CASUALTY CASUALTY INSURANCE SOLUTIONS

Size: px
Start display at page:

Download "CASUALTY CASUALTY INSURANCE SOLUTIONS"

Transcription

1 CASUALTY CASUALTY INSURANCE SOLUTIONS

2 CONTENTS Casualty Insurance Solutions 03 Products and coverage extensions 04 Preferred industry segments 04 Casualty Capacity by NAIC code 05 About ACE 05 ACE Global Guard 06 ACE Global Program Solutions (GPS SM ) 06 ACE Global Risk Engineering 07 00

3 CASUALTY INSURANCE SOLUTIONS ACE in Australia provides Public and Products Liability Insurance to a diverse range of businesses, from SME s through to multinational clients. Our international network of underwriting, claims and risk control professionals can tailor liability coverage to help businesses reduce risk and mitigate loss - all backed by a strong capital base that allows us to cover major exposures. 03

4 CASUALTY INSURANCE SOLUTIONS Products and coverage extensions Broadform public and products liability Umbrella liability Excess liability Broadform Liability and Environmental Protect package Marine Services Liability Global Guard (Multinational Liability) Errors and omissions Product recall expenses Ability to write to manuscript wordings Policy Highlights ACE has launched a new and improved Broadform Liability Insurance policy that includes a host of enhanced coverage features. Policy highlights include as standard: USA/Canada coverage coverage under the policy is extended to include personal injury and property damage in the USA and Canada. This includes products exported into both countries and the activities of travelling staff members who do not live there. Excess motor liability the policy includes coverage for the damage of motor vehicles in control of the insured (in excess of a separate motor insurance policy). Vendors indemnity coverage for personal injury and property damage for any person or organisation that sells the client s products in the regular course of their business. Property in the insured s care, custody or control The aggregate limit of liability for property in the client s care such as vehicles, leased premises and the personal effects of employees is $500,000. Indemnity to principals and others - The definition of Insured is extended to include any principal, person or company for which the Insured is obligated to provide insurance as afforded by the Policy. Preferred industry segments ACE has a broad appetite to write a wide range of industry segments, with each risk being individually underwritten on its own merits. Our preferred risks include, but are not limited to: Manufacturers Importers, distributors & exporters Retail Engineers Financial institutions Property owners Media and telecommunications Medical equipment Healthcare Aged care Mining (open cut and underground hard rock) Mining & energy contractors, including offshore Junior explorers Hotels/motels* Downstream oil & gas Power generation Utilities Ship repairers Marina operators Civil engineering projects * Accommodation only, no pubs 04

5 About ACE ACE Group is one of the world s largest multiline property and casualty insurers. ACE, via acquisitions by its predecessor companies, has been present in Australia for over 50 years. Casualty Capacity by NAIC code ACE is a market leader in terms of the amount of capacity we are able to deploy on casualty programs. This gives us a strong competitive advantage on large and complex casualty placements. Superior Financial Strength ACE Group s core operating insurance companies consistently receive among the highest ratings for financial strength from the rating agencies. The current Standard & Poor s ratings are: NAIC Category Agriculture, Forestry, Fishing and Hunting Capacity Available $100M Standard & Poor s ratings* AA/Stable ACE Group s core operating insurance companies AA-/Stable ACE Insurance Limited (Australia) ACE Group Financial Performance Several key data points attest to ACE Group s solid financial foundation and growth. Net Loss Reserves, which back our policyholder commitments, reflect ACE s stability and capacity to pay claims in long-tail insurance classes: (US$ in billions) Total Assets $43.9 $72.1 $94.5 Gross Premiums Written Net Loss Reserves Five-Year Average Combined Ratio ( ): 91.0% * The use of the S&P rating is restricted and is provided solely for the information of wholesale clients. It must not be used by or relied upon by any retail client. Mining $50M Utilities $50M Construction $100M Manufacturing $100M Wholesale Trade $100M Retail Trade $100M Transportation and Warehousing $100M Information/Communications $100M Finance and Insurance $100M Real Estate Rental and Leasing $100M Professional, Scientific and Technical Services Management of Companies and Enterprises Waste Management and Remediation Services $100M $100M $100M Educational Services $100M Health Care and Social Assistance $100M Arts, Entertainment and Recreation $100M Accommodation and Food Services $100M Public Administration $50M 05

6 CASUALTY INSURANCE SOLUTIONS Companies are increasingly operating in a global environment with subsidiaries or even small sales outlets positioned overseas. A multinational presence brings with it increased risk as corporations are faced with varying regulatory and legislative requirements, cultural differences, attacks on their reputation and a lack of insurance expertise. ACE Global Guard ACE Global Guard is a co-ordinated insurance and risk management solution for companies with international subsidiaries or assets. Whether you are a manufacturer with factories overseas, a financial institution with offices around the world, or an international network of hotels, the ACE Global Guard product will give you a centralised and effective solution to your multinational insurance requirements. Your ACE underwriter will structure insurance programs that address your specific needs. From regulations governing foreign subsidiaries, to the use of nonadmitted insurers, to excess liability, or to localised Public Liability coverage, we deliver solutions that are truly global. ACE Global Guard enables you to: Build the insurance program ACE Global Program Solutions (GPS SM ) ACE Global Program Solutions represents the totality of ACE s multinational insurance capability. ACE GPS SM brings together ACE s local insurance professionals and network partners, innovative technology, broad product array, and legal and regulatory expertise to help our clients and their brokers to manage their worldwide insurance programs. With ACE GPS SM you will benefit from: ACE s physical presence in 54 countries An extended network of long-term ACE partners covering more than 170 countries Dedicated Client Relationship Managers Multinational claims service representatives to coordinate claims across our global network A broad product range spanning property, casualty, and accident and health Access to ACE Worldview SM an award winning online portal enabling brokers and clients to manage their global insurance programs in real time Extensive in-country, product-specific and multinational compliance expertise Issue compliant and locally admitted policies in the countries that you require Tailor coverage that suits your business Move premiums quickly and efficiently Resolve claims around the world 06

