Consumer Schedule of Service Charges and Fees Free Checking

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1 Free Checking All markets BASIC INFORMATION > Required minimum to open - $5 > No minimum balance requirement and no monthly service charge DEBIT CARDS PNC Bank Visa Check Card and PNC Banking Card Fees: > PNC Bank Visa Check Card No charge > Specialty Visa Check Cards are charged a $0 annual fee. Specialty cards included: PNC Park, Pittsburgh Steelers, WBS Penguins, Washington Nationals, Detroit Pistons, Cleveland Browns, Philadelphia Flower Show ($5 of the $0 is donated to the PA Horticultural Society annually), USA Flag ($5 of the $0 is donated to the American Red Cross annually). > Banking Card linked to a checking account: $0 per year This fee will be charged to your checking account on the date of the card opening, and annually on the anniversary date thereafter. This fee does not apply to University ID cards linked to a checking account or checking account customers participating in PNC's Primary Access Program. > Check and Banking Card Replacement Fee: $7.50 > Expedited Card Delivery: $5 PNC Bank ATM Transaction Fees: Per withdrawal, deposit, transfer or balance inquiry. Not all ATMs accept deposits. > At PNC Bank ATMs: No charge > At non-pnc Bank ATMs in the United States, Canada, Puerto Rico, U.S. Virgin Islands: Fees reimbursed for Free Checking accounts that maintain an average monthly balance of at least $,000 during the current statement period Fees reimbursed for Free Checking accounts opened through our WorkPlace Banking Program each month a qualifying direct deposit of $400 or more is received, regardless of account balance $ for all other accounts > At non-pnc Bank ATMs in all other countries/locations: Fees reimbursed for Free Checking accounts that maintain an average monthly balance of at least $,000 during the current statement period Fees reimbursed for Free Checking accounts opened through our WorkPlace Banking Program each month a qualifying direct deposit of $400 or more is received, regardless of account balance $3.50 for all other accounts Other Financial Institutions ATM Fees: > Fees reimbursed for Free Checking accounts that maintain an average monthly balance of at least $,000 during the current statement period > Fees reimbursed for Free Checking accounts opened through our WorkPlace Banking Program each month a qualifying direct deposit of $400 or more is received, regardless of account balance > Fees will not be reimbursed for all other accounts EFORM689

2 Check Card Cash Advance Fee > $3 assessed for each cash advance at a branch teller at any PNC Bank branch > $5 assessed for each cash advance at a branch teller at any other financial institution that accepts VISA International Purchases and Cash Advances Fee >.5% of the transaction amount In the event we determine in our sole discretion that there has been fraudulent or excessive ATM usage on your account, we will not be obligated to reimburse you for any related surcharge fees and you will be liable to repay all related surcharge fees for which we have reimbursed you. PNC Bank charges apply for use of another financial institution's or ATM operator's ATMs. Additionally, other financial institutions and/or ATM operators may charge for using their ATMs. PNC will reimburse these fees at the end of each statement cycle where the average monthly balance in the Free Checking account is $,000 or more, or the Free Checking account in our WorkPlace Banking Program maintains a qualifying direct deposit of $400 or more. Fees for savings or money market transactions will not be reimbursed in either case. A qualifying direct deposit is defined as a recurring direct deposit of a paycheck or pension electronically deposited into a checking account each statement cycle. Direct deposits must be made by an employer or an outside agency. Transfers from one account to another or deposits made at a branch or ATM do not qualify as direct deposits. 00 The PNC Financial Services Group, Inc. All rights reserved. Form Effective Date 06/07/0 Para servicio en español, -866-HOLA-PNC TT: PNC-BANK

3 Performance Checking All markets BASIC INFORMATION > Required minimum to open - $5 > $,500 average monthly balance requirement > $5 monthly service charge if requirement not met > Balance earns interest > Minimum daily balance to obtain the Annual Percentage Yield: $,000 - $9, $0,000 - $49, $50,000 - $99, $00,000 + For current interest rate and Annual Percentage Yield information call -888-PNC-BANK ( ). DEBIT CARDS PNC Bank Visa Check Card and PNC Banking Card Fees: > PNC Bank Visa Check Card No charge > Specialty Visa Check Cards are charged a $0 annual fee. Specialty cards included: PNC Park, Pittsburgh Steelers, WBS Penguins, Washington Nationals, Detroit Pistons, Cleveland Browns, Philadelphia Flower Show ($5 of the $0 is donated to the PA Horticultural Society annually), USA Flag ($5 of the $0 is donated to the American Red Cross annually). > Banking Card linked to a checking account: $0 per year This fee will be charged to your checking account on the date of the card opening, and annually on the anniversary date thereafter. This fee does not apply to University ID cards linked to a checking account or checking account customers participating in PNC's Primary Access Program. > Check and Banking Card Replacement Fee: $7.50 > Expedited Card Delivery: $5 PNC Bank ATM Transaction Fees: Per withdrawal, deposit, transfer or balance inquiry. Not all ATMs accept deposits. > At PNC Bank ATMs: No charge > At non-pnc Bank ATMs in the United States, Canada, Puerto Rico, U.S. Virgin Islands: No charge > At non-pnc Bank ATMs in all other countries/locations: No charge Other Financial Institutions ATM Fees: Fees reimbursed EFORM6830

