IEEE Member Group Insurance Welcome Kit. For peace of mind beyond calculation.

Transcription

1 IEEE Mmbr Insu Wlcom Kit For pac of mind byond calculation.

2 IEEE Mmbr Insu Program: Th pac of mind that coms from putting IEEE bnfit xprts on your sid. EXCEPTIONAL PROGRAM FOR TECHNOLOGY PROFESSIONALS For 49 yars, th IEEE Mmbr Insu Program has hlpd tchnology profssionals fac thir futurs with confidnc... by dlivring quality bnfit plans tailord to today s most common financial challngs. A wid rang of xclusiv lif insu options hlp mmbrs protct thir lovd ons against th financial impact of a suddn fatal accidnt or illnss. Profssional liability covrag hlps mmbrs protct thir carr in cas thy r namd in a lawsuit. Gatway Intrnational Travl Insu Plans dlivr valuabl mdical and accidnt bnfits for mmbrs who travl or work in a forign country. Why mmbr bnfits from IEEE? Som nw mmbrs hav wondrd why th IEEE Mmbr Insu Program is such a popular option for tchnology profssionals. Aftr all, th goal of IEEE is to hlp tchnology profssionals lvrag today s tchnology to crat innovations for our futur. So why dlivr insu bnfits as wll? Th answr is asy. With mor than 397,000 mmbrs, IEEE can st up th group plans that many financial xprts rcommnd. Plus, bcaus fw mployrs can offr th sam significant group buying powr, th IEEE Mmbr Insu Program may provid a mor conomical option for tchnology profssionals.

3 IEEE-SPONSORED PLANS DELIVER EXTRA VALUE Th Cornrstons of Valu Th IEEE Mmbr Insu Program was built upon on guiding principl: Evry bnfit option must dlivr xcptional valu to th IEEE mmbr. As a rsult, IEEE-sponsord plans must mt rigorous standards bringing you first-class covrag at an xcptional pric from companis you can rly on. Quality Bnfits: Whn building a nw bnfit, IEEE starts with plans that offr th most popular and most cost-fficint bnfits availabl. Exclusiv provisions ngotiatd spcifically for IEEE mmbrs tak ths plans to a highr lvl. Thn ach plan is compard to othrs on th markt to mak sur IEEE bnfits stand as som of th bst options availabl to tchnology profssionals. Rats Spcifically Ngotiatd: Th bst bnfits in th world man nothing if thy r pricd so high that th avrag mmbr can t afford thm. That s why IEEE lvrags th group buying powr of mor than 397,000 mmbrs to hlp kp costs down on all IEEE-sponsord plans. Top-Rankd Businss Partnrs: Whn it coms to insu bnfits, WHO you work with can b just as important as WHAT you do. That s why th IEEE Mmbr Insu Program only tams up with companis baring th highst rankings from industry analysts. Ths rigorous standards nsur that only th most rspctd companis with stablishd rcords of solid bnfits and dpndabl srvic ar includd in your IEEEsponsord bnfit options. Advocacy For IEEE Mmbrs: You can rst assurd with th bnfit xprts at IEEE standing strong bsid you. You ll nvr b tratd lik just a numbr and you can always rly on this advocacy if you hav qustions on your covrag. It all adds up to an unyilding commitmnt to xcllnc and valu. To nsur ach plan offrd through th IEEE Mmbr Insu Program stands as a rliabl safty nt for tchnology profssionals now and yars into th futur.

4 CUSTOMIZED BENEFITS: FROM EARLY CAREER TO RETIREMENT Bnfits Tailord To Evry Stag of Your Lif Th bnfit nds of a nw graduat can b vastly diffrnt than thos for a tchnology profssional with an stablishd carr, a growing family, and prhaps vn drams of arly rtirmnt. Lat Carr/Rtirmnt: As you wind down your tchnology carr, you may nd to rplac mployrsponsord bnfits with mor flxibl covrag that can mov with you into th nxt phas of your lif. That s why th IEEE Mmbr Insu Program offrs a wid-ranging suit of bnfit options standing by your sid starting in th arly stags of your carr and following you through to rtirmnt. Slf-Employd Mmbrs: Bfor you tak th lap into starting your own businss, it s important to st up a strong safty nt for your financs at th sam tim. IEEE mmbr bnfits can b an asy, costffctiv solution. Early Carr: Whn you start your carr, it s also critical to lay th foundation for your financial plan at th sam tim. This includs taking a clos look at th bnfits offrd by your mployr... and taking stps to hlp fill in any gaps with th IEEE Mmbr Insu Program. Mid-Carr: As you grow in your carr, it s important to rviw your bnfits to mak sur your covrag has kpt up with incrass in salary and growing rsponsibilitis. For many tchnology profssionals, th cost-ffctiv bnfits offrd through th IEEE Mmbr Insu Program prov to b an idal way to hlp fill th hols in thir family s financial plan.