7 ACE Global Risk Engineering In addition to our leading insurance products, ACE offers Liability Risk Management services through its in-house Risk Engineering specialists. ACE s Liability Risk Engineers have extensive experience in a wide range of industries and are familiar with local regulations, work practices, and international loss prevention standards. Their job is to assist ACE clients to better control and manage liability risk. ACE Risk Engineering Services in the Asia Pacific region are part of a global network of risk engineering consultants based in major cities around the world. The group is managed by Regional Directors who communicate and meet on a regular basis to ensure a high standard of service for our customers. Our risk engineers come from various engineering backgrounds; this diversity strengthens our expertise in loss prevention. We have also gained extensive experience in general commercial and heavy industries as well as areas such as occupational health & safety, public and products liability and environmental risk. ACE Global Engineering Network resources currently support industries such as metal fabrication, chemical manufacturing, electronics, telecommunications, food and beverage, pulp and paper, non-prescription pharmaceutical, hospitality, primary metals, healthcare, educational institutions, leisure and entertainment, printing, real estate, large and medium sized manufacturing risks and many others. The following is a sample of services currently offered through our ACE Liability Engineering team operating from our offices throughout Asia Pacific: Liability risk benchmarking programs for: - Public Liability - Product Liability Employers Liability (Hong Kong & Singapore) Product recall benchmarking: the Green Light program Hazard inspection and assessment surveys and reporting Technical advice on industry trends and emerging risk exposures 07

8 CONTACT US ACE Insurance Limited ABN AFSL: Australia Head Office and New South Wales Branch The ACE Building 28 O Connell Street Sydney NSW 2000 Tel: (02) Fax: (02) Queensland Branch Level 27, 10 Eagle Street Brisbane QLD 4000 Tel: (07) Fax: (07) South Australia Branch Level 7, 147 Pirie Street Adelaide SA 5000 Tel: (08) Fax: (08) Victoria Branch Level 16, 600 Bourke Street Melbourne VIC 3000 Tel: (03) Fax: (03) Western Australia Branch Level 26, 44 St George s Terrace Perth WA 6000 Tel: (08) Fax: (08) Important Notes Any advice in this brochure is general only. Before acting on this advice, please consider your objectives, financial situation or needs. This brochure is intended to provide only a general description of the products and associated services offered by ACE Insurance Limited (ABN ). We recommend that a potential purchaser thoroughly examine any of our policy offerings and consult with an appropriate expert to be certain of the precise nature of its details. Potential purchasers should contact ACE or their broker and / or insurance agent for further advice ACE Group. Coverages underwritten by one or more companies of the ACE Group. Not all coverages available in all jurisdictions. ACE, ACE logo, and ACE insured are trademarks of ACE Limited. ACE

FINANCIAL LINES ACE ELITE PLUS MANAGEMENT LIABILITY INSURANCE

FINANCIAL LINES ACE ELITE PLUS MANAGEMENT LIABILITY INSURANCE FINANCIAL LINES ACE ELITE PLUS MANAGEMENT LIABILITY INSURANCE 00 The ACE Elite Plus Management Liability policy features coverage and benefits designed to address the serious risks confronting private

More information

ACE BUSINESS TRAVEL INSURANCE

ACE BUSINESS TRAVEL INSURANCE ACCIDENT & HEALTH ACE BUSINESS TRAVEL INSURANCE LOCAL EXPERTS, GLOBAL COVER Why choose ACE? A new and improved policy with broad coverage and a host of additional benefits Expert service from local underwriting

More information

ACE VOLUNTARY WORKERS INSURANCE

ACE VOLUNTARY WORKERS INSURANCE ACE VOLUNTARY WORKERS INSURANCE SUMMARY OF KEY CHANGES Please note: This document provides a brief summary of the key changes made to the ACE Voluntary Workers Insurance Wording and Product Disclosure

More information

ACE JOURNEY ACCIDENT INSURANCE

ACE JOURNEY ACCIDENT INSURANCE ACCIDENT & HEALTH ACE JOURNEY ACCIDENT INSURANCE SUMMARY OF KEY CHANGES Please note: This document provides a brief summary of the key changes made to the ACE Journey Accident Insurance Policy Wording

More information

CONTENTS. A Message from the Country President 1. Expect More With ACE 2. Profile of ACE 3. ACE Group Diversity, Strength and Stability 4

CONTENTS. A Message from the Country President 1. Expect More With ACE 2. Profile of ACE 3. ACE Group Diversity, Strength and Stability 4 ACE IN AUSTRALIA 1 CONTENTS A Message from the Country President 1 Expect More With ACE 2 Profile of ACE 3 ACE Group Diversity, Strength and Stability 4 Multinational Global Program Solutions 5 Client

More information

ENERGY LIABILITY INsuRANcE IN AsIA pacific

ENERGY LIABILITY INsuRANcE IN AsIA pacific ENERGY LIABILITY insurance in asia pacific 0 ACE insured means being protected by one of the world s leading insurance companies with people who understand your risks and go out of their way to help. ENERGY

More information

JLT Mining. Utilising our expert knowledge of the mining industry and through understanding your individual business, JLT Mining can deliver:

JLT Mining. Utilising our expert knowledge of the mining industry and through understanding your individual business, JLT Mining can deliver: Mining Jardine Lloyd Thompson is one of the world s largest providers of insurance, reinsurance and employee benefits related advice, brokerage and associated services. JLT s client proposition is built

