Non-medical life insurance doesn t get easier than this

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1 Non-medical life insurance doesn t get easier than this

2 FROM THE EXPERTS IN NON-MEDICAL LIFE INSURANCE As Canada s experts in non-medical life insurance, Canada Protection Plan helps you provide your current and prospective clients with alternatives to traditional insurance. With our simple application process, affordable rates and high coverage, life insurance doesn t get any easier than this. Quick and easy application There are no medical exam or needles required for our hassle-free application process just answer a few simple questions and your application will be approved in as little as 48 hours. Affordable premiums Compare our rates to similar life insurance solutions you could save 30% or more. And our affordable premiums will never increase during the life of your policy. Up to $300,000 of coverage With Canada Protection Plan, you receive the broadest choice and the highest coverage amount available up to $300,000 in combined coverage plus an additional $250,000 if death is accidental. Life insurance doesn t get any easier than this.

3 PARTNER WITH CANADA PROTECTION PLAN We make it easier to grow your business. You can feel confident partnering with Canada Protection Plan because our policies are easy to sell, easy to understand and easy to process. Our application process is hassle-free and our turnaround times are fast. Industry-leading broker support benefits include:» Bilingual underwriters» Bilingual broker support hotline» Regional Sales Directors to provide on-the-ground support with a deep understanding of your clients and market» Policy application tracking through Virtgate» Bilingual assistance for application completion TOOLS THAT MAKE IT EASY TO SELL INCLUDE: Illustration software Regular product webinars Full suite of marketing materials for print or download, and in multiple languages Online application that s fast, easy and accurate Build a stronger business with Canada Protection Plan!

4 Who benefits from Canada Protection Plan? With Canada Protection Plan, you can offer your current and prospective clients straight-forward and hassle-free non-medical life insurance that s suitable for people with different needs. This includes individuals with: A fear of needles Busy schedules (and no time for complicated applications and blood tests) Existing medical conditions The need for more coverage and affordable premiums Driving infractions, risky hobbies and other issues

5 At Canada Protection Plan, our goal is to help you build a stronger business. By providing insurance solutions for your clients or prospects who can t get or don t want traditional insurance coverage for whatever reason, we can help. Take another look at your book and stop turning these growth opportunities away. David Slabodkin, President CANADA PROTECTION PLAN

6 CANADA PROTECTION PLAN NON-MEDICAL PERMANENT LIFE INSURANCE The following policies may be suitable for clients looking for alternatives to traditional life insurance. ACCEPTANCE LIFE Return of premium if death other than accidental occurs in year 1 & 2» Age 40-80» $2,500-$50,000 DEFERRED LIFE Return of premium if death other than accidental occurs in year 1 & 2» Age 25-80» $1,000-$75,000» Child Term Benefit SIMPLIFIED LIFE» Age 25-80» $1,000-$75,000 SIMPLIFIED LIFE PLUS» Age 25-80» $1,000 - $100,000» Child Term Benefit» Child Term Benefit Permanent Life Insurance policies are available as Life Pay or 20 Pay plans, and include Guaranteed Cash Surrender Values as well as Terminal Illness Benefit and Transportation Benefit. Acceptance Life not available as a 20 Pay plan. Also, Acceptance Life coverage in year 3 is 50% of face amount and 100% in years 4 and onwards. CANADA PROTECTION PLAN NON-MEDICAL TERM LIFE INSURANCE The following policies may be suitable for clients looking for alternatives to traditional life insurance. DEFERRED TERM Return of premium if death other than accidental occurs in year 1 & 2 TERM 10 TERM 20 TERM 100 $50,000-$150,000 Non-renewable $50,000-$150,000 Non-renewable $25,000-$150,000 Level for life SIMPLIFIED TERM TERM 10 TERM 20 TERM 100 Renewable to age 80 Renewable to age 90 $25,000-$200,000 Level for life SIMPLIFIED TERM PLUS TERM 10 TERM 20 TERM 100 Renewable to age 80 Renewable to age 90 $25,000-$200,000 Level for life Terminal Illness Benefit and Transportation Benefit are automatically included with Term 100 policies, with no extra fee required. Combined Coverage at a Glance Combine a Life policy and a Term policy for a higher amount of protection. For example, with Simplified Plus solutions: $100,000 Life coverage + $200,000 Term coverage = $300,000 of combined coverage

7 Build a stronger business with Canada Protection Plan! Call for more information. Canada Protection Plan Head Office: 250 Ferrand Drive, Suite 1100 Toronto, Ontario M3C 3G info@cpp.ca CPP-BR-E-NM001-Jul13

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