5 Magazin Advrtismnts prpar As you tur... fu th for You c Lif r Lvl 10-Ya Lif Insu r Lvl 20-Ya Lif Insu c Dntal tal Insu d Dn Enhanc c Mdical Short work to chang th futur. to Prparrotct it. hlp p wrd by thlikxpyortiu.s po ur is sionals onal insu profs Th fut p with prs br Grou ion of futur, IEEE Mm in that Short and vis plac brs. Th tal and up br Grom: n. gra IEEE Mm calculatio c Pro byond mind For pac of Dn r your IEEE mm dabl Lif, cial hlp scu td for Lt us uat finan ty of affor ly cra hav adq. Evn if you xclusiv s a vari plans sur you grow ram offr you. mak Prog bilitis n with s to hlp c rsponsi protctio ical plan gs and insuranc lif chan Md tak your ibl. And s as your is poss you can rsourc ly s r jobs, anything your fami to oth and you know mov, futur rrow your for tomo protct rady to hlp As you rason ity, bst th ligibil that s costs, scurity. turs, g and financial W work to protct it. Important rmindrs about our most popular plans on fa covra rmation s, trms of r info ion today. For mo limitat onlin bility, rnwa s, call or go ion xclus Advrtismnts in Spctrum, Potntials and Th Institut hlp kp IEEE mmbrs awar of som of our most popular IEEE-sponsord options. Mailings ar snt to IEEE mmbrs who may hav a prssing nd for crtain typs of covrag. Onlin bannr advrtising or -nwslttr alrts oftn contain important bnfit updats or announc th introduction of a nw mmbr bnfit option. Onlin Bannr Advrtismnts Quick rmindrs of important mmbr bnfit options E-nwslttr Alrts Tim-snsitiv announcmnts on th IEEE-sponsord insu plans W Ha v Lt us hlp scur your plac in that futur, with prsonal and profssional insu xclusivly cratd for IEEE mmbrs. IEEE Lif Insu plans ar undrwrittn by No ma stabl on of th most financially ttr in Amrica, insu companisgr at your how grand yo dsig whil faturing affordabl group rats Wh n, you ur ida or vn Plus, slfand outstanding srvic.thr ho can t mploy lawsuits. d scap w Prot can jobs, you if you mov to othr ct your or moonligh a prof risk. ting, you slf agai ssional with you. tak your protction ar at nst th liabi mm You Co vrd. lity claim risk for brs can cost and potntial. Th Prof hlp prot srious a claim cons ssion. Our ct RES d 1 IEEE Diffrnt bnfit options appal to diffrnt mmbrs at diffrnt stags of thir carr. As a rsult, IEEE snds multipl communications throughout th yar to targtd groups of mmbrs. You Ha v Big Id Th as. Th futur is powrd by th xprtis and vision of profssionals lik you. NE W 3-I EEE (43 tion Ad Dlivring Important Updats On Targtd Bnfits 20-Yar Lvl Lif Insu FEATU Call 1-8 Targtd mssags to illustrat plans that may b idal for you 10-Yar Lvl Lif Insu quncs al Liab stron Andg mm your assts You know anything s most possibl. ility Prog comprh of and br part ram for nsiv 10% prm to hlp protct icipation rputation in that s th bst rason IEEE th allows ium crd programs at us to offr vnt of scurity. a ras your your futur and in thfamily s it is avai IEEE Risk onabl labl to on of cost. In Manjust thos Mor than 53,000 IEEE mmbrs agmnt addition, th Prog for Prof mmbrs who a IEEE thfat lik you alrady usram ssional urs Enginr participat Includ Want to Lif Insu Program. : s cour Cov s. rag futur?bgins imm scur your plac in th rtn nt All Stud Fnl.ind Plans_ s Insu t All Plan dn IEEE Stu lica Pub tion for To larn IEEE Pro mor about th Progra fssional Lia m, pl bility as call or vis it insuranc. com/pl diatly most insu sinc Covrag rd mm thr is no ddu for Tch today! brs Call us or go onlin ctibl nology Licnsin or rlatd g boar srvics d df Choic ns cov at no addi in limit rag tional s of liabi cost Exprt lity optio lgal coun ns to m sl to Prmium t your rprsn risk nd financing t you s Rliabl, to hlp tntials.com/po or may not b York, vary Nw su mnt. Plans may on Av., ny, 51 Madis, Inc. w.iin c Program Manag Smith c Compa ) ury & 4 (7/09 visit ww Sabury & SmithrittnIn York Lif Sab by Nw ) or AG-69 in CA Nw York. undrw City of Inc. d/b/a c plans ar ny in th ry & Smith,Lif c Compa of Sabu Lif s, a srvic20-yar Lvl Stats and Srvic Th Unitd Lif Affinity rittn by r Lvl ny. by Marsh Lif, 10-Ya ar undrw c Compa strd c plans m is admini Th by Tim d Dntal This prograin all stats. GMR. administrd Enhanc l availab on Policy Form c and rittn and is undrw NY c plan Dntal al Th olor Mdic 4-C Th Short Mmbr Mailings Lif Insu financiall y-stabl balanc budgts insuranc und Call This program IEEE Mm rwritr CA #06330 is admini br Gro strd by Program 05. Covra For pac up Insu. This plan g is only Marsh Affinity of mind Srvic is undrw availabl in th rittn by Program byond Crtain Unitd Stats s, a srvic of calculatio Undrw Sabur : y & Smith, ritrs at of Amrica. You n. Lloyd s of London must b an Inc. d/b/a in IEEE mmb CA Sabur. y & Smith r to apply for th IEEE Profss c Program x 10.5 ional Liabilit y Sabury This program is administrd by Marsh Affinity Srvics, a srvic of Sabury & Smith, Inc. d/b/a in CA Sabury & Smith Insu Program & Smith Sabury & Smith, Inc. Managmnt.Covrag may vary or may not b availabl in all stats. Th Lif, 10-Yar Lvl Lif and 20-Yar Lvl Lif, Inc. XXXXX /09 Insu plans ar undrwrittn by Nw York Lif Insu Company, 51 Madison Av., Nw York, NY on Policy Form GMR. (06/09 ) 0 AM 9:39:4 7/7/09 Program: Insu IEEE mind byond calculation. ofds For pac No Bl s Procs To larn mor visit or call IEEE(4333) or visit ins u.com/p l HOW IEEE TELLS MEMBERS ABOUT BENEFIT OPTIONS Hr ar just a fw of th communications you might rciv or s in th coming months:

