Business Current Account. Simpler, clearer pricing

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1 Business Current Account Simpler, clearer pricing

2 We re introducing simpler and clearer fees for your Business Current Account, from 23 rd February 2015, replacing our existing fees. Here are the main changes: 1. Electronic and automated payments down to 10c each from 24c each 1 These payments include online and phone banking transactions, Tablet and Mobile App transactions, Business On Line transactions, direct debits, direct credits, Electronic Funds Transfer, standing orders, and debit card point of sale transactions. 2. ATM transactions will increase to 25c each from 24c each This charge will apply to all cash withdrawals and lodgements using ATM and Lodgement ATM machines. 3. Reduction in Business On Line subscription We re reducing the monthly subscription cost for Business On Line customers. }} Level 1 & 2 subscriptions will be reduced to 10 per month from 15 per month }} Level 3 subscription will be reduced to 55 per month from 70 per month The 365 online and phone service will remain free of charge. 4. Paper and over the counter transactions will increase to 60c each from 37c each (or 39c each if over 1,500 transactions per quarter) This includes all paper lodgements and withdrawals, credit transfers, cheques and over the counter staffassisted transactions. Each cheque contained in a lodgement will be charged at 60c each (previously 20c each). 5. Revised cash and coin handling charges We will now be charging 60c per 100 for notes lodged/paid in or notes withdrawn/paid out. Notes exchanged for notes will increase to 1.20 per 100 from 0.96 per 100. A coin handling charge of 3 per 100 will apply for coins lodged/paid in or coins withdrawn/paid out.

3 6. Quarterly Business Current account maintenance fee The quarterly account maintenance fee will increase to per quarter from 5.25 per quarter for all active and inactive current accounts. 7. Business chequebooks now 20c per cheque The Bank is introducing a new chequebook charge of 20c per cheque. Customers who have a standard chequebook of 50 cheques will be charged in addition to Government Stamp Duty, currently 25. This charge will be debited from the account when the chequebook is issued. 8. Contactless payments will be 1c Contactless payments are available on Bank of Ireland Visa Debit cards with the contactless symbol on them. Our new pricing will encourage all our customers to register for and use more cost-efficient ways to bank. Online and automated banking transactions will be 50c cheaper than paper and staff assisted transactions, so business customers who use these services will see a reduction in their fees. Our new fees at a glance Business Current Account Transaction, Maintenance and Cash Handling Fees per transaction Business Current Account New fee per transaction from 23 February 2015 Contactless Card Transactions 1 0c 1c Automated Transactions e.g. Debit card transactions 1, Direct Debits, Standing orders and online and phone banking transactions 1, Tablet and Mobile App transactions 1 ATM and Lodgement ATM withdrawals and lodgement transactions 24c 24c 10c 25c Paper/Staff Assisted Transactions e.g. Cheque/paper lodgements and withdrawals over the counter using paper or debit card 37c or 39c if over 1,500 transactions per quarter 60c Credit Transfers 44c 60c Items contained in a lodgement to your account (e.g. cheques) 20c 60c 2

4 Business Current Account Maintenance and Cash Handling Fees Maintenance Fee per quarter Notes lodged / paid in Notes withdrawn / paid out 5.25 per quarter per quarter per per 100 Notes exchanged for notes 0.96 per per 100 Coin Handling 2.00 per per 100 Business Current Account: Online Service Fees Business On Line - Level 1/2 15 per month 10 per month 3 Business On Line - Level 3 70 per month 55 per month Phone & Online No charge No charge Business Current Account: Service Fees Chequebook issuing charge per cheque No charge Carbonised chequebook 4.06 per book ( 5.00 per book plus 0.20 chequebook issuing charge) 1. Cross border handling charges may apply. Domestic Contactless transactions will be free until and will be charged at 1c thereafter. 2. If you do not use your account in the fee quarter commencing, we will waive the quarterly account maintenance fee. However, from the fee quarter commencing 24 August 2015, we will apply the maintenance fee to all business and non-personal current accounts regardless of activity. Customers who have an inactive account should contact their branch to either reactivate the account or close it. 3. BOL Level 1 / 2, no monthly subscription charge will apply to add a 2nd, 3rd or subsequent company. For BOL Level 3, a monthly subscription charge of will apply to add a 2nd company and for a 3rd and subsequent company. 4. We will debit a new chequebook issuing charge of 0.20 per cheque from your account when we send you a standard chequebook. This charge is in addition to the Government Duty 0.50 per cheque and the applicable transaction fee for cheques, i.e per cheque. 3

5 Bank of Ireland is regulated by the Central Bank of Ireland.

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