4 Check Card Cash Advance Fee > $3 assessed for each cash advance at a branch teller at any PNC Bank branch > $5 assessed for each cash advance at a branch teller at any other financial institution that accepts VISA International Purchases and Cash Advances > Fee of.5% of the transaction amount See our Account Agreement for Personal Checking, Savings and Money Market Accounts, Interest Payment and Balance Computation section for details. In the event we determine in our sole discretion that there has been fraudulent or excessive ATM usage on your account, we will not be obligated to reimburse you for any related surcharge fees and you will be liable to repay all related surcharge fees for which we have reimbursed you. 00 The PNC Financial Services Group, Inc. All rights reserved. Form Effective Date 03//0 Para servicio en español, -866-HOLA-PNC TT: PNC-BANK

5 Performance Select Checking All markets BASIC INFORMATION > Required minimum to open - $5 > $0,000 average monthly balance requirement > $5 monthly service charge if requirement not met > Up to 9 free additional checking accounts. Balances from all linked checking accounts can be combined to meet the average monthly balance requirement. > Up to 5 free Statement Savings and Premium Money Market accounts > Balance earns interest > Minimum daily balance to obtain the Annual Percentage Yield: $,000 - $9, $0,000 - $49, $50,000 - $99, $00,000 + For current interest rate and Annual Percentage Yield information call -888-PNC-BANK ( ). DEBIT CARDS PNC Bank Visa Check Card and PNC Banking Card Fees: > PNC Bank Visa Check Card No charge > Specialty Visa Check Cards are charged a $0 annual fee. Specialty cards included: PNC Park, Pittsburgh Steelers, WBS Penguins, Washington Nationals, Detroit Pistons, Cleveland Browns, Philadelphia Flower Show ($5 of the $0 is donated to the PA Horticultural Society annually), USA Flag ($5 of the $0 is donated to the American Red Cross annually). > Banking Card linked to a checking account: $0 per year This fee will be charged to your checking account on the date of the card opening, and annually on the anniversary date thereafter. This fee does not apply to University ID cards linked to a checking account or checking account customers participating in PNC s Primary Access Program. > Check and Banking Card Replacement Fee: $7.50 > Expedited Card Delivery: $5 PNC Bank ATM Transaction Fees: Per withdrawal, deposit, transfer or balance inquiry. Not all ATMs accept deposits. > At PNC Bank ATMs: No charge > At non-pnc Bank ATMs in the United States, Canada, Puerto Rico, U.S. Virgin Islands: No charge > At non-pnc Bank ATMs in all other countries/locations: No charge Other Financial Institutions ATM Fees: Fees reimbursed EFORM683

6 Check Card Cash Advance Fee: No charge International Purchases and Cash Advances > Fee of.5% of the transaction amount See our Account Agreement for Personal Checking, Savings and Money Market Accounts, Interest Payment and Balance Computation section for details In the event we determine in our sole discretion that there has been fraudulent or excessive ATM usage on your account, we will not be obligated to reimburse you for any related surcharge fees and you will be liable to repay all related surcharge fees for which we have reimbursed you. 00 The PNC Financial Services Group, Inc. All rights reserved. Form Effective Date 03//0 Para servicio en español, -866-HOLA-PNC TT: PNC-BANK