More information

21 - MINING. 42 0.87% 221 Utilities 42 0.87% 6,152 0.68 23 - CONSTRUCTION

21 - MINING. 42 0.87% 221 Utilities 42 0.87% 6,152 0.68 23 - CONSTRUCTION Total of State, Local Government and Private Sector 11 - AGRICULTURE, FORESTRY, FISHING & HUNTING 21 - MINING 4,824 71 1.47% 111 Crop Production 24 0.50% 2,754 0.87 112 Animal Production 35 0.73% 5,402

More information

ACE GROUP PERSONAL ACCIDENT & SICKNESS INSURANCE

ACE GROUP PERSONAL ACCIDENT & SICKNESS INSURANCE ACCIDENT & HEALTH ACE GROUP PERSONAL ACCIDENT & SICKNESS INSURANCE SUMMARY OF KEY CHANGES Please note: This document provides a brief summary of the key changes made to the ACE Group Personal & Sickness

More information

ACE elite fraudprotector

ACE elite fraudprotector ACE elite fraudprotector Commercial Crime Insurance Policy ACE elite fraudprotector Insurance Policy (ed. AU 09/10) It wouldn t happen to us ACE elite fraudprotector Insurance Policy Fraud is a major threat

More information

FIS Mergent Online. Walsh College Library. Select one or more of the databases to search

FIS Mergent Online. Walsh College Library. Select one or more of the databases to search Walsh College Library FIS Mergent Online U.S. Company Data Financial information on over 25,000 U.S. public companies (active & inactive) International Company Data Financial information for over 20,000

More information

Employee Protect Insurance

Employee Protect Insurance Employee Protect Insurance L O C K T O N C O M P A N I E S LOCKTON AUSTRALIA HAS CREATED AN ALL IN ONE EMPLOYEE BENEFIT POLICY TO GIVE YOU AND YOUR EMPLOYEES PEACE OF MIND. Employee Protect is an All Risks

More information

PROTECTING A COMPANY S MOST VALUABLE ASSETS:

PROTECTING A COMPANY S MOST VALUABLE ASSETS: PROTECTING A COMPANY S MOST VALUABLE ASSETS: cross-border solutions for international business travel risk management challenges Suresh Krishnan PROTECTING A COMPANY S VALUABLE ASSETS: cross-border solutions

More information

heavy motor Product Profile

heavy motor Product Profile heavy motor Product Profile Heavy Motor Product Profile Lumley Insurance Heavy Motor provides insurance protection via market leading wordings, risk management and claims service, delivering holistic risk

More information

RISK CONTROL SERVICES. Global Specialty Lines

RISK CONTROL SERVICES. Global Specialty Lines RISK CONTROL SERVICES Global Specialty Lines RSA Risk Control a continuum of service Risk is everywhere. That is an undisputable fact. But how you manage or control risk is the key to protecting your people,

More information

ACE GPS. Navigating the World With You

ACE GPS. Navigating the World With You ACE GPS SM Navigating the World With You ACE Group delivers client-focused solutions to multinational companies through our ACE GPS SM global platform. Introducing ACE Global Program Solutions (ACE GPS

More information

DRAFT. All NAICS. 3-Digit NAICS BP C 3 P 76 X 0 BP C 0 P 0 X 2 OC C 29 P 44 X 35 OC C 0 P 0 X 2 MH C 96 MH C 8 P 37 X 62 P 1107 X 587

DRAFT. All NAICS. 3-Digit NAICS BP C 3 P 76 X 0 BP C 0 P 0 X 2 OC C 29 P 44 X 35 OC C 0 P 0 X 2 MH C 96 MH C 8 P 37 X 62 P 1107 X 587 All NAICS 3-Digit NAICS BP C 3 P 76 X 0 OC C 29 P 44 X 35 MH C 96 P 1107 X 587 BP C 0 P 0 X 2 OC C 0 P 0 X 2 MH C 8 P 37 X 62 ML C 66 P 958 X 772 ML C 4 P 34 X 69 A. Resource Uses. 11 Agriculture, Forestry,

More information

directors & officers liability insurance information

directors & officers liability insurance information directors & officers liability insurance information CGU Professional Risks, as one of Australia s leading directors and officers insurers for over 20 years, offers an insurance policy that is designed

More information

property owners Property insurance and rental protection

property owners Property insurance and rental protection property owners Property insurance and rental protection 1 Between 1990 and 2006 Ireland s property sector grew faster than that of any other developed economy. A period of intense growth in the Irish

More information

Windsor. Management Insurance Brokers. Enjoy the difference

Windsor. Management Insurance Brokers. Enjoy the difference Windsor Management Insurance Brokers Enjoy the difference Our Company Windsor Management Insurance Brokers provides specialist insurance broking services for THE retail, SME, commercial and corporate sectors,

More information

Honan Insurance Group Company Profile

Honan Insurance Group Company Profile Honan Insurance Group Company Profile $200M+ PREMIUM REVENUE 150+ EMPLOYEES 100+ COUNTRIES WHAT YOU NEED TO KNOW ABOUT HONAN The Honan Insurance Group is an Australian owned and operated insurance broking

More information

Business-Facts: 3 Digit NAICS Summary 2014

Business-Facts: 3 Digit NAICS Summary 2014 Business-Facts: 3 Digit Summary 4 County (see appendix for geographies), Agriculture, Forestry, Fishing and Hunting 64 4.6 Crop Production 8.8 Animal Production and Aquaculture. 3 Forestry and Logging

More information

about us About Us In addition, MECON Winsure: Brisbane: Sydney: Melbourne:

about us About Us In addition, MECON Winsure: Brisbane: Sydney: Melbourne: about us About Us At MECON Winsure, we share our experience with insurance brokers in order to deliver tailored solutions for a wide range of businesses and requirements. Our team is committed to meeting

More information

GLOBAL SPECIALTY LINES GLOBAL EXPERTISE, DELIVERED LOCALLY.

