World Bank Supervision Mission

Transcription

1 NOTES ON INDIRA KRANTHI PATHAM VISAKHAPATNAM DISTRICT World Bank Supervision Mission October 2008

2 C O N T E N T Sl. No 1 IHCB 2 CIF 3 SHG Particulars Bank Linkage Total Finance Inclusion Food Security Pavala Vaddi 4 Jobs 5 Education Pre-Primary Education Higher Education 6 Insurance 7 Sanjeevani 8 NPM 9 Dairy 10 Health and Nutrition 11 Disability 12 Land Page No. 1

3 WORLD BANK NOTES VISAKHAPATNAM DISTRICT INTRODUCTION The society for Elimination of Rural Poverty (SERP) is implementing Indira Kranthi Patham (IKP) project in Visakhapatnam District covering 28 Mandals (17 Plain Area and 11 Tribal Area) with an objective to elevate the poorest of poor and poor families by empowering them economically, socially duly adopting integrated participatory approach with their own self managed institutions viz., Self Help Groups (SHGs), Village Organizations (VOs), Mandal Samakhyas (MSs) and Zillah Samakhya (ZS). The IKP Project, became functional in Visakhapatnam District from June Visakhapatnam District has 42 Mandals (31 in Plain Area and 11 in Tribal Area). Out of which 3 Mandals were merged into GVMC during From the remaining 39 Mandals. 17 Mandals constitute as DPMU and 11 Mandals as TPMU for implementation of the IKP Project. INSTITUTIONAL AND HUMAN CAPACITY BUILDING The institution and Human Capacity Building facilitates the formation and strengthening of self managed and self reliant institutions of the poor and helps in building social and human capital, through concerted efforts on social mobilization. 1. Social Mobilization : Total no.of House Holds : 5,68,536 Total no.of PoP and Poor House Holds : 3,22,353 % of PoP and Poor House Holds : 57% 2. Community Based Organizations : Total no.of SHGs : 35,656 Total no.of VOs : 1,734 Total no.of MSs : 39 Total no.of ZS : 1 Total no.of SHGs formed with PoP and Poor : 23,456 % of PoP and Poor coved in SHGs : 98% 2.1 Self Managed and Self Reliant SHGs : 13,828 SHGs (39%) conducting weekly meetings, weekly savings, Internal lending and good bookkeeping 5,276 Bookkeepers (1:7) providing bookkeeping services to the SHGs 21,283 SHGs (60%) introduced Masanivedikalu 2

4 2.2 Village Organizations : 1,573 VOs (91%) registered under MACS Act., 538 VOs (31%) were established VO offices in Govt, / Own / Rented buildings. 1,257 VOs (73%) engaged trained CAs / VBKs and paying monthly honorarium from VO earnings. 795 VOs (46%) started thrift from SHGS The VOs have been gradually empowering them-selves into self managed institutions. All the VOs have been trained with the support of the MSs on conducting VO meetings, fund management, book keeping and roles and responsibilities. The VOs are organizing meetings twice in a month All VOs have trained book keeper to maintain book keeping systematically. MSs supplied necessary books of account to all VOs VOs are now taking the responsibility to give training inputs to each SHG with the support of the staff. Each VO is having six subcommittees to monitor recovery of CIF and Bank Linkage, Monitoring of SHGs, Social Issues, Education, Jobs and FSL and assets verification. VO is also monitoring SHGs performance in the village and giving grading to the SHGS accordingly to their performance in various getting Masanivedikalu every month. 2.3 Mandal Samakhyas : All Mandal Samakhyas are registered under MACS Act., All Mandal Samakhyas are established MS offices at Mandal Headquarter. Rs. of 20,000 to 45,000 MS average monthly income All MS engaging trained accountant and paying remuneration from MS earnings. 18 Mandal Samakhyas are having their own buildings. The Mandal Samakhyas strengthened and empowered with repeated doses of capacity building inputs with teams from SERP on fund management, book keeping, CIF Management, leadership, roles and meeting process. The Mandal Samakhyas conducting 3 meetings once in a month with OB, EC and RGB. All Mandal Samakhyas have taken up responsibilities of giving trainings to the VO OB and EC members on their roles and responsibilities. Besides CIF amount all the Mandal Samakhyas are given IHCB component through Zillah Samakhya as per their entitlement to meet the training of the community and staff and salaries of the staff. Each Samakhyas appointed an MS accountant of their own and the salary component is met from their earnings. The Mandal Samakhyas are reviewing and monitoring the performance the staff during the Mandal Samakhya meetings every month and taking 3

5 suitable disciplinary actions if needed removing the staff, imposing salary into stopping the salary of giving warnings Every Mandal Samakhyas is earning Rs. 20,000 to Rs. 45,000 on an average and moving towards sustainability with their own earning. All the Mandal Samakhyas have been audited in the district up to Each Mandal Samakhyas having six functional sub committees.( ) 2.4 Mandal Training Centers : There are 28 Mandal training centers established one with each Mandal Samakhya. The Mandal training center has become the Hub of all training activities at the Mandal level. All Mandal Samakhyas are fully equipped with necessary infrastructure facilities. Each Mandal Samakhya is having a Mandal Training Coordinator. The Mandal training coordinator developed the annual training calendar and action plan and conduct the trainings as per the schedule to the CBOs and to the staff. 2.5 Zillah Samakhya : The Zillah Samakhya office is located in TTDC Pendurthy, with five office bearers and 34 EC members and skeletal staff i.e., one manager, one accountant, one computer operator and one office assistant. The Zillah Samakhya conducting regular meetings two days at a 15 th and 16 th stretch in a month. The Zillah Samakhya is strengthened on how to organize meeting fund management reviewing and monitoring project staff and book keeping. The Zillah Samakhya having the necessary infrastructure facilities the computers Internet, Fax and phone facilities. The Zillah Samakhya is receiving funds to its accounts directly from SERP also DPMU. The Zillah Samakhya is empowered with signing of Cheques and maintaining books of accounts on their own with a ZS accountant. The Zillah Samakhya reviewing and monitoring the performance of all the APMs and LAs their salaries also being paid by ZS since The Zillah Samakhya conducting district level schemes like Social Risk management and Health Insurance of the community with 20 identified net working Hospitals. The Zillah Samakhya enrolled SHG members under LIC Scheme members enrolled under Sanjeevani Community Health based organizing programme managing by itself. Expected Outcomes for the Year : % of PoP and Poor organize into groups by the end of March,