7 Foundation Checking All markets BASIC INFORMATION > Required minimum to open - $5 > No minimum balance requirement and no monthly service charge DEBIT CARDS PNC Bank Visa Check Card and PNC Banking Card Fees: > PNC Bank Visa Check Card No charge > Specialty Visa Check Cards are charged a $0 annual fee. Specialty cards included: PNC Park, Pittsburgh Steelers, WBS Penguins, Washington Nationals, Detroit Pistons, Cleveland Browns, Philadelphia Flower Show ($5 of the $0 is donated to the PA Horticultural Society annually), USA Flag ($5 of the $0 is donated to the American Red Cross annually). > Banking Card linked to a checking account: $0 per year This fee will be charged to your checking account on the date of the card opening, and annually on the anniversary date thereafter. This fee does not apply to University ID cards linked to a checking account or checking account customers participating in PNC s Primary Access Program. > Check and Banking Card Replacement Fee: $7.50 > Expedited Card Delivery: $5 PNC Bank ATM Transaction Fees: Per withdrawal, deposit, transfer or balance inquiry. Not all ATMs accept deposits. > At PNC Bank ATMs: No charge > At non-pnc Bank ATMs in the United States, Canada, Puerto Rico, U.S. Virgin Islands: $ > At non-pnc Bank ATMs in all other countries/locations: $3.50 Other Financial Institutions ATM Fees: Fees will not be reimbursed Check Card Cash Advance Fee > $3 assessed for each cash advance at a branch teller at any PNC Bank branch > $5 assessed for each cash advance at a branch teller at any other financial institution that accepts VISA International Purchases and Cash Advances > Fee of.5% of the transaction amount 00 The PNC Financial Services Group, Inc. All rights reserved. Form Effective Date 03//0 Para servicio en español, -866-HOLA-PNC TT: PNC-BANK EFORM683

8 Premium Money Market All markets BASIC INFORMATION > $00 required minimum to open > $,000 average monthly balance requirement > $0 monthly service charge if requirement not met > Balance earns interest > Minimum daily balance to obtain the Annual Percentage Yield: $.00 - $ $,000 - $9, $0,000 - $4, $5,000 - $49, $50,000 - $99, $00,000 - $499, $500,000 + For current interest rate and Annual Percentage Yield information call -888-PNC-BANK ( ). DEBIT CARDS PNC Banking Card No charge Card Replacement: $7.50 Expedited Card Delivery: $5 PNC Bank ATM Transaction Fees: Per withdrawal, deposit, transfer or balance inquiry. Not all ATMs accept deposits. > At PNC Bank ATMs: No charge > At non-pnc Bank ATMs in the United States, Canada, Puerto Rico, U.S. Virgin Islands: $ > At non-pnc Bank ATMs in all other countries/locations: $3.50 Other Financial Institutions ATM Fees: Fees not reimbursed See our Account Agreement for Personal Checking, Savings and Money Market Accounts, Interest Payment and Balance Computation section for details 00 The PNC Financial Services Group, Inc. All rights reserved. Form Effective Date 06/07/0 Para servicio en español, -866-HOLA-PNC TT: PNC-BANK EFORM6833

9 Statement Savings Delaware, Florida, Illinois, Indiana, Kentucky, Michigan, Missouri, New Jersey, New York, Ohio, Pennsylvania, West Virginia, Wisconsin and out of market BASIC INFORMATION > $5 required minimum to open > $400 average monthly balance required to avoid the monthly service charge. You can also avoid the monthly service charge, regardless of the average monthly balance, with an Auto Savings transfer of $5 or more each month from your PNC checking to your savings account. > $4 monthly service charge if requirement not met No fee for account holders under 8 Fee waived for first year for Foundation Checking customers > $3 per withdrawal after 3 each month if the balance falls below $,500 (includes transfers out of the account, but not overdraft protection transfers to your checking account). No fee for account holders under 8. > Balance earns interest > Minimum daily balance to obtain the Annual Percentage Yield: $.00 + For current interest rate and Annual Percentage Yield information call -888-PNC-BANK ( ). DEBIT CARDS PNC Banking Card No charge Card Replacement: $7.50 Expedited Card Delivery: $5 PNC Bank ATM Transaction Fees: Per withdrawal, deposit, transfer or balance inquiry. Not all ATMs accept deposits. > At PNC Bank ATMs: No charge > At non-pnc Bank ATMs in the United States, Canada, Puerto Rico, U.S. Virgin Islands: $ > At non-pnc Bank ATMs in all other countries/locations: $3.50 Other Financial Institutions ATM Fees: Fees not reimbursed See our Account Agreement for Personal Checking, Savings and Money Market Accounts, Interest Payment and Balance Computation section for details 00 The PNC Financial Services Group, Inc. All rights reserved. Form Effective Date 06/07/0 Para servicio en español, -866-HOLA-PNC TT: PNC-BANK EFORM6834O