GLOBAL SPECIALTY LINES GLOBAL EXPERTISE, DELIVERED LOCALLY. GLOBAL SPECIALTY LINES GLOBAL EXPERTISE, DELIVERED LOCALLY. 02 Global expertise, delivered locally. introducing rsa RSA is one of the world s leading multinational quoted insurance groups. The services

More information

Genuine Safety. Outstanding Service.

Genuine Safety. Outstanding Service. C o r p o r a t e P r o f i l e Genuine Safety. Outstanding Service. Our vision to be the leading provider of innovative formwork and scaffolding solutions begins by building a reputation for safe, on

More information

Boiler & Machinery. Allianz Global Corporate & Specialty North America. Depend on our broad scope and focus.

Boiler & Machinery. Allianz Global Corporate & Specialty North America. Depend on our broad scope and focus. Boiler & Machinery Depend on our broad scope and focus. Allianz Global Corporate & Specialty North America offers a wide range of innovative Boiler & Machinery risk solutions for many types of businesses

More information

PUBLIC & PRODUCTS LIABILITY RENEWAL DECLARATION

PUBLIC & PRODUCTS LIABILITY RENEWAL DECLARATION PUBLIC & PRODUCTS LIABILITY RENEWAL DECLARATION IMPORTANT INFORMATION: PLEASE READ THE FOLLOWING INFORMATION BEFORE COMPLETING THIS RENEWAL DECLARATION A. Obtaining a Quotation To minimise delays in obtaining

More information

Number of jobs Industry

Number of jobs Industry Full-Time and Part-time Wage and Salary Employment by NAICS Industry for Iowa: 2001-2009 Number of jobs Industry 2009 2008 2007 2006 2005 2004 2003 2002 2001 Wage and salary employment by place of work

More information

Business-Facts: 3 Digit NAICS Summary 2015

Business-Facts: 3 Digit NAICS Summary 2015 Business-Facts: Digit Summary 5 5 Demographics Radius : 9 CHAPEL ST, NEW HAVEN, CT 65-8,. -.5 Miles, Agriculture, Forestry, Fishing and Hunting Crop Production Animal Production and Aquaculture Forestry

More information

Business. insurance information

Business. insurance information Business insurance information A The CGU Business Package is designed to meet the needs of Australian small-to-medium sized businesses. Whether you are a manufacturer, importing or storage, retailer, service

More information

ENERGY INSURANCE SOLUTIONS FOR THE OIL AND GAS INDUSTRY

ENERGY INSURANCE SOLUTIONS FOR THE OIL AND GAS INDUSTRY ENERGY INSURANCE SOLUTIONS FOR THE OIL AND GAS INDUSTRY ACE USA offers a full spectrum of insurance products designed to meet the needs of the oil and gas industry. We recognize the increasing demands

More information

Professional Indemnity

Professional Indemnity Allianz Global Corporate & Specialty Professional Indemnity Capability Statement Protecting your clients with a range of professional indemnity products. Professional Indemnity at a glance In an increasingly

More information

North Bay Industry Sector Rankings (By County) October 2015 Jim Cassio

North Bay Industry Sector Rankings (By County) October 2015 Jim Cassio North Bay Rankings (By County) October 2015 Jim Cassio North Bay Rankings (By County) Source: EMSI (Economic Modeling Specialists, Intl.) Contents Lake County... 3 Jobs... 3 Job Growth (Projected)...

More information

PHARMASURE PUBLIC AND PRODUCT LIABILITY APPLICATION FORM Form A ( Complementary, OTC & Cosmetics)

PHARMASURE PUBLIC AND PRODUCT LIABILITY APPLICATION FORM Form A ( Complementary, OTC & Cosmetics) PharmaSure Insurance Services Suite 202, 103 Miller Street, North Sydney NSW 2060 Australia Postal Address: PO Box 1678 North Sydney NSW 2059 Australia Phone: +612 9929 9877 Fax: +612 9929 9811 Email:

More information

CGU Professional Risks Professional Indemnity Insurance

CGU Professional Risks Professional Indemnity Insurance CGU Professional Risks Professional Indemnity Insurance Summary of significant changes: Professional Indemnity Insurance Policy (CGU PI 12-12) Replacing: Professional Indemnity Insurance Policy (CGU PI

More information

Miramar Broadform Liability Insurance Proposal

Miramar Broadform Liability Insurance Proposal Miramar Broadform Liability Insurance Proposal IMPORTANT NOTES YOUR DUTY OF DISCLOSURE Before You enter into a contract of general insurance with an insurer, You have a duty, under the Insurance Contracts

More information

NAICS CHANGES IN CES PUBLISHING DETAIL CHANGES FROM SIC TO NAICS By: Joseph F. Winter, CES Supervisor

NAICS CHANGES IN CES PUBLISHING DETAIL CHANGES FROM SIC TO NAICS By: Joseph F. Winter, CES Supervisor NAICS CHANGES IN CES PUBLISHING DETAIL CHANGES FROM SIC TO NAICS By: Joseph F. Winter, CES Supervisor The change in the CES publishing structure from the SIC industry groupings to the NAICS is in effect

More information

FINANCIAL LINES & VENTURE CAPITAL INSURANCE FAQS

FINANCIAL LINES & VENTURE CAPITAL INSURANCE FAQS FINANCIAL LINES ACE elite PRIVATE EQUITY & VENTURE CAPITAL INSURANCE FAQS 1 The new elite wording is a package policy comprising: Directors & Officers Liability Insurance (D&O) Outside Directors Liability