6 2. 20,000 SHGs (56%) to switched over to weekly meetings, weekly saving and internal lending adopting group management norms and financial management norms and good bookkeeping 3. Trained at least 1 for 4 groups are engaged by SHGs paying honorarium themselves days residential training to 150 BKs in the year. 5. 1,560 VO's (90%) to acquire self management skills and conducting monthly meetings with full attendance and participation of members, adopting clear agenda and reviewing SHGs and VOs staff. 6. All VOs to registered under MACS Trained all community activists / Village Bookkeepers available providing facilitation support to SHGs and VOs. 8. Trained all VOs functional committees available providing support to the VOs and members on addressing social issues conducting social audit and achieving SHG bank linkage. 9. Trained All VOs functional committees available proving support to wage seekers under NREGS. 10. All VOs established their own offices for conducting meetings and custody of VO records. 11. All VOs adopting social agenda in their meetings and addressing social issues. 12. All VOs introduced good bookkeeping and following best practices in financial management like writing records and cheques in the meetings, maintaining bank linkage watch register and maintaining transparency to all members ,200 VOs (70%) to acquired and increased their own funds by collecting monthly savings from SHGs, share capital, membership fees and service charges ,200 VOs (70%) to became self managed by paying staff honorarium and maintenance from their monthly incomes. 15. All Mandal Samakhyas to conducting monthly RGB and EC meetings with full attendance, clear agenda adopting management norms, participation of members, reviewing VOs performance and MS staff work. 16. All MSs to engaged trained functional committees and providing support to VOs and SHGs on addressing social issues conducting social audit, achieving bank linkage and implementing and monitoring EGS. 17. All MSs to achieving self management by generating form MVTC facilities, Interest margins on loaning operations profits and commissions on collective marketing, food security etc., and meeting expenditure on staff costs and maintenance. IB Strategy : 1. To ensure each VO to list out names of poor not yet organized along with their families socio economic conditions and including coverage as an important agenda points in VOs meetings. 2. To intensive Mandals through adopting of CRP strategy and to introduce CRP strategy in the Self Help Groups, Village Organizations and Mandal Samakhyas of the new Mandals for seeding the best practices of the mature SHGs, VOs and MS using experiential learning methods. 5

7 3. 1 st Model Mandals 6, 2 nd Model Mandals 3 totals 9 Mandals adopting by External CRP strategy for completion of 50% of VOs. 4. And remaining 50% of VOs in 1 st and 2 nd model Mandals adopting by Internal CRP strategy. 6 Internal CRP teams are selected from nurtured VOs, SHGs by Ext. CRPs in 1 st Model Mandals. The internal CRPs will be trained and Exposure by SPMU team. 5. To assess the training needs and develop the Zillah Samakhyas into district level sensitive support mechanisms with clarity of their roles and responsibilities for providing continuous guidance and support to the Mandal level and village level institutions of the poor. 6. To assess the institutional sustainability achieved by the all SHGs, VOs and MSs by generating various sources of income and formulate plans for developing them into self-reliant organizations. 7. Concurrent and statutory audit for all VOs, MSs and ZS and training to CBOs on analysis of audit reports through Financial Management and Audit CRPs strategy. 8. Training to all VO OB members and MS EC members on MACS act., through Registration CRPs. 9. To introduced Sr.CRP strategy in Mandal Samakhyas, of 9 model Mandals for strengthening of MSs on MS meeting process and financial management. 10. Developed 3 Video Training Modules Self Help Moodu Sangala Katha and Chitarukommana Mitai Potlam (Vaikuntapali) to build up the capacities and empowering the SHG women and to improve the concern in social risk management. Self Help Groups (SHGs) : Ensure the practice of Panchasutras of SHGs (1. Weekly Meetings, 2. Weekly Savings, 3. Internal lending in weekly meetings, 4. Regular repayments 5. Bookkeeping in SHG meeting by self paid SHG bookkeepers) Formulation and adherence of Kattuatlu. Fixed SHG agenda Presiding the SHG meetings on a rotation basis Training to SHGs Preparation of MCPs and lending to members based on MCPs. Asset verification by non-loanees Placement of trained SHG bookkeepers Preparation and submission of Masanivedikalu by SHG to VO. Increasing the saving capacity by weekly savings from Rs. 30/- to 80/- per month. Village Organizations (VOs) : Ensure the implementation best practices (Fortnight VO EC meetings, Halfyearly General body meetings, establishment of VO office, all Financial transactions only in VOEC meetings, reviewing the performance of 6 functional committees and VO staff VO bookkeepers, Bankmitra etc., maintenance of books of accounts only in VO meetings, assets verification by 6