10 Savings Max All markets BASIC INFORMATION > $00 minimum is required to open > $0,000 average monthly balance requirement > $5 monthly service charge if balance requirement is not met. Minimum daily balance to obtain the Annual Percentage Yield (APY): > 0 - $9,999 (no interest) > $0,000 - $4, > $5,000 - $49, > $50,000 - $99, > $00,000 - $499, > $500,000 - $999, > $,000,000 + For current interest rate and APY information call -888-PNC-BANK ( ), or stop by your local PNC Bank Branch Statements Savings Max will receive a monthly statement. DEBIT CARDS PNC Banking Card No charge Card Replacement: $7.50 Expedited Card Delivery: $5 PNC Bank ATM Transaction Fees: Per withdrawal, deposit, transfer or balance inquiry. Not all ATMs accept deposits. > At PNC Bank ATMs: No charge > At non-pnc Bank ATMs in the United States, Canada, Puerto Rico, U.S. Virgin Islands: $ > At non-pnc Bank ATMs in all other countries/locations: $3.50 Other Financial Institutions ATM Surcharge Fees: Fees not reimbursed See our Account Agreement for Personal Checking, Savings and Money Market Accounts, Interest Payment and Balance Computation section for details 00 The PNC Financial Services Group, Inc. All rights reserved Form Effective Date 03//0 Para servicio en español, -866-HOLA-PNC TT: PNC-BANK EFORM6836

11 Passbook Savings Available in Wisconsin and Illinois (Cook, Dupage, Kane, Kendall, Lake, McHenry and Will counties only) BASIC INFORMATION > $5 required minimum to open > $00 average monthly balance requirement > $4 monthly service charge if balance requirement is not met. - No fee for account holders under 8 > Balance earns interest > Minimum daily balance to obtain the Annual Percentage Yield (APY): $.00 - $9, $0,000 - $4, $5,000 - $49, $50,000 + For current interest rate and Annual Percentage Yield information call -888-PNC-BANK ( ) DEBIT CARDS PNC Banking Card No charge Card Replacement: $7.50 Expedited Card Delivery: $5 PNC Bank ATM Transaction Fees: Per withdrawal, deposit, transfer or balance inquiry. Not all ATMs accept deposits. > At PNC Bank ATMs: No charge > At non-pnc Bank ATMs in the United States, Canada, Puerto Rico, U.S. Virgin Islands: $ > At non-pnc Bank ATMs in all other countries/locations: $3.50 Other Financial Institutions ATM Surcharge Fees: Fees not reimbursed See our Account Agreement for Personal Checking, Savings and Money Market Accounts, Interest Payment and Balance Computation section for details A federal regulation requires us to provide you with a periodic statement of account activity at least quarterly, and in each month in which electronic activity has occurred. 00 The PNC Financial Services Group, Inc. All rights reserved Form Effective Date 06/07/0 Para servicio en español, -866-HOLA-PNC TT: PNC-BANK EFORM793

12 Applicable to All Deposit Accounts Delaware, Florida, Illinois, Indiana, Kentucky, Michigan, Missouri, New Jersey, New York, Ohio, Pennsylvania, West Virginia, Wisconsin and out of market ONLINE BANKING AND TELEPHONE BANKING ( ) Online Banking or Telephone Banking No charge for the following for all accounts - Automated account information - Automated transfers - Automated check orders (applicable check order charges apply) Telephone Transfers > Automated Transfers - no charge > Customer Service Representative Assisted Transfers - No charge for Performance Select Checking - $ per transfer for transfers that originate from Performance Checking - $3 per transfer for transfers that originate from all other checking, savings and money market accounts Online Bill Pay: No charge for consumer checking accounts Online Banking and Bill Payment through Quicken : No charge for consumer checking accounts Quicken is a registered trademark of Intuit Inc. OTHER ACCOUNT CHARGES AND SERVICES Overdraft Item Fee: > Assessed when the available balance in your account is insufficient to cover an item presented for payment and the item is paid. Returned Item Fee (NSF): > Assessed when the available balance in your account is insufficient to cover an item presented for payment and the item is returned unpaid (Non-Sufficient Funds). Examples of items presented for payment: checks, ATM transactions, debit card point of sale transactions, ACH payments and other debit items. Overdraft Item Fee and Returned Item Fee (NSF): - First Occurrence in current and previous eleven service charge cycles (limit of 4 charges per day) $5 per item - Additional Occurrences (limit of 4 charges per day) $36 per item If your account is overdrawn by $5 or less after all transactions are posted for the day, any overdraft item fees for that day will be automatically refunded to your account. An occurrence is a day with at least one overdraft item or one returned item. All overdrafts, including those below $5, are considered an occurrence for future item pricing. Continuous Overdraft Charge: $7 assessed each day your account remains overdrawn for a period greater than 4 consecutive calendar days, up to a maximum of $98. This charge is in addition to any Overdraft Item Fees or Returned Item Fees (NSF) assessed. EFORM686