More information

TECHNICAL & ENGINEERING INSURANCE ACE TECHNICAL LINES

TECHNICAL & ENGINEERING INSURANCE ACE TECHNICAL LINES TECHNICAL & ENGINEERING INSURANCE ACE TECHNICAL LINES Companies today are looking for an insurer who can cater for their whole range of technical or engineering insurance requirements, from machinery breakdown,

More information

BUSINESS STATISTICS SNAPSHOT UPDATE April 2015

BUSINESS STATISTICS SNAPSHOT UPDATE April 2015 BUSINESS STATISTICS SNAPSHOT UPDATE April 2015 Australian Overview 1 Australian Businesses 1 The number of actively trading businesses in Australia was 2 100 162 at June 2014, increased by 1 per cent (20

More information

COLLECTION & PUBLICATION OF GENERAL INSURANCE STATISTICS AN OVERVIEW OF REGULATORY BEST PRACTICE. Win-Li Toh 20 November 2014

COLLECTION & PUBLICATION OF GENERAL INSURANCE STATISTICS AN OVERVIEW OF REGULATORY BEST PRACTICE. Win-Li Toh 20 November 2014 COLLECTION & PUBLICATION OF GENERAL INSURANCE STATISTICS AN OVERVIEW OF REGULATORY BEST PRACTICE Win-Li Toh 20 November 2014 What we ll cover today A potted history of regulation: Australia, NZ, US, Canada

More information

The North American Industry Classification System (NAICS)

The North American Industry Classification System (NAICS) The North American Industry Classification System (NAICS) 1 The North American Industry Classification System (NAICS) has replaced the U.S. Standard Industrial Classification (SIC) system http://www.census.gov/epcd/www/naics.html

More information

ARCHITECTS, ENGINEERS, SURVEYORS & CONSTRUCTION INDUSTRIES PROFESSIONAL INDEMNITY INSURANCE PROPOSAL FORM

ARCHITECTS, ENGINEERS, SURVEYORS & CONSTRUCTION INDUSTRIES PROFESSIONAL INDEMNITY INSURANCE PROPOSAL FORM Australian Indemnity ARCHITECTS, ENGINEERS, SURVEYORS & CONSTRUCTION INDUSTRIES PROFESSIONAL INDEMNITY INSURANCE PROPOSAL FORM IMPORTANT FACTS RELATING TO THIS PROPOSAL FORM The Purpose of this Proposal

More information

Building and protecting your wealth the tax effective way

Building and protecting your wealth the tax effective way Building and protecting your wealth the tax effective way Strategies guide 2014/2015 The lead up to End of Financial Year (EOFY) provides a good opportunity to review your wealth creation plans. At this

More information

Employment Outlook for. Electricity, Gas, Water and Waste Services

Employment Outlook for. Electricity, Gas, Water and Waste Services Employment Outlook for Electricity, Gas, Water and Waste Contents INTRODUCTION... 3 EMPLOYMENT GROWTH... 4 EMPLOYMENT PROSPECTS... 6 VACANCY TRENDS... 8 WORKFORCE AGEING... 10 EMPLOYMENT BY GENDER AND

More information

Engineers, Architects, Surveyors And Relation Professions Professional Indemnity Proposal Form

Engineers, Architects, Surveyors And Relation Professions Professional Indemnity Proposal Form Engineers, Architects, Surveyors And Relation Professions Professional Indemnity Proposal Form Once completed, please sign and return together with any additional sheets and attachments to: Prime Underwriting

More information

AUSTRALASIA CONSTRUCTION INSIGHT

AUSTRALASIA CONSTRUCTION INSIGHT AUSTRALASIA CONSTRUCTION INSIGHT March 2014 APRIL 2014 Disclaimer: While all reasonable skill and care has been taken in preparation of this document it should not be construed or relied upon as a substitute

More information

Broadform Liability 38 P100032 PLB

Broadform Liability 38 P100032 PLB Policy Schedule www.penunderwriting.com.au Class of Insurance: Policy Number: The Insured: Address of the Insured: Broadform Liability 38 P100032 PLB Athletics Australia Australian Masters Athletics, irun,

More information

Small business guide to trade practices compliance programs. April 2006

Small business guide to trade practices compliance programs. April 2006 Small business guide to trade practices compliance programs April 2006 Commonwealth of Australia 2006 ISBN 1 920702 93 8 This work is copyright. Apart from any use permitted under the Copyright Act 1968

More information

BARRY F. LORENZETTI MISSION STATEMENT A MESSAGE FROM THE PRESIDENT

BARRY F. LORENZETTI MISSION STATEMENT A MESSAGE FROM THE PRESIDENT 15 MISSION STATEMENT To be the most professional, client-oriented and innovative insurance brokerage and consulting firm in Canada, through a disciplined and dedicated team approach. A MESSAGE FROM THE

More information

ACE Renewable Energy

ACE Renewable Energy ACE Renewable Energy Powering Insurance Solutions ACE Renewable Energy A Leading Provider of Insurance for Renewable Energy Production ACE USA specializes in Renewable Energy insurance solutions for diverse

More information

QBE Insurance (Europe) Limited (Dubai Branch)

QBE Insurance (Europe) Limited (Dubai Branch) QBE Insurance (Europe) Limited (Dubai Branch) Contents Page no. QBE operations background & structure 3 QBE in the DIFC 13 Dubai product offerings 17 Dubai branch 29 Disclaimer 33 2 QBE Dubai Generic Presentation

More information

LOCALLY FOCUSED. NATIONALLY RESOURCED. INTERNATIONALLY REPRESENTED.