8 VO EC, loaning based on MCP and adoption of 50 and 100 installment principle of CIF, review of Bank linkage and CIF recovery). Fixed agenda Consolidation and route CIF through MCP mode. Concurrent and statutory audit by external and internal auditors. Strengthening of Community Based Recovery Mechanism (CBRM ). Preparation and submission of Masanivedikalu to MS by VO. Increasing the own funds of VO, by SHGs saving to VO, share capital collection, membership fees and service charges commissions. Mandal Samakhyas (MSs) : Implementation of best practices (Fortnight MSEC meetings, half-early general body meetings, all Financial transaction only in MS EC meetings, reviewing the functional committees and MS staff viz., MS accountant, CCs and CVs maintenance of books of accounts only in MS meetings. Asset verification by MS FC, loaning based on MCP and adoption of 100 installment principle of CIF). Fixed Agenda Training of Functional Committees. Implementation of AWFPs Capacity building for EC and OB members. Consolidation and release of CIF as per the MCPs. Systematic review meetings of MS staff. (CA review meetings, Staff review meetings, Action plans, Tour diaries, Grading of Masanivedikalu) Review and grading of VOs based on the Masanivedikalu. Periodical GB meetings Preparation of monthly DCBs for CIF and Bank loans. Convergence with line departments, Banks and other agencies. Zillah Samakhya (ZS) : All Mandal Samakhyas and MACS take membership in ZS. Monthly ZS meetings Training and functioning of Functional Committees. Maintenance of TTDC Establishment of ZS Office Regular review of MSs and APMs and Area Coordinators. Convergence levels with other deportments Organizing general body meetings Trainings and exposure visit model district (Ananthapur, Kurnool, Chittore) 7

9 IB CRPs STRATEGY CRPs approach for strengthening of SHGs through External CRPs: This district adopted external CRPs strategies for social mobilization to revive defunct groups and strengthening of both new and existing groups. The Village organizations have involved themselves to take up these responsibilities. In Visakhapatnam district there are 6 AC clusters. In the first year, in each AC cluster, 2 Mandals are selected as first Model Mandal and second Model Mandal for strengthening reviving defunct groups and giving awareness and understanding on Micro Finance practices through MCPs on CIF and repayment system of Bank linkages through simple book keeping practices adopting UNDP system with a book keeper for every SHG. Nine External CRP Teams each team consisting 2 Women Members, 1 Sr. Book keeper and one Animator are drawn from Ananthapure to train the SHG groups in the district. Each model Mandal is divided into three CC Clusters with 1 CC and 1 MBK in each Cluster. One External CRP Team will work in one Model Mandal for 1 Year and will cover 9 VOs in 9 3 VOs per CC Cluster. The Team will 15 Days per month and will totally provide 135 days of service in 1 Year. While the CRP Team is working in the village for covering 9 VOs in 9 rounds, the CCs and the MBKs of the CC Clusters will stay with the team and get thorough immersion and exposure to all the IB, mf and CIF management processes of the project. Each CC and MBK Team of the CC cluster will complete 30 days of immersion and exposure in 2 rounds in each CC cluster. After completing 2 rounds i.e., 2 VOs in each CC cluster, the CC and MBK will acquire adequate skills and take up trainings and facilitation in other VOs independently The outcomes achieved in the District are as detailed below EXTERNAL CRP'S MANDAL WISE OUT COMES UPTO 24 ROUND Sl. No. of Mandals : 9 No No. of Rounds : 24 1 No. of Village Organizations Attended : No. of LOP house holds organized into SHGs : No. of SHGs trained on Group Management for 3 Days : No. of defunct / dormant groups revived : No. of SHGs switched over to weekly meetings, weekly savings and internal lending : No. of new Book keepers identified, Trained for 5 Days : No. of SHGs trained on MCP, prepared MCP and completed dialogues with VO : Total amount proposed for sanction under MCPs :

10 9 10 SHGs with idle money lying in the banks a) No. of SHGs : b) Amount : Idle fund withdrawn for internal lending a) NO. of SHGs : 120 b) Amount : No. of SHGs rotated leadership : No. of SHGs introduced Masanivedikas after trainings : No. of days training given to SHG members for VO formation : No. of days training given to VO EC for VO management and VO meeting progress : No. of VO meetings organized : No. of days training given to VO bookkeeper : No. of VO s established VO offices for VO meetings & Village level trainings : No. of Balika Sanghams formed with the age group of 8 to 14 years : Disable Persons organized into: a) NO. of SHGs : 15 b) Persons : No. of active leaders identified and trained for future replication of best practices of IB : 297 a) Total Savings of SHGs in the village b) Savings adjusted against the Bank linkage: c) Present Saving Balance amount The staff of the Mandal Samakhyas with the skills acquired take up trainings of SHGs independently to cover the remaining groups left in the VOs by external CRPs. AWFP Visakhapatnam district completed the AWFP for with the assistance of the SERP team. AWFP was conducted in the district calling for ten EC and OB members from each Mandal with a four day workshop with each batch consisting six Mandals. The SPMU team provided necessary intensive support to the CBOs to organize the workshop. The community members representing the workshop dealt with funds tracking and expenditure component wise of the previous year. Each Mandal Samakhya participants developed action plans component wise and budget requirement for each component with clarity on future plan and vision. A comprehensive action plan on all components and budget requirement has been arrived at on the final day. 9

11 COMMUNITY INVESTMENT FUND The community investment fund is one of the key components of Indira Kranthi Patham Project. The objective of the CIF is to improve and diversify sources of livelihoods and quality of the Poorest of the Poor and Poor by increasing their income and employment, decreasing expenditure and decreasing risks through the Micro Plans of their groups or institutions. CIF is available for the following components o Income Generating Activities (IGA) consisting of SHG Micro Plans, Marketing (Working capital) and Food Security initiatives. o Social Development (SD) activities pertaining to skill development (Jobs), Health and Nutrition etc., o Productive physical infrastructure. o Land purchase and Land Development. o Disability. Activity wise CIF released: In the beginning CIF was provided through sub projects CIGs. When VOs and MSs started emerging, CIF was provided through Micro Credit Plan (MCPs), as a loan from MS to VO and from VO to SHG for implementing micro plans of SHGs, collective marketing and food Security initiatives. In this district more than 6000 MCPs prepared in 939 VOs of 17 Mandals. CIF Released to Beneficiaries: : Rs Lakhs : Rs Lakhs : Rs Lakhs : Rs Lakhs Activity wise CIF Released: MCP Social Welfare Marketing RCL Infrastructure Land Disable : Rs Lakhs : Rs Lakhs : Rs Lakhs : Rs Lakhs : Rs Lakhs : Rs Lakhs : Rs Lakhs Sl No CIF BENEFICIARIES COVERAGE Activity SC ST BC OTHERS TOTAL BENEFICIARI ES CIF AMOUNT 1 MCP RCL