13 OTHER ACCOUNT CHARGES AND SERVICES (continued) Return of Deposited or Cashed Item: $0 each Redeposit of Returned Deposited or Cashed Item: No charge 3 Overdraft Protection Transfers From a PNC Bank checking, savings or money market account the exact amount of the overdraft plus applicable fees will be transferred. From a credit card, the minimum automatic transfer is $50. - No charge for Performance Select Checking - $5 per transfer for Performance Checking - $0 per transfer for all other accounts Overdraft protection can also be established via a line of credit subject to applicable Account Agreements 3 and/or Disclosure Statements. Regulation D Violation Fee: $5 assessed for each violation beyond the first within twelve service charge cycles. A violation occurs when you surpass the permissible number of transactions from a savings or money market account during a service charge cycle period. Early Closure Fee: $5 assessed when your checking, savings or money market account is closed within 80 days of the date the account was opened. Collection Charge-off: $30 per account Legal Process Charge: $00 plus, when applicable, bank's actual attorney fees and court costs. Interim Statements: $5 per statement Stop Payment Order (including checks, preauthorized debits, electronic transfers and recurring preauthorized payments through Visa Check Card) > No charge for Performance Checking or Performance Select Checking > $3 per item for all other accounts Checks and Additional Deposit Tickets > Varying amounts depending on style selected. > Free PNC Exclusive design (wallet only) for Performance Checking or $8 discount on select designs. > Free PNC Exclusive design (wallet only) for Performance Select Checking or $ discount on select designs. Money Market Check Orders: $0 per order Counter Checks: $.50 for each counter check

14 OTHER ACCOUNT CHARGES AND SERVICES (continued) ATM Statements Available at select ATMs > Performance Select Checking and Performance Checking - No charge for statements at PNC Bank ATMs - No charge for statements at non-pnc Bank ATMs > Free Checking accounts that maintain an average monthly balance of at least $,000 and Free Checking Accounts opened through our WorkPlace Banking Program that maintain a qualifying direct deposit of 4 $400 or more, regardless of account balance - No charge for statements at PNC Bank ATMs - Fees reimbursed for mini or full statements at non-pnc Bank ATMs > All other accounts - $.50 per mini statement at PNC Bank ATMs - $.00 per full statement at PNC Bank ATMs - $.50 per mini or full statements at non-pnc Bank ATMs Account Research: $35 per hour (minimum of $5) Escheat Charge (Philadelphia only): $0 per account STATEMENT OPTIONS Online Banking Statement: No charge for online delivery of your account statement for eligible checking, savings and money market accounts. Check Safekeeping (paper statement where PNC retains images of your checks, replacement checks and images of your canceled checks we have received from other banks) > Required for money markets accounts > No charge for all accounts Online Banking and Check Safekeeping Statements (for delivery of both an online statement and a check safekeeping statement) > No charge for Performance Select Checking > $ per month for all other accounts Check Image (paper statement that contains images of the front side of your canceled checks, replacement checks and images of your canceled checks we receive from other banks) > No charge for Performance Checking and Performance Select Checking > $ per month for all other accounts* * Fee is charged monthly regardless of whether there are any actual canceled checks or replacement checks from that statement period. Canceled Checks Returned (paper statement that contains actual canceled checks, replacement checks and images of your canceled checks we have received from other banks) > No charge for Performance Select Checking > $ per month for Performance Checking* > $5 per month for all other accounts* * Fee is charged monthly regardless of whether there are any actual canceled checks or replacement checks from that statement period. EFORM686 3