LOCALLY FOCUSED. NATIONALLY RESOURCED. INTERNATIONALLY REPRESENTED. LOCALLY FOCUSED. NATIONALLY RESOURCED. INTERNATIONALLY REPRESENTED. Here and around the world The Arthur J. Gallagher company has Australian roots that, since 1976, have grown through a network of insurance

More information

Calgary Small Businesses: Fact Sheet

Calgary Small Businesses: Fact Sheet Calgary Small Businesses: Fact Sheet Calgary small businesses account for nearly 95 per cent of all businesses they are a driving force within the city s business community. Small business owners have

More information

Captive & Insurance Management

Captive & Insurance Management Aon Risk Solutions Global Risk Consulting Captive & Insurance Management Location of captive parent company 500+ captives 250-500 captives 51-249 captives 10-50 captives

More information

Tyre Retail / Wholesale Proposal Public & Products Liability

Tyre Retail / Wholesale Proposal Public & Products Liability Tyre Retail / Wholesale Proposal Public & Products Liability This form must be signed by the insured/proposer or a person employed and/or authorised by the insured/proposer. When completing the form, if

More information

Insurance, Training, Risk and Compliance for the Transport Industry

Insurance, Training, Risk and Compliance for the Transport Industry Insurance, Training, Risk and Compliance for the Transport Industry We have worked closely in collaboration to offer the most extensive Insurance, Training, Risk and Compliance solution for the Transport

More information

College Park Latitude: 28.571156 Edgewater Dr & W Princeton St, Orlando, FL 32804 Longitude: -81.38947 Ring: 1.5 Miles

College Park Latitude: 28.571156 Edgewater Dr & W Princeton St, Orlando, FL 32804 Longitude: -81.38947 Ring: 1.5 Miles Site Map 2010 ESRI 3/03/2011 Page 1 of 1 Traffic Count Map College Park Edgewater Dr & W Princeton St, Orlando, FL 32804 Latitude: 28.571156 Longitude: -81.38947 Source: 2010 MPSI Systems Inc. d.b.a. DataMetrix

More information

Professional Indemnity Proposal form

Professional Indemnity Proposal form Important Information Please read this first Professional Indemnity Proposal form Important facts relating to this proposal form You should read the following advice before proceeding to complete this

More information

Financial services guide

Financial services guide Macquarie Equities Limited About this document This Financial Services Guide (Guide) is an important document that outlines the types of products and services that Macquarie Equities Limited ( MEL, we,

More information

GLOBAL PROPERTY Loss Prevention Engineering. Next

GLOBAL PROPERTY Loss Prevention Engineering. Next GLOBAL PROPERTY 1 (CONT.) About AIG s division brings sophisticated and extensive capabilities to our clients risk management programs. AIG s unrivalled worldwide network provides a superior platform to

More information

Generali, Your Loyal Insurance Partner Since 1831

Generali, Your Loyal Insurance Partner Since 1831 Generali, Your Loyal Insurance Partner Since 1831 Generali Global Corporate & Commercial U.S.A generali.com 1 Assicurazioni Generali - Generali Global Corporate & Commercial U.S.A Generali. One of the

More information

For Smart Insurance Solutions Choose Coverforce

For Smart Insurance Solutions Choose Coverforce For Smart Insurance Solutions Choose Coverforce Our Capability Issue Date 1st October 2012 A different company Creating smart insurance solutions for clients is what we do. Our determination to genuinely

More information

PUBLIC & PRODUCTS LIABILITY PROPOSAL FORM IMPORTANT INFORMATION: PLEASE READ THE FOLLOWING INFORMATION BEFORE COMPLETING THIS PROPOSAL

PUBLIC & PRODUCTS LIABILITY PROPOSAL FORM IMPORTANT INFORMATION: PLEASE READ THE FOLLOWING INFORMATION BEFORE COMPLETING THIS PROPOSAL PUBLIC & PRODUCTS LIABILITY PROPOSAL FORM IMPORTANT INFORMATION: PLEASE READ THE FOLLOWING INFORMATION BEFORE COMPLETING THIS PROPOSAL A. Obtaining a Quotation To minimise delays in obtaining a quotation

More information

FINANCIAL SERVICES GUIDE

FINANCIAL SERVICES GUIDE FINANCIAL SERVICES GUIDE W0355AU (2014) WWW.WILLIS.COM.AU Willis Australia Limited ABN 90 000 321 237 AFS Licence No 240600 Date of Issue: 1 August 2014 Introduction This Financial Services Guide (FSG)

More information

Product List Bermuda Casualty, Financial Lines, and Global Risk Solutions

Product List Bermuda Casualty, Financial Lines, and Global Risk Solutions 2015 THIS INFORMATION IS INTENDED FOR INSURANCE BROKERS AND OTHER INSURANCE PROFESSIONALS ONLY Product List Bermuda Casualty, Financial Lines, and Global Risk Solutions At AIG, product innovation never

More information

Private sector wage and salary workers 2 Government workers 3 Self-employed workers 4. Number Percent Number Percent Number Percent Number Percent

Private sector wage and salary workers 2 Government workers 3 Self-employed workers 4. Number Percent Number Percent Number Percent Number Percent Total 106 100.0 88 100.0 11 100.0 7 100.0 Goods producing 45 42.5 44 50.0 -- -- 1 14.3 Natural resources and mining 13 12.3 13 14.8 -- -- -- -- Agriculture, forestry, fishing and hunting -- -- -- -- --

More information

Catlin Insurance Company (UK) Ltd, part of the Catlin Group of Companies. Glossary COMMERCIAL MARINE CRISIS MANAGEMENT ASSET PROTECTION