12 Sl No Activity SC ST BC OTHERS TOTAL BENEFICIARI ES CIF AMOUNT 3 MARKETING INFRASTRUCTURE SOCIAL DISABILITY LAND DISTRICT TOTAL Total No.of beneficiaries : Total Benefited amount : Rs Year No.of VOs Covered No.of SHGs Covered CCPs: No.of MCPs Prepared No.of Beneficiaries Benefited Total Amount grounded through MCPs (Rs. In Lakhs) TOTAL Year No.of VOs Covered No.of SHGs Covered RECYCLED CIF No.of MCPs Prepared No.of Beneficiaries Benefited Total Amount grounded through MCPs (Rs. In Lakhs) TOTAL o No. of MMS Grounded Recycled CIF : 17 o No.of VOs covered : 243 o No. of SHGs covered : 943 o No. of Beneficiaries Covered : 5878 Repayment : CIF provided to beneficiaries through VOs is a loan repayable to MS at the rate of 9% and 6% interest. In this regard the recovery percentage of CIF is as follows. DCB: MS Level Recovery: 11

13 Demand : 31,52,617 Collection : 31,21,305 Percentage : 99% MMS Sustainability: Monthly interest earnings at MS Level Rs. 40,000 above : 5 Rs. 30,000 to 40,000 : 11 Rs. 20,000 to 30,000 : 10 Rs. 20,000 below : 2 UC s: CIF Releases : Rs Lakhs CIF Grounded : Rs Lakhs UCs Submitted : Rs Lakhs SHG BANK LINKAGE PROGRAMME The Scale of finance to the Groups increased to Rs.50000/- in 1st dose and Rs in subsequent doses, which can facilitate to start micro enterprises by the members of the Group. YEAR-WISE PROGRESS Sl. No. Year No.of SHGs Amount (Rs.In Crores) TOTAL Linkage Amount Since Inception : Rs Crores Default Amount since inception : Rs. 546 Crores Recovery Rate : % SHG BANK LINKAGE COVERAGE OF SCs, STs & BCs Sl. No. Year Total Beneficiar ies Social Category-wise beneficiaries SCs STs BCs Min Others (upto )

14 SHG-BANK LINKAGE (COVERAGE AS PER GEOGRAPHICAL AREA) Sl. No Name of the Geographical Cluster SHG-Bank Linkage done during SHG-Bank Linkage done during (upto September 2008) Phy. Fin. Phy. Fin. 1. Plan Area Coastal Area Agency area TOTAL TFI STRATEGY Total No. of Mandals : 39 YEAR Total VOs identified : 226 Total VOs extended finance under TFI : 203 Total SHGs in those VOs : 2710 Amount mobilized under TFI : Rs Crores YEAR Target Total No. of Bank Branches : 113 Total VOs identified : 226 Total TFI teams formed : 97 Financial Target under TFI (226 x 0.50) : Rs Crores Achievement sofar Strategy Physical VOs : 88 SHGs : 1250 Financial : Rs Crores TFI has been taken up in all two villages to each bank branch. All field level functionaries have been trained for proper implementation of the programme. Trained TFI CRP teams one team per bank-branch. Each team consisting four CRPs (one IB CRP, one TFI CRP, one FS CRP and one Book Keeper) 13

15 Point persons and Bank Mithras have been positioned for all Bank branches for assisting SHGs in getting bank linkage under TFI/General Linkage/Addl. Term Loans. FOOD SECURITY Hunger which is the most important issue for the poor is same every day but income fluctuates Back Ground: Objectives: Strategy: Poor spend 70% of their income on food. Lack of opportunity for regular earnings. Vulnerability due to price variations. Uncertain employment due to chronic drought. To minimize hunger gap of the poor between required and actual consumed. To ensure continuous food availability To ensure good quality / quantity food at reasonable price. To facilitate the emergence of total food security and nutritional support to the target poor. To motivate the SHGs to lift the PDs rice as per entitlement by providing small loans to the members. To establish community managed food security at competitive prices with a convenient repayment schedule. No. of VOs covered : 728 No. of Beneficiaries covered : Total Quantity of Rice supplied : MTs Total Value of Rice supplied : Rs Lakhs Quantity of other Commodities supplied : MTs Value of Other Commodities supplied : Rs Lakhs FSL CRPs STRATEGY Total No. of Mandals in DPMU : 28 Total No. of VOs : 1135 Total No. of VOs proposed to be covered : 407 Each TFI CRP Team consist one Food Security CRP exclusively for planning to implement Food Security in all TFI villages. 14

16 The Food Security CRP provides training to all SHG members on preparation of MCP and to VO Purchase/Recovery/Distribution Committees on management of the programme. Impact: The food security intervention ensures continuous supply of food and increase the psychological confidence and self esteem of the poor women. Provides (as per nutritional requirement) nutritious food as per requirement to pregnant women, lactating mothers and adolescent girls up to age of 13. Supply of iodized salt and other food commodities enhances the IQ levels of children. Significant improvement in standard of living. It enhances the voice of the poor to demand for better wages. Road ahead: By March 2009, 1,80,000 Poor beneficiaries to be covered and around 1,135 VOs to be brought under comprehensive food security. 100% POP and Poor families will be brought under this comprehensive food security cover. PAVALA VADDI (INTEREST SUBSIDY) The scheme is effective from In excess of 3% interest paid by SHGs to banks on loans taken by them under SHG Bank Linkage is being reimbursed on half yearly basis. Achievements from 2004 to 2008 : Sl. No Period No.of SHGs Amount released benefitted (Rs. in Lakhs) 1 From to From to From to From to From to TOTAL