15 ONLINE IMAGES AND PHOTOCOPY REQUESTS Digital images of checks, substitute checks, deposit tickets and Deposit Ticket Detail Lists* for up to the most recent 90 days of your account activity can be accessed online.** With all checking and money market accounts you can view, print and save these items. There is no charge for access to online images or requests for photocopies for Performance Checking and Performance Select Checking. For all other checking and money market accounts: Self service through Online Banking > Items up to 90 days - No charge > Items over 90 days - $ each > Deposited items within a Detailed Deposit Ticket List - $3 each Self service requests through Online Banking and Telephone Banking to mail or fax items: > Checks, substitute checks and deposit tickets - $ each > Deposit Ticket Detail List or items from within the list - $3 each Staff assisted requests for any item or statement copy: > $5 each * A Deposit Ticket Detail List is a list that includes all items within a deposit (only available for the account activity up to the most recent 90 days). ** Account transaction history in Online Banking is displayed from the current and two previous account statement cycles. ADDITIONAL NON-ACCOUNT RELATED SERVICES Cashier's Checks - available to customers only > No charge for Performance Checking and Performance Select Checking > $0 per check for all other accounts PNC Visa Gift Card > $3.95 per card purchased at PNC Bank Branches > $3.95 per month after the card expiration date if there has been no activity during the previous twelve months American Express Travelers Cheques > No charge for Performance Checking and Performance Select Checking > % of face value American Express Travelers Cheques for Two > No charge for Performance Checking and Performance Select Checking > 3% of face value American Express Gift Cheques: $.50 per gift cheque Money Order > $0.49 each for Foundation Checking > $5 each for all other accounts 4

16 WIRE TRANSFERS Domestic Wires > No charge for Performance Select Checking > $5 per outgoing wire (no minimum wire amount) - Additional $5 fee for Telephone Customer Service Representative assisted wire. > $5 per incoming wire (no minimum wire amount) Telephone Confirmations > $5 per incoming wire International Wires > $45 per outgoing wire ($00 USD minimum wire amount) - Additional $5 fee for Telephone Customer Service Representative assisted wire. This additional fee is not charged for Performance Select Checking. > $5 per incoming wire (no minimum wire amount) > $5 per tracer > $5 per incoming wire telephone notification International Checks > $40 per check (International Draft) > $0 per stop payment COLLECTION ITEMS* Incoming and Outgoing > $5 per bond transaction (except Series E, H, EE, HH or I) > $5 per draft, note or check item SAFE DEPOSIT BOXES Price will vary depending on the size of the safe deposit box > $5 plus tax per set of replacement keys (requires new set) > $5 plus cost of lock, time and mileage of locksmith for set of replacement keys, drilling of box and replacement of lock > $40 per hour ( hour minimum) for inventory by bank personnel > $0 late payment fee INTERNATIONAL SERVICES* For International Wires and International Checks, see the Wire Transfers section Foreign Exchange Dependent upon current applicable exchange rate For all services listed below Cash Letter Service (Foreign Denomination) > Dependent upon current check buy rate (Returns will be processed using current check sell rate) EFORM686 5

17 INTERNATIONAL SERVICES*(continued) Collections ($00 USD minimum collection amount) > $5 per clean item * Note: Incidental costs for postage, insurance, delivery charges, correspondent bank charges and exceptional expenses, if applicable, and any other costs imposed on us will be added to the above fees for International Services and Collection Items. 3 4 Footnotes There may be a fee for certain optional services available through Online Banking. A Federal regulation prohibits you from making more than a total of 6 transfers each month to other accounts from a savings or money market account (including transfers to another account for overdraft protection) or to third parties each month by check, through point-of sale purchase transactions with a banking card, by pre-authorized or automatic agreements, telephone, or online. See your account agreement for more information. Other limits may apply to your account. Excessive transactions may result in changing your Savings or Money Market account to a Free Checking account. Overdraft protection must be tied to a PNC Bank checking, savings or money market account, credit card or approved line of credit. Lines of credit and credit card are also subject to applicable Account Agreements and/or Disclosure Statements. Note: When the first protecting account is a line of credit or credit card and a second protecting account is a deposit account, the transfer amount may be less than $ PNC Bank charges apply for use of another financial institution's or ATM operator's ATMs. Additionally, other financial institutions and/or ATM operators may charge for using their ATMs. PNC will reimburse these fees at the end of each statement cycle where the average monthly balance in the Free Checking account is $,000 or more, or the Free Checking account in our WorkPlace Banking Program maintains a qualifying direct deposit of $400 or more. Fees for savings or money market transactions will not be reimbursed in either case. A qualifying direct deposit is defined as a recurring direct deposit of a paycheck, pension, Social Security or other regular monthly income, electronically deposited into a checking account each statement cycle. Direct deposits must be made by an employer or an outside agency. Transfers from one account to another or deposits made at a branch or ATM do not qualify as direct deposits. 00 The PNC Financial Services Group, Inc. All rights reserved. Form Effective Date 08/3/0 Para servicio en español, -866-HOLA-PNC TT: PNC-BANK 6