6 With mor than 397,000 mmbrs to kp informd, sprading th nws about th IEEE Mmbr Insu Program can b a big job. That s why w v dvlopd multipl ways for you to find out mor about your insu bnfit options. Call IEEE (4333) for lif and halth products Call Erin Fltt at for profssional liability Th frindly customr srvic staff for th IEEE Mmbr Insu Program is highly-traind in ach of your bnfit options. That mans thy undrstand plan bnfits and can hlp you quickly answr any qustions you may hav rgarding th IEEE Mmbr Insu Program. Hours ar: Monday Friday 7:30 a.m. 6:00 p.m. (Cntral tim) HOW TO FIND OUT MORE TODAY Rady to find out mor about your IEEE Mmbr Insu Program Bnfits? [email protected] Visit Hav a spcific qustion about an IEEE bnfit? Or want to ask about an insu plan whn our customr srvic call cntr is closd? Just snd a quick mail. Th sam bnfit xprts who answr your phon calls ar also traind to convnintly handl qustions via mail as wll. You can find a walth of bnfit information at our xclusiv mmbr bnfits insu Wb sit. In addition to information on th sponsord group plans, th Wb sit also includs articls and tools to hlp you pinpoint th typ of covrag that s right for you and your lovd ons.

7 IEEE Mmbr Insu Program: Solid protction. Attractiv group rats. Th pac of mind that coms from putting IEEE bnfit xprts on your sid. IEEE prohibits discrimination, harassmnt and bullying. For mor information, visit Lif and halth plans ar availabl to rsidnts of Canada through Marsh Canada Limitd. Stvn Frtwll, an mploy of Marsh Canada Limitd, acts as a brokr with rspct to th rsidnts of Canada. Th Profssional Liability Insu Plan is availabl to rsidnts of Canada through R&Q Risk Srvics Canada Limitd. Scott Saddington, Chif Excutiv Officr of R&Q Risk Srvics Canada Limitd, acts as an agnt with rspct to rsidnts of Canada B8231 (1/11) Sabury & Smith, Inc. 2011