17 JOBS Employment Generation & Marketing Mission Achievements from to (upto ) Year Target Trained Placed ,000 9,885 6, ,000 7,793 6, ,100 4,291 3,861 Trade-wise Achievements during (upto ) Trade Target Trained Placed Undergoing Training IKP-Labs G4 Security Textiles (Skilled) Textiles (Un-skilled) English, Work-readiness & Computer training Tally Construction District Model trainings TOTAL EXPENDITURE (Upto September) : Released Amount : Rs. 87,25,625/- Expenditure : Rs. 65,67,105/- Balance : Rs. 21,58,520/- Steps taken: Discussing JOBs Programme periodically by including the VO, MS and ZS Meetings Agenda. Jobs Committees formed at MS and ZS level are reviewing and monitoring the JOBs activities. JRP Strategy adopted for mobilizing the un-employed youth through VOs and MSs. Six English trainers and two Computers trainers are giving training to the candidates in English, work-readiness, computer training, personality development, grooming, communication skills, money management etc., Entered MOUs with National Academy of Construction, MAYTAS, Construction Industry Development Council, Dr.Reddy Foundation, Datapro InfoWorld, Techno Soft Solutions, Indi-German Institute of Advanced Technology, Brandix India Apparel City and G4 Security Services. 16

18 Three months training programme was conducted to 323 identified (Physical measurements, 5 KM run & written test) SC/ST/BC candidates to appear the Police Constables Selection Test on Results are yet to be released. About 270 candidates are being trained in softskills viz., ITES, Hardware, Auto CAD, CNC Machine Operator, Multimedia etc., and providing employment in ACN InfoTech, Visakhapatnam, NIDC, Visakhapatnam, Castrol Bike Zone etc., EDUCATION PRE PRIMARY EDUCATION PROGRAMME Pilot Mandals : Golugonda & Devarapalli Identified Children : 834 Boys : 415 Girls : 419 Enrolled Children : 283 Boys : 121 Girls : 162 Established Centers : 15 Golugonda : 8 Devarapalli : 7 Under Constriction Centers : 5 Golugonda : 2 Devarapalli : 3 No.of Volunteers Identified and Positioned : 20 HIGHER EDUCATION PROGRAMME RIAD MANDALS : Allocation : 250 No.of Candidates Admitted : 243 Eligible Criteria: Students belonging to Poorest of the Poor families secured more than 400 marks in 10 th Class Examination of SOCIAL WELFARE STREAM : Allocation : 150 No.of Candidates Admitted : 100 Eligible Criteria: All Social Welfare Hostels and Ashram School Students secured more than 450 marks in 10th Class Examination of TRIBAL WELFARE STREAM : Allocation : 100 No.of Candidates Admitted : 92 17

19 Eligible Criteria: All Tribal Welfare Hostels and Ashram School Students secured more than 450 marks in 10th Class Examination of PTGs STREAM : Allocation : 100 No.of Candidates Admitted : 92 Eligible Criteria: All PTGs and Disabled Candidates secured more than 350 marks and selected through a screening test conducted by the respective colleges. 18

20 COLLEGE WISE ADMISSION Sl. No Name of the Institution No.of Studen ts Admitt ed Gender Social Status Boy s Girl s Group Fee for Annum PHC per Candidat e SC ST BC OC M.P.C Bi.P.C 1 ST Installment fee Rs /- per candidate (Including Pocket Money of Rs. 3000/-) 1 Narayana Mega Sri Chaitanya Guntur Vikas TOTAL Total No.of Students admitted :

21 I N S U R E N C E INDIRA JEEVITHA BIMA PATHAKAM ( AAM ADMI BIMA YOJANA ) About Scheme Indira Jeevitha Bima Pathakam - AABY..a Group Insurance Scheme for the benefit of Rural Landless Agricultural Laborers through Life Insurance Corporation of India In a rural landless household, when everyday living is a struggle, it is difficult to face life with a smile. And it becomes even more difficult when the future of the landless labour family is uncertain. Nodal Agencies : There shall be two levels of Nodal Agencies to administer the scheme. At State level, the Society for Elimination of Rural Poverty, SERP, an autonomous body chaired by the Chief Minister of Andhra Pradesh, under the Department of Rural Development for overall facilitation, monitoring and evaluation of the Scheme. And at district level Zillah Samakhya at each district shall function as implementation agency for overall management of the Scheme. Features : Eligibility Age Group Premium Nodal Agency Rural Landless Households years Rs.200/- per member. 50% by Central Government and remaining 50% by State Government ZILLA SAMAKHYA Benifits : Natural Death Accidental Death Total permanent disability Partial permanent disability Scholarships Rs.30,000/- Rs.75,000/- Rs.75,000/- (loss of two eyes or two limbs or loss of one eye and one limb in accident) Rs.37,500/- (loss of one eye or one limb in an accident) Two children of the beneficiaries studying in 9th to 12th Standard will get Rs.300/- per quarter per child A Simple Procedure for Claim Settlements.