Catlin Insurance Company (UK) Ltd, part of the Catlin Group of Companies. Glossary COMMERCIAL MARINE CRISIS MANAGEMENT ASSET PROTECTION Welcome to Catlin Catlin Insurance Company (UK) Ltd, part of the Catlin Group of Companies Welcome to the Catlin Group of companies, a leading specialty property and casualty insurer operating in more

More information

Australian Shopping Centre Industry. Scale and Performance Measures. Prepared for Shopping Centre Council of Australia

Australian Shopping Centre Industry. Scale and Performance Measures. Prepared for Shopping Centre Council of Australia Australian Shopping Centre Industry Scale and Performance Measures Prepared for Shopping Centre Council of Australia August 2015 STAFF RESPONSIBLE FOR THIS REPORT WERE: Director Associate Director Research

More information

Allianz Global Corporate & Specialty Claims Service

Allianz Global Corporate & Specialty Claims Service Allianz Global Corporate & Specialty Claims Service Delivering a positive customer experience. 1 2 3 4 Your trusted partner. The AGCS Claims Service. Why partner with AGCS? AGCS Claims Team. Your trusted

More information

1997 NAICS Agriculture, Forestry, Fishing and Hunting Mining Utilities

1997 NAICS Agriculture, Forestry, Fishing and Hunting Mining Utilities 11 1997 NAICS Adult Entertainment Business Agriculture, Forestry, Fishing and Hunting 111 Crop Production 1114 Greenhouse, Nursery & Floriculture Production L M H MHR CSC NC LNC OPD DD PUD Mixed A-1 L1

More information

Nebraska Department of Economic Development. Angel Investment Tax Credit. Qualified Small Business Certification Application Form.

Nebraska Department of Economic Development. Angel Investment Tax Credit. Qualified Small Business Certification Application Form. Form NDEDQSB Nebraska Department of Economic Development Angel Investment Tax Credit Qualified Small Business Certification Application Form Section I. Business name and identifying information Legal Name

More information

Property & Casualty. Flexible insurance for retail chain stores

Property & Casualty. Flexible insurance for retail chain stores Property & Casualty Flexible insurance for retail chain stores 1 2 ACE Retail, a comprehensive package insurance, can lift some of the pressure on retailers by addressing issues such as risk management,

More information

Cross Border Solutions

Cross Border Solutions Allianz Insurance plc Cross Border Solutions Your guide to cross border solutions with Allianz For intermediary use only ALLIANZ The world from your doorstep Territories covered Allianz & AGCS Offices

More information

Aon s insurer partners?

Aon s insurer partners? Want to know more about Aon s insurer partners? A guide to Aon s Defigo Business Insurer Panel Six insurers providing greater choice and quality cover Aon is delighted to be able to offer you our Defigo

More information

ERRORS AND OMISSIONS INSURANCE FOR CONSTRUCTION, TECHNICAL AND PLANNING CONSULTANTS

ERRORS AND OMISSIONS INSURANCE FOR CONSTRUCTION, TECHNICAL AND PLANNING CONSULTANTS ERRORS AND OMISSIONS INSURANCE FOR CONSTRUCTION, TECHNICAL AND PLANNING CONSULTANTS For All the Commitments You Make IMPORTANT INSTRUCTIONS: Please: 1. Answer all questions completely. 2. If there is insufficient

More information

QBE FORWARD Cover BROADFORM PUBLIC & PRODUCTS LIABILITY INSURANCE

QBE FORWARD Cover BROADFORM PUBLIC & PRODUCTS LIABILITY INSURANCE QBE FORWARD Cover BROADFORM PUBLIC & PRODUCTS LIABILITY INSURANCE for Public Liability for Public & Products Liability FLEXIWRITE Proposal Every forward-looking manager will consider the daunting implications

More information

Office. insurance information

Office. insurance information Office insurance information CGU Office Package provides all-in-one protection for people who operate their business from an office, including medical and health, financial services, professionals, consultants

More information

Product Liability Insurance Proposal Form

Product Liability Insurance Proposal Form Product Liability Insurance Proposal Form Notes: Statement pursuant to Section 25(5) of the Insurance Act (Cap 142) or any amendments thereof: you are to disclose in the application, fully and faithfully,

More information

Investment. Phillip Street, Sydney. Capability Statement

Investment. Phillip Street, Sydney. Capability Statement Investment ADVISORY services Australia Phillip Street, Sydney Capability Statement Optus Centre, Macquarie Park Investment Advisory Services OVERVIEW CBRE s Investment Advisory Services team provides a

More information

REAL ESTATE AGENT / PROPERTY MANAGERS/ VALUER PROFESSIONAL INDEMNITY INSURANCE PROPOSAL FORM

REAL ESTATE AGENT / PROPERTY MANAGERS/ VALUER PROFESSIONAL INDEMNITY INSURANCE PROPOSAL FORM REAL ESTATE AGENT / PROPERTY MANAGERS/ VALUER PROFESSIONAL INDEMNITY INSURANCE PROPOSAL FORM IMPORTANT FACTS RELATING TO THIS PROPOSAL FORM The Purpose of this Proposal Form is to set out all relevant

More information

Hong Kong Directors Risk Increase

Hong Kong Directors Risk Increase Hong Kong Directors Risk Increase - Survey of HK Chartered Secretaries reveals that 90% see an - increasing threat of legal action against directors HONG KONG, 1 February 2008 A survey jointly conducted

More information

Show me the Money - Insights into PL and PI Claims Experience

Show me the Money - Insights into PL and PI Claims Experience Show me the Money - Insights into PL and PI Claims Experience Scott Duncan and Win-Li Toh Taylor Fry Pty Ltd This presentation has been prepared for the Actuaries Institute 2014 General Insurance Seminar.

