indexed ALTERNATIVE EQUITY Allocation to Registered and Liquid alternatives Alternative Equity (Higher Beta) Master Limited Partnerships REITs Hedged Equity (Long-Short) Commodities Convertibles Satellite Equity Alternative Equity CORE EQUITY CORE FIXED INCOME Satellite Fixed Income Alternative Fixed Income CORE FIXED INCOME Tactical allocation to varying Fixed Income Styles according to economic cycle (Duration vs. Credit) Choices include: Active Mutual Funds Exchange-Traded Funds Individual Bonds Barbell or Ladder 5-10 securities SATELLITE FIXED INCOME Tactical allocation to varying fixed income asset classes according to cycles and valuations Fixed Income: High Yield, Emerging Market, Floating Rate Taxable or Muni Bonds (National or State Specific) Active or Indexed ALTERNATIVE FIXED INCOME Allocation to Registered and Liquid alternatives Alternative Fixed Income (Lower Beta) Managed Futures Market Neutral (Absolute Return) Arbitrage (Merger, Risk, Event) 4

7 SIGNATURE ELITE As wealth increases, the complexity of your needs and concerns grow exponentially. Signature Elite is a non-discretionary custom investment management program designed for the high net worth individual. Signature Elite complements the six-step asset management process by creating a more involved partnership between you and the investment manager. All Equity Aggressive Growth Moderate Growth Special Situations Diversification of Concentrated Positions Restricted Stock Corporate Cash Management Consideration of Legacy Assets Socially Conscious Investments Portfolio Customization around held-away assets Portfolio Customization Individual Stocks and Bonds Mutual Funds and Exchange Traded Funds Registered and Liquid Alternative Investments Closed End Funds Master Limited Partnerships Managed Futures (Currency/Commodities) Access to Institutional Class Investments Flexible Implementation Laddered Bond Strategies Barbell Bond Strategies Dollar Cost Averaging Implementation around existing positions Strategic Unwinding of Concentrated Positions Tax Efficiency Tax-Efficient ETFs State Specific Municipal Bonds National Municipal Bonds Tax-Harvesting Opportunities Capital Gain Awareness Eight Models to Customize Growth & Income Balanced Transparency & Communication Quarterly Performance Reports Quarterly Publications Income & Appreciation Capital Preservation Fixed Income The Value of Professional Guidance: Recognizing the benefits of diversification and risk-management is an important first step in financial success. Even more crucial is your choice to work with an investment professional who can guide you through periods of market volatility. Professional guidance can help you in adhering to a long-term investment discipline. Our Investment Professionals believe in frequent and open communication as being the cornerstone of a successful client-advisor partnership. 5

8 SIGNATURE INVESTMENT COMMITTEE The combination of ongoing fundamental research and due-diligence on investment opportunities leads to a continuous refinement of the investment strategy. Sharing over 150 years of investment-related experience, the seven member Investment Committee (IC) is composed of our founding Principals, Senior Partners, selected Financial Advisors, and Research Analysts. The IC members are required to meet the highest educational standards and hold advanced degrees or designations including Chartered Financial Analyst (CFA ), Masters of Financial Services (MSFS), Certified Financial Planner (CFP ), Chartered Alternative Investment Analyst (CAIA), or Chartered Mutual Fund Counselor (CMFC). SEIA clients benefit from the firm s ongoing ability to observe, assess and respond to the conditions of a global economy in a proactive manner. QUANTITATIVE ANALYSIS Risk Adjusted Metrics Relative Performance Style/Return Consistency Investment Expenses Performance Attribution Tax Efficiency QUALITATIVE ANALYSIS Philosophy Process People Portfolio Organization Investment Committee Your Portfolio 6

9 INVESTMENT DUE DILIGENCE SEIA s due diligence process takes into account several quantitative metrics and drills into multiple qualitative aspects of an investment before selecting it as a potential candidate for your portfolio. MUTUAL FUNDS/ EXCHANGE TRADED FUNDS Past performance, relative to other investments having the same investment objective. Consideration shall be given to both performance rankings over various time frames and consistency of performance. Costs relative to other funds with like objectives and investment styles. Length of time the funds have been in existence and been under the direction of the current manager(s); and whether or not there have been material changes in the manager's organization and personnel. The likelihood of future investment success, relative to other opportunities and growth managers that specialize in Large/Mid/Small Cap as well as International. Does the managing company foster a thoughtful, repeatable investment process? Do talented managers spend their careers at this fund firm? INDIVIDUAL SECURITIES The current economic cycle. The historical volatility and downside risk of each proposed investment. Are the company s fundamentals improving? Does the company have a track record of exceeding forecasts? Does the price have potential to grow? Does the company have a high ROI? How is the stock valued compared to its peers? What level of net assets, operating income, and liquidity does the company have? Are the analyst forecasts improving? Is there a decreasing short interest? How is the price performing relative to the overall market? What risks does the company face? 7

10 SEIA ADVANTAGE The Firm SEIA is a large, private firm whose fiduciary responsibility is to you Management Process The six-step process is an in-depth cycle that involves you, your financial advisor and our experienced investment managers to make the best choices for your portfolio Portfolio Design Our portfolios are designed with sound investment principals focusing on an efficient balance of risk and reward Platform Flexibility Personalize your choice of investments and explore the benefits of distinct implementation strategies such as dollar cost averaging and fixed income strategies Highest Standards The SEIA investment committee and due diligence process combines quantitative and qualitative analysis with a human element trained to the highest educational standards MEDIA HIGHLIGHTS SEIA featured in America s Top RIAs in Registered Rep Magagine Wealth Manager Magazine named SEIA in their annual report of the nation s Top Wealth Managers for the eighth consecutive year ( ) SEIA s six Senior Partners are featured in Worth Magazine s 2010 and 2011 Leading Wealth and Legal Advisors Brian D. Holmes, President & CEO, named in the Top 25 of the Top 100 Financial Advisors by Barron s for the fourth consecutive year ( ) Brian D. Holmes, President & CEO, featured in A Guide to Financial Planning, which appeared in the Wall Street Journal Los Angeles Business Journal recognizes SEIA as one of the best companies to work for in Los Angeles County for the fourth consecutive year ( ) 8

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12 SIGNATURE ESTATE & INVESTMENT ADVISORS, LLC HEADQUARTERS Century City Office 2121 Avenue of the Stars, Suite 1600 Los Angeles, California telephone facsimile This brochure must be accompanied by the uniform application for Investment Advisor Registration form ADV II. Securities offered through Signator Investors, Inc., Member FINRA, SIPC, 2121 Avenue of the Stars, Suite 1600, Los Angeles, CA (310) SEIA, LLC and its investment advisory services are offered independent of Signator Investors, Inc., and any subsidiaries or affiliates. SEIA