22 The responsibility of claims settlement has been taken by the Zillah Samakhya collecting Rs. 10/- as service charges from each insured member to meet the incidental costs to deliver quality service. Zillah Samakhyas established a Call Center and processing for Settlement of claims in all through the 365 Days with the support of trained Call Center Operators and sufficient infrastructure. The nominee / Village Organization is required to make a phone call to the call Center with the number already given to each member on the receipt of membership or on the Bond. The Call Center directs the Bima Mithras a trained Community Resource Persons who resides in the same area would visit along with Mandals Sub committee members to the bereaved family members and extend immediate financial support of Rs. 5000/- towards meeting the exigencies. Bima Mitra shall fill the claim cum discharge from with required documents and submit it to the District Level Nodal Agency i.e Zilla Samakhya who will arrange to forward the same along with the claim to the P&GS Unit of LIC. Then LIC will settle the claim by sending a cheque to the Nodal Agency who issue a DD / Cheque directly to the beneficiary. DISTRICT STATUS Total beneficiaries in the District 1,28,932 The Zillah Samakhya is the Nodal Agency. A Call Center has been established STATUS AS ON No. Deaths Occurred : 760 Natural Deaths : 721 Accidental Deaths : 36 Partial Disability : 3 No. Of cases in which initial payment of Rs. 5000/- each paid : 752 Claims registered done ( Online ) : 760 Claims Sent to LIC : 410 Claims Settled By LIC : 225 Claims Amount settled by LIC : Lakhs

23 JANA SREE BEEMA YOJANA About Scheme Jana Sree Bima Yojana a Group Insurance Scheme for the benefit of Spouses of Self Help Group Members through Life Insurance Corporation of India. In a rural household, when every day living is a struggle, it is difficult to face life with a smile. And it becomes even more difficult when the future of the family is uncertain. Features: Eligibility Age Group Premium Nodal Agency Spouses Or Son of SHG s Members years Rs.150/- per member. 50% by Member and remaining 50% by Government ZILLA SAMAKHYA Benefits: Natural Death Accidental Death Total permanent disability Partial permanent disability Scholarships Rs.30,000/- Rs.75,000/- Rs.75,000/- (loss of two eyes or two limbs or loss of one eye and one limb in accident) Rs.37,500/- (loss of one eye or one limb in an accident) Two children of the beneficiaries studying in 9th to 12th Standard will get Rs.300/- per quarter per child DISTRICT STATUS Total Persons Enrolled in the District - : 73,817 Rural : 53,605 Urban : 20,212 The Zilla Samakhya is the Nodal Agency. A Call Center has been established Total Claims Received Sofar : 30 About Scheme OTHER GROUP INSURANCE

24 A Group Insurance Scheme for the benefit of Self Help Group Members through Life Insurance Corporation of India And United India Insurance. In a rural household, when everyday living is a struggle, it is difficult to face life with a smile. And it becomes even more difficult when the future of the family is uncertain. Features: Eligibility Age Group Premium Nodal Agency Benefits: Natural Death Accidental Death Total permanent disability Partial permanent disability SHG s Members years Rs.158/- per member. ZILLA SAMAKHYA Rs.30,000/- Rs.80,000/- Rs.50,000/- (loss of two eyes or two limbs or loss of one eye and one limb in accident) Rs.25000/- (loss of one eye or one limb in an accident) DISTRICT STATUS Total SHG s women Enrolled in the District - : 60,441 Rural : 42,736 Urban : 17,705 The Zilla Samakhya is the Nodal Agency. A Call Center has been established Total Claims Received Sofar : 40 About Scheme JANA SREE BEEMA YOJANA( ) Jana Sree Bima Yojana a Group Insurance Scheme for the benefit of Self Help Group Members and their spouses through Life Insurance Corporation of India & National Insurance Corporation. In a rural household, when every day living is a struggle, it is difficult to face life with a smile. And it becomes even more difficult when the future of the family is uncertain.

25 Features : Eligibility Age Group Premium Nodal Agency SHG s Members years Women years Husband Rs.80/- per member. ZILLA SAMAKHYA Benifits : Natural Death Rs.30,000/- Accidental Death Rs.1,25,000/- Total permanent disability Rs.1,25,000/- (loss of two eyes or two limbs or loss of one eye and one limb in accident) Partial permanent disability Rs.62,500/- (loss of one eye or one limb in an accident) Scholarships Two children of the beneficiaries studying in 9th to 12th Standard will get Rs.300/- per quarter per child DISTRICT STATUS Total Persons Enrolled in the District - : 86,481 The Zillah Samakhya is the Nodal Agency. Total Claims Received Sofar : 352 Total Claims Settled Sofar : 260 No.of Scholarships sanctioned : 6500 S A N J E E V A N I Sampoorna Kutumba Arogya Pathakam Sanjeevani is a Community based and Community managed Health Welfare Scheme, promoted by Zillah Samakhya, Vishakhapatnam. This is an initiative to make Healthcare Services accessible to rural Self Help groups ( SHGs) and to promote preventive Healthcare. Scope of the Scheme: Hospitalization Cover for Surgeries and Medical Conditions Free Outpatient Consultations. Fixed discounts on Medicines Investigations Consultation by a lady doctor on specified days. Administration of the Scheme:

26 The scheme will be implemented and administered by Zillah Samakhya, in coordination with the Mandal Samakhya, and Village Samakhyas. The Role of Zillah Samakhya: The ZS is responsible for the day-to-day operation of the Scheme and will ensure service standards at provider Network for hospitalization and Diagnostics. The duties will include, Maintaining member database Issuing Photo ID cards to the families covered under the scheme Creating a network of hospitals to facilitate Cashless treatment to the beneficiaries of the scheme Facilitating the authorization process with the Network Hospitals Claims Processing and settlement. Coverage and Premium Maximum amount payable Per Family Rs. 30,000/- for surgeries (List provided). Maximum amount payable is Rs 5000/- for medical conditions other than surgeries under the Family Package 5. Premium payable is Rs. 260 per year for a family of 5. Age Limit: 0-60 Features of the Scheme: 1. Out Patient Consultation PHC level: consultation with lady doctors once in a week free of cost Network Hospital (NWH): consultation free of cost 2. Diagnostics Basic diagnostics will be done at PHC free of cost Diagnostics at NWH will be done at a fixed discounted rate. 3. Quality Medicine Free of cost at PHC level 10% Discount rate at NWH 40% discount at Drug depots of IKP (Sanjeevini health centers) and free OP and nursing care