More information

GLOBAL PROPERTY. Commercial Property START

GLOBAL PROPERTY. Commercial Property START Commercial Property START A LEADER About Global Property AIG s Global Property division brings sophisticated and extensive capabilities to our clients risk management programs. AIG s unrivalled worldwide

More information

Small Business Data Assess Your Competition Define Your Customers

Small Business Data Assess Your Competition Define Your Customers Small Business Data Assess Your Competition Define Your Customers Census Bureau Data Can Answer Many Questions What Is Census Bureau Data? Economic / business data Economic Census County Business Patterns

More information

PROFESSIONAL INDEMNITY INSURANCE PROPOSAL FORM

PROFESSIONAL INDEMNITY INSURANCE PROPOSAL FORM PROFESSIONAL INDEMNITY INSURANCE PROPOSAL FORM Answer all questions. Blanks &/or dashes, or answers known to underwriters or brokers or N/A are not acceptable & will delay consideration of this proposal.

More information

Restoring the Enterprise Statistics Program (ESP) For the 2012 Economic Census

Restoring the Enterprise Statistics Program (ESP) For the 2012 Economic Census Restoring the Enterprise Statistics Program (ESP) For the 2012 Economic Census Prepared by Robert P. Parker Consultant on Federal Statistics May 30, 2012. This report is released to inform interested parties

More information

VALUATIONS & LITIGATION SUPPORT

VALUATIONS & LITIGATION SUPPORT VALUATIONS & LITIGATION SUPPORT CAPABILITY STATEMENT The networ k for doing business We don t just seek a solution, we seek and implement a workable, intelligent solution. Partnership with us will ensure

More information

Building a Multinational Insurance Program: When, Why and How

Building a Multinational Insurance Program: When, Why and How Multinational Programs: Building a Multinational Insurance Program: When, Why and How David Valzania Head of AIG Multinational Americas 1.617.330.4419 david.valzania@aig.com www.aig.com/multinational WWW.CHICAGOLANDRISKFORUM.ORG

More information

Public Liability Insurance

Public Liability Insurance Public Liability Insurance THE INSURED Name of Insured Are you registered for GST? What is your ABN? Have you claimed or intend to claim an input tax credit on the GST component of the premium applicable

More information

Professional Indemnity Insurance Proposal Form for Engineers and Construction Professionals

Professional Indemnity Insurance Proposal Form for Engineers and Construction Professionals Professional Indemnity Insurance Proposal Form for Engineers and Construction Professionals Answer all questions. Blanks &/or dashes, or answers known to underwriters or brokers or N/A are not acceptable

More information

LLOYD S IN THE US MARKET

LLOYD S IN THE US MARKET LLOYD S IN THE US MARKET Contents 1 About Lloyd s 2 How Lloyd s works 3 Financial strength and ratings 3 Global reach 4 Multiple classes, maximum innovation 5 Lloyd s US a major player 6 Contact us ABOUT

More information

Liability Package for Associations and Non-profit Organisations

Liability Package for Associations and Non-profit Organisations Liability Package for Associations and n-profit Organisations Answer all questions. Blanks or dashes, or answers known to underwriters or brokers or N/A are unacceptable & will delay consideration of this

More information

QBE PROFESSIONAL LIABILITY. Miscellaneous Risks INSURANCE PROPOSAL PROPOSAL

QBE PROFESSIONAL LIABILITY. Miscellaneous Risks INSURANCE PROPOSAL PROPOSAL QBE PROFESSIONAL LIABILITY Miscellaneous Risks INSURANCE PROPOSAL PROPOSAL Professional Indemnity Insurance tice to the Proposed Insured This notice must be read before you complete the proposal form.

More information

Map of Industry Classification Benchmark (ICB) to proposed GRI Business Activity Groups

Map of Industry Classification Benchmark (ICB) to proposed GRI Business Activity Groups Additional information about the project can be found at https://www.globalreporting.org/reporting/sector-guidance/topics-research/pages/default.aspx Map of Industry Classification Benchmark (ICB) to proposed

More information

Supplier Diversity Program. Ensure a diversity of small businesses work with the Smithsonian to accomplish the Institution s mission.

Supplier Diversity Program. Ensure a diversity of small businesses work with the Smithsonian to accomplish the Institution s mission. SDP Goals Supplier Diversity Program Ensure a diversity of small businesses work with the Smithsonian to accomplish the Institution s mission. Accomplish success through each museum, research institute

More information

Masterpiece Signature Personal Insurance

Masterpiece Signature Personal Insurance Masterpiece Signature Personal Insurance Supplementary Product Disclosure Statement Issued 11 May 2015 This is a Supplementary Product Disclosure Statement (SPDS) which provides information about important

More information

PRINCIPAL BUSINESS ACTIVITIES OF THE COMPANY

PRINCIPAL BUSINESS ACTIVITIES OF THE COMPANY PRINCIPAL BUSINESS ACTIVITIES OF THE COMPANY S. No. Field Name Instructions II Number of business Enter the number of business undertaken by the company. II Main code Based on the number of business undertaken,

More information

Engineers, Architects, Surveyors and Relation Professions

Engineers, Architects, Surveyors and Relation Professions Application Form Professional Indemnity Insurance Send quotation requests to: Email: distribution@breezeuw.com.au Phone: 1300 556 826 Engineers, Architects, Surveyors and Relation Professions IMPORTANT

More information

Key Stats. Of 11 peer cities assessed, Calgary has the second highest level of economic power comparing GDP per capita.

Key Stats. Of 11 peer cities assessed, Calgary has the second highest level of economic power comparing GDP per capita. economy 21 Key Stats Of 11 peer cities assessed, Calgary has the second highest level of economic power comparing GDP per capita. - Deloitte, Benchmarking Calgary s Competitiveness, 2015 Of 11 peer cities

More information