27 4. Hospitalization covers: Cover Inpatient treatment requiring hospitalization for more than 24 hours. Cover would include consultation, investigation and room charges, medicines and consumables. 5. Medical and Secondary and Tertiary Surgical Care: Treatment provided through Referral Network Hospitals only with 100% Cashless facility. 6. Pre existing diseases are covered. 7. Treatment in General ward only. Surgeries Covered The scheme covers about 180 ailments, from 9 different medical specialities mentioned as follows: The Team 1. OBG includes normal delivery, LSCS and Hysterectomy 2. General Surgery 3. Gastroenterology 4. Orthopedics includes fracture surgeries 5. Genito-Urology 6. Endocrinology 7. ENT 8. Cardiology 9. General/ internal medicine Case Manager Role and Responsibilities 1. Coordinate the referral system of the patient 2. Regularly visit the Network Hospitals, at least once a week, and ensure that the terms and benefits of the scheme are being properly followed. 3. Regularly interact with the beneficiaries of the scheme undergoing treatment for feedback. 4. Inform the Implementing Agency (ZS) about any non-conformance, if any, and follow-up on action taken. 5. Collate data and statistics from network hospitals on the scheme every week end and Submit it to the ZS 6. Randomly verify the operated cases for authenticity of the members.

28 7. Verify the authenticity of every case received for pre-authorization and submit report to ZS. Medical Officer Role and Responsibilities 1. Approval of Preauthorization based on necessity of treatment 2. Liaison with NWH 3. Quality monitoring of service providers PROGRESS Total House Holds Covered so far : 32,840 72, No. of Net working Hospitals : No. of PHCs & CHCs : Claims Received (May-07 to April-08) : Claims Settled (May-07 to April-08) : Claims amount Settled : Lakhs 37 Lakhs Sl. No. Health Cards issued to all families covered under the scheme. 29 Case Managers trained & Positioned in all Mandals& KGH One Medical Officer trained and positioned. One District coordinator trained and position. 5 Sanjeevini health centers and drug depots manned by a medical officer, an ANM, a pharmacist and an attendant. Name of the Depot. Total OP Patients Attended DRUG DEPOTS Total Sales Amount Total Discount Given Net Sales Amount 1 S Rayavaram Anakapalli Chodavaram Narsipatnam Pendurthi Total Amount Impact ( to ) (Upto Aug.-08)

29 Free OP : No. of Patients benefited In Primary Health Centres : 11, In Networking Hospitals : 4, Diagnostic Tests 20% discount on diagnostic tests Amount benefited : 1,51,860/- 1,10,025 Drugs 10% discount on drugs Amount benefited : Rs.98,329 54,365 Impact Medical Cases treated Numbers : Amount : 8,80, Surgical Cases treated Numbers : Amount : 35,75, Claims- pay-out details No.of Total No.of Total Sl. Month Claims Amount Claims Amount No May June July August September October November December January February March April Total ACHIEVEMENT DURING NON-PESTICIDES MANAGEMENT

30 Budget Details Total Mandals covered : 12 No. of NGOs participated : 10 (in 17 Clusters) No. of MSs participated : 2 No. of villages covered : 88 DPMU : 70 TPMU : 18 No. of CAs working : 17 No. of VAs working : 85 No. of Ryoths participated : 6613 Total area covered : Acs Total Budget allotted : Rs Lakhs. Budget for each cluster : Rs Lakhs Budget for 17 clusters : Rs Lakhs Budget for ZS level : Rs Lakhs Budget so far released for Three quarters : Rs Lakhs Amount released to Mandal Samakhyas : Rs Lakhs Corps Covered in Khariff Sl.No. Name of the Crop Area Covered 1. Paddy Vegetables Cashew Blackgram Redgram Groundnut 79 TOTAL ACHIEVEMENT DURING (Upto ) Total Mandals covered : 13 No. of NGOs participated : 3 (in 30 Clusters) No. of MSs participated : 13 No. of villages covered : 150 DPMU : 125 TPMU : 25 No. of CAs working : 30 No. of VAs working : 150 No. of Ryoths participated : Total area covered : Acs Budget Details : Total Budget allotted : Rs Lakhs.

31 Budget for each cluster : Rs Lakhs Budget for 30 clusters : Rs Lakhs Budget for ZS level : Rs Lakhs Budget so far released for : Rs Lakhs Amount released to Mandal Samakhyas: Rs Lakhs Corps Covered in Khariff Sl. No. Name of the Crop Area Covered 1. Paddy Vegetables 1005 Redgram Groundnut 1407 TOTAL Steps taken: Village Immersion Programme organized in all implementation Mandals Regional workshop conducted 465 Sasya Mitra Groups formed Cluster Activists & Village Activists trained in NPM activities by the Centre for Sustainable Agriculture NPM Sub-Committees formed at VO/MS/ZS level. Methods implemented: Soil Testing conducted in Acs Summer ploughing done in Acs Green Manure applied in Acs.2682 Tank silt, compost, Neem powder applied in Acs.4781 Seed selection, seed purification and clipping of tips before transplantation done in Acs.6005 Alleys made in Ac.3263 Bird Perches installed in Acs.4380 Yellow Plates installed in Acs.3089 Phermone traps installed in Acs.380 Panchagavya sprayed in Acs.147 Impregnation of Urea with Neem cake applied in Acs.1740 Bio-fertilizer applied in Acs.86 Azolla applied in Acs.108 Planted 1109 Pongamia (Kanuga) plants D A I R Y To provide income generation to SHG members through establishment of Bulk Milk Cooling Units. Planned during the year and established 8

32 BMCU s in Visakhapatnam District at Nakkapalli, S.Rayavaram, Kotavuratla, Makavarapalem, Padmanabham, Devarapalli and Paderu Mandals. The Government of Andhra Pradesh have also issued guidelines to DRDA to act as facilitator to fill the gaps between the SHG and Dairy industries to enhance the milk production by providing veterinary support, forward and back ward linkages to SHGs The NABARD has identified certain un-economic areas and gaps in milk procurement and suggested in the potential linked credit plan to establish bulk milk cooling units to generate income to SHGs so that SHGs can get better rates. The established BMCU has been entrusted to Mandal Mahila Samakhyas for maintenance and milk procurement from SHGs and arrange payments through APDDCF Ltd., The APDDCF Ltd., who agreed to procure the milk and pay a Rs Paise per litter to BMCUS maintained by MMS. At present 2 BMCUS at S.Rayavaram and Nakkapalli running successfully. Where village dairy development committees (VDDC s) are formed in villages. Where milk procurement in assure 25 liters per day. At VDDC s milk is being procured by palamitra s from SHG members. Present procurement milk quanties at S.Rayavaram and Nakkapalli as follows: S.RAYAVARAM BMCU: Date of Functioning : Procurement of milk till date : 4,37,885 Litters NAKKAPALLI BMCU: Date of Functioning : Procurement of milk till date : HEALTH & NUTRITION COMPONENT Name of the Pilot Mandals Convergence: : Golugonda & Devarapalli District level convergence meeting with Line Depts. ( ) Net working and Strategy planning on activities with ICDS, CARE, DM&HO, SERP and VELUGU ( ) Mandal level convergence meetings conducted with line depts. at Devarapalli and Golugonda. Involved DM & HO, PD ICDS and PD DRDA, PHC-MO, CDPOs, Supervisors, all ANMs, all AWWs, MMS members and IKP Staff. Chalked out detailed NH Days schedules with covering of CATCHMENT AREAS and VO meeting schedules. Once in quarterly convergence meeting at Mandal level as well as Dist. Level regularly Health Survey & Health Action Plans:

33 Focus Group Discussions Conducted for collection of baseline data in 20 VO s out of 92 VO s in 2 Mandals. (20% of the total VO s). Reports at SPMU. Health Needs Assessment & Village Health Action Plans prepared: 54 Identification of Health Activists: 56 in 2 Mandals Formation Health sub committees formation in the VOs : 44 Committees Gaps Identified During Needs Assessment Social CIF : Health risk fund (initially focus in 6 model villages/vo s in each Mandal). Present initiated in all VOs in 2 Mandals Maternity waiting room at PHC Community Kitchen Gardens Transportation for medical urgency Health Risk Fund: In Devarapalli Mandal-Rs. 2, 61,381/- were Sanctioned and Released to 6 Village Organizations by covering 895 beneficiaries during In Golugonda Mandal Rs. 2, 35,638/- were Sanctioned and Released to 6 Village Organizations by covering 537 Beneficiaries during During , Total Health Risk Released so far both the Mandals is Rs. 4, 97,019/- by covering 1432 beneficiaries. During , Total HRF sanctioned and released to MS is Rs. 60, 00,000/- Rs. 30 lacks released to 2 pilot Mandals - Rs. 30 lacks released to 39 VOs at Golugonda Mandal - Rs. 30 lacks released to 42 VOs at Devarapalli Mandal Medical urgency Transportation: Medical urgency transportation was grounded in Devarapalli Mandal is worth of Rs. 3, 95,850/- during Corpus Accumulated in the VOs: Rs 15600/- corpus accumulated in Health Risk Fund at Golugonda Mandal and Rs 8500/- from Devarapalli Mandal during Capacity Building : Dist. Level Regular Training Programme to HAs on 28 th and 29 th of every month Regular Training Programme to Health Sub-Committee members on 18 th and 19 th of every month DPM (HND) and all HN CCs took Induction trg. on Health & Nutrition

34 DPM (HND) and All HN CCs trained by the Dr. R.S Arole, at Jamkhed. Induction training on Velugu and HN Concept to Health Activists in 2 Mandals. All general CCs and APMs oriented on health & nutrition strategy in Regional Training (Srikakulam, Vizianagaram and Visakhapatnam) at Visakhapatnam. HN CCs also participated. 10 Health Activist of model VO s from 2 HN Mandals undergone training at Jomkhed by Dr. R.S.Arole. Undergone 2 days training of Model VO s of Healthy Activities on Health Risk Fund. Orientation on Role Clarity in NH-Days to the Health Activists, AWWs in 2 Mandals Orientation to the MMS members on personal hygiene, Anemia in 2 Mandals Orientation on Iodine Deficiency Problems (IDP) to the Health Activists All HN CCs trained on RNTCP, by SERP in the month of December, 04 and intern all HAs have to be received trg. on RNTCP and HIV/AIDS. Regular training schedule (2 days) fixed for HAs in both the Mandals IEC Activities: Participated by VO s and HA in universal Immunization programmes and other health activities at Mandal and village level. Participated by MMS, CCs and HAs in World AIDS Day programmes in week long WORLD BANK & Other members Visits: Dr.G.N.V.Ramana, Senior Public Health Specialist, the World Bank, has been visited to Devarapalli Mandal on convergence in Health & Nutrition in the month of August, 04. Sri. Paramesh Shaw, Task Manager, the World Bank and his team visited to the Visakhapatnam dist on initiation of community score card at Golugonda Mandal in the month of November, 04. Sri. Vijaysekhar Kalavakonda, financial analyst insurance, the world bank, observed the convergence process and CIF generation in the month of december,04 During February, 2007, Mr. Raj Goud, a businessman in promoting Health Materials and kits from USA, visited to the Golugonda Mandal During March, 2007, Mr. Sanjay Agarwal, IAS, Social Development wing, the World Bank visited to the Golugonda Mandal Community Score Card Methodology It is a method to initiate Social Accountability in Health sector especially